Professional Documents
Culture Documents
You will get some exclusive features and benefits with your HDFC Bank Regular
Saving Account
Wide network of branches and over 7300 ATMs to meet all your banking
needs, no matter where you are located.
Bank conveniently with facilities
like NetBanking, Phonebanking and MobileBanking check your account
balance, pay utility bills or stop cheque payments all via SMS.
Never overspend shop using your International Debit Card that reflects
the actual balance in your savings account.
Personalised cheques with your name printed on each cheque leaf for
enhanced security.
Take advantage of BillPay an instant solution so you can pay all your
frequent utility bill payments. Instruct for payments over the phone or through the
Internet.
Avail of facilities like Safe Deposit Lockers, Sweep-In and Super Saver
facilities on your account.
Free cash withdrawals at any other Bank's ATMs*
Free Payable-at-Par chequebook, without any usage charges.
Free passbook facility available at home branch for account holders
(individuals).
Free Email Statement facility.
* Conditions Apply
What are the eligibility criteria to open a Regular Savings Account?
A Regular Savings Account is for anyone who is a:
A resident individual (sole or joint account)
A Hindu undivided family
A foreign national
If you are a foreign national, you have to be residing in India for a period greater
than 180 days and you have to provide us with:
A valid passport
A valid Visa
FRRO (Foreign Regional Registration Office) Certificate
Residential permit
Minimum Balance Requirement
A minimum deposit of Rs. 10,000 (metro/urban branches), Rs. 5000 (semiurban/rural branches) is required to open an account and thereafter an average
monthly balance of the same amount has to be maintained.
Please note: It is mandatory to maintain a minimum average monthly
balance (AMB) of Rs. 10,000 (metro/urban branches), Rs. 5000 (semi-
Description of Charges
Cheque book
No charges
Issue of duplicate/adhoc
statements
Hold statement
Passbook issuance*
Free
Rs 100/-
Managers cheques/demand
drafts- Issuance/re-issuance - At
HDFC Bank locations
Rs. 50
Rs. 40 (senior
citizens/individuals in rural
areas)
Rs. 30 through
Phonebanking
Above
Rs.10,000 &
upto Rs.
50,000
Preferred/Imperia & Rs
50,000 for other customers
accepted at PhoneBanking
Above Rs.
50,000 &
upto Rs. 1
Lakh
Above Rs. 1
Lakh
Rs .30+(Correspondent Bank
charges if applicable)
Third party
DD* uptoRs.
1 Lakhs
Rs .30+(Correspondent Bank
charges if applicable)
Rs. 10
Rs. 15
Rs. 25
Rs. 30
Above Rs.
10,000 to Rs. 1
Lakh
Above Rs. 1
Lakh
Free
Charges for
cheques
drawn on
Branch
locations
Upto Rs 5,000
Rs. 25/-,
Rs. 20/- for rural
branches/senior citizens
account
Rs. 5,001/- to
Rs. 10,000/-
Rs. 50/-,
Rs. 40/- for rural
branches / senior citizens
account
Rs. 10,001/- to
Rs. 1,00,000/-
Rs. 100/-
Rs. 150/-
Cheques
drawn on
speed clearing
branches
Upto Rs.
1,00,000
No charges
Charges for
cheques
drawn on
Non-Branch
locations
Upto Rs 5,000
Rs. 25/-,
Rs. 5,001/- to
Rs. 10,000/-
Rs. 50/-,
Rs. 40/- for rural
branches/senior citizens
account
Rs. 10,001/- to
Rs. 1,00,000/-
Rs. 100/-
Rs. 150/-
Cheques
drawn on
speed clearing
branches
Upto Rs.
1,00,000
No charges
Due to insufficient funds First cheque return in a quarter Rs 350/From second cheque return in the
same quarter Rs 750/- per return
Free
Balance certificate
Interest certificate
Rs. 50
TDS certificate
Free
Account closure
Photo attestation
Signature attestation
Address confirmation
Standing instructions
Unarranged overdraft
No charges
Accounts
maintaining
AMB
Accounts not
maintaining AMB
- In case the
AMB in the
account is above
Rs 50,000/- No
charges would
be levied
3 free transactionsin a
month would be
permitted and Rs 75/per txn would be levied
from the 4th transaction
onwards.
onwards
Accounts
maintaining
AMB
Accounts not
maintaining AMB
5 free cash
transactions per
month would be
permitted and Rs
100/- per
txn would be
levied 6th
transaction
onwards.
2 free transactionsin a
month would be
permitted and Rs 100/per txn would be
levied 3rd transaction
onwards.
Accounts
maintaining
AMB
Accounts not
maintaining AMB
- Cash transaction
value upto Rs.
50,000/ per day
- No charge
- Above Rs.
50,000/-Rs 5/per 1,000/- on
the full amount
teller counters
allowed
No charge
PhoneBanking - IVR
Free
Free
Rs. 50 per call on non maintenance of Min
balance for transactions that are available
on IVR but are done through the
PhoneBanking executive
ATM card
Free
Women's Card
Debit Card - Annual Fee
Platinum
Free
BillPay
InstaPay
InstaAlert
NIL
RTGS - Outward
RTGS - Outward:
Above Rs. 2 Lakh to 5 Lakh - Rs. 25
(inclusive of taxes) per transaction
Above Rs 5 Lakh - Rs. 50 (inclusive of
taxes) per transaction
RTGS - Inward
NIL
MobileBanking
NIL
NetBanking
Free
TIN/IPIN re-generation
(requests received at the branch
for physical dispatch)