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DEAR ASPIRANT

HERE WE ARE PRESENTING YOU A GENRAL AWERNESS


MEGA CAPSULE FOR IBPS PO, SBI ASSOT PO , IBPS ASST
AND OTHER FORTHCOMING EXAMS

WE HAVE UNDERTAKEN ALL THE POSSIBLE CARE TO


MAKE IT ERROR FREE

SPECIAL THANKS TO THOSE WHO HAS PUT THEIR TIME


TO MAKE THIS HAPPEN A IN ON LIMITED RESOURCE
1.
2.
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7.

NILOFAR
SWETA KHARE
ANKITA
PALLAVI BONIA
AMAR DAS
SARATH ANNAMETI
MAYANK BANSAL

WITH REGARD
PANKAJ KUMAR
( Glory At Anycost )

WE WISH YOU A BEST OF LUCK

CONTENTS
1 CURRENT RATES 1
2 IMPORTANT DAYS
3 CUPS & TROPHIES 4
4 LIST OF WORLD COUNTRIES & THEIR CAPITAL 5
5 IMPORTANT CURRENCIES 9
6 ABBREVIATIONS IN NEWS
7 LISTS OF NEW UNION COUNCIL OF MINISTERS & PORTFOLIOS 13
8 NEW APPOINTMENTS 13
9 BANK PUNCHLINES 15
10 IMPORTANT POINTS OF UNION BUDGET 2012-14 16
11 BANKING TERMS 19
12 AWARDS 35
13 IMPORTANT BANKING ABBREVIATIONS 42
14 IMPORTANT BANKING TERMINOLOGY 50
15 HIGHLIGHTS OF UNION BUDGET 2014 55
16 FDI LLIMITS 56
17 INDIAS GDP FORCASTS 57
18 INDIAN RANKING IN DIFFERENT INDEXS 57
19 ABOUT : NABARD 58

20 IMPORTANT COMMITTEES IN NEWS 58


21 OSCAR AWARD 2014 59
22 STATES, CAPITAL, GOVERNERS & CHIEF MINISTERS 62
23 IMPORTANT COMMITTEES IN NEWS 62
23 LIST OF IMPORTANT ORGANIZATIONS INDIA & THERE HEAD 65
24 LIST OF INTERNATIONAL ORGANIZATIONS AND HEADS 66
25 FACTS ABOUT CENSUS 2011 66
26 DEFENCE & TECHNOLOGY 67
27 BOOKS & AUTHOURS 69
28 LEADERS VISITED INIDIA 70
29 OBITUARY 71
30 ORGANISATION AND THERE HEADQUARTERS 72
31 REVOLUTIONS IN AGRICULTURE IN INDIA 72
32 IMPORTANT DAMS IN INDIA 73
33 CLASSICAL DANCES IN INDIA 73
34 NUCLEAR POWER PLANTS IN INDIA 73
35 FOLK DANCES IN INDIA 74
36 SPORTS AWARD
37 SUMMITES
38 MOUs- DEAL BETWEEN INDIA & OTHER COUNTRIES
39 SCHEME & PLAN LAUNCHED BY UNION & STATE GOVERMENT

40 FILMS AWARDS
41 SPORTS NEWS
42 NEWS RELATED TO RBI
43 TAXATION
44 SOME RECENT WORKING GROUPS & COMMITTEES BY RBI
45 ABOUT POLICY RATE
46 NEWS RELATED TO RBI
47 NEWS RALATED TO BANKING & FINANCE
48 GK QUESTIONS ASKED IN DIFFERENT EXAMS
49 MARKETING
50 BSC MATCH POINTS ( MAR-NOV )

Current Rates are as


follows:

1. Repo Rate 8%

February 20 - World Day of Social


Justice
February 21 - International Mother
Language Day
February 22 - World Scout Day
February 23 - World Peaces and
Understanding Day

2. Reverse Repo Rate 7%


3. SLR 22%
4. CRR 4%
5. Bank Rate 9%
6. MSF 9%
IMPORTANT DAYS
January

January 1 - Global Family Day


January 15 - Army Day
January 23 - Netaji Subhash Chandra
Bose's birth anniversary
January 26 - Republic Day
January 26 - International Customs
day
January 28 - Birth anniversary of
Lala Lajpat Rai
January 28 - Data Protection Day
January 30 - World Leprosy
Eradication Day

February

February 4 - World Cancer Day


February 5 - Kashmir Day
February 6 - International Day
against Female Genital Mutilation
February 12 - Darwin Day
February 12 - World Day of the Sick
February 14 - Valentines Day

March

March 4 - World Day of the Fight


Against Sexual Exploitation
March 8 - International Womens'
Day
March 13 - World Kidney Day
March 13 - World Rotaract Day
March 15 - World Consumer Rights
Day
March 20 - International Day of the
Francophonie
March 20 - World Day of Theatre for
Children and Young People
March 21 - World Sleep Day
March 21 - World Forestry Day
March 21 - International Day for the
Elimination of Racial
Discrimination.
March 22 - World Water Day
March 23 - World Meteorological
Day
March 24 - World TB Day
March 24 - International Day for
Achievers
March 25 - International Day of
Remembrance - Victims of Slavery
and Transatlantic Slave Trade
March 27 - World Drama Day

April

April 2 - World Austism Awareness


Day
April 7 - World Health Day
April 17 - World Haemophilia Day

April 18 - World heritage Day


April 22 - Earth Day
April 23 - World Book and
Copyright Day
April 25 - World Malaria Day
April 29 - International Dance Day

May

May 1 - International Labour day


May 3 - Press Freedom Day
May 4 - Coal Miners day
May 8 - World Red Cross day
May 9 - - Victory Day
May 11 - National Technology Day
May 12 - International Nurses day
May 14 - World Migratory day
May 15 - International Day of the
Family
May 17 - World Information Society
Day
May 21 - Anti-Terrorism Day
May 31 - World No Tobacco Day

July

June

June 4 - International day of


Innocent Children Victims of
Aggression
June 5 - World Environment Day
June 7 - International Level Crossing
Awareness Day
June 8 - World oceans Day
June 12 - World Day against Child
Labour
June 14 - World Blood Donor day
June 17 - World Day to Combat
Desertification and Drought
June 20 - World Refugee Day
June 23 - United Nations Public
Service Day
June 23 - International widow's day
June 26 - International Day against
Drug Abuse and IIlicit Trafficking

July 1 - National doctor's Day


July 11 - World Population Day
July 12 - Malala Day
July 18 - Nelson Mandela
International Day
July 28 - World Nature Conservation
day
July 30 - International Day of
Friendship

August

June 27 - International Diabetes Day

August 3 - Independence Day of


Niger
August 5 - Independence Day of
Upper Volta
August 9 - International day of the
World's Indigenous People
August 12 - International Youth Day
August 15 - Independence Day
(India )
August 23 - Internatinal Day for the
Remembrance of the Slave Trade
and its Abolition
August 29 - National Sports Day (
Birthday of Dhyan Chand )

September

September 5 - Teacher's Day (Dr.


Radhakrishnan's Birth Day)
September 7 - Forgiveness Day
September 8 - International Literacy
Day
September 14 - Hindi day,World
First Aid Day
September 16 - World Ozone Day
September 21 - International Day of
Peace, World Alzheimer's day

September 25 - Social Justice Day


September 27 - World Tourism Day

October

October 1 - International Day of


Older Persons
October 2 - International day of NonViolence
October 3 - World Nature Day,
World Habitat Day
October 4 - World Animal Day
October 5 - World Teacher's Day
October 8 - Indian Airforce Day
October 9 - World Post Day
October 11 - International Girl Child
Day
October 12 - World Arthritis Day
October 14 - World Standards Day
October 15 - World Students Day
October 16 - World Food day
October 17 - International Day for
the Eradication of Poverty
October 20 - World Statistics Day
October 24 - United Nations Day
October 31 - World Thrift Day

December

November

November 1 - world vegan Day


November 5 - World Radiography
Day
November 9 - World Services Day
November 14 - Children's Day (
Birth Anniversary of Jawaharlal
Nehru )
November 16 - International Day for
Endurance
November 17 - International students
Day
November 17 - National Journalism
Day
November 18 - World Adult Day
November 19 - World Citizen Day

November 20 - Universal Children's


Day
November 21 - World Television
Day
November 21 - World Fisheries day
November 25 - World Non-veg Day
November 26 - Law Day
November 30 - Flag Day

December 1 - World AIDS Day


December 2 - World Computer
Literacy Day
December 2 - International Day for
the Abolition of Slavery
December 3 - International Day of
People with Disability
December 3 - World Conservation
Day
December 4 - Navy Day
December 5 - International
Volunteer Day for Economic and
Social Development
December 7 - International Civil
Aviation Day
December 9 - The International Day
Against Corruption
December 10 - International Day of
Broadcasting
December 10 - Human Rights Day
December 11 - International
Mountain Day
December 14 - World Energy Day
December 18 - International
Migrants Day
December 19 - Goa's Liberation Day
December 20 - International Human
Solidarity Day
December 29 - International
Biodiversity Day

Cups & Trophies:


International
Azlan Shah Cup - Hockey
Asia Cup Cricket, Hockey
Ashes : Cricket
Australian Open Lawn Tennis
Champions Trophy : Hockey/Cricket
Corbitton Cup : Table Tennis (Women)
Davis Cup : Lawn Tennis
Derby : Horse Race
French Open Lawn Tennis
FIFA World Cup : Football
Johar Cup Hockey
Merdeka Cup : Football
Ryder Cup : Golf

National

Agha Khan Cup : Hockey


C. K. Naydu Trophy : Cricket
Deodhar Trophy : Cricket
Dilip Trophy : Cricket
D. C. M. Cup : Football
Durand Cup : Football
Dhyan Chand Trophy : Hockey
Gavaskar Border Trophy Cricket
lrani Trophy : Cricket
Lal Bahadul Shastri Cup Hockey
MCC Trophy : Hockey
Nehru Trophy : Hockey
Ranji Trophy : Cricket
Rohinton Baria Trophy : Cricket

Uber Cup : Badminton (Women)

Rovers Cup : Football

Thomas Cup : Badminton (Men)

Santosh Trophy : Football

Sharjah Cup - Cricket

Singer Cup Cricket


Sahara Cup Cricket
Subroto Cup : Football
Vijay Merchant Trophy : Cricket
Wellington Trophy : Rowing
Wills Trophy : Cricket

LIST OF WORLD
COUNTRIES & THEIR
CAPITAL
A
Afghanistan - Kabul
Albania - Tirana
Algeria - Algiers
Andorra - Andorra la Vella
Angola - Luanda
Antigua & Barbuda - Saint
John's
Argentina - Buenos Aires
Armenia - Yerevan
Australia - Canberra
Austria - Vienna
Azerbaijan Baku
B
Bahamas - Nassau
Bahrain - Al-Manamah
Bangladesh - Dhaka
Barbados - Bridgetown
Belarus - Minsk
Belgium - Brussels
Belize - Belmopan
Bhutan - Thimphu
Bosnia & Herzegovina Sarajevo
Botswana - Gaborone
Brazil - Brasilia
Brunei - Bandar Seri
Begawan
Bulgaria - Sofia
Burkina Faso Ouagadougou
Burundi Bujumbura
C
Cambodia - Phnom Penh
Cameroon - Yaounde
Canada - Ottawa
Cape Verde - Praia

Central African Republic Bangui


Chad - N'Djamen
Chile - Santiago

Ecuador - Quito
Egypt - Cairo
El Salvador - San Salvador

China - Beijing

Equatorial Guinea Malabo

Colombia - Bogota

Eritrea - Asmara

Comoros - Moroni

Estonia - Tallinn

Congo - Brazzaville

Ethiopia - Addis Ababa

Congo Democratic
Republic of

the - Kinshasa
Costa Rica - San Jose
Cote d'Ivoire - Abidjan
Croatia - Zagreb
Cuba - Havana
Cyprus - Nicosia
Czech Republic Prague
D
Denmark - Copenhagen
Djibouti - Djibouti City
Dominica - Roseau
Dominican Republic Santo
Domingo
E
East Timor - Dili

Fiji Suva
Finland Helsinki
France Paris
G
Gabon - Libreville
Gambia - Banjul
Georgia - Tbilisi
Germany - Berlin
Ghana - Accra
Greece - Athens
Grenada - Saint George's
Guatemala - Guatemala
City
Guinea - Conakry
Guyana Georgetown
H
Haiti - Port-au-Prince
Honduras - Tegucigalpa
Hungary - Budapest
I
Iceland - Reykjavik
India - New Delhi
Indonesia - Jakarta
Iran - Tehran
Iraq - Baghdad
Ireland - Dublin
Israel Jerusalem

Italy Rome

Denmark - Copenhagen

Macedonia - Skopje

Djibouti - Djibouti City

Jamaica - Kingston

Madagascar Antananarivo

Dominica - Roseau

Japan - Tokyo
Jordan - Amman
K
Kazakhstan - Astana
Kenya - Nairobi
Kiribati - Tarawa Atoll
Korea North - Pyongyang
Korea South - Seoul
Kosovo - Pristina
Kuwait - Kuwait City
Kyrgyzstan - Bishkek
L
Laos - Vientiane
Latvia - Riga
Lebanon - Beirut
Lesotho - Maseru
Liberia - Monrovia

Malawi - Lilongwe

Dominican Republic Santo

Malaysia - Kuala Lumpur

Domingo

Maldives - Male

Mali - Bamako

East Timor - Dili

Malta - Valletta

Ecuador - Quito

Marshall Islands - Majuro

Egypt - Cairo

Mauritania - Nouakchott

El Salvador - San Salvador

Mauritius - Port Louis

Equatorial Guinea Malabo

Mexico - Mexico City


Micronesia - Palikir
Moldova - Chisinau
Monaco - Monaco
Mongolia - Ulaanbaatar
Montenegro - Podgorica
Morocco - Rabat
Mozambique - Maputo

Eritrea - Asmara
Estonia - Tallinn
Ethiopia - Addis Ababa
F
Fiji - Suva
Finland - Helsinki
France - Paris
G

Libya - Tripoli

Myanmar (Burma) Rangoon

Liechtenstein - Vaduz

(Yangon); Nay Pyi Taw

Gambia - Banjul

Lithuania - Vilnius

(administrative)

Georgia - Tbilisi

Luxembourg Luxembourg

Republic - Prague

Germany - Berlin

Ghana - Accra

Gabon - Libreville

Greece - Athens

Kenya - Nairobi

Malta - Valletta

Grenada - Saint George's

Kiribati - Tarawa Atoll

Marshall Islands - Majuro

Guatemala - Guatemala
City

Korea North - Pyongyang

Mauritania - Nouakchott

Korea South - Seoul

Mauritius - Port Louis

Kosovo - Pristina

Mexico - Mexico City

Kuwait - Kuwait City

Micronesia - Palikir

Kyrgyzstan - Bishkek

Moldova - Chisinau

Monaco - Monaco

Laos - Vientiane

Mongolia - Ulaanbaatar

Latvia - Riga

Montenegro - Podgorica

Lebanon - Beirut

Morocco - Rabat

Lesotho - Maseru

Mozambique - Maputo

Liberia - Monrovia

Myanmar (Burma) Rangoon

Guinea - Conakry
Guyana - Georgetown
H
Haiti - Port-au-Prince
Honduras - Tegucigalpa
Hungary - Budapest
I
Iceland - Reykjavik
India - New Delhi
Indonesia - Jakarta
Iran - Tehran
Iraq - Baghdad
Ireland - Dublin

Libya - Tripoli
Liechtenstein - Vaduz
Lithuania - Vilnius

(Yangon); Nay Pyi Taw


(administrative)
N

Israel - Jerusalem

Luxembourg Luxembourg

Italy - Rome

Nauru - no official capital;

Macedonia - Skopje

Jamaica - Kingston

Madagascar Antananarivo

government offices in
Yaren

Japan - Tokyo
Jordan - Amman
K
Kazakhstan - Astana

Namibia - Windhoek

District

Malawi - Lilongwe

Nepal - Kathmandu

Malaysia - Kuala Lumpur

Netherlands - Amsterdam

Maldives - Male

New Zealand - Wellington

Mali - Bamako

Nicaragua - Managua

Niger - Niamey

Saudi Arabia - Riyadh

Thailand - Bangkok

Nigeria - Abuja

Senegal - Dakar

Norway - Oslo

Serbia - Belgrade

Trinidad and Tobago Port-of-

Seychelles - Victoria

Oman - Muscat

Sierra Leone - Freetown

Singapore - Singapore

Pakistan - Islamabad

Slovakia - Bratislava

Palau - Melekeok

Slovenia - Ljubljana

Palestinian State*

Solomon Islands - Honiara

Panama - Panama City

Somalia - Mogadishu

Papua New Guinea - Port

South Africa Cape Town

United Arab Emirates Abu

Moresby

South Sudan - Juba

Dhabi

Paraguay - Asuncion

Spain - Madrid

United Kingdom - London

Peru - Lima

Sri Lanka - Colombo; Sri

United States of America -

Philippines - Manila

Jayewardenepura Kotte

Washington D.C.

Poland - Warsaw

(legislative)

Uruguay - Montevideo

Portugal - Lisbon

Sudan - Khartoum

Uzbekistan - Tashkent

Sweden - Stockholm

Qatar - Doha

Switzerland - Bern

Vanuatu - Port-Vila

Syria - Damascus

Romania - Bucharest

Vatican City (Holy See) Vatican

Russia - Moscow

Taiwan - Taipei

City

Rwanda - Kigali

Tajikistan Dushanbe
Tanzania

Venezuela - Caracas

S
Saint Lucia - Castries

- Dar es Salaam

Spain
Tunisia - Tunis
Turkey - Ankara
Turkmenistan - Ashgabat
U
Uganda - Kampala
Ukraine - Kyiv

Vietnam - Hanoi
Y

Yemen - Sanaa
Z
Zambia - Lusaka
Zimbabwe Harare

Important
Currencies
Country

Crrencies

A
Afghanistan-- Afghan Afghani
Argentina -- Peso
Australia --- Dollar
Austria --- European euro
B
Bangladesh --Taka
Bhutan ---- Ngultrum
Brazil --Real
C
Canada ---- Dollar
Chile ---Peso
China --Yuan
Cuba --Peso
D
Denmark --- Krone
E
Egypt --Pound
F
France --- Euro
G
Germany --- Euro
H
Hong Kong---Dollar
I
India --Rupee
Indonesia --- Rupiah
Iran --Rial
Iraq --Dinar
J
Japan --Yen
L
Lithuania --- Euro

M
Malaysia --- Ringgit
Maldives --- Rufiyaa
Mexico --Peso
N
Nepal --Rupee
Netherlands-- Euro
Norway -Krone
North Korea -- Won
P
Pakistan -Rupee
Philippines --- Peso
Portugal ---- Euro
Q
Qatar ----

Riyal

Thailand ---

Baht

Turkey ---

Lira

U
Ukraine ---

Hryvnia

UAE --

Dirham

UK --

Pound

USA ---

Dollar

R
Russia ----

Ruble

Vatican ---

Saudi Arabia -- Riyal

Zimbabwe --

Singapore --

Dollar

South Africa -- Rand


South Korea -- Won
Sri Lanka --

Rupee

Switzerland - Franc
Syria ---

Pound

Euro

Dollar

ABBREVIATION IN NEWS
1. ALM- Asset Liability Management
2. AML Anti Money Laundering

17. ECBs - External Commercial


Borrowings

3. KYC know Your Customer

18. EEFC - Exchange Earner's Foreign


Currency

4. ASBA: Application Supported by


Blocked Amount

19. EFSF European Financial Stability


Facility

BSBDA - Basic Savings Bank Deposit


Account

20. FEMA- Foreign Exchange Management


Act

5. IFSC Indian Financial System Code

21. FII Foreign Institutional Investor.

6. CBS: Core Banking Solution

22. FINO- Financial Inclusion Network


Operation

7. RTGS - Real Time Gross Settlement


8. SLR-Statutory Liquidity Ratio
9. CAR Cash Adequacy Ratio

23. FIPB Foreign Investment Promotion


board

10. MSF-Marginal Standing Facility

24. FSLRC Financial Sector Legislative


Reforms

11. NBFC-Non Banking Finance Companies

Commission

12. PIN: Personal Identification Number

25. CRAR: Capital to Risk-weighted Assets


Ratio

13. CCEA Cabinet Committee on


Economic Affairs
14. CECA - Comprehensive Economic
Cooperation
Agreement
15. CEPA Comprehensive Economic
Partnership
Agreement
16. DTAA Double Taxation Avoidance
Agreement

26. SWIFT: Society for Worldwide


Interbank Financial
Telecommunication
27. DEAF: Depositor Education and
Awareness Fund
28. NEFT - National Electronic Funds
Transfer
29. DICGC : Deposit insurance and credit
guarantee

corporation.

47. NSG Nuclear Suppliers Group

30. FCNR(B) - Foreign Currency NonResident Bank

48. PPP Public Private Partnership &


Purchasing

31. LCR: Liquidity Coverage Ratio

Power parity

32. IMPS: Interbank Mobile Payment


Service

49. PSLV Polar Satellite Launch vehicle

33. TARC - Tax Administration Reform


Commission
34. LRMT: Liquidity risk monitoring tools
35. ECB - External Commercial Borrowings
36. MIBOR: Mumbai Inter-Bank Offer Rate
37. LIBOR: London Inter-Bank Offer Rate
38. LAF Liquidity Adjustment Facility
39. GIRO - Government Internal Revenue
Order
40. FRBMA: Fiscal Responsibility and
Budget
Management Act
41. AMFI- Association of Mutual Fund in
India.
42. TIEA Tax Information exchange
Agreement
43. FTA- Free trade agreement
44. GAAR - General anti avoidance rule
45. GSLV - Geo-Synchronous Launch
Vehicle
46. NCTC - National Counter-Terrorism
Centre

50. TAPI - Turkmenistan-AfghanistanPakistan-India.


51. QFI -Qualified Foreign Investors
52. REER: Real Effective Exchange Rate

FULL LIST OF NEW UNION COUNCIL OF


MINISTERS AND THEIR PORTFOLIOS

The President of India, as advised by the Prime Minister, has directed the
allocation of portfolios among the following members of the Union Council of
Ministers
1. Shri Narendra Modi
Prime Minister
Personnel, Public Grievances and
Pensions
Department of Atomic Energy
Department of Space
All important policy issues
and all other portfolios not allocated to
any Minister
CABINET MINISTERS
1. Shri Raj Nath Singh Home Affairs
2. Smt. Sushma Swaraj External Affairs
Overseas Indian Affairs
3. Shri Arun Jaitley Finance
Corporate Affairs
Defence
4. Shri M. Venkaiah Naidu Urban
Development
Housing and Urban Poverty Alleviation
Parliamentary Affairs
5. Shri Nitin Jairam Gadkari Road Transport
and Highways
Shipping
6. Shri D.V. Sadananda Gowda Railways
7. Sushri Uma Bharati Water Resources,
River Development
and Ganga Rejuvenation
8. Dr. Najma A. Heptulla Minority Affairs
9. Shri Gopinathrao Munde Rural
Development
Panchayati Raj
Drinking Water and Sanitation
10. Shri Ramvilas Paswan Consumer Affairs,

Food and Public


Distribution
11. Shri Kalraj Mishra Micro, Small and
Medium Enterprises
12. Smt. Maneka Sanjay Gandhi Women and
Child Development
13. Shri Ananthkumar Chemicals and
Fertilizers
14. Shri Ravi Shankar Prasad
Communications and Information
Technology
Law and Justice
15. Shri Ashok Gajapathi Raju Pusapati Civil
Aviation
16. Shri Anant Geete Heavy Industries and
Public Enterprises
17. Smt. Harsimrat Kaur Badal Food
Processing Industries
18. Shri Narendra Singh Tomar Mines Steel
Labour and Employment
19. Shri Jual Oram Tribal Affairs
20. Shri Radha Mohan Singh Agriculture
21. Shri Thaawar Chand Gehlot Social Justice
and Empowerment
22. Smt. Smriti Zubin Irani Human Resource
Development
23. Dr. Harsh Vardhan Health and Family
Welfare
MINISTERS OF STATE
1. General V.K. Singh Development of North
Eastern
Region (Independent Charge)
External Affairs

Overseas Indian Affairs


2. Shri Inderjit Singh Rao Planning
(Independent Charge)
Statistics and Programme
Implementation (Independent
Charge)
Defence
3. Shri Santosh Kumar
Gangwar
Textiles (Independent Charge)
Parliamentary Affairs
Water Resources, River Development
and Ganga Rejuvenation
4. Shri Shripad Yesso Naik Culture
(Independent Charge)
Tourism (Independent Charge)
5. Shri Dharmendra Pradhan Petroleum and
Natural Gas
(Independent Charge)
6. Shri Sarbananda Sonowal Skill
Development, Entrepreneurship,
Youth Affairs and Sports
(Independent Charge)
7. Shri Prakash Javadekar Information and
Broadcasting
(Independent Charge)
Environment, Forest and Climate
Change (Independent Charge)
Parliamentary Affairs
8. Shri Piyush Goyal Power (Independent
Charge)
Coal (Independent Charge)
New and Renewable Energy
(Independent Charge)
9. Dr. Jitendra Singh Science and Technology
(Independent
Charge)
Earth Sciences (Independent Charge)
Prime Minister Office
Personnel, Public Grievances &
Pensions
Department of Atomic Energy
Department of Space
10. Smt. Nirmala Sitharaman Commerce and
Industry

New Appointments of 2014

(Independent Charge)
Finance
Corporate Affairs
11. Shri G.M. Siddeshwara Civil Aviation
12. Shri Manoj Sinha Railways
13. Shri Nihalchand Chemicals and Fertilizers
14. Shri Upendra Kushwaha Rural
Development
Panchayati Raj
Drinking Water and Sanitation
15. Shri Radhakrishnan P Heavy Industries
and Public
Enterprises
16. Shri Kiren Rijiju Home Affairs
17. Shri Krishan Pal Road Transport and
Highways
Shipping
18. Dr. Sanjeev Kumar Balyan Agriculture
Food Processing Industries
19. Shri Mansukhbhai
Dhanjibhai Vasava
Tribal Affairs
20. Shri Raosaheb Dadarao
Danve
Consumer Affairs, Food and Public
Distribution
21. Shri Vishnu Deo Sai Mines
Steel
Labour and Employment
22. Shri Sudarshan Bhagat Social Justice and
Empowerment

1. A L Banerjee - New DGP (UP)


2. Aditi Khanna - First Woman President of Indian Journalists Association (IJA), London
3. Ajoy Misra - MD & CEO, Tata Global Beverages Limited
4. Akhilesh Das Gupta - President (Re-Elected), Badminton Association of India (BAI)
5. Akhilesh Gupta - President of Indian Meteorological Society
6. Amitabh Kant - Secretary, Department of Industrial Policy and Promotion
7. Arvind Mayaram - New Finance Secretary
8. Arseniy Yatsenyuk - Interim Prime Minister of Ukraine
9. Arun Kumar Gupta - CMD, Shipping Corporation of India (SCI)
10. Ashraf Jehan - First female judge, Pakistans National Sharia Court
11. Chetan Tamboli - Chairman of CII (Confederation of Indian Industry), Western Region
12. Devendra Kumar Pathak - Special DG, Border Security Force
13. Dinesh Sarraf - CMD of Oil and Natural Gas Corporation
14. Edward Snowden - New Rector of the University of Glasgow
15. Glen Attewell - New CEO to Tesco HSC
16. G. Rohini First Woman Chief Justice, Delhi High Court
17. H C Meena - Secretary Security, Cabinet Secretariat
18. Harish Rawat - CM of Uttrarakhand.
19. Ibrahim Mahlab - New PM of Egypt
20. Jamila Bayaz - First Women Police Chief, Afghanistan
21. Janet Yellen Head of US Federal Reserve (1st Woman)
22. Jatinder Bir Singh - Chairman and Managing Director of Punjab and Sind Bank (PSB)
23. John Thompson - Chairman of Microsoft
24. Justice Ashok Kumar Mathur - Chairman of the 7th Pay Commission
25. Justice B.S. Chauhan - Judge of the Supreme Court
26. Kailash Meghwal - Speaker, Rajasthan Assembly
27. Kalyan Singh - Vice President of BJP
28. Kiran Mazumdar Shaw - Chairperson, Indian Institute of Management-Bangalore (IIM-B)
29. Lt Gen P R Kumar - Director General of Military Operations (DGMO), Indian Army
30. M Teresa Kho - ADB's (Asian Development Bank) new country director for India
31. Malala Yousafzai - World Children's Prize, Sweden
32. Manoj Vaish - MD and CEO, Multi Commodity Exchange of India Ltd (MCX)
33. Marco Lambertini - Director-General of the WWF International
34. Matteo Renzi - Italy's youngest PM
35. Mukul Mudgal - Chairperson of Broadcasting Content Complaints Council (BCCC)
36. Narendra Kothari New Chairman, NMDC
37. N P Singh - CEO, Multi Screen Media
38. N. Ramachandran - President, Indian Olympic Association
39. N. Srinivasan - Chairman of the International Cricket Council
40. Oleksandr Turchynov - Interim President of Ukraine
41. P. Madhusudan - CMD, Rashtriya Ispat Nigam Ltd (RINL)
42. Poonam Khetrapal Singh - Regional Director of World Health Organization South-East Asia Region
43. Pradeep Kumar Saxena - GM, South Western Railway
44. Priyadarshni Mohapatra - MD Avaya's India and SAARC Operations
45. R. Chandrashekhar - President, NASCOM
46. R Gandhi - Deputy Governor of RBI
47. R.K. Tiwari - Chairman of Central Board of Direct Taxes (CBDT)

48. R.M. Lodha - New Chief Justice of India


49. R.K. Dhowan - New Navy Chief
50. Rajeev Kher - Secretary in Department of Commerce
51. Rajiv Takru - New Revenue Secretary
52. Rakesh Maria - Mumbai Police Commissioner
53. Ravi Chauhan - MD, SAP India
54. S.K. Sharma - CMD of Bharat Electronics Ltd.
55. Sanjay Kirloskar - Deputy Chairman of CII, Western Region
56. Satya Nadella - CEO of Microsoft
57. Saurabh Chandra - Secretary, Ministry of Petroleum & Natural Gas
58. Shankar Venkateswaran - Chief, Tata Sustainability Group
59. Sheikh Hasina - Prime Minister of Bangladesh (Third Time)
60. Shikar Dhawan - Brand Ambassador to Canara Bank
61. Soma Mondel - First Woman Director of National Aluminium Company Ltd.
62. B.N. Sri Krishna - Chairman of Financial Planning Standards Board India (FPSB)
63. Sudhir Gupta - Secretary, TRAI
64. Sunil Kumar Sood - General Manager, Central Railway
65. Sushil Koirala - PM of Nepal
66. T. Nanda Kumar - Chairman, National Dairy Development Board (NDDB)
67. Uday Sareen - Deputy CEO, ING Vysya Bank
68. V.Kannan - CMD of Vijaya Bank
69. Vinod Sawhney - CEO of Reliance Communication (RCom)
70. Yaduvendra Mathur - CMD of Export-Import Bank of India

BANKS PUNCHLINES
01. Allahabad Bank A tradition of trust
02. Andhra Bank For all your needs
03. Bank of Baroda Indias
International Bank
04. Bank of Maharashtra One family
one bank
05. Bank of India Relationship beyond
banking
06. Canara Bank Together we can
07. Central Bank Of India Build a
better life around us
08. Corporation Bank Prosperity for
all
09. Dena Bank Trusted Family Bank
10. Indian Bank Your tech friendly
Bank
11. Indian Overseas Bank Good

people to grow with


12. Oriental Bank of Commerce
Where every individual is committed
13. Punjab National Bank The name
you can bank upon
14. Punjab and Sind Bank To strive to
achieve excellence in customer service
15. Syndicate Bank Faithful and
friendly
16. United Commercial Bank Honours
your trust
17. Union Bank of India Good people
to bank with
18. United Bank of India The bank that
begins with U
19. Vijaya Bank A friend you can bank
on
20. State Bank of India With you all
the way
21. State Bank of Hyderabad Modern
Innovative dependable
22. State Bank of Mysore Working for
a better tomorrow
23. State Bank of Patiala Blending
modernity with tradition
24. State Bank of Travancore Since
1945 a long tradition of trust
25. ICICI Bank Hum Hai Na
26. IDBI Bank Banking for all
27. HSBC bank Worlds local bank
28. HDFC Bank We understand your
world

Important Points of Union


Budget 2014-15

Important Points of Union


Budget 2014-15

29. Bank of Rajasthan Together we


prosper
30. Federal Bank Your perfect
Banking partner
31. Yes Bank Experience our
expertise
32. Jammu and Kashmir Bank Serving
to empower
33. Lakshmi Vilas Bank Limited The
changing face of prosperity
34. Karur Vysya Bank Smart way to
Bank
35. Deutshe Bank A passion to
perform
36. South Indian Bank Limited
Experience Next Generation Banking

1. Fiscal deficit target retained at 4.1% of GDP for


current fiscal

2. Fiscal deficit target 3.6% forr 2015-16

3. Fiscal deficit target 3% for 2016-17

iii. 'Beti Bachao, Beti Padhao Yojana' - 100


crores

4. Revenue Deficit seen at 2.9% for FY15


14. Budget Allocate for National Rural Drinking
Water - Rs 3600 cr
5. Aim to achieve 7-8 per cent economic growth
rate in next 3-4 years
15. Budget Allocate for (Rural housing) national
housing banking programme - Rs 8000 crore
6. Target Agriculture growth rate at 4 %

7. Defence FDI cap raised to 49% from 26% at


present

8. Insurance FDI cap raised to 49% from 26% at


present

9. Exemption limit on income tax from Rs. 2 lakh to


Rs. 2.5 lakh.

10. For senior citizens, the exemption on income


has been raised to Rs. 3 lakh per annum.

11. Tax-free cap on home loan interest from Rs. 1.5


to Rs. 2 lakh.

12. Annual PPF ceiling to be improved to Rs 1.5


lakh from Rs 1 lakh

13. Women Safety:


i. Outlay of Rs. 50 crores for a pilot scheme on
road safety
ii. Another 150 crores to be spent by MHA on
safety on women in larger cities

16. Metro rails in PPP mode; for metro scheme in


Ahmadabad and Lucknow - Rs. 100 cr

17. Budget Allocate to set up virtual classrooms - Rs


100 crores

18. Budget Allocate for setting up 5 more IIMs and


IITs - Rs 500 crores

19. Budget Allocate for SC development - Rs 50,548


cr

20. Budget Allocate for Statue of Unity, a statue of


Sardar Patel in Gujarat - Rs. 200 crore

21. Budget Allocate for irrigation plan named


Pradhan Mantri Krishi Sichayin Yojana - Rs.
1000 cr

22. Budget Allocate for credit scheme for start-ups


by those from scheduled castes and tribes - Rs
200 crores

23. Budget Allocate for creating Smart cities - Rs.


7060 cr

24. Budget Allocate for price stabilization fund - Rs.


500 crore

25. Budget Allocate for modernization of


Madrasas - Rs. 100 crores

26. Budget allocated for Startup village to promote


entrepreneurship among rural youth - Rs 100
crore

27. Budget allocated for PM Sadak Yojana - Rs.


14,389 crores

28. Budget allocated to set up six textiles cluster Rs 200 crore

29. e-visa

for nine cities to promote tourism

30. 15 Braille press to come up.

31. Currency note with Braille-like signs.

32. Minimum pension of Rs.1000 per month to all PP schemes.

33. Bharat Swach Yojna proposed for hygiene and cleanliness.

34. Skill India initiative to make youth employable and create more entrepreneurs.

35. Assam and Jharkhand to get Centre of Excellence on farming.

36. Senior Citizens Pension Plan Extended Till August 2015

37. 100 soil testing laboratories across the country.

38. Agriculture University in AP and Rajasthan, and Horticulture University in Haryana, Telangana; Rs. 200 cr

39. Crisis Management Centre for women at Delhi

40. PSU Banks to Raise Rs 2.40 Lakh Cr Capital by 2018

BANKING TERMS
The basic banking terms are frequently asked in all the Bank Interviews. These terms
are useful not only for your interview but also for your general knowledge. Knowledge
and Understanding of Important Banking terms play a very crucial role in the final
selection. Also these banking terms are useful for Banking Aspirants, Economics &
Commerce students, MBA aspirants and students preparing for other similar level
Exams.
Knowing basic banking terms not only gives you an edge over other candidates but also
shows your interest level for the job.
Account Agreement: The contract governing your open-end credit account, it provides
information on changes that may occur to the account.
Account History: The payment history of an account over a specific period of time,
including the number of times the account was past due or over limit.
Account Holder: Any and all persons designated and authorized to transact business
on behalf of an account. Each account holder's signature needs to be on file with the
bank. The signature authorizes that person to conduct business on behalf of the
account.
Acquiring Bank: In a merger, the bank that absorbs the bank acquired.
Accrued interest: Interest due from issue date or from the last coupon payment date to
the settlement date. Accrued interest on bonds must be added to their purchase price.
Adjustable-Rate Mortgages (ARMS): Also known as variable-rate mortgages. The
initial interest rate is usually below that of conventional fixed-rate loans. The interest
rate may change over the life of the loan as market conditions change. There is
typically a maximum (or ceiling) and a minimum (or floor) defined in the loan agreement.
If interest rates rise, so does the loan payment. If interest rates fall, the loan payment
may as well.
Arbitrage: Buying a financial instrument in one market in order to sell the same
instrument at a higher price in another market.
Adverse Action: Under the Equal Credit Opportunity Act, a creditor's refusal to grant
credit on the terms requested, termination of an existing account, or an unfavorable
change in an existing account.

Adverse Action Notice: The notice required by the Equal Credit Opportunity Act
advising a credit applicant or existing debtor of the denial of their request for credit or
advising of a change in terms considered unfavorable to the account holder.
AER: Annual earnings rate on an investment.
Affidavit: A sworn statement in writing before a proper official, such as a notary public.
Alteration: Any change involving an erasure or rewriting in the date, amount, or payee
of a check or other negotiable instrument.
Amortization: The process of reducing debt through regular installment payments of
principal and interest that will result in the payoff of a loan at its maturity.
Anytime Banking: With introduction of ATMs, Tele-Banking and internet banking,
customers can conduct their business anytime of the day and night. The 'Banking
Hours' is not a constraint for transacting banking business.
Anywhere Banking : Refers to banking not only by ATMs, Tele-Banking and internet
banking, but also to core banking solutions brought in by banks where customer can
deposit his money, cheques and also withdraw money from any branch connected with
the system. All major banks in India have brought in core banking in their operations to
make banking truly anywhere banking.
Annual Percentage Rate (APR): The cost of credit on a yearly basis, expressed as a
percentage.
Annual Percentage Yield (APY): A percentage rate reflecting the total amount of
interest paid on a deposit account based on the interest rate and the frequency of
compounding for a 365-day year.
Annuity : A life insurance product which pays income over the course of a set period.
Deferred annuities allow assets to grow before the income is received and immediate
annuities (usually taken from a year after purchase) allow payments to start from about
a year after purchase.
APR: The annual percentage rate of interest, usually on a loan or mortgage, usually
displayed in brackets and representing the true cost of the loan or mortgage as it shows
any additional payments beyond the interest rate.
Application: Under the Equal Credit Opportunity Act (ECOA), an oral or written request
for an extension of credit that is made in accordance with the procedures established by
a creditor for the type of credit requested.
Appraisal: The act of evaluating and setting the value of a specific piece of personal or
real property.
Ask Price: The lowest price at which a dealer is willing to sell a given security.
Asset-Backed Securities (ABS): A type of security that is backed by a pool of bank
loans, leases, and other assets. Most ABS are backed by auto loans and credit cards
these issues are very similar to mortgage-backed securities.
At-the-money: The exercise price of a derivative that is closest to the market price of
the underlying instrument.
ATM: ATMs are Automatic Teller Machines, which do the job of a teller in a bank
through Computer Network. ATMs are located on the branch premises or off branch
premises. ATMs are useful to dispense cash, receive cash, accept cheques, give
balances in the accounts and also give mini-statements to the customers.
Authorization: The issuance of approval, by a credit card issuer, merchant, or other
affiliate, to complete a credit card transaction.

Automated Clearing House (ACH): A computerized facility used by member


depository institutions to electronically combine, sort, and distribute inter-bank credits
and debits. ACHs process electronic transfers of government securities and provided
customer services, such as direct deposit of customers' salaries and government benefit
payments (i.e., social security, welfare, and veterans' entitlements), and preauthorized
transfers.
Automated Teller Machine (ATM): A machine, activated by a magnetically encoded
card or other medium that can process a variety of banking transactions. These include
accepting deposits and loan payments, providing withdrawals, and transferring funds
between accounts.
Automatic Bill Payment: A checkless system for paying recurring bills with one
authorization statement to a financial institution. For example, the customer would only
have to provide one authorization form/letter/document to pay the cable bill each month.
The necessary debits and credits are made through an Automated Clearing House
(ACH).
Availability Date: Bank's policy as to when funds deposited into an account will be
available for withdrawal.
Availability Policy: Bank's policy as to when funds deposited into an account will be
available for withdrawal.
Available Balance: The balance of an account less any hold, uncollected funds, and
restrictions against the account.
Available Credit: The difference between the credit limit assigned to a cardholder
account and the present balance of the account.
Banking: Accepting for the purpose of lending or investment of deposits of money from
Public, Repayable on demand or otherwise and withdraw able by cheques, drafts,
order, etc.
Bank Ombudsman: Bank Ombudsman is the authority to look into complaints against
Banks in the main areas of collection of cheque / bills, issue of demand drafts, nonadherence to prescribed hours of working, failure to honour guarantee / letter of credit
commitments, operations in deposit accounts and also in the areas of loans and
advances where banks flout directions / instructions of RBI. This Scheme was
announced in 1995 and is functioning with new guidelines from 2007. This scheme
covers all scheduled banks, the RRBs and co-operative banks.
Bancassurance: Bancassurance refers to the distribution of insurance products and
the insurance policies of insurance companies which may be life policies or non-life
policies like home insurance - car insurance, medi-policies and others, by banks as
corporate agents through their branches located in different parts of the country by
charging a fee.
Banker's Lien: Bankers lien is a special right of lien exercised by the bankers, who can
retain goods bailed to them as a security for general balance of account. Bankers can
have this right in the absence of a contract to the contrary.
Basel-II: The Committee on Banking Regulations and Supervisory Practices, popularity
known as Basel Committee, submitted its revised version of norms in June, 2004.
Under the revised accord the capital requirement is to be calculated for credit, market

and operational risks. The minimum requirement continues to be 8% of capital fund


(Tier I & II Capital) Tier II shall continue to be not more than 100% of Tier I Capital.
Brick & Mortar Banking: Brick and Mortar Banking refers to traditional system of
banking done only in a fixed branch premises made of brick and mortar. Now there are
banking channels like ATM, Internet Banking, tele banking etc.
Business of Banking : Accepting deposits, borrowing money, lending money,
investing, dealing in bills, dealing in Foreign Exchange, Hiring Lockers, Opening Safe
Custody Accounts, Issuing Letters of Credit, Travelers Cheques, doing Mutual Fund
business, Insurance Business, acting as Trustee or doing any other business which
Central Government may notify in the official Gazette.
Bouncing of a cheque: Where an account does not have sufficient balance to honour
the cheque issued by the customer, the cheque is returned by the bank with the reason
"funds insufficient" or "Exceeds arrangement. This is known as 'Bouncing of a cheque.
Basis Point: One hundredth of 1%. A measure normally used in the statement of
interest rate e.g., a change from 5.75% to 5.81% is a change of 6 basis points. Bear
Markets: Unfavorable markets associated with falling prices and investor pessimism.
Bid-ask Spread: The difference between a dealerss bid and ask price.
Bid Price: The highest price offered by a dealer to purchase a given security.
Blue Chips: Blue chips are unsurpassed in quality and have a long and stable record of
earnings and dividends. They are issued by large and well-established firms that have
impeccable financial credentials.
Bond: Publicly traded long-term debt securities, issued by corporations and
governments, whereby the issuer agrees to pay a fixed amount of interest over a
specified period of time and to repay a fixed amount of principal at maturity.
Book Value: The amount of stockholders equity in a firm equals the amount of the
firms assets minus the firms liabilities and preferred stock.
Broker: Individuals licensed by stock exchanges to enable investors to buy and sell
securities.
Brokerage Fee: The commission charged by a broker.
Bull Markets: Favorable markets associated with rising prices and investor optimism.
Call Option: The right to buy the underlying securities at a specified exercise price on
or before a specified expiration date.
Callable Bonds: Bonds that give the issuer the right to redeem the bonds before their
stated maturity.
Capital Gain: The amount by which the proceeds from the sale of a capital asset
exceed its original purchase price.
Capital Markets: The market in which long-term securities such as stocks and bonds
are bought and sold.
Certificate of Deposits (CDs): Savings instrument in which funds must remain on
deposit for a specified period and premature withdrawals incur interest penalties.
Certificate of Deposit:. Certificate of Deposits are negotiable receipts in bearer form
which can be freely traded among investors. This is also a money market
instrument,issued for a period ranging from 7 days to f one year .The minimum deposit
amount is Rs. 1 lakh and they are transferable by endorsement and delivery.

Cheque: Cheque is a bill of exchange drawn on a specified banker ordering the banker
to pay a certain sum of money to the drawer of cheque or another person. Money is
generally withdrawn by clients by cheques. Cheque is always payable on demand.
Cheque Truncation: Cheque truncation truncates or stops the flow of cheques through
the banking system. Generally truncation takes place at the collecting branch, which
sends the electronic image of the cheques to the paying branch through the clearing
house and stores the paper cheques with it.
Closed-end (Mutual) Fund: A fund with a fixed number of shares issued, and all
trading is done between investors in the open market. The share prices are determined
by market prices instead of their net asset value.
Collateral: A specific asset pledged against possible default on a bond. Mortgage
bonds are backed by claims on property. Collateral trusts bonds are backed by claims
on other securities. Equipment obligation bonds are backed by claims on equipment.
Commercial Paper: Short-term and unsecured promissory notes issued by
corporations with very high credit standings.
Common Stock: Equity investment representing ownership in a corporation; each
share represents a fractional ownership interest in the firm.
Compound Interest: Interest paid not only on the initial deposit but also on any interest
accumulated from one period to the next.
Contract Note: A note which must accompany every security transaction which
contains information such as the dealers name (whether he is acting as principal or
agent) and the date of contract.
Controlling Shareholder: Any person who is, or group of persons who together are,
entitled to exercise or control the exercise of a certain amount of shares in a company
at a level (which differs by jurisdiction) that triggers a mandatory general offer, or more
of the voting power at general meetings of the issuer, or who is or are in a position to
control the composition of a majority of the board of directors of the issuer.
Convertible Bond: A bond with an option, allowing the bondholder to exchange the
bond for a specified number of shares of common stock in the firm. A conversion price
is the specified value of the shares for which the bond may be exchanged. The
conversion premium is the excess of the bonds value over the conversion price.
Corporate Bond: Long-term debt issued by private corporations.
Coupon: The feature on a bond that defines the amount of annual interest income.
Coupon Frequency: The number of coupon payments per year.
Coupon Rate: The annual rate of interest on the bonds face value that a bonds issuer
promises to pay the bondholder. It is the bonds interest payment per dollar of par value.
Covered Warrants: Derivative call warrants on shares which have been separately
deposited by the issuer so that they are available for delivery upon exercise.
Credit Rating: An assessment of the likelihood of an individual or business being able
to meet its financial obligations. Credit ratings are provided by credit agencies or rating
agencies to verify the financial strength of the issuer for investors.
Collecting Banker: Also called receiving banker, who collects on instruments like a
cheque, draft or bill of exchange, lodged with himself for the credit of his customer's
account.
Consumer Protection Act: It is implemented from 1987 to enforce consumer rights
through a simple legal procedure. Banks also are covered under the Act. A consumer

can file complaint for deficiency of service with Consumer District Forum for amounts
upto Rs.20 Lacs in District Court, and for amounts above Rs.20 Lacs to Rs.1 Crore in
State Commission and for amounts above Rs.1 Crore in National Commission.
Co-operative Bank : An association of persons who collectively own and operate a
bank for the benefit of consumers / customers, like Saraswat Co-operative Bank or
Abhyudaya Co-operative Bank and other such banks.
Co-operative Society : When an association of persons collectively own and operate a
unit for the benefit of those using its services like Apna Bazar Co-operative Society or
Sahakar Bhandar or a Co-operative Housing Society.
Core Banking Solutions (CBS): Core Banking Solutions is a buzz word in Indian
banking at present, where branches of the bank are connected to a central host and the
customers of connected branches can do banking at any breach with core banking
facility.
Creditworthiness: It is the capacity of a borrower to repay the loan / advance in time
along with interest as per agreed terms.
Crossing of Cheques: Crossing refers to drawing two parallel lines across the face of
the cheque. A crossed cheque cannot be paid in cash across the counter, and is to be
paid through a bank either by transfer, collection or clearing. A general crossing means
that cheque can be paid through any bank and a special crossing, where the name of a
bank is indicated on the cheque, can be paid only through the named bank.
Customer: A person who maintains any type of account with a bank is a bank
customer. Consumer Protection Act has a wider definition for consumer as the one who
purchases any service for a fee like purchasing a demand draft or a pay order. The term
customer is defined differently by Laws, softwares and countries.
Current Account: Current account with a bank can be opened generally for business
purpose. There are no restrictions on withdrawals in this type of account. No interest is
paid in this type of account.
Currency Board: A monetary system in which the monetary base is fully backed by
foreign reserves. Any changes in the size of the monetary base have to be fully
matched by corresponding changes in the foreign reserves.
Current Yield: A return measure that indicates the amount of current income a bond
provides relative to its market price. It is shown as: Coupon Rate divided by Price
multiplied by 100%.
Custody of Securities: Registration of securities in the name of the person to whom a
bank is accountable, or in the name of the banks nominee; plus deposition of securities
in a designated account with the banks bankers or with any other institution providing
custodial services.
Debit Card: A plastic card issued by banks to customers to withdraw money
electronically from their accounts. When you purchase things on the basis of Debit Card
the amount due is debited immediately to the account. Many banks issue Debit-CumATM Cards.
Debtor: A person who takes some money on loan from another person.
Demand Deposits: Deposits which are withdrawn on demand by customers. E.g.
savings bank and current account deposits.

Demat Account: Demat Account concept has revolutionized the capital market of India.
When a depository company takes paper shares from an investor and converts them in
electronic form through the concerned company, it is called Dematerialization of Shares.
These converted Share Certificates in Electronic form are kept in a Demat Account by
the Depository Company, like a bank keeps money in a deposit account. Investor can
withdraw the shares or purchase more shares through this demat Account.
Derivative Call (Put) Warrants: Warrants issued by a third party which grant the holder
the right to buy (sell) the shares of a listed company at a specified price.
Derivative Instrument: Financial instrument whose value depends on the value of
another asset.
Discount Bond: A bond selling below par, as interest in-lieu to the bondholders.
Dishonour of Cheque: Non-payment of a cheque by the paying banker with a return
memo giving reasons for the non-payment. Default Risk: The possibility that a bond
issuer will default ie, fail to repay principal and interest in a timely manner.
Diversification: The inclusion of a number of different investment vehicles in a portfolio
in order to increase returns or be exposed to less risk.
Duration: A measure of bond price volatility, it captures both price and reinvestment
risks to indicate how a bond will react to different interest rate environments.
Earnings: The total profits of a company after taxation and interest.
Earnings per Share (EPS): The amount of annual earnings available to common
stockholders as stated on a per share basis.
Earnings Yield: The ratio of earnings to price (E/P). The reciprocal is price earnings
ratio (P/E).
E-Banking : E-Banking or electronic banking is a form of banking where funds are
transferred through exchange of electronic signals between banks and financial
institution and customers ATMs, Credit Cards, Debit Cards, International Cards, Internet
Banking and new fund transfer devices like SWIFT, RTGS belong to this category.
EFT - (Electronic Fund Transfer): EFT is a device to facilitate automatic transmission
and processing of messages as well as funds from one bank branch to another bank
branch and even from one branch of a bank to a branch of another bank. EFT allows
transfer of funds electronically with debit and credit to relative accounts.
Either or Survivor: Refers to operation of the account opened in two names with a
bank. It means that any one of the account holders have powers to withdraw money
from the account, issue cheques, give stop payment instructions etc. In the event of
death of one of the account holder, the surviving account holder gets all the powers of
operation.
Electronic Commerce (E-Commerce): E-Commerce is the paperless commerce
where the exchange of business takes place by Electronic means.
Endorsement: When a Negotiable Instrument contains, on the back of the instrument
an endorsement, signed by the holder or payee of an order instrument, transferring the
title to the other person, it is called endorsement.
Bouncing of a cheque: Where the name of the endorsee or transferee is not
mentioned on the instrument.
Endorsement in Full: Where the name of the endorsee or transferee appears on the
instrument while making endorsement.

