Manuscript ID

Author

ICFMCF29038
ICFMCF26019
1CFMCF13031
ICFMCF13030
ICFMCF11064
ICFMCF29037
ICFMCF11063
ICFMCF23025
ICFMCF13029
ICFMCF11062
ICFMCF11060
ICFMCF23024
ICFMCF11059
ICFMCF11057
ICFMCF29036
ICFMCF29035
ICFMCF14033
ICFMCF26013
ICFMCF26012
ICFMCF14032
ICFMCF19040
ICFMCF14031
ICFMCF12027
ICFMCF21014
ICFMCF24005
ICFMCF29034
ICFMCF14028
ICFMCF19038
ICFMCF19037

Latha Ramesh
Dr. C. Viswanatha Reddy
Mahalakshmi T.N
AAYAT FATIMA
Shabir Ahmad Hakim
DR. N. M. LEEPSA
Dr. Asha Nadig
Madhuri Malhotra
Dr.T. Sutha
Dharani Munusany
Mr.A.Senthil Kumar
Dr. Arti Chandani
Arun Kumar Misra
K.Priya
Nishant Vats
Prince Doliya
Sayanee Nayak
Parul Mahajan
Sakshi Kharbanda
Shubham Bhutada
ALBERT
Dr. Mahesh Gadekar
RADHIKA KP
P. Lakshmi
Palanisamy Saravanan
V.Pothu Raju
Noor Ulain Rizvi
Satish Chandra Ojha
Teena bharti

Co Author

Anuradha N
S.M.SHAFI
DR. CHANDRA SEKHAR MISHRA
M. Thenmozhi
Vijayakumar Narayanamurthy
Mr.Bogarappu Nikhil
Dr. Mita Mehta, Dr. B Neeraja
Sabyasachi Mohapatra
Dr.S.Vasumathy
Shveta Singh
Prof. J.P.Singh
Dr. Anju Singla (Corresponding Author)
Dr Suprabha K R, Bhargava K
JALPA, LOKESH VIJAYVARGY
Dr. Sanjay Bhale
DR. P. AMBIGA DEVI, MR. SATYANARAYANA RENTALA
M. Thenmozhi, Nikhil Varaiya
Maram Srikanth, Suhas M Avabruth
D. Satish Babu , N.Ushadeepasundari
Dr. Smita Kashiramka, Dr. Shveta Singh

Bank N

South In
ANDHRA
Indian O
JAMMU
Nationa
State Ba
Corpora
AXIS BA
Indian o
SOUTH
STATE B
Bank of
State Ba
City Uni
HDFC B
State Ba
Bandha
State Ba
ICICI
State Ba
Axis Ban
dena ba
karur vy
STATE B
ICICI Ba
Tamilna
HDFC B
Hdfc
sbi

ICFMCF11055
ICFMCF15008
ICFMCF23023
ICFMCF19036
ICFMCF29031
ICFMCF19035
ICFMCF11054
ICFMCF23022
ICFMCF13028
ICFMCF19034
ICFMCF11053
ICFMCF14027
ICFMCF19033
ICFMCF19032
ICFMCF14025
ICFMCF19031
ICFMCF19030
ICFMCF29030
ICFMCF13027
ICFMCF12026
ICFMCF23021
ICFMCF14024
ICFMCF14023
ICFMCF29029
ICFMCF23019
ICFMCF19029
ICFMCF14022
ICFMCF12025

Dr.Sujatha Balakrishnan
Gaurav Kumar
Pankaj Madhani
Manoranjan Sahoo
Prateeksha Maurya
Prasenjit Chakrabarti
muhammad ashiq am
Mr. Chacko Jacob
Ipsita saishree
Lt Col L Shri Harsha Retd
Kafila
Mr. JOHN PAUL.M
Kewal Singh
Sharvari Dalal
Saptarshi Ray
Akshat Jhalani
Dr. Savitha Sukumar
Padmaja M
Jhansi Rani Boda
marx sigo
Dr.PR.RAMAKRISHNAN
Gaurav Seth
LALITA MOHAN MOHAPATRA
SYED AZHAR
Kavya T B
Supriya Katti
PRATAPA VAMSI KRISHNA
Sumit Kumar Jha

