Case 1:13-cr-20455-PAS Document 3 Entered on FLSD Docket 06/21/2013 Page 1 of 11

UNITED STATES DISTRICT CO URT

SOUTH ERN DISTRICT O F FLO RIDA

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18U.S.C.j 13449 D fyqT

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18U.S.C.j1014U R -X U kt
18U.S.C.j2
M AGISTRATE JUD GK
18U.S.C.j982
Sl)v1ON ')'ON
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UNITED STATES O F AM ERICA

VS.

RICARDO AM ADOR BALLESTERO S GARCIA,

a/k/a dRicardo Am ador Ballesteros,''
a/k/a dR icardo A m ador Ballester,''and

a/k/aiAlejandroAlvarezAbreu,''
D efendant.
/

IN D IC TM EN T

TheGrand Jury chargesthat:

GENERAL ALLEGATIONS
Ata11timesrelevantto thislndictm ent:

The defendant, RICARDO AM ADOR BALLESTERO S GARCIA, a/k/a

iRicardo Amador Ballesteros,'' a/k/a iRicardo Amador Ballester,'' a/k/a diAlejandro

Alvarez Abreu,'' was born

1964 in Havana, Cuba.

The nam e recorded on

BALLESTERO S'S Cuban birth certificatewas'ilkicardo Am adorBallesterosGarcia.''

2.

Som etim e at least as early as the m id-1990's, R IC A RD O A M A D O R

BALLESTEROS GARCIA fsrstcam eto theUnited States.

On or about January

1998, RICARDO AM AD OR BALLESTEROS

GARCIA applied for and received a Florida driver's license in the nam e lticardo Amador

Case 1:13-cr-20455-PAS Document 3 Entered on FLSD Docket 06/21/2013 Page 2 of 11

Ballester.'' The State ofFlorida re-issued BALLESTEROS a Florida driver's ligense in that
nameon anumberofoccasions,including asrecently asFebnzary 11,2009.
In or around Decem ber 2006, RICARDO AM ADOR BALLESTEROS

GARCIA subm itted an application to the Departm entofHomeland Security,U .S.Citizenship

and Immigration Services, to btcom e a perm anent resident of the United States.
BALLESTEROS stated in his application thatht wasborn in 1964 in Havana, Cuba,and that
his name was tRicardo Am adorBallesteros.'' ln supportofhis application, BALLESTEROS
provided the imm igration authorities with a copy of his Cuban birth certiticate in the name
lkRicardo Am adorBallesterosGarcia.''
On or about October 18, 2007, the Departm ent of Hom eland Security, U .S.
Citizenship and lm migration Servicts, approved RICARDO AM ADO R BALLESTEROS
GARCIA'S application forpennanentresidentstatus.

6.

On oraboutJuly 15,2003,RICARDO AM ADOR BALLESTEROS GARCIA

boughta residentialproperty located at28 Ixora W ay,Ocean Ridge, Florida,forapproximately

$765,000.BALLESTEROS purchased the property using the name lAlejandro Alvarez

Abreu.''

On or aboutAugust4,2003,a W arranty Deed was fled with the Clerk ofthe

CourtforPalm Beach County retlecting thatC'J.T.L.T.''had sold the property located at28 Ixora

W ay,OceanRidge,Florida,toflAlejandroAlvarezAbreu''onJuly 15,2003.
8.

BAC Florida Bank (ISBAC Florida'') was a financial institution with offices

located in the United States. BAC Florida's accounts were insured by the Federal Deposit

lnsuranceCorporation(tFDIC'').

Case 1:13-cr-20455-PAS Document 3 Entered on FLSD Docket 06/21/2013 Page 3 of 11

9.

W ashington MutualBank (ttW ashington Mutual'')wasafinancialinstitutionwith

officeslocated in theUnited States. W ashington M utual'saccountswere insured bytheFDIC .

COUNT 1
Bank Fraud

(18 U.S.C.j1344)
1.

Paragraphs 1through 8 ofthe GeneralAllegationssection ofthis lndictmentare

re-alleged and incom orated by reference asthough fully setforth herein.

On or aboutOctober29,2003, in Broward County,in the Southern Districtof

Florida,and elsewhere,thedefendant,
RICARDO AM ADO R BALLESTEROS GARCIA,
a/k/a dR icardo Am ador Ballesteros,''
a/k/a SRicardoAm adorBallesterq''

a/k/adAlejandroAlvarezAbreu,''
did knowingly,and with intentto defraud, execute, and attem pt to execute, and cause the
execution of,a scheme and artifice to defraud a financialinstitution, thatis,BAC Florida,which

scheme and artitice em ployed a material falsehood, and did knowingly, and with intent to
defraud,execute,and attem ptto execute,and cause the execution of, a scheme and artifice to
obtain moneysand funds owned by,and underthe custody and controlofa fnancialinstitution,
thatis,BAC Florida,by meansoffalse and fraudulentpretenses, representations,and promises,
relating to am aterialfact,in violation ofTitle 18, United StatesCode,Sections1344(1)and(2),

and 2.
PURPOSE OF TH E SCH EM E AND ARTIFICE
3.