Equity: Ownership of the company in the form of shares of common stock.


Equity Call Warrants: Warrants issued by a company which give the holder the right to
acquire new shares in that company at a specified price and for a specified period of
time.
Ex-dividend (XD): A security which no longer carries the right to the most recently
declared dividend or the period of time between the announcement of the dividend and
the payment (usually two days before the record date). For transactions during the exdividend period, the seller will receive the dividend, not the buyer. Ex-dividend status is
usually indicated in newspapers with an (x) next to the stocks or unit trusts name.
Execution of Documents: Execution of documents is done by putting signature of the
person, or affixing his thumb impression or putting signature with stamp or affixing
common seal of the company on the documents with or without signatures of directors
as per articles of association of the company.
Face Value/ Nominal Value: The value of a financial instrument as stated on the
instrument. Interest is calculated on face/nominal value.
Fixed-income Securities: Investment vehicles that offer a fixed periodic return.
Fixed Rate Bonds: Bonds bearing fixed interest payments until maturity date.
Floating Rate Bonds: Bonds bearing interest payments that are tied to current interest
rates.
Factoring: Business of buying trade debts at a discount and making a profit when debt
is realized and also taking over collection of trade debts at agreed prices.
Foreign Banks: Banks incorporated outside India but operating in India and regulated
by the Reserve Bank of India (RBI),. e..g., Barclays Bank, HSBC, Citibank, Standard
Chartered Bank, etc.
Forfeiting: In International Trade when an exporter finds it difficult to realize money
from the importer, he sells the right to receive money at a discount to a forfaiter, who
undertakes inherent political and commercial risks to finance the exporter, of course
with assumption of a profit in the venture.
Forgery: when a material alteration is made on a document or a Negotiable Instrument
like a cheque, to change the mandate of the drawer, with intention to defraud.
Fundamental Analysis: Research to predict stock value that focuses on such
determinants as earnings and dividends prospects, expectations for future interest rates
and risk evaluation of the firm.
Future Value: The amount to which a current deposit will grow over a period of time
when it is placed in an account paying compound interest.
Future Value of an Annuity: The amount to which a stream of equal cash flows that
occur in equal intervals will grow over a period of time when it is placed in an account
paying compound interest.
Futures Contract: A commitment to deliver a certain amount of some specified item at
some specified date in the future.
Garnishee Order: When a Court directs a bank to attach the funds to the credit of
customer's account under provisions of Section 60 of the Code of Civil Procedure, 1908.
General Lien: A right of the creditors to retain possession of all goods given in security
to him by the debtor for any outstanding debt.

Guarantee: A contract between guarantor and beneficiary to ensure performance of a


promise or discharge the liability of a third person. If promise is broken or not
performed, the guarantor pays contracted amount to the beneficiary.
Hedge: A combination of two or more securities into a single investment position for the
purpose of reducing or eliminating risk.
Holder: Holder means any person entitled in his own name to the possession of the
cheque, bill of exchange or promissory note and who is entitled to receive or recover the
amount due on it from the parties. For example, if I give a cheque to my friend to
withdraw money from my bank,he becomes holder of that cheque. Even if he loses the
cheque, he continues to be holder. Finder cannot become the holder.
Holder in due course : A person who receives a Negotiable Instrument for value,
before it was due and in good faith, without notice of any defect in it, he is called holder
in due course as per Negotiable Instrument Act. In the earlier example if my friend lends
some money to me on the basis of the cheque, which I have given to him for
encashment, he becomes holder-in-due course.
Hypothecation: Charge against property for an amount of debt where neither
ownership nor possession is passed to the creditor. In pledge, possession of property is
passed on to the lender but in hypothecation, the property remains with the borrower in
trust for the lender.
Identification: When a person provides a document to a bank or is being identified by a
person, who is known to the bank, it is called identification. Banks ask for identification
before paying an order cheque or a demand draft across the counter.
Indemnifier: When a person indemnifies or guarantees to make good any loss caused
to the lender from his actions or others' actions.
Indemnity: Indemnity is a bond where the indemnifier undertakes to reimburse the
beneficiary from any loss arising due to his actions or third party actions.
Income: The amount of money an individual receives in a particular time period.
Index Fund: A mutual fund that holds shares in proportion to their representation in a
market index, such as the S&P 500.
Initial Public Offering (IPO): An event where a company sells its shares to the public
for the first time. The company can be referred to as an IPO for a period of time after the
event.
Inside Information: Non-public knowledge about a company possessed by its officers,
major owners, or other individuals with privileged access to information.
Insider Trading: The illegal use of non-public information about a company to make
profitable securities transactions
Insolvent: Insolvent is a person who is unable to pay his debts as they mature, as his
liabilities are more than the assets . Civil Courts declare such persons insolvent. Banks
do not open accounts of insolvent persons as they cannot enter into contract as per law.
Interest Warrant: When cheque is given by a company or an organization in payment
of interest on deposit , it is called interest warrant. Interest warrant has all the
characteristics of a cheque.

International Banking: involves more than two nations or countries. If an Indian Bank
has branches in different countries like State Bank of India, it is said to do International
Banking.
Introduction: Banks are careful in opening any account for a customer as the
prospective customer has to be introduced by an existing account holder or a staff
member or by any other person known to the bank for opening of account. If bank does
not take introduction, it will amount to negligence and will not get protection under law.
Intrinsic Value: The difference of the exercise price over the market price of the
underlying asset.
Investment: A vehicle for funds expected to increase its value and/or generate positive
returns.
Investment Adviser: A person who carries on a business which provides investment
advice with respect to securities and is registered with the relevant regulator as an
investment adviser.
IPO price: The price of share set before being traded on the stock exchange. Once the
company has gone Initial Public Offering, the stock price is determined by supply and
demand.
JHF Account : Joint Hindu Family Account is account of a firm whose business is
carried out by Karta of the Joint family, acting for all the family members.. The family
members have common ancestor and generally maintain a common residence and are
subject to common social, economic and religious regulations.
Joint Account: When two or more individuals jointly open an account with a bank.
Junk Bond: High-risk securities that have received low ratings (i.e. Standard & Poors
BBB rating or below; or Moodys BBB rating or below) and as such, produce high yields,
so long as they do not go into default.
Karta: Manager of a Hindu Undivided Family (HUF) who handles the family business.
He is usually the eldest male member of the undivided family.
Kiosk Banking: Doing banking from a cubicle from which food, newspapers, tickets
etc. are also sold.
KYC Norms: Know your customer norms are imposed by R.B.I. on banks and other
financial institutions to ensure that they know their customers and to ensure that
customers deal only in legitimate banking operations and not in money laundering or
frauds.
Law of Limitation: Limitation Act of 1963 fixes the limitation period of debts and
obligations including banks loans and advances. If the period fixed for particular debt or
loan expires, one cannot file a suit for is recovery, but the fact of the debt or loan is not
denied. It is said that law of limitation bars the remedy but does not extinguish the right.
Lease Financing: Financing for the business of renting houses or lands for a specified
period of time and also hiring out of an asset for the duration of its economic life.
Leasing of a car or heavy machinery for a specific period at specific price is an example.
Letter of Credit: A document issued by importers bank to its branch or agent abroad
authorizing the payment of a specified sum to a person named in Letter of Credit
(usually exporter from abroad). Letters of Credit are covered by rules framed under

Uniform Customs and Practices of Documentary Credits framed by International


Chamber of Commerce in Paris.
Limited Companies Accounts: Accounts of companies incorporated under the
Companies Act, 1956 . A company may be private or public. Liability of the
shareholders of a company is generally limited to the face value of shares held by them.
Leverage Ratio: Financial ratios that measure the amount of debt being used to
support operations and the ability of the firm to service its debt.
Libor: The London Interbank Offered Rate (or LIBOR) is a daily reference rate based
on the interest rates at which banks offer to lend unsecured funds to other banks in the
London wholesale money market (or interbank market). The LIBOR rate is published
daily by the British Bankers Association and will be slightly higher than the London
Interbank Bid Rate (LIBID), the rate at which banks are prepared to accept deposits.
Limit Order: An order to buy (sell) securities which specifies the highest (lowest) price
at which the order is to be transacted.
Limited Company: The passive investors in a partnership, who supply most of the
capital and have liability limited to the amount of their capital contributions.
Liquidity: The ability to convert an investment into cash quickly and with little or no loss
in value.
Listing: Quotation of the Initial Public Offering companys shares on the stock
exchange for public trading.
Listing Date: The date on which Initial Public Offering stocks are first traded on the
stock exchange by the public
Margin Call: A notice to a client that it must provide money to satisfy a minimum margin
requirement set by an Exchange or by a bank / broking firm.
Market Capitalization: The product of the number of the companys outstanding
ordinary shares and the market price of each share.
Market Maker: A dealer who maintains an inventory in one or more stocks and
undertakes to make continuous two-sided quotes.
Market Order: An order to buy or an order to sell securities which is to be executed at
the prevailing market price.
Money Market: Market in which short-term securities are bought and sold.
Marginal Standing Facility Rate: MSF scheme has become effective from 09th May,
2011 launched by the RBI. Under this scheme, Banks will be able to borrow upto 1% of
their respective Net Demand and Time Liabilities. The rate of interest on the amount
accessed from this facility will be 100 basis points (i.e. 1%) above the repo rate. This
scheme is likely to reduce volatility in the overnight rates and improve monetary
transmission.
Mandate: Written authority issued by a customer to another person to act on his behalf,
to sign cheques or to operate a bank account.
Material Alteration: Alteration in an instrument so as to alter the character of an
instrument for example when date, amount, name of the payee are altered or making a
cheque payable to bearer from an order one or opening the crossing on a cheque.
Merchant Banking : When a bank provides to a customer various types of financial
services like accepting bills arising out of trade, arranging and providing underwriting,

new issues, providing advice, information or assistance on starting new business,


acquisitions, mergers and foreign exchange.
Micro Finance: Micro Finance aims at alleviation of poverty and empowerment of
weaker sections in India. In micro finance, very small amounts are given as credit to
poor in rural, semi-urban and urban areas to enable them to raise their income levels
and improve living standards.
Minor Accounts: A minor is a person who has not attained legal age of 18 years. As
per Contract Act a minor cannot enter into a contract but as per Negotiable Instrument
Act, a minor can draw, negotiate, endorse, receive payment on a Negotiable Instrument
so as to bind all the persons, except himself. In order to boost their deposits many
banks open minor accounts with some restrictions.
Mobile Banking : With the help of M-Banking or mobile banking customer can check
his bank balance, order a demand draft, stop payment of a cheque, request for a
cheque book and have information about latest interest rates.
Money Laundering: When a customer uses banking channels to cover up his
suspicious and unlawful financial activities, it is called money laundering.
Money Market: Money market is not an organized market like Bombay Stock Exchange
but is an informal network of banks, financial institutions who deal in money market
instruments of short term like CP, CD and Treasury bills of Government.
Moratorium: R.B.I. imposes moratorium on operations of a bank; if the affairs of the
bank are not conducted as per banking norms. After moratorium R.B.I. and Government
explore the options of safeguarding the interests of depositors by way of change in
management, amalgamation or take over or by other means.
Mortgage: Transfer of an interest in specific immovable property for the purpose of
offering a security for taking a loan or advance from another. It may be existing or future
debt or performance of an agreement which may create monetary obligation for the
transferor (mortgagor).
Mutual Fund: A company that invests in and professionally manages a diversified
portfolio of securities and sells shares of the portfolio to investors.
NABARD: National Bank for Agriculture & Rural Development was setup in 1982 under
the Act of 1981. NABARD finances and regulates rural financing and also is responsible
for development agriculture and rural industries.
Negotiation: In the context of banking, negotiation means an act of transferring or
assigning a money instrument from one person to another person in the course of
business.
Net Asset Value: The underlying value of a share of stock in a particular mutual fund;
also used with preferred stock.
Non-Fund Based Limits: Non-Fund Based Limits are those type of limits where banker
does not part with the funds but may have to part with funds in case of default by the
borrowers, like guarantees, letter of credit and acceptance facility.
Non-Resident: A person who is not a resident of India is a non-resident.
Non-Resident Accounts: Accounts of non-resident Indian citizens opened and
maintained as per R.B.I. Rules.
Notary Public: A Lawyer who is authorized by Government to certify copies of
documents .

NPA Account: If interest and instalments and other bank dues are not paid in any loan
account within a specified time limit, it is being treated as non-performing assets of a
bank.
Off Balance Sheet Items: Those items which affect the financial position of a business
concern, but do not appear in the Balance Sheet E,g guarantees, letters of credit . The
mention "off Balance Sheet items" is often found in Auditors Reports or Directors
Reports.
Offer for Sale: An offer to the public by, or on behalf of, the holders of securities
already in issue.
Offer for Subscription: The offer of new securities to the public by the issuer or by
someone on behalf of the issuer.
Online Banking: Banking through internet site of the bank which is made interactive.
Open-end (Mutual) Fund: There is no limit to the number of shares the fund can issue.
The fund issues new shares of stock and fills the purchase order with those new shares.
Investors buy their shares from, and sell them back to, the mutual fund itself. The share
prices are determined by their net asset value.
Open Offer: An offer to current holders of securities to subscribe for securities whether
or not in proportion to their existing holdings.
Option: A security that gives the holder the right to buy or sell a certain amount of an
underlying financial asset at a specified price for a specified period of time.
Oversubscribed: When an Initial Public Offering has more applications than actual
shares available. Investors will often apply for more shares than required in anticipation
of only receiving a fraction of the requested number. Investors and underwriters will
often look to see if an IPO is oversubscribed as an indication of the publics perception
of the business potential of the IPO company.
Pass Book: A record of all debit and credit entries in a customer's account. Generally
all banks issue pass books to Savings Bank/Current Account Holders.
Par Bond: A bond selling at par (i.e. at its face value).
Par Value: The face value of a security.
Perpetual Bonds: Bonds which have no maturity date.
Placing: Obtaining subscriptions for, or the sale of, primary market, where the new
securities of issuing companies are initially sold.
Personal Identification Number (PIN): Personal Identification Number is a number
which an ATM card holder has to key in before he is authorized to do any banking
transaction in a ATM .
Plastic Money: Credit Cards, Debit Cards, ATM Cards and International Cards are
considered plastic money as like money they can enable us to get goods and services.
Pledge: A bailment of goods as security for payment of a debt or performance of a
promise, e.g pledge of stock by a borrower to a banker for a credit limit. Pledge can be
made in movable goods only.
Post-Dated Cheque: A Cheque which bears the date which is subsequent to the date
when it is drawn. For example, a cheque drawn on 8th of February, 2007 bears the date
of 12th February, 2007.

Power of Attorney: It is a document executed by one person - Donor or Principal, in


favour of another person, Donee or Agent - to act on behalf of the former, strictly as per
authority given in the document.
Portfolio: A collection of investment vehicles assembled to meet one or more
investment goals.
Preference Shares: A corporate security that pays a fixed dividend each period. It is
senior to ordinary shares but junior to bonds in its claims on corporate income and
assets in case of bankruptcy.
Premium (Warrants): The difference of the market price of a warrant over its intrinsic
value.
Premium Bond: Bond selling above par.
Present Value: The amount to which a future deposit will discount back to present
when it is depreciated in an account paying compound interest.
Present Value of an Annuity: The amount to which a stream of equal cash flows that
occur in equal intervals will discount back to present when it is depreciated in an
account paying compound interest.
Price/Earnings Ratio (P/E): The measure to determine how the market is pricing the
companys common stock. The price/earnings (P/E) ratio relates the companys
earnings per share (EPS) to the market price of its stock.
Privatization: The sale of government-owned equity in nationalized industry or other
commercial enterprises to private investors.
Prospectus: A detailed report published by the Initial Public Offering company, which
includes all terms and conditions, application procedures, IPO prices etc, for the IPO
Put Option: The right to sell the underlying securities at a specified exercise price on of
before a specified expiration date.
Premature Withdrawals: Term deposits like Fixed Deposits, Call Deposits, Short
Deposits and Recurring Deposits have to mature on a particular day. When these
deposits are sought to be withdrawn before maturity , it is premature withdrawal.
Prime Lending Rate (PLR): The rate at which banks lend to their best (prime)
customers.
Priority Sector Advances : consist of loans and advances to Agriculture, Small Scale
Industry, Small Road and Water Transport Operators, Retail Trade, Small Business with
limits on investment in equipments, professional and self employed persons, state
sponsored organisations for lending to SC/ST, Educational Loans, Housing Finance up
to certain limits, self-help groups and consumption loans.
Promissory Note: Promissory Note is a promise / undertaking given by one person in
writing to another person, to pay to that person , a certain sum of money on demand or
on a future day.
Provisioning: Provisioning is made for the likely loss in the profit and loss account
while finalizing accounts of banks. All banks are supposed to make assets classification
and make appropriate provisions for likely losses in their balance sheets.
Public Sector Bank: A bank fully or partly owned by the Government.
Rate of Return: A percentage showing the amount of investment gain or loss against
the initial investment.

Real Interest Rate: The net interest rate over the inflation rate. The growth rate of
purchasing power derived from an investment.
Redemption Value: The value of a bond when redeemed.
Reinvestment Value: The rate at which an investor assumes interest payments made
on a bond which can be reinvested over the life of that security.
Relative Strength Index (RSI): A stocks price that changes over a period of time
relative to that of a market index such as the Standard & Poors 500, usually measured
on a scale from 1 to 100, 1 being the worst and 100 being the best.
Repurchase Agreement: An arrangement in which a security is sold and later bought
back at an agreed price and time.
Resistance Level: A price at which sellers consistently outnumber buyers, preventing
further price rises.
Return: Amount of investment gain or loss.
Rescheduling of Payment: Rearranging the repayment of a debt over a longer period
than originally agreed upon due to financial difficulties of the borrower.
Restrictive Endorsement: Where endorser desires that instrument is to be paid to
particular person only, he restricts further negotiation or transfer by such words as "Pay
to Ashok only". Now Ashok cannot negotiate the instrument further.
Right of Appropriation: As per Section 59 of the Indian Contract Act, 1972 while
making the payment, a debtor has the right to direct his creditor to appropriate such
amount against discharge of some particular debt. If the debtor does not do so, the
banker can appropriate the payment to any debt of his customer.
Right of Set-Off : When a banker combines two accounts in the name of the same
customer and adjusts the debit balance in one account with the credit balance in other
account, it is called right of set-off. For example, debit balance of Rs.50,000/- in
overdraft account can be set off against credit balance of Rs.75,000/- in the Savings
Bank Account of the same customer, leaving a balance of Rs.25,000/- credit in the
savings account.
Rights Issue: An offer by way of rights to current holders of securities that allows them
to subscribe for securities in proportion to their existing holdings.
Risk-Averse, Risk-Neutral, Risk-Taking:
Risk-averse describes an investor who requires greater return in exchange for greater
risk.
Risk-neutral describes an investor who does not require greater return in exchange for
greater risk.
Risk-taking describes an investor who will accept a lower return in exchange for greater
risk.
Safe Custody: When articles of value like jewellery, boxes, shares, debentures,
Government bonds, Wills or other documents or articles are given to a bank for safe
keeping in its safe vault, it is called safe custody.. Bank charges a fee from its clients for
such safe custody.
Savings Bank Account: All banks in India are having the facility of opening savings
bank account with a nominal balance. This account is used for personal purposes and
not for business purpose and there are certain restrictions on withdrawals from this type
of account. Account holder gets nominal interest in this account.

Senior Bond: A bond that has priority over other bonds in claiming assets and
dividends.
Settlement: Conclusion of a securities transaction when a customer pays a
broker/dealer for securities purchased or delivered, securities sold, and receive from the
broker the proceeds of a sale.
Short Hedge: A transaction that protects the value of an asset held by taking a short
position in a futures contract.
Short Position: Investors sell securities in the hope that they will decrease in value and
can be bought at a later date for profit.
Short Selling: The sale of borrowed securities, their eventual repurchase by the short
seller at a lower price and their return to the lender.
Speculation: The process of buying investment vehicles in which the future value and
level of expected earnings are highly uncertain.
Stock Splits: Wholesale changes in the number of shares. For example, a two for one
split doubles the number of shares but does not change the share capital.
Subordinated Bond: An issue that ranks after secured debt, debenture, and other
bonds, and after some general creditors in its claim on assets and earnings. Owners of
this kind of bond stand last in line among creditors, but before equity holders, when an
issuer fails financially.
Substantial Shareholder: A person acquires an interest in relevant share capital equal
to, or exceeding, 10% of the share capital.
Support Level: A price at which buyers consistently outnumber sellers, preventing
further price falls.
Teller : Teller is a staff member of a bank who accepts deposits, cashes cheques and
performs other banking services for the public.
Technical Analysis: A method of evaluating securities by relying on the assumption
that market data, such as charts of price, volume, and open interest, can help predict
future (usually short-term) market trends. Contrasted with fundamental analysis which
involves the study of financial accounts and other information about the company. (It is
an attempt to predict movements in security prices from their trading volume history.)
Time Horizon: The duration of time an investment is intended for.
Trading Rules: Stipulation of parameters for opening and intra-day quotations,
permissible spreads according to the prices of securities available for trading and board
lot sizes for each security.
Trust Deed: A formal document that creates a trust. It states the purpose and terms of
the name of the trustees and beneficiaries.
Underwriting : is an agreement by the underwriter to buy on a fixed date and at a fixed
rate, the unsubscribed portion of shares or debentures or other issues. Underwriter gets
commission for this agreement.
Underlying Security: The security subject to being purchased or sold upon exercise of
the option contract.
Universal Banking : When Banks and Financial Institutions are allowed to undertake
all types of activities related to banking like acceptance of deposits, granting of

advances, investment, issue of credit cards, project finance, venture capital finance,
foreign exchange business, insurance etc. it is called Universal Banking.
Valuation: Process by which an investor determines the worth of a security using risk
and return concept.
Virtual Banking: Virtual banking is also called internet banking, through which financial
and banking services are accessed via internet's World Wide Web. It is called virtual
banking because an internet bank has no boundaries of brick and mortar and it exists
only on the internet.
Warrant: An option for a longer period of time giving the buyer the right to buy a
number of shares of common stock in company at a specified price for a specified
period of time.
Wholesale Banking: Wholesale banking is different from Retail Banking as its focus is
on providing for financial needs of industry and institutional clients.
Window Dressing: Financial adjustments made solely for the purpose of accounting
presentation, normally at the time of auditing of company accounts.
Yield (Internal rate of Return): The compound annual rate of return earned by an
investment
Yield to Maturity: The rate of return yield by a bond held to maturity when both
compound interest payments and the investors capital gain or loss on the security are
taken into account.
Zero Coupon Bond: A bond with no coupon that is sold at a deep discount from par
value.
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AWARDS
PADMA AWARDS
On 65th Republic Day 2014 a total of 127
distinguished personalities from various fields
have been awarded Padma Awards.Following is
the list of the 127 awardees of Padma
Vibhushan, Padma Bhushan and Padma Shri
which were announced on the eve of the
65th Republic day.
About Padma Awards
Padma Awards, the countrys highest civilian
awards, are conferred in three

categories, namely, Padma Vibhushan, Padma


Bhushan and Padma Shri. The Awards are
given in all disciplines/ fields of activities, viz.
art, social work, public affairs, science
and engineering, trade and industry, medicine,
literature and education, sports, civil
service, etc. Padma Vibhushan is awarded for
exceptional and distinguished service;
Padma Bhushan for distinguished service of
high order and Padma Shri for
distinguished service in any field. The awards
are announced on the occasion of Republic
Day every year.The awards are conferred by the
President of India at a function held at
Rashtrapati Bhawan sometime around March/
April.
Some Relevant Facts
Padma Awards were instituted in the year
1954. Except for brief interruption(s) during the
years 1978 and 1979 and 1993 to 1997, these

awards are being announced every year on


Republic Day.
The award is given in three categories, namely,
Padma Vibhushan, Padma Bhushan
andPadma Shri.
Padma Shri is awarded for distinguished
service; Padma Bhushan for distinguished
service of a high order; and Padma Vibhushan
for exceptional and distinguished
service'.
Padma Awards full list 2014:
The award seeks to recognize work of any
distinction and is given for distinguished and
exceptional achievements/service in all fields of
activities/disciplines, such as Art,
Literature and Education, Sports, Medicine,
Social Work, Science and Engineering,
Public Affairs, Civil Service, Trade and Industry
etc.
All persons without distinction of race,
occupation, position or sex are eligible for these
awards.
The award is normally not conferred
posthumously. However, in highly deserving
cases, the Government could consider giving an
award posthumously if the demise of the
person proposed to be honoured has been recent,
say within a period of one year
preceding the Republic Day on which it is
proposed to announce the award.
A higher category of Padma award can be
conferred on a person only where a period
of at least five years has elapsed since
conferment of the earlier Padma award.
However,
in highly deserving cases, a relaxation can be
made by the Awards Committee.
It is the usual practice is to invite
recommendations every year from all State/UT
Governments, Ministries/Departments of the
Government of India, Bharat Ratna and
Padma Vibhushan awardees and Institutes of
Excellence by 1 October.
Recommendations received from them and also
from other sources like Ministers, Chief
Ministers/Governors of State, Members of
Parliament, as also private individuals, bodies
etc., are placed before the Padma Awards
Committee. The Awards Committee is
constituted by the Prime Minister every year.

The recommendations made by the Awards


Committee are submitted to the Prime
Minister and the President for their approval. No
award is conferred except on the
recommendation of the Awards Committee.
The total number of awards to be given in a
year (excluding posthumous awards and to
foreigners) should not be more than 120.
The names of the award winners are published
in the Gazette of India. The President
may cancel and annul the award of the
decoration to any person.
The Awards are announced on 26 January
every year and are presented by the President
of India in an Awards presentation Ceremony
held at Rashtrapati Bhavan. The ceremony
is generally held in the month of March/April.
The decoration comprises a Sanad (Certificate)
issued under the hand and seal of the
President and a Medallion. A commemorative
brochure giving out brief details in respect
of each award winner is also released on the day
of the investiture ceremony.
The recipients are also given a replica of the
medallion, which they can wear during any
ceremonial/State functions etc., if they so desire.
The award does not amount to a title and
cannot be used as a suffix or prefix to the
award winners name on letterheads, invitation
cards, posters, books etc. In the case of
any misuse, the defaulter will forfeit the award.
No cash allowance or any facility/benefit in
terms of concession etc. in rail/air travel is
attached to these awards.
Padma Vibhushan Second degree
honour.
Padma Bhushan Third degree honour.
Padma Shri Fourth degree honour.
Padma Vibhushan
Dr Raghunath A Mashelkar, Science and
Engineering, Maharashtra
B K S Iyengar, Yoga, Maharashtra
Padma Bhushan
Gulam Mohammed Sheikh, Art-Painting,
Gujarat

Begum Parveen Sultana, Art-Classical Singing,

Late Dr Anumolu Ramakrishna, Science and

Maharashtra

Engineering, Andhra Pradesh

T H Vinayakram, Art-Ghatam Artist, Tamil

Prof Anisuzzaman, Literature and Education,

Nadu

Bangladesh

Kamala Haasan, Art-Cinema, Tamil Nadu

Prof Lloyd I Rudolph, Literature and Education,

Justice Dalveer Bhandari, Public Affairs, Delhi

USA

Prof Padmanabhan Balaram, Science and

Prof Susanne H Rudolph, Literature and

Engineering, Karnataka

Education, USA

Prof Jyeshtharaj Joshi, Science and Engineering,

Complete List of 2014 Padma awardees

Maharashtra

Dr (Smt) Neelam Kler, Medicine- Neonatology,

Dr Madappa Mahadevappa, Science and

Delhi

Engineering, Karnataka

Padma Shri

Dr Thirumalachari Ramasami, Science and

Mohammad Ali Baig, Art-Theatre, Andhra

Engineering, Delhi

Pradesh

Dr Vinod Prakash Sharma, Science and

Nayana Apte Joshi, Art, Maharashtra

Engineering, Delhi

Musafir Ram Bhardwaj, Art-Instrumental

Dr Radhakrishnan Koppillil, Science and

Music- Pauna Manjha, Himachal Pradesh

Engineering, Karnataka

Sabitri Chatterjee, Art-Film, West Bengal

Dr Mrityunjay Athreya, Literature and

Prof Biman Bihari Das, Art-Sculptor, Delhi

Education, Delhi

Sunil Das, Art-Painting, West Bengal

Anita Desai, Literature and Education, Delhi

Elam Endira Devi, Art-Manipuri Dance,

Dr Dhirubhai Thaker, Literature and Education,

Manipur

Gujarat

Vijay Ghate, Art-Instrumental Music- Tabla,

Vairamuthu Ramasamy Thevar, Literature and

Maharashtra

Education, Tamil Nadu

Rani Karnaa, Art-Kathak, West Bengal

Ruskin Bond, Literature and Education,

Bansi Kaul, Art-Theatre, Jammu and Kashmir

Uttarakhand

Ustad Moinuddin Khan, Art-Instrumental

Pullela Gopichand, Sports-Badminton, Andhra

Music-Sarangi Player, Rajasthan

Pradesh

Geeta Mahalik, Art-Odishi Dance, Delhi

Leander Paes, Sports-Tennis, Maharashtra

Paresh Maity, Art-Painting, Delhi

Vijayendra Nath Kaul, Civil Service, Delhi

Ram Mohan, Art-Film Animation, Maharashtra

Late Justice Jagdish Sharan Verma, Public

Sudarsan Pattnaik, Art-Sand artist, Odisha

Affairs, Uttar Pradesh

Paresh Rawal, Art-Cinema and Theatre,


Maharashtra

Wendell Augustine Rodricks, Art-Fashion

Ramkrishna V HosuR, Science and Engineering,

Designing, Goa

Maharashtra

Prof Kalamandalam Sathyabhama, Art-Mohini

Dr Ajay Kumar Parida, Science and

Attam, Kerala

Engineering, Tamil Nadu

Shri Anuj (Ramanuj) Sharma, Art-Performing

Dr Malapaka Yajneswara Satyanarayana Prasad,

Art, Chhattisgarh

Science and Engineering, Andhra

Santosh Sivan, Art- Film, Tamil Nadu

Pradesh

Supriya Dev, Art-Bengali Cinema, West Bengal

Kiran Kumar Alur Seelin, Science and

Sooni Taraporevala, Art- Script Writing,

Engineering, Gujarat

Maharashtra

Dr Brahma Singh, Science and Engineering,

Vidya Balan, Art-Cinema, Maharashtra

Delhi

Durga Jain, Social Work, Maharashtra

Prof Vinod Kumar Singh, Science and

Dr Rama Rao Anumolu, Social Work, Andhra

Engineering, Madhya Pradesh

Pradesh

Dr Govindan Sundararajan, Science and

Dr Brahm Dutt, Social Work, Haryana

Engineering, Andhra Pradesh

Mukul Chandra Goswami, Social Work, Assam

Ramaswamy R Iyer, Science and Engineering,

J L Kaul, Social Work, Delhi

Delhi

Mathurbhai Madhabhai Savani, Social Work,

Dr Jayanta Kumar Ghosh, Science and

Gujarat

Engineering, West Bengal

Tashi Tondup, Public Affairs, Jammu and

Ravi Kumar NarrA, Trade and Industry, Andhra

Kashmir

Pradesh

Dr Hasmukh Chamanlal Shah, Public Affairs,

Rajesh Saraiya, Trade and Industry, Maharashtra

Gujarat

Mallika Srinivasan, Trade and Industry, Tamil

Sekhar Basu, Science and Engineering,

Nadu

Maharashtra

Pratap Govindrao Pawar, Trade and Industry,

Madhavan Chandradathan, Science and

Maharashtra

Engineering, Kerala.

Dr Kiritkumar Mansukhlal Acharya, Medicine-

Sushanta Kumar Dattagupta, Science and

Dermatology, Gujarat

Engineering, West Bengal

Dr Balram Bhargava, Medicine- Cardiology,

Dr Ravi Bhushan Grover, Science and

Uttar Pradesh

Engineering, Maharashtra

Prof (Dr) Indra Chakravarty, Medicine- Health

Prof Eluvathingal Devassy Jemmis, Science and

and Hygiene, West Bengal

Engineering, Karnataka

Dr Ramakant Krishnaji Deshpande, MedicineOncology, Maharashtra

Prof (Dr) Pawan Raj Goyal, Medicine- Chest


Disease, Haryana
Prof Amod Gupta, Medicine- Opthalmology,
Haryana
Prof (Dr) Daya Kishore Hazra, Medicine, Uttar
Pradesh
Prof (Dr) Thenumgal Poulose Jacob, MedicineVascular Surgery, Tamil Nadu
Prof (Dr) Shashank R Joshi, MedicineEndocrinology, Maharashtra
Prof Hakim Syed Khaleefathullah, MedicineUnani Medicine, Tamil Nadu
Dr Milind Vasant Kirtane, Medicine- ENT
Surgery, Maharashtra
Dr Lalit Kumar, Medicine- Oncology, Delhi
Dr Mohan Mishra, Medicine, Bihar
Dr M Subhadra Nair, Medicine- Gyneacology,
Kerala
Dr Ashok Panagariya, Medicine- Neurology,
Rajasthan
Dr Narendra Kumar Pandey, Medicine- Surgery,
Haryana
Dr Sunil Pradhan, Medicine- Neurology, Uttar
Pradesh
Dr Ashok Rajgopal, Medicine- Orthopaedics,
Delhi
Dr Kamini A Rao, Medicine- Reproductive
Medicine, Karnataka
Dr Sarbeswar Sahariah,
1. Rajiv Gandhi National Sadbhavana
Award: Muzaffar Ali, a
noted filmmaker of India was selected for
Rajiv Gandhi National
Sadbhavana Award. His name was selected
for his outstanding

contribution towards the promotion of


Communal harmony,
peace and goodwill.
Note: i. This will be the 22nd edition of the
Sadbhawna award.
ii. Sarod maestro 1Ustad Amjad Ali Khan
was recipient of the
21st Rajiv Gandhi National Sadhbhavna
Award.
iii. Rajiv Gandhi National Sadbhavana
Award given on 20
August, the birth anniversary of former Prime
Minister late
Rajiv Gandhi, which is also celebrated as the
Sadbhavna Diwas
(Harmony Day)
2. Ramon Magsaysay Award 2014
The list of awardees included six winners
among five
individuals and one organization from
Pakistan.
i. Hu Shuli: She is a Chinese investigative
journalist.
ii. Saur Marlina Manurung: She is being
recognized for her
ennobling passion to protect and improve the
lives of
Indonesias forest people, and her energizing
leadership of
volunteers in SOKOLAs customized
education program.
iii. Omara Khan Masoudi from Afghanistan:
He is being
recognized for his courage, labor, and
leadership in protecting
Afghan cultural heritage.
3. Bachendri Pal, the first Indian
woman mountaineer to scale
Mount Everest was conferred with Bharat
Gaurav, the highest honour of merit of East
Bengal Club.
4. Environmentalist and social activist
Chandi Prasad Bhatt has been awarded the
prestigious Gandhi Peace prize for
2013.

5. AIMA ( All India Management


Association) Awards: Chandra Shekhar
Ghosh, CMD of Bandhan won Entrepreneur
of the Year award
M G George Muthoot, Chairman, Muthoot
Group (Emerging Business Leader of the
Year), N Chandrasekaren, CEO &
Managing Director, TCS (Indian MNC of the
Year), Rakeysh Omprakash Mehra, Film
Producer, Director of Bhaag,
Milkha Bhaag (Director of the Year) and S. S.
Badrinath, Founder and Chairman, Emeritus
of Sankara Nethralaya
(Outstanding Institution Builder).
6. Jnanpith Award 2013: Noted Hindi poet
Kedarnath Singh has been chosen for the
prestigious Jnanpith award for 2013.
He will be the recipient of the 49th Jnanpith
award.
7. Pen Pinter prize 2014: Salman Rushdie
wins Pen Pinter prize for his outstanding
literary output and support for freedom
of expression.
8. World Food Prize 2014: Indiaborn plant
scientist Sanjaya Rajaram has been named
the winner of the World Food Prize
for his breakthrough achievement in
increasing global wheat production by more
than 200 million tonnes following the
Green Revolution.
9. Moortidevi Award 2013: C
Radhakrishnan selected for Moortidevi
Award 2013. He has been selected for his
novel Theekkadal Katanhu Thirumadhuram.
Note: i. Radhakrishnan is the second
Malayalam writer to be awarded with the
Moortidevi award. The first Malayalam
author to win the award was Akkitham
Achuthan Namboothiri in 2009 for his
selected poems.
ii. Haraprasad Das was conferred the
Moortidevi Award for 2012 for 'Vamsha, a
poetic recreation of the Mahabharata
10. Sudarsan Pattnaik won prize at World
Cup of Sand Sculpting2014. He won prize
for his work Save Tree, Save the
Future.

12. Malala Yousafzai wins Liberty Medal from


the National Constitution Centre in
Philadelphia.
13. France honour Shahrukh Khan with
Legion of Honour
Note: The award of Officier de la Legion
d'Honneur (Officer of the Legion of Honour)
is the highest honour among Civilians
and Military bestowed by France on French
citizen as well as foreigners.
14. Gro Harlem Brundtland awarded with the
first Tang Prize in sustainable development.
15. Former TATA Group Chairman Ratan Tata
received an honorary doctor of laws degree
from York University in
Toronto, Canada.
16. Indian origin physicist Tejinder Virdee
was honoured knighthood Bachelor by Queen
Elizabeth II. He was awarded for
his work on the Higgs Boson theory.
17. GMR wins arbitration award against
Maldivian govt: Indian infrastructure giant
GMR has won the arbitration award
against Maldivian government for wrongful
termination of Airport project contract.
18. Lifetime Achievement Award: Leading
NRI industrialist Lord Swraj Paul has been
honoured with the Lifetime
Achievement Award by a UK-based business
association for his outstanding contribution
to the industry, education and
philanthropy.

19. Irish author Eimear McBride won the


2014 Bailey's Women's Prize for Fiction for
her first novel A Girl is a Half-Formed
Thing.
20. Project Mobile Seva under DeitY won the
2014 United Nations Public Service Award
Note: The project Mobile Seva under
Department of Electronics and Information
Technology (DeitY) won second rank in
the 2014 United Nations Public Service
Award. Department of Electronics and
Information Technology comes under

Toronto, Canada.
16. Indian origin physicist Tejinder Virdee
was honoured knighthood Bachelor by Queen
Elizabeth II. He was awarded for
his work on the Higgs Boson theory.
17. GMR wins arbitration award against
Maldivian govt: Indian infrastructure giant
GMR has won the arbitration award
against Maldivian government for wrongful
termination of Airport project contract.

Ministry of Information and Technology.

18. Lifetime Achievement Award: Leading


NRI industrialist Lord Swraj Paul has been
honoured with the Lifetime

21. Goldman Prize for environmental activist


Ramesh Agrawal. He received the prize for
helping villagers fight coal mining

Achievement Award by a UK-based business


association for his outstanding contribution
to the industry, education and

in Chhattisgarh.

philanthropy.

22. Caparo Group founded by leading NRI


industrialist Lord Swraj Paul has won the
International Business of the Year 12. Malala
Yousafzai wins Liberty Medal from the
National Constitution Centre in Philadelphia.

19. Irish author Eimear McBride won the


2014 Bailey's Women's Prize for Fiction for
her first novel A Girl is a Half-Formed

13. France honour Shahrukh Khan with


Legion of Honour

20. Project Mobile Seva under DeitY won the


2014 United Nations Public Service Award

Note: The award of Officier de la Legion


d'Honneur (Officer of the Legion of Honour)
is the highest honour among Civilians

Note: The project Mobile Seva under


Department of Electronics and Information
Technology (DeitY) won second rank in

and Military bestowed by France on French


citizen as well as foreigners.

the 2014 United Nations Public Service


Award. Department of Electronics and
Information Technology comes under

14. Gro Harlem Brundtland awarded with the


first Tang Prize in sustainable development.

Ministry of Information and Technology.

15. Former TATA Group Chairman Ratan Tata


received an honorary doctor of laws degree
from York University in

21. Goldman Prize for environmental activist


Ramesh Agrawal. He received the prize for
helping villagers fight coal mining

Thing.

in Chhattisgarh.
22. Caparo Group founded by leading NRI
industrialist Lord Swraj Paul has won the
International Business of the Year Award
2014
23. Golden Peacock Awards 2014:
Technopark Technology Business Incubator
(T-TBI) was chosen for the Special
Commendation at the Golden Peacock
National Training Awards 2014.
24. Bharat Ratna Award: Sachin Tendulkar
and CN Rao conferred Bharat Ratna Award
2013.
Note: Tendulkar is the first sportsman and
the youngest recipient of the the Bharat Ratna
ii. Prof Rao is a well recognized international
authority on solid state and materials
chemistry is the third scientist to
received award after CV Raman and former
President A.P.J Abdul Kalam.
iii. The Bharat Ratna was announced after a
gap of four years with Hindustani music
doyen Bhimsen Joshi being the last
recipient in 2009.
25. Dadasaheb Phalke Award 2013: Veteran
poet and film lyricist Gulzar has been chosen
for the coveted Dadasaheb
Phalke Award for 2013. He is the 45th winner
of the Dadasaheb Phalke Award.
26. Pulitzer Prize 2014: India-born poet Vijay
Seshadri has won the prestigious 2014
Pulitzer Prize in the poetry category
for his work '3 Sections'.
27. Donna Tartt wins fiction Pulitzer Prize
2014 for novel 'Goldfinch'
28. Miss India 2014: Koyal Rana new Miss
India.
29. Gandhi Peace Prize for 2013: Eminent
Gandhian and environmentalist Chandi
Prasad Bhat selected for the award.
1. BSBDA Basic Savings Bank Deposit
Account
2. FCNR (B) Foreign Currency Non-Resident
Bank
3. TARC Tax Administration Reform
Commission

Note: A pioneer of the Chipko Movement for


which he was also awarded the Magsaysay
Award in 1982, Mr. Bhatt was
given the Padma Bhushan by UPA-I in 2005.
30. Saraswati Samman 2013: Govind Mishra
selected for for his book Dhool Paudho Par.
31. Pritzker Prize 2014: Japanese architect
Shigeru Ban won the Pritzker Architecture
Prize 2014. He won the award for his
creative and inexpensive designs for disaster
relief shelters.
32. Abel Prize 2014: Russian mathematician
Yakov Grigorevich Sinai won the award.
33. Laxmi, an acid attack victim gets
International Women of Courage Award (US
honour).
34. Vyas Samman 2013: Vishwanath Tripathi
been selected for the prestigious Vyas
Samman for the year 2013.
Note: Tripathi has been chosen for the
coveted annual literary award instituted in
1991 by the K K Birla Foundation for his
memoir 'Vyomkesh Darvesh', a biolgraphy of
noted Hindi scholar Acharya Hazari Prasad
Dwivedi.
35. G D Birla Award 2013: Rajesh
Gopakumar was selected for the 23rd G D
Birla Award for scientific research for the
year
2013.

Important Banking
Abbreviations For
Upcoming Examinations
4. ITEs: Intra-Group Transactions and
Exposures
5. LCR: Liquidity Coverage Ratio
6. NSFR: Net Stable Funding Ratio
7. LRMT: Liquidity risk monitoring tools
8. CBS: Core Banking Solution

9. DEAF: Depositor Education and Awareness


Fund
10. CRAR: Capital to Risk-weighted Assets
Ratio
11. External Commercial Borrowings (ECB)
12. SWIFT: Society for Worldwide Interbank
Financial Telecommunication
13. FSLRC: Financial Sector Legislative
Reforms Commission

28. DTC Direct Tax Code


29. ECBs External Commercial Borrowings
30. EEFC Exchange Earners Foreign
Currency
31. EFSF European Financial Stability Facility
32. FEMA- Foreign Exchange Management Act
33. FII Foreign Institutional Investor.

14. MIBOR: Mumbai Inter-Bank Offer Rate

34. FINO- Financial Inclusion Network


Operation

15. LIBOR: London Inter-Bank Offer Rate

35. FIPB Foreign Investment Promotion board

16. LAF Liquidity Adjustment Facility

36. FSLRC Financial Sector Legislative


Reforms Commission

17. GIRO Government Internal Revenue Order


18. EEFC Exchange Earners Foreign
Currency

37. FTA- Free trade agreement


38. GAAR General anti avoidance rule

19. FRBMA: Fiscal Responsibility and Budget


Management Act

39. GSLV Geo-Synchronous Launch Vehicle

20. ALM- Asset Liability Management

41. NBFC-Non Banking Finance Companies

21. AMFI- Association of Mutual Fund in India.

42. NCTC National Counter-Terrorism Centre

22. TIEA Tax Information exchange


Agreement

43. NEFT National Electronic Funds Transfer

23. CAR Cash Adequacy Ratio


24. CCEA Cabinet Committee on Economic
Affairs
25. CECA Comprehensive Economic
Cooperation Agreement
26. CEPA Comprehensive Economic
Partnership Agreement
27. DTAA Double Taxation Avoidance
Agreement
OTHER SHORT FORMS

40. MSF-Marginal Standing Facility

44. NSG Nuclear Suppliers Group


45. PPP Public Private Partnership &
Purchasing Power parity
46. PSLV Polar Satellite Launch vehicle
47. RTGS Real Time Gross Settlement
48. SLR-Statutory Liquidity Ratio
49. TAPI Turkmenistan-Afghanistan-PakistanIndia.
50. QFI -Qualified Foreign Investors.
ADB: Asian Development Bank

ADR: American Depositary Receipt


AIDWA: All India Democratic Womans
Association
AITUC: All India Trade Union Congress
AMFI: Association of Mutual Funds in India
APEC: Asia-Pacific Economic Cooperation
APL: Above Poverty Line
APM: Administered Pricing Mechanism
ARC: Asset Reconstruction Company
ARDR: Agricultural and Rural Debt Relief
ASBA: Application Supported by Block
Amount
ASEAN: Association of South-East Asian
Nations
ASEM: Asia-Europe Meeting
ASSOCHAM: Associated Chambers of
Commerce and Industry
ATM: Automated Teller Machine
BIFR: Board of Industrial and Financial
Reconstruction
BCBS: Basel committee for Banking
Supervision
BCSBI: Banking Codes and Standards Board of
India
BIS: Bureau of Indian Standards
BOLT: BSE On-Line Trading (System)
BOT: Build, Operate and Transfer
BPL: Below Poverty Line
BPO: Business Process Outsourcing
BSE: Bombay Stock Exchange
CA: Chartered Accountant
CABE: Central Advisory Board of Education
CACP: Commission of Agriculture Cost and
Price
C & AG: Comptroller & Auditor General
CAMELS: C - Capital adequacy, A - Asset
quality, M - Management quality, E
Earnings, L Liquidity, S - Sensitivity to
Market Risk
CAPART: Council for Peoples Action and
Advancement of Rural Technology
CAR: Capital adequacy ratio
CARE: Credit Analysis & Research Ltd.
CBS: Core banking solution
CCI: Competition Commission of India
CCIL: Clearing Corporation of India limited
CDSL: Central Securities Depository Limited
CECA: Comprehensive Economic Cooperation
Agreement

CEPA: Comprehensive Economic Partnership


Agreement
CIBIL: Credit Information Bureau (India) Ltd
CII: Confederation of Indian Industry
CIS: Commonwealth of Independent States
CHOGM: Commonwealth Heads of
Government Meeting
CITES: Convention on International Trade in
Endangered Species
CITU: Centre Of Indian Trade Unions
CMP: Common Minimum Programme
CPI (UNME): The Consumer Price Index for
Urban Non-Manual Employees.
CPI (AL): Consumer Price Index for
Agricultural Laboures.
CPI (IW): Consumer Price Index for Industrial
Workers
CPI (RL): Consumer Price Index for Rural
Labourers
5
CRAR: Capital to Risk (Weighted) Assets
Ratio
CRISIL: Credit Rating Information Services of
India Limited
CRR: Cash Reserve Ratio
CSIR: Council of Scientific and Industrial
Research
CST: Central Sales Tax
CTT: Commodities Transaction Tax
DA: Dearness Allowance; Daily Allowance
DMIC: Delhi-Mumbai Industrial Corridor
DPEP: District Primary Education Programme
ECA: Essential Commodity Act
ECB: External Commercial Borrowings
ECS: Electronic clearing system
EDUSAT: Education Satellite

EEE: Exempt Exempt Exempt

FII: Foreign Institutional Investors

EET: Exempt Exempt Taxation

FIPB: Foreign Investment Promotion Board (Of


India)

EFA: Education for All


EFT: Electronic fund transfer
EEFC Accounts: Exchange Earners Foreign
Currency Account
EGoM: Empowered Group of Ministers

FMCG: Fast Moving Consumer Goods


FPO: Follow on Public Offer
FRBM: Fiscal Responsibility And Budget
Management

EMI: Equated Monthly Installment

FSSA: Food Safety And Standards Authority


(Of India)

EMS: European Monetary System

FTA: Free Trade Area

ERNET: Educational and Research Network

GATT: General Agreement On Tariffs And


Trade

ESA: European Space Agency


ESCAP: Economic and Social Commission for
Asia and Pacific

GCC: Gulf Cooperation Council

ESMA: Essential Services Maintenance Act

GDR: Global Depositary Receipt

ESOP: Employee Stock Option Programme

GEF: Global Environment Fund

EU: European Union

GIC: General Insurance Corporation

FAO: Food and Agriculture Organisation

GNP: Gross National Product

FCCB: Foreign Currency Convertible Bond

GST: Goods and Service Tax

FCNR: Foreign Currency (Non-Resident)


Accounts Scheme

HDFC: Housing Development Finance


Corporation Limited

EPF: Employees Provident Fund

HDI: Human Development Index

EPFO: Employees Provident Fund


Organization

HSBC: Hongkong and Shanghai Banking


Corporation Limited

FDI: Foreign Direct Investment


FEMA: Foreign Exchange Management Act

HUDCO: Housing And Urban Development


Corporation

FERA: Foreign Exchange Regulations Act

IAAI: International Airport Authority Of India

FICCI: Federation of Indian Chambers Of


Commerce and Industry

IAAS: Indian Audit and Accounts Service

GDP: Gross Domestic Product

IADF: International Agricultural Development


Fund

IAEA: International Atomic Energy Agency

ILO: International Labour Organisation

IAEA: International Atomic Energy Agency

IMF: International Monetary Fund

IASB: The International Accounting Standards


Board

IMO: International Maritime Organisation

IBRD: International Bank for Reconstruction


And Development
ICAI: Institute of Chartered Accountants of
India
ICAR: Indian Council of Agricultural Research

IDR: Indian Depository Receipts


IDBI: Industrial Development Bank of India
IMF: International monetary fund
IMRB: Indian Market Research Bureau

ICCW: Indian Council for Child Welfare

INMARSAT: International Maritime Satellite


Organisation

ICDS: Integrated Child Development Service

INTERPOL: International Police Organisation

ICMR: Indian Council of Medical Research

INTUC: Indian National Trade Union Congress

ICICI: Industrial Credit and Investment


Corporation of India

IOC: International Olympic Committee

ICOR: Incremental capital output ratio


ICRC: International Committee of Red Cross
IDA: International Development Association
ICRA: Investment information and Credit
Rating Agency
IES: Indian Economic Service
IEX: Indian Energy Exchange
IFRS: International Financial Reporting
Standard
IFSC: Indian financial system code
IFTU: International Federation of Trade Unions
IFWJ: Indian Federation of Working Journalists
IIP: The Index of Industrial Production
IIPA: Indian Institute of Public Administration
IISS: International Institute of Strategic Studies

IPCC: Intergovernmental Panel on Climate


Change
IPEC: International Programme on Elimination
Of Child Labour
IPO: Initial public offer
IPR: Intellectual Property Right
IRDA: Insurance Regulatory and Development
Authority
IREP: Integrated Rural Energy Planning
ISO: International Standardisation Organisation
ISS: International Space Station
ITDC: Indian Tourism Development
Corporation
ITO: International Trade Organisation; IncomeTax Officer
ITU: International Tele-Communication Union
JNNURM: Jawahar Lal Nehru National Urban
Renewal Mission
KPO: Knowledge Process Outsourcing
KYC: Know your customer
LDC: Least Developed Countries
LIBOR: London Inter Bank Offer Rate
LIC: Life Insurance Corporation (Of India)
LLP: Limited Liability Partnership
MAT: Minimum Alternative Tax

MAIT: Manufacturers Association for


Information Technology
MCAP: Market capitalization / Mid cap
MDG: Millennium development goals
MEP: Minimum Export Price
MFA: Multi-Fibre Agreement
MFI: Micro finance institution

NCAER: National Council Of Applied


Economic Research

MFIN: Micro finance institution network

NCPCR: National Commission for Protection


of Child Rights

MFN: Most Favoured Nation


MIBOR: Mumbai Interbank offer rate
MIN: Mutual fund identification no.
MNC: Multi-National Corporation
MRTPC: Monopolies and Restrictive Trade
Practices Commission

8
NCERT: National Council Of Education
Research And Training

NDC: National Development Council


NEFT: National Electronic Fund Transfer
NEGP: National E-Governance Plan
NEP: National Education Policy
NFO: New Fund Offers

MRTS: Mass Rapid Transit System

NHAI: National Highways Authority of India

MSME: Micro Small and Medium Enterprises

NHDP: National Highways Development


Project

MSP: Minimum support price


MTO: Multilateral Trade Organisation
NABARD: National Bank for Agriculture and
Rural Development.