ICFMCF19028
ICFMCF23018

Sri Charitha Natta

Supriya Katti

Ms.Sushma Catherine.P
Arun Kumar Misra

Dr. A.K. Sharma

K Kiran Kumar
Dr. G Shanmugasundaram
Dr. Jijo Lukose
Puja Padhi
Dr.Ch.Chaitanya,Dr.V.Sailaja
Dr.S.MUTHUMANI
Harsh Mehta
Arti Kanodia, Lokesh Vijayvargy
Subash Sasidharan
Durgaprasad Navulla, Dr. G. Sunitha
marx
Dr.S.SRIVIDHYA
Supriya Katti, B. V. Phani
ARUN KUMAR GOPALASWAMY
Dr. Shijin Santhakumar
Naval Verma, B. V. Phani
Prof. Mousumi Bhattacharya IIM Shillong, Prof. Sharad Nath
Bhattacharya IIM Shillong
Lakshmi Vishali Guntupalli
B.V. Phani

Canara
SBI
Kotak M
State Ba
Punjab N
SBI
indian b
SBI
Canara
ICICI Ba
SBI
INDIAN
State Ba
ICICI Ba
Syndica
Axis Ban
ICICI Ba
State Ba
SBH
SBI
indian o
SBI
SBI IIT M
State Ba
Indian B
SBI
SYNDIC
ICICI
Andhra
SBI

ICFMCF25010
ICFMCF21013
ICFMCF19027
ICFMCF15006
ICFMCF12024
ICFMCF12023
ICFMCF25009
ICFMCF13025
ICFMCF26011
ICFMCF24002
ICFMCF11052
ICFMCF15005
ICFMCF13024
ICFMCF11050
ICFMCF29028
ICFMCF19024
ICFMCF29027
ICFMCF21012
ICFMCF12021
ICFMCF19023
ICFMCF11049

Ridhima Agrawal
Dr. T.K.S. Villalan
Shazia Parwez
S N Harish
SRINIDHI .V R
Richa Pandey
Josephine N. Gemson
S. Sheik Imam
Sibi M S
Surya Bhushan Kumar
Divya Verma Gakhar
Samarpan Nawn
Dr. V. MARY JESSICA
Vaijanath Babshetti
Dr. Swati Mathur
Kaveri Krishnan
Jijo Lukose P. J.
Sesha Sai Ram Meka
JITENDRA KUMAR DIXIT
Hariprasad B
Soma Das

B.V. Phani
Alagiriswamy J
Valeed Ahmad Ansari
T. Mallikarjunappa
Dr. R.VENKATA RAMAN, Prof. A.S. CHANDRAMOULI, SHRUTHI M.S
Dr. V. Mary Jessica

ICFMCF13022
ICFMCF29025
ICFMCF29024
ICFMCF14020
ICFMCF11047
ICFMCF13021
ICFMCF14019
ICFMCF14018
ICFMCF14018

Sushant G. Chari
Dr.Nemiraja
MV Shivaani
v.sathiyaseelan
Soumya Saha, Dr. Gar
Dr.K.Ramya
Dr.S.POORNIMA
Naval B Verma
Naval B Verma

Dr. Purva Hegde Desai, Dr. Nilesh Borde

Prof. CS Pavana Jyothi, Prof. Rupali Loke
P.K. Jain, Surendra S. Yadav
-

Dr.A.A.Ananth
Prof. Vinay Goyal, Prof. S. K. Mitra
Ashok Banerjee
ASIF HASAN
Dr. Prakash B Yaragol

Surenderrao Komera, IFMR Business School

Kaveri Krishnan
SANJEEV GUPTA
Dr. Basabi Bhattacharya

D.Bhuvaneshwari
M THEIVANAYAKI
Gaurav Seth, B.V.Phani, Supriya Katti
Gaurav Seth, B.V.Phani, Supriya Katti

Union B
INDIAN
Allahab
Karnata
Syndica
State Ba
ICICI Ba
State Ba
Bank of
IDBI Ban
Indian B
SBI
State Ba
VIJAYA B
Andhra
State Ba
Canara
State Ba

State Ba
State Ba
Pondich
Yes Ban
Andhra
State Ba
state ba
State Ba
State Ba
Karur Vy
State Ba
State Ba

