BEST-SELLING AUTHOR

GREG ROLLETT
PRESENTS

THE GRASSROOTS
GUIDE TO GROWING
YOUR INVESTMENTS
(IN YOUR FINANCES
AND YOUR LIFE)

NEW BEGINNINGS
START HERE

OPPORTUNITY IN BLOOM
Dont call it a comeback. But thats what spring is, really. Sure, officially spring is the time of year when our
planet moves closer to the Sun making the days longer and temperatures higher. But its also time for life to
bounce back after a bleak and barren time of the year.
Winter, for most of recorded history, has been a time of extreme difficulty. People, especially in colder
climates, would close the windows, lock the doors, and settle in for a frigid case of cabin fever as they waited
out the cold. Ultimately, success during winter depends on how well you prepared before the season arrived.
Then, a few months later, that first glorious day of spring arrives driving people outside. Windows are thrown
open and entire households are emptied as people scrub the house from the rafters to the baseboards for
Spring Cleaning. Its a time of rejuvenation. A time for new beginnings. A time to start a new cycle by making
sure youre investing your time and resources where you want to be.
As an advisor, I dont just help my clients manage money I help them manage their investments, whether
financial or otherwise. Unfortunately, its incredibly easy to focus on money and forget about what it represents.
People want to see big numbers after dollar signs, but they forget what to do when they see those big numbers.
Money is a tool we use to make the world a better place. Some people start with improving their immediate
environment by upgrading their cars, their clothes and their homes. Others might improve the lives of the
people they love by purchasing a house or paying for college tuition. Still further, people improve their
communities by donating their time and money to a good cause.
Whatever your intentions are for your money, the first step is ensuring youre properly invested. And with
spring in mind, I wanted to break away from the typical topics and discuss how you can live a better life by
Investing in Yourself, Investing in the Environment and Investing in Your Future.
To new beginnings,

Greg Rollett
- Greg Rollett
P.S. Once you have gone through this report, and
you want to discuss your investment plan, call my
office at 800-980-1626 and we will schedule a time
to sit down together for a complimentary Spring
Cleaning Review.

Greg Rollett
CEO | Rollett Financial

SPECIAL EDITION

ROLLETT FINANCIAL GROUP

INVEST IN YOURSELF
Days, weeks, months, seasons and years with so many ways to measure and designate time, its easy to get caught
repeating the same cycles of life over and over. This is especially true when youve been building a business or a career
for the last 20, 30 or 40+ years. The trouble comes when a huge life event breaks the cycle leaving you out of sync,
wondering where to go next.
Retirement is one of the biggest cycle-breakers youll experience in life, and if youve spent decades pouring time
and energy into a career you no longer have, you might feel like your investment is somehow missing. But, instead of
viewing retirement like a broken cycle, think of it as an opportunity for you to plant the seeds of change and
create a new cycle. You can start by investing in the areas of health, wealth and success.

Health

wealth

People today are living longer than

any generation in history. Some are
living 10, 20 or even 30+ years past the
retirement age. Do you want to spend
that time lying in bed unable to live the
way you want, or do you want to be
able to move and function and enjoy
your life with your loved ones?

Just like preparing for the long, cold

months of winter, success during
retirement depends on how well you
prepare before it arrives. This means
ensuring you have enough money to
last throughout your retirement while
also providing you with regular income.

The two most important keys to

investing in your health are exercise and
nutrition. When it comes to exercise,
fitness experts suggest focusing
on functional movements to keep
your body moving properly, along
with some strength training to help
maintain strong bones as you age.
For nutrition, you should focus
on eating real foods, lean grassfed meats, good fats (like avocados
and nuts), carbohydrates (peppers,
broccoli, carrots, salad), little fruit, no
sugar or processed foods. This will keep
your body clean and fueled.
And remember, your health isnt
something you can buy. You have to
work to keep it.