NHRC: National Human Rights Commission


NIFT: National Institute of Fashion Technology
NIO: National Institute of Oceanography

NAEP: National Adult Education Programme

NLMA: National Literacy Mission Authority

NAFED: National Agricultural Cooperative


Marketing Federation of India Ltd

NMDC: National Mineral Development


Corporation

NAFTA: North America Free Trade Agreement

NNP: Net National Production

NAM: Non-Aligned Movement

NPA: Non Performing Asset

NAMA: Non-Agriculture Market Access

NPR: National Population Register

NASDAQ: National Association of Securities


Dealers Automated Quotation

MGNREGA: National Rural Employment


Guarantee Act

NATO: North Atlantic Treaty Organisation

NSE: National Stock Exchange

NAV: Net Asset Value

NSDL: National Securities Depository Limited

NBFC: Non Banking Finance Companies

NSE: National Stock Exchange

NSSO: National Sample Survey Organization


NTPC: National Thermal Power Corporation
ODA: Official Development Assistance
OECD: Organisation of Economic Co-Operation
and Development
OGL: Open General License
OIC: Organisation of Islamic Countries
OIL: Oil India Limited
OMCS: Oil Marketing Companies
ONGC: Oil And Natural Gas Commission
OPEC: Organisation Of Petroleum Exporting
Countries
OSCE: Organisation For Security And
Cooperation In Europe
PAC: Public Accounts Committee
PAN: Permanent Account Number (Of IncomeTax)
PATA: Pacific-Asia Travel Association
PCI: Per capita income
PDS: Public Distribution System
PIL: Public Interest Litigation
PIO: Persons Of Indian Origin
PN: Participatory Note
PoP: Point Of Purchase
PPF: Public Provident Fund
PPP: Public private partnership / Purchasing
power parity
PTA: Preferential Trade Area

PURA: Providing urban amenities in rural


areas
QIB: Qualified Institutional Buyer
QIP: Qualified Institutional Placement
QR: Quantitative Restriction
RBI: Reserve Bank Of India
RIDF: Rural infrastructure development fund
RRB: Regional Rural Bank
RRPI: Rural Retail Price Index
RTGS: Real Time Gross Settlement System
SAARC: South Asian Association for Regional
Co-Operation
SAFTA: South Asian Free Trade Area
SAIL: Steel Authority of India Limited
SAPTA: SAARC Preferential Trading
Agreement
SARFAESI ACT: The Securitization and
Reconstruction of Financial Assets and
Enforcement of Security Interest Act, 2002
SCO: Shanghai Cooperation Organization
SCOPE: Standing Conference On Public
Enterprises
SDR: Special Drawing Rights
SEBI: Securities And Exchange Board Of India
SEZ: Special Economic Zone
SIDBI: Small Industries Development Bank of
India
SEWA: Self employed womans association
SLR: Statutory Liquidity Ratio
STT: Securities Transaction Tax
SWIFT: Society for Worldwide Financial
Telecommunications
TDS: Tax Deduction at Source
TIFR: Tata Institute Of Fundamental Research
TIN: Tax Information Network
TINXSYS: Tax Information Exchange System
TISCO: Tata Iron and Steel Company
TPDS: Targeted Public Distribution System
TRAI: Telecom Regulatory Authority Of India
TRIMS: Trade Related Investment Measures
TRIPS: Trade Related Intellectual Property
Rights
TRYSEM: Training Of Rural Youth For Self
Employment
UN: United Nations
UNCTAD: United Nations Conference On
Trade And Development
UNDP: United Nations Development
Programme

UNEF: United Nations Emergency Force


UNEP: United Nations Environment Programme
UNESCO: United Nations Educational,
Scientific And Cultural Organization
UNFCCC: United nation framework
convention on climate change
UNFPO: United Nations Fund For Population
Activities
UNHCR: United Nations High Commissioner
For Refugees
UNHRC: United Nations Human Rights
Commission
UNICEF: United Nations International
Childrens (Emergency) Fund

UNIDO: United Nations Industrial Development


Organization
UNRRA: United Nations Relief And
Rehabilitation
VAT: Value-Added Tax
VDIS: Voluntary Disclosure Of Income Scheme
VRS: Voluntary Retirement Scheme
WEF: World Economic Forum
WFP: World Food Programme
WHO: World Health Organization
WIPO: World Intellectual Property
Organization
MICR- Magnetic Ink Character Recognition

BOE- Bill of Exchange

NSE- National Stock Exchange

CASA- Current and Savings Accounts

FCNR- Foreign Currency Non Resident


Deposit Accounts

CBLO- Collateralized Bank Lending


Obligations

CDRS- Corporate Debt Restructuring

CIBIL- Credit Information Bureau of India


Limited

IDRBT- Institute for Development and


Research Of Banking Technology

CRR- Cash Reserve Ratio

YTM- Yield To Maturity

KYC- Know Your Customer Guidelines

MCA- Ministry Of Company Affairs

IPO- Initial Public Offer

MIS- Management Information System

SMERA- SME Rating Agency of India


Limited

CRISIL- Credit Rating Information Services


Of India

NBFC- Non Banking Finance Companies

ICRA- Investment Information and Credit


Rating Agency of India Limited

NEFT- National Electronic Fund Transfer


RTGS- Real Time Gross Settlement
NPA- Non Performing Assets

CARE- Credit Analysis and Research


Limited

QIB- Qualified Institutional Buyers

IRDA- Insurance Regulatory and


Development Authority of India

SLR- Statutory Reserve Ratio

LIC- Life Insurance Corporation of India

CAR- Capital Adequacy Ratio

IEPF- Investors Education and Protection


Fund

SEBI- Securities and Exchange Board of


India

IRDA- Insurance Regulatory and


Development Authority

BCSBI- Banking Codes and Standards Board


of India

CCIL- Clearing Corporation of India


Limited

SEBI- Securities and Exchange Board of


India

OTCEI- Over the Counter Exchange Of


India
ISCI- International Standard Industrial
Classification
KCC- Kisan Credit Card

Important Banking Terminology:


1. Bank Rate: The interest rate at which at central bank lends money to commercial banks. Often these
loans are very short in
duration. Managing the bank rate is a preferred method by which central banks can regulate the level of
economic activity.
Lower bank rates can help to expand the economy, when unemployment is high, by lowering the cost of
funds for borrowers.
Conversely, higher bank rates help to reign in the economy, when inflation is higher than desired.
2. Liquidity adjustment facility (LAF) is a monetary policy tool which allows banks to borrow money
through repurchase
agreements. LAF is used to aid banks in adjusting the day to day mismatches in liquidity. LAF consists of
repo and reverse repo
operations.
3. Repo Rate: Whenever the banks have any shortage of funds they can borrow it form RBI. Repo rate is
the rate at which
commercial banks borrows rupees from RBI. A reduction in the repo rate will help banks to get money at
cheaper rate. When the
repo rate increases borrowing form RBI becomes more expensive.
4. Reverse Repo Rate: Reverse Repo rate is the rate at which RBI borrows money from commercial
banks. Banks are always
happy to lend money to RBI since their money is in the safe hands with a good interest. An increase in
reverse repo rate can

cause the banks to transfer more funds to RBI due to this attractive interest rates. One factor which
encourages an organisation
to enter into reverse repo is that it earns some extra income on its otherwise idle cash.
5. CRR (Cash Reverse Ratio): CRR is the amount of funds that the banks have to keep with RBI. If RBI
increases CRR, the available
amount with the banks comes down. RBI is using this method (increase of CRR), to drain out the
excessive money from the
banks.
6. SLR (Statutory Liquidity Ratio): SLR is the amount a commercial banks needs to maintain in the form
of cash, or gold, or govt.
approved securities (Bonds) before providing credit to its customers. SLR rate is determined and
maintained by RBI in order to
control the expansion of the bank credit.
Need of SLR: With the SLR, the RBI can ensure the solvency of a commercial banks. It is also helpful to
control the expansion of
the Bank credits. By changing SLR rates, RBI can increase or decrease bank credit expansion. Also
through SLR, RBI compels the
commercial banks to invest in the government securities like govt. bonds.
Main use of SLR: SLR is used to control inflation and propel growth. Through SLR rate the money
supply in the system can be
controlled effectively.
7. Marginal Standing Facility (MSF): MSF rate is the rate at which banks borrow funds overnight from
the Reserve Bank of India
(RBI) against approved government securities.
8. Commercial Paper: Commercial Paper (CP) is an unsecured money market instrument issued in the
form of a promissory note.
Corporates, primary dealers (PDs) and the All-India Financial Institutions (FIs) are eligible to issue CP.
Maturity period: between
This GK Capsule has been prepared by Career Power Institute Delhi (Formerly Known as Bank Power).
This
document consists of all important news and events of last few months which can come in SBI Clerk
Exam.

a minimum of 7 days and a maximum of up to one year from the date


of issue. CP can be issued in denominations of Rs.5 lakh or multiples
thereof. Only a scheduled bank can act as an IPA (Issuing and Paying
Agent) for issuance of CP.
9. Treasury Bills: Treasury bills (T-bills) offer short-term investment
opportunities, generally up to one year. They are thus useful in
managing short-term liquidity. At present, the Government of India
issues three types of treasury bills through auctions, namely, 91-day,
182-day and 364-day. There are no treasury bills issued by State
Governments. Treasury bills are available for a minimum amount of
Rs.25,000 and in multiples of Rs. 25,000. Treasury bills are issued at a
discount and are redeemed at par. Treasury bills are also issued
under the Market Stabilization Scheme (MSS).
10. Certificates of Deposit (CD): Certificate of Deposit (CD) is a
negotiable money market instrument and issued in dematerialised
form or as a Usance Promissory Note against funds deposited at a
bank or other eligible financial institution for a specified time period.
Note: CDs can be issued by (i) scheduled commercial banks
{excluding Regional Rural Banks and Local Area Banks}; and (ii)
select All-India Financial Institutions (FIs) that have been permitted
by RBI
Minimum amount of a CD should be Rs.1 lakh, and in multiples of Rs.
1 lakh thereafter. The maturity period of CDs issued by banks should
not be less than 7 days and not more than one year, from the date of
issue.
11. Fiscal Deficit: A deficit in the government budget of a country and

represents the excess of expenditure over income. So this is the


amount of borrowed funds require by the government to meet its
expenditures completely.
12. Direct Tax: A direct tax is that which is paid directly by someone to
taxing authority. Income tax and property tax are an examples of
direct tax. They are not shifted to somebody else.
13. Indirect Tax: This type of tax is not paid by someone to the authorities and it is actually passed on to
the other in the form of
increased cost. They are levied on goods and services produced or purchased. Excise Tax, Sales Tax, Vat,
Entertainment tax are
indirect taxes.
14. NOSTRO Account: A Nostro account is maintained by an Indian Bank in the foreign countries.
15. VOSTRO Account: A Vostro account is maintained by a foreign bank in India with their
corresponding bank.
16. SDR (Special Drawing Rights): SDR are new form of International reserve assets, created by the
International Monetary Fund
in 1967. The value of SDR is based on the portfolio of widely used countries and they are maintained as
accounting entries and
not as hard currency or physical assets like Gold.
17. Cheque: Cheque is a negotiable (which can be transferred to another person in exchange of money)
instrument drawn on a
specified banker ordering the banker to pay a certain sum of money to the drawer of cheque or another
person. Cheque is always
payable on demand.
Types of Cheque:
i. Ante Dated Cheque: A cheque bearing a date prior to actual date of signing the cheque or opening of an
account is called an
ante dated cheque which is valid and can be paid till it become stale.
ii. Stale Cheque: If the validity of the cheque has already expired it is called stale cheque which cannot be
paid. The normal

maximum validity of cheque is 3 months earlier it was 6 months.


iii. Post Dated Cheque: The cheque which bears a date subsequent to the date on which it is drawn. For
ex. A cheque drawn on
10th January, 2013 bears the date of 12th January, 2013.
18. Crossing of Cheque: Crossings refers to drawing two parallel lines across the face of the cheque.
A crossed cheque cannot be paid in cash across the counter, and is to be paid through a bank either by
transfer, collection or
clearing. A general crossing means that cheque can be paid through any bank and a special crossing
means where the name of
the Bank is indicated on the cheque can be paid only through the named bank.
Dishonour of Cheque: Non payment of cheque by the paying banker with a return memo giving reasons
for the non
payment.
19. Demand Draft: Demand draft is defined as an order to pay money drawn by one office of a bank upon
another office of the same
bank for a sum of money payable to order on demand.
Cheque and Demand draft both are used for transfer of money.
Difference b/w Cheque & DD: A cheque can be bounce but D.D cannot be bounce as it is already paid.
20. Current account: Current account with a bank can be opened generally for business purpose. There
are no restrictions on withdrawals in this type of account. No interest is paid in this type of account.
21. NEFT (National Electronic Fund Transfer): NEFT enables funds transfer from one bank to another
but works a bit differently
than RTGS. NEFT is slower than RTGS. The transfer is not direct and RBI acts as the service provider to
transfer the money from
one account to another. You can transfer any amount through NEFT, even a rupee.
22. RTGS (Real time gross settlement ): RTGS system is funds transfer systems where transfer of
money or securities takes place
from one bank to another on a "real time" and on "gross" basis.
Settlement in "real time" means payment transaction is not subjected to any waiting period. The
transactions are settled as soon
as they are processed. Minimum & Maximum Limit of RTGS: 2 lakh and no upper limit.
23. BOND: Publicly traded ling term debt securities issued by corporations and governments, whereby
the issuer agrees to pay a
fixed amount of interest over a specified period of time and to repay a fixed amount of principal maturity.
24. Call Money: Call Money is the borrowing or lending of funds for 1day.
25. Notice Money: Money borrowed or lend for period between 2 days and 14 days it is known as
Notice Money

26. Term Money: Term Money refers to borrowing/lending of funds for period exceeding 14 days
27. CRAR(Capital to Risk Weighted Assets Ratio): Capital to risk weighted assets ratio is arrived at by
dividing the capital of the
bank with aggregated risk weighted assets for credit risk, market risk and operational risk.
28. Non Performing Assets (NPA): An asset, including a leased asset, becomes non performing when it
ceases to generate income
for the bank.
29. INFLATION: inflation is a rise in the general level of prices of goods and services in an economy
over a period of time. When the
general price level rises, each unit of currency buys fewer goods and services. Consequently, inflation
reflects a reduction in
the purchasing power per unit of money a loss of real value in the medium of exchange and unit of
account within the
economy.

Highlights of Union Budget 2014:


1. Fiscal deficit target for 2014-15 at 4.1% of GDP and 3.6 for 2015-16 and 3% for 2016-17
2. Revenue Deficit seen at 2.9% for FY15
3. Aim to achieve 7-8 per cent economic growth rate in next 3-4 years: FM
4. Committed for growth of agriculture at the rate of 4 per cent.
5. Defence FDI cap raised to 49% from 26% at present
6. Exemption limits on income tax from Rs. 2 lakh to Rs. 2.5 lakh.
7. For senior citizens, the exemption on income has been raised to Rs. 3 lakh per annum.
8. Tax-free cap on home loan interest from Rs. 1.5 to Rs. 2 lakh.
9. No change in Income tax rates and slab .
10. Annual PPF ceiling to be enhanced to Rs 1.5 lakh, from Rs 1 lakh
11. Women Safety:
i. Outlay of Rs. 50 crores for a pilot scheme on road safety
ii. Another 150 crores to be spent by MHA on safety on women in larger cities
iii. 'Beti Bachao, Beti Padhao Yojana' - 100 crores
12. Rs 3600 cr set aside for National Rural Drinking Water: FM
13. Rural housing: Rs 8000 crore for national housing banking programme
14. Metro rails in PPP mode; Rs. 100 cr set aside for metro scheme in
Ahmadabad and Lucknow

15. Each year government will be adding AIIMS to ensure there is an AIIMS in
every state: Jaitley
16. Rs 100 crores to set up virtual classrooms.
17. Rs 500 crores for setting up 5 more IIMs and IITs
18. FM Proposes to enhance the scope of income tax settlement commission
19. Rs 7,060 crore allocated for building new cities
20. Rs 200 crores credit scheme for start-ups by those from scheduled castes
and tribes
21. 15 Braille press to come up.
22. Currency note with Braille-like signs
23. Minimum pension of Rs.1000 per month to all PP schemes.
24. Rs 50,548 cr proposed for SC development
25. Bharat Swach Yojna proposed for hygiene and cleanliness.
26. Rs. 200 crore for Statue of Unity, a statue of Sardar Patel in Gujarat.
27. Rs. 1000 cr for irrigation plan named Pradhan mantri krishi sichayin
yojana.
28. e-visa for nine cities.
29. Rs. 7060 cr for creating smart cities.
30. Assam and Jharkhand to get Centre of Excellence on farming
31. Rs. 100 crores for modernization of Madrasas
32. Jaitley announces Skill India, a programme to train youth for jobs
33. Rural housing: Rs 8000 crores for national housing banking programme
34. Senior Citizens Pension Plan Extended Till August 2015
35. Rs. 500 crore for price stabilization fund.
36. 100 soil testing laboratories across the country.
37. Agriculture University in AP and Rajasthan, and Horticulture University in Haryana, Telangana; Rs.
200 cr set aside
38. An AIIMS will be created in every state.
39. All six new AIIMS are functional. Four more AIIMS under consideration. 12 more medical colleges
will be added. Rs. 500
crore allocated for this.
40. Govt allocates Rs 500 cr for Internet connectivity in villages
41. Crisis Management Center for women at Delhi
42. Start up village at Rs 100 crore to promote entrepreneurship among rural youth.
43. Rs. 14,389 crores for PM Sadak Yojana
44. Rs 200 crore allocated to set up six textiles clusters

FDI Limits
List of Limits in Various Sectors (In %)
1. Defence Raised to 49% from
26%
2. Pension 49
3. Insurance Raised to 49% from
26%

4. Print Media 26
5. Civil Aviation 49
6. Public Sec. Banks 20
7. Private Sec. Banks 74
8. Multi Brand 51
9. Single Brand 100
10. Tourism 100

Indias GDP Forecast:

RBI pegged 2014-15 GDP growth at a central estimate of 5.5 %


World Bank lowers Indias GDP growth forecast for 2014-15 at 5.5 % from the earlier forecast of
5.7 per cent.
ADB pegs India GDP growth rate for 2014-15 at 5.5 %
IMF projected GDP growth for India in 2014-15 at - 5.4 %

India ranking in different Indexes:


1. Human Development Index 2014 135
2. Global Environment Performance Index 2014 155
3. Intellectual property (IP) environment 2014 25 (US ranked on the top followed by UK and France)
4. World Press Freedom Index 2014 - 140 in the list of 180 countries
5. World's best countries for doing business 2014 134
6. Global Peace Index 2014 143
7. Global Innovation Index 2014 - 76
8. World Prosperity Index 2013 106.
9. Global Corruption Index 2013 94
10. Global Competitiveness Index 2013 -60 for 2013 (Switzerland
top in this report)
ABOUT : NABARD National Bank for Agricultural and Rural Development
Headquarters Mumbai, Maharashtra, India
Established 12 July 1982
Chairman Dr. Harsh Kumar Bhanwala
ORIGIN: The Committee to Review the Arrangements for Institutional Credit

for Agriculture and Rural Development (CRAFICARD) set up by Reserve Bank


of India in 1979 recommended formation of NATIONAL BANK FOR AGRICULTURE AND RURAL
DEVELOPMENT (NABARD)
as a new organisational device for providing undivided attention, forceful direction and pointed focus
to the credit problems
arising out of integrated rural development.
National Bank for Agriculture and Rural Development (NABARD) was established on 12 July
1982 by an Act of the Parliament
MANDATE: NABARD was set up as a Development Bank with a mandate for providing and regulating
credit and other facilities
for the promotion and development of agriculture, small scale industries, cottage and village industries,
handicrafts and other
rural crafts and other allied economic activities in rural areas with a view to promoting integrated rural
development and
securing prosperity of rural areas, and for matters connected therewith or incidental thereto.
CORPORATE MISSION: Promote sustainable and equitable agriculture and rural prosperity through
effective credit support,
related services, institution development and other innovative initiatives.
CAPITAL STRUCTURE: The paid up capital of NABARD is Rs.2,000 crore with Government of India
(GoI) holding Rs.1,980
crore and the remaining by Reserve Bank of India (RBI).
ORGANISATIONAL SETUP: NABARD, with its Head Office at Mumbai, has 30 Regional Offices located
in States and a Union
Territory.

Important Committees in News:


1. G. Padmanabhan Committee: implementation of Bharat Bill Payment System (BPPS)
2. Nachiket Mor committee: for small and payments bank
3. Nachiket Mor Committee: to permits NBFCs to work as Business Correspondents of banks.
4. Deepak Mohanty Committee: on Data and Information Management in the Reserve Bank of India
5. K.K. Mehrotra Committee: to inquire gas leakage in Bhilai Steel Plant.
6. PJ Nayak: to review Governance of Boards of Banks in India. The committee was constituted under
the chairmanship of P.
J. Nayak. He is a former Chairman and CEO of Axis Bank.
7. M P Bezbaruah: to suggest suitable remedial measures to address concerns regarding security of
people from North East.
8. B. Sambamurthy: panel favours single mobile banking app on all SIMs. Panel recommended that
customers should not be
required to visit the bank branch for mobile number registration.
9. Vijay Kelkar Committee was appointed by the Petroleum and Natural Gas Ministry to prepare a road
map to make India
self-sufficient in oil and natural gas by 2030.
10. Vishnu Sahay committee: look probe into the Muzaffarnagar communal violence.
11. Urjit Patel Committee - to examine the current monetary policy framework
12. Mukul Mudgal member panel to probe IPL spot-fixing
13. Nachiket Mor - committee on comprehensive financial services for small businesses and low-income
households.
14. Justice A.P. Shah committee : to head panel on road safety

15. Anil Kaushal committee: to examine the recommendations made by the TRAI on pricing of
Spectrum.
16. Bimal Jalan panel : to scrutinize applications for new bank licenses.
17. Parthasarathi Shome. for Tax Administration Reform Commission (TARC), Suggest a system to
enforce better tax
compliance
18. Kirit Parikh panel : on fuel pricing has suggested that the diesel prices should be increased by Rs 11.50 a litre every month
as against the 45-50 paise monthly hike followed currently.
19. K U.B. Rao : the idea of setting up Bullion Bank or Bullion Corporation of India
20. Arvind Mayaram Panel: report on the alleged irregularities at the National Spot Exchange Ltd (NSEL)
21. Arvind Mayaram Committee for giving clear definitions to Foreign Direct Investment (FDI) and
Foreign Institutional
Investment (FII)
22. Suma Verma Committee - to update, and revise the Banking Ombudsman Scheme, 2006

OSCAR AWARD 2014:


Best Film - 12 Years a Slave Directed by Steve McQueen
Best Actor - Matthew McConaughey for: Dallas Buyers Club
Best Actress -Cate Blanchett for: Blue Jasmine
Best Director -Alfonso Cuarn for Gravity
Best Actor in a Supporting Role - Jared Leto for: Dallas Buyers Club
Best Actress in a Supporting Role - Lupita Nyong'o for 12 Years a Slave
Best Foreign Language Film - The Great Beauty (Italy)
Note: "Gravity" pulled in 7 Oscars, including best director, at the 86th Academy Awards on March 2,
2014.
61st National Film Awards:
Best Film: 'Ship of Theseus' Director Anand Gandhi
Best Actor: Rajkumar Rao for 'Shahid' and Suraj Venjaramudu and Venajaramoodu for Malayalam
movie 'Perariyathavar'
Best Actress: Geetanjali Thapa for Liars Dice
Best Director Award: Pranjal Dua for 'Chidiya Ud' (Hindi)
Best Popular Film providing Wholesome Entertainment: 'Bhaag Milkha Bhaag'
Best Film on Social Issues: 'Tojia Dharm Kauncha'

Best Non Feature Film: 'Rangbhoomi'


Best Supporting Actor: Saurabh Shukla, 'Jolly LLB'
Note: 'Cinema Ka Cinema' got the Best Book on Cinema, while the Best Film Critic award went to Alka
Sahania
Director of Film 'Shahid' Hansal Mehta
Director of Film 'Jolly LLB' Subhash Kapoor
Director of Film Liars Dice Geetu Mohandas

15th IIFA AwardsBest Picture - Viacom 18 Motion Pictures & Rakeysh Omprakash Mehra- BhaagMilkha Bhaag
Best Direction - Rakeysh Omprakash Mehra - Bhaag Milkha Bhaag
Performance in a Leading Role (Male) - Farhan Akhtar - Bhaag Milkha Bhaag

Performance in a Leading Role (Female) - Deepika Padukone - Chennai Express


Performance in a Supporting Role (Male) - Aditya Roy Kapoor - Yeh Jawaani Hai Diwani
Performance in a Supporting Role (Female) - Divya Dutta - Bhaag Milkha Bhaag
Performance in a Comic Role - Arshad Warsi - Jolly LLB
Performance in a Negative Role - Rishi Kapoor -D-Day
Music Direction - Mithoon, Ankit Tiwari,Jeet Ganguly - Aashiqui 2
Best Story - Prasoon Joshi - Bhaag Milkha Bhaag
Lyrics Writer - Mithoon - Song (Tum Hi Ho) - Aashiqui 2
Playback Singer (Male) - Arijit Singh Song (Tum Hi Ho) - Aashiqui 2
Playback Singer (Female) - Shreya Ghoshal- Song (Sunn Raha Hai) Aashiqui2
Best Debutant Male Dhanush Raanjhanaa
Best Debutant Female - Vani Kapoor - Shudh Desi Romance
Outstanding Contribution by An Indian in the US - Drs. Kiran & Pallavi Patel
Entertainer of the year - Deepika Padukone
Outstanding Contribution To International Cinema -John Travolta
Lifetime Achievement - Shatrughan Sinha

Winners at 59th Idea Filmfare Awards 2013


Best Actor in Leading Role (Male)- Farhan Akhtar ( Bhaag Milkha Bhaag)
Best Actor in Leading Role (Female)- Deepika Padukone (Ram-leela)
Best Film- Bhaag Milkha Bhaag

Best Director- Rakeysh Omprakash Mehra (Bhaag Milkha Bhaag)


Best Debut Director- Ritesh Batra (The Lunchbox)
Best Debut (Male)- Dhanush (Raanjhanaa)
Best Debut (Female)- Vaani Kapoor (Shuddh Desi Romance)
Critics Award for Best Film- The Lunchbox
Critics Award for Best Actor (Male)- Rajkummar Rao ( Shahid)
Critics Award for Best Actor (Female)- Shilpa Shukla (BA Pass)
The Sony Trendsetter Award- Chennai Express
The Lifetime Achievement Award- Tanuja
Best Dialogue Award- Subhash Kapoor (Jolly LLB)
Best Screenplay Award- Chetan Bhagat, Abhishek Kapoor, Supratik Sen and Pubali Chaudhari (Kai Po
Che!)
Best Story Award- Subhash Kapoor (Jolly LLB)
Best Actor in Supporting Role (Male)- Nawazuddin Siddiqui (The Lunchbox)
Best Actor in Supporting Role (Female)- Supriya Pathak Kapur (Goliyon Ki Raasleela Ram-leela)
Best Lyrics Award- Prasoon Joshi - Zinda (Bhaag Milkha Bhaag)
Best Music Award- Jeet Ganguly, Mithoon & Ankit Tiwari (Aashiqui 2)
RD Burman Award for Upcoming New Music Talent- Siddharth Mahadevan
Best Playback singer (Male)- Arijit Singh - Tum hi ho (Aashiqui 2)

Best Playback Singer (Female) Award- Monali Thakur - Sawaar loon (Lootera)
Best Choreographer Award- Samir and Arsh Tanna - Lahu muh lag gaya (Goliyon Ki Raasleel Ramleela)
Best Background Score Award- Hitesh Sonik (Kai Po Che)
Best Action Award- Thomas Struthers and Guru Bachchan (D Day)
Best Cinematography Award- Kamaljit Negi (Madras Cafe)
Best Editing Award- Aarif Sheikh ( D-Day)
Best Production Design Award- Acropolis Design (Bhaag Milkha Bhaag)
Best Sound Design Award- Bishwadeep Chatterjee and Nihar Ranjan Samar (Madras Cafe)
Best Costume Award- Dolly Ahluwalia (Bhaag Milkha Bhaag)
Best VFX Award- Tata Elxis (Dhoom:3)

STATES----------------------CAPITAL------------------ GOVERNERS-------------------------CHIEF MINISTERS


==============================================================================
[1] Andhra Pradesh ------Vijayawada---------- E. S. L. Narasimhan------------------N. Chandrababu Naidu
[2] Arunachal Pradesh ---Itanagar------------ Nirbhay Sharma---------------------Nabam Tuki
[3] Assam -----------------Dispur---------------- Janaki Ballabh Patnaik--------------Tarun Gogoi
[4] Bihar --------------------Patna----------------- D. Y. Patil------------------------------Jitan Ram Manjhi
[5] Chhattisgarh ----------Raipur----------------- Balramji Das Tandon---------------Raman Singh
[6] Goa --------------------Panaji------------------ Mridula Sinha-----------------------Manohar Parrikar
[7] Gujarat --------------Gandhinagar------------- Om Prakash Kohli-------------------Anandiben Patel
[8] Haryana -------------Chandigarh--------------- Kaptan Singh Solanki--------------Bhupinder singh Hooda
[9] Himachal Pradesh ---Shimla------------------ Urmila Singh-------------------------Virbhadra Singh
[10] J & K -----------Srinagar(s)/Jammu(w)----- Narinder Nath Vohra--------------Omar Abdullah
[11] Jharkhand ------------Ranchi------------------- Syed Ahmed--------------------------Hemant Soren
[12] Karnataka ------------Bengaluru--------------- Vajubhai Rudabhai Vala----------Siddaramaiah
[13] Kerala ------------Thiruvananthpuram-------------- P Sathasivam-------------------Oommen Chandy
[14] Madhya Pradesh ----Bhopal-------------------- Ram Naresh Yadav---------------Shivraj Singh Chauhan
[15] Maharashtra --------Mumbai----------- Chennamaneni Vidyasagar Rao---- president rule
[16] Manipur ---------------Imphal------------------- KK Paul--------------------------------Okram Ibobi Singh
[17] Meghalaya ------------Shillong----------------- Krishan Kant Paul-------------------Mukul Sangma
[18] Mizoram ---------------Aizwal----------------- Krishan Kant Paul-------------------Pu Lalthanhawla
[19] Nagaland -------------Kohima-----------------Padmanabha Acharya-------------T R Zeilang
[20] Odisha ---------------Bhubaneshwar---------------- S. C. Jamir-----------------------Naveen Patnaik
[21] Punjab ---------------Chandigarh----------------- Shivraj Patil---------------------Prakash Singh Badal
[22] Rajasthan ----------Jaipur--------------------- Sh. Kalyan Singh----------------------Vasundhara Raje
[23] Sikkim --------------Gangtok-------------- Shriniwas Dadasaheb Patil---------Pawan Kumar Chamling
[24] Tamil Nadu ----------Chennai------------------ K. Rosaiah-----------------------------O Pannerselvam
[25] Telangana -----------Hyderabad------------- E. S. L. Narasimhan------------------K Chandra Shekhar Rao
[26] Tripura ---------------Agartala------------------ Padmanabha Acharya---------------Manik Sarkar
[27] Uttar Pradesh ------Lucknow------------------- Ram Naik------------------------------Akhilesh Yadav
[28] Uttarakhand --------Dehradun------------------- Aziz Qureshi---------------------------Harish Rawat
[29] West Bengal---------Kolkata------------------ Keshari Nath Tripathi.---------------Mamta Banerjee

Important Committees in News:


1. G. Padmanabhan Committee: implementation of Bharat Bill Payment System (BPPS)
2. Nachiket Mor committee: for small and payments bank
3. Nachiket Mor Committee: to permits NBFCs to work as Business Correspondents of banks.
4. Deepak Mohanty Committee: on Data and Information Management in the Reserve Bank of India

5. K.K. Mehrotra Committee: to inquire gas leakage in Bhilai Steel Plant.


6. PJ Nayak: to review Governance of Boards of Banks in India. The committee was constituted under
the chairmanship of P.
J. Nayak. He is a former Chairman and CEO of Axis Bank.
7. M P Bezbaruah: to suggest suitable remedial measures to address concerns regarding security of
people from North East.
8. B. Sambamurthy: panel favours single mobile banking app on all SIMs. Panel recommended that
customers should not be
required to visit the bank branch for mobile number registration.
9. Vijay Kelkar Committee was appointed by the Petroleum and Natural Gas Ministry to prepare a road
map to make India
self-sufficient in oil and natural gas by 2030.
10. Vishnu Sahay committee: look probe into the Muzaffarnagar communal violence.
11. Urjit Patel Committee - to examine the current monetary policy framework
12. Mukul Mudgal member panel to probe IPL spot-fixing
13. Nachiket Mor - committee on comprehensive financial services for small businesses and low-income
households.
14. Justice A.P. Shah committee : to head panel on road safety
15. Anil Kaushal committee: to examine the recommendations made by the TRAI on pricing of
Spectrum.
16. Bimal Jalan panel : to scrutinize applications for new bank licenses.
17. Parthasarathi Shome. for Tax Administration Reform Commission (TARC), Suggest a system to
enforce better tax
compliance
18. Kirit Parikh panel : on fuel pricing has suggested that the diesel prices should be increased by Rs 11.50 a litre every month
as against the 45-50 paise monthly hike followed currently.
19. K U.B. Rao : the idea of setting up Bullion Bank or Bullion Corporation of India
20. Arvind Mayaram Panel: report on the alleged irregularities at the National Spot Exchange Ltd (NSEL)
21. Arvind Mayaram Committee for giving clear definitions to Foreign Direct Investment (FDI) and
Foreign Institutional
Investment (FII)
22. Suma Verma Committee - to update, and revise the Banking Ombudsman Scheme, 2006
Committees
Union Finance Minister constituted H R Khan panel to assess unclaimed deposits in the PPF accounts.
Bombay High Court on 2 September 2014 set up V V Daga Committee to conduct forensic audit of
NSEL and liquidate the assets of its defaulting borrowers in the over 5500 crore rupees payments scam.
V V Daga is a retired judge of Bombay High Court.
H Devaraj Committee reported that most of the deemed universities are not fit for being a university. It
said that out of 41 C category deemed universities only 10 universities are found to be fit for being a
university.
Sivaramakrishnan committee constituted by the Union Government to suggest the place to build the
capital city of Andhra Pradesh.

Prime Minister Narendra Modi on 27 August 2014 set up a Ramanujam committee to identify obsolete
laws.
The Union Government decided to appoint former RBI governor Bimal Jalan as the head of the
Expenditure Management Commission.
The Union Ministry of Human Resource Development (HRD) on 3 August 2014 set up a four member
committee to review the present status of UGC
Union Ministry of Corporate Affairs on 19 July 2014 constituted R S Sharma Expert Committee on Cost
Records and Cost Audits.
SC has appointed a former Justice SB Sinha commission to probe the 2006 Meerut Fire tragedy. It will
summit its report by 31 January 2015.
Committee Set Up On Uttarakhand Floods : The committee headed by AK Ganju (Chairman, Ganga
Flood Control Commission, Patna).
JS Mathur committee : to revise Newspaper Advertisement Rates
K. Ratna Prabha : Committee on indecent depiction of women in media.
Mukul Mudgal Committee: looking into US giant Walmarts lobbying activities to enter India
MBN Rao Committee: to prepare the blueprint of Indias first womens bank
SK Srivastava Committee: to formulate a policy on public-private partnership model to raise coal
output.
K M Chandrasekhar Committee for rationalization of foreign investment norms
Arvind Mayaram Committee for giving clear definitions to Foreign Direct Investment (FDI) and Foreign
Institutional Investment (FII)
Janakiraman Committee To investigate the security transactions of the bank
RS Gujral Committee suggest measures to boost MSME exports.
MS Ahluwalia committee to evaluate aspects related to set up of Nalanda University
Sitakant Mahapatra committee- for inclusion of Bhojpuri language in eighth schedule of constitution
N R Narayana Murthy committee for evaluation of corporate sector participation in Higher Education.
C Rangarajan committee for poverty scale estimates in the country
MB Shah committee for inspection of illegal mining activities
N Rangachary committee to examine taxation policies for I.T. sector
Parthasarathi Shome committee implementation of GAAR (General Anti Avoidance Rule).
Deepak Parekh committee for Financing Infrastructure sector
Naresh Chandra committee 14 member task force on security issues
Bhandari Committee Reconstruction of RRBs

List of important organization India and


their heads
Sr Head Organization
1. Mohd.Hamid Ansari Chairman, Rajya Sabha

2. Sumitra Mahajan Chairperson of Lok Sabha


3. Narendra D Modi Chairman, Planning Commission
4. Gulam Nabi Azad Leader of Opposition in Rajya Sabha
5. Narendra D Modi Leader of House in Lok Sabha
6. Mallikarjun Kharge Leader of Congress in Lok Sabha
7. V. Sampath Chief Election Commissioner
8. Syed Nasim Ahmed Zaidi Election Commissioner
9. Harisanker Brahma Election Commissioner
10. Pradeep Kumar Chief Vigilance Commissioner
11. Sujatha Singh Foreign Secretary
12. Shashi Kant Verma Comptroller & Auditor General of India
13. Jus. Vangala Eswaraiah Chairman, National Commission for Backward Classes
14. Rahul Khullar Chairman, Telecom Regulatory Authority of India
15. Ranjit Sinha CBI Director
16. Rameshwar Oran Chairman, National Commission for Scheduled Tribes
17. Naseem Ahmed Chairperson, National Commission for Minorities
18. Rajni Razdan Chairman, UPSC
19. Sharad Kumar Director General, National Investigation Agency
20. Ved Prakash Chairman, UGC
21. K. Radhakrishnan Chairman, Space Commission and ISRO
22. R.K. Sinha Chairman, Atomic Energy Commission and Sec. Deptt.
of Atomic Energy
23. A. Bhattacharya Chairman, SSC
24. K.G. Balakrishnan Chairman, Human Rights Commission
25. C. Chandramouli Registrar General of India and Census Commissioner
26. K.V.Choudhary Central Board of Direct Taxes
27. T.S. Vijayan Chairman, Insurance Regulatory Development
Authority
28. U.K. Sinha Chairman, Securities & Exchange Board of India
29. Arundhati Bhattacharya Chairperson, State Bank of India
30. S.K. Roy Managing Director, LIC
31. Ashoke Kumar Mukherjee Indias permanent representative in UNO
32. Nirupam Sen Spl. Sr. Advisor to President of UN General Assembly
33. Mamta Sharma Chairperson of National Commission for Women
34. Y.V. Reddy Chairman, 14th Finance Commission
35. Ashok Chawla Chairman, Competition Commission of India
36. Leela Samson Chairperson, Central Board of Film Certification
37. Rana Kapoor President, ASSOCHAM
38. R. Chandrasekhar Chairman, NASSCOM
39. R. Chandrashekhar President, NASSCOM
40. Alok Joshi Director General, RAW
41. Amole Gupte Chairperson, Children Film Society of India
42. S. Banerjee Director, Bhabha Atomic Research Centre

43. Ajay S. Shriram President, CII


44. Siddhartha Birla President, FICCI
45. Sam Pitroda Chairman, National Knowledge Commission
46. Ramesh Sippy Chairman, National Film Development Corporation
47. Mrinal Pande Chairperson, Prasar Bharati
48. Ratan Tata Chairman, Investment Commission
49. Avinash Chander Scientific advisor to PM and Head DRDO
50. Jawhar Sircar Chairman, Prasar Bharati
51. T.M.Basin Chairman, Indian Banks Association
52. Rajeev Mathur Chief Information Commissioner
53. Prof. Parvin Sinclair Director, NCERT
54. Ajit Doval National Security Advisor

List of important International organizations and


their heads
Sr Head Organization
1. BDavid Richardson CEO of ICC
2. Hassan Malik Chairman, SAARC
3. Anil Kumble Chairman, ICC Cricket Committee
4. Christine Lagarde Managing Director, International Monetary Fund
5. Irina Bokova Director General, UNESCO
6. Mukhira Kituyi Secretary General, UNCTAD
7. Peter Tomka President, International Court of Justice
8. Takehiko Nakao President, Asian Development Bank
9. Kamlesh Sharma Secretary General, Commonwealth
10. Roberto Azevedo Director General, WTO
11. N. Srinivasan President, International Cricket Council
12. Jim Yong Kim President World Bank
13. Yukia Amano Director General, International
14. Jan Eliasson First Dy. Secretary General, UNO
15. Arjun Bahadur Thapa Secretary General, SAARC
16. Salil Sethi Sec. Gen, Amnesty International
17. Helen Clerk Director General of UNDP
18. Klaus Schweb Chairman, WEF (World Economic Forum)
19. Ban Ki Moon Secretary General, United Nation Organization
20. Hassan Rouhani Chairperson/Secretary Gen. of NAM
21. Phumzile Mlambo Nqcuka Head of UN Women
22. Thomas Bach President, International Olympic Committee
23. N.Ramachandran President, Indian Olympic Association
24. Prince Zeid al Hussein UN High Commissioner for Human Rights

Facts About Census 2011


1. What is the Total population of India according to 2011 census ?
Answer: 121 crore

2. Which is the most populous state in India ?


Answer: Uttar Pradesh
3. Which is the least populous state in India ?
Answer: Sikkim
4.What is the rate of growth of population of India according to 2011 census ?
Answer: 17.64 %
5. Which state has the highest fertility rate in India ?
Answer: Meghalaya
6. What is the percentage of worlds population having in India?
Answer: 17.5 %
7. Literacy Rate in India according to Census 2011?
Answer: 74.04 %
8. Which is the most literate state in India ?
Answer: Kerala (93.9%
9. Which is the least literate state in India ?
Answer: Bihar (63.82%
10. Which is the most literate Union territory in India ?
Answer: Lakshadweep (92.2%
11. Which is the least literate Union territory in India ?
Answer: Dadra and Nagar Haveli
12. Which is the most Literate districts of India ?
Answer: Serchhip (Mizoram)
13. Which is the least Literate districts of India ?
Answer: Alirajpur (Madhya Pradesh)
14. Which Indian state has high density of population ?
Answer: Bihar (1106)
15. Which Indian state has low density of population ?
Answer: Arunachal Pradesh (17)
16. Which state in India has highest sex ratio ?
Answer: Kerala (1084/1000)
17. Which state in India has lowest sex ratio ?
Answer: Haryana
18. What is the Density of Population of India ?
Answer: 382
19. What is the sex ratio of India ?
Answer: 940/1000
20. Which Union territory has highest sex ratio ?
Answer: Puducherry
21.Which Union territory has lowest
population ?
Answer: Lakshadweep
22. What is the number of districts in India
according to 2011 census ?
Answer: 640

News Related To Defence & Technology

Missiles in use of Indian Army:

_ Prithvi I - 150km
_ Prithvi II - 350km
_ Prithvi III - 350km - 600km
_ Agni I - 700km -1250km
_ Agni II - 2000km -3500km
_ Agni III - 3500km -5000km
_ Agni IV - 3000km -4000km
_ Agni V - 5500km -5800km
_ Agni VI - 8000km -3500km
_ Akash- 30 km

1. INS Kolkata : Prime Minister Narendra Modi commissioned INS Kolkata at the Naval base in
Mumbai. INS Kolkata is biggest and most powerful guided missile-destroyer.

2. INS Kamorta: India's first indigenously built Anti-submarine warship inducted into the Navy.

3. PM dedicates two hydro power projects in Leh and Kargil: (i) 44 MW Chutak hydroelectric project in Kargil district and (ii) 45 MW Nimoo Bazgo project in Leh district.
Note: i. The Chutak Hydroelectric Plant is a run-of-the-river power project on the Suru River
ii. The Nimoo Bazgo power station is located on river Indus.

4. China unveiled its next generation Intercontinental Ballistic Missile (ICBM) Dongfeng 41
(DF-41).
Note: DF-41 with its long range has similar abilities to the US rocket Minuteman, which has a
range of 13000 km or Russian RS-24M Yars.
5. The Indian Air Force received its sixth C-17 Globemaster heavy lift transport aircraft which
also carried a World War II vintage 'Harvard' aircraft in its belly.

6. Indo-Russia pact planned to develop a sleeker and faster 'mini' version of BrahMos missile

7. Malabar Naval exercise 2014 held in the Pacific Ocean. The Exercise Malabar is a joint
naval exercise first conducted as a bilateral one between the US and Indian navies in 1992.
Japan participates in the Malabar exercises for the third time since it first participated in 2007.

8. Indo-Russian joint venture firm BrahMos Aerospace is developing a smaller version of the
290-km supersonic cruise missile for enabling its deployment on submarines and smaller fighter
aircraft such as MiG 29K.

Books & Their Authors


1. Book My Years with Rajiv and Sonia written by R.D.Pradhan
2. Book ModiNomics: Inclusive Economics, Inclusive Governance: authored by Sameer
Kochhar.
Some other books of Sameer Kochhar:
1. Growth & Finance
2. Speeding Financial Inclusion.
3. Policymaking for Indian Planning
4. Building from the Bottom: Infrastructure and Poverty Alleviation
3. Book: Crusader or Conspirator? Coalgate and other Truths authored by PC Parakh
4. Book: The Accidental Prime Minister: The Making and Unmaking of Manmohan Singh
authored by Dr. Sanjaya Baru
5. Book: Lal Bahadur Shastri: Lessons in Leadership written by Pavan Choudary .
6. Book: Rationalised Roman for Kashmiri written by Dr. R L Bhat
7. Book: Narendra Modi: A Political Biography written by Andy Marino.
8. Book: Public Issues Before Parliament written by Vijay Darda
9. Book: The Political Economy of Energy and Growth authored by Sh.
Najeeb Jung
10. Book: India at Risk: authored by Jaswant Singh.
11. Book ModiNomics: Inclusive Economics, Inclusive Governance: authored by Sameer
Kochhar.
12. Book: Water, Peace and War Confronting the Global Water Crisis written by Brahma
Chellaney.
13. Hard Choices authored by Hillary Rodham Clinton
14. Book: Greater than Bradman: celebrating Sachin, the greatest batsman in Test history
authored by : Rudolph Lambert
Fernandez, a Chennaibased author.
15. Book: Unbreakable An Autobiography by Mary Kom
16. The Luminaries by: Eleanor Catton. She won the Man Booker Prize 2013.
17. Walking With Giants: authored by former Finance Secretary G. Ramachandran.
18. "I am Malal : authored by Christina Lamb.

19. Momentous Times on the 175 years of Times of India. The book is an effort of the Times of
India Group.
20. "Victory India A Key to Quality Military Leadership" authored by Colonel Vinay B Dalvi
(Retd)
21. The Da Vinci Code: Dan Brown
Some books authored by RBI Governor: Raghuram Rajan
Aid and Growth
Fault Lines
India's Pattern of Development
The Real Effect of Banking Crises
Controlled Capital Account Liberalization
Saving Capitalism from the Capitalists .

1. One Life is Not Enough : written by Kunwar Natwar Singh


Note: The book is an autobiography of the former External Affairs
Minister and senior Congress Party leader Natwar Singh.
2. A book entitled Munger through the Ages authored by late Devendra Prasad Yadav
3. The Lives of Others a novel written by: Neel Mukherjee
Note: Novel is short listed for the prestigious Man Booker Prize 2014.
4. The Substance and the Shadow: written by Uday Tara Nayar, a former journalist.
Note: The Substance and the Shadow, the biography of 91-year-old actor Dilip Kumar.
5. Warrior State written by T V Paul
6. Blood Feud written by Edward Klein
7. A Bad Character: authored by Deepti Kapoor.
8. The Good, the Bad and the Ridiculous - Khuswant Singh
9. Train To Pakistan - Khuswant Singh
10. An Uncertain Glory: India and its Contradictions - Jean Dreze and Amartya Sen.
11. A Brush with Life- Satish Gujral
12. A Bend in the river- V.S. Naipaul
13. God of Small things- Arundhati Rai
14. Inheritance of Loss- Kiran Desai.

15. Joseph Anton- Sulman Rushdie (Autobiography)


16. Khushwantnama-The Lessons of My Life Khushwant singh
17. Lajja- Taslima Nasrim.
18. My Unforgettable Memories-Mamata Banerjee
19. My Years with Rajiv and Sonia written by R.D.Pradhan
20. ModiNomics: Inclusive Economics, Inclusive Governance: authored by Sameer Kochhar.
21. Crusader or Conspirator? Coalgate and other Truths authored by PC Parakh
22. The Accidental Prime Minister: The Making and Unmaking of Manmohan Singh authored by
Dr. Sanjaya Baru

LEADERS VISITED INIDIA

1. Chuck Hagel: US Defence Secretary visited India


2. Jim Yong Kim: World Bank President visited India.
3. Bill Clinton: Former US President visited in Lucknow
4. William Hague: UK Foreign Minister visited India
5. Laurent Fabius: French Foreign Minister to visited India.
6. G L Peiris: Foreign Minister of Sri Lanka visited India
7. Wang Yi: Chinese Foreign Minister visited India
8. Yousuf bin Alawi bin Abdullah: Oman Foreign Minister visited India
9. King of Bahrain Hamad bin Isa Al Khalifa visited India on February .
10. German President Joachim Guack visited India

OBITUARY

1. Richard Attenborough: Gandhi' filmmaker dies at 90


2. UR Anantha Murthy: Eminent Kannada writer passes away. Anantha Murthy, a writer and
critic, was considered one of the pioneers of the Navya movement in Kannada literature.
3. BKS Iyengar: World-renowned yoga guru and founder of the Iyengar School of Yoga BKS
Iyengar passed away
4. Robin Williams: Oscar Winning Actor died
5. Lauren Bacall: Hollywood icon dead at 89
6. Hashim Khan: Squash Legend of Pakistan died
7. Amitava Nandy: Veteran CPI-M leader died
8. Cartoonist Pran Kumar Sharma, creator of iconic Chacha Chowdhury, dead
9. Robert Drew: Pioneer of Cinema documentarian dies at 90
10. Sundaram Sankaran: Veteran journalist died at 87
11. Sushilarani Patel, the renowned classical singer of India died
12. Madhukar Singh, an eminent Hindi litterateur died
13. J. Sasikumar: Malayalam filmmaker passes away.
14. Nadine Gordimer: South Africas Nobel-winning novelist dies
15. Zohra Sehgal: Veteran Bollywood actress Zohra Sehgal known for her jovial roles in films
like Dil Se, Kal Ho Naa Ho, Veer- Zaara, Cheeni Kum and Saawariya passed away. She was
102.
16. Granville Austin, the eminent scholar of the Indian Constitution died in Washington DC.
17. Ramanarayanan, Tamil film director and producer, died at 65.