ICFMCF19022
ICFMCF11046
ICFMCF13020
ICFMCF12020
ICFMCF29023
ICFMCF14016
ICFMCF29022
ICFMCF19021
ICFMCF29020
ICFMCF12019
ICFMCF29018
ICFMCF21011
ICFMCF13018
ICFMCF19020
ICFMCF14015
ICFMCF25007
ICFMCF27005
ICFMCF13017
ICFMCF11043
ICFMCF14014
ICFMCF23017
ICFMCF13015
ICFMCF11040
ICFMCF27004
ICFMCF25006
ICFMCF11039
ICFMCF29016
ICFMCF23016
ICFMCF11038
ICFMCF19018
ICFMCF29015

Dr.S.David Amirtha Rajan

Madhvi Sethi
A Vinaitheertha Senthil
S.Gayathri
Sunil Kumar
Lakshmi Priya
V.V.NIREEHA
Dr. B. Dhana Lakshmi
Ms. Aditi Singh
V. Harshitha Moulya
Rajib Bhattacharya
MERUGU VENUGOPAL
Abhijeet Chandra
Dhanya Jothimani
Vinod R R
Subash Sasidharan
DR.K.SURESH KUMAR
KANNADAS S
Prabina Rajib
Deepa Damodaran
K. V. V. S. Kumar Varma
Nisha Goyal
M.Manoharan
Ms. A R Sindhu,
K. BALASUBRAMANIAN
LAXMIDHAR PANDA
S Parabrahmaiah
ABDUL GAFOOR CP
Sumeet Roy
R.K. Pattnaik
Dr.Deepa Venugopal,MBA,PhD

J. Fathima Farzana
Rishikesh Kulkarni, Dipali Krishnakumar
Dr. PR Ramakrishnan
Dega Nagaraju, Kalla Kiran Kumar
Vinay Gupta, Dr. R.C. Gupta

Assoc. Prof. Madhumita Chakraborty

Prof Dr T. Mallikarjunappa
Pramit Sengupta
VANDANA VEERABOTLA, DR. M RAVINDAR REDDY
Gaurav Jadhao
Ravi Shankar, Surendra S. Yadav
Dr. Mohammed Khalid Azam
Rajesh Raj S. N., D. Malathy
ISHWERYA.R.M
MANITA D SHAH
Harshav Raj, Vikas Kumar Jha
Deepa
Dr. P. V. V. Satyanarayana
Dr. Satish Kumar
S.Visalakshmi
Dr. S. Madhavan
Dr. S. MADHAVAN
NEHA SETH
ABDUL GAFOOR CP
Krishna Prasanna
Tulsi Jayakumar
Dr.M V Subha,MBA,PhD

ANDHRA
Corpora
ICICI Ba
city unio
Bank of
KVB
Bank of
HDFC B
State Ba
State Ba
ALLAHA
state ba
State Ba
SBI IIT D
Corpora
State Ba
THE KAR
syndica
Syndica
Indian B
HDFC B
ICICI BA
CITY UN
Indian B
INDIAN
BANK O
State Ba
INDIAN
SBI, IIT
Indian B
Canara

ICFMCF12017
ICFMCF29014
ICFMCF25005
ICFMCF13014
ICFMCF29013
ICFMCF24001
ICFMCF29012
ICFMCF13013
ICFMCF26010
ICFMCF11036
ICFMCF23015
ICFMCF19016
ICFMCF19015
ICFMCF14013
ICFMCF13012
ICFMCF23013
ICFMCF19014
ICFMCF13011
ICFMCF21010
ICFMCF23012
ICFMCF14012
ICFMCF29011
ICFMCF11033
ICFMCF21008
ICFMCF29010
ICFMCF19013
ICFMCF11032
ICFMCF13010
ICFMCF25004
ICFMCF23010
ICFMCF11031

Mohammad Fares Abu Seif

Mohanasundaram T*
Monika Dhochak
Sruthi Rajan
MISS. PRAGYAN DASH
Dr. Kalpana Koneru
Praveen Bhagawan.M
J.Saranya
DR BISWAJIT PRASAD CHHATOI
DR.M.V.SUBHA
Ms. Suja Sekhar C
DR.K. Lalitha
Nedunchezian V R
Dhananjay Bapat
Sashikanta Khuntia*
NEETA AURANGABADKAR-POLE
Ms. Mousumi Singha Mahapatra
HARITHA PH
SHALINI R
Harjeet Bhabra
Rooplata. P
B. P. Bijay Sankar
P Balasubramanian
Manju Tripathi
Geetanjali Pinto
Dr. A. ALEESWARI
Deepika Krishnan
E.VIJAYA
Kshitija Joshi
Nidhi Bansal
Ayush Singh