Itwasa pum oseofthe schem eand artisce forthedefendantto unlawfully emich

himselfby obtaining a loan secured by the residentialproperty located at28 lxora W ay, Ocean
Ridge,Florida,through the submission of a loan application and related doctlments to BAC
Floridathatcontained false and fraudulentinformation concem ing hisidentity.
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Case 1:13-cr-20455-PAS Document 3 Entered on FLSD Docket 06/21/2013 Page 4 of 11

p:

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THE SCHEME AND ARTIFICE

Them nnnerand m eans by which the defendantsoughtto accomplish the purpose ofthe

schemeandartisceincluded,among otherthings

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thefollowing:

OnoraboutOctober29,2003,RICARDO AMADOR BALLESTEROS

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GARCIA obtained a loan in theamountof$497,250 from BAC Florida The loan from BAC

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Floridawascollateralized by a m ortgage on the residentialproperty located at28 lxora W ay

OceanRidgeFlorida. BALLESTEROS obtained the loan in thename ilAlejandro Alvarez

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Abreu-''

5. Theclosingfortheloantookplaceattheofficesofa1awtsrmlocatedinPompano

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Beach,Florida. Attheclosing,RICARDO AMADOR BALLESTEROS GARCIA signed

various documents - including a HUD-I Settlement Statement, a Unifonn Residential Loan

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Application,a Signature Affidavit, and a Name Affdavit- in the name t

iAlejandro Alvarez

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Abreu.''BALLESTEROSdidnotdisclosetoBAC Floridainhisloanapplicationorotherwise

thathistruenam ewasRICARDO AM ADOR BALLESTEROS GARCIA .

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EXECUTION OF THE SCHEM E AND ARTIFICE

6

On or about October 29, 2003, RICARDO AM ADOR BALLESTERO S

GARCIAdidexecuteandattempttoexecutetheschemeandartificet

odefraudanddidcause
said scheme and artifice to be executed by submitting to BAC Florida false and fraudulent
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nfonnation concerning his true identity in order to obtain a loan in the amount of $497,250

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collateralized by theresidentialproperty located at28 IxoraW ay, Ocean Ridge,Florida.

ln violation ofTitle 18, United StatesCode,Sections1344(1)and(2),and2.

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Case 1:13-cr-20455-PAS Document 3 Entered on FLSD Docket 06/21/2013 Page 5 of 11

COUNT 2
False Statem entto FinancialInstitution

(18U.S.C.j 1014)
0n oraboutOctober 29,2003,in Broward County, in the Southern DistrictofFlorida,
and elsewhere,the defendant,
RICARDO AM ADOR BALLESTERO S GARCIA ,
a/k/asRicardo AmadorBallesteros,''
a/k/a tR icardo A m ador Ballester,''

a/k/adAlejandroAlvarezAbreuc
did knowingly m ake a false statementforthe purpose ofintluencing in any way the action of
BAC Florida, an institution the accounts of which were insured by the FDIC, in that, in
connection with obtaining a mortgage loan for the property located at 28 lxora W ay, O cean
Ridge,Florida,BALLESTEROS submitted to BAC Florida a HUD-I Settlem entStatem ent, a
Uniform ResidentialLoan Application,a Signature Afsdavit, and a Name Affidavitthatfalsely

represented that BALLESTEROS' name was W lejandro Alvarez Abreu''and that falsely
rtpresented thathe was notknown by any othernames,in violation of Title 18, United States
Code,Sections 1014 and 2.
CO UNT 3
Bank Fraud

(18U.S.C.j 1344)
Paragraphs 1through 7 and paragraph 9 ofthe GeneralAllegationssection ofthis
Indictmentare re-alleged and incorporatedby referenceasthough fully setforth herein.
2.

On oraboutFebruary 22,2005,in M inmi-Dade County, in the Southern District

ofFlorida,and elsewhere,thedefendant,
RICARDO AM ADO R BALLESTEROS GARCIA,
a/k/a GRicardo Am adorBallesteros,''
a/k/a sRicardo Am adorBallester,''

a/k/a dAlejandroAlvarezAbreu,''

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Case 1:13-cr-20455-PAS Document 3 Entered on FLSD Docket 06/21/2013 Page 6 of 11

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did knowingly, and with intent to defraud, execute, and attem pt to exeeute, and cause the
execution of, ascheme and artificeto defraud a financialinstitution

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thatis,W ashington M utual,

which schem eand artificeemployed a materialfalsehood, and did knowingly,and with intentto

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defraud,execute,and attemptto execute, and cause the execution of,a schem e and artifice to
obtain m oneysand ftm dsowned by, and underthe custody and controlofa financialinstitution

that is W ashington M utual,by means of false and fraudulentpretenses, representations,and

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prom ises,relating to a material fact, in violation of Title 18, United States Code, Sections

1344(1)and(2), and 2.