ORGANISATION AND THERE HEADQUARTERS


1UNO - New York
2. UNICEF - New York
3. UNESCO - Paris
4. UNIDO - Vienna
5. WHO - Geneva
6. UNFPA - New York
7. ILO - Geneva
8. IMF - Washington DC
9. WTO - Geneva

10. International Court Of


Justice - The Hague
11. International Atomic
Energy Agency - Vienna
12. World Bank - Washington
D.C.
13. International Committee
of the Red Cross - Geneva
14. International Maritime

Organisation - London
15. Universal Postal Union Berne
16. Food and Agricultural
Organisation - Rome
17. World Meteorological
Organisation - Geneva
18. SAARC - Kathmandu
19. Amnesty International London
20. Transparency
International - Berlin
21. World Intellectual
Property Organization Geneva
22. International Renewable
Energy Agency - Abu Dhabi
(UAE) (Interim HQs)
23. Commonwealth of
Nations - London
24. International Standards
Organisation Geneva

Revolutions in the field of


agriculture in India:
Black Revolution - Petroleum Production
Blue Revolution - Fish Production
Brown Revolution Leather/nonconventional(
India)/Cocoa production
Golden Fiber Revolution - Jute Production
Golden Revolution - Fruits/Overall
Horticulture
development/Honey Production
Green Revolution - Food grains

Crop Seasons:

Rabi Crop:The term Rabi means "spring" in


Arabic, and the rabi crops are grown between
the months mid November to
April.
Sowing season: October - December
Harvesting season: February - April
Important Crops: Wheat, Barley, Gram, Linseed,
Mustard, Masoor, Pea and Potatos
Kharif crop refers to the planting, cultivation
and harvesting of any domesticated plant sown
in the rainy (monsoon)

Grey Revolution - Fertilizer


Pink Revolution - Onion
production/Pharmaceutical
(India)/Prawn production
Red Revolution - Meat & Tomato Production
Round Revolution - Potato
Silver Fiber Revolution - Cotton
Silver Revolution - Egg/Poultry Production
White Revolution (In India: Operation Flood) Milk/Dairy production
Yellow Revolution - Oil Seeds production
Evergreen Revolution - Overall development
of griculture
season and it starts in June and to end in
October
Sowing season: May - July
Harvesting season: September to October
Important Crops: Jower, Bajra, Rice, Maize,
Cotton, Groundnut, Jute, Hemp, Sugarcane,
Tobacco etc
Zaid crops On the Indian sub-continent, the
crops grown on irrigated lands which do not
have to wait for monsoons, in
the short duration between Rabi and Kharif
crop season, mainly

from March to June, are called Zaid crops (also


written as Zayad
crops). The main produce are seasonal fruits
and vegetables.
Sowing season: August - September
Harvesting season: December - January
Important Crops: Rice, Jowar, Rapeseed, Cotton,
Oilseeds
Zaid rabi crops:Zaid Rabi crops are sown in
February - March
Harvesting is in April - may
Important Crops: Water melon, Toris,
Cucumber, leafy and Other vegetables

Important Dams in India:


Tehri Dam: on Bhagirathi River,
Uttarakhand
Bhakra nangal Dam: on Sutlej River, Punjab
and Himachal
Pradesh.
Hirakud Dam: on Mahanadi River, Orissa
Nagarjuna sagar Dam: on Krishna River,
Andhra Pradesh
Sardar Sarovar Dam: on Narmada River,
Gujarat

Nuclear power plants in India:


Narora atomic power plant - Narora, UP
Rajasthan atomic power plant: Rawatbhatta,
Rajasthan
Tarapur atomic power plant - Maharashtra
Kakarpar atomic power plant - Gujarat
Madras atomic power plant - Tamilnadu
Kaiga atomic power plant Karnataka
Kundankullam : Tamil Nadu

Folk dances in India


Bhangra: Punjab.
Changu: Odissa and Andhra Pradesh

Information based on Agriculture :


Top 3 production states and countries:
Wheat
State - 1. Uttar Pradesh 2. Punjab 3. Haryana
Country - 1. China 2. India 3. USA

Gair: Rajasthan.
Garba: Gujarat.
Ghoomar: Rajasthan.
Karagam: Tamil Nadu.
Dumhal: Kashmir.
Lavani: Maharashtra
Odissi: Orissa

Classical dances in India


Kathak: Uttar Pradesh.
Bihu: Assam
Bharat Natyam: Tamil Nadu..
Kuchipudi: Andhra Pradesh.
Kathakali: Kerala.
Chhau: Orissa, Bihar and West Bengal
Rauf Jammu & Kashmir
Important Wildlife Sanctuary in India:
Kaziranga Wildlife Sanctuary - Assam
Manas Wildlife Sanctuary - Assam
Gir National Park & Wildlife SanctuaryGujarat
Sundarbans National Park - West Bengal
Periyar National Park and Wildlife
Sanctuary Kerala
Kanha National Park - Madhya Pradesh
Bandhavgarh National Park - Madhya
Pradesh
Ranthambore National Park & Wildlife
Sanctuary Rajasthan
Bharatpur Bird Sanctuary - Rajasthan
Tal Chappar Wildlife Sanctuary - Rajasthan
Sariska Wildlife Sanctuary - Rajasthan
Chilka Lake Bird Sanctuary Odissa
Nandankanan Zoo Odissa
Corbett National Park Uttrakhand

Rice
State 1. West Bengal 2. Andhra Pradesh 3. Uttar Pradesh
Country - 1. China 2. India 3. Indonesia
Sugarcane
States - 1. Uttar Pradesh 2. Tamil Nadu 3.Maharashtra
Country - 1. Brazil 2. India 3. China
Jute
State - 1. West Bengal 2. Bihar 3. Assam
Country - 1. India 2.Bangladesh 3. China
Milk
State - 1. Uttar Pradesh 2. Rajasthan 3. Andhra Pradesh
Country - 1. India 2. United States 3. China

Sports News
2014 Commonwealth Games:
The 2014 Commonwealth Games (officially the XX Commonwealth Games) were
held in Glasgow, Scotland, from 23 July to 3 August 2014. This is the 20th edition of the
Commonwealth Games.
Scotland has previously hosted the event twice, in 1970 and 1986, both in Edinburgh.
Note: The first was hosted by Hamilton, Canada, in 1930 and known as the British Empire
Games.
England finished top of the medal table for the first time since the 1986 Commonwealth
Games, also held in Scotland.
Kiribati also won its first ever medal at a Commonwealth Games, a gold in the 105 kg
men's weightlifting
competition.
There are 71 participating nations at the 2014 Commonwealth Games with approximately 4,950
competing athletes,
making it one of the largest Commonwealth Games staged to date.
Mascot: Clyde, an anthropomorphic thistle named after the river which flows through the centre
of Glasgow, was the
official mascot of the 2014 Commonwealth Games. The mascot was designed by Beth Gilmour,
who won a competition
run by Glasgow 2014 for children to design the Mascot.
Medal Tally:
Rank
1
2
3
4
5

Nation Gold Silver


England
Australia
49
Canada
32
Scotland
19
India
15

Bronze Total
58
59
57
42
46
137
16
34
82
15
19
53
30
19
64

174

India in the 2014 Commonwealth Games, Glasgow, Scotland


India who had finished second in the 2010 Commonwealth Games with an overall tally of 101
medals (38 gold, 27 silver
& 36 bronze medals), managed only 64 medals at the 2014
Commonwealth Games with the medals tally comprising 15 gold,
30 silver and 19 bronze. India kept occupying fifth spot on the
medals table.
On closing ceremony, the Indian contingents flag bearer was
Seema Punia, who won Silver in women's discus throw. While, the
torch bearer in the opening ceremony was ace shooter Vijay
Kumar, the 2012 London Olympics Silver medalist.
Here is the list medal winners
WEIGHTLIFTING
Gold Medalist Winners Weightlifting
1. K Sanjita Chanu: In Womens weightlifting 48 kg category K
Sanjita Chanu with a total lift of 173 kg won the prized gold medal.
Note: Sanjita Chanu wins Indias first Gold medal at 2014
Commonwealth Games.
2. Sukhen Dey: Sukhen Dey in Mens weightlifting 56 kg category
claimed gold medal by lifting a total of 248 kg.
3. Satish Sivalingam: 77 kg Satish Sivalingam created a games
record with a total lift of 328 kg to claim gold medal while Ravi
Katulu lifted total of 317 kg to win silver medal.
Silver Medal Winners Weightlifting
Silver Medal Winners Weightlifting
1. S Mirabai Chanu won Silver medal in Women's weightlifting 48 kg category (Total lift
170 kg, 75+95)
2. Santoshi Matsa Women's 53 kg category in weightlifting
3. Ravi Katulu Men's weightlifting, 77 kg
4. Vikas Thakur Men's weightlifting, 85 kg
5. Rajinder Rahelu Men's heavy powerlifting
Bronze Medal Winner Weightlifting
1. Ganesh Mali Men's weightlifting 56 kg (Total lift 244 kg, 111+133)
2. Swati Singh Women's 53 kg category in weightlifting
3. Omkar Otari Men's 69 kg Weightlifting
4. Punam Yadav Women's weightlifting, 63 kg
5. Chandrakant Mali Men's weightlifting, 94 kg
6. Sakina Khatun Women's lightweight powerlifting
WRESTLING

Gold Medal winner Wrestling


1. Sushil Kumar: In Mens wrestling, 75kg freestyle Sushil Kumar defeated Qamar Abbas of
Pakistan what turned out to
be a lopsided event. In just 107 minutes Sushil trounced his opponent to take home gold.
2. Yogeshwar Dutt: In Mens wrestling, 65 kg freestyle Yogeshwar Dutt brought laurels to the
country by clinching gold
medal after defeating Canadas Jevon Balfour in the final.
3. Amit Kumar: Nigerian Ebikweminomo Welson was Amit Kumars opponent in the final of
Mens wrestling, 57kg
freestyle. Amit defeated Welson 31 to claim the gold medal.
4. Babita Kumari: In Womens wrestling; 55 kg freestyle Babita Kumari completely dominated
the proceedings over
Canadas Brittanee Laverdure and defeated her 92 in the finals for the coveted gold medal.
5. Vinesh Phogat: In Womens wrestling, 48kg freestyle youngster Vinesh Phogat who is just
19 years old defeated Yana
Rattigan of England by 118 to be part of the glorious 15.
Silver Medal winner Wrestling
1. Rajeev Tomar Men's wrestling, 125 kg
2. Satyawart Kadian Men's wrestling, 97 kg freestyle
3. Bajrang Men's wrestling, 61 kg
4. Lalita Sehrawat Women's wrestling, 53 kg
5. Sakshi Malik Women's wrestling, 58 kg
6. Geetika Jhakar Women's wrestling, 63 kg freestyle
Bronze Medal winner Wrestling
1. Navjot Kaur Women's wrestling, 69 kg
2. Pawan Kumar Men's wrestling, 86 kg freestyle
Athletics
Gold Medal Winner in Athletics
1. Vikas Gowda: After winning the gold medal In Mens discus throw Vikas Gowda became
the first Indian man to win a
field event gold medal at the Commonwealth Games. Gowda threw the discus to 63.64m to
clinch the gold medal
Note: Vikas Gowda became the first Indian man to win a field event gold medal at the
Commonwealth Games
Silver Medal Winner in Athletics

1. Seema Punia Women's discus throw


Bronze Medal Winner in Athletics
2. Dipa Karmakar Women's artistic gymnastics
Squash
1. Dipika Pallikal and Joshana Chinappa: In Womens doubles finals the pair of Dipika
Pallikal and Joshana Chinappa
defeated Englands Jenny Duncalf and Laura Massaro 116, 118 in straight sets.
Note: The pair gave India their first squash medal in the Commonwealth Games.
BADMINTON
Gold Medal in Badminton
1. Parupalli Kashyap: On last day of the Commonwealth Games Parupalli Kashyap in Mens
Badminton final defeated
Singapores Derek Wong 2114, 1121, 2119 to clinch the gold.
Note: Parupalli Kashyap became the first Indian man in 32 years to win badminton gold at the
Games.
Silver Medal in Badminton
1. Jwala Gutta and Ashwini Ponnappa Women's badminton doubles
Bronze Medal in Badminton
1. PV Sindhu Women's badminton
2. RMV Gurusaidutt Men's badminton
BOXING
Silver Medal in Boxing
1. Laishram Sarita Devi Women's boxing, 5760 kg
3. Laishram Devendro Singh Men's boxing, 4649 kg
3. Vijender Singh Men's boxing, 75 kg
4. Mandeep Jangra Men's boxing, 69 kg
Bronze Medal in Boxing
1. Pinki Jangra Women's boxing, 51 kg
2.
TABLE TENNIS
Silver Medal in Table Tennis
1. Achanta Sharath Kamal and Antony Amalraj Men's Table Tennis
JUDO
Silver Medal in Judo

1. Navjot Chana Men's judo 60 kg (lost to Ashley McKenzie of England on penalty points
(shido) in the final)
2. Shushila Likmabam Women's judo 48 kg (lost to Kimberly Renicks of Scotland in the
final)
Bronze Medal in Judo
1. Kalpana Thoudam Women's judo 52 kg (beat Christianne Legentil of Mauritius. Bronze for
Thoudam for conceding
lesser penalty points)
2

Rajwinder Kaur Women's +78 kg judo


List of Grand Slam Tennis Winners 2014.....
* Australian Open
men - Wawrinka (switzerland)
- women - Na Li (china)
* French Open
men - Rafel Nadal (spain)
women - Maria Sharapova (russia)
* Wimbledon
men - Djokovic (serbia)
women - Petra Quitova (Czech Republic)
* US Open
men - Marin Cilich (Croatia)
women - Sarena Williams (USA)

SHOOTING
Gold Medal Winner In Shooting
1. Abhinav Bindra: In Mens 10m Air Rifleformer Olympic gold medallist Abhinav Bindra
claimed his first individual
gold at the commonwealth Games when he finished witha final games record score of 205.3.
2. Jitu Rai: In Mens shooting, 50 m Pistol Jitu Rai who set finals games record gathering a total
of 194.1 points won gold
for his country. Gurpal Singh with 187.2 points settled with silver in this category.
3. Rahi Sarnobat: It was an allIndian affair in the final of Womens shooting 25 m Pistol event
as Rahi Sarnobat
defeated Anisa Sayyed to clinch the gold medal.
4. Apurvi Chandela: In Womens shooting, 10 m Air Rifle rising star Apurvi Chandela claimed
her first international
medal. Apurvi triumphed over her compatriot Ayonika Paul to win the gold medal.
Silver Medal Winner In Shooting
1. Malaika Goel Women's 10m Air Pistol shooting
2. Prakash Nanjappa Men's shooting, 10m Air Pistol
3. Ayonika Paul Women's shooting, 10m Air Rifle
4. Anisa Sayeed Women's shooting, 25m Pistol
5. Shreyasi Singh Women's shooting, double trap

6. Gurpal Singh Men's shooting, 50m Pistol


7. Gagan Narang Men's shooting, 50m Rifle Prone
8. Sanjeev Rajput Men's shooting, 50m Rifle 3 Positions
9. Harpreet Singh Men's shooting, 25m Rapid Fire Pistol
Bronze Medal Winner In Shooting
1. Mohammed Asab Men's shooting, double trap
2. Gagan Narang Men's shooting, 50m Rifle 3 Positions
3. Manavjit Singh Sandhu Men's shooting, Trap
4. Lajja Gauswami Women's shooting, 50m Rifle 3 Positions

Important Points:
1. Vijay Kumar is the flag bearer for Indian contingent at the opening ceremony of the
Commonwealth Games
2. Sanjita Chanu wins Indias first Gold medal at 2014 Commonwealth Games.
3. Vikas Gowda became India's only second male athlete to win a gold at the Commonwealth
Games after the legendary
Milkha Singh won the 440 yard gold way back in 1958 at Cardiff.
4. Parupalli Kashyap became the first Indian man in 32 years to win badminton gold at the
Games.
5. Dipa Karmakar scripts history, wins first gymnastic medal for India at Commonwealth Games.
She bagged a bronze in
the vault event.
6. Pinki Rani bags first medal in Boxing. She won bronze medal.
7. England finished top of the medal table at Commonwealth Games for the first time in 28
years.
8. The first Commonwealth Games was hosted by Hamilton, Canada, in 1930 and known as
the British Empire Games.
9. The 21st Commonwealth Games will be held in Gold Coast in Australia in 2018.
10. Australia has hosted the Commonwealth Games on a record four occasions, and will make
it five when Gold Coast
hosts the event in 2018.
11. India men's hockey team won silver medal
2014 FIFA World Cup:
Germany defeat Argentina by 1 0 to lift 2014 FIFA World Cup title.
1. Golden Ball Award: Lionel Messi was declared as the Player of the tournament and awarded
Golden Ball.
2. Golden Boot Award: James Rodriguez of Colombia wins the Golden Boot award for
finishing top scorer at the 2014
World Cup in Brazil. He scores 6 goals in the tournament.
3. Golden Glove Award: Manuel Neuer (Germany) wins Golden Glove at 2014 World Cup.
Hat Rick Goal: Thomas Muller (Germany) score first hattrick and Xherdan Shaqiri
(Switzerland) claim second
hattrick of the tournament.

Note: i. Mario Gtze kicks in second half of extra time to help Germany to win the final by 1 0
against Argentina.
ii. Germany won their fourth World Cup after a 24 year (1954, 1974 and 1990) wait.
iii. Netherland stood 3rd and Brazil stood 4th in the tournament.
iv. Brazuca is the name of the new ball unveiled in the 2014 FIFA World Cup
FIFA rankings:
1. Germany 2. Argentina 3. Netherland 4. Colombia 5. Belgium
6. Uruguay 7. Brazil 8. Spain
FIFA (Football) World Cup venue: - RQ
1. 2018 : Russia
2. 2022: Qatar
Tennis:
Wimbledon 2014:
1. Mens Title: Novak Djokovic defeated Roger Federer to win his second Men's Wimbledon title and
seventh career
Grand Slam.
2. Womens Title: Petro Kvitova defeated Eugenie Bouchard to win Wimbledon title
French Open 2014:
1. Mens Title: Rafael Nadal clinches record ninth French Open title. He defeated Novak Djokovic in the
final.
Note: Rafal Nadal now won 14 Grand Slam singles titles till now.
2. Womens Title: Maria Sharapova defeat Simona Halep to win French Open Title second time.
Note: Maria Sharapova now won 5th Grand Slam title.
Australian Open 2014:
1. Mens Single: Switzerland's Stanislas Wawrinka claimed his first Grand Slam title by defeating Rafael
Nadal
2. Womens Single: Li Na (China) defeat Dominika Cibulkova. Li Na becomes first Chinese woman to
clinch title.
3. Womens Doubles: Errani and Roberta Vinci beat Russia's Ekaterina Makarova and Elena Vesnina
Hockey World Cup 2014:
1. Mens Title: Australia defeated Netherland in the final.
Note: Australia won the title for the second time,
2. Womens Title: Netherland defeated Australia in the final.
Note: Netherland won the title for the seventh time,
Note: Indian men's hockey team rank 9th in latest word hockey rankings.
Hockey World Cup 2018 Venue:
1. Mens Hockey World Cup India
2. Womens Hockey World Cup - England
ICC World Cup Cricket Venue:
ODI: (One day International):
1. Australia & New Zealand: 2015.
2. England - 2019
3. India - 2023
T20:
1. Bangladesh -2014. Sri Lanka defeat India to win the maiden title.
2. India -2016.
3. Australia - 2020.
Test:
1. England 2017 (for first time).

2. India - 2021.
U-19 World Cup
1. UAE 2014 - . South Africa defeated Pakistan to win the maiden title.
2. Bangladesh 2016
3. New Zealand 2018
4. South Africa 2020
5. West Indies - 2022
Note: ICC Womens World Cup 2013 - Australia defeated West Indies at Brabourne Stadium in Mumbai.
Commonwealth Games venues:
1. 2014 Glasgow (Scotland).
2. 2018 Gold Coast (Australia).
Olympics Games venues:
1. 2014 winter: Sochi (Russia) Russia tops in the medal tally in 2014 winter Olympic games.
2. 2016 Summer: Rio de Janeiro (Brazil)
3. 2018 winter: Pyeongchang (South Korea)s
4. 2020 summer: Tokyo (Japan)
Asian Games venue:
1. 2014: Incheon (South Korea) (Note: 2010 Asain Games held in Guangzhou, China).

OTHERS SPORTS NEWS:


1. Jo Wilfried Tsonga won the Rogers Cup, beating secondseeded
Roger Federer in the final. The 13th seeded Frenchman
won his first ATP Tour title of the season and 11th overall.
2. South African all rounder cricketer Jacques Kallis, announced
his retirement from all formats of international cricket.
3. German Sabine Lisicki created a record of fastest serve at 131
miles per in the womens tennis.
4. Miihier Singh, who won the Mr India title this year, will
represent the country in the 48th Asian Bodybuilding and
Physique Sports Championship.
5. Leonardo Mayer defeat David Federer to win maiden ATP title
6. Hero MotoCorp named title sponsor of ISL. Indian Super
League the first of its kind franchise based football league
in the country.
7. Philipp Lahm, the captain of Germanys football team
announced his retirement from international game .
8. Italys Vincenzo Nibali wins 101st edition of Tour de France
9. English all rounder Moeen Ali has been banned from wearing
Save Gaza and Free Palestine wristbands till the remainder
of the third Test match against India in Southampton
10. South African Tim Clark clinched his second PGA Tour title .
11. Ex Indian cricketer Rahul Dravid elected as member of
Laureus World Sports Academy
12. Irishman Rory McIlroy won the British Golf Open Championship 2014
13. Former Sri Lanka Skipper Mahela Jayawardene has announced his retirement from Test
Cricket

14. Durand Cup football tournament 2014: The third oldest football tournament in the world,
Durand Cup, will be
held in Goa between October 28 and November 9 this year.
1. 2nd Summer Youth Olympics Games held in Nanjing, China
2. Weightlifter Ragala Venkat Rahul bagged India's first medal of the second Youth Olympic Games in
Nanjing, China.
3. Hockey India inducts Madhya Pradesh as new 23rd Associate Member.
Note: i. Prior to being the associate member of Hockey India, Hockey Madhya Pradesh was known as
Madhya Pradesh
Hockey Association
ii. Hockey India currently has 25 permanent, 23 associate, 2 members through State Olympic
Associations, 6 Academy
members and 1 Hoc-Key Member.
iii. Nitin Dhimole is the President and Lok Bahadur is the General Secretary of the Hockey Madhya
Pradesh.
4. Kush Kumar became first Indian player to reach semi final of World Junior Squash Championship.
5. Ravichandran Ashwin nominated for 2014 Arjuna Award
6. Roger Federer Wins Milestone 300th Masters Match: Roger Federer became the first man to win 300
matches at the
ATP Masters 1000 level, beating Vasek Pospisil in Cincinnati.
7. Real Madrid won UEFA Football Super Cup in Cardiff
8. Paragliding World Cup Association selected Himachal Pradesh as a venue to host the 2015 paragliding World Cup.
Note: This will be the first para-gliding World Cup to be hosted in India. The tournament will be
organised under the aegis
of Para-gliding World Cup Association, France.
9. Jammu and Kashmir to host Football Federation Cup in August 2015
10. Dutch teenager Max Verstappen to become youngest Formula One driver
11. Indias Ravichandran Ashwin was ranked number one Test all-rounder in ICC Test team rankings
12. Jo-Wilfried Tsonga won the Rogers Cup, beating second-seeded Roger Federer in the final. The
13th-seeded Frenchman
won his first ATP Tour title of the season and 11th overall.
13. South African all-rounder cricketer Jacques Kallis, announced his retirement from all formats of
international cricket.
14. German Sabine Lisicki created a record of fastest serve at 131 miles per in the womens tennis.
15. Miihier Singh, who won the Mr India title this year, will represent the country in the 48th Asian
Bodybuilding and
Physique Sports Championship.
16. Leonardo Mayer defeat David Federer to win maiden ATP title
17. Hero MotoCorp named title sponsor of ISL. Indian Super League -- the first-of-its-kind franchisebased football league IN the country.
18. Philipp Lahm, the captain of Germanys football team announced his retirement from international
game .
19. Italys Vincenzo Nibali wins 101st edition of Tour de France.

SUMMITS

BRICS (Brazil, Russia, India, China and South Africa) Summits


4th BRICS Summit 2012 New Delhi, India
5th BRICS Summit 2013 Durban, South Africa
G-8 Annual Summits Group of Eight (G8) Countries France, Germany, Italy, Japan, United
Kingdom, United States of America, Canada, Russia.
37th G8 Meeting 2011 Deauville, France
38th G8 Meeting 2012 David camp, USA
39th G8 Summit 2013 County Fermanagh, UK
40th G8 Summit 2014 Russia
G-20 Summits
7th G 20 Meeting 2012 Los Cabos, Mexico
8th G 20 Meeting 2013 Saint Petersburg, Russia
9th G 20 Meeting 2014 Brisbane, Australia
SAARC Summits SAARC South Asian Association for Regional Cooperation
17th SAARC Summit 2011 Addu, Maldives
18th SAARC Summit 2013 Kathmandu,Nepal
ASEAN Summits ASEAN Association of South East Asian Nation
19th ASEAN Summit 2011 (November) Bali, Indonesia
20th ASEAN Summit 2012 (April) Phnom penh, Cambodia
21th ASEAN Summit 2012 (November) Phnom penh, Cambodia
ASEAN-India Summit
9th ASEAN-India Summit 2011 Bali, Indonesia
10th ASEAN-India Summit 2012 Phnom penh, Cambodia
East Asia Summit (EAS) EAS meetings are held after annual ASEAN leaders meetings.
6th East Asia Summit 2011 Bali, Indonesia
7th East Asia Summit 2012 Phnom penh, Cambodia
IBSA Summits IBSA Dialogue Forum - India, Brazil, South Africa.
5th IBSA Summit 2011 Pretoria, South Africa
6th IBSA Summit 2013 India
APEC Summits APEC Asia Pacific Economic Cooperation
23rd APEC summit 2011 Honolulu, USA
24th APEC Summit 2012 Vladivostok,Rus sia
25th APEC Summit 2013 Medan/Jakarta, Indonesia
26th APEC Summit 2014 China
27th APEC Summit 2015 Philippines
28th APEC Summit 2016 Lima, Peru
OPEC Seminars OPEC Organization of Petroleum Exporting Countries
4th OPEC International Seminar 2009 Vienna, Austria
5th OPEC International Seminar 2012 Vienna, Austria
NAM Summits NAM Non-aligned Movement
16th NAM Summit 2012 Tehran, Iran
17th NAM Summit 2015 Caracas,Venezue la

SCO Meetings SCO Shanghai Cooperation Organization


SCO Meeting 2011 Astana, Kazakhstan
SCO Meeting 2012 Beijing, China
SCO Meeting 2013 Kyrgyzstan
NATO (North Atlantic treaty organization) international conference on Afghanistan will be held
in Chicago (USA)
Asian Development Bank (ADB) Annual Meetings Annual meeting of the board of governors of
the Asian Development Bank (ADB) held every year.
ADB Annual Meeting 2012 Manila, Philippines
ADB Annual Meeting 2013 New Delhi, India
WTO Ministerial Conferences
8th WTO Ministerial Conferences 2011 Geneva, Switzerland
9th WTO Ministerial Conferences 2013 (Expected) -Bali, Indonesia
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IMPORTANT SUMMITS HELD ON 2012-13
BRICS (Brazil, Russia, India, China and South Africa) Summits
4th BRICS Summit 2012 New Delhi, India
5th BRICS Summit 2013 Durban, South Africa
G-8 Annual Summits Group of Eight (G8) Countries France, Germany, Italy, Japan, United
Kingdom, United States of America, Canada, Russia.
37th G8 Meeting 2011 Deauville, France
38th G8 Meeting 2012 David camp, USA
39th G8 Summit 2013 County Fermanagh, UK
40th G8 Summit 2014 Russia
G-20 Summits
7th G 20 Meeting 2012 Los Cabos, Mexico
8th G 20 Meeting 2013 Saint Petersburg, Russia
9th G 20 Meeting 2014 Brisbane, Australia
SAARC Summits SAARC South Asian Association for Regional Cooperation
17th SAARC Summit 2011 Addu, Maldives
18th SAARC Summit 2013 Kathmandu,Nepal
ASEAN Summits ASEAN Association of South East Asian Nation
19th ASEAN Summit 2011 (November) Bali, Indonesia
20th ASEAN Summit 2012 (April) Phnom penh, Cambodia
21th ASEAN Summit 2012 (November) Phnom penh, Cambodia
ASEAN-India Summit
9th ASEAN-India Summit 2011 Bali, Indonesia
10th ASEAN-India Summit 2012 Phnom penh, Cambodia
East Asia Summit (EAS) EAS meetings are held after annual ASEAN leaders meetings.
6th East Asia Summit 2011 Bali, Indonesia
7th East Asia Summit 2012 Phnom penh, Cambodia

IBSA Summits IBSA Dialogue Forum - India, Brazil, South Africa.


5th IBSA Summit 2011 Pretoria, South Africa
6th IBSA Summit 2013 India
APEC Summits APEC Asia Pacific Economic Cooperation
23rd APEC summit 2011 Honolulu, USA
24th APEC Summit 2012 Vladivostok,Rus sia
25th APEC Summit 2013 Medan/Jakarta, Indonesia
26th APEC Summit 2014 China
27th APEC Summit 2015 Philippines
28th APEC Summit 2016 Lima, Peru
OPEC Seminars OPEC Organization of Petroleum Exporting Countries
4th OPEC International Seminar 2009 Vienna, Austria
5th OPEC International Seminar 2012 Vienna, Austria
NAM Summits NAM Non-aligned Movement
16th NAM Summit 2012 Tehran, Iran
17th NAM Summit 2015 Caracas,Venezue la
SCO Meetings SCO Shanghai Cooperation Organization
SCO Meeting 2011 Astana, Kazakhstan
SCO Meeting 2012 Beijing, China
SCO Meeting 2013 Kyrgyzstan
NATO (North Atlantic treaty organization) international conference on Afghanistan will be held
in Chicago (USA)
Asian Development Bank (ADB) Annual Meetings Annual meeting of the board of governors of
the Asian Development Bank (ADB) held every year.
ADB Annual Meeting 2012 Manila, Philippines
ADB Annual Meeting 2013 New Delhi, India
WTO Ministerial Conferences
8th WTO Ministerial Conferences 2011 Geneva, Switzerland
9th WTO Ministerial Conferences 2013 (Expected) -Bali, Indonesia

G 20 Summit:
G20 meeting (2014) of Finance ministers and central bank governors held in
Sydney (Australia).
G20 Leaders Summit (2014) will be held in Brisbane, Queensland (Australia, in
November 2014.
NATO Summit
NATO Summit 2014 will be held in Britain. (Britain last hosted the summit in
1990, when Margret Thatcher was Prime Minister).
G 8 Summit:

39th Summit 2013: United Kingdom. (Northern Ireland)


Note:
The 40th G8 summit was due to be held in Russia in 2014. The meeting was
planned for 45 June 2014 at the Black Sea resort
of Sochi. However, the other seven countries decided on 24 March that a summit
would be held without Russia,
in Brussels, Belgium.
G7 countries refuse to attend planned G8 summit in Russia.
G8 Countries: Canada, France, Germany, Italy, Japan, Russia, Britain and the
US
SAARC Summit:
3rd SAARC ministerial meet on poverty alleviation 2013 Kathmandu (Nepal)
18th SAARC Summit 2013 Kathmandu (proposed)
Nuclear security summit
2nd Summit 2012 Seoul (South Korea),
3rd Summit 2014(Next) : Netherland
4th Summit 2016: United States
BIMSTEC Summit
3rd BIMSTEC summit 2014: Nay Pyi Taw (Myanmar)
4th BIMSTEC summit will be held in Nepal.
Note: BIMSTEC (Bay of Bangal Initiative for Multisectoral Technical and
Economic Cooperation)
BIMSTEC includes 7 countries: Bangladesh, India, Myanmar, Sri Lanka,
Thailand, Bhutan and Nepal and aims to create
cooperation in multiple sectors including trade, investment and energy.
NAM Summit:
16th Summit 2013: Tehran, Iran
17th Summit2015 Caracas (Venezuela)
Note: Two nations, namely Azerbaijan Republic and Fiji, were accepted as the
new members of the organization.
New Member
1. United Nation South Sudan new member country . Total 193 members
2. WTO Tajikistan new member country. Total 159 members.
3. World Bank & IMF South Sudan new member country. Total 188 members
4. European Union Croatia new member country. Total 28
1. World Economic Forum 2014: held in Abuja (Nigeria). Bharti Enterprises
founder and Chairman Sunil Bharti Mittal co chair this
years edition of the World Economic Forum on Africa.

2. India, Sri Lanka and Maldives held National Security Advisorlevel meeting on
maritime security cooperation in New Delhi.
3. World Telecommunications Development Conference held in Dubai.
4. The Green Economy Summit held in Dubai.
5. Arab Summit 2014: Kuwait host the Arab summit for the first time
6. International Petroleum Conference 2014 (PETROTECH2014) held in New
Delhi from 12th 15th January 2014.
7. The 9th WTO Ministerial Conference was concluded on 6 December 2013 at
Bali, Indonesia.
8. 12th Pravasi Bharatiya Divas 2014 held in New Delhi. This year's theme is
"Engaging Diaspora: Connecting Across Generations" Datuk Seri G Palanival is
the Chief Guest of 12th Pravasi Bharatiya Divas
9. The 8th Asia Gas Partnership Summit (AGPS) was held at New Delhi, India.
The 8th AGPS was organized by GAIL (India) Limited
and Federation of Indian Chambers of Commerce and Industry (FICCI).
MOUsDeal between India & Other Countries
1. India has committed 8.5 billion rupees to Bhutan for Small Development
Project for the countrys the 11th Five Year Plan.
2. Iran and Japan signed a Memorandum of Understanding (MoU) for bilateral
cooperation on environmental issues in Tokyo.
3. India, Azerbaijan: to explore opportunities in energy sector
4. India and Canada have signed three MoUs for cooperation in health sector,
audio visual co production and skill development.
5. India, Poland agree to form Joint Working Group for cooperation in films
sector.
6. India and Fiji have signed a Double Taxation Avoidance Agreement, DTAA
for the avoidance of double taxation and for the
prevention of fiscal evasion with respect to taxes on income.
7. India and Saudi Arabia have decided to enhance their bilateral trade and
economic co operation over next 5 years.
8. India and Bhutan have signed an agreement on development of hydropower
projects.
9. India and Germany could sign an agreement for 1 billion for Greenfield
projects
10. India and Pakistan signed MoU on electricity trade: India has expressed its
intent to export electricity to the tune of 500 MW

to Pakistan immediately if infrastructure for transmission of power is made


available.
11. India and Maldives ink several pacts and have agreed to
jointly patrol and conduct surveillance to strengthen maritime
security in the Indian Ocean Region.
12. India has signed a Rs 4,000 crore deal with the US for
procuring six more C 130J Super Hercules Special Operations
aircraft for the Indian Air Force.
13. Election Commission signs MoU with Yemen. India has offered its expertise
to Yemen in election management and electoral
roll preparations.
14. India and Macedonia have signed a new double taxation avoidance
agreement (DTAA) that provides for among other things
exchange of banking information for tax administration purposes.
As per the new agreement, dividend, interest and royalty will be taxed in the
source country and the rate of taxation will not
exceed 10 percent.
Scheme & Plan Launched by Union & State Government:
1. Mahatma Gandhi Pravasi Suraksha Yojana (MGPSY) was launched in the UAE.
A leading Indian financial and health care service
player has tied up with the UAE Exchange to offer Mahatma Gandhi Pravasi
Suraksha Yojana Scheme in the Gulf country.
About Mahatma Gandhi Pravasi Suraksha Yojana (MGPSY)
i. Mahatma Gandhi Pravasi Suraksha Yojana (MGPSY) Scheme is a pension and
life insurance scheme and is recognised by the
Indian government.
ii. Mahatma Gandhi Pravasi Suraksha Yojana (MGPSY) is a special social security
scheme for overseas Indian workers on
temporary work permit in 17 Emigration Check Required (ECR) countries.
2. Govt. launch Maulana Azad Sehat Scheme' scheme for minority students.
Under this scheme, students in the age group of 5 14
years will be provided with a health card which will entitle them to free check ups
twice a year at the place where they are
studying.
3. North Delhi Municipal Corporation (NDMC) launched a new health scheme Stri
Swasthya Suraksha Yojna for women on 6 March

2014.
4. Uttar Pradesh government launched Samajwadi pension scheme on 28 January
2014. The scheme will benefit over 40 lakh
families. Under the scheme pension from 500 rupees to 700 rupees will be given to
beneficiaries.
5. Tamil Nadu launches free CFL bulb scheme: Under the scheme state Govt
will provide free compact fluorescent light bulbs to
over 14 lakh hut dwellers in the State, an energy saving measure aimed at saving
40 MW of power.
6. Centre launches e inclusion project to spread e literacy. The project is an
initiative to make at least one individual in every
household e literate, under the project, economically weaker sections of the
society including rural SC, ST and women will
receive IT training.
7. Project Uddan: The project, an initiative of the Prime Minister, the National
Skills Development Corporation and the Ministry of
Home Affairs and industry, was started with the aim of providing skills to 40,000
youth over a period of five years.
8. The Cabinet Committee on Economic Affairs (CCEA) approved implementation
of various schemes related to agriculture,
including continuation of Rashtriya Krishi Vikas Yojana (RKVY), in the 12th Plan
with a combined outlay of over Rs 80,000 crore.
Note: The RKVY is a State plan scheme that provides 'considerable flexibility' and
autonomy to states in planning and executing
programmes for incentivising investment in agriculture and allied sectors.
9. Rani Laxmi Bai Pension Scheme: 'special pension' to Muzaffarnagar riot
victims by U.P. Govt. The pension, which would be
anywhere between Rs 400 and Rs 500, would be given under this scheme.
10. Bhagat Puran Singh Sehat Beema Yojna (BPSSBY) Health care scheme for
BPL families launched in Punjab
11. 'Roshini' Scheme: Centre launched skill development and job placement
scheme 'Roshini' for rural youth and women in maoist
affected 24 districts in 9 states.
12. Rajiv Gandhi Jeevandayee Arogya Yojana (health insurance scheme) was
launched in Maharashtra.
13. The Vikram Udyogpuri (Delhi Mumbai Industrial Corridor) project
launched in Madhya Pradesh.
14. Golden Girl (Bangaru Talli) Scheme: A unique scheme, launched in Andhra
Pradesh, to protect girl child and ensure her
education.

15. Anna Bhagya programme launched in Karnataka. The programme entitles


distribution of 30 kg rice at one rupee per Kg to
over 98 lakh BPL and Antyodaya card holders in the state.
FILMS AWARDS
Padma Awards 2014:
Padma Vibhushan
1. Dr Raghunath A Mashelkar: Science and Engineering, Maharashtra
2. B K S Iyengar: Yoga, Maharashtra
Padma Bhushan
Gulam Mohammed Sheikh, ArtPainting, Gujarat
Begum Parveen Sultana, ArtClassical Singing, Maharashtra
T.H. Vinayakram, ArtGhatam Artist, Tamil Nadu
Kamal Haasan, ArtCinema, Tamil Nadu
Justice Dalveer Bhandari, Public Affairs, Delhi
Ruskin Bond, Literature and Education, Uttarakhand
Pullela Gopichand, SportsBadminton, Andhra Pradesh
Leander Paes, SportsTennis, Maharashtra
Prof Lloyd I Rudolph, Literature and Education, USA
Padma Shri
Mohammad Ali Baig, ArtTheatre, Andhra Pradesh
Nayana Apte Joshi, Art, Maharashtra
Vidya Balan, ArtCinema, Maharashtra
Anjum Chopra, SportsCricket, Delhi
Sunil Dabas, SportsKabbadi, Haryana
Love Raj Singh Dharmshaktu, SportsMountaineering, Delhi
Dipika Rebecca Pallikal, SportsSquash, Tamil Nadu
H Boniface Prabhu, SportsWheelchair Tennis, Karnataka
Yuvraj Singh, SportsCricket, Haryana
Mamta Sodha SportsMountaineering, Haryana
Oscar Award 2014:
Best Film 12 Years a Slave Directed by Steve McQueen
Best Actor Matthew McConaughey for: Dallas Buyers Club
Best Actress Cate Blanchett for: Blue Jasmine
Best Director Alfonso Cuarn for Gravity
Best Actor in a Supporting Role Jared Leto for: Dallas Buyers Club
Best Actress in a Supporting Role Lupita Nyong'o for 12 Years a Slave
Best Foreign Language Film The Great Beauty (Italy)
Note: "Gravity" pulled in 7 Oscars, including best director, at the 86th Academy Awards
on March 2, 2014.
61st National Film Awards:
Best Film: 'Ship of Theseus' Director Anand Gandhi

Best Actor: Rajkumar Rao for 'Shahid' and Suraj Venjaramudu and Venajaramoodu for
Malayalam movie 'Perariyathavar'
Best Actress: Geetanjali Thapa for Liars Dice
Best Director Award: Pranjal Dua for 'Chidiya Ud' (Hindi)
Best Popular Film providing Wholesome Entertainment: 'Bhaag Milkha Bhaag'
Best Film on Social Issues: 'Tojia Dharm Kauncha'
Best Non Feature Film: 'Rangbhoomi'
Best Supporting Actor: Saurabh Shukla, 'Jolly LLB'
Note: 'Cinema Ka Cinema' got the Best Book on Cinema, while the Best
Film Critic award went to Alka Sahania
Director of Film 'Shahid' Hansal Mehta
Director of Film 'Jolly LLB' Subhash Kapoor
Director of Film Liars Dice Geetu Mohandas
The IIFA 2014 Awards Winners List
Best Actor (Male): Farhan Akhtar for Bhaag Milka Bhaag
Best Actress (Female): Deepika Padukone for Chennai Express
Lifetime Achievement Award 2014: Shatrughan Sinha
Best Entertainer of the Year: Deepika Padukone
Best Film: Bhaag Milka Bhaag
Best Director: Rakeysh Om Mehra for Bhaag Milkha Bhaag.
Best Debutant Award map: Dhanush for Raanjhanaa
Best Story Award: Prashoon Joshi for Bhaag Milkha Bhaag
Best Lyric Writer: Mithoon for Tum Hi Ho from Aashiqui 2
Best Male Playback Singer Award: Arijit Singh for Tum Hi Ho
from Aashiqui 2
Best Female Playback Singer Award: Shreya Goshal for Sun Raha Hai Na
Tu from Aashiqui 2
John Travolta honoured the Most Popular All Time International Star in
India at IIFA awards
59th Filmfare Awards 2014:
1. Best Actress: Deepika Padukone Goliyon Ki Rasleela RamLeela
2. Best Actor: Farhan Akhtar Bhaag Milkha Bhaag
3. Best Film : Bhaag Milkha Bhaag
4. Best Director: Rakeysh Omprakash Mehra Bhaag Milkha Bhaag
5. Best Lyrics: Prasoon Joshi Zinda (Bhaag Milkha Bhaag)
6. Best Debut (Director): Ritesh Batra The Lunchbox
7. Best Debut (Male): Dhanush Raanjhanaa
8. Best Debut (Female): Vaani Kapoor Shuddh Desi Romance
9. Best Story: Subhash Kapoor Jolly LLB
10. Best Actor in a Supporting Role: Nawazuddin Siddiqui The Lunchbox
11. Best Actress in a Suporting Role: Supriya Pathak RamLeela
12. Lifetime Achievement Award: Tanuja
Sports News

Australian Open 2014:


1. Mens Single: Switzerland's Stanislas Wawrinka claimed his first Grand Slam title by
defeating Rafael Nadal
2. Womens Single: Li Na (China) defeat Dominika Cibulkova. Li Na becomes first Chinese
woman to clinch title.
3. Womens Doubles: Errani and Roberta Vinci beat Russia's Ekaterina Makarova and Elena
Vesnina
Madrid Title 2014: Rafael Nadal defeat Kei Nishikori in the final to win the title.
Monte Carlo Masters Tennis 2014: Stanislas Wawrinka beat Roger Federer.
Miami (Sony)Open 2014:
1. Mens Single: Novak Djokovic dominates Rafael Nadal to win fourth Miami title.
2. Womens Single: Serena Williams beat Li Na to win seventh Miami Title
Note: Manila will host the first leg of the newly launched International Premier Tennis
League
List of Top 5 Countries Medal Standings of Sochi (Russia) 2014 Winter Olympics:
Rank Country Gold Silver Bronze Total
1 Russian Fed. 13 11 9 33
2 Norway 11 5 10 26
3 Canada 10 10 5 25
4 United States 9 7 12 28
5 Netherlands 8 7 9 24
Note: Fifteen year old Russian skater Yulia Lipnitskaya has become the youngest athlete in
the world to win a Gold medal at
the Winter Olympics
ICC World Cup Cricket Venue:
ODI: (One day International):
1. Australia & New Zealand: 2015 Cricket World Cup.
2. England will host 2019 Cricket World Cup.
3. India will host 2023World Cup for the fourth time.
T20:
1. Bangladesh host the: World T20 Cup 2014. (For Men & women)
2. India will host the: World T20 Cup 2016. (For Men & women)
3. Australia to host World T20 in 2020. (For Men & women)
4. West Indies to host Women's World T20 in 2018 and Under 19 Cricket World Cup in 2022.
Note: ICC Womens World Cup 2013 Australia defeated West Indies at Brabourne Stadium in
Mumbai.
The 2013 World Twenty20 Qualifier are scheduled to be played in November 2013 in the United
Arab Emirates.
Test:
1. England to host Cricket World Test Champions in 2017 (for first time).
2. India will host World Test Championship in 2021.
Note: ICC U 19 World Cup 2014 held in UAE. South Africa won the title.
FIFA (Football) World CUP hosts:
1. 2014: Brazil (Mascot: Smiling Armadillo to be the official Mascot

of 2014 FIFA World Cup Brazil).


2. 2018 : Russia
3. 2022: Qatar
FIFA ranking: 2014
1. Spain
2. Germany
3. Portugal
4. Brazil
India drop two places to 147 in Fifa ranking.
Olympics Games host cities:
1. 2014 winter: Sochi (Russia)
2. 2016 Summer: Rio de Janeiro (Brazil)
3. 2018 winter: Pyeongchang (South Korea)
4. 2020 summer: Tokyo (Japan)
Asian Games host cities:
1. 2014: Incheon (South Korea) (Note: 2010 Asain Games held in
Guangzhou, China).
Note: Vietnam (Hanoi) decided not to host the 2019 Asian Games
for financial reasons, and was exploring procedures to withdraw
from staging the region's largest sporting event.
ICC Rankings For Tests, ODIs and Twenty20
Test ODI Twenty20
Australia Australia India
South Africa India Sri Lanka
England Sri Lanka Pakistan
Pakistan England South Africa
India South Africa Australia
1. Mens T20 World Cup 2014: Sri Lanka defeat India to win the maiden title.
2. Womens World T20 2014: Australia defeat England in the final to win the title for the third
time in a row.
3. Asia Cup Title 2014: Sri Lanka defeat Pakistan to win the title.
Note: It is their fifth Asia Cup success, equaling the record of India.
4. ICC U 19 World Cup 2014: South Africa beats Pakistan to lift the title.
5. Ranji Trophy 2014. Karnataka beat Maharashtra to lift the title. Karnataka have won the
trophy for seventh time.
6. Irani Trophy 2014: Karnataka won by defeating Rest of India.
7. India claim U 19 Asia Cup title by defeating Pakistan in final
8. Vijay Hazare Trophy 2014: Karnataka won the title by defeating Railways
9. Grant Flower named as Pakistan batting coach.
10. 68th Santosh Trophy : Mizoram defeat Railways to win the title.
Note: This is the maiden Santosh Trophy for Mizoram also this was the first appearance for them
in the final match.
11. Pankaj Advani won CCI Biliards title. He defeated two time world runner up Dhruv
Sitwala
12. National Women's Football champions 2014: Manipur defeated Orissa in the final.
13. Deodhar Trophy 2014: West Zone lifted the trophy after defeating North Zone in the final

14. Malaysian Grand Prix 2014: Britain's Lewis Hamilton won the title.
15. Syed Mushtaq Ali T20 trophy: Baroda beat Uttar Pradesh to win the trophy.
16. World Snooker title 2014: Mark Selby of England won maiden title.
17. Virat Kohli is number 1 ODI batsman in latest ICC rankings
18. Saeed Ajmal top bowlers in ODI ranking. He is followed by Dale Steyn and Sunil Narin
while Ravindra Jadeja is at fourth.
19. Waqar Younis appointed as new Pakistan coach.
20. Martin Kilzan won the Munich ATP tournament to claim second title of his career. In the
final match, he defeated Fabio Fognini
21. Chitra Magimairaj Wins World Women's Senior snooker title
22. The Indo Zimbabwean tennis pair of Sania Mirza and Cara Black has won the WTA
Portugal Open women's doubles title.
23. Kamal Chawla has settled for a bronze medal in the Asian
Snooker Championship being held in the United Arab Emirates.
24. Punjab won Junior National Hockey Title 2014 by defeating Odisha
in the final.
25. Novak Djokovic won Indian Wells final by defeating Roger Federer.
26. India's Heena Sidhu clinched World's No. 1 spot in 10 mts air pistol
event.
27. George Bailey lead Kings XI Punjab in the seventh edition of the Indian Premier League
28. Australian all rounder Shane Watson will captain Rajasthan Royals in the Indian Premier
League (IPL).
29. Sunil Gavaskar appoints (HDFC chairman) Deepak Parekh as his special advisor for 7th
edition of IPL
30. US sprint star Tyson Gay has received a one year doping ban from the US Anti Doping
Association.
31. Triple jumper Renjith Maheswary, who has been stopped from receiving Arjuna Award
under controversial circumstances on
charges of dope violation last year, has again been recommended by the Athletics Federation of
India (AFI) for the coveted
honour this year.
32. Darren Sammy retires from test cricket but remains T20 captain.
33. Ronnie OSullivan named as Snookers Player of the Year.
34. Lasith Malinga, new captain of Sri Lanka T20 team
35. New Zealand's Kiwi Kathy Cross became the first woman to be inducted in an ICC umpires'
panel
36. Dipika Pallikal ranked No 10 in Womens Squash Association (WSA) rankings
37. Saina Nehwal won Syed Modi International India Grand Prix Gold badminton crown by
defeating PV Sindhu in Lucknow.
38. BCCI recommends Ravichandran Ashwin ( Off spinner) for Arjuna Award.
39. Anirban Lahiri won Indonesian Masters golf title.
40. Grand Master Adhiban won silver medal at the Asian Continental Chess Championship
41. Delhi Waveriders beat Jaypee Punjab Warriors to lifts 2nd edition of Hockey India League
cup.
42. Rafael Nadal remains top of the mens ATP tennis rankings.
43. Serena Williams (USA) remains top of the WTA tennis rankings

44. Chennai to host World Bridge Championships next year .


45. Shaik Abdul Hameed of India won the 2014 Thailand Tour title of Asian Bowling Federation
(ABF).
46. Chain Singh and Heena Sidhu claimed gold medals in the seventh Asian Air Gun
Championship in Kuwait
47. Swimmer Supriya Mondal has qualified for the 2014 Youth Olympics by winning a gold
medal in the 200m butterfly event at
the Dubai International Aquatic Championships in Hamdan.
48. Manavjit Singh Sandhu, the Indian veteran trap shooter jumped to the third spot in the world
rankings.
49. Pooja Ghatkar clinches gold in womens air rifle in the seventh Asian air gun championship
50. Former Australia test batsman Marcus North retires.
51. Spain's Real Madrid retained the title of the world's richest soccer club
52. Netherlands beat New Zealand to win maiden Hero Hockey World League title
53. Jimmy Walker of the US won the Sony Open golf tournament held in Hawaii
54. Veteran Indian shuttler Arvind Bhat lifts German Open title
55. Aditya Joshi is world No.1 junior shuttler.
56. Serena Williams beat Victoria Azarenka to win Brisbane International Title.
57. ATP Open Tennis tournament held in Chennai.
58. Jacques Kallis overtakes Rahul Dravid to become 3rd highest Test run getter
59. Dubai tennis championship: Roger Federer defeat defeating Tomas Berdych .
60. Graeme Smith, the South African cricket team Captain announced retirement from
international cricket.
61. South Africa's legendary all rounder Jacques Kallis announced retirement from Test cricket.
62. Veteran Sri Lankan batsman Mahela Jayawardene has become the sixth highest run scorer
in the history of Test cricket
63. Kumar Sangakkara, the cricketer of Sri Lankan national team became the second person in
the history of Cricket to score a
triple century and a century in the same test match, he joined Graham Gooch, the former skipper
of England team.
64. Veteran Indian player Joshna Chinappa lifted her maiden WSA World Tour title with the
Winnipeg Winter Club Open trophy
after beating Egypt's Heba El Torky .
65. Vernon Philander of South Africa topped Test bowler ranking of ICC
66. England's spinner Graeme Swann announced retirement from International Cricket.
67. Zaheer khan became the fourth Indian bowler to claim 300 wickets in Test cricket. Jacques
Kallis was his 300th wicket in
international test cricket. Bowlers of India, who has taken 300 wickets namely Kapil Dev (434
wickets), Anil Kumble (619
wickets) and Harbhajan Singh (413 wickets).
68. India defeat Pakistan to lift Kabaddi World Cup 2013 title. Defending champion India
retained the title fourth consecutive term
69. India win Women's Kabaddi World Cup 2013 for the third time in a row, defeating
debutant New Zealand 49 21 in the summit
clash played at Guru Gobind Singh sports complex in Jalandhar (Pinjab).
70. Junior Hockey World Cup 2013: Germany beat France, register record sixth world title.

