KRAUTER & COMPANY

P r o d uc t s
ENVIRONMENTAL LIABILITY
UNDERSTANDING ENVIRONMENTAL LIABILITY
Employment Practices Liability Employment Practices Liability Insurance is needed as
soon as you start to hire employees. Most investors and directors will require that you
carry this coverage as part of your Directors and Officers Liability insurance since they
can also be held liable in suits relating to employment practices.

Since 2000, the number of employees alleging discrimination, wrongful termination,

sexual harassment and retaliation has increased. EPLI policies shield employers from
claims of harassment, discrimination, failure to hire, wrongful termination, and
includes all current, former, and prospective employees, directors and officers, even the
corporate entity.

The cost of EPLI coverage varies on your type of business, the number of employees you
have and various risk factors such as whether your company has been sued over
employment practices in the past.

Such lawsuits, which range in size and scope, have been spawned by several factors:

Professional plaintiffs' bars' eagerness to sue employers for employment-related

issues
Laws expanding employees' rights in the workplace opening the way for new
“causes of action” to be brought against employers, plus broader rights of
recovery
Increased third-party litigation brought by customers, consumers and clients
seeking legal recourse for alleged discrimination or harassment
Directors and officers named for their role in day-to-day operations

WHY KRAUTER ENVIRONMENTAL LIABILITY?

Krauter & Company can help you take steps to prevent employee related lawsuits, and
educate your managers and employees to minimize the occurrence for such issues in
the workplace. Regardless of your business type or the effective employment practices
and procedures, you are still vulnerable to employment- related liabilities. Therefore, it
is important to create effective hiring and screening programs to avoid discrimination in
hiring.

MORE INFORMATION? CONTACT US.

For more information about Krauter & Company’s EPL capabilities and professionals,
send your request to: info@krautergroup.com.