Professional Documents
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KATHRYN B. BERNARDO
Plaintiff,
-
Versus
FORCLOSURE
OF
REAL
ESTATE MORTGAGE
DANIEL P. PADILLA
Defendant.
X-----------------------------X
ANSWER WITH SPECIAL AND AFFIRMATIVE DEFENSES
COMES NOW, the defendant, through the undersigned counsel and unto this
Honorable Court, most respectfully avers:
ADMISSIONS/DENIALS
1. That Defendant admits the contents of paragraph 2;
2. That defendant admits the truth of the allegations in paragraph 3 of the complaint
insofar as that on February 20, 2015, plaintiff extended a loan in favor of the
defendant in the amount of Six Hundred Thousand Pesos (PhP600, 000.00);
3. That defendant admits the truth of the allegations in paragraph 4 of the
complaint;
4. That defendant admits the truth of the allegations in paragraph 5 of the complaint
insofar as that the defendant, in order to secure the payment of the sum of
PhP600,00.00, executed in favour of the plaintiff an acknowledgment of Debt and
a Deed of Real Estate mortgage on his residential lot with an area of 631 sq.m.
located in No. 888 Filinvest Subdivision, Quezon City and Covered by TCT No.
25177;
5. That defendant denies the truth of the allegations in paragraph 6 of the complaint
alleging that defendant failed to pay his loan on the stipulated monthly
instalments.
6. That the defendant admits the truth of the allegations in paragraph 7 of the
complaint;
7. That the defendant denies the truth of the allegations in paragraph 8 of the
complaint alleging that the total outstanding obligation of the defendant to the
plaintiff which is secured by the foregoing mortgage amounts to PhP 672, 000.00.
That the defendant has already completed the payment of his loan on the
stipulated monthly instalments. Copies of the receipts of the payment of
the Defendant to the Plaintiff from the month of March 20, 2015 to
February 20, 2016 are hereto attached and made an integral part hereof
as exhibit A;
9. That the defendant failed to comply with the condition precedent before filing the
a complaint;
9.1.
That defendant and the plaintiff reside in the same city (Quezon City);
9.2.
That the subject of the complaint is a real property located in Quezon City
where both parties reside;
9.3.
9.4.
That the plaintiff failed to obtain a certificate to file action from the
barangay;
10. That the Verification of the complaint of the defendant is not proper insofar as to
paragraph 3 of verification and certification against forum shopping.
10.1.
Under the rules the verification should be like this That the allegations in
the said complaint are true and correct of my own personal knowledge
and based on authentic documents.
PRAYER
WHEREFORE, the defendant respectfully prays that the complaint be dismissed
because the complaint states no cause of action with costs against the plaintiff.
Other reliefs and remedies as may be deemed just and equitable under the
premises are likewise prayed for.
Respecfully submitted this 6th day of September, 2016 at Mandaluyong City for
Quezon City.
GARCIA VERA PAJO & ASSOCIATES
LAW FIRM
Counsel for the Defendant
Units 1 and 2, Lee Gardens Condominium
Shaw Blvd, Mandaluyong City
Tel. No. 756-4321
Website: www.gvp-law.com
By:
)
) S.S.
DANIEL P. PADILLA
Affiant
SUBSCRIBED AND SWORN to before me this 6th day of
September, 2016, in Mandaluyong City, Philippines with affiant
exhibiting to me his Philippine Passport No. XC1026563 issued by
the Department of Foreign Affairs on June 8, 2013 in Manila.
Atty. JONAS JOEY TORNO
PTR No. 3282882, 09/14/16/Mandaluyong City
Roll No. 12345 03/17/15
IBP Lifetime Member No. 1234568 03/25/16
MCLE Compliance No. V 7584589 02/14/16
Series of 2016