71. Rising Test batsman Cheteshwar Pujara has bagged the 'Emerging Cricketer of the Year'
2013 trophy .
72. The International Cricket Council (ICC) has suspended West Indies offspinner Shane
Shillingford from bowling in international
matches because of illegal action.
73. Andy Murray crowned BBC 'Sports Personality of the year'2013.
74. Ethiopian Runner Atsedu Tsegay won Delhi Half Marathon 2013.
75. Australia beat England to seal 5 0 Ashes title
76. Hockey World League Final kicked off in New Delhi
77. 75th Senior National Table Tennis Cship held in Patna
78. The first high altitude cricket stadium in South India, inaugurated at Krishnagiri in Wynad
district of Kerala.
79. World and European champions Spain top the final FIFA world rankings of the year for the
sixth time in a row.
80. Mahesh Mangaonkar became the first Indian squash player to win the IMET Open by
defeating Greg Lobban, in the Slovakian
capital of Bratislava.
81. John Isner beat Lu Yen hsun of Taiwan to win Auckland title

News related to RBI:


1. Reserve Bank of India reduced free usage of other bank automated teller machines (ATMs) to 3 per
month from
5: Frequent withdrawal of money from ATMs will become expensive from November, with the RBI
imposing a limit of 3
transactions per month from ATMs of other banks and 5 from the same bank in six metropolitan cities.
Note: A customer will be required to pay a fee of up to Rs 20 for using Automated Teller Machines
(ATMs) beyond the
permitted numbers of transactions in Delhi, Mumbai, Chennai, Bangalore, Kolkata and Hyderabad.
2. RBI issues guidelines for NBFCs on lending against shares.
Note: According to the guidelines applicable to NBFCs with asset size of Rs. 100 crore and above, the
NBFCs have
to maintain a loan-to-value (of shares pledged) of 50 per cent and accept only Group 1 securities as
collateral for
loans of a value more than Rs. 5 lakh.
3. RBI projects 5.5 % GDP growth during current fiscal.
4. RBI has notified the increase in deposit money under Public
Provident Fund, PPF to 1.5 lakh rupees from 1 lakh rupees.
5. The Reserve Bank of India (RBI) issued draft guidelines for
implementation of Bharat Bill Payment System (BPPS),
an 'anytime anywhere' bill payment system:
The G. Padmanabhan Committee was formed by RBI to study
the Feasibility of Implementation of GIRO-based Payment Systems anticipated that around 30800
million bills amounting
to more than 600000 crore rupees are paid each year in 20 Indian cities.

Note: i. Bharat Bill Payment System is intended for the implementation of a unified bill payment system
across the
country.
This integrated bill payment system will comprise of two entities:
i. Entity operating at Bharat Bill Payment System (BBPS) will be setting up the standards related to
payments, clearance
and settlement process
ii. Second entity would be Bharat Bill Payment Operating Units (BBPOUs). It will be carrying out the
operations in
adherence to the standards fixed by BBPS.
iii. Authorised entities such as agents, banks, service providers, payment gateways would be the
participants at the Bharat
Bill Payment System.
6. Reserve Bank of India (RBI) recently issued draft guidelines for two new categories of bankssmall
and payments and
states that these can improve financial inclusion.
Note: i. The idea of payments banks was first proposed by the Nachiket Mor committee on financial
inclusion.
ii. The minimum paid-up capital requirement of both payments banks and small banks is Rs. 100 crore.
The payments
bank will have to invest in government securities with a maturity of up to one year.
Important Points:
i. Small banks will offer both deposits as well as loan products.
ii. Payments banks will be used only for transaction purposes and for deposits. Unlike small banks,
payments banks cant lend money to people
iii. Payments Banks cannot set up subsidiaries to undertake NBFC business.
iv. Hence, payments banks will offer only a limited range of products such as acceptance of demand
deposits and
remittance of funds.
v. Those eligible to set up a small bank include resident individuals with 10 years of experience in
banking and
finance, companies and societies, NBFCs, microfinance institutions and local area banks.
v. Of the minimum capital, the guidelines said, the promoters' initial minimum contribution will be at
least 40 per cent, to
be locked in for a period of five years.
7. RBI tightened the Norms for asset reconstruction companies (ARC) to improve discipline and bring
about
transparency in the sale and purchase of bad loans.
Note: Now, asset reconstruction companies (ARCs) will have to pay upfront 15 per cent of the bid value
of nonperforming
loans, against five per cent earlier.
ii. RBI said ARCs would get up to six months to plan recoveries from the non-performing assets
acquired. Currently, ARCs
get about a year for this.
8. GDP growth expected to go up to 5.5% this fiscal: RBI
9. RBI canceled the Licence of The Vasavi Co-operative Urban Bank Ltd., Hyderabad
10. The Reserve Bank of India has inked a memorandum of understanding (MoU) with the Monetary
Authority of Hong Kong
for exchange of supervisory information.
11. RBI permits NBFCs to work as Business Correspondents of banks: With a view to achieve financial
inclusion, the

Reserve Bank of India has allowed Non-Banking Finance Companies to operate as Business
Correspondents (BCs) of
banks, permitting them to offer limited services. Banks will be allowed to work with non-deposit taking
NBFCs as BCs.
Note: The RBI took into account recommendations of Nachiket Mor Committee while reviewing the
existing guidelines
on the appointment of BCs
12. The Reserve Bank of India said banks should make all new ATMs installed from July 1, 2014 as
talking ATMs with
Braille keypads.
13. Raghuram Rajan, the Governor of the Reserve Bank of India (RBI) announced that plastic currency
notes will be launched
in 2015 after field trials.
14. RBI panel headed by ex-Chairman of Axis Bank, P. J. Nayak recommend for diluting govt stake in
public sector banks to
below 50 %. The government should cut its holding in public sector banks to under 50 per cent, a
Reserve Bank of India
(RBI) panel report on Tuesday said, criticising the way in which the lenders are now being governed.
15. Reserve Bank of India granted banking licences to infrastructure financing firm IDFC and
microfinance institution
Bandhan from among 25 applicants that included corporate heavyweights ADAG Group, Aditya Birla
Group and Bajaj
Group.
Note: The in-principle approval granted (to the two entities) will be valid for a period of 18 months
during which the
applicants have to comply with the requirements under the guidelines and fulfil the other conditions as
may be stipulated
by the RBI.
Chandra Shekhar Ghosh: CMD of Bandhan financial services
Dr. Rajiv B. Lall: Chairman of IDFC Infrastructure Finance Company.
16. Reserve Bank of India (RBI) issued the guidelines to allow the minors of age above 10 years to
independently open and
operate savings bank accounts and use other facilities like ATM and cheque books.
17. RBI extended the timeline for full implementation of Basel III norms 31 March 2019 instead of 31
March 2018.
18. RBI extends date of exchanging pre-2005 notes to Jan 1, 2015 .

INCOMETAX
Tax is imposing financial charges on individual or company by central government or state
government. Collected Tax amount is used for building nation (infrastructure & other
development), to increase arms and ammunition for defense of country and for other welfare
related work. Thats why it is said that Taxes are paid nation are made.
Type of Taxes in India:Direct Taxes:-

These types of taxes are directly imposed & paid to Government of India. There has been a
steady rise in the net Direct Tax collections in India over the years, which is healthy signal.
Direct taxes, which are imposed by the Government of India, are:
(1) Income Tax:Income tax, this tax is mostly known to everyone. Every individual whose total income exceeds
taxable limit has to pay income tax based on prevailing rates applicable time to time.
By doing investment in certain scheme you can save Income Tax.
For FY 2014-15 Income tax rates are:(2) Capital Gains Tax:Capital Gain tax as name suggests it is tax on gain in capital. If you sale property, shares, bonds
& precious material etc. and earn profit on it within predefined time frame you are supposed to
pay capital gain tax. The capital gain is the difference between the money received from selling
the asset and the price paid for it.
Capital gain tax is categorized into short-term gains and long-term gains. The Long-term Capital
Gains Tax is charged if the capital assets are kept for more than certain period 1 year in case of
share and 3 years in case of property. Short-term Capital Gains Tax is applicable if these assets
are held for less than the above-mentioned period.
Rate at which this tax is applied varies based on investment class.
Example:If you purchase share at say 1000 Rs/- (per share) and after two months this price increased to
1200 Rs/-(per share) you decide to sale this stock and earn profit of 200 Rs/- per share. If you do
so you have to pay Short term CGT (capital gain tax) @ 10% +Education cess on profit as it is
short term capital gain. If you hold same share for 1 year or above it is considered as long term
capital gain and you need not to pay capital gain tax.it is considered as tax free.
(3) Securities Transaction Tax:A lot of people do not declare their profit and avoid paying capital gain tax, as government can
only tax those profits, which have been declared by people. To fight with this situation
Government has introduced STT (Securities Transaction Tax ) which is applicable on every
transaction done at stock exchange. That means if you buy or sell equity shares, derivative
instruments, equity oriented Mutual Funds this tax is applicable.
This tax is added to the price of security during the transaction itself, hence you cannot avoid
(save) it. As this tax amount is very low people do not notice it much.
Current STT Rates are:(4) Perquisite Tax:-

Earlier to Perquisite Tax we had tax called FBT (Fringe Benefit Tax) which was abolished in
2009, this tax is on benefit given by employer to employee. E.g If your company provides you
non-monetary benefits like car with driver, club membership, ESOP etc. All this benefit is
taxable under perquisite Tax.
In case of ESOP The employee will have to pay tax on the difference between the Fair Market
Value (FMV) of the shares on the date of exercise and the price paid by him/her.
(5) Corporate Tax:Corporate Taxes are annual taxes payable on the income of a corporate operating in India. For
the purpose of taxation companies in India are broadly classified into domestic companies and
foreign companies.
Indirect Taxes:(6) Sales Tax :Sales tax charged on the sales of movable goods. Sale tax on Inter State sale is charged by Union
Government, while sales tax on intra-State sale (sale within State) (now termed as VAT) is
charged by State Government.
Sales can be broadly classified in three categories. (a) Inter-State Sale (b) Sale during
import/export (c) Intra-State (i.e. within the State) sale. State Government can impose sales tax
only on sale within the State.
CST is payable on inter-State sales is @ 2%, if C form is obtained. Even if CST is charged by
Union Government, the revenue goes to State Government. State from which movement of
goods commences gets revenue. CST Act is administered by State Government.
(7) Service Tax:Most of the paid services you take you have to pay service tax on those services. This tax is
called service tax. Over the past few years, service tax been expanded to cover new services.
Few of the major service which comes under vicinity of service tax are telephone, tour operator,
architect, interior decorator, advertising, beauty parlor, health center, banking and financial
service, event management, maintenance service, consultancy service
Current rate of interest on service tax is 10.3%. This tax is passed on to us by service provider.
(8) Value Added Tax:The Sales Tax is the most important source of revenue of the state governments; every state has
their respective Sales Tax Act. The tax rates are also different for respective states.
Tax imposed by Central government on sale of goods is called as Sales tax same is called as
Value added tax by state government.VAT is additional to the price of goods and passed on to us
as buyer (end user). Around 220+ Items are covered with VAT.VAT rates vary based on nature
of item and state.

Government is planning to merge service tax and sales tax in form of Goods service tax (GST).
(9) Custom duty & Octroi (On Goods):Custom Duty is a type of indirect tax charged on goods imported into India. One has to pay this
duty , on goods that are imported from a foreign country into India. This duty is often payable at
the port of entry (like the airport). This duty rate varies based on nature of items.
Octroi is tax applicable on goods entering in to municipality or any other jurisdiction for use,
consumption or sale. In simple terms one can call it as Entry Tax.
(10) Excise Duty:An excise or excise duty is a type of tax charged on goods produced within the country. This is
opposite to custom duty which is charged on bringing goods from outside of country. Another
name of this tax is CENVAT (Central Value Added Tax).
If you are producer / manufacturer of goods or you hire labor to manufacture goods you are
liable to pay excise duty.
[nextpage title="Another 10 types of Taxes in India"]
(11) Anti Dumping Duty:Dumping is said to occur when the goods are exported by a country to another country at a price
lower than its normal value. This is an unfair trade practice which can have a distortive effect on
international trade. In order to rectify this situation Central Govt. imposes an anti dumping duty
not exceeding the margin of dumping in relation to such goods.
Other Taxes:(12) Professional Tax :If you are earning professional you need to pay professional tax. Professional tax is imposed by
respective Municipal Corporations. Most of the States in India charge this tax.
This tax is paid by every employee working in Private organizations. The tax is deducted by the
Employer every month and remitted to the Municipal Corporation and it is mandatory like
income tax.
The rate on which this tax is applicable is not same in all states.
(13) Dividend distribution Tax:Dividend distribution tax is the tax imposed by the Indian Government on companies according
to the dividend paid to a companys investors. Dividend amount to investor is tax free. At present
dividend distribution tax is 15%.
(14) Municipal Tax:Municipal Corporation in every city imposed tax in terms of property tax. Owner of every
property has to pay this tax. This tax rate varies in every city.
(15) Entertainment Tax:-

Tax is also applicable on Entertainment; this tax is imposed by state government on every
financial transaction that is related to entertainment such as movie tickets, major commercial
shows exhibition, broadcasting service, DTH service and cable service.
(16) Stamp Duty, Registration Fees, Transfer Tax:If you decide to purchase property than in addition to cost paid to seller. You must consider
additional cost to transfer that property on your name.
That cost include registration fees, stamp duty and transfer tax. This is required for preparing
legal document of property.
In simple sense this tax is imposed on the handing over of the title of property ownership by one
person to another. It incorporates a legal transaction fee & stamp duty. This amount varies from
property to property based on cost.
(17) Education Cess , Surcharge:Education cess is deducted and used for Education of poor people in INDIA. All taxes in India
are subject to an education cess, which is 3% of the total tax payable. The education cess is
mainly applicable on Income tax, excise duty and service tax.
Surcharge is an extra tax or fees that added to your existing tax calculation. This tax is applied on
tax amount.
(18) Gift Tax:If you receive gift from someone it is clubbed with your income and you need to pay tax on it.
This tax is called as gift tax.
This tax is applicable if gift amount or value is more than 50000 Rs/- in a year.
(19) Wealth Tax:Wealth tax is a direct tax, which is charged on the net wealth of the assessee. Wealth tax is
chargeable in respect of Net wealth corresponding to Valuation date.Net wealth means all assets
less loans taken to acquire those assets. Wealth tax is 1% on net wealth exceeding 30 Lakhs (Rs
3,000,000). So if you have more money, assets you are liable to pay tax.
(20) Toll Tax:At some of places you need to pay tax in order to use infrastructure (road, bridge etc.) build from
your money given to government as Tax. This tax is called as toll tax. This tax amount is very
small amount but, to be paid for maintenance work and good up keeping.
The following INCOME TAX RATES ARE applicable for the Financial Year ending
March 31, 2015 (Financial Year 2014-15)-Assessment Year 2015-16):
Every year the income tax rates are changed and it is important to get the latest income tax
rates. We give below the Income Tax Rates and Slabs applicable for the FY 2014-15 or AY
2015-16.

Income Range

General
(non-senior
citizens)
Category

Women (Below 60 years of age)


Very Senior
Senior Citizens (Men
(This category is abolished
Citizens (Men
and Women above 60
from this year and is thus is
and Women
years of age), but
same as that of General
above 80 years
below 80 years
Category
of age)

Upto Rs. 2,50,000

Nil

Nil

Nil

Nil

Rs. 2,50,001 to Rs. 3,00,000

10% *

10% *

Nil

Nil

Rs. 3,00,001 to Rs. 5,00,000

10% *

10% *

10% *

Nil

Rs. 5,00,001 to Rs. 10,00,000

20%

20%

20%

20%

Above Rs. 10,00,000

30% **

30% **

30% **

30%**

Some Recent Working Groups & Committees by RBI


Their Focus Area: (Name of Chairmen is given)

1. Working Group on Benchmark Prime Lending Rate (BPLR): Deepak Mohanty


2. Working Group on Surveys: Deepak Mohanty
3. High Level Committee to Review Lead Bank Scheme: Usha Thorat
4. Working Group to Review the Business Correspondent Model: P Vijaya
Bhaskar Rao
5. High Level Group on Systems and Procedures for Currency Distribution: Usha
Thorat
6. G20 Working Group on Enhancing Sound Regulation and Strengthening
Transparency: Dr. Rakesh Mohan and Mr. Tiff Macklem 7. Committee on
Financial Sector Assessment: Dr. Rakesh Mohan
8. High Level Committee on Estimation of Savings and Investment: Dr. C.
Rangarajan

9. Committee on the Global Financial System (CGFS) on Capital Flows and


Emerging Market Economies: Dr. Rakesh Mohan
10. Task Force For Diamond Sector: A K Bera
11. Technical Advisory Group on Development of Housing Start-Up Index in
India: Prof. Amitabh Kundu
12. Working Group on Defraying Cost of ICT Solutions for RRBs: Shri G.
Padmanabhan
13. Working Group on IT support for Urban Cooperative Banks: R Gandhi
14. Working Group on Technology Upgradation of Regional Rural Banks: Shri G.
Srinivasan
15. Interest Rate Futures : Shri V.K. Sharma
16. Internal Working Group to Study the Recommendations of the NCEUS Report:
KUB Rao
17. Working Group on Improvement of Banking Services in the Union Territory of
Lakshadweep: S. Ramaswamy
18. Working Group on Rehabilitation of Sick SMEs: Dr. K. C. Chakrabarty
19. Working Group on Improvement of Banking Services In Jharkhand: V.S.Das
20. Working Group on Improvement of Banking Services in Himachal Pradesh:
Dr. J. Sadakkadulla
21. Internal Technical Group on Seasonal Movements in Inflation: Dr. Balvant
Singh
22. Working Group to Examine the Procedures and Processes of Agricultural
Loans: C P Swarankar
23. Task Force on Empowering RRB Boards for Operational EfficiencyDr. K.G.
Karmakar
24. Technical Group Set up to Review Legislations on Money Lending: Shri.S. C.
Gupta

25. Working Group To Suggest Measures To Assist Distressed Farmers: Shri. S. S.


Johl
26. Technical Group on Statistics for International Trade in Banking Services: Shri
K.S.R.Rao
27. Technical Advisory Group On Development Of Leading Economic Indicators
For Indian EconomyDr. R B Barman
28. Working Group on Savings for the Eleventh Five Year Plan (2007-08 to 201112): Dr.Rakesh Mohan
29. Working Group on Compilation of State Government Liabilities : Dr. N.D.
Jadhav
30. Working Group on Improvement of Banking Services in Uttaranchal: V.S. Das
31. Working Group on Cost of NRI Remittances: P. K. Pain
32. Working group to formulate a scheme for Ensuring Reasonableness of Bank
Charges: N. Sadasivam 33. Committee on Fuller Capital Account Convertibility:
S.S.Tarapore
34. Committee on Financial Sector Plan for North Eastern Region: Smt. Usha
Thorat
35. Survey on Impact of Trade Related Measures on Transaction Costs of Exports:
Balwant Singh
36. Advisory Committee on Ways and Means Advances to State Governments:
M.P.Bezbaruah
37. Need and Use Behavior for Small Denomination Coins: Sanal Kumar
Velayudhan
38. Debt Sustainability at State Level in India: Indira Rajaraman, Shashank Bhide
and R.K.Pattnaik
39. Internal Group to Examine Issues Relating to Rural Credit and Microfinance:
Shri H.R.Khan

40. Working Group to Review Export Credit: Shri Anand Sinha


41. Internal Working Group on RRBs: Shri A V Sardesai
42. Working Group on Warehouse Receipts and Commodity Futures: Shri
Prashant Saran
43. Internal Group to Review Guidelines on Credit Flow to SME Sector: Shri
C.S.Murthy
44. Working Group on Regulatory Mechanism for Cards Shri R.Gandhi
45. Group on Model Fiscal Responsibility Legislation at State Level: Shri H R
Khan
46. Task Force on Revival of Cooperative Credit Institutions: Prof.A.Vaidyanathan
47. Special Group for Formulation of Debt Restructuring Mechanism for Medium
Enterprises: Shri G.Srinivasan
48. Working Group on Screen Based Trading In Government Securities:
Dr.R.H.Patil
49. Expert Group on Internet Deployment of Central Database Management
System (CDBMS): Prof.A.Vaidyanathan
50. Report on Monitoring of Financial Conglomerates: Smt.Shyamala Gopinath
51. Working Group on Development Financial Institutions: Shri N. Sadasivan
52. Advisory Committee to Advise on the Administered Interest Rates and
Rationalisation of Saving Instruments: Dr.Rakesh Mohan
53. Advisory Committee on Flow of Credit to Agriculture: Prof.V.S.Vyas
54. Working Group on Flow of Credit to SSI Sector: Dr.A.S.Ganguly
55. Group to Study the Pension Liabilities of the State Governments: B. K.
Bhattacharya
56. Rupee Interest Rate Derivatives : Shri G. Padmanabhan

57. Working Group on Instruments of Sterilisation: Smt. Usha Thorat


58. Working Group on Information on State Government Guaranteed Advances
and Bonds: Shri.G.Padmanabhan
59. Working Group on Cheque Truncation and E- cheques: Dr.Barman, ED
60. Working Group on Introduction of Credit Derivatives in India: Shri B.
Mahapatra
61. Group to Assess the Fiscal Risk of State Government Guarantees: Smt. Usha
Thorat
62. Advisory Committee on Ways and Means Advances to State Governments:
Shri C.Ramachandran
63. Working Group on Rupee Derivatives: Shri Jaspal Bindra
64. Committee on Computer Audit: Shri A.L. Narasimhan
65. Committee on Payment Systems: Dr R H Patil
66. Review Group on The Working of The Local Area Bank SchemeShri
G.Ramachandran
67. Technical Group on Statistics of International Trade in Services: Shri Deepak
Mohanty
68. Working Group for Suggesting Operational and Prudential Guidelines on
STRIPS (Separately Traded Registered Interest and Principal of Securities): Shri
M.R.Ramesh
69. Working Group on Electronic Money: Mr.Zarir J. Cama
70. Working Group on Economic Indicators Dr. R.B. Barman
71. Working Group to Examine the Role of Credit Information Bureaus in
Collection and Dissemination of Information on Suit-filed Accounts and
Defaulters: Shri S.R. Iyer
72. Information systems audit policy for the banking and financial sector: Dr.
R.B.Burman

73. Working Group on Consolidated Accounting and Other Quantitative Methods


to Facilitate Consolidated Supervision: Shri Vipin Malik
74. Expert Committee to Review the System of Administered Interest Rates and
Other Related Issues: Dr.Y.V. Reddy
75. Inter-Departmental Group to study the Rationalisation of Current account
Facility with Reserve Bank of India: Shri K.W. Korgaonkar
76. The Expert Committee on Legal Aspects of Bank Frauds: Dr.N.L. Mitra
77. The Standing Committee on International Financial Standards and Codes
Standing Committee on International Financial Standards and Codes: Dr.
Y.V.Reddy
78. Technical Group on Market Integrity: Shri C.R. Muralidharan
79. Technical Group on Phasing Out of Non-banks from Call/Notice Money
Market (March 2001): Dr.Y.V.Reddy
80. Core Group on Voluntary Disclosure Norms for State Governments:
Dr.Y.V.Reddy
81. Task Force to Study the Cooperative Credit System and Suggest Measures for
its Strengthening: Shri Jagdish Kapoor
82. Internal Group to Review the Guidelines Relating to Commercial Paper:
Dr.Y.V.Reddy
83. High Power Committee on Urban Cooperative Banks: Shri Madhav Rao
84. Working Group for setting up Credit Information Bureau in India: Shri
N.H.Siddiqui
85. Committee for Redesigning of Financial Statements of Non- Banking
Financial Companies: Shri V.S.N. Murthy
86. Working Group on Restructuring Weak Public Sector Banks: Shri M.S.Verma
Working Group for Working Out Modalities on Dissemination of Information in
Electronic Form: Shri Y.S.P. Thorat and Shri C.R. Gopalasundaram

87. Committee on Technology Upgradation in the Banking Sector: Dr


A.Vasudevan ]
88. Working Group of EURO: Shri V.Subrahmanyam
89. New Monetary Aggregates: Dr. Y.V. Reddy
90. Committee on Capital Account Convertibility: Shri S.S.Tarapore
About Policy Rates

1. Basis points: It is the increase in interest rates in percentage terms. For instance,
if the interest rate increases by 50 basis points
(bsp), then it means that interest rate has been increase by 50%. One percentage
point is broken down into 100 basis points.
Therefore, an increase from 2% to 3% is an increase of one percentage point or
100 basis points.
2. CRR: Cash reserve Ratio (CRR) is the amount of funds that the banks have to
keep with RBI. If RBI decides to increase the
percent of this, the available amount with the banks comes down. RBI is using this
method (increase of CRR rate), to drain out
the excessive money from the banks. The current rate is 4%, which means for a
cash deposit of Rs. 100, the bank has to park 4
rupee with the central bank.
3. Repo rate: Repo rate is the policy rate and is part of RBIs Liquidity
Adjustment Facility (LAF). It is the rate at which commercial
banks borrow from the RBI by selling their securities or financial assets to the RBI
for a shortperiod of time. It comes with an
agreement that the sold securities will be repurchased by the commercial banks
from the RBI at a future date at predetermined
price. The repo rate is used by the central bank to increase liquidity in the system.
4. Reverse repo rate: Reverse Repo Rate is also a part of LAF. It is the rate of
interest at which the central bank borrows funds
from other banks for a short duration. The banks deposit their short term excess
funds with the central bank and earn interest
on it. This rate is used by the central bank to absorb liquidity from the economy.
Generally it is one percentage less than the Repo
rate.

5. Bank rate: The only way the bank rate is different from the repo rate is that the
bank rate is the rate at which banks borrow
money from the central bank without any sale of securities. It is generally for a
longer period of time
6. Marginal Standing Facility: The Reserve Bank of India in its monetary policy
for 201112 introduced the marginal standing
facility under which banks could borrow funds from RBI when there is a
considerable shortfall of liquidity. This measure has
been introduced by RBI to regulate shortterm asset liability mismatches more
effectively. Under this facility, banks can borrow
up to 1% of their net demand.
7. Liquidity Adjustment Facility: Under this facility, banks borrow from the
central bank by pledging government securities.
8. Statutory Liquidity Ratio: This is the percentage of deposits that banks must
mandatorily hold in the form of government
bonds. SLR bonds are liquid assets that can be sold at a short notice to meet any
unexpected demand from depositors.
News related to RBI:
1. RBI, has decided that Indian companies will not be permitted to
raise External Commercial Borrowings from overseas branches or
subsidiaries of Indian banks for refinance or repayment of the
Rupee loans raised from domestic banking system.
2. Raghuram Rajan, the Governor of the Reserve Bank of India (RBI)
announced that plastic currency notes will be launched in 2015
after field trials.
3. RBI panel headed by exChairman of Axis Bank, P. J. Nayak
recommend for diluting govt stake in public sector banks to below
50 %. The government should cut its holding in public sector
banks to under 50 per cent, a Reserve Bank of India (RBI) panel
report on Tuesday said, criticising the way in which the lenders
are now being governed.
4. Reserve Bank of India granted banking licences to infrastructure
financing firm IDFC and microfinance institution Bandhan
from among 25 applicants that included corporate heavyweights
ADAG Group, Aditya Birla Group and Bajaj Group.
Note: The inprinciple approval granted (to the two entities) will

be valid for a period of 18 months during which the applicants


have to comply with the requirements under the guidelines and
fulfil the other conditions as may be stipulated by the RBI.
Chandra Shekhar Ghosh: CMD of Bandhan financial services
Dr. Rajiv B. Lall: Chairman of IDFC Infrastructure Finance
Company.
5. Reserve Bank of India (RBI) issued the guidelines to allow the
minors of age above 10 years to independently open and operate
savings bank accounts and use other facilities like ATM and
cheque books.
6. RBI extended the timeline for full implementation of Basel III
norms 31 March 2019 instead of 31 March 2018.
7. RBI in consultation with Union Government on 1 April 2014
capped the Ways and Means Advances (WMA) limits for the first half of the new
financial year 201415 (April 2014Sep 2014) at
35000 crore rupees.
Note: The interest rate on WMA/overdraft will be based on: a) WMA: Repo
Rate. b) Overdraft: Two percent above the Repo
Rate
8. RBI extends date of exchanging pre2005 notes to Jan 1, 2015
Note: The Reserve Bank has further clarified that the public can continue to freely
use these notes for any transaction. RBI has
said that people can unhesitatingly receive these notes in payment, as all such notes
continue to remain legal tender.
9. Reserve Bank of India (RBI) hiked the trade related remittance limit from 2
lakh rupees to 5 lakh rupees per transaction with
immediate effect. It also increased the number of transaction handled by exchange
houses.
10. KC Chakrabarty, Deputy Governor, Reserve Bank of India, has quit three
months ahead of completion of his term.
11. RBI pegged 201415 GDP growth at a central estimate of 5.5 percent.
12. Economic growth for 201415 expected at 5.5 pc.
13. CAD expected to come down to 2 pc of GDP in 201415.
14. Retail inflation expected to be under 6 pc in 2014.
15. RBI panel headed by RBI Deputy Governor Anand Sinha has recommended
bringing a benchmark floating interest rate,
especially for home loans. Panel also suggested Indian Banks Base Rate (IBBR).
16. The deadline for switching to new format bank cheques under the Cheque
Truncation System (CTS) ended on 30 April 2014.

17. RBI scraps 26% cap on interest rate for MFIs: (RBI) removed 26 per cent cap
on the interest rate that can be charged by a
microfinance company to its borrowers. MFI is allowed to charge interest rate
equal to 2.75 times the average of the base rates of
the top five commercial banks.
18. RBI permits 4 nonbank entities to set up white label ATMs: The Reserve
Bank has issued certificate of authorisation to four nonbank entities:
(1) Tata Communications Payment Solutions
(2) Muthoot Finance,
(3) Prizm Payment Services and
(4) Vakrangee Ltd. , to set up White Label ATMs (WLAs) in the country.
Note: Most of the ATMs belong to banks, but the cash dispensing machines which
are owned and operated by nonbanking
companies are called White Label ATMs.
19. RBI permits Srei to roll out white label ATMs: Srei Infrastructure Finance is
planning to start rollout of its while label ATMs
(WLAs) between July and September starting with a pilot of 200 TierIII towns in
Uttar Pradesh and Bihar.
20. The expert committee headed by Urjit R. Patel, Deputy Governor of the
Reserve Bank of India examine the current monetary
policy framework of the Reserve Bank of India (RBI) has suggested that the apex
bank should adopt the new CPI (consumer price
index) as the measure of the nominal anchor for policy communication. The
nominal anchor or the target for inflation should be
set at 4 per cent with a band of +/ 2 per cent around it.
21. Ex-Chairman of Axis Bank, P. J. Nayak is the head of the expert panel to
review bank boards governance. The panel will
review the RBI's regulatory guidelines on ownership of banks and representation in
their boards, among other things.
22. The Reserve Bank of India has raised the Foreign Institutional Investors, FIIs
investment limit in the Power Grid Corporation to
30 per cent of its paid up capital, under the Portfolio Investment Scheme.
23. The Reserve Bank of India (RBI) has doubled the sublimit for foreign
investment in government securities, to USD 10 billion by longterm
investors. RBI's move is aimed to attract more foreign funds. Investors
like sovereign wealth funds (SWFs), multilateral agencies, insurance
funds, pension funds and foreign central banks are considered as long
term investors.

24. RBI relaxes gold loan norms: The Reserve Bank of India has allowed
NonBanking Financial Companies, NBFCs to lend up to
75 per cent of the value of gold. It was 60 per cent earlier.
25. RBI panel (headed by banker Nachiket Mor) has suggested setting up of
specialised banks to cater to low income households
to ensure that all citizens have bank accounts by 2016.
26. The RBIappointed committee on financial inclusion has recommended that
the central bank should set up specialised
banks called Payments Bank to provide payment services and deposit products to
small businesses and lowincome households.
The committee, headed by Nachiket Mor, said that since the new bank will be
dealing with poor customers, such a bank must
be allowed to accept a maximum deposit of not more than Rs 50,000.
27. The Reserve Bank of India (RBI) had set up a panel under executive director
Deepak Mohanty to review the current system of
data collection, dissemination and data management processes in the central
bank and improve the existing mechanism.
28. RBI tightens norms for credit card holders: RBI advised banks to treat a
credit card account as a nonperforming asset if the
customer fails to pay the minimum due amount within a stipulated 90day period.
1. The Reserve Bank of India (RBI) issued draft guidelines for implementation of
Bharat Bill Payment System (BPPS),
an 'anytime anywhere' bill payment system:
The G. Padmanabhan Committee was formed by RBI to study the Feasibility of
Implementation of GIRObased
Payment Systems anticipated that around 30800 million bills amounting to more
than 600000 crore rupees are paid
each year in 20 Indian cities.
Note: i. Bharat Bill Payment System is intended for the implementation of a
unified bill payment system across the
country.
This integrated bill payment system will comprise of two entities:
i. Entity operating at Bharat Bill Payment System (BBPS) will be setting up the
standards related to payments,
clearance and settlement process
ii. Second entity would be Bharat Bill Payment Operating Units (BBPOUs). It will
be carrying out the operations in
adherence to the standards fixed by BBPS.

iii. Authorised entities such as agents, banks, service providers, payment gateways
would be the participants at the
Bharat Bill Payment System.
2. Reserve Bank of India (RBI) recently issued draft guidelines for two new
categories of bankssmall and
payments and states that these can improve financial inclusion.
Note: i. The idea of payments banks was first proposed by the Nachiket Mor
committee on financial inclusion.
ii. The minimum paidup capital requirement of both payments banks and small
banks is Rs. 100 crore. The
payments bank will have to invest in government securities with a maturity of up
to one year
in banking and
finance, companies and societies, NBFCs,
Important Points:
i.

Small banks will offer both deposits as well as loan products.

ii. Payments banks will be used only for transaction purposes and for deposits.
Unlike small banks, payments banks
cant lend money to people.
iii. Payments Banks cannot set up subsidiaries to
undertake NBFC business.
iv. Hence, payments banks will offer only a limited range of
products such as acceptance of demand deposits and remittance
of funds.
v. Those eligible to set up a small bank include resident
individuals with 10 years of experience microfinance
institutions and local area banks.
v. Of the minimum capital, the guidelines said, the promoters'
initial minimum contribution will be at least 40 per cent, to be
locked in for a period of five years.
3. RBI tightened the Norms for asset reconstruction
companies (ARC) to improve discipline and bring about
transparency in the sale and purchase of bad loans.
Note: Now, asset reconstruction companies (ARCs) will have to

pay upfront 15 per cent of the bid value of nonperforming


loans, against five per cent earlier.
ii. RBI said ARCs would get up to six months to plan recoveries
from the nonperforming assets acquired. Currently, ARCs get
about a year for this.
4. GDP growth expected to go up to 5.5% this fiscal: RBI
5. RBI canceled the Licence of The Vasavi Cooperative Urban
Bank Ltd., Hyderabad
6. The Reserve Bank has cancelled the licenses of six Delhibased
non banking financial companies following which they would
not be able to conduct business.
1. GE Strategic Investments India, 2. Profound Exports,
3. Two Brothers Holding, 4. Swank Services Private Ltd,
5. Praxis Consulting and
6. Information Services and Credible Microfinance Ltd," RBI said in a notification.
7. The Reserve Bank of India has inked a memorandum of understanding (MoU)
with the Monetary Authority of Hong
Kong for exchange of supervisory information.
8. RBI has allowed NonBanking Financial Companies (NBFCs) to accept eKYC
service as a valid process to verify
identity and address proof of customers to reduce risk of fraud and forgery.
9. RBI permits NBFCs to work as Business Correspondents of banks: With a
view to achieve financial inclusion, the
Reserve Bank of India has allowed NonBanking Finance Companies to operate as
Business Correspondents (BCs) of
banks, permitting them to offer limited services. Banks will be allowed to work
with nondeposit taking NBFCs as BCs.
Note: The RBI took into account recommendations of Nachiket Mor Committee
while reviewing the existing guidelines
on the appointment of BCs.
News Related to Banking & Finance
1. According to a UN report Indian economy expected to grow by 5.5% in
current fiscal.
2. The Securities and Exchange Board of India, SEBI has imposed a penalty of
13 crore rupees on Reliance Industries

Limited for alleged irregularities in issuance of warrants by the company to its


promoters.
3. ICICI Bank launches travel card for students : ICICI Bank, has announced the
launch of the ICICI Bank Student
Travel Card, which enables students going abroad for higher studies to take care
of their expenses.
Note: ICICI Bank Student Travel Card is available in the dollar, pound, euro,
Australian dollar and Canadian dollar. It
is valid for three years and can be applied for from any foreign exchangeenabled
ICICI Bank branch. Anyone,
including noncustomers, can apply for this card.
4. India Ratings & Research revised its FY15 gross domestic product (GDP)
growth forecast to 5.7 per cent from its
April 2014 forecast of 5.6 per cent.
5. The Supreme Court (SC) ruled that a complaint about a bounced cheque must
only be filed at the place where the
bank dishonoured it, settling doubts raised by its own earlier conflicting judgments
on the jurisdiction of a
magistrate.
6. Asian Development Bank (ADB) has upgraded India's economic growth
forecast to 6.3 per cent in 201516
7. The World Bank has committed 15 to 18 billion dollars to India by 2017 to help
the country return to a higher
growth path which is critical for boosting jobs and reducing poverty.
8. HDFC Bank Ltd has opened its branch in Dubai. After Bahrain and Hong Kong,
this is HDFC Banks third overseas
branch.
9. World Bank to give $153 mn loan for Odisha project: India has inked a loan
agreement with World Bank for
assistance of $153 million (about Rs 920 crore) for the Odisha Disaster Recovery
Project.
10. A panel headed by former Economic Advisor to Prime Minister, C
Rangarajan sets poverty line at Rupees 32 per day in
rural areas and Rupees 47 in Urban areas.
He also said that the number of poor in India was much higher in
201112 at 29.5 per cent of the population, which means that three
out of 10 persons are poor.
The Rangarajan Committee was set up last year to review the
Tendulkar Committee methodology for estimating poverty and
clear the ambiguity over the number of poor in the country.

Scheme & Plan Launched by Union & State Government:


1. National rural scheme on PPP model launched: Rural Development Minister
Nitin Gadkari launched the Shyama
Prasad Mukherjee National Rural Mission on PPP model with an allocation of 100
crore rupees.
Note: The scheme will be initially available in three districts of the country on
pilot basis. The districts are Warangal
in Andhra Pradesh and two districts in Maharashtra.
ii. The scheme is intended to stop migration from rural areas to cities. The
government wants to create
infrastructure in villages so that people can get employment there and do not
migrate to cities.
2. Padho Pardesh scheme for minority community: Government has launched a
scheme titled, Padho Pardesh, for
providing interest subsidy on educational loans for overseas studies for students
belonging to the notified minority
communities like Muslims, Christians, Sikhs, Buddhists, Jains and Parsis.
Note: The objective of the scheme is to award interest subsidy to meritorious
students belonging to economically
weaker sections of the notified minority communities so as to provide
opportunities for higher education abroad and
enhance their employability.
3. Government has launched the Rashtriya Gokul Mission to promote
conservation and development of indigenous
breeds in a focused and scientific manner.
The mission aims at enhancing milk production, upgrading nondescript cattle
using elite indigenous breeds and
distribute disease free high genetic bulls.
4. National Mission of Food Processing: scheme to minimize wastage of fruits,
vegetable
5. Chief Minister's Social Assistance (CMSA) : launched in Meghalaya for widows
and pensioners
6. Pradhan Mantri Gram Sinchai Yojana: To boost agricultural yield, Govt. is
going to launch 'Pradhan Mantri Gram Sinchai
Yojana' in the country.

GK QUESTIONS ASKED IN DIFFERENT EXAMS


GA Questions - IBPS RRB Office Assitant Exam 28:Sept:2014
(Evening ShIFT)
General Awareness Questions
1.
2.
3.

Sanjita Chanu wins gold in: Weightlifting


Abhinav Bindra related to: Shooting
Apurvi Chandela related to:Shooting

4.

6th BRICS summit held in: Fortaleza, Brazil

5.

Anirban Lahiri belongs to which sports: Golf

6.

Rory Mcllory belongs to which sports: Golf

7.

JAC full form: Judical Appointment Commission

8.

NHB full form: National housing bank

9.

KYC full form: know your customer

10. India celebrated it's ___ independence day on 15th Aug, 2014: 68th
11. Who is Gurdial singh sandhu: Economist
12. PPF investment Limit: Rs 1.5lakh
13. Kohima is the capital of: Nagaland

GA Questions - RBI Assistant Exam - 28th-Sept:2014 (Morning Shift)


General Awareness Questions:
1.
2.
3.

Who directed the silent film raja Harish Chandra: Dadasaheb Phalke
Indian foreign exchange reserves value in us dollars?
According to Census 2011 highest sex ratio for which state: Kerala

4.

Repo rate: 8%

5.

CRR 4%

6.

Number of directors in RBI 4 deputy directors

7. Euro is the currency of which country?


8.

Satish Shivlingam realeted to which: Weightlifting

9.

Who is Nripendra Mishra: Principal Sec. to PM

10. Defence minister: Arun Jaitely


11. Home minister: Rajnath Singh
12. PMGSY Established by-2002
13. IAY--Allocate financial assistance
14. Budget Allocate for Pradhan Mantri Krishi Sichayin Yojana - Rs. 1000 cr
15. Young India book author...MK GANDHI
16. India retail price index Aug 2014
17. MGNERGA Act launched in: 2006
18. National Pension System (NPS) launched in 2004
19. Which max is the maximum deposit resrve other than SBi---PNB or BOI
20. Capital of ITALY- Rome
21. Mens 56 weightlifting --- Sukhen Dey
22. Rashtriya Swasthya Bima Yojana (RSBY) launched by : Ministry of Labour and
Employment
23. Commonwealth total medal of India --- 64
24. WTO member -160
25. Official director of RBI - Raghuram Rajan
26. Van Bandhu Kalyan Yojana has allocated Rs.100 crore
27. Monetary policy published and controlled by RBI
28. On Advances taking as loan ---pre- shipment

GA Questions - IBPS RRB Office Assistant Exam - 27th-Sept:2014


(Evening Shift)

General Awareness Questions:

1.
2.
3.

Yuki Bhambri related to which sport Tennis


Lionel Messi player of which country: Argentina
In budget tax free home loan limit: Rs. 2 lakh.

4.

Income tax limit other than senior citizen: Rs. 2.5 lakh

5.

Smart car launched --- Tata Nano

6.

Gangtok is the capital of: Sikkim

7.

Jai Bhagwan related to which sport: Boxing

8.

China currency: Yuan

9.

Volley term from which sport - Tennis

10. How many IIMS to be opened, proposed in budget - 5


11. Kargil war in which year: July 1999
12. ISRO headquarter: Bangalore
13. Make in India terms launched by PM N. Modi
14. Bio food park in which state?
15. first Governor General of India: Lord Mountbatten
16. VIkas Thakur is related to which sport: Weightlifting
17. one Adarsh gram created by ministers of state completed in which year: 2016
18. National judicial appointment bill person qualities like qualified ,reliable ability etc.
19. Ryder cup related to which game: Golf
20. Jitender Singh which ministry: Science and Technology
21. Parliamentary award for 2011:

GA Questions - IBPS RRB Office Assitant Exam 28:Sept:2014


(Morning Shift)
General Awareness Questions:

1.
2.

Art 370 is related to which state Jammu & Kashmir


Bhamashah yojna: Bhamashah Financial Empowerment Scheme Government of
Rajasthan
3. BKS Iyenger got which award: Padma Vibhushan
4.

BCCI nominated for Padma Bhushan 2014: MS Dhoni

5.

Sukhen Dey is related to -- Weight lifting

6.

Roger Fedrer related to Lawn Tennis

7.

Wimbledon is related to -- Lawn Tennis

8.

Martin Navratilova related to Lawn Tennis

9.

Maria sharapova related to - Lawn Tennis

10. LBW in which game Cricket


11. Kohima is capital of Nagaland
12. RIDF stand for -- Rural Infrastructure Development Fund
13. Which country will help India to make smart city Singapore
14. Jim Yong Kim related to -- World bank
15. Bejing is the capital of China
16. Tintu luka related to which game: Athletics
17. Jeev Milkha Singh is related to which sport: Golf
18. Rahi Sarnobat is related to which sport - Shooting
19. Baghdad is the capital of: Iraq
20. Current CRR 4%
21. Sports university will be opened in which state: Manipur
22. Which got the best MP award for 2010 for best performance: Arun Jaitel
23. Which country top in the FDI 2014: Singapore
24. In which country maximum number of children dropped out after the primary school: India
25. Swasth Bharat Abhiyaaan mission till which year: 2019

26. Who is Shashikant Sharma: Former GAG of India, appointed UN board of auditors
27. Doppler radar was used by: Indian metrological department

GA Questions Asked in IBPS RRB Exam - 27th Sept-2014 (Morning


Shift)
General Awareness Questions

Number of Express trains :27


Hole associated with : Golf
COO : Chief operating officer
ARC : Asset Reconstructing Company
HR khan : Deputy governor
New IIMs : 5
how many free transactions from different bank ATM in metro cities :3
Revised age under Juvenile Crime Act : 16-18
M vijay is related to : Cricket
Who scored highest run in 5th test from Indian Cricket Team : MS Dhoni
First president of India ? : Rajendra Prasad
Mizoram Capital :Aizawl
Bangladesh Currency : TAKA
First satellite sent by India : Aryabhatta
KYC related to : Opening bank account
Tallest flag used in which place on 15th august : Central Park, Connaught Place
Question related to Narendra Modi
Cricketer to politician : Imran khan
Shooting : Jitu rai
Adani invested 15.5 bn in which country : Australia
Udupi thermal power plant purchased by : Adani
Maryam Mirzakhani which country : Iran
Sergio Ramos which sport : Football
Education Cess : 3%
Capital gain tax : 20%
Boko haram organisation is from which country ? Nigeria
Highest student populated country according to Census 2011 : India
Ponzi Scam
Operation Vijay is related to : Kargil
Ashok Chakra Winner : Major Mohit Sharma (Posthumous), Havildar Rajesh
Kumar (Posthumous). Major D. Sreeram Kumar
SEBI related to Money Market
NJAC : for the appointment and transfer of judges to the higher judiciary

GA Questions - RBI Assistant Exam - 26 Sept-2014 (Evening Shift)

General Awareness Questions


1. Tibor full form - Tokyo Interbank Offered Rate
2. Japan's dance - Odori and Mai
3. Current CRR - 4%
4. How much interest paid by rbi on deposit of CRR? Zero
5. Prime minister of UK - David Cameroon
6. Newly elected deputy governor - S.S. Mundra
7. RBI proposed for 5th deputy governor by post - Chief Operating Officer
8. One question was from world bank (option given ..not part of wb)
9. One question from tag line of bank
10. Which is not nationalised bank from option
11., No question from budget
12. Shadow banking committee headed by - T. Vijay Bhaskar
13. Overhead is related which sport - Netball
14. Who is lady election commission officer? V.S. Ramadevi
15. FDI in Public sector bank? - 20%
16. Summer 2016 games held in? Rio De Janeiro
17. Which do not work under RBI ? Options were IMF, IFC, etc - Answer is IMF

GA Questions - RBI Assistant Exam - 26 Sept-2014 (Morning Shift)


General Awareness Questions
1. Total imports done in 2013-14 ? - $616.7 billion
2. Total exports done in 2013-14 ? - $442.4 billion
3. Pound sterling is the currency of which country - United Kingdom
4. PM Modi is which PM of India? 15th PM
5. Which Lok Sabha election was held recently? - 16th
6. Netherlands Capital? - Amsterdam
7. India wins how many gold in CWG? 15
8. NASSCOM chairman? R. Chandrashekaran
9. Best film (hindi) in Nationals? - Jolly LLB
10. GDP for 2014-15 by IMF? - 5.4%
11. India's first motion picture? - Raja Harishchandra
12. India's first newspaper? - Bengal Gazette
13. One question from whole price index.
14. Total women population in the world as per census? 15. Press council of India formed in which year? - 1978
16. Indira Awas Yojna which year formed? - 1996

17. Which of following country is not a male dominated country? - USA


18. Currency of UK ? - Pound Sterling
19. Minister of Railways ? - Sadananda Gowda
20. One question on China's development index.
21. Newly granted license for which two banks ? - IDFC and Bandhan
22. Who among the following is not a RBI deputy governors ?
23. World Heart day? - 29 September
24. Current Foreign Exchange reserve of India? - 319,390 million $ US
25. WTO head quarters? - Geneva
26. When did India become member of WTO? - 1995
27. RBI formed in which Year? - 1935
28. Any Time Milk by which company? - Amul
29. India's first Postal Savings Office ATM located in which city? - Chennai
30 .First newspaper of india-bengal gazette

GA Questions Asked in RBI Assistant Exam - 24-Sept-2014


(Evening Shift)
General Awareness Question
1. Railway Minister of India - Sadananda Gowda
2. Malaysia Currency - Ringgit
3. World Environment Day - 5 June
4. New IIMs are in which district - Himachal Pradesh, Punjab, Bihar, Orissa and Rajasthan.
5. Who is John Carrey? - Actor
6. Tintu Lukka from which game - Athletics
7. Sanitation Program in Budget till - 2019
8. Oscar winner in leading role actor - Matthew McConaughey
9. Who is the USA Secretary of State - John Kerry
10. Which country capital is Port Victoria? - Seychelles
11. Cry the peacock author? - Anita Desai
12. Atomic Energy minister of India - Narendra Modi
13. French Open winner - Rafael Nadal
14. One question on hill station in which state?
15. One question on dance form
16. Narora Power Plant situated in? U.P
17. Best Director National Awards? Hansal Mehta
18. U.K. Prime Minister? David Cameroon
19. Full Form Of UNCTAD - United Nations Conference on Trade and Development
20. Sattriya is the dance form of which state? - Assam
21. Full form of SARFAESI - Securitisation and Reconstruction of Financial Assets and
Enforcement of Security Interest Act.
22. Leander Paes related to which game? - Tennis

23. Rihand Dam in which state? - Uttar Pradesh


24. India and England Test Series Man of the Series for India - Bhuvaneshwar Kumar

GA Questions Asked in RBI Assistant Exam - 24-Sept-2014


(Morning Shift)
General Awareness Question
1. Mogadishu is the capital of which country: Somalia
2. Denmark currency: Danish Krone
3. Urban Development Minister: Venkaiah Naidu
4. Smriti Irani is holding which ministry: HRD Ministry
5. Arjuna Award for which cricketer: R. Ashwin
6. "The God of Small Things" novel author: Arundhati Roy
7. Public provident fund interest rate: 8.7%
8. Rawatbhata power plant in which state: Rajasthan
9. New IIM'S will be in which state ?( four states have given and asked for the fifth
one)
10. National Sports Day: 29 Aug
11. Kathakali dance from which state: Kerala
12. e-visa in how many cities to promote tourism: 9
13. M singles French open 2014 winner: Rafal Nadal
14. FIDE world (rapid chess championship) won by which player: Magnus Carlsen
15. Vice President of USA: Joe Biden
16. Which film got Best Film Award at Film Fare Awards: Bhaag Milkha Bhaag
17. Governor of Maharashtra: C Vidyasagar Rao
18. Li-tatina (tomator tyoha) festival of which country: Spain
19. Hill station 'ARAKU' in which state: Andhra Pradesh

GA Questions Asked in RBI Assistant Exam - 25-Sept-2014


(Morning Shift)
General Awareness Question
1. Zambia capital - Lusaka
2. Port Louis is capital of - Mauritius
3. Russia currency - Russian Ruble
4. Home Affairs Minister - Shri Rajnath Singh
5. Rural Development Minister - Nitin Gadhkari
6. France President - Franois Hollande
7. Coorg Hill station is where? Karnataka
8. Kathak dance - UP
9. Kakrapar power plant is in - Gujarat
10. Kerala new Governor - P Sathasivam
11. Question based on Price stabilization fund 12 REIT abbreviation - Real Estate Investment Trust
13. How much percent of passenger traffic increased in railways? - 9%
14. Which insurance company extended Jan Dhan insurance cover to 1 lakh? - HDFC Ergo
15. BKS Iyengar is related to which field? Yoga
16. IIMs 4 given 5th is? - Rajasthan
18. Best actor in national film awards ? - Suraj Venjaramoodu(Malayalam), Raj Kumar
Rao(Hindi)
19. Best actress in Oscar? Cate Blanchett
20. Rajiv Khel Ratna award 2014? - None
21. US released postage stamp on who actor ? - Akkineni Nageswara Rao
22. "The suitable boy" written by? - Vikram Seth
23. By whose goal Germany win the final with 1-0 in Brazil ? - Mario Goetze
24. World Computer Literacy Day? - 2nd December
25. Cheruthoni dam in which state? - Kerala
26. Japan will give total money for infra project? - $ 33 Billion
27. Home Minister ? - Rajnath Singh
28. How much was given for price stabilisation fund- 500 cr

GA Questions - RBI Assistant Exam - 25 Sept-2014 (Evening)


General Awareness Questions
1. Indira sagar dam located in which state Madhya Pradesh
2. Kaiga power plant in which state Karnataka
3. Addis Ababa capital of Ethiopia

4. Bangladesh currency Taka


5. External affairs minister Sushma Swaraj
6. Japan Prime Minister Shinzo Abe
7. Author of inheritance of loss Kiran Desai
8. ASEAN total countries 10
9. Bharatanatyam which state Tamil Nadu
10. Taj Mahal in which state Uttar Pradesh
11. What is the profile of Maneka Gandhi - Women and child development
12. FFCB full form - Foreign currency convertible bonds (FCCBs)
13. Number of goals in FIFA World Cup 171
14. Louvre museum in - Paris
15. Laughter day 1st Sunday of may
16. Oscar best movie 12 years a slave
17. National award for best Hindi film Jolly LLb
18. Inheritance of loss Kiran desai
19. Kaiga Karnataka
20. Panchmarhi MP
21. Jan Dhan Yojana Life Insurance 30,000
22. World Bank head Jim Yong Kim
23. ILO headquarters Geneva
24. Deputy speaker of Loka sabha Thambi durai
25. Purpose of Commercial Paper to meet short-term debt obligation
26. IIM is to be opened in which state?
27. Proposed small and ___ banks Payment

28. Income exempted from tax (below 60) 2.5 lakhs


29. Metro rail project in Ahmadabad and Luckhnow
30. Cricket Baller to get fastest - 100 wickets
31. GAAR = General Anti Avoidance Rules
32. 1st presidency of new BRICS bank India
33. SEBI bill- what amount to be collective investment = 100 crore

GK Questions Asked in BOB Exam - 14th August 2014


Bank of Baroda Exam held on 14th August 2014 - both the Morning and Afternoon
Sessions.

