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Below is a listing of issuers who approved to offer ACA-compliant health insurance policies in the INDIVIDUAL market in 2017. DIFS has completed its review and the approved rate changes are shown
below next to the requested changes. More detailed information can be found on Michigan's website through its SERFF Filing Access database or in the Rate Review section of Healthcare.gov
at the links provided above.
Important Note: As rate changes vary by plan, geographic area, and tobacco status, individuals may experience rate changes different from the annualized change. In addition, individuals receiving tax
credits covering all or part of their premium will experience different rate changes due to the tax credit calculation. The 2017 tax credits will not be known until closer to the beginning of open enrollment on
November 1, 2016.
Annualized Rate Changes
Issuer Name
Participating
in Federally
Facilitated
Marketplace
No
No
Yes
Yes
No
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
As Requested
As Approved
20.0%
23.5%
14.8%
18.7%
17.4%
30.9%
16.8%
39.2%
12.2%
9.3%
3.2%
6.7%
13.9%
7.2%
17.2%
19.3%
15.6%
14.8%
18.7%
17.4%
29.0%
16.8%
39.2%
12.2%
9.3%
3.2%
6.7%
13.9%
7.2%
16.7%
On
Marketplace
SERFF Tracking
Number
1
4
30
12
2
1
22
7
6
6
5
35
41
6
178
1
2
22
11
2
1
10
7
3
0
0
1
15
0
75
0
0
30
12
0
0
19
7
6
6
5
35
41
6
167
AETN-130474734
HALP-130555001
BCNT-130553286
BBMI-130531440
USHG-130526734
PCHP-130564269
HALP-130554962
HUMA-130551582
MCLH-130562279
HPMI-130560180
MHCM-130532342
PHPM-130541181
PRHL-130538897
THCI-130555891
Effective rate change for the average policyholder, reflecting the expected distribution of policyholders by plan, age, geographic area, tobacco
status, and plan effective date. (Source: Issuer's SERFF filing)
Estimate provided by issuer of the number of individuals impacted by the rate change. (Source: Issuer's SERFF Filing)
Number of plans offered by the Issuer either on or off the Marketplace. (Source: Issuers SERFF Filing)
Plans with rate increases exceeding 10% are subject to additional rate review and disclosures. (Source: Issuer's Unified Rate Review Template)
Number of plans on the Marketplace. The difference between the On/Off and On is the number of plans offered solely off the Marketplace.
Filing number assigned to the rate increase request made within the NAIC's SERFF filing system. Can be used to search DIFS SERFF Filing Portal.
This document satisfies 45 CFR 154.301(b) for public disclosure and input for Michigan's effective rate review program.
Updated: 10/17/2016
On or Off
Marketplace
On or Off
Marketplace
with 10% or
greater rate
increases
Link to Submit
Public Comment
Public Comment
Period has
Closed
Below is a listing of issuers approved to offer ACA-compliant health insurance policies in the SMALL GROUP market in 2017. DIFS has completed its review and the approved rate changes are shown
below next to the requested changes. More detailed information can be found on Michigan's website through its SERFF Filing Access database or in the Rate Review section of Healthcare.gov
at the links provided above.
Important Note: As rate changes vary by plan, geographic area, and tobacco status, individuals may experience rate changes different from the annualized change. Individual employee premiums will also
be affected by the amount the employer contributes to the total premium.
Annualized Rate Changes
Number of Plans
Issuer Name
Participating
in Federally
Facilitated
Marketplace
No
No
No
Yes
Yes
No
No
No
No
Yes
No
No
No
No
No
No
No
No
No
As Requested
As Approved
-0.1%
-3.6%
8.6%
3.6%
2.6%
15.0%
8.2%
-5.6%
7.3%
3.6%
2.5%
5.8%
4.5%
3.9%
6.9%
6.2%
-5.4%
5.5%
-1.2%
2.6%
0.0%
-3.6%
8.6%
3.9%
2.6%
15.0%
8.2%
-5.6%
7.3%
3.6%
2.5%
7.2%
4.5%
3.9%
5.2%
6.2%
-5.4%
4.5%
-1.3%
2.5%
Current
Enrollment as
Reported by
Issuer
357
18,899
1
71,876
173,485
6,877
203
21,503
1,543
2,401
16
910
1,259
3,606
28,086
4,550
4,779
15,743
2
356,096
On or Off
Marketplace
On or Off
Marketplace
with 10% or
greater rate
increases
On
Marketplace
SERFF Tracking
Number
3
24
36
129
96
31
22
34
41
7
26
13
24
48
85
23
17
55
10
724
0
0
0
0
0
22
6
0
12
0
2
0
1
1
3
0
0
9
0
56
0
0
0
4
2
0
0
0
0
7
0
0
0
0
0
0
0
0
0
13
UHLC-130524143
HALP-130513685
MCHU-130522860
BCNT-130521904
BBMI-130513834
FEMC-130518913
GVHP-130463407
HALP-130513662
HUMA-130511767
MCLH-130523883
ICCI-130520857
PARM-130511919
PHPM-130512783
PHPM-130512735
PRHL-130501133
PRHL-130501510
THCI-130513462
UHLC-130524137
USHL-130533360
Effective rate change for the average policyholder, reflecting the expected distribution of policyholders by plan, age, geographic area, tobacco
status, and plan effective date. (Source: Issuer's SERFF filing)
Estimate provided by issuer of the number of individuals impacted by the rate change. (Source: Issuer's SERFF Filing)
Number of plans offered by the Issuer either on or off the Marketplace. (Source: Issuers SERFF Filing)
Plans with rate increases exceeding 10% are subject to additional rate review and disclosures. (Source: Issuer's Unified Rate Review Template)
Number of plans available on the Marketplace. The difference between the On/Off and On is the number of plans offered solely off the Marketplace.
Filing number assigned to the rate increase request made within the NAIC's SERFF filing system. Can be used to search the SERFF Filing Portal.
This document satisfies 45 CFR 154.301(b) for public disclosure and input for Michigan's effective rate review program.
Updated: 10/17/2016
Link to Submit
Public Comment
Public Comment
Period has
Closed