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88 Federal Register / Vol. 70, No.

1 / Monday, January 3, 2005 / Notices

consulting firm. After reviewing the proceeding, type of pleading (comment FEDERAL RESERVE SYSTEM
scientific studies referred to by the or reply comment), date of submission,
comments and reply comments, Avatar and the name of the electronic file on Formations of, Acquisitions by, and
submitted a report of its findings, the diskette. The label should also Mergers of Bank Holding Companies
entitled Notice of Inquiry Comment include the following phrase ‘‘Disk
Review Avian/Communication Tower Copy—Not an Original.’’ Each diskette The companies listed in this notice
Collisions, Final, Prepared for Federal should contain only one party’s have applied to the Board for approval,
Communications Commission. The pleadings, preferably in a single pursuant to the Bank Holding Company
public notice gives parties an electronic file. In addition, commenters Act of 1956 (12 U.S.C. 1841 et seq.)
opportunity to comment on Avatar’s (BHC Act), Regulation Y (12 CFR Part
must send diskette copies to the
report. 225), and all other applicable statutes
Parties who choose to file by paper Commission’s copy contractor, Best
Copy and Printing, Inc., 445 12th Street, and regulations to become a bank
must file an original and four copies of holding company and/or to acquire the
each filing. All filings by mail SW., CY–B402, Washington, DC 20554.
assets or the ownership of, control of, or
(including U.S. Postal Service Express Comments may be filed using the
the power to vote shares of a bank or
Mail, Priority Mail, and First Class Mail) Commission’s Electronic Comment
must be sent to the Commission’s bank holding company and all of the
Filing System (ECFS) or by filing paper
Secretary, Marlene H. Dortch, Federal banks and nonbanking companies
copies. Given recent changes in the
Communications Commission, Office of owned by the bank holding company,
Commission’s mail delivery system,
the Secretary, 445 12th Street, SW., including the companies listed below.
parties are strongly urged to use the
Washington DC 20054. ECFS to file their pleadings. Comments The applications listed below, as well
All filings sent to the Commission by filed through the ECFS can be sent as an as other related filings required by the
overnight delivery, e.g., Federal Express Board, are available for immediate
electronic file via the Internet to
(other than by U.S. Postal Service inspection at the Federal Reserve Bank
http://www.fcc.gov/e-file/ecfs.html.
Express Mail and Priority Mail), must be indicated. The application also will be
sent to the Commission’s Secretary, Generally, only one copy of an
electronic submission must be filed. In available for inspection at the offices of
Marlene H. Dortch, Federal the Board of Governors. Interested
Communications Commission, Office of completing the transmittal screen,
electronic filers should include their persons may express their views in
the Secretary, 9300 East Hampton Drive,
full name, Postal Service mailing writing on the standards enumerated in
Capitol Heights, MD 20743.
All hand-delivered or messenger- address, and the applicable docket the BHC Act (12 U.S.C. 1842(c)). If the
delivered filings must be delivered to number. Parties may also submit an proposal also involves the acquisition of
the Commission’s filing location at 236 electronic comment by Internet e-mail. a nonbanking company, the review also
Massachusetts Avenue, NE., Suite 110, To receive filing instructions for e-mail includes whether the acquisition of the
Washington, DC 20002–4913. The filing comments, commenters should send an nonbanking company complies with the
hours at this facility are 8 a.m. to 7 p.m. e-mail to ecfs@fcc.gov, and should standards in section 4 of the BHC Act
All hand deliveries must be held include the following words in the body (12 U.S.C. 1843). Unless otherwise
together with rubber bands or fasteners. of the message, ‘‘get form <your e-mail noted, nonbanking activities will be
Any envelopes must be disposed of address>.’’ A sample form and conducted throughout the United States.
before entering the building. directions will be sent in reply. Additional information on all bank
Comments and reply comments will holding companies may be obtained
be available for public inspection during These documents also will be
from the National Information Center
regular business hours in the FCC available electronically from the
website at www.ffiec.gov/nic/.
Reference Information Center, Federal Commission’s Electronic Comment
Filing System. Copies of filings in this Unless otherwise noted, comments
Communications Commission, 445 12th
Street, SW., Room CY–A257, proceeding may be obtained from Best regarding each of these applications
Washington, DC 20554. The Copy and Printing, Inc., Portals II, 445 must be received at the Reserve Bank
SUPPLEMENTARY INFORMATION section has 12th Street, SW., Room CY–B402, indicated or the offices of the Board of
instructions on how to review these Washington, DC 20554, telephone (202) Governors not later than January 27,
documents electronically. 863–2893, facsimile (202) 863–2898, or 2005.
Additional Instructions for Filing and via e-mail at http://www.bcpiweb.com. A. Federal Reserve Bank of Cleveland
Reviewing Documents To request materials in accessible (Cindy C. West, Banking Supervisor)
formats for people with disabilities 1455 East Sixth Street, Cleveland, Ohio
Parties who choose to file by paper (braille, large print, electronic files, 44101–2566:
should also submit their comments on audio format), send an e-mail to
diskette to: Louis Peraertz, Spectrum 1. S&T Bancorp, Inc., Indiana,
fcc504@fcc.gov or call the Consumer & Pennsylvania; to acquire up to 9.9
and Competition Policy Division,
Governmental Affairs Bureau at 202– percent of the voting shares of IBT
Wireless Telecommunications Bureau,
418–0531 (voice), 202–418–7365 (tty). Bancorp, Inc., Irwin, Pennsylvania, and
Federal Communications Commission,
445 12th Street, SW., Washington, DC Federal Communications Commission. thereby indirectly acquire Irwin Bank &
20554. The required diskette copies of William W. Kunze, Trust Company, Irwin, Pennsylvania.
submissions should be on 3.5-inch Chief, Spectrum and Competition Policy Board of Governors of the Federal Reserve
diskettes formatted in an IBM- Division, Wireless Telecommunications System, December 27, 2004.
compatible format using Microsoft Word Bureau. Jennifer J. Johnson,
or compatible software. Each diskette [FR Doc. 04–28652 Filed 12–30–04; 8:45 am]
should be accompanied by a cover letter Secretary of the Board.
BILLING CODE 6712–01–P [FR Doc. 04–28672 Filed 12–30–04; 8:45 am]
and should be submitted in ‘‘read only’’
mode. The diskette should be clearly BILLING CODE 6210–01–S
labeled with the commenter’s name,

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