Plaster of Paris contains - Calcium Sulphate.


Chairman of Law Commission - Justice Ajit Prakash Shah
Foreign reserves are maintained by - RBI
Quantity of coins to be printed from mint is decide by - RBI
Vishu festival celebrated in - Kerela
Two States Book Author - Chetan Bhagat
Full Form of APMC - Agriculture Produce Market Committee
Supervisor of RRBs - NABARD
RTGS Maximum Limit - No limit
Insurance of bank account - DICGC
Set GDP target - 4.3%
Who among the following won 2012 Olympic gold? mexico
Pen PinterPrize - Salman Rushdie
Lallu Yadav political party name - RJD
What is currency change known as - Exchange Rate
Daniel Radcliffe famous for ? Harry Pottter
Credit Rating Agency - CIBIL
One question on SEBI
GDP rate in Economic Survey - 6.1% - 6.7% (2014)
Tobgay Shering have been PM of which country - Bhutan
One question on banking term
Messi national team - Argentina
Jinnah : Independence book author - Jaswant Singh
Secretary of US state - John Kerry
Dada Saheb Phalke award 2014 - Gulzaar ( but option was not given - answer was none
of these ).
Largest state in terms of area - Rajasthan
Most literate city State having largest population - Uttar Pradesh

Who is Nirmala Sitaraman?


Okram Ibobi Singh is which state cm - Manipur
Cheque validity how many months - 3 months
Iraq asks which country to help against ISIS - USA
Author of Train to Pakistan - Khushwant Singh
Dyanchand award given which catagory - Sports
Acronym for SEZ -Special Economic Zone
What is Indias first Credit Information Company (CIC)? - CRISIL
Which bank is head of agriculture activities? - NABARD
One question on RBI
One question on Government of India
Ebola was spread from which country - West Africa
First Lok Sabha was held in which year - 1951
Headquarter of FAO - Rome
Anti-Trafficking and Drugs Day - 26 June
Full form of FIFA - Federation of International Footballer Association
Who is known as Little Master - Sunil Gavaskar
Filpe VI is in news because of what reason - New King of Spain
Mark&Spencer is in which business - Apparal
Systematic Investment Plan is related to - LIC
In BRICS, "R" & "C" stands for? - Russia and China
Visa related question
Telangana state do not have border with - Madhya Pradesh
Call money time - 1 day
Which country supplies fuel for kudankulam plant ? - Russia
Which state's governor took the additional charge of the governor of Chhattisgarh
? - Madhya Pradesh
Rupay card - NPCI
Brics bank HQ - Shanghai
ISIS full form ? - Islamic State for Iraq and Syria
Micro, small and medium enterprises regulator ? - SIDBI

GK + Computer Questions Asked in Today's SBI PO Exam:


Morning Shift
GK Questions
1.
2.
3.

International Womens day is celebrated on: 8th March


RBI measure to liquidate the market: Repo rate
RUpay launched in India by which organization:: NPCI (National Payments
Corporation of India)
4. Common Wealth Games 2014 will be held in: Glasgow, Scotland

Note:i. The 2018 Commonwealth Games will be held in Gold Coast City,
Queensland, Australia.
6.
7.
8.
9.
10.
11.

5. Cadbury's India new name: Mondelez India Foods Ltd


IIFA International Entertainer: John Travolta
KYC related to: Know Your Customer (a term used for customer identification).
Who is the chairman of TATA GROUP - Cyrus Mistry
Full form of EFT: Electronic Fund Transfer
Fastest mode of transaction: RTGS
Alphanumeric code on cheque? Indian Financial System Code (IFSC) is
an alphanumeric code is printed on cheque.
Note: MICR is a 9 digit code.

12. Bank pays interest on savings account ? Daily Basis


13. Function of banking ombudsman?
14. Author who got Padmabhushan? Ruskin Bond
15. World Snooker Women Champion: Steve Davis

Some Computer Questions:


1.

.xls, .doc. are : Extensions

2.

Server is used to share date with other computer due to: Network

3. Word Processing software is used to output : Word Document


4.

Lifting software unethically - software piracy

5.

Computer which can be used by only one person: Personal Computer

6.

A computer which connects to other computer and sends information is? Remote
Desktop

7.

How can u see the contents of a file? by clicking

8.

Question regarding operating System?

9.

Computer basically performs on: binary numbers

10. Which of the following is not a hard ware device: icon


GK Questions Asked in SBI Clerk Exam 16th August: Morning Shift
GK Questions

Following questions were shared by our readers with us.

1.
What is the fullform ECB - External commercial borrowing
2.
Who is the author of Lowland ? - Jhumpa Lahiri
3.
What are the limits for atm withdrawls free of charge ? - 5 times for same bank
(revision is going to be implemented shortly)
4.
What is the capital of Ehiopia ? - Addis Ababa
5.
World population day is on? 11 July
6.
Plastic money refers to - Debit card
7.
Budget for skill development - Rs 100 crore allocated for a start-up
programme for rural youth
8.
Yuan is the currency of? - China
9.
Playing to win is autobiography of ? - Saina Nehwal
10.
2016 uber and thomas cup will be held In - Kunshan, China
11.
Who is the current Food processing minister - Harsimreet kaur badal
12.
Who is Mario goteze ? - German Footballer
13.
The accidental prime minister book was written by- Sanjaya Baru
14.
What is the BRICS development bank Base Capital? - 100 billion $
15.
What is the full form of KVP : Kisan Vikas Patra
16.
Ramoji film city is located in ? - Hyderabad
17.
Credit rating in India is done by which body ? - CIBIL, CARE and ICRA
18.
Commodity exchange Regulate By? - MCX
19.
An institutions which is related to agriculture banking - NABARD

GK Questions Asked in SBI Clerk Exam 16th August: Evening


Shift
GK Questions

What is the full form of EVM - Electronic Voting Machine


What is the full form of RAM - Random Access Memory
Which player won the fifa golden ball award ? - Lionel Messi
Reliance produced less amount of gas resulting in governmen loss in which block ? KGD6
Where is the headquarters of first brics new developmwnt bank ? - Shanghai
mine and steel, labour & employment minister union minister - Narendra Singh Tomar
recent book on Dilip Kumar - Substance and Shadow by Uday Tara
Who is the Sri Lankan cricketer, who announced his retirement recently ? - Mahela
Jayawardhane
What is the currency of Saudi Arabia - Saudi Riyal

What is the name of Maharashtra new tiger resrve - Bon tiger reserve
how much money we need to submit for lodgeing complain to ombudsman - No fees
Which body acts as insurance regulator - IRDA
Chandi prasad bhat won Gandhi peace prize for his contribution in which area? - Chipko
Movement
Which country manufactured VELOX-1 ? - Singapore
What is the Capital of Cyprus ? - Nicosia
What is the full form of CPU ? - Central Processing Unit
Processor speed measured by ? - Hertz

GK Questions Asked in IDBI Manipal PO Exam - 22 Aug - 2014


(Morning Shift)
Dear readers, here we are providing some of the GK Questions which was asked in today's IDBI
Manipal PO Exam.

GK Questions
1.

NPA Days: 90 days

2.

Baht is the Currency: Thailand

3.

Money allocated for PM Sadak Yojana in Union Budget 2014-15:

4.

Full form of FEMA: Foreign Exchange Management Act

5.

National Science Day: 28 Feb

6.

BRICS Summit 2014 held in: Fortaleza, Brazil

7.

Current Repo Rate: 8%

8.

Sishtla Sreeramamurthy Janaki is a famous : Singer

9.

NAV: Net Asset Value

10. Sampooran Singh Kalra Pen Name is Gulzar


11. SAARC 2014 will be held in: Nepal
12. Kedarnath Singh got which award: Jnanpith award for 2013
13. 1ST Dadasaheb Phalke award given to whom: Devika Rani
14. Mutilated currency means: a currency that is badly damaged
15. Money allocated for defence in Union budget:

16. PSLVC 23 launched from: Sriharikota, Andhra Pradesh


17. One Questions on BASE RATE?
18. NICOSIA capital city of: Cyprus

GK Questions Asked in SBI Clerk Exam - 30-August:2014 Evening Shift


General Awareness Questions
1. Minister of Parliament Affairs: Venkaiah Naidu
2. Hepatitis day: 28 July
3. Governor of Haryana: Kaptan Singh Solanki
4. 17th NAM Summit will be held in: Venezuela
5. In Common wealth Games 2014 Abhinav Bindra won gold for: 10m rifle shooting
6. Capital of Iraq: Baghdad
7. Capital of Bhutan: Thimpu
8. Currency of Vatican City: Euro
9. Bihar literacy rate according to Census 2011: 63.82%
10. Which company is on top of Forbes list?
11. A book on Vijay Malaya is authored by: K. Giriprakash
12. RBI governor replaced whom: D Subba Rao
13. Khushwant Singh is: a novelist, journalist
14. Which scheme is for slum people: Indira Awas Yojna
15. Minister of Information & Broadcasting, environment, forest: Prakash Javadekar
16. Banking is defined under which act: Banking Regulation Act, 1949
17. UN summit's next discussion topic?
18. ICC trophy is related to? Cricket
19. Net interest means?

20. Which is indirect tax among all? Custom

GK & Computer Questions Asked in SBI CLERK 2014 Exam 19th July (Evening Shift)
GK Questions
1.
2.
3.
4.
5.

RIL & Network 18 Deal(in crores)- 4000 Crores


Sahara the untold story Written by?-Tamal Bandyopadhyay
Amul set up Dairy worth 200 cr at which city?- Varansi
Chinese Currency? - YUAN
Sachin Tendulkar coins were sponsored by which company? EAST INDIA
COMPANY
6. who among the following is RBI governor ? URJIT PATEL
7. Human rights day is observed on which day-DEC 10
8. Who is the current road, transport, highways and shipping? NITIN GADKARI
9. ECB stands for ? EXTERNAL COMMERCIAL BORROWINGS
10. WIMBLEDON championship is related to which game ? LAWN TENNIS
11. Who is the current SBI chairman? ARUNDATI BHATTACHARYA
12. girl child development scheme?
13. regulatory authorities of Cooperative banks & RRB's?- NABARD
14. a Scheme named Rajiv Gandhi Scheme for Empowerment of Adolescent Girls
also known as ?- SABLA

GK & Computer Questions Asked in SBI CLERK 2014 Exam 19th July (Evening Shift)
GK & Computer Questions:
1. Recipient of 49th Jananpeeth Award - Kedar Nath Singh
2. Who control the Monetry policy-RBI
3. Amul related to what ? - white revolution
4. FIBA is related with Which sport ?- Basketball
5. Recently in which state Solar thermal power plant installed - Rajasthan
6. which card is issued by NPCI?-RuPay Card
7. which south east organisation has 10 members?-ASEAN
8. ARMY FLAG DAY- 7 December
9. In shop transaction is done by which machine: POS
10. Water resource minister - Uma Bharti
11. Who was recently honoured with the Dadasaheb Phalke Academy Award for
Best Singer (Female): Sunidhi Chauhan
12. Which award is given to Leander Paes, Ruskin bond- Padma Bhushan award

13. definition of Current account deficit: value of goods and services it imports
exceeds the value of goods and services it exports.
14. Vijay hazare trophy is related to which sport? CRICKET
15. Night blindness is due to deficiency of which disease- Vitamin A
16. full form of NVRAM- Non Volatile Random Acess Memory
17. Which of the following activities is not done by RBI?- trading in commodities
18. Question related to Core Banking Solutions
19. Which of the following is not a bank bank? - IRDA
20. Which of the following is an operating system ?-WINDOWS 2003
21. Input device-Light pen
22. Operating system is: system software
23. Which of the following is related to Email: attachment
24. Intangible asset
25. Fifa world cup-what kind of marketing-event
26. Malaysia, truly Asia-what kind of marketing
27. Currency of Kuwait-Kuwaiti Dinar
28. Capital of Bhutan-Thimphu
29. Recently Hindustan Motor car plant shut down: Uttarpara plant in West Bengal
30. Book my journey transforming into dreams: Former President APJ Abdul
Kalam
31. Highest rural population state as per Census 2011 - Uttar Pradesh
32. Reliance company lady head name- Neeta Ambani
33. Recently banking license issued company name- IDFC
34. Full form CAG-Comptroller and Auditor General
35. which of the following is not an indirect tax- 10% surcharge on income

PO Exam - 22/June/2014 (Morning Shift)


GK Questions

1.Telecommunications controlled by TRAI


2. BCCI suspended which board RCA
3. Minimum age to Saving bank account according to RBI - 10 years
4. Head of the Committee to Review Governance of Boards of Banks in India: PJ
Nayak
5. 61st National awards Best Hindi film - Jolly LLB
6. State with highest urban population Maharashtra
7. New Airlines which got approval in India Air Asia
8. On which day lights were turn off: Earth Day
9. Maria Sharapova defeated whom in Madrid open final - Simona Halep

10. Eco-frenziedly Banking is called: Green Banking


11. Cheque truncation lead to replace- physical movement of cheque
12. Immovable property - Mortgage
13. DRT Full Form: Debts Recovery Tribunal

Some Computer Question


1. One question related to Optical Memory?
2. Which among the following is not a part of CPU?
3. To save a file with other name: save as
4. Converts a sheet in a text document that can be edited is called?

2. PO Exam - 29:June:2014 (Evening Shift)


GK Questions

1. From July 1st RBI instructed about ATM of - talking ATMs with Braille keypad
2. IPL-7 final held in Bangalore
3.New bank license period -18months
4. Environmental award given to Ramesh Agarwal for: For fight against coal mining
5. New bank licenses paid up capital-500cr
6. New Loksaba Speaker- Sumithra Mahajan
7. One questions on retail banking?
8. To do incurred banks should maintain ____% NPA?
9. Expand ECB- External commercial borrowings
10. In how many phase Loksaba elections were held: 9 phases
11. Asian games after which country withdrawal India ready to conduct? Vietnam
12. India post launched cash withdrawal scheme name?
13. FCNR, NRI accounts can maintain with: Term Deposits with 1 year and maximum
term of 5 years.
Some Computer Questions
1. 1terabyte is equal to: 1024 GB
2. On mouse 2 question?
3. Multiple users using simultaneously for which type?
4. Brain of computer: CPU

GK Questions Asked in SBI Clerk Exam 30th August: Morning


SHIFT

What is the capital of Zimbabwe? Harare


What is the currency of Myanmar? - Kyat
Who is the author of the book titled 'What young india wants'? - Chetan Bhagat
Digital camera what type of device? Input device
What is the Shortcut for making a selected word bold? Ctrl + B
When do we observe World environment day? - 5th June
Who is the Skill development minister? - Sarbananda Sonowal
What is the minimum Maturity period for commercial paper? - 7 days
Who is the governor of West Bengal? - Keshari NathTripathi
Who was the defence minister in the previous council of ministers - A K Antony
What is the literacy rate of kerala? - 93.91 %
ADB will help in road construction in which Indian state? - Manipur
Who is the author of the book 'my years with rajeev and sonia'? - R D Pradhan
Guru Tej Bahadur trophy is related to which sport? - Hockey
What will be the venue of next FIFA world cup? - Russia
Which are the 3 countries who are a participating in malabar excerxise? - India, USA,
Japan

SIDBI - Exam Analysis and GK Questions Asked on 3-Sept2014

GK and Computer Questions Asked


1. Who is the first woman director of Reliance group ? -Nita ambani
2. Who was the first indian governor of RBI ? -C D Desmukh
3. Commercial paper use in as an ? - It is typically issued by large banks or
corporations to cover short-term receivables and meet short-term financial
obligations
4. RRB is a type of ? -Rural bank
5. What is the changed limit of FDI in insurance sector ? - 49% FROM 26%
6. What is the full form of BBPS ? - BHARAT BILL PAYMENT SYSTEM
7. When we write any program in a language we are supposed to be doing ? CODING
8. What is the full form of TCP/IP ? - Transmission Control Protocol/Internet
Protocol
9. What is the current computer generation ? - 5th Generation
10. What is the full form of ESOP? Employee Stock Ownership Plan
11. Who is the author of the book 'The Accidental Prime minister' ? Sanjaya Baru

12. The drawee of a cheque is ? DRAWEE is the bank which is assigned to pay
the PAYEE
13. Who is the watchdog of indian market? SEBI
14. What is the full form of CRAR? Capital to risk assets ratio
15. What is the Award associated with indian cinema field ? Dada Saheb Phalke
award(among options)
16. What is the full form of DICGC? Deposit Insurance and Credit Guarantee
Corporation
17. 1 may is foundation day of which state? Maharashtra and Gujrat
18. Dilwara temple is located in which state? Rajasthan
19. What is the full form of REIT ? Real Estate Investment Trust
20. Which firm got recently banking license ? IDFC & Bandhan
21. Who were the founder of World wide Web ? - Robert Cailliau & Tim BernersLee
22. Apex board for controlling agriculture and rural development NABARD
23. Who was the first governor of RBI ? Sir Osborne Smith
24. Where is the Permanent secretariat of SAARC? Kathmandu
25. Who is Lalgudi Jayaram ? Indian Carnatic violinist, vocalist and composer
26. Which company raised 1bn $ recently in fresh funding ? Flipkart
27. commercial paper can be issued by company having minimum net worth? not
less than 4 cr
28. Origin of the concept of Microfinance was in which country ? Bangladesh
29. Which can be said as Buy now, pay now card ? Debit Card
30. The 21st CommonWealth Games will be held in Queensland, Australia
31. The CAR is related to ? Risk weighted Assets
32. Asset reconstruction companies related with Non Performing Assets (NPAs)
33. What is the full form of SFIO ? - Serious Fraud Investigation Office
34. What is the full form of MSF ? - marginal standing facility
35. What is the full form of MIMD ? Multiple instruction Multiple Data
36. What is the full form of PIN ? - Personal Identification Number
37. A question each on Open market operation , mortgage and FCNR bonds

GK Questions - IBPS RRB Officer Scale - I (6th Sept 2014)


Morning shift
General Awareness Questions
1.
2.
3.
4.
5.
6.

Next G-20 summit (2015) is to be held in Turkey


Capital of Bhutan Thimpu
Currency of Italy Euro
Current CRR 4%
Minimum RTGS 2 lakh
External Affair Minister of India Sushma Swaraj

7. Work of Banking Ombudsman Solving customer complaints.


8. What is not true about credit card?
9. What is not true about mobile alert?
10. ISIS is active in which states Iraq & Syria
11. Where is SHIGMO festival celebrated Goa
12. President gave Padma Vibhushan to which eminent author? Ruskin Bond
13. Children above 10 yrs of age are not allowed which facility Current Account
14. Face to face video communication in which bank Indusind Bank.
15. First Bank to set up Payment Gateway SBI
16. India and Brazil agreement 2014 trade and investment flows.
17. Palestinian Hamas is Palestinian Islamist political organization and militant
group.
18. Max amount of credit card transaction on which we get message on our phone.
19. Rural population as per 2011 census 68.84%.
20. EBOLA first discovered in which country Democratic Republic of Congr
21. Cartoonist Rran kumar sharma who died recently is a creator of Chacha Chaudhury
22. World habitat day October 6th
23. Maximum antibiotics consuming country India
24. Which International passenger Airline crashed down Malaysian Airline.
25. Prakash Nanjappa related to Shooting (India).
26. Cauvery wildlife sanctuary located in Karnataka.
27. Sania Mirza brand is the ambassador of which state - Telangna
28. Mettur Dam on Kaveri River is in which state Tamil Nadu
29. KYC for what purpose - to prevent banks from money laundering activities

30. Aajeevika " scheme" is also known as - National Rural Livelihoods Mission
(NRLM)

RRB (6th Sept 2014) Evening Shift


General Awareness Questions
1. 18th SAARC summit held in Kathmandu (Nepal)
2. Indian Company to cross 5 cr market capitalizations? TCS
3. Austria Currency-Euro
4. TARC Committee head- Parthasarathi Shome
5. Road development minister? Nitin Gadkari
6.

Strictly Personal: Manmohan and Gursharan Book writer - by Daman Singh

7. World AIDS Day- 1st December


8. Who elected head of Arujna award selection committee Kapil Dev
9. Commodity market regulator Forward Markets Commission
10. Gagan narang is related to which sports Shooting
11. Van bandhu scheme- for holistic development of tribal people
12. Chutak power plant in which state Jammu & Kashmir
13. Brazil capital Braslia
14. BBPS Full form Bharat Bill Payment System
15. Largest solar power plant in which district of MP - Rewa district
16. NTCA full form 17. Union budget allocated for Sc development - Rs 50,548 cr
18. PLR is also known as Base Rate
19. Tata SIA airlines known as Vistara
20. One questions is related to Ebola scientist.

IBPS PO

INTERVIEW PREP

RESULTS

SAMPLE PAPERS

SHORTCUTS

SSC

GK Questions - IBPS RRB Officer Scale - I (7th Sept 2014)


Both Shift
General Awareness Questions
1. Which state in India has highest rural population - U.P
2. Currency of Finland Euro
3. Capital of Egypt Cairo
4. 2015 BRIS Summit- Ufa, Russia
5. World diabetes day- 14th November
6. Movie directed by Muzaffar Ali (film maker),Rajiv Gandhi National Sadbhavana Award
winner- Umrao Jaan
7. Role of Chief Operating Officer (COO) appointed by RBI as a 5th Deputy Governor
of RBI
8. Dipika Pallikal and Joshana Chinappa related to Squash
9. Dronacharya Award Selection Committee headed by- Ajitpal Singh
10. RBI imposing a limit on ATM transactions. Which cities does come under this - Pune
and Raipur
11. The Nobel Prize 2013 in physics went to Brit Peter Higgs and - Belgian Francois
Englert
12. The Vijay Mallya Story written by - K Giriprakash
13. The RBI issued draft guidelines for setting up small banks and payment banks, with a
minimum capital of - 100 crore

14. what we call -------(some story telling) in A.P and Telangana - Hari Katha
15. Head of Governance of Boards of Banks in India - PJ Nayak
16. Commercial Paper (CP) is issued in the form of - promissory note.
17. Union cabinet approved Ken-Betwa river link which will benefit which two states - UP &
MP
18. Who got fields medal by International Mathematical Union's (IMU) - Manjul
Bhargava
19. Minister of Consumer Affairs, food & PD? Ramvilas Paswan
20. How much capital to be infused in banks to meet Basel-III norms by 2018 as per union
budget Rs 2.40 lakh crore
21. Capital of Australia? Canberra
22. Which insurance company will insure under Varishtha Pension Bima Yojana LIC
23. Nimmo Bazgo hydropower project in which district of J&K- Leh
24. Which country will host 7th IBSA summit India
25. RBI asked banks not to impose penalties on accounts not maintaining minimum
balance on which of the following accounts? any inoperative account
26. Which model of first ever Smartphone was launched in 1994?
27. Max money that can remitted to Nepal from any of the NEFT-enabled branches in India
50,000
28. BKS Iyengar who passed away recently was a renowned - Yoga teacher
29. DICGC does not cover insurance for which account?
30. Funds for Deendayal Upadhya Gram Jyoti Yojana - 500 cr
31. Currency of Netherlands Euro
32. Human Rights day - Dec 10
33. Largest indigenously built warship - INS kamorta
34. RBI license given to which micro-finance company - Bandhan

35. AIMA full form - All India Management Association


36. Business leader of the year award by AIMA was given to - Mr M. G. George Muthoot,
Chairman, The Muthoot Group
37. 2nd Summer Youth Olympic Games to be held in - Nanjing, China
38. Which country is largest wind power producer China
39. Definition of stale cheque in India - check that is 3 months or older than the date
40. The concept of BRIC was introduced by which economist - James O'Niel
41. Full form of CTS - Cheque Truncation System
42. Roger Federer related to which game Tennis
43. Which bank launched first equated EMI on debit cards ICICI
44. 24 engineering students died in river beas of Himachal Pradesh which dam gates
where open - Larji Dam
45. Which of the following feature of RTGS is not true - It is used for small transactions
46. Which state has Highest urban population according to census 2011 Maharashtra
47. Which Irish author Created the character Dracula - Bram Stoker
48. Regulator of Forwards and Futures market Forward Market Commission (FMC)
49. Surya Kiran VII Exercise took place between - India & Nepal
50. Rongali Bihu celebrated in which state Assam
51. Best parliamentarian award goes to Arun Jaitley and - Karan Singh and Sharad
Yadav
52. 1st Smartphone created by IBM IBM Simon
53. Note which is partially- fully obliterated -mutilated Note
54. E-BAAT full form - Electronic Banking Awareness and Technology
55. Health ministry launches "Anti tobacco campaign" named- Sunita
56. SIT head 4 black money- M.B. Shah

57. RBI panel head who recommend CPI formula - Urjit Patel Committee
58. CTBT - Comprehensive nuclear test ban treaty
59. Chandraprabha wildlife sanctuary state- U.P. Varanasi
60. FII is regulated by- SEBI
61. 1200 megawatt Lanco power plant in Udupai established by which company- Adani
group
62. According to railway minister in rail budget how many people travel daily by train- 23
million
63. JUAL ORAM Ministry of Tribal Affairs come from which constituency- Sundarghar,
Odisha
64. First Skill Development Centre Jaipur, RaJESTHAN

(13th Sept 2014 - Morning Shift)


General Awareness Questions
1. RuPay card is launched by: National Payments Corporation of India (NPCI)
2. Jan Dhan Yojna Insurance cover Rs 1 Lakh
3. Ministry of Micro, Small and Medium Enterprises (MSME) cabinet minister Kalraj
Mishra
4. Ethiopia capital Adis Ababa
5. Libyas currency Dinar
6. Shivas trilogys author Amish Tripathi
7. Chacha Chauharys author Pran Kumar Sharma
8. Eco tourism and Education tourism in railway announced for - North East States
9. 95th Independence Day celebrated by which country Afghanistan
10. RBIs new deputy governor - SS Mundra

11. Name of transaction in which we doesnt swipe card, but use details of card Online
transaction
12. Which agency set standards for individual customers and SME: BCSBI
13. Red cross day - 8th May
14. Rath Yatra in which state Odisha
15. Sunidhi chauhan got dada saheb phalke award for which song - 'Kamli' from 'Dhoom
3'
16. IIEST full form - Indian Institutes of Engineering Science and Technology
17. How many judges are there to select a judge of supreme court?
18. Ragala venkat Rahul is which player Weightlifter
19. Which film directed by Richard Attenbourgh and got Academy Award: Gandhi
20. PAC chairman KV Thomas
21. Kruger National Park South Africa
22. Indias first Indigenous anti submarine Kamorta
23. Drug for ebola virus - ZMapp

GK Questions - IBPS RRB Officer Scale - I (13th Sept 2014 Evening Shift)
General Awareness Questions
1. Who is Women and Child development minister - Menaka Gandhi
2.
3.
4.
5.
6.

Currency of Portugal Euro


Capital of Uzbekistan Tashkent
RBI issued guide lines to small banks and _____: Payments
Total number of districts in India according to Census 2011: 640
Neeranchal to give impetus to watershed development in the country with an initial
outlay of Rs 2,142 crore
7. World Vitiligo Day: 25 June
8. Telangana official festival: Bonalu, Bathukamma

9.
10.
11.
12.

What do you mean by HOMES(full form) ,it is announced in budget?


BIMSTEC country?
Slumdog Millionaire: Danny Boyle
Hydroelctric Power Plant in Kargil Distrcit : Chutak Hydroelectric Plant

13. According to railway minister in rail budget how many people travel daily by train- 23
million
14. INS kolkata is developed by?
15. To which telecom company reliance is linked up?

Office Assistant - I (14th Sept 2014 - Morning Shift)General


Awareness Questions
1.

Common wealth games in 2018 at: Gold Coast, Australia

2.

In shooting 10m Air Rifle gold medal won by: Abhinav Bindra

3.

Robert Azevedo head of: WTO

4.

K. Sankaranarayanan is the ex-governor of : Maharashtra

5.

Pran kumar Sharma creator of: Chacha Chwoudhry

6.

Top country in milk export: Australia

7.

CSAT stands for: Civil Services Aptitude Test

8.

Agriculture Growth rate in union budget: 49%

9.

Railway Fare increased by: 14.2 %

10. Kosi river flows from which country to India: Nepal


11. Aizawl capital of which state: Mizoram
12. 5.5% GDP fy15 by: Icra
13. _____more IIT s in Union Budget: 5
14. Yuan is the currency of: China
15. What is Ebola: Hemorrhagic fever
16. World bank poverty line income?
17. Mundra port in which state: Gujarat

18. Padma awards are announced on the eve of: Republic Day
19. Jack Kallis who retired from cricket belongs to which country: South Africa
20. Indian Prime Minister visited Nepal for how many times?
21. Control authority of e-riksha: State Govt (Delhi)
22. Apinder Singh won bronze medal in which game: Triple Jump
23. Hampi monuments on which river bank: Tungabadra river
24. Pritzer prize is related to which field: Architect
25. John Kerry is: US Secretary of State
26. Pale related to which game: Football
27. ICAR full form: Indian Council of Agricultural & Research
28. Manchester United is related to which game: Football
29. 3rd test India v/s England held in which stadium: The Rose Bowl Stadium
30. Germany currency- Euro
31. Iron Chanu Sharmila belongs to which state Manipur
32. Which state of Highest percentage of Literate- Kerala
33. Ozone day was observed on- September 16th
34. Amount for new smart city in budget -7060 crores
35. Romancing with life is the autobiography of which actor- Dev Anand
36. Chhau the folk dance of which state Orissa
37. What is the minimum pension - Rs. 1000
38. Financial inclusion scheme- Jan Dhan Yojana
39. Railway total employee- 13.1 lakh
40. Which prize is not given to any player this year- Rajiv Gandhi Khel Ratna Puraskar
41. Sushil kumar , bajarang related to sport- Wrestling
42. Rashtriya Khel Protsahan Puraskaar- Hanuman Akhara

43. Information and Broadcasting union minister- Prakash Jawadekar


44. What is the maximum investment in BSBDA per year:- 1 lakh
45. Committee on Obsolete Laws is headed by R. Ramanujam
46. Recently, Ice Bucket Challenge is more often in news. Why is this being organized? To
donate to people suffering from Amyotrophic lateral sclerosis
47. Next New Coin May Be come by RBI - Rs 100
48. Who became the ambassador of turn back crime campaign of Interpol -- Shah Rukh Khan
49. Name of the traditional tea offered to PM Narendra Modi by Japanese PM 'Chanoyu
50. Where Nalanda university is located: Bihar
51. Capital of Ireland Dublin
52. Currency of Germany Euro
53. Supreme court order on shifting of lions from Gir national park to: Madhya Pradesh
54. US security advisors landed at Mount Sinjar in which country: Iraq
55. Mullaperiyar dam in Kerala is in which district: Idukki
56. Piyush Goyal ministry: Ministry of Power

Scale I & Office Assistant Exam, held in 14th Sept:2014.


Evening Shift.General Awareness Questions
1. Bharat Bill Payment System - "any where any time payment system"
2. FDI in insurance sector - 49%
3. Proposed number of IIMs in Union Budget 5
4. Serena Williams related to Tennis
5. How many gold medals India got in commonwealth games 15
6. Paran Kumar Cartoonist
7. One question related to INS Kolkata?
8. In which city of Japan Mou signed for making Varanasi smart city Kyoto

9. Minister of Parliamentary affairs state Prakash Javadekar


10. Minimum pension under EPFO: Rs 1000
11. In one time how many Rs currency printed by RBI
12. According Census 2011 which state has highest population: Uttar Pradesh
13. Which Metro city celebrated its 375th anniversary: Chennai
14. Shyama Prasad Mukherjee National Rural Mission: stop migration from rural areas
to cities
15. Go India Smart Card by: Northern Railways
16. Teenage Swimmer USA Create World Record: Katie Ledecky
17. Kuchipudi is a classical dance of : Andhra Pradesh
18. AIMA Entrepreneur of the year: Mr Chandra Shekhar Ghosh, Chairman and
Managing Director, Bandhan Financial Services.
19. International Day against drug abuse- June 26
20. Textile join hand with for handloom weavers: Flipkart
21. India to give grant of $1 million for construction of cricket stadium in: Kandhaar,
Afghanistan
22. Paragliding world cup will be held in: Kangara, HP
23. Japan Yen
24. Indonesia Capital: Jakarta
25. Playing It My Way Book Autobiography of : Sachin Tendulkar
26. BASIC Countries- Brazil South Africa, India and China
27. Full form of DTAA- Double Taxation Avoidance Agreement
28. One question on MICR and cheque?
29. Which of the bank has been featured in Forbes Asia's FAB 50 list of 2014: Axis Bank
30. Total Number of Rajya Sabha seats: 250
31. Totals seats for Uttar Pradesh for elections: 80
32. India nuclear deal with country- Australia

33. Who is Sumitra Mahajan: Lok Sabha Speaker


34. How many seats does BJP won in U.P: 71
35. Usain Bolt represent which country: Jamaica
36. In the 4th test with England how many Indian batsman gone to duck: Six
37. Who are Bank Mitras?
38. Pran Kumar Sharma related to which field: Cartoonist
39. In which state elections will be held in 2015: Bihar
40. Vinod Kumar Duggal resigned as a governor from which state: Manipur
41. Virbhadra Singh is the chief minister of which state: Himachal Pradesh
42. India won how many gold, Silver, Bronze respectively in common wealth: 15,30,19
43. Full form of ETF: Exchange Traded Fund

GA Questions - IBPS RRB Exam (Office Assistant) - 17th Sept


2014. (Both Shift).General Awareness Questions
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.

What is current CRR Rate - 4%


How much % SLR cut down in monetary policy - 0.5%
Minimum paid-up capital for payment banks Rs 100 Crore
Which organisation gives loan to landless farmer- NABARD
BRICS bank head office will be located in which country- Shangai, China
Strictly Personal, Manmohan and Gursharan a book is written by- Daman Singh
In India economic condition are measured after - 5 yrs
Governor of U.P Ram Naik
Lab To Land is a initiative of which Ministry - Ministry of Rural Development
Who is Tony Abott Prime Minister of Australia
Who is the minister of Ministry of Home Affairs - Rajnath Singh
Who is Civil aviation Minister - Ashok Gajapati Raju
Which state ban wearing dhoti in parliament- Tamil Nadu
Which state has large number of tigers- Karnataka
Note: Tiger census: In the latest census, Karnataka has overtaken Madhya Pradesh,
as the state with the most tigers.
15. What is the age limit for voting right- 18 years

16. ISIS is active in which state Iraq


17. Mars Orbiter Mission, informally called Mangalyaan
18. What is HAL Dhruv - It is a utility helicopter developed and manufactured
by Indias Hindustan Aeronautics Ltd.
19. Rainfall density is highest in which state- Cherrapunji, Meghalaya
20. Who is the head of UNESCO - Irina Bokova
21. Ban Ki -moon is the Secretary-General of UN
22. Which country is helping India for Ganga rejuvenation Japan
23. According to Union budget 2014-15, Agricultural university will open in which state
Andhra Pradesh & Rajasthan
24. Gandhi Nagar is the capital of which state- Gujarat
25. Nalanda university is located in which state Bihrar
26. Telangans state brand ambassador- Sania Mirza
27. Human Development index 2014 topped by which country - Norway
28. Capital of Maldives- Mal
29. Bangkok is the capital of which country- Thailand
30. Jitu Rai is associated with - Shooting
31. What is the rank of India in CWG 2014 games medal tally Fifth
32. Parupalli Kashyap is related to with which game - Badminton
33. K. Sanjita chanu belongs from which state Manipur
34. Tiger wood is related with which game- Golf
35. Novok Djokovic is related to which game - Tennis
36. Roger Feredar is related to which game Tennis
37. Which country tops medal tally in CWE 2014 games England
38. Which country finished 2nd rank in medal tally in CWE 2014 games -Australia

39. Union Cabinet approved the Juvenile Justice Bill, 2014, age limit for juvenile to be
carried in court for heinous crime is - The bill will treat minors above the age of 16 as
adults, who are accused of heinous crimes like rape and murder.
40. HUCK term related to which game- Ultimate Frisbee
Note: HUCK : A long pass; often nearly the full length of the pitch and high to a tall
player in the endzone.

Ultimate Frisbee is played between two teams of seven players on a large rectangular
pitch.
A line drawn across the pitch at either end creates two "endzones" (like in American
Football). These are the goal-scoring areas. A goal is scored when a team completes a
pass to a player standing (or more likely running) in the endzone they are attacking.

GA Questions Asked in IBPS RRB Exam - 21th Sept-2014


(Evening Shift)General Awareness Questions
1. Full form of CST? - Central Sales Tax
2. Full form of NABARD? - National Bank for Agriculture & Rural Developemnt
3. Full form of UGC? - University Grants Commission
4. Full form of SLR? - Statutory Liquidity Ratio
5. Who is Vladimir Putin? - Russian President
6. Ajiknkya Rahane is related to which game? - Cricket
7. What is purpose of Jan Dhan Yojna? - Minimum one account for every family
8. Who issues RuPay card? - NPCI
9. RuPay card is linked with a bank account, how much insurance cover is linked with that
account? - Rs. 1Lakh
10. Who is Robin Williams? - Hollywood Actor

11. Who is P.J Kurien? - Deputy Chairman of Rajya Sabha


12. According to Budget 2014, how many new Govt. Medical Colleges will be opened? - 12
13. Who is regarded as Chairperson of Planning Commission of India? - Prime Minister of
India
14. What is the amount charged for ATM transactions after 5 times? - Rs. 20
15. In addition to Tennis, Rafael Nadal is associated to which game? - Football (Not sure)
16. In budget 2014, there is proposal of running many passenger trains? - 8
17. The First Bullet Train will start for which Route? - Mumbai - Ahmadabad
18. Tax Exemption for Senior Citizens in Budget 2014? - Rs. 3,00,000
19. Rate of Interest for Farmers under a scheme? - 7% (Not sure)
20. Flag Bearer for India in Commonwealth Games 2014? - Vijay Kumar
21. How many Deputy Governors are there in RBI? - 4
22. Kundakulam Project is started in which state? - Tamil Nadu
23. Number of total new trains as per Budget 2014? - 58
24. Strike word is related to which game? - Baseball
25. Hardware park is proposed to which state? - Andhra Pradesh
26. What percent of money is increased for cleanliness in budget? - 40%
27. Who is all time highest goal scorer of Germany? - Miroslav Klose
28. Who is Wilfried Bony? - Football Striker from Ivory Coast
29. Saji Thomas is related to which game? - Rowing

30. Bhamashah Yojna in Rajasthan is for what purpose? - Women Empowerment


31. Swaccha Bharat Abhiyan will start from - 2nd October, 2014
32. In which state Congress won all the 3 seats? - Uttarakhand
33. Bank Capitalization related to -? - Basel III Norms
34. Which country is the top source of FDI? - Singapore
35. Swaccha Bharat Abhiyan is hoping to be ended by? - 2019
36. According to the Judicial Appoints Commission, who can appoint judge? - two eminent
persons to be nominated by the Prime Minister, the CJI and the Leader of Opposition .

GA Questions Asked in IBPS RRB Exam - 21th Sept-2014


(Morning Shift)
General Awareness Questions
Suzlon Energy related to - Wind Turbine Supplier
Planning Commission is replaced by how many members(no of members in that committee) - 8
Sagarmala Project located at - Over the river Mandovi in Goa
Gangavaram port located in - Vishakapatnam
Sheikh Hasina PM of - Bangladesh
Dhaka capital of - Bangladesh
Full form of MPLADS - Member of Parliament Local Area Development Scheme
Shillong capital of - Meghalaya
Financial inclusion overdraft limit provided to whom - people who come under Jandhan
Yojana
Heena Siddhu related to which game - Shooting

"Love" is related to which game - Badminton


D Viju related to which game - Badminton
Amit kumar related to which game - Wrestling
Zero Effect- Zero Defect slogan by - Narendra Modi
Who is Azim premji - Founder of Wipro
Prior to which year currency note should be exchanged - 2005
PFO monthly pension limit - Rs. 1000 (Minimum limit) & Maximum Limit is Rs. 15000
Pankaj Advani Sports name - Billiards
Chanakya also known as (his alternate name) - Kautilya
Number of free ATM transactions - 3
CDR fullform - Credit Default Swap
SEZ started by PM In which state/city - Maharashtra
Indira Awas Yojna new name - National Gramin Awaas Mission (proposed name, please
check once)
FLIPKART is which kind of company? - E-Commerce
Income Tax exemption limit for Sr. Citizens - Rs. 3 Lakh
200 cr allocated for stadium in which state - Jammu & Kashmir
Which organization is worried for EBOLA - WHO
No. of AIIMS propoed in the Union Budget - 4
Largest bank - Industrial & Commercial Bank of China
Who is sumitra mahajan - Loksabha Speaker

No. of passenger train in rail budget 2014 - 58


No. of countries in BRICS - 5
Union Health Minister: Dr. HarshaVardha

Assitant Exam - 20th Sept-2014 (Evening Shift)


General Awareness Questions
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.

Jandhan Yojna insurance amount Rs 1 Lakh


Who is Cristiano Ronaldo Football player
Vistara is name of air lines of which two companies Tata & Singapore airlines
Govt want to revamped labour law ,why?
Who is Rakesh Jhunjhunwala: Indian investor and Trader
44MW Hydro power project inaugurated by PM in which state Jammu & Kashmir
James Rodriguez belongs to which sports: Football
Germany defeated Brazil in FIFA world cup by what score 7-1
Full form of CRR Cash Reserve Ratio
Which bank will provide mobile banking facility in its 1st phase: 75% of the market
value of your gold
11. How many countries are member of SAARC 8
12. Thambi Durai related to AIADMK
13. Who is Mallikarjun Kharge - the leader of the Indian National Congress party in the
16th Lok Sabha
14. Buenos Aires - Capital of ArgentiNA
15. Second most populated city Delhi
16. Who is Dayanidhi Maran - Former Telecom Minister
17. OECD - Organisation for Economic Co-operation and DevelopmenT
18. River cleaning: Project Ganga
19. Mithali Raj is - Captain of Indian Women's Cricket team
20. Who is Gagan Narang - Indian shooter
SNational Academy for Customs & Excise at Hindupur in: Andhra Pradesh

GA Questions - IBPS RRB Exam - 20th Sept 2014. (Morning


Shift).
General Awareness Questions

1. Who is the Home Minister of India - Rajnath Singh


2. What is the Current rate of CRR- 4%
3. Agartala is capital of which of state ? - Tripura
4. Yogeshwar Datta related with which Sport - wrestler
5. Bank of Rajasthan Merged with which bank ? - ICICI
6. Oslo is the capital of which country ? Norway
7. What is the current rate of SLR ? 22 %
8. Who is H.R.Khan ? Dy. Governer of RBI
9. What is the full form of Qip ? - Qualified Institutional Placement
10. Who is the PM of United Kingdom ? - David Cameroon
11. Who is the current IMF head ? - Christine Lagarde
12. Double fault is related to which games ? - Tennis
13. Who is the head of Press Council of India ? - Markandaye Katju
14. Interest fee cap on home loans 2 lakhs
15. Who is H.R. Khan- Deputy governor of RBI
16. Who is the current railway minister ? - Sadananda Gowda
17. What is the Full Form of SEBI - Security Exchange Board of India
18. According to social responsibility tax,tax is levied on company worth more than ?
1000cr
19. Which country achieved highest GDP in 2001-2010 United States
20. What is the route of the Fastest Train in India ? - Delhi to Agra
21. K R Kamath is the CMD of which bank ? - Punjab National Bank
22. Gulberg Hill Station is Located in- Jammu and Kashmir
23. Who was the Founder of Congress ? -Allan Octavian Hume
24. Rory Mcllroy is related to which game ? - Golf
25. In the budget, how many new AIIMS institutes were decided to be made 4
26. Modi visited which country in August First Week ? - Nepal
27. What is the initial capital of payment bank ? - 100 cr
28. Who is the current Bihar C.M. ? - Jitan Ram Manjhi

GA Questions Asked in RBI Assistant Exam - 23-Sept2014 (Evening Shift)General Awareness Questions
1. Oscar 2014 Best supporting actress - Lupita Nyong'o
2. Best actress in film fare awards 2014 - Deepika Padukone
3. Law and justice minister Ravi Shankar Prasad
4. Water resources minister Uma Bharti
5. Defence minister: - Arun Jaitley
6. Kuchhipudi dance form which state - Andhra Pradesh
7. Currency of Iran?

8. In which case RBI has imposed 12 crore fine to banks?


9. States where IIMS are to be opened
10. Fund for Pradhan Mantri Krishi Sichayin Yojana - Rs. 1000 cr
11. South African cricketer retired Jaques Kallis
12. Kampala is capital of which country Uganda
13. Tarapur plant in which state Maharashtra
14. Varanasi Ghat is on which river Ganga
15. CBI chief Ranjit Sinha
16. Fiscal deficit according to union budget 4.1%
17. Tawang is in which state - Arunachal Pradesh
18. Mettur dam is in Tamil Nadu
19. Parupalli kashyap related to Badminton
20. Jai Bhawan related to which game Boxing
21. The Guide author R.K. Narayan
22. According to Budget 2014, how many new Govt. Medical Colleges will be opened? - 12

GA Questions Asked in RBI Assistant Exam - 23-Sept-2014


(Morning Shift)General Awareness Questions
1. Kudankulam power station: Tamil Nadu
2. Shillong is in : Meghalaya
3. Najma Heptulla ministry: Minority affairs
4. Tax exemption limit for senior citizens: 3 lakh
5. Minimum pension: Rs1000
6. Mamta Pujari belongs to which sport : Kabaddi
7. Anti Tobacco Day: 31st May
8. Revolution 2020 author: Chetan Bhagat
9. Finance allocated for Metro rail is 100 cr - Lucknow and Ahmedabad

10. Novak Djokavik defeated whom in Wimbledon Championship final: Roger Federer
11. Five IIM to be opened in which one of the following state -4 state given and asked
for the 5th "Odisha"
12. FDI raised in Defence 26% to -49%
13. FRBM full form - Fiscal Responsibility and. Budget Management
14. Mohiniattam dance which state - Kerala
15. Windhoek is capital of- Namibia
16. Pakistan mudra is Rupee
17. Oscar for best director Alfonso Cuaron
18. Best actor film fare award for Farhan Akhtar
19. Begam Praveen got Padma Bhushan for which category-singer
20. RBI report on GDP growth 2014 14 15 August- 5.5%
21. ARC Full Form Asset Reconstruction Company
22. UFCE Full Form - Unhedged Foreign Currency Exposure-Clarifications
23. Law and Justice Minister Ravi Shankar prasad
24. Finance ministry ordered _____ audit of 2 bank? Forensic
25. Loss incurred for railway per passenger in paise - 23p
26. Rural Minister Nitin Gadkari
27. Jammu udampur srinagar ___ railway link? Baramulla
28. Palace of winds is situated in ___ Jaipur

MARKETING
There are some important glossary terms used by marketers, usually at the
management level, when preparing marketing plans and pitching for business.
Some of these are explained here..

Anti-competitive practice: A practice is considered anti-competitive if it


prevents, distorts or restricts competition in a market for goods and services in
Barbados.
Anti-dumping: Anti dumping is a measure to rectify the situation arising out of
the dumping of goods and its trade distortive effect. Thus, the purpose of anti
dumping duty is to rectify the trade distortive effect of dumping and reestablish fair trade. The use of anti dumping measure as an instrument of
fair competition is permitted by the WTO. In fact, anti dumping is an
instrument for ensuring fair trade and is not a measure of protection for the
domestic industry. It provides relief to the domestic industry against the
injury caused by dumping. Anti dumping measures do not provide protection
per se to the domestic industry. It only serves the purpose of providing remedy
to the domestic industry against the injury caused by the unfair trade practice of
dumping.
Advertising: Advertising is a form of communication that typically attempts to
persuade potential customers to purchase or to consume more of a particular brand
of product or service. Many advertisements are designed to generate increased
consumption of those products and services through the creation and
reinforcement of "brand image" and "brand loyalty". For these purposes,
advertisements sometimes embed their persuasive message with factual
information.
Barter: A Trade Exchange or Barter is a type of trade in which goods or
services are directly exchanged for other goods and/or services, without the
use of money. It can be bilateral or multilateral, and usually exists parallel
to monetary systems in most developed countries, though to a very limited
extent. Barter usually replaces money as the method of exchange in times of
monetary crisis, when the currency is unstable and devalued by hyperinflation.
Branding: It is a promise, a pledge of quality. It is the essence of a product,
including why it is great, and how it is better than all competition products. It is an
image. It is a combination of words and letters, symbols, and colors.
Conglomerate: A conglomerate is the term used to describe a large company that
consists of seemingly unrelated business sections. This term may also be referred
to as a multi-industry company.
Circulation: The total number of copies distributed by a newspaper or magazine.
Classifieds: An advertisement in a newspaper that is placed along with
advertisements for similar events under a classified heading, e.g. 'Entertainment' or
'Cinema'.
Concept: A design in which all aspects of the product are linked to a central idea,
function or theory, etc.
Copy: Written or typed matter intended to be reproduced in print.