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PURPOSE OF TH E SCH EM E AND ARTIFICE

3.

ltwasa purpose ofthe schem e and artifice forthe defendantto unlawfully enrich

him selfby obtaining a loan secured by the residentialproperty located at28 lxora W ay,

Ocean

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Ridge,Florida,throughthesubmissionofaloanapplicationandrelateddocumentsto

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W ashington M utualthatcontained falseand fraudulentinform ation concerninghisidentity.

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THE SCHEM E AND ARTIFICE

Themannerandmeansbywhichthedefendantsoughttoaccomplishthepurposeofthe

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scheme and artitk eincluded,am ongotherthings, t

htfollowing:
4.

On or about February 22,2005,RICARDO AMADOR BALLESTEROS

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GARCIA obtainedaloan in theamountof$805,000 from W ashington Mutual

The 1oan from

WashingtonMutualwascollateralizedby amortgageontheresidentialproperty located at28

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xoraWay,OceanRidge,Florida.BALLESTEROSobtainedtheloaninthenamesAlejandro

AlvarezAbreu.,,
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The closing forthe loan took place atthe officesofa 1aw firm located in M iam i,

Florida. Atthe closing,RICARDO AM ADO R BALLESTERO S GARCIA signed various

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Case 1:13-cr-20455-PAS Document 3 Entered on FLSD Docket 06/21/2013 Page 7 of 11

docum ents - including a HUD-I SettlementStatem ent, a M asterLoan Application,and a Sam e

NameAftidavit- inthenamelAlejandroAlvarezAbreu.''BALLESTEROS didnotdiscloseto

W ashington M utual in his loan application or otherwise that his true nmne was RICARDO
AM ADOR BALLESTEROS GARCIA.
EXECUTION OF TH E SCH EM E AND ARTIFICE

6.

On or about February 22, 2005, RICARDO AM ADO R BALLESTEROS

GARCIA did execute and attem ptto execute the schem e and artifice to defraud and did cause
said schem eand artifice to be executed by subm itting to W ashington M utualfalse and fraudulent

information concerning his true identity in order to obtain a loan in the nm ount of $805,000
collateralized by the residentialproperty located at28 IxoraW ay, Ocean Ridge,Florida.

InviolationofTitle 18,United StatesCode,Stctions1344(1)and(2),and2.

CO U N T 4
False Statem entto FinancialInstitution

(18U.S.C.j 1014)
On or about February 22,2005, in M iami-Dade County,in the Southern District of
Florida,and elsewhere,thedefendant,
RICARDO AM ADOR BALLESTEROS GARCIA,
a/k/a GRicardo A m ador Ballesteros,''
a/k/a SRicardo Am adorBallester,M

a/k/adAlejandroAlvarezAbreu,''
did knowingly m ake a false statem entforthe pup ose ofiniuencing in any way the action of
W ashington M utual,an institution the accounts ofwhich were instlred by the FDIC, in that,in
connection with obtaining a mortgage loan for the property located at 28 Ixora W ay, O cean
Ridge, Florida, BALLESTERO S submitted to W ashington M utual a HUD-I Settlement
Statem ent,a M aster Loan A pplication, and a Sam eNam e Aftidavitthatfalsely represented that

BALLESTEROS'name wasAlejandro Alvarez Abreu''and thatfalsely represented thathe

Case 1:13-cr-20455-PAS Document 3 Entered on FLSD Docket 06/21/2013 Page 8 of 11

wasnOtknown by any othernames, in violation ofTitle 18,

UnitedStatesCode,Sections1014

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FORFEITURE
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and2.

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The General Allegations and the allegations of Counts 1 through 4 of this

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Indictment are re- alleged and by this reftrence fully incom orated herein for tht purpose of

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allegingfodkituretotheUnitedStatesofAmericaofcertainpropertyinwhichthedefendanthas

an interest.
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Upon conviction ofany of the offenses charged in Counts 1 tllrough 4 of this

Indictment,the defendant,RICARDO AM ADOR BALLESTERO S GARCIA

,shallforfei
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the United States any property constituting, or derived from ,any proceeds thatthe defendant

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obtained directly orindirectly,astheresultofsuch violation, pursuantto Title 18,United States

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Code,Section982(a)(2)(A).
3.