V.V.Haragopal
Karthikeyan P*, Shanthi D**
Anil Kumar Sharma
Shijin Santhakumar
Dr. N. M. LEEPSA
Mr. CH.Lakshmi Narahari
Chinmoy Ghosh, Jijo Lukose. P. J, and Shankar. R. L
Dr.S.DavidAmirthaRajan
DR PALLABI MISHRA
DR.S.THIRUPPARKADAL NAMBI
Prof. Jijo Lukose P J
tHIRANAVUKKARASU
Gourishankar S Hiremath#, Ashis Kumar Pradhan#
Dr. Jayasree Raveendran
RASHMI UCHIL
Dr. MAHUA BISWAS
Yu Zhang
Dr. R. Sathya
Dr. N. M. Leepsa
krishnan l
Dr. Smita Kashiramka, Prof. P. K. Jain
Dr. T. MUTHU PANDIAN, Ms. K. SARANYA
Dr. Raju G
M. H. Bala Subrahmanya
Dr Anil K. Sharma
Vinaytosh Mishra, Akhilendra.B.Singh

SBI
Karur Vy
State Ba
INDIAN
STATE B
Tamilna
ICICI Ba
Indian B
ICICI BA
State Ba
State Ba
Syndica
Canara
Bank of
IDBI
Bank of
State Ba
STATE B
Vijaya B
Will brin
Indian B
State Ba
Corpora
HDFC B
ICICI Ba
THE KAR
STATE B
State ba
Karanat
State Ba
State Ba

ICFMCF11030
ICFMCF12015

A. Balakrishnan
DR. R.KANAKARAJAMMAL

Moinak Maiti

Indian B
STATE B

ICFMCF23009
ICFMCF29009
ICFMCF13009
ICFMCF23008
ICFMCF19012
ICFMCF29008
ICFMCF12013
ICFMCF11029
ICFMCF12012
ICFMCF29007
ICFMCF11028

showkat BUSRU
Koustubh Kanti Ray
Riyazahmed.K
MR. AMITAVA ROY
Seema Ghosh
Dr. G. Surendar
Smita Datta
Dr. N.Gopinathan
Nisha Mary Thomas
Dr.AV.KARTHICK
Sharad Nath Bhattacharya*

showkat

indian b
ICICI Ba
State Ba
STATE B
HDFC B
Canara
UCO Ba
Andhra
The Roy
State Ba
United B

ICFMCF12011
ICFMCF11026
ICFMCF11025
ICFMCF12010
ICFMCF19011
ICFMCF26008
ICFMCF29006
ICFMCF27002
ICFMCF29005
ICFMCF11024
ICFMCF23006
ICFMCF29004
ICFMCF11023
ICFMCF19008
ICFMCF23005
ICFMCF11020

Mohith. S
Mr. Sashikanta Khuntia
Dr. Y. SUCHARITA
Dr. Vinodh Madhavan
Dr. ANLI SURESH,
Ms.E.Dhowbika Begum
K.Prabhakar Rajkumar
REENU
Gaurav S Chauhan, Pradip Banerjee
Dr. S.RAJAMOHAN
Ekta Sikarwar
Dr. Bipasha Maity
G.Santoshi
Nishit Singh
Shreya Biswas
Harshita

Dr.MG.Saravanaraj

Dr. Anindita Chakraborty

P.Radha
Dr. Smita Kashiramka, Prof. Surendra S Yadav
Dr.P.Rajan Chinna, Dr.VA.Anand
Pramit Sengupta#, Mousumi Bhattacharya*, Basav
Roychoudhury*
Pavithra. S, Dr. A. Ananth
Prof. Jamini Kanta Pattanaik
Prof. Ishita Mukhopadhyay
ANUSHA.D and RAKESH. R
Dr.J.Felicita
K.Prabhakar
Dr. Anil Kumar Sharma
G. HUDSON ARUL VETHAMANIKAM