Copyright: The exclusive right, granted by law for a certain term of years,
to make and dispose of copies of, and otherwise to control, a literary, musical,
dramatic, or artistic work.
Critical Path: Plots the events that need to occur to complete a project on a
timeline.
CRM: Customer Relationship Marketing. Building loyalty through your
relationship with a customer.
Database: A large volume of information stored in a computer and
organised in categories to facilitate retrieval.
Direct Mail: Mailing brochures, letters, questionnaires etc. directly to the target
market.
Direct Marketing: Marketing to the customer without the use of an intermediary.
Types of Direct marketing:
There are many types of direct marketing, only some important types are listed
below and these are the most form of direct marketing.
i)Direct Mail Marketing: Advertising material sent directly to home and business
addresses. This is the most common form of direct marketing.
ii)Telemarketing: It is the second most common form of direct marketing, in which
marketers contact consumers by phone.
ii)Email Marketing: This type of marketing targets customers through their email
accounts
Display Ad: An advertisement which is usually designed by the advertiser and
displayed in a box.
Direct Response: In advertising. Advertising designed to trigger a behavioural
response in target audiences, e.g. placing mail back coupons in the ad, asking
people to bring in or mention an ad, setting up a phone number and asking
individuals to call for further information etc.
Digital Marketing: Digital Marketing is the practice of promoting products and
services using all forms of digital advertising. It includes Television, Radio,
Internet, mobile and any other form of digital media.
Distress Rates: Cheaper rates for advertising at short notice, i.e. When
newspapers have spaces to fill shortly before their deadlines.
Distribution: To place promotional material, e.g. fliers or posters, throughout
areas where they will be picked up.
Drip Marketing: Method of sending promotional items to clients is called Drip
marketing.
Dumping: If a company exports a product at a price (export price) lower than the
price it normally charges on its own home market (normal value), it is said to be
'dumping' the product. Dumping can harm the domestic industry by reducing its
sales volume and market shares, as well as its sales prices. This in turn can

result in decline in profitability, job losses and, in the worst case, in the
domestic industry going out of business. Often, dumping is mistaken and
simplified to mean cheap or low priced imports. However, it is a
misunderstanding of the term. On the other hand, dumping, in its legal sense,
means export of goods by a country to another country at a price lower than its
normal value. Thus, dumping implies low priced imports only in the relative sense
(relative to the normal value), and not in absolute sense.
Freepost: Used to encourage a response by mail. The sender does not pay to return
an item by post e.g. a questionnaire.
Guerilla Marketing: Unconventional marketing intended to get maximum results
from minimal resources is nothing but Guerilla Marketing.
JIT: Just-in-time (JIT) is an inventory strategy implemented to improve the return
on investment of a business by reducing in-process inventory and its associated
carrying costs. In order to achieve JIT the process must have signals of what is
going on elsewhere within the process.
Incentive: Something of financial or symbolic value added to an offer to
encourage some overt behavioural response.
Indirect Marketing: Indirect Marketing is the distribution of a particular product
through a channel that includes one or more resellers.
Difference b/w Direct and Indirect Marketing:

Direct marketing is basically advertising your own products or services.

In the same way you might advertise for someone else is called Indirect
marketing, is an increasingly popular way of doing business
Internet Marketing: Internet marketing is the marketing of products or services
over the Internet.
Internet Marketing is also known as i-marketing, web-marketing, onlinemarketing, Search Engine Marketing (SEM) or e-Marketing
Key Selling Points: The components of a program or event that will appeal to the
greatest number of people.
Loyalty Programs: A component of relationship marketing. Programs designed to
increase the strength of a consumer's preference for a particular entity. The most
common form of loyalty program in the arts is subscription or membership
programs.
Marketing: The process of planning and executing the conception, pricing,
promotion, and distribution of ideas, goods, services, and people to create
exchanges that will satisfy individual and organizational goals.
Marketing Mix: The blend of product, place, promotion, and pricing
strategies designed to produce satisfying exchanges with a target market.

Market Research: The process of planning, collecting, and analyzing data


relevant to marketing decision-making. Using a combination of primary and
secondary research tools to better understand a situation.
Marketing Strategy: The first stage is setting marketing objectives (where the
organisation wants to be at the end of the strategic planning period) and goals
(the objectives with specific numerical benchmarks and deadlines attached to
allow management to measure achievement). The second stage is specifying the
core marketing strategy, i.e. specific target markets, competitive positioning
and key elements of the marketing mix. The third is the implementation of tactics
to achieve the core strategy.
Mergers and Acquisitions: The phrase mergers and acquisitions (abbreviated
M&A) refers to the aspect of corporate strategy, corporate finance and
management dealing with the buying, selling and combining of different
companies that can aid, finance, or help a growing company in a given
industry grow rapidly without having to create another business entity. A
merger is a tool used by companies for the purpose of expanding their
operations often aiming at an increase of their long term profitability. An
acquisition, also known as a takeover, is the buying of one company (the target)
by another.
Media Hooks: Aspects of an event or program that are most likely to appeal to a
journalist or the media generally.
Media Monitoring: Systematic monitoring of the media in order to ascertain what
has been said. Specialised agencies provide this service.
Offer: A proposal by a marketer to make available to a target customer a
desirable set of positive consequences if the customer undertakes the required
action.
Pitch: A proposal - either verbal or written - to enlist the engagement or support of
a third party.
Psychographics: Life-style measures which combine psychological and
demographic measurements based on consumers' activities, aspirations, values,
interests or opinions.
Publicity: Definitions vary but in Sauce the term is used to describe obtaining
media coverage.
Personal Selling: Persuasive communication between a representative of the
company and one or more prospective customers, designed to influence the
person's or group's purchase decision.
Qualitative Research: Research that seeks out people's attitudes and
preferences, usually conducted through unstructured interviews or focus groups.

Quantitative Research: Research that measures (quantifies) responses to a


structured questionnaire, conducted either through telephone, face-to-face
structured interviews, on the Internet or through self completion surveys.
Quickcuts: The brand name of technology which enables design companies or
advertising agencies to transmit advertisements directly to the publication over a
telephone line.
Reach: The total number of people your organisation or campaign reaches.
Relationship marketing: Marketing with a focus on building long-term
relationships where the target customer is encouraged to continue his or her
involvement with the marketer.
Strategic Marketing Planning: The process of managerial and operational
activities required to create and sustain effective and efficient marketing
strategies, including identifying and evaluating opportunities, analyzing
markets and selecting target markets, developing a positioning strategy,
preparing and executing the market plan, and controlling and evaluating results.
Situational Analysis: An analysis of the internal and external environment of a
company or event.
SWOT Analysis: Identifying the strengths and weaknesses, which are internal to
the organisation or project and the opportunities and threats, which come from
outside the organisation.
Social Media Marketing: Social media marketing is marketing using online
communities, social networks, blog marketing and more
Talent: The person or people you put forward to the media as possible
subjects for an interview, a game show, a picture or footage, etc.
Target Audience: The section of the population that is identified as likely to
be most interested in buying or being associated with a product.
Target media: The media you decide to target for coverage because they reach
your target audience.
Targeting: The act of directing promotions to the target audience.
TARPS: Target audience rating points -- that is, the number of people or
percentage of people reached in your target audience
Unique Selling Proposition (USP): The one thing that makes a product
different than any other. It's the one reason marketers think consumers will
buy the product even though it may seem no different from many others just like it.
Viral Marketing: Marketing by the word of the mouth, having a high passrate from person to person is called Viral marketing. Creating a 'buzz' in the
industry is an example of viral marketing
Q1. Sales are declining, profits are declining and competition is increasing.

These indicate that the product may be in:


1) Introduction stage
2) Decline stage
3) growth stage
4) All the above
5) None of the above
Q2. If an existing product has to grow in an existing market, what should be
the strategy:
1) Product development
2) Diversification
3) Market development
4) Market penetration
5) none of these
Q3. Idea Screening is the first stage of:
1) New product development
2) Diversification
3) Product modification
4) None of the above
5) All the above
Q4. Hindustan lever launched Surf Excel and Surf Excelmatic. This is a ____
type of branding strategy:
1) Line Extension
2) Brand Extension
3) New Brand
4) Multi-Brand
5) All the above
Q5. The three layers of packaging are:
1) Primary, secondary, tertiary packaging
2) Primary, secondary and shipping packaging
3) Shipping, inner and outer packing
4) None of the above
5) All the above
Q6. The objectives of price can be:
1) Profit

2) Market share
3) cash flow
4) All the above
5) None of the above
Q7. In the English auction system, there is one seller and many buyers. Many
times the seller_____.
1) Sets floor or minimum price
2) sets ceiling or maximum price
3) Gives discount if buyers form a group
4) All the above
5) None of the above
Q8. Mark-up pricing is a pricing ___ while as Geographic pricing is a
pricing____ :
1) Method, Strategy
2) Strategy, method
3) Process, Policy
4) Policy, Process
5) None of these
Q9. Concentrated marketing is a strategy opted for:
1) Market segmentation
2) Market Research
3) Marketing Mix
4) None of these
5) All the above
Q10. SBU means:
1) Strategic Business Uses
2) Strategic Business Unit
3) Strategic Business Utility
4) None of these
5) All the above
Answers:
1. 2
2. 1
3. 1
4. 1

5. 2
6. 4
7. 1
8. 1
9. 1
10. 2
SBI PO: Marketing Quiz
Q.1. Warehouse Management does not include (1) Space determination
(2) Stock layout
(3) Stock design
(4) Stock placement
(5) Order picking procedure

Q.2. A marketing technique where marketer plays a specific role in a particular


segment is called (1) Mass Marketing
(2) Niche marketing
(3) Strategic Marketing
(4) Communication Marketing
(5) None of these
Q.3. Which among the following is not an example of convenience goods?
(1) Tea
(2) Newspaper
(3) Coffee
(4) Shirts
(5) None of these
Q.4. In Marketing Mix 4 Ps Imply (1) Product, Price, Place, Promotion
(2) Product, Price, Policy, Place
(3) Place, People, Product, Promotion

(4) All of the above


(5) None of these
Q.5. In Market segmentation which among the following is not an economic
component(1) Age
(2) Gender
(3) Both 1 and 2
(4) Income level
(5) Taxes
Q.6. Which among the following is a feature of good forecasting method (1) Accuracy
(2) Simplicity
(3) Economy
(4) Availability
(5) All of these
Q.7. A person who ultimately determines any part or whole of the buying decision
is called(1) Decider
(2) Buyer
(3) User
(4) Influencer
(5) None of these
Q.8. When a firm sells off part of its business to another it is called(1) Diversification
(2) Divestment
(3) Pruning
(4) Strategy
(5) Joint venture
Q.9. Buyer Resistance means (1) Buyers fighting with the salesman

(2) Reluctant salesman


(3) Indifferent Salesman
(4) Hesitant buyers
(5) None of these
Q.10. Digital Bank can be resorted through (1) Mobile phones
(2) Internal
(3) Telephones
(4) All of these
(5) None of these
Q.11. Cross selling is very effective in the sale of one of the following (1) Debit - Card
(2) Credit- Cards
(3) Internal- Banking
(4) Auto Loan
(5) All of these
Q.12. Target market for debit card is (1) All existing account holder
(2) All sales persons
(3) All NRIs
(4) All HNIs
(5) All of these
Q.13. SME means (1) Small and medium enterprises
(2) Small scale marketing entities
(3) Small & medium establishments
(4) None of these
Q.14. Out-sourcing means service rendered by (1) Outside agencies

(2) Other departments of the company


(3) Employees other than the sales person
(4) Marketing department
(5) None of these
Q.15. Sales promotion involves, the incorrect option(1) Building product awareness
(2) Creating interest
(3) Providing Intonation
(4) Designing new product
(5) None of these
Q.16. DSA Means (1) District sales Authority
(2) Direct Selling Agent
(3) Distributor and Sales agent
(4) None of these
(5) All of these
Q.17. Conversion in sales language means (1) Converting a buyer into a seller
(2) Converting a seller into a buyer
(3) Converting a prospect into customer
(4) All of these
(5) None of these
Q.18. Bank Marketing is treated as (1) Transaction marketing
(2) Service marketing
(3) Indoor marketing
(4) all of these
(5) None of these
Q.19. Leads can be provided by -

(1) friends relatives


(2) Websites
(3) Directories
(4) All of these
(5) None of these
Q.20. Marketing is Find the wrong option (1) an ancient concept
(2) a modern concept
(3) a continuous affair
(4) a team effort
(5) None of these
Answers:
Q.1.(5)

Q.11.(5)

Q.2.(2)

Q.12.(1)

Q.3.(4)

Q.13.(1)

Q.4.(1)

Q.14.(1)

Q.5.(3)

Q.15.(4)

Q.6.(5)

Q.16.(2)

Q.7.(1)

Q.18.(2)

Q.8.(2)

Q.17.(3)

Q.9.(4)
Q.10.(4)

Q.19.(4)
Q.20.(1)

Q.1. For effective marketing the salesmen should have which of these qualities(1) Creativity
(2) Team spirit
(3) Motivation

(4) Effective communication skill


(5) All of these

Q.2. Market Research is needed for(1) Deciding the market area


(2) Deciding the right-product to be sold.
(3) Making proper marketing decisions
(4) Deciding right time to sell
(5) All of these
Q.3. Which of the following statement is true(1) Marketing makes the company to go into loss due to higher expense
(2) Marketing is not required in profitmaking companies
(3) Marketing sharpens the mind of the employees
(4) Marketing is wastage of time.
(5) All of these
Q.4. Marketing plan helps in(1) Better lead generation
(2) Better systems
(3) Better results
(4) Better customer service
(5) All of the above
Q.5. Motivation means(1) Inspiring employees to perform better
(2) Better communication skills
(3) Sales coaching
(4) Market research
(5) None of these
Q.6. In a Marketing process in today's world(1) Only standard products are sold
(2) The seller needs to have product knowledge

(3) The seller should ensure customer satisfaction


(4) Only quantum of sales matters.
(5) All of these
Q.7. Sale forecasting involves(1) Sales planning
(2) sales pricing
(3) Distribution channel
(4) Consumer Tastes
(5) All of these
Q.8. In addition to product , price, promotion, the augmented marketing mix for
services include all of the following EXCEPT;
(1) People
(2) Packaging
(3) Process
(4) Physical evidence
(5) Both 1 and 2
Q.9. Dumping relates to the sale of(1) Products in foreign markets that cannot be sold in the home market
(2) Products discontinued in the home market sold to a foreign market
(3) Production in foreign markets that cannot pass safety standards in the home
market
(4) None of these
(5) All of these
Q.10. The following does not represent a market situation(1) A bank run dispensary located in its, staff quarters.
(2) A fund raising charity show for the members of an NGO
(3) A meditation camp of a religious organization concluded for its members.
(4) A stall distributing Kada Prasad in a Gurudwara
(5) All of these
Q.11. The following offering is not a service-

(1) Fixed deposit receipt


(2) Postage stamp
(3) Insurance policy
(4) Gift coupon of the chain store.
(5) All of these
Q.12. The act of obtaining a desired object from some one by offering some in
return is called as a(1) Transaction
(2) Exchange
(3) Relationship
(4) Value
(5) None of these
Q.13. --------- is a group of related products that function in a similar manner, are
sold to the same customer groups and marketed through the same type of the
outlets.
(1) Group
(2) Product line
(3) Category
(4) Market
(5) None of these
Q.14. Goods that are typically bought by consumer based on a comparison of
suitability, quality price and style are called------------ goods(1) Industrial
(2) Speciality
(3) Shopping
(4) Convenience
(5) None of these
Q.15. Out of the following ------ is not an objective of pricing(1) Profit
(2) Stabilizing demand an sales of the product
(3) Improvement in product quality

(4) Expansion of business.


(5) All of these
Q.16. Out the following ------- is not the three level of the product(1) Core
(2) Symbolic
(3) Augmented
(4) fragmented
(5) None of these
Q.17. Of the following pricing methods----- is not for new product(1) Market skimming
(2) Penetration
(3) Discriminatory pricing
(4) None of these
(5) All of the above
Q.18. In market skimming pricing strategy----(1) Initially price is lower then it is reduced
(2) Initially price is higher then it is reduced
(3) Initial price is high and is maintained high
(4) None of these
(5) All of these
Q.19. Bank of Mathura is offering higher interest-ratio on fixed deposit to senior
citizens of 60 years and above- It is practicing(1) Promotional pricing
(2) Psychological pricing
(3) Segmental pricing
(4) Product mix pricing
(5) All of these
Q.20. With---- pricing, the products are priced below list price (or even cost) for a
temporary period to create buying urgency(1) Reference

(2) By-product
(3) Promotional
(4) Market penetration
(5) All of these

Answers:
Q.1.(5)
Q.2.(5)

Q.11.(4)
Q.12.(2)

Q.3.(3)

Q.13.(2)

Q.4.(5)
Q.5.(1)
Q.6.(3)
Q.7.(5)
Q.8.(2)
Q.9.(2)
Q.10.(4)

Q.14.(3)
Q.15.(4)
Q.16.(4)
Q.17.(1)
Q.18.(2)
Q.19.(3)
Q.20.(3)

SBI - PO Marketing Quiz


Q.1. The following offering is not a service(1) Fixed deposit receipt
(2) Postage stamp
(3) Insurance policy
(4) Gift coupon of the chain store.
(5) All of these

Q.2. The act of obtaining a desired object from some one by offering some in
return is called as a(1) Transaction
(2) Exchange
(3) Relationship
(4) Value

(5) None of these


Q.3. --------- is a group of related products that function in a similar manner, are
sold to the same customer groups and marketed through the same type of the
outlets.
(1) Group
(2) Product line
(3) Category
(4) Market
(5) None of these
Q.4. Goods that are typically bought by consumer based on a comparison of
suitability, quality price and style are called------------ goods(1) Industrial
(2) Speciality
(3) Shopping
(4) Convenience
(5) None of these
Q.5. Out of the following ------ is not an objective of pricing(1) Profit
(2) Stabilizing demand an sales of the product
(3) Improvement in product quality
(4) Expansion of business.
(5) All of these
Q.6. Out the following ------- is not the three level of the product(1) Core
(2) Symbolic
(3) Augmented
(4) fragmented
(5) None of these
Q.7. Of the following pricing methods----- is not for new product(1) Market skimming

(2) Penetration
(3) Discriminatory pricing
(4) None of these
(5) All of the above
Q.8. In market skimming pricing strategy----(1) Initially price is lower then it is reduced
(2) Initially price is higher then it is reduced
(3) Initial price is high and is maintained high
(4) None of these
(5) All of these
Q.9. Bank of Mathura is offering higher interest-ratio on fixed deposit to senior
citizens of 60 years and above- It is practicing(1) Promotional pricing
(2) Psychological pricing
(3) Segmental pricing
(4) Product mix pricing
(5) All of these
Q.10. With---- pricing, the products are priced below list price (or even cost) for a
temporary period to create buying urgency(1) Reference
(2) By-product
(3) Promotional
(4) Market penetration
(5) All of these

Answers:
Q.1.(4)

Q.2.(2)
Q.3.(2)
Q.4.(3)
Q.5.(4)
Q.6.(4)
Q.7.(1)
Q.8.(2)
Q.9.(3)
Q.10.(3)

SBI PO: Marketing Quiz


Q.1 A theory states that no matter how efficiently goods/service are produced, if
they cannot be delivered to the customer in the quickest possible time it is vain-this
theory is called(1) Quickest the best
(2) Instant service
(3) Service on time
(4) Timely effort
(5) Matter theory
Q.2 Demonstration is an exercises to(1) attractively pack and display the goods
(2) Prove the characteristic of the product
(3) Both 1 and 2
(4) Window shop
(5) Neither 1 nor 2
Q.3 In selling "Consumption" is the ultimate goal of the sales while a marketer(1) Identifies consumer needs and wants.
(2) Develop an appropriate product/service to attain customer satisfaction.
(3) Accomplish organizational goals through integrated marketing approach

(4) all of the above.


(5) None of these
Q.4 'Casual' research is basically concerned with(1) Establishing cause and effort relationship
(2) Arriving at a forecast or prediction of interest.
(3) measuring and estimating the frequencies with which of things occur
(4) all of above
(5) None of these
Q.5 A method in which brand equity is measured by comparing difference between
the retail price of the brand and the retail price of an unbranded product in same
category is called(1) Brand goodwill method
(2) price premium method
(3) Production method
(3) Both 1 and 2
(4) Neither 1 nor 2
Q.6 Bank Marketing means(1) Selling of Banks
(2) Merger of Banks
(3) Selling bank's products and services
(4) None of these
(5) All of these
Q.7 Credit cards are used for(1) Cash withdrawals
(2) Purchase of air tickets
(3) Purchase of consumable items from retail outlets
(4) all of these
(5) None of these
Q.8 Home loans are granted to-

(1) Individuals
(2) Institutions
(3) Builders
(4) all of these
(5) None of these
Q.9 ATMs are(1) Branches of Banks
(2) Manned counters of Banks
(3) Unmanned cash dispensers
(4) All of these
(5) None of these
Q.10 Relationship selling means(1) Preparing a list of relatives
(2) Cross selling
(3) Selling to relatives
(4) Selling to strangers
(5) Telemarketing
Q.11 Proper pricing is needed for(1) Extra charges of extra services
(2) Levy of VAT
(3) Good customer services
(4) Putting burden on the customers
(5) Depositing money in bank.
Q.12 The abbreviation ISP stands for(1) International Spy Project
(2) Indian Social Planning
(3) Initial Service Provider
(4) Internet Service Provider
(5) None of these

Q.13 ESOP stand for(1) Efficient Service of Promises


(2) Effective System of Projects
(3) Employee Stock Option Plan
(4) Essential Security of Project
(5) Equity Stock Option Plan
Q.14 The balance sheet of an organization gives information regarding(1) Result of operations for a particular Period
(2) The financial position as on a particular date
(3) The operating efficiency of a firm.
(4) Financial position during a particular period
(5) All of the above
Q.15 The advantage of telephone interview are(1) Relatively low cost per interview
(2) Good for reaching important people who are inaccessible
(3) Securing Co-operation which is not always possible
(4) All of these
(5) Both 1 & 2
Q.16 The best advertisement is(1) Glow sign boards
(2) On internet
(3) TV media
(4) Print media
(5) A satisfied Customer
Q.17 Acid Test of a brand is(1) Brand preference
(2) Brand awareness
(3) Brand loyalty
(4) Brand equity
(5) Band acceptability

Q.18 In banks loans and advances are considered as(1) Assets


(2) liabilities
(3) Resourcess
(4) cause of expenditure
(5) None of these
Q.19 In the context of globalization, BPO means(1) British Petroleum Organization
(2) British Passport Office
(3) Business Process Outsourcing
(4) Business Process Orientation
(5) All of the above
Q.20 Modern method of marketing include(1) Publicity on the net
(2) Advertisement on the net
(3) Soliciting business through e-mails
(4) Both 1 and 2
(5) All of the above

ANSWERS:
1. (2) 11. (3)
2. (2) 12. (4)
3. (4) 13. (3)
4. (1) 14. (2)
5. (2) 15. (5)
6. (3) 16. (5)
7. (4) 17. (3)
8. (1) 18. (1)
9. (3) 19. (3)
10. (2) 20. (5)

Q1. Regulation that arise to ensure that firm takes responsibility for the social costs
of their products or production processes stem from which reason for government
legislation of business(1) To protect companies from each other.
(2) To protect companies from unfair business practices.
(3) To protect the interests of the society.
(4) To businesses from unfair consumer demands.
(5) All of these
Q2. The last stage in selling process(1) approach
(2) handling objections
(3) closing
(4) follow up
(5) All of these
Q3. The Major advantage of survey research is its(1) Simplicity
(2) Structure
(3) Organization
(4) flexibility
(5) All of these
Q4. A ----- is any activity or benefit offered for sale that is essentially intangible
and does not result in the ownership of anything.
(1) Demand
(2) Basic staple
(3) Product
(4) Service
(5) All of these
Q5. ------- is a person's distinguishing psychological characteristics that-lead to
relatively consistent and lasting responses his or her own environment(1) Psychographics
(2) Personality

(3) Demographics
(4) lifestyle.
(5) All of these
Q6. The plan in the business buying behaviour model where interpersonal and
individual influence might interact is called the(1) Environment
(2) Response
(3) Stimuli
(4) Buying center
(5) All of these
Q7. The course of a product's sale and profit over its lifetime is called(1) The sales chart
(2) The dynamic growth curve.
(3) The adoption process
(4) The product life cycle.
(5) All of these
Q8. All of the following are thought to be sources of new product ideas Except(1) Internal Sources
(2) Customers
(3) Competitors
(4) Local library
(5) All of these
Q9. If Honda uses its company name to cover such different products as its
automobiles lawn mowers and motorcycles, it is practicing which of the following(1) New brand strategy
(2) Live extension strategy
(3) Multi-brand strategy
(4) Brand extension strategy
(5) All of these
Q10. If a company (considering its options on the product/market expansion grid)

chooses to move in to different unrelated fields (from what it has ever done before)
with new products as a means to stimulate growth, the company would be
following which of the following general strategies.
(1) Market-Penetration
(2) Market development
(3) Product development
(4) Diversification
(5) All of these
Q11. When the market research organization chooses a segment of the population
that represents the population as a whole, they have chosen a(1) Group
(2) Bi-variant-population
(3) Sample
(4) Market Target
(5) None of these
Q12. Joining with foreign companies to produce or market product and service is
called(1) Direct exporting
(2) Indirect exporting
(3) Licensing
(4) Joint-Venturing
(5) None of these
Q13. A --- is a name, term, sign, symbol or design or a combination of these that
identified the market or seller of a product or service(1) Product feature
(2) Sponsorship
(3) Brand
(4) Logo
(5) None of these
Q14. The study of human population in terms of size, density, age, gender, race,
occupation and other statistics is called

(1) Geothermy
(2) Demography
(3) Ethnography
(4) Geography
(5) None of these
Q15. The process that turns marketing strategies and plans in to marketing action
in order to accomplish strategic marketing objective is called(1) Marketing strategy
(2) Marketing Control
(3) Marketing analysis
(4) Marketing implementation
(5) None of these
Q16. If your company were to make a product-such as suit of clothes and sell that
product your company will come under which sector ?
(1) Retailer
(2) Business
(3) Government
(4) Service
(5) None of these
Q17. Cost that do not vary with production or sales level are called(1) fixed costs
(2) Variable cost
(3) Standard costs
(4) Independent-costs
(5) None of these
Q18. Consumer Information source(1) Personal source and commercial source
(2) Public source
(3) experiential source
(4) all of the above
(5) None of these

Q19. Zero-based budgeting (ZBB) means(1) A tool of marketing cost


(2) a tool for financial analysis
(3) each year, budgeting starts from a scratch.
(4) a certain percentage of sales
(5) both 1 & 2.
Q20. Which of the following expresses Maslow's Motivation theory best---(1) Importance of Motivation for customer development
(2) Why people are driven by particular need at particular times.
(3) Where human needs are arranged in a hierarchy.
(4) all of these
ANSWERS:
1. (3)
2. (4)
3. (4)
4. (4)
5. (2)
6. (4)
7. (4)
8. (3)
9. (4)
10. (4)

11. (3)
12. (4)
13. (3)
14. (2)
15. (4)
16. (2)
17. (1)
18. (4)
19. (3)
20. (4)

1. In Double-win strategy(a) Customer gets an additional benefit


(b) Customer gets price debate.
(c) Both customs and the sales person come out with sense of satisfaction
(d) Both (a) and (b)
Q2. Consumer behavior, Perception is a process through which
(a) a consumer make ultimate purchasing
(b) a consumer is satisfied

(c) a consumers mind receives, organizes and interprets physical stimuli


(d) Both (a) and (c)
Q3. Sales forecast implies
(a) an estimate of the maximum possible sales opportunities present in a particular
market segment
(b) an estimate of sales, in physical units, in a future period
(c) Both (a) and (b)
(d) Neither (a) nor (b)
Q4. In advertising for is not allowed on T.V
(a) Liquor
(b) Cigarettes
(c) Both (a) and (b)
(d) Neither (a) nor (b)
Q5. A theory states that no matter how efficiently goods / services are produced, if
they cannot be delivered to the customer in the quickest possible time it is vain.
This theory is called
(a) Quickest the best
(b) Instant service
(c) Service on time
(d) Timely effort
Q6. Entrepreneurs find direct marketing the attractive because of
(a) Investment is low
(b) It doesnt required specialized skills
(c) Returns are quick
(d) All of the above
Q7. Demonstration is an exercise to
(a) attractively pack and display the goods
(b) prove the characteristic of the product
(c) Both (a) and (b)
(d) Neither (a) and (b)

Q8. Which among the following is not an example of Direct marketing ?


(a) tele-marketing
(b) sales on internet
(c) mail order sales
(d) Retail stores
Q9. In selling consumption is the ultimate goal of the salesman while a marketer

(a) identify consumer needs


(b) develop an appropriate product / service to attain customer satisfaction
(c) accomplish organizational goals through integrated marketing approach
(d) All of the above
Q10. In Banking services, market can be segmented on the basis of
(a) density
(b) customers
(c) Both (a) and (b)
(d) Neither (a) nor (b)
Q11. Which of the following is not a Post testing Technique of advertisement ?
(a) Sales test
(b) Focus group
(c) Enquiry test
(d) Attitude test
Q12. Casual research is basically concerned with
(a) establishing cause and effect relationship
(b) arriving at a forecast or prediction of interest
(c) measuring and estimating the frequencies with which of things occur
(d) All of the above.
Q13. A method, in which Brand equity is measured by comparing difference
between the retail price of the brand and the retail price of an unbranded product in
the same category is called:

(a) Brand goodwill method


(b) Price premium method
(c) Both (a) and (b)
(d) Neither (a) nor (b)
Q14. Media planning includes:
(a) assessing lost
(b) selecting the right medium
(c) both (a) and (b)
(d) Neither (a) nor (b)
Q15. In India, which commission can be approached to curb misleading
advertisements?
(a) MRTP
(b) MTP
(c) ISPT
(d) QTP
Q16. In marketing initiator is a term which describes
(a) who determines that some need is not being met and authorities a purchase to
rectify the situation
(b) who most directly involved in the consumption of the product
(c) Both (a) and (b)
(d) Neither (a) nor (b)
Q17. What is the full form of LIC
(a) Life Insurance Corporation
(b) Life Insurance Commission
(c) Life India Corporation
(d) None of these
Q18. recently has raised its stake beyond 10% in a few blue chip
companies even after the insurance regulator IRDA decided to impose a cap of
10% on the institutions investment in a single company.
(a) Life Insurance Corporation

(b) General Insurance Corporation


(c) Tata-AIG Insurance
(d) None of these
Q19. Life Insurance Corporation has made fresh investments in which of the
following companies in which the investor now holds more than 10% of their
respective equity capital.
(a) Siemens
(b) PTC India
(c) Tata Power
(d) Cipla
(e) All of these
Q20. RATAN Tata has finally pulled out its Nano car project from . ending
months of speculations about the fate of the countrys most awaited car.
(a) Singur
(b) Salboni
(c) Pantnagar
(d) None of these
Q21. Name Indias largest company by market capitalization.
(a) Reliance Industries
(b) Tata Steel
(c) Jindal Steel
(d) None of these
Q22. The promoters of Reliance Industries (RIL) recently converted their 12 crore
warrants into an equal number of shares hiking the promoters holding in the
company to 49%, with 52% voting rights. This involves an infusion of around
. into the company.
(a) Rs 15,142 crore
(b) Rs 16,142 crore
(c) Rs 5,142 crore
(d) Rs 10,142 crore

Q23. SAP consultancy Axon Group is based on which country ?


(a) UK
(b) India
(c) Germany
(d) Italy
Q24. Which is SAP consultancy Axon Group in the news recently ?
(a) SAP consultancy Axon Group will recommend HCL Technologies 441.1million buyout offer to its shareholders, withdrawing its earlier recommendation of
Infosys 407-million offer.
(b) SAP consultancy Axon Group will open 500 training centres in Asia
(c) SAP consultancy Axon Group will recommend buying of TCS
(d) None of these
Q25. ICICI Bank, CEO and managing director KV Kamath is taking the help of
.to find his successor. The professor will obtain independent data
regarding the leadership attributes of the shorlisted senior management executives.
Name the professor
(a) Professor Wayne Brockbank, a clinical professor of business at the University
of Michigans Ross School of Business
(b) Director of IIM, Ahmedabad
(c) Ministry of Human Resource, Govt of India
(d) A committee formed of Professor from all IITs
ANSWERS:
1. b
2. c
3. c
4. c
5. b
6. d
7. b
8. d
9. d
10. c

11. d
12. a
13. b
14. c
15. a
16. a
17. a
18. a
19. e
20. A

21. a
22. a
23. a
24. a
25. a

BSC MATCH POINTS


Match Point
( MARCH )
l The year by which the govt aims at raising the share of
manufacturing sector to 25 per cent of GDP 2022
l The software technology firm which has joined the
elite club of `1-tn market-cap firms recently HCL
Technologies
l The country where Little India is situated (It was the scene
of the worst riot in 40 years in the country recently)
Singapore
l The country where a court has sentenced 30 people to death
over heroin smuggling in the largest trial ever Vietnam
l The person unanimously re-elected as President of the
Badminton Association of India (BAI) recently Akhilesh
Das Gupta
l The range of Indias strategic nuclear-capable missile AgniIV which was successfully test-fired recently 4,000 km
l The country where an overwhelming 98.1 per cent of voters
approved the new Constitution in a nationwide referendum
recently Egypt
l The chairman of the Expert Committee constituted by the
Reserve Bank of India (RBI) to review governance of boards
of banks PJ Nayak
l The number of member nations of the World Trade
Organization (WTO) as of now 160
l The rate, the slowest in 14 years, at which Chinas economy
grew in 2013 7.7 per cent
l The Indian-American who has been awarded with Baylor
Universitys 2014 Robert Foster Cherry Award for Great
Teaching Meera Chandrasekhar
l The country which has started digitising most books
published in the country before 2001 and making them

available online for free Norway


l The state where Junbeel Mela is celebrated Assam
l The scheme under which the Scheduled Tribe households
will now avail 150 days of wage employment MGNREGA
l The city in India which has the largest number of child
cancer cases according to the study by the Indian Council
for Medical Research (ICMR) Chennai
l The chief guest at the 12th edition of the Pravasi Bharatiya
Diwas held in New Delhi YB Datuk Seri Palanivel
l The person named as the most admired person on the planet
in a poll conducted by YouGov for The Times recently
Bill Gates
l The winner of 2013 Fifa Player of the Year award Ballon
dOr Cristiano Ronaldo
l The chairman of the ten-member committee set up by the
Insurance Regulatory and Development Authority (Irda) to
look into having 100% FDI in insurance intermediaries and
Third Party Administrators (TPAs) Suresh Mathur
l Indias ranking globally in the 2014 Index of Economic
Freedom published by the Heritage Foundation and the
Wall Street Journal 120th
l The country with which the Indian Coast Guards conducted
a joint exercise named Sahyog-Kaijin-XI in Kochi recently
Japan
l The firm bought by Google Inc for $3.2 bn recently in the
second largest deal in its history Nest Labs
l The country which enacted a new law recently criminalising
homosexual clubs, associations and organizations with
penalties of up to 14 years in jail Nigeria
l The country in which Michelle Bachelet has been officially
declared as president-elect Chile
l The RBI has allowed NBFCs to extend loans against gold
jewellery as collateral up to 75 per cent
l The amount the central govt will receive as royalty for its
90 per cent stake in Coal India Limited `16,485.71 cr

l The president of South Korea who came to New Delhi on a


four-day official visit recently Park Geun-hye
l The Indian sportswoman whose silver medal at the World
Athletics Final in 2005 was recently elevated to gold by the
IAAF Anju Baby George
l The place in Rajasthan where the footprints of dinosaurs
have been spotted recently Jaisalmer
l The new rate of interest announced by the EPFO on
Provident Fund deposits for 2013-14 8.75 per cent
l The disease from which India has been free for last three
years Polio
l The place in Haryana where the Prime Minister Manmohan
Singh laid the foundation of 2,800-Megawatt nuclear power
plant recently Fatehabad
l The amount announced by the World Bank for Uttarakhand
to construct disaster-resilient houses and roads USD 250
mn
l The first woman judge of the national Shariah court of
Pakistan Ashraf Jehan
l The worlds largest tobacco consumer country China
l The team that lifted both the mens and womens team titles
of the 75th Senior National Table Tennis Championships
Petroleum Sports Promotion Board (PSPB)
l The railway station which entered Limca Book of Records
for being the worlds longest platform (1,355.40 metres)
recently Gorakhpur
l The country in which the UN and its humanitarian partners
have launched No Lost Generation initiative to save
millions of children Syria
l The life insurance and pension benefits scheme Mahatma
Gandhi Pravasi Suraksha Yojana (MGPSY) was first
launched in UAE
l The National Youth Festival is held on the occasion of the
birth anniversary of Swami Vivekananda
l The launch vehicle armed with indigenous cryogenic rocket

engine technology which was recently successfully tested


Germany
l The chairman of the committee set up by the RBI to overhaul
the Indian banking landscape Nachiket Mor
l The person named by the animal rights body People for
the Ethical Treatment of Animals (PETA) as the Person of
the Year for 2013 Shashi Tharoor
l The US bank which has agreed to pay USD 1.7bn to victims
of a fraudster for not maintaining an effective anti-money
laundering programme JP Morgan
l The chief guest at 65th Republic Day parade at Rajpath in
Delhi Shinzo Abe (PM of Japan)
Match Point
K KUNDAN MARCH 2014
l The Commission which reported that Odishas good-quality
iron-ore reserves will last for only 30 years at present rate
of extraction Justice MB Shah Commission
l The panel tasked to review the framework on external
commercial borrowings (ECBs) and foreign currency
convertible bonds (FCCBs) MS Sahoo Panel
l The shuttler who has become the first male junior badminton
player from India to be ranked No. 1 in the world Aditya
Joshi
l The country where the Supreme Court has given voters the
right to cast negative votes during the parliamentary or local
elections recently Nepal
l The state which is running the national award-winning Sakala
programme that guarantees time-bound delivery of services
to citizens by govt departments Karnataka
l The city where the three-day 12th Pravasi Bharatiya Diwas
(PBD) was held recently New Delhi
l The state where the 11-day-long world famous Dhanu Yatra
of Bargarh was held recently Odisha
l The country which successfully tested its advanced missile
defence system Arrow 3 recently Israel

l The new president of NASSCOM R Chandrashekhar


l The country which has developed its own satellite navigation
system named Beidou and is offering it free of cost to its
neighbouring countries China
l The winner of Chennai Open tennis trophy Stanislas
Wawrinka
l The winner of the Qatar Open tennis championship Rafael
Nadal
l The software firm which is setting up the worlds largest
corporate learning and development centre in India TCS
l The state to which the World Bank has agreed to extend its
support with an assistance programme of about `2,254 cr
($490 mn) for road and other projects Rajasthan
l The person appointed the new president of the South Asian
Federation of Accountants (SAFA) recently Subodh
Kumar Agrawal
l Chinas first aircraft carrier which completed its sea trials
recently Liaoning
l The new Managing Director and CEO of Indias commodity
exchange MCX-SX Saurabh Sarkar
l The country which is all set to host first Wimbledon tennis
event outside UK India
l The deadline set by the International Civil Aviation
Organisation (ICAO) to phase out non-machine-readable
passports 24 Nov, 2015
l The Gulf country with which India has signed a pact to
protect interests of domestic sector workers employed there
Saudi Arabia
l The firm with which the Govt of India has terminated the
chopper deal signed in 2010 for the supply of 12 VVIP
helicopters AgustaWestland
l Indias position in the production of crude steel in the world
Fourth
l The country where the Chaparrastique volcano erupted for
the first time in 37 years El Salvador

l The country which formally joined the Euro Zone as the 18


th member of the group Latvia
l The cricketer who cracked the fastest century in one-day
international history Corey Anderson
l The Indian-origin academician who has been appointed dean
of the prestigious Harvard College Rakesh Khurana
l The new Chairman of the National Dairy Development
Board (NDDB) T Nanda Kumar
l The state whose tourism department has won United
Nations World Tourism Organisation (UNWTO)s Ulysses
Award Kerala
l The country whose research ship Akademik Shokalskiy was
trapped in thick ice in Antarctica Russia
l The country which has introduced new restrictions on online
shopping as part of efforts to stop foreign currency reserves
from falling any further Argentina
l The bank in which the CCEA approved to increase foreign
investment to 74 per cent recently Federal Bank
l The chairman of the panel considering splitting overseas
inflows into two categories FPI and FDI Arvind Mayaram
l The biodiversity hotspot which has been named destination
flyways by United Nations World Tourism Organization
(UNWTO) Chilika lagoon
l The UN-sponsored international conference on Syria to
resolve the crisis and find a political solution to the conflict
in the Arab country Geneva-II
l The new chairman of the chiefs of staff committee (CoSC)
Bikram Singh
l The telco which FIPB allowed to acquire shares for over
`10,000 cr recently Vodafone
Match Point
( APRIL )
l Rural Infrastructure Development Fund (RIDF) was

instituted in NABARD
l TRIPS agreement is associated with Intellectual property
rights
l The investment envisaged in the annual plan in the Interim
Rail Budget for 2014-15 `64,305 cr
l The place in Andhra Pradesh chosen for one of two new
govt-controlled ports in the country Dugarajapatnam
l The first rail system in the world to be awarded the Gold
Standard foundation for energy efficiency Delhi Metro
l The youngest athlete (15 years old) to win Gold at Sochi
Winter Olympics Yulia Lipnitskaya
l The chairman of the Supreme Court-appointed committee
which submitted its report on betting and fixing in the sixth
edition of the Indian Premier League (IPL) Mukul Mudgal
l Indias indigenous intermediate jet trainer (IJT) aircraft
whose development is in advanced stages of certification
Sitara
l The South Korean city which will host the 2018 Winter
Olympics Pyeongchang
l The first state in the country to achieve 100 per cent
sanitation in rural and urban households, schools, sanitary
complexes and Aanganwadi centres Sikkim
l The newly elected Prime Minister of Nepal Sushil
Koirala
l The country which was in news, recently, regarding its alleged
role in operation Blue Star UK
l The Gross Domestic Product (GDP) growth pegged by
CSO in its estimates for 2013-14 4.9 per cent
l The denomination in which the Reserve Bank of India (RBI)
is gearing up to introduce about one billion plastic notes on
a trial basis `10
l The aggregate foreign investment (FDI, FII and NRI) limit
for public sector banks (PSBs) 20 per cent
l The new president of the Indian Olympic Association (IOA)
N Ramachandran

l The telecom major whose proposal to increase its stake in


the Indian entity to 100% was cleared by the CCEA recently
Vodafone
l The model recalled recently by Indias largest passenger
carmaker Maruti Suzuki Maruti 800
l The state where the highest number of poor people (5.98
crore) live below the poverty line in 2011-12 as per the
Planning Commission Uttar Pradesh
l The increased fair and remunerative price (FRP) for
sugarcane approved by the govt for 2014-15 `220
l The cloud computing project launched by the Union govt
Meghraj
l The limit to which FDI is allowed in private sector banks in
India under the govt route 74 per cent
l The number of people living below poverty line in 2011-12
as per the estimates of Planning Commission 27 crore
l The cricket cup played between the winner of the Ranji
Trophy and a team representing Rest of India Irani Cup
l The new CEO of the software giant Microsoft Satya
Nadella
l The chairman of the 7th Central Pay Commission Ashok
Kumar Mathur
l The social networking site which completed 10 years in
operation on 4 Feb 2014 Facebook
l The president of Germany who visited India recently
Joachim Guack
l MGNREGA Divas 2 Feb
l The position of India among crude oil importers in 2013
Third
l The winner of Ranji Trophy 2013-14 Karnataka
l The new chief minister of Uttarakhand Harish Rawat
l The state govt which has decided to revoke foreign direct
investment (FDI) in multibrand retail recently Rajasthan
l The state which has been ranked on top in the RBIs report
titled State Finances A study of Budgets of 2013-14

based on different fiscal parameters Chhattisgarh


l The first woman to be inducted in the International Cricket
Councils (ICCs) umpires panel Kathy Cross
l Indias ranking in the 2014 Environmental Performance Index
(EPI) 155th
l The team which remained on the top with 92 medals at the
end of the Lusofonia Games in Goa Goa (India)
l The city where countrys first monorail service commenced
its operations recently Mumbai
l The country with which India entered into a double taxation
avoidance agreement (DTAA) for the first time recently
Fiji
l The bank which raised `8,032 cr by selling shares through
QIP, making it the biggest ever equity sale via this route
recently State Bank of India (SBI)
l The country whose central bank approved domestic trading
in the Chinese yuan, Japanese yen, Australian dollar as well
as Indian rupee to be legal tender recently Zimbabwe
l The economic condition which causes a sustained increase
in general price level over a particular period of time and
reduces the purchasing power of money Inflation
l The top ULFA leader who has been sentenced to death by a
court in Bangladesh for being involved in the countrys
biggest weapons haul seized in 2004 Paresh Barua
l The state where worlds largest 4,000-MW ultra mega solar
power project will be set up Rajasthan
l The Sub-Inspector in the anti-naxal force Greyhounds of
Andhra Pradesh who was posthumously conferred the
Ashok Chakra K Prasad Babu
l The Social Justice and Empowerment minister who resigned
from the Union Cabinet recently Kumari Selja
l The country from which India is considering buying 15
ShinMaywa US-2 amphibious patrol aircrafts Japan
l The winner of the womens singles title of the 2014 Australia
Open tennis tournament Li Na

l The winner of the mens singles title of the 2014 Syed Modi
International India Grand Prix Gold badminton tournament
Xue Song
l The financial institution which has announced recently to
instal 3000 ATMs and 1.35 lakh micro-ATMs by Sep 2015
India Post
Match Point
K KUNDAN APRIL 2014
l The CMD of Union Bank of India who resigned recently in
the wake of a surge in bad loans at the bank Archana
Bhargava
l The state which became the first state in the country to
launch the NUHM Uttar Pradesh
l The social media giant who acquired mobile messaging
company WhatsApp Facebook
l The new chairman of prestigious Indian Institute of
Management Bangalore (IIMB) Kiran Mazumdar Shaw
l The two states to be brought within the railway network
this fiscal Meghalaya and Arunachal Pradesh
l The amount of fund proposed for the National Skill
Development Corporation (NSDC) in the Interim Union
Budget for 2014-15 `1000 cr
l The country which ordered the immediate recall of its
Ambassador in India, Daniele Mancini Italy
l Bahrains crown king who visited India recently on a threeday
official visit Hamad bin Isa Al Khalifa
l The shot putter who gave the lone gold to India in the 6th
Asian Indoor Athletics Championships event held at
Hangzhou (China) recently Om Prakash Singh Karhana
l The cellular operator which has acquired Mumbai based
Loop Mobile for about `700 cr recently Bharti Airtel
l The first country in the world to allow euthanasia for
terminally ill children recently Belgium
l Indias first dedicated military satellite GSAT-7
l The Prime Minister of Italy who resigned recently Enrico

Letta
l The country which ranked at the bottom in the Global Gender
Gap Report 2013 Yemen
l The total amount of bids received by the govt after auction
of the spectrum recently `61,000 cr
l The chairman of the six-member committee set up by the
Govt to suggest remedial measures to address concerns of
people from the Northeast MP Bezbaruah
l The author of the controversial book titled The Hindus: An
Alternative History, which Penguin announced to withdraw
recently Wendy Doniger
l Indias ranking in the 2014 World Press Freedom Index
140th
l World Radio Day 13 Feb
l The team which won the Irani Trophy 2013-14
Karnataka
l The community notified by the govt as national minority
recently Jain
l The team which won the Federation Cup football tournament
recently Churchill Brothers
l The winner of the mens single title of the 2014 Australia
Open Stanislas Wawrinka
l The country where Laimdota Straujuma became the first
woman Prime Minister Latvia
l The India-born engineer-scientist who has been awarded
the 2014 Marconi Prize AJ Paulraj
l The new chief of the Hyderabad-based National Police
Academy Aruna Bahuguna
l The Managing Director of Tata Motors who died in Bangkok
recently Karl Slym
l The National Girl Child Day 24 Jan
l The Indian-origin academician who has been appointed dean
of the prestigious Harvard College recently Rakesh
Khurana
l The RBI has decided to withdraw from circulation all

currency notes issued prior to 2005


l The new Chairman of the National Dairy Development
Board (NDDB) T Nanda Kumar
l The National Voters Day 25 Jan
l The state whose tourism department has been awarded
Ulysses Award by UNWTO Kerala
l The country which has introduced new restrictions on online
shopping as part of efforts to stop foreign currency reserves
from falling further Argentina
l The city where annual meeting of World Economic Forum
(WEF) was held recently Davos
l The biodiversity hotspots in India named destination
flyways by UNWTO recently Chilika lagoon
l The state which has been given Krishi Karman award for
overall foodgrain production (more than 10 million tonnes
category) for 2012-13 Madhya Pradesh
l The National Womens Day is celebrated in India on 13 Feb
every year in the memory of Sarojini Naidu
l The city where G20 meeting of Finance Ministers and central
bank governors was held Sydney
l The growth rate of India economy in 2014-15 (at factor
cost) projected by IMF 5.4 per cent
l Indias surface-to-air missile successfully test-fired recently
Akash
Match Point
( MAY )
l The headquarters of the 64-member Asian Development
Bank (ADB) Manila
l The India-born doctor who has worked out a 21-chemical
solution named SOMAH that could preserve a donated organ
for up to a week before a transplant Hemant Thatte
l The present Foreign Minister of Iran who was in New Delhi
on a two day official visit recently Javad Zarif
l The Indian Navy Chief who resigned recently, taking

responsibility of a slew of mishaps in Navys submarines


DK Joshi
l The country which topped the list of 10 countries in their
use of digital govt in a new study by Accenture
Singapore
Indias rank Eighth
l The player who was given the Lifetime Achievement award
at the National Sports Award presented by the FICCI
recently Rahul Dravid
l Indias most powerful rocket to date, scheduled for an
experimental flight in Apr GSLV Mk-III
l The present Governor General of Canada who visited India
recently David Johnston
l The cricketer who has been appointed the brand ambassador
of Gujarat state Election Commission recently
Cheteshwar Pujara
l The city in India where worlds longest (20km) free Wi-Fi
zone was inaugurated recently Patna
l The first Indian to be elected as the president of
Administrative Tribunal of the Asian Development Bank
(ADB) for three years recently Lakshmi Swaminathan
l The oldest Member of Parliament (MP) till date who retired
after seven decades in politics recently Rishang Keishing
l The most expensive ($51-bn investment) Olympics event
till date Sochi Olympics
l The winner of the 2014 ONGCGAIL Delhi Open tennis
tournament Somdev Devvarman
l The winner of the Rio Open 2014 tennis tournament
Rafael Nadal
l The language classified by the govt as the sixth Indian
classical language Odia
l Indias position in the ICC U-19 World Cup Fifth
l The crown prince of Saudi Arabia who was on a threeday
official visit to India recently Salman bin Abdulaziz Al
Saud

l International Womens Day 8 Mar


l The current President of the International Olympic
Committee (IOC) Thomas Bach
l The telecommunication company which became the first
company to cross 200 million mobile subscribers mark in
India Bharti Airtel
l The country which topped the medal chart at the recently
concluded Sochi Winter Olympics Russia
l The country where ICC T20 World Cup 2014 was organised
Bangladesh
l The mobile handset maker whose bid to transfer its Indian
assets to Microsoft was denied by the Supreme Court
recently Nokia
l The chairman of the Committee constituted by the govt to
assess implementation of the Sachar Committee
recommendations Amitabh Kundu
l The chairman of the MCX-SX who resigned recently GK
Pillai
l The new chairman of the MCX-SX stock exchange
Thomas Mathew T
l The Indian acid attack victim who has won the prestigious
International Women of Courage Award Laxmi
l The Committee on whose recommendation the govt has
decided to hike interest rates on fixed-deposit schemes offered
by post offices by up to 0.2 % Shyamala Gopinath
Committee
l Worlds richest person in the Forbes 2014 billionaire list
Bill Gates
l The cricketer who has been appointed by Canara Bank as
its brand ambassador Shikhar Dhawan
l The new President of Chile Michelle Bachelet
l The present per capita steel consumption in India is around
60 kg
l The Goods and Services Tax will replace Excise duty,
Service tax and Value-added tax (VAT)

l The present length of the National Highways in the country


80,000 km
l The size of SDR allocation to India from International
Monetary Fund (IMF) 3.29 bn
l The country where the funeral ceremony of its First Vice
President Marshal Mohammad Qasim Fahim was held at
the presidential place recently Afghanistan
l The country where the initial phase of the IPL 7 will be
staged United Arab Emirates
l The joint disaster relief operations carried out between the
armies of India and Nepal in Pithoragarh in Uttarakhand
recently Surya Kiran
l The team which won the Santosh Trophy 2014 football
tournament Mizoram
l The country where Muslim Brotherhood, which Saudi
Arabia has formally designated as a terrorist organisation
recently is active Egypt
l The Indian envoy to Saudi Arabia who regularised, the status
of 14 lakh Saudi Indians and has been conferred the SK
Singh Award for excellence in Indian Foreign Service Siby
George
l The team which won the ICC Asia Cup cricket tournament
recently Sri Lanka
l The duration of Presidents rule in a state in the first instance
Six months
l The state which is Indias fastest growing state as per the
data of CSO with its GSDP growing at 15.05 per cent during
2012-13 Bihar
l The country where the permanent secretariat of the
BIMSTEC group is proposed to be set up Bangladesh
l The Indian city where the BIMSTEC Energy Centre is
planned to be established Bengaluru
l Jupiters moon to which the US space agency NASA is
planning to send a robotic mission by 2025 Europa
Match Point