Pursuant to Title 21,United States Code,

Section 853(p),asincorporatedby

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reference by Title 18,United States Code, Sedion982(b),ifanyoftheforfeitableproperty,or

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anyportionthereof,asaresultofanyactoromissionofthedefendant:

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cnnnotbe located upontheexercise ofduediligence;

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hasbeentransferredorsoldt

hasbeen placedbeyondthejurisdictionoftheCourt;

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hasbeen substantiallydiminishedinvalue;or

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o,ordepositedwithathirdparty;

asbeencommingledwithotherpropertywhichcannotbe

subdividedwithoutdifficulty;

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thevalue Oftheabove-described forfeitable property.

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UNITED STATES DISTRICT COURT

Case 1:13-cr-20455-PAS Document
3 Entered
06/21/2013 Page 10 of 11
SO UTHERN
DISTRICTon
O FFLSD
FLORIDocket
DA
UNITED STATES OF AM ERICA

CASE NO.

VS.

CERTIFICATE O F TRIA L ATTO RNEY*

RICARDO AMADOR BALLESTEROS GARCIA,

alklzddRicardoAmadorBallesterpj,''
a
lkladdRicjrdoAmadorBallestep'
alkla 'sAlejandro AlvarezAbreu,
Defendant.

Coud Division:(selectone)

F
Mi
Taumi

K
vveIBWest

Supea eding Case Information:

N
New Defendantts)

FTp

um berofNew Defendants
Totalnum berofcounts

Yes

No

ldo herebycedifythat:

Ihavecarefullyconsideredtheallegati
ons9ftheindictm#ntthenumberRfdefendants thenumberof

probablewitnessesandtheI
egalcomplexl
ti
esoftheIndlctMenvlnformatlonattachedhereto

2.

Iam Mware thatthe informati

on supplied gn thi
y ltatementwillbe relied upon by the Judies ofthis
CpurtInsettin/ theirFalendarsandScnedullngcrlm lnaltrlalsunderthe m andate Ofme SpeedyTrialAct
Tltle 28 U.S.U.Sectlon 3161.
,

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4.

This case willtake

R-8

MoA

days forthe parties to try.

Please checkappropriatecategoryandNpeofoffense Iisted below:

(Checkonlyone)

(checkonlyone)

0 to 5 days
6 to 10 days
11to 20 days
21to 60 days
61days and over

6.
If

J yes:
udge:

P'Qy
M lnor

M lsdem .
Felony

Hasthi
scasebeenprevi
ousl
yfiledinthisDistrictCourt? (YesorNo)

HAttachcopygfdispositive?rdel)
(
Ifasacomplalntbeenfiled Inthlsmaoer?

M yej:
aglstrate Case No.
Related Misc4llaneous numbers:

Defendantts)lnfederalcustodyasof
R
Defendantts)Instatecustodyasof
ule 20 from the

Nn

Case No.

(YesOrNo)

Nn

47-7nR77-f:17-I
DAR
Districtof

lsthisapotenti
aldeath penaltycase? (YesorNo)
DoesthiscaseorG03?
iginate from a matterpending inthe Nodhern Regionofthe U .S.Attorney'sOffi
ce prior
to October14,2
Yes
X- No
8.

Doesthiscase origi
nate from amYaqerpending intheCentralRegion ofthe U.S.Attorney'sOffice prior
D07?
to September1,2
es
Y
No
*

HARO LD E.SCHIMKAT
ASSISTANT UNITED STATES ATTORNEY
Coud No.A5500567

*penaltySheetls)attached

REV4/8/08

Case 1:13-cr-20455-PAS Document 3 Entered on FLSD Docket 06/21/2013 Page 11 of 11

UNITED STATES DISTRICT COURT

SOUTH ERN DISTRICT OF FLO RIDA
PEN A LTY SHEET
D efendant'sN am e:R ICA R DO AM A D O R BAL LEST ERO S G A RC IA
C ase No:

Count #:1
Bank Fraud
Title 18.United StatesCodemSection 1344
* M ax.penalty:30 years'im prisonm ent

Count #:2
FalseStatem entto FinmwialInstitution
Title 18.United StatqsCodq.Sedion 1014
.

*M ax.Penalty:30 years'im prisonm ent

Count #:3

Barlk Fraud
Title 18.United StatesCode.Section 1344
*M ax.Penalty:30 years'im prisonm ent
Count #:4

False Statem entto Financiallnstitution

Title 18.United StatesCode.Section 1014
*M ax.Penalty:30 years'im prisonm ent

*R efersonly to possible term of incarceration,does notinclude possible fines,restitution,

specialassessm ents,parole term s,or fod eitures thatm ay be applicable.