Sanchita Ghosh Chowdhury

Shveta Singh, Surendra S Yadav

State ba
IDBI
State Ba
Kotak M
Vijaya B
SYNDIC
Canara
State Ba
State Ba
INDIAN
Syndica
Central
ORIENTA
PUNJAB
Bank of
State Ba

ICFMCF11019
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ICFMCF23004
ICFMCF12009
ICFMCF11018
ICFMCF15003
ICFMCF19007
ICFMCF26006
ICFMCF11017
ICFMCF11016
ICFMCF12008
ICFMCF25003
ICFMCF25002
ICFMCF15002
ICFMCF15001
ICFMCF11015
ICFMCF14005
ICFMCF13007
ICFMCF11014
ICFMCF19006
ICFMCF26005
ICFMCF26004
ICFMCF26003
ICFMCF12005
ICFMCF12004
ICFMCF21003
ICFMCF13005
ICFMCF19005
ICFMCF19005

SHARIQ AHMAD BHAT

V. Sridevi
Ekta Selarka
Ekta Selarka
Lakshmi P
Ayushmaan Chatterjee
Lakshmi Viswanathan
Ms. Neethu Ann Georgie
Munish Kapila
S. Sivaprakkash
G.SRINIVASAN
Biplab Bhattacharjee
Rohan Chinchwadkar
G.SRINIVASAN
M. Anil Kumar
Rajesh Pathak
Vivek Rajvanshi
K.SUSIL KUMAR
Shraddha Mishra
Dr. Tamizharasi
Swaminathan Narasimhan
Dr. Ashalatha K
Prof. Rakhesh Shetty
PARAG RAY
Saswat Patra
SUSHIL BAJAJ
Dr Pritpal Singh Bhullar
Dr. R.Ramachandran
Dr. Nandagopal, Director - PSG Institute of
Management.
Dr. Nandagopal, Director - PSG Institute of

AAMIR RASHID BHAT

Jayati Sarkar
Jayati Sarkar
S.Maheswaran

M. Sathyapriya, Research Scholar - PSG Institute of Management.

Indian B
Bank of
HDFC
HDFC
ICICI Ba
UCO BA
ICICI
The Cat
INDIAN
Union B
AXIS BA
State Ba
HDFC B
AXIS BA
STATE B
HDFC B
SBI
ICICI BA
Canara
Canara
indian b
Syndica
Syndica
STATE B
State Ba
Canara
CENTRA
INDIAN
Karur vy

M. Sathyapriya, Research Scholar - PSG Institute of Management.

Karur vy

S. Maheswaran
Dr.Anju Singla, Ms.Harjot Kaur
Dr. T. Joseph
NIL
Sailesh Balaji,Muhammad Shafi
Rama Seth
NIL
,Rajesh Acharya H
Rajesh
--

Prof. Rakhesh Shetty

Dr. Ashalatha K
Dr.G SUNITHA

Dipayan Roy

ICFMCF12002
ICFMCF11009
ICFMCF14002
ICFMCF19004
ICFMCF12001
ICFMCF11008
ICFMCF13003
ICFMCF11007
ICFMCF19003
ICFMCF11005
ICFMCF25001
ICFMCF19001
ICFMCF11003
ICFMCF11002
ICFMCF13001
ICFMCF11001

Management.
Muneer Shaik
Nivedita Mandal
Prof. Chetana M. Soni
B.MadhuSudhan Naik 1
SRIVALLI . JANDHYALA
Dr. Bhaskar Bagchi
Dr. Kartikey Koti
Dr. Sachita Yadav
HAREESH KUMAR A G
Parthajit Kayal
E.Joseph Rubert
Murugappa Krishnan
Murugappa (Murgie) Krishnan
Gangineni Dhanaiah
Dr. RAKESH K
Tanesh Bhattacharya

Dr. S Maheswaran
NA
NIL
DR. Swetha. GR, Prof G.L. Narayanappa
individual submission
Nil
NIL
Sachita
Dr. THOMAS PAUL KATTOOKARAN
S. Maheswaran
E.Joseph Rubert
Qiang Li
Srinivasan Rangan
Dr R. Sivarama Prasad
Baskar R
Anupam Rastogi

ICICI BA
STATE B
Bank of
B MADH
ANDHRA
STATE B
Karnata
HDFC B
STATE B
Standar
Indian O
ICICI Ba
State Ba
State Ba
SYNDIC
ICICI Ba