K KUNDAN MAY 2014


l The bank which had the highest share of NPAs among the
listed banks in 2013 State Bank of India
l The country which has overtaken India as the worlds largest
gold consumer China
l The amount the finance ministers and central bank governors
from the Group of 20 (G20) have vowed to add to world
economy to lift growth USD 2 tn
l World Water Day 22 Mar
l The bank from which the govt sold 9 per cent stake held
through SUUTI to garner over `5,500 cr Axis Bank
l The state where the foundation of a 70-storey temple
Vrindavan Chandrodaya Mandir, billed to be the tallest
shrine in the world, was laid down recently Uttar Pradesh
l The public sector lenders which has announced, for the first
time in its history, to offload around `5,000 cr of its `67,799
cr dud assets to ARCs State Bank of India
l The winner of the womens singles title of the BNP Paribas
Open 2014 Flavia Pennetta
l The country to which the Export-Import Bank of India
(Exim Bank) has extended a Line of Credit of $89.90 mn for
developing transportation system Republic of Congo
l The first woman Chairman and Managing Director of HPCL
appointed recently Nishi Vasudeva
l The insurer which has come under the scanner of IRDA for
alleged irregularities in implementation of govt-sponsored
insurance schemes meant for the poor ICICI Lombard
l The Reserve Bank of India deputy governor who resigned
recently Kamalesh Chandra Chakrabarty
l The new ceiling on poll expenditure for Lok Sabha and
Legislative Assembly candidates respectively `70 lakh,
`28 lakh
l The present chairperson of the National Green Tribunal
(NGT) Swatanter Kumar
l The team which won the Vijay Hazare Trophy Karnataka

l The mobile operator which has announced to buy Spanish


cable operator Ono for 7.2 bn euros Vodafone
l The Bru or Reang refugees living in relief camps in Tripura
originally belong to Mizoram
l The bank which has launched its Namma Metro Transit
cum Debit Card which is valid to travel in Bangalore Metro
as travel tokens Federal Bank
l The regions declared independent from Ukraine in a recent
referendum conducted there Crimea
l The Indian city which topped the list of words ten least
expensive cities as per the Worldwide Cost of Living 2014
index Mumbai
l The present Secretary General of SAARC Arjun Bahadur
Thapa
l Gandhi Peace Prize for the year 2013 has been awarded to
Chandi Prasad Bhatt
l The first universal bank of India ICICI Bank
l The sports federation in India which has been accorded the
status of National Sports Federation Hockey India
l Chief Election Commissioner of India VS Samapath
l The newly appointed governor of Kerala Sheila Dikshit
l In a ground-breaking discovery, researchers have found that
nearly 4,200 years ago the Indus Valley civilisation was
doomed by A monster drought
l The number of phases for the upcoming Lok Sabha elections
Nine
l The movie which has won the best picture Oscar at the 86th
Academy Awards 12 Years a Slave
l World Wildlife Day 3 Mar
l The international governing body for the game of boxing
AIBA
l The first private bank of India which has commenced its
operations in China recently Axis Bank
l The country where the BIMSTEC Summit was held on 4
Mar Myanmar

l The country which is planning to reduce its army to its


lowest manning levels since 1940 US
l The pair which won the doubles title of the 2014 Dubai
Duty Free tennis championships Rohan Bopanna and
Aisam-Ul-Haq Qureshi
l The country where Matteo Renzi was sworn in as the
youngest-ever Prime Minister recently Italy
l The country to which the World Bank has postponed a
$90-mn loan for the health system after an anti-gay bill was
signed into law there Uganda
l The winner of the mens singles title of the 2014 Dubai
Duty Free tennis championships Roger Federer
l The team which won the ICC U-19 World Cup South
Africa
l The Indian-origin scientist in the UK who has discovered an
ultra-thin layer hidden deep in the eye that may help cure
blindness, caused by glaucoma recently Harminder Dua
Match Point
( JUNE )
l The winner of the 2014 Malaysian Grand Prix formula one
championships Lewis Hamilton
l The winner of the Candidates Chess tournament
Viswanathan Anand
l The Indian state which is the top recipient of foreign
remittances into the country Kerala
l The country which topped the Amnesty Internationals
Global Death Penalty Report 2013 China
l The private sector lender which has introduced Kisan Card
through which a farmer can withdraw up to `1 lakh per day
from ATMs Axis Bank
l The winner of the womens singles of the 2014 Miami
Masters tennis championships Serena Williams
l The new president of the 28-nation military alliance NATO

who will take charge in Oct Jens Stoltenberg


l The host country of the 18th SAARC Summit Nepal
l The newly acquired US-made multi-role special operations
aircraft of the IAF that crashed near Gwalior C-130J
l The chairman of BCCI during IPL7 Sunil Gavaskar
l The first missile developed by DRDO under the countrys
prestigious Integrated Guided Missile Development Program
which was again test-fired recently Prithvi II
l The date by which the Reserve Bank of India has extended
the timeline for full implementation of the Basel III capital
regulations 31 Mar 2019
l The winner of the 2014 Deodhar Trophy West Zone
l The country with which China has allowed direct domestic
trading of its currency Yuan New Zealand
l Indias projected per capita income in 2013-14 based on
current prices `74,920
l The winner of the mens title of the 64th National Basketball
Championships Tamil Nadu
l The Indian writer who won the Yale Universitys Windham
Campbell Literature Prize in non-fiction Pankaj Mishra
l The winner of the 4th Hockey India Senior Women National
Championship Railways
l The first state in the country to declare all election booths in
the Lok Sabha polls as no smoking zones Jammu &
Kashmir
l The country from which a large number of people are fleeing
their homelands to seek asylum Syria
l The country suspended from the powerful G8 Russia
l The country with most drug-resistant TB patients at
present, according to the WHO India
l Indias ranking in the Women in Politics Map 2014 launched
by the Inter-Parliamentary Union (IPU) and UN Women
recently 73rd
l The new chairman of the Financial Planning Standards Board
India (FPSB) BN Srikrishna

l The winner of the 4th Hockey India mens National


Championships Air India
l The winner of the womens world squash championships
2014 Laura Massaro
l The automaker in the US which will pay a record $1.2 bn to
resolve a criminal probe into safety issues Toyota Motors
l World Tuberculosis Day 24 Mar
l The new Secretary of the Department of Industrial Policy
and Promotion (DIPP) Amitabh Kant
l The two-month long campaign against dengue launched in
six major cities in the country U & Me Against Dengue
l The two sites nominated by India as candidates for
UNESCOs World Heritage Site GHNP and Rani-ki-Vav
l Martyrdom Day Mar 23
l The US-made robotic mini-submarine deployed to locate
debris of the missing Malaysian aircraft Bluefin-21
l The export subsidy that the govt will provide on raw sugar
shipments for the Apr-May period to help the cash-starved
industry to pay arrears to sugarcane farmers `3,300 per
tonne
l The winner of the inaugural 10,000 US Dollar Richmond
Open squash championship title Joshana Chinappa
l The two-week-long joint military exercise held between
China and Pakistan Peace Angel 2014
l The amount pumped by the investors in various mutual
fund schemes during 2013-14 `54,000 cr
l Cash turnover on the nations three full-fledged stock
exchanges NSE, BSE and MCX-SX in 2013-14 `33.41
lakh cr
l Winner of the Formula One Chinese Grand Prix 2014
Lewis Hamilton
l The ten-day joint Air exercise scheduled to take place
between India and France in Jun Garuda-5
l The Nobel laureate novelist who died recently Gabriel
Garcia Marquez

l World Heritage Day 18 Apr


l The two Election Commissioners who make full election
commission along with Chief Election Commissioner VS
Sampath Nasim Zaidi and HS Brahma
l The new President of Algeria who won for the fourth time
in a row recently Abdelaziz Bouteflika
l NASAs robotic lunar explorer which was annihilated as
planned recently LADEE
l Best Hindi Film at the 61st National awards Jolly LLB
l The infrastructure budget unveiled by the Brazilian
authorities for the Rio Olympics 2016 USD 10.76 bn
(approx)
l The tax rate at the which individuals earning more than `10
cr a year will be taxed under the revised Direct Tax Code
35 per cent
l The software bug that is in news across the world
Heartbleed
l The new chief of the Indian Navy Rabinder Kumar
Dhowan
l The country which has announced to withhold funding to
the Commonwealth Secretariat, pointing to the Secretariats
silence on alleged war crimes and rights abuse in Sri Lanka
Canada
l Best Feature Film at the 61st National Film Awards Ship
of Theseus
l The new Finance Secretary of India Arvind Mayaram
l The state with the highest number of factories as per the
Annual Survey of Industries (ASI) 2010-11 Tamil Nadu
Match Point
K KUNDAN JUNE 2014
l The tribals who cast their vote for the first time in the
countrys history in the recent election Shompens
l Winner of the womens singles title of the India Super Series
2014 badminton Shixian Wang
l The international insurer with which SBI runs SBI Life

Insurance joint venture BNP Paribas Cardif


l The winner of the 2014 Bahrain Grand Prix formula one
championships Lewis Hamilton
l The cinematographer awarded with Dada Saheb Phalke
award, who passed away recently VK Murthy
l Winner of the mens singles title of the India Super Series
Badminton Lee Chong Wei
l The Indian shooter who has clinched the World No. One
spot in 10 metres air pistol event Heena Sidhu
l The drug maker which has announced to acquire Ranbaxy
for $3.2 bn Sun Pharmaceuticals
l World Health Day 7 Apr
The theme of the World Health Day for 2014 Vectorborne
diseases: small bite, big threat
l The team which has won the mens 2014 ICC World T20
Sri Lanka
l The country where the multilateral, humanitarian assistance/
disaster relief (HA/DR) exercise, dubbed Komodo 2014,
was held recently Indonesia
l The new Prime Minister of Hungary Viktor Orban
l The new President of Malta Marie Louise Coleiro Preca
l The threatened species for whose protection IRV 2020
programme has been launched by WHO-India Onehorned
rhinoceros
l The firm authorised by the RBI to set up, own and operate
9,000 white-label ATMs in the next three years in rural
India Srei Infrastructure Finance
l Indias second regional navigation satellite launched recently
IRNSS 1-B
l The Chairman of Samsung who has been directed to appear
before a Ghaziabad court Lee Kun-hee
l The Rajya Sabha MP who has been indicted by a US jury
KVP Ramachandra Rao
l The state which emerged as the number one investment
destination in the country Maharashtra

l The RBI has capped the Ways and Means Advances (WMA)
limit for the central govt in the first half of the new financial
year 2015 at `35,000 cr
l The number of products an insurer can file for approval as
per new Irda product planner rule Five
l The field in which the highest number of factories has been
observed in the Annual Survey of Industries (ASI) 2010-11
Food products
l The country which decided to shut infamous Abu Ghraib
prison over security fears recently Iraq
l The India-born poet who won the prestigious 2014 Pulitzer
Prize in the poetry category Vijay Seshadri
l The per cent of branches new banks need to open in unbanked
rural areas as per the RBI norms 25 per cent
l The new Prime Minister of France Manuel Valls
l The new Chief Justice of India Justice RM Lodha
l The author of the book titled Crusader or Conspirator?
Coalgate and other Truths PC Parakh
l The PSB which has sold `3,500 cr of its NPAs to ARCs
recently State Bank of India
l The book for which Donna Tartt has won fiction Pulitzer
2014 Goldfinch
l The first woman Chief Justice of the Delhi High Court
appointed recently Justice G Rohini
l The person who has been conferred Dadasaheb Phalke
Award for the year 2013 Gulzar
l The country which leads global remittances in the year 2013
with a whopping $70 bn in its kitty India
l The most powerful nation in world market according to
the world market power index China
l The author of the recently published book titled The
Accidental Prime Minister: The Making and Unmaking of
Manmohan Singh Sanjaya Baru
l Dr BR Ambedkars birth anniversary declared a public
holiday 14 Apr

l The new president of the industry body CII Ajay Shriram


l The state capital in the northeast region to be put on Rail
Map recently Itanagar
l The Miss India 2014 Koyal Rana
l The country that launched a new observation satellite Ofek
10 into orbit recently Israel
l The economic growth rate of India in 2014-15 projected by
the World Bank 5.7 per cent
l The worlds fastest growing vector-borne disease with a 30fold increase in disease incidence over the last 50 years
Dengue
Match Point
( JULY )
l The country where the military has imposed martial law
amid a political crisis Thailand
l The state where the SC banned jallikattu (bull fighting)
and bullock cart racing, recently Tamil Nadu
l The scientists who first theorised the technique to turn light
into matter in 1934 Gregory Breit and John Wheeler
l The present Secretary General of the ASEAN group Le
Luong Minh
l The country where paleontologists have discovered fossils
of the largest dinosaur ever to roam the earth Argentina
l The country with which Russia signed a major gas deal
recently China
l The institution which is co-terminus with the Union Govt
Planning Commission
l Chief Minister of Bihar Jitan Ram Manjhi
l The city where the fourth meet of the Conference on
Interaction and Confidence Building Measures in Asia
(CICA) was held recently Shanghai
l The three-time Formula One champion who passed away

recently Sir Jack Brabham


l Chief Minister of Odisha Naveen Patnaik
l The winner of the womens singles title at the Rome Masters
tennis tournament Serena Williams
l Chief Minister of Sikkim Pawan Chamling
l The chairman of the RBIs committee constituted to review
the governance of boards of banks in India PJ Nayak
l The best-paid player in the world playing with Barcelona
team Lionel Messi
l The persons who have topped the recent list of UK
billionaires Srichand and Gopichand Hinduja
l The Steel Man of India and former chief of Tisco (now Tata
Steel) who passed away recently Russi Mody
l The country where citizens rejected adopting worlds highest
minimum wage (25 dollars an hour) in a referendum recently
Switzerland
l Thomas Cup is associated with Mens badminton
l Uber Cup is associated with Womens badminton
l Chief Minister of Arunachal Pradesh Nabam Tuki
l The candidate who won the election with a margin of 5.7
lakh votes recently Narendra Modi, Vadodara
l The automaker in the US which will pay a record $35 mn
fine over faulty ignition switches General Motors
l The project associated with submarine programme of the
Indian Navy Project-75India
l The stock exchange which ceased to exist from May 30
Madras Stock Exchange
l The island which became the first island in the world fully
energy self-sufficient through combined water and wind
power El Hierro
l The RBI has announced to launch much-awaited plastic
currency notes of `10 from 2015
l The state whose co-operative bank became the first
cooperative bank of the country to launch its own Ru Pay
ATM-cum-debit card recently Himachal Pradesh

l The militant group on which the Union Home Ministry


extended the ban for five years LTTE
l The game Shiv Chowrasia is associated with Golf
l The car model which has became only the second in India to
cross 25 lakh unit sales mark in domestic market Alto
l The country where at least 300 people were killed in a coal
mine explosion and fire recently Turkey
l The country where the worlds highest tunnel for high-speed
trains became operational at an altitude of 3,607.4 metres
recently China
l The group with which India is negotiating the Broad-based
Trade and Investment Agreement (BTIA) EU
l The country which announced to abolish its controversial
sponsorship system for foreign workers Qatar
l The first woman to command a UN peacekeeping force
Kristin Lund
l International Nurses Day (IND) 12 May
l The economies of the world declared worlds most expensive
economies in a recent ranking by the World Bank
Switzerland and Norway
l The company which topped the Forbes list of the worlds
2000 largest and most powerful public companies
Industrial and Commercial Bank of China
l The next Army Chief appointed recently Dalbir Singh
Suhag
l The team which clinched the 20th Senior National Womens
Football Championships Manipur
l The winner of the Spanish Grand Prix 2014 Lewis
Hamilton
l The country where the worlds biggest bio-bank imaging
study is being conducted UK
l The state which was adjudged to have the best land
acquisition model in the report prepared by consultancy
firm Accenture on behalf of DIPP Gujarat
l Indias ranking in the State of Worlds Mothers Index 2014

137th
l The space agency from which Afghanistan has leased its
first-ever satellite AFGHANSAT 1 Eutelsat, EU
l The city declared the most polluted city in the 2014 version
of the Ambient Air Pollution (AAP) by the WHO Delhi
l Number of Parliamentary and Assembly seats respectively
in the new state of Telangana 17 and 119
l The country where Boko Haram militants abducted more
than 200 schoolgirls recently Nigeria
l The newly elected President of South Africa Jacob Zuma
l The province of Afghanistan where a devastating landslide
buried a village recently Badakhshan
l The state where the High Court cancelled the appointment
of 10,323 teachers recently Tripura
l Indias own payment gateway launched recently RuPay
l The firm which leads the list of 54 Indian firms in the recently
released Forbes Global 2000 list Reliance Industries
l The embattled premier of Thailand dismissed from the office
by a court recently Yingluck Shinawatra
l The new airline granted the flying licence by aviation
regulator DGCA recently AirAsia India
l The flying test bed (FTB) aircraft developed by HAL and
handed over to DRDO recently Nabhratna
Match Point
l A new purple mineral with a unique makeup discovered
from a remote part of Australia recently Putnisite
l The winner of the 2014 Indonesian Masters golf tournament
Anirban Lahiri
l The country which has set up a Special Police Force to
handle religious disputes Sri Lanka
l The new President and CEO of Nokia Rajeev Suri
l The country that successfully test-fired a short-range
ballistic missile Hatf-III (Ghaznavi) recently Pakistan
l The Outstanding Asian Mens Player of the Year 2013

adjudged by the Asian Squash Federation Saurav Ghosal


l Winner of the World Womens Senior Snooker
Championship 2014 Chitra Magimairaj
l The country which signed a 10-year pact with the US to
allow a bigger US military presence in its territory
Philippines
l The Prime Minister of South Korea who tendered his
resignation over ferry accident Chung Hong-won
l The state which topped in creation of new jobs during the
six years between 2004 and 2011 as per the latest NSSO
data West Bengal
l World Intellectual Property Day 26 April
l The country from which Indias first aircraft carrier, INS
Vikrant, was sourced in 1957 UK
l The chairman of the RBI panel which released Draft Report
on Pricing of Credit recently Anand Sinha
l The worlds biggest military spender US
l The issue of fresh securities by an unlisted company for the
first time Initial Public Offering
l The Indian satellite that retired after remaining 10 years in
orbit INSAT-3E
l The two states which together account for about half of the
total mango production in India Andhra Pradesh and
Uttar Pradesh
l The largest milk-producing state in India as of now Uttar
Pradesh
l The 2014 World Car of the Year Audi A3
l The top export destination for Indias mangoes UAE
l Insurance Day is celebrated in India on Apr 19
l The Earth-sized planet discovered by the US space agency
NASA which may sustain life Kepler-186f
l The winner of the inaugural I-League football championships
Bengaluru FC
l Earth Day 22 Apr
l The country which has become Africas biggest economy

Nigeria
l The chairman of the RBI panel on credit information which
submitted its report recently Aditya Puri
l The newly elected President of Rajasthan Cricket
Association Lalit Modi
l The new name of the ING Vysya Life Insurance Company
Limited Exide Life Insurance
l The new President of Panama Juan Carlos Varela
l The annual exercise conducted between the US and the
Philippines Balikatan
l World Press Freedom Day 3 May
l The winners of the WTA Portugal Open 2014 womens
doubles title Sania Mirza and Cara Black
l Indias first indigenously developed Beyond Visual Range
missile Astra
l The state where a major field exercise by the Army,
codenamed Sarvada Vijay, was conducted recently
Rajasthan
l The film which won the Best Picture Award at the IIFA
Award 2014 Bhaag Milkha Bhaag
l The surface-to-air missile successfully test-fired by India
recently Akash
l The country where a recent massive landslide claimed
hundreds of lives Afghanistan
l The country to which the former Chief of the Air Staff
NAK Browne has been appointed Indias Ambassador
UK
l The internet browser whose vulnerability is referred by
Operation Clandestine Fox Internet Explorer (IE)
l International Jazz Day 30 Apr
l The new CEO of Ford Motors Mark Fields
l The chairman of the SIT appointed by the SC to probe
black money MB Shah
l The new Deputy Chief of the Air Staff SBP Sinha
l The winner of the prestigious Goldman Environment Prize

called the Green Nobel for 2014 Ramesh Agrawal


l The worlds third-largest economy by PPP as per a World
Bank report India
l The Professional Footballers Association player of the year
for 2013-14 Luis Suarez
l The International Commonwealth Championships 2014 was
held recently in Perth
l The headquarters of the IMF Washington
l The person who replaced Anand Sinha as the new RBI
deputy governor R Gandhi
l Worlds largest steel producer China
Match Point
( AUGUST )
l The state with which Hindustan Zinc has inked a pact to
build 30,000 rural toilets for BPL families Rajasthan
l The new GDP growth forecast for India by the World Bank
for 201415 5.5 per cent
l The country which External Affairs Minister Sushma Swaraj
visited in her first stand-alone visit Bangladesh
l The amount of India money in Swiss banks as per the latest
data released by Swiss National Bank (SNB) `14,000 cr
l The winner of the prestigious 49th Jnanpith award for 2013
Kedarnath Singh
l The Indian pair which won the women's doubles title at the
tri-nation squash doubles tournament in Kuala Lumpur
Dipika Pallikal and Joshana Chinappa
l The mosquito-borne disease against which the govt
announced 100 per cent immunisation of children in affected
states Encephalitis
l To bring focus on this area, the NDA govt has decided to
bring broad changes in MGNREGA scheme Agriculture
l The industrial group in India that has announced to invest

`1.8 lakh cr ($30 bn) across businesses over the next three
years to break into the Fortune 50 club RIL
l India's ranking in the latest annual ranking of the Global
Peace Index 143rd
l The defending champion of the FIFA World Cup which
made a shock early exit from the 2014 World Cup Spain
l The Governor of Chhattisgarh who resigned recently
Shekhar Dutt
l The Governor of UP who resigned recently BL Joshi
l The vice-chairman of the National Disaster Management
Authority who resigned recently M Shashidhar Reddy
l The region which is projected to get hotter by 4C by 2080
as per a new research Indus basin
l The leading online retailer which has launched a new 3D
phone 'Fire' recently Amazon
l The winner of the FIDE World Rapid Chess Championship
title Magnus Carlsen
l The power plant that has become the single-largest-power
generating unit in the country Kudankulam
l The percentage of public shareholding made mandatory by
the Sebi for all listed PSUs within three years 25 per cent
l The new King of Spain Felipe VI
l The plant scientist who won the USD 250,000 World Food
Prize Sanjaya Rajaram
l The state which has passed a law to ban dance bars across
the state recently Maharashtra
l The state where NTPC's Lata Tapovan power project is to
come up Uttarakhand
l The new elected President of Colombia Juan Manuel
Santos
l The country that held the top position in the medal tally in
the Asian Junior Athletics Championships China
l The country against whom GMR Infrastructure has won
the arbitration proceedings recently Maldives
l The chairman of the Tax Administrative Reforms

Commission which submitted its recommendation recently


Parthasarathi Shome
l The Indian software exporter which has become the worlds
third-largest employer of people in the IT sector TCS
l The tool through which banks park excess liquidity with
the Reserve Bank of India Reverse term repo
l The new managing director and CEO of YES Bank Rana
Kapoor
l The infrastructure finance company which has bagged licence
from the RBI and plans to start bank operations by Oct
2015 IDFC
l The winner of the women's World Cup hockey title
Netherlands
l The deputy Prime Minister of Russia who visited India
recently Dmitry O Rogozin
l The winner of the men's World Cup hockey title Australia
l The river in which Andhra Pradesh's 24 engineering students
drowned in Mandi in Himachal Pradesh recently Beas
l The militant separatist group in news for its recent activities
in Iraq Islamic State of Iraq and Syria (ISIS)
l The country that lays thrust on Gross National Happiness
for measuring its economic development Bhutan
l The present Prime Minister of Bhutan Tshering Tobgay
l The endemic responsible for the deaths of about 3 mn
children under the age of five every year as revealed by the
UN agency FAO Malnutrition
l The Ugandan foreign minister who has been elected as the
president of the UN General Assembly Sam Kutesa
l The country with which India concluded the air exercise
Garuda-V recently France
l The Ugandan writer who has won the overall Commonwealth
Writers Short Story Prize for Let's Tell This Story Properly
Jennifer Nansubuga Makumbi
l The richest cricketer in the world as per the recent list
published by Forbes Mahendra Singh Dhoni

l The present President of South Korea Park Geun-Hye


l India's largest aircraft carrier dedicated to the nation by the
PM recently INS Vikramaditya
l The winner of the men's doubles title of the French Open
tennis tournament Julien Benneteau and Edouard
Roger-Vasselin
l The country which handed over Hong Kong to China on 1
Jul 1997 UK
l The Gulf country which has introduced a new law requiring
compulsory military service for adult males United Arab
Emirates
l The Grand Slam with which the term Roland Garros is
associated French Open
l The newly appointed chief executive officer (CEO) of
Infosys Vishal Sikka
l The steel plant of SAIL where a gas leak killed six persons
and affected several others recently Bhilai
l The new revenue secretary Shaktikanta Das
l The winner of the women's doubles title of the French Open
tennis tournament Hsieh Su-wei and Peng Shuai
l The theme of the World Environment Day 2014 Small
Islands and Climate Change
l The present president of South Sudan Salva Kiir
Match Point
K KUNDAN AUGUST 2014
l The person awarded the prestigious Bharat Ratna JRD Tata
award recently V Somasundaram
l The country where ELN is the second largest rebel group
Colombia
l The winner of the women's singles title of the French Open
tennis tournament Maria Sharapova
l The winner of the men's singles title of the French open
tennis tournament Rafael Nadal
l The international airport of Pakistan attacked by the
militants which left 40 people dead recently Karachi

l The foreign minister of China who visited India recently


Wang Yi
l The winner of the Canadian Grand Prix Formula One
championship Daniel Ricciardo
l The country with which the EU has signed the controversial
Horizon 2020 Project recently Israel
l The country where the sixth BRICS summit is scheduled to
be held in Jul Brazil
l The person who became the first Indian to be honoured
with Harvard Medal recently Anand Mahindra
l The person in whose name the UN General Assembly has
established a prize recently Nelson Mandela
l The Jordanian appointed as the new high commissioner for
human rights by the UN secretary-general Ban Ki-moon
recently Zeid al Hussein
l The period for which India has been elected to UNESCO
body for conserving cultural heritage 2014 to 2018
l The country which the Prime Minister Narendra Modi
visited on his first foreign visit recently Bhutan
l Speaker of the 16th Lok Sabha Sumitra Mahajan
l The city where the XX Commonwealth Games will be held
from 23 Jul to 3 Aug 2014 Glasgow
l The person who won the recent presidential election held in
Syria Bashar al-Assad
l The first Chief Minister of the successor state of Andhra
Pradesh post-bifurcation Chandrababu Naidu
l World Environment Day 5 Jun
l Statutory Liquidity Ratio (SLR) 22.5 per cent
l The country where the solar-powered plane Solar Impulse
2 has been successfully tested which is able to fly day and
night without fuel or polluting emissions Switzerland
l India's position in the textile export in the world Second
l The person who has been appointed on the Board of
Governors of Asian Development Bank (ADB) recently
Arun Jaitley

l The largest exporter of textiles in the world China


l The country which has announced to start a USD 5-bn antiterrorism
partnership fund US
l The present president of the industry body FICCI
Sidharth Birla
l The first Chief Minister of the newly formed 29th state of
the country, Telangana K Chandrashekar Rao
l The new President of Malawi Peter Mutharika
l The number of Rajya Sabha members allotted to the newly
created state of Telangana 7
l The technology firm which unveiled a prototype driverless
car recently Google
l The winner of the seventh season of the Indian Premier
League (IPL) Kolkata Knight Riders
l The person who has been appointed as the National Security
Advisor (NSA) to the Prime Minister Ajit Doval
l The vice chairman of the Special Investigation Team (SIT)
set up to probe black money Arijit Pasayat
l World No Tobacco Day (WNTD) May 31
l The newly elected president of Egypt Abdel Fattah al
Sisi
l The rate at which the Indian economy expanded during the
period 201314 as per the official data released by the CSO
4.7 per cent
l The newly appointed Solicitor General Ranjit Kumar
l The media group which the RIL acquired for `4000 cr in the
biggest-ever deal in the Indian media sector Network 18
l The father figure of Malaysian hockey who died recently
Sultan Azlan Shah
l The global retailer whose purchase of 50 per cent stake in
Tata Group firm Trent Hypermarket has been cleared by
the CCI recently Tesco
l The newly appointed Attorney General (AG) Mukul
Rohatgi
l The newly appointed Chairman of the Cauvery Water

Disputes Tribunal Justice BS Chauhan


l The currency that has been the best performing currency in
AsiaPacific region against the US dollar so far in 2014
Indian Rupee
l The city awarded the rights to host the inaugural European
Games to be held in 2015 Baku, Azerbaijan
l The temporarily appointed US ambassador to India
Kathleen Stephens
l The new Chief Information Commissioner Rajiv Mathur
l The newly elected Chief Minister of Nagaland TR Zeliang

Match Point
( SEPTEMBER )
l The World Bank president who visited New Delh on a threeday
visit recently Jim Yong Kim
l Indias position in the recent FIFA world rankings 151st
l The three nations that participated in the annual naval
engagement, Malabar exercise India, US, Japan
l The winner of the 2014 German Grand Prix Nico Rosberg
l The most urbanised state of the country (62.17% as urban
population) Goa
l Indias most prosperous state as per C Rangarajan panel
report Goa
l The country which topped the Global Innovation Index
(GII) 2014 Switzerland
Indias ranking 76th
l The first country to legalise children as young as ten to
work Bolivia
l The naval exercise conducted between India and Russia
recently INDRA 2014
l The military operation being conducted by Israel against

Hamas in Palestine Operation Protective Edge


l The state in India which has the highest percentage of poor
(47.9 per cent) Chhattisgarh
l The renowned scholar of the Indian Constitution who died
recently Granville Austin
l The amount allocated for the Defence Ministry in the Budget
for FY 2014-15 `29 lakh cr
l The Satyam Computer founder who has been barred by
market regulator SEBI for 14 years from accessing the capital
market Ramalinga Raju
l The Russian city where the 2015 BRICS Summit will be
held Ufa
l The winner of the Golden Boot at the FIFA World Cup held
in Brazil James Rodriguez
The winner of the Golden Ball award Lionel Messi
l The goodwill ambassador of the 35th National Games to be
held in Kerala in 2015 Sachin Tendulkar
l Lt Governor of Puducherry Lt Gen Ajay Kumar Singh
l The initial authorised capital of the proposed BRICS Bank
USD 100 bn
l The first chair of its Board of Governors Russia
l The chairman of the Indian Council of Historical Research
(ICHR) Y Sudarshan Rao
l Indias ranking in the recently released Ease of Doing
Business report 134
l The country which will hold the presidency of the proposed
BRICS bank initially for 6 years India
l The winners of the mens doubles title at Wimbledon
Vasek Pospisil and Jack Sock
l The person awarded Gandhi Peace Prize for 2013 Chandi
Prasad Bhatt
l The person who coined the term BRIC in 2010 at Goldman
Sachs Jim O Neil
l BRICS Bank will be headquartered at Shanghai, China
l World Population Day 11 Jul

l Worlds largest consumer of antibiotics India


l The person whose ancestral home in Pakistan has been
declared as a national heritage Dilip Kumar
l Chairman of the Law Commission Justice Ajit Prakash
Shah
l Indias indigenously built research ship launched recently
Sindhu Sadhna
l The amount allocated by the govt for the Prime Ministers
Employment Generation Programme (PMEGP) to create
over 27 lakh jobs in the 12th Plan period `8,060 cr
l The winner of the FIFA World Cup 2014 Germany
l The committee which submitted its report on concerns of
people from the NE region living in different parts of the
country MP Bezbaruah committee
l The state where the National Centre of Humanities would
be set up Madhya Pradesh
l The first indigenously built anti-submarine warship (ASW)
handed over to the Indian Navy INS Kamorta
l The worlds second most populous city with 25 million
inhabitants Delhi
The most populous city in the world Tokyo
l The Indian airline which has formally joined the global airline
group Star Alliance Air India
l The veteran actress who died at 102 recently Zohra
Sehgal
l The fund allocated in the Union Budget for developing 100
new cities `7,060 cr
l The budget allocation for the rural housing scheme for FY
2014-15 `8000 cr
l The new PPF deposit ceiling `1.5 lakh
l The fund allocation for grand statue of Sardar Vallabhbhai
Patel in the Union Budget `200 cr
l Indias share in world services exports in 2013 3.3%
l The highest loss-making PSU during 2012-13 BSNL
l The range in which the Indian economy is likely to grow in

2014-15 5.4 to 5.9 per cent


l The PSU which has emerged as the highest profit-making
PSU during 2012-13 ONGC
l FIFA World Cup 2018 will be held in Russia
l The fastest growing services sector in the world China
l The panel which has presented the new formula to estimate
poverty in India C Rangarajan Panel
l The sanctioned strength of judges in the Supreme Court
including the Chief Justice 31
l The National Institute of Design is situated in Ahmedabad
l India has become the 19th permanent member of
International Renewable Energy Agency (IRENA)
l The new minimum broadband speed fixed by TRAI 512
kbps
Match Point
l The winner of the recent Afghanistans presidential election
Ashraf Ghani
l The minimum pension approved by the govt under
Employees Pension Scheme 1995 `1,000
l The corridor where the Bullet train is proposed MumbaiAhmedabad
l The winner of the Wimbledon mens singles title Novak
Djokovic
The winner of womens singles title Petra Kvitova
l The bank which has become the biggest employer in the
private banking space ICICI
l The state where Indian Navys ambitious project Seabird is
based Karnataka
l The Indian scientist who has been elected to UN Commission
on the Limits of Continental Shelf (CLCS) Rasik Ravindra
l The winner of the Baileys Womens Prize for Fiction for A
Girl is a Half-formed Thing Eimear McBride
l World Public Service Day Jun 23
l The autobiography of Dilip Kumar released recently
Substance and Shadow

l The newly elected 10th President of Israel Reuven Rivlin


l The agency which has built worlds first flying observatory
Stratospheric Observatory for Infrared Astronomy (SOFIA)
NASA
l The National Dairy Research Institute (NDRI) is situated
in Karnal
l The woman who topped the Forbes 2014 list of the worlds
100 most powerful women Angela Merkel
l The deputy governor re-appointed by the RBI for a further
period of two years HR Khan
l The state where the 240-Megawatt Uri-II Hydro Electric
Project (HEP) is located in Jammu & Kashmir
l The highest paid professional CEO of an Indian company
Vishal Sikka
l The first male player to hold the Chess Triple Crown (World
Blitz, Rapid, and Classic) in a row Magnus Carlsen
The first chess player in the world to hold all three world
titles in a row Susan Polgar
l The panel whose report on definitions of FDI and FII has
been accepted by the govt Arvind Mayaram Panel
l The present Chief Operating Officer of Facebook who visited
India recently Sheryl Sandberg
l The satellite launched by NASA to study atmospheric carbon
dioxide OCO-2
l World Refugee Day Jun 20
l Googles project aimed at bringing internet access through
balloons Project Loon
l The place where the first nuclear power plant in the world
was commissioned in Russia Obninsk
l The actor honoured with Officier de la Legion dHonneur
(Officer of the Legion of Honour) Shah Rukh Khan
l The present foreign minister of France who visited India
recently Laurent Fabius
l The worlds largest international maritime exercise conducted
recently 24th Rim of the Pacific (RIMPAC) exercise

l The PSUs conferred the coveted Navratna status, recently


EIL and NBCC
l The Indian-origin judge appointed as the new attorney
general of Singapore Justice VK Rajah
l The state where Vyapam recruitment scam surfaced recently
Madhya Pradesh
l The present Minister for Foreign Affairs and Minister for
Law of Singapore who visited India recently K
Shanmugam
l Bor Wildlife Sanctuary, countrys 47th Tiger Reserve, is
situated in Maharashtra
l Indian-American scientist in whose name the US has named
a mountain in Antarctia Akhouri Sinha
l The service Google has announced to shut by Sep Orkut
l The newly elected President of the European Union JeanClaude Juncker
l The winner of the womens singles title of the Australian
Super Series Saina Nehwal
l International Day against Drug Abuse and Illicit Trafficking
Jun 26
l The state where the Disaster Management Act, 2005 has
NOT been implemented Gujarat
l Indias position in terms of premium volume 15th
l The first chairman of the ICC after a controversial revamp
of the bodys administrative structure N Srinivasan
l The govts initiative awarded with United Nations public
service award Mobile Seva
l The RBI started issuing its bi-monthly credit policy on the
recommendation of Urjit Patel Committee
l The original name of the recently commissioned aircraft
carrier INS Vikramaditya Baku
l The place where the 2014 Commonwealth Games were held
recently Glasgow, Scotland

Match Point
( OCTOBER )
l The head of the proposed National Judicial Appointments
Commission The Chief Justice of India
l The number of members of the National Judicial
Appointments Commission Six
l The Indian-origin academician who won Fields Medal, the
Nobel Prize of Mathematics Manjul Bhargava
l The present Chairman of TRAI Rahul Khullar
l No. of tickets per minute supported by the new nextgeneration
e-ticketing system of the Indian Railways 7200
l The revised borrowing target of the Govt for Apr-Sep
`3.52 lakh cr
l The administrator of the re-launched Varishtha Pension Bima
Yojana LIC of India
l The Ashok Chakra awardee (posthumously) on the occasion
of Independence Day Major Mukund Varadarajan
l The state where the PM urged to bring a saffron revolution
recently Jammu & Kashmir
l The first Indian to reach semifinals of World Junior Squash
in Namibia recently Kush Kumar
l The state which has announced 33 per cent reservation for
women in its police forces Gujarat
l The state which celebrated Kanyashree Divas on 14 Aug
West Bengal
l The country which will attempt to insert its spacecraft into
the Martian orbit on Sep 24 India
l The most favoured destination of foreign tourists among
the north-eastern states Sikkim
l The target set for ASEAN-India trade by 2015 USD 100 bn
l The year in which India and ASEAN signed the Trade in
Goods Agreement 2009

l The chairman of the selection committee which


recommended names for Arjuna awards Kapil Dev
l The state which has declared banning entry of dhoti-clad
persons in public places a cognisable offense Tamil Nadu
l The International Youth Day Aug 12
l The ex-telecom minister alleged by CBI of forcing the
promoter to sell the stake in Aircel to Maxis Dayanidhi
Maran
l The Oscar-winning Hollywood actor-comedian who died
recently Robin Williams
l The MPs conferred with the Outstanding Parliamentarian
award recently Arun Jaitley, Sharad Yadav and Karan
Singh
l The Prime Minister of Australia who is scheduled to visit
India in Sep Tony Abbott
l The package announced by the PM for building of roads in
J&K `8,000 cr
l The river on which the Mettur Dam, one of the largest and
oldest dams in India, is situated Cauvery
l The winner of the mens singles of the Rogers Cup 2014
Jo-Wilfried Tsonga
l The country where thousands of Yazidi religious minority
members were killed recently Iraq
l The anti-tank guided missile of the US which it wants to coproduce
with India Javelin
l The city where the 17th Asian Games (Asiad) are scheduled
to be held from Sep 19 to Oct 4 Incheon, South Korea
l The city where the first Asian Games were held New
Delhi
l The bank being probed by the CBI in connection with a loan
of `900 cr to Kingfisher Airlines IDBI Bank
l The present Chief Minister of Tripura Manik Sarkar
l The movement remembered on its 72nd anniversary recently
Quit India Movement
l The new and first President of Turkey Recep Tayyip

Erdogan
l The electronics firm recently excluded by China from official
purchases Apple
l The new Chair of the ASEAN group Myanmar
l The disease whose outbreak has been declared an international
public health emergency by WHO recently Ebola
l The recently raised clean energy cess on coal `100 per
tonne
l The state with no Regional Rural Bank (RRB) Goa
l Mr India who is representing India at the 48th Asian
Bodybuilding Championship in Macau, China Miihier
Singh
l The team defeated by the Indian mens hockey team in the
recent three-match test series Bangladesh
l The growth rate of Indian economy as estimated by the
UNESCAP 5.5 per cent
l The country which has launched construction of a new Suez
Canal Egypt
l The veteran Marathi actress who died recently Smita
Talwalkar
l The erstwhile Mizoram governor sacked by the Centre
Kamla Beniwal
l The city where the two-day 18th BASIC Ministerial
Meeting was held recently New Delhi
l The country which will supply Apache attack and Chinook
heavy-lift helicopters to India US
l The current Bank Rate 9 per cent
l The newly published book of Chetan Bhagat Half
Girlfriend
l Hiroshima Day Aug 6
l The new SLR as announced by the RBI on 5 Aug 2014 22
per cent
l The firm from which India has put on hold all defence
procurements Finmeccannica (Italy)
l The name of Sunkoshi river of Nepal when it flows across

the border into Bihar Kosi


l The period for which the govt is all set to announce Indias
Match Point
13 BANKING SERVICES CHRONICLE OCTOBER 2014
foreign trade policy (FTP) 2014-19
l The broadcaster with which Doordarshan has signed an
agreement recently Deutsche Welle (DW)
l Newly sworn-in Chief Justice of the Calcutta High Court
Justice Manjula Chellur
l The CMD of Syndicate Bank arrested by the CBI on charges
of bribery SK Jain
l Indias position in the recently concluded Glasgow
Commonwealth Games Fifth
l The first Indian male shuttler in 32 years to win a gold
medal at the Commonwealth Games Parupalli Kashyap
l The Chinese province devastated by a strong 6.5-magnitude
earthquake recently Yunnan
l The Union Territory which celebrated its 61st Liberation
Day on 2nd Aug Dadra and Nagar Haveli
l The Indian sprinter disqualified from Commonwealth Games
due to hormone issue Dutee Chand
l Blue revolution is associated with Fisheries
l The state where thanksgiving festival Aadi Perukku is
celebrated Tamil Nadu
l The state which has signed a pact with UNESCO for
promoting the ancient Spice Route Kerala
l The newly appointed deputy governor of the RBI SS
Mundra
l The current President of the WTO Roberto Azevedo
l The country with which the EU is negotiating the
Transatlantic Trade and Investment Partnership US
l The newly appointed Chairman of the CBDT KV
Chowdary
l The body that levies and collects indirect taxes in India

CBEC
l The city where the third India-Africa Forum Summit (IAFSIII)
will be held New Delhi
l The year in which the first Economic Census of India was
conducted 1977
l The game in which Yogeshwar Dutt and Babita Kumari won
gold in 20th Commonwealth Games Wrestling
l The first Indian woman gymnast to win a medal at the
Commonwealth Games Dipa Karmakar
l The treaty to facilitate access to published works for the
persons who are visually impaired Marrakesh Treaty
The first country to ratify the Marrakesh Treaty India
l The committee formed to suggest changes in pattern of civil
services exam Arvind Varma Committee
l The river on which India is building worlds highest railway
bridge in J&K Chenab
l The newly elected President of Iraq Mohammed Fuad
Masoum
l Nelson Mandela International Day 18 Jul
l The minimum capital requirement for setting up a normal
commercial bank in India `500 cr
l World Tiger Day 29 Jul
l The South African all-rounder who recently retired from all
forms of cricket Jacques Kallis
l World Hepatitis Day 28 Jul
l The World Bank groups largest client as of now India
l The vehicle which made the record of clocking highest
distance by any man-made vehicle outside the earth
Opportunity
l The present Chairman of the Railway Board Arunendra
Kumar
l The winner of the Hungarian Grand Prix 2014 Daniel
Ricciardo
l The revised investment target for Dedicated Freight Corridor
(DFC) `80,000 cr

l The Foreign Affairs Minister of Uganda who visited New


Delhi recently Sam Kutesa
l The company which acquired all the three hydropower plants
of JP Associates Reliance Power
l The website launched for citizens to contribute their
opinions MyGov
l The PMs three Ps as the assets of J&K Prakash,
Paryawaran and Paryatan
l The AIADMK leader who was elected as the Deputy
Speaker of the Lok Sabha M Thambidurai
l The state which has launched Bhamashah scheme to open
bank accounts in the name of women of the beneficiary
families Rajasthan
l The unique feature of the Mahatma Gandhi Series-2005
banknotes Year of printing on reverse side
l Number of bank accounts to be opened per family under the
Pradhan Mantri Jan Dhan Yojana Two
l The overdraft limit to be provided to each beneficiary under
the Pradhan Mantri Jan Dhan Yojana `5,000
l The state which will host the 2015 paragliding World Cup
Himachal Pradesh
l The member of Indias first Lok Sabha who died recently
Resham Lal Jangde
Match Points
( NOVEMBER )
l International Literacy Day 8 Sep
l The state which will host the Global Agro meet in Nov
Kerala
l The new governor of Manipur Krishan Kant Paul
l The Chief Minister of Manipur Okram Ibobi Singh
l Doordarshan was established on 15 Sep 1959
l World adult (people aged 15 and above) average literacy rate

84 per cent
l Rajiv Gandhi National Quality Awards are presented by
Bureau of Indian Standard
l The state with the highest proportion of hired workers as
per the 6th Economic Census Report 2013 Arunachal
Pradesh
l The JNU professor awarded with the 8th Special Book
Award of China Priyadarsi Mukherji
l Indias first coral garden will come up in Mithapur,
Gujarat
l Winner of the mens singles title of the Indonesian Masters
Grand Prix Gold HS Prannoy
l The autobiography of Naseeruddin Shah And Then One
Day
l The person who will lead US-led global coalition against
ISIS militants John Allen
l World Suicide Prevention Day (WSPD) 10 Sep
l Winner of the mens doubles title at the 2014 US Open
Mike Bryan and Bob Bryan
l Indias ranking in the Creative Productivity Index, released
by the ADB and EIU 14th
l Hindi Diwas 14 Sep
l The state govt which has imposed Re 1 cess on cigarette
packet and liquor bottle Delhi
l The country with highest rate of child marriages
Bangladesh
l The growth rate of Indian economy in 2014 as per the
UNCTAD Trade and Development report 2015 5.6%
l The new upper age limit for MDs and CEOs in private
sector banks 70 years
l The doctor whose family will receive Friendship award from
Chinese President Xi Jinping Dwarkanath Kotnis
l The special promotion scheme to promote women scientists
KIRAN
l The person appointed as Executive Director in World Bank

Subhash Chandra Garg


l The year by which Phase-V of UIDAI project entails to
generate 100 cr Aadhar numbers 2015
l The PSUs in which the CCEA has cleared stake dilution
CIL, ONGC and NHPC
l The disinvestment target of the govt for the current fiscal
year ` 43,425 cr
l The eminent Bangladeshi Nazrul Sangeet singer who died
recently Firoza Begum
l The nuclear power plant in India that made second highest
operating record in the world Rawatbhata
l The high-definition Earth observation satellite launched
recently by China Gaofen-2
l The sole authority to mint coins of all denominations in
India Govt of India
l The relief operation carried out in Jammu & Kashmir recently
Operation Megh Rahat
l The bank which launched Cardless Cash Withdrawal
facility at ATMs recently ICICI
l The National Security Adviser of India who visited China
recently Ajit Doval
l The country with which India has signed an MoU for
cooperation in Ayurveda and Unani Bangladesh
l The winner of the mens singles title of the 2014 US Open
Marin Cilic
l The date declared by the Uttarakhand govt as Himalaya
Diwas 9 Sep
l The Pakistani bowler recently suspended by ICC for illegal
action Saeed Ajmal
l The group with which India signed FTA in services and
investment recently ASEAN
l Sultan of Johor Cup is associated with Hockey
l The state where a Central Tribal University will be set up
Chhattisgarh
l The new United Nations High Commissioner for Human

Rights Zeid Raad Zeid al-Hussein


l The legendary Hollywood comedian who died recently
Joan Rivers
l The movie which bagged the Lion of the Future award at
2014 Venice Film Fest Court
l The Indian scientist who won the 2014 Midori Prize in
Biodiversity Kamaljit S Bawa
l The new UN envoy for Syria Staffan de Mistura
l The winner of the womens singles title of the 2014 US
Open Serena Williams
l The present king of Bahrain Hamad bin Isa al Khalifa
l The new Prime Minister of Turkey Ahmet Davutoglu
l The Indian weightlifter who won gold medal for the third
time at the IWF World Masters Weightlifting Championships
Sudhakar Jayant
l The winner of the mixed doubles title of the 2014 US Open
Sania Mirza and Bruno Soares
l The country with which India inked a significant civil nuclear
agreement recently Australia
l The country which has topped the Global Competitiveness
Report 2014-15 Switzerland
Match Point
l The chairman of the committee set up to examine the unclaimed
amount in PPF, Post Office and Savings Schemes
HR Khan
l The new proposed capital of Andhra Pradesh Vijayawada
l As per the RBI, the due amount over which penal measures
are applicable to a loan defaulter ` 25 lakh
l The surveillance ship commissioned into the Navy recently
INS Sumitra
l Indias position among the flower growing countries in the
world Second

v The largest flower-growing country in the world China


l The firm which has become Indias largest private power
producer Adani Power
l Indias position in the Global Competitiveness Report 201415 71st
l The committee that has recommended complete ban on dance
bars in Maharashtra Justice Dharmadhikari Committee
l The firm recently declared a wilful defaulter by the United
Bank of India (UBI) Kingfisher Airlines
l The place where the two-day summit of NATO heads of
states was organised recently Wales
l The former Chief Justice sworn in as the new governor of
Kerala P Sathasivam
l The captain of the womens hockey team of India for 2014
Asiad Ritu Rani
l The new Chief Justice of India (CJI) HL Dattu
l The 800-years-old university that restarted at Rajgir in Bihar
recently Nalanda University
l The oldest surviving Test cricketer who passed away at 103
recently Norman Gordon
l The autobiography of cricketing legend Sachin Tendulkar
Playing It My Way
l The former Attorney General of India who passed away
recently Goolam E Vahanvati
l The city where the 9th Annual Meeting of Women Speakers
of Parliament was held recently Geneva, Switzerland
l The city where the National Cancer Institute will come up
Jhajjar, Haryana
l The country that agreed to work with India to develop a
treatment for Sickle Cell Anaemia Japan
l The winner of the womens World Badminton
Championships title Carolina Marin
l The newly appointed first chairwoman of BBC Trust
Rona Fairhead
l The denomination of which the highest number of counterfeit

notes were detected in FY14 ` 500


l The new chairman of Parliaments Public Accounts
Committee (PAC) KV Thomas
l The city where the worlds first Natural World Heritage
Centre is comming up Dehradun
l The Committee that has recommended market-linked pricing
for domestic natural gas Vijay Kelkar
l The Indian shuttler who won a bronze medal at the World
Badminton Championship recently PV Sindhu
l The noted historian who passed away recently Bipan
Chandra
l The Japanese city on whose model Varanasi will be
developed Kyoto
l The growth rate of the GDP during Apr-Jun quarter, the
highest in the last 10 quarters 5.7 per cent
l National Sports Day (the birthday of hockey legend Dhyan
Chand) 29 Aug
l The firm with which the govt scrapped ` 6k cr tender for
purchase of light helicopters Agusta Westland
l The new President of Turkey Recep Tayyip Erdogan
l The new ambassador of Interpols Turn Back Crime
campaign Shah Rukh Khan
l The

country where an active volcano Tavurvur erupted


recently Papua New Guinea
l The real-estate firm whom the SC ordered to deposit ` 630
cr fine slapped on it by the CCI DLF
l The state which made it mandatory to wear helmet for
women Delhi
l The rate of interest EPFO will pay on provident fund
deposits for 2014-15 8.75 per cent
l Indias new domain which will be in Devanagari script
.Bharat
l The minimum price that sugarcane farmers are legally
guaranteed by the govt Fair and Remuneration Price
(FRP)
l The e-retailer with which the Textiles Ministry has signed
MoU for marketing handloom products Flipkart
l Thailands army chief who became the countrys prime
minister recently Prayuth Chan-ocha
l The country with which India conducted their maiden aerial
exercise Avia Indra-2014 recently Russia
l The state which announced a liquor policy to make the state
liquor-free in a decade Kerala

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