(800) 123-4567

But along with acquiring the savings

and the income to maintain the quality
of life you deserve, you must take
care not to misuse the resources you
have already attained. This pearl of
wisdom is not news. In fact, its not
even recently new. This is one of the
many maxims of Benjamin Franklin,
the original self-made man who grew
up poor and attained wealth in his later
years.
Simply put, Mr. Franklin promoted
frugality, hard work and plain living as
the means to wealth. That being said, he
understood the need to enjoy the fruits
of labor. The key is understanding
that wealth signifies the rewards of
virtue, and shouldnt be thrown around
without good reason.

Success
Since we all have varying opinions of
what success truly is, let me start right
off by clarifying what I mean. Simply
put: success is the accomplishment
of a specific aim or purpose. So by
investing in yourself, and investing
in your success, I mean taking the
time to 1) think about what you
want to accomplish during your
retirement, and 2) develop plans to
make those goals your reality.
In building a business or career,
certain goals come with the territory.
Developing schedules, determining
when and what tasks must be
completed, and working with a team are
all necessary steps that disappear when
you retire. Now you have to decide
where and when to spend your time and
money, what hobbies are worthwhile,
and what improvements you want to
make in yourself, your community and
your future.
The first step is setting these goals.
From there, success is just taking action.

SPECIAL EDITION

INVEST IN THE ENVIRONMENT

Never doubt that
a small group
of thoughtfully
committed citizens
can change the
world. Indeed, its
the only thing that
ever has.
Margaret Mead

Beyond investing in your mind and body, investing in your environment is absolutely
essential during your retirement. From saving time to helping you think better to
actually improving the world around you, spending a little time on your environment
can make a big difference in your quality of life. The 3 essential places to invest your
time and energy are in your House, in your Social Circle and in the Community.

House
Home is where the heart isand its also where the hobbies are. Whether you
prefer gardening or upgrading the back patio and matching grill, investing in your
environment begins at home. What better way to spend your time than by increasing
your homes value? And before you argue about paying off your mortgage first,
let me tell you that depending on how much you have left on your mortgage
and what tax bracket youre in, you may want to hold off on that.
While it may seem counterintuitive at first, Forbes1 has published an article explaining
the multiple reasons that paying off your mortgage may work against you financially.
However, you should always do your own research and discuss your options with your
financial advisor if youre considering paying off your mortgage soon.
Now, back to the topic at hand, investing in your home is worth its weight in giving
you something to do while increasing your overall home appeal and value. For
example, if you enjoy working outdoors, consider updating your front porch
and yard. These areas add instant curb appeal, and just like a book, a house is
judged by its cover. That being said, you can add some color to your planters, update
your front garden or simply restore your front porch with some new pavers and a
fresh coat of paint. The options are endless, and this could even be a project for you
to share with your spouse.
If youre looking to add real value to your home, do a little research on which projects
have a greater return on investment so you dont end up working against yourself.
Also, consider the amount of time you have left in your house. If youve always
wanted to upgrade your home office, but youre planning on moving out next
year, that project might not be worth your time. Of course, if you are just looking
for a fun hobby that also makes your home look nice, have at it.

http://www.forbes.com/sites/nancyanderson/2014/01/03/
7-reasons-not-to-pay-off-your-mortgage-before-you-retire/2/

SPECIAL EDITION

ROLLETT FINANCIAL GROUP

INVEST IN THE ENVIRONMENT

Social
Circle

As you age, your social circle begins to change. Maybe you retire and are no longer
around coworkers. Maybe you move to a new city or community where you dont
know as many people or dont have as many close friends around. Without mandatory
social engagements, people have a tendency to get in a social rut, which isnt healthy.
One of the best things you can do for your body and your mind as you get older is to
stay active, and continue to expand your social circle. The first step might be finding
an activity you can join with a group, such as book clubs, movie clubs, dance, athletics
or fine dining. Look for something that challenges and engages you. Then, make an
effort to open yourself up to the activity. Its not always easy to make friends from
strangers, but remember that perhaps the other members of this group are looking
for the same community and connections you are.

A recent study2 showed that most of the money going to charity during the next
decade will come from baby boomers, making up roughly 43% of all donated funds.
Not only does this kind of giving benefit you come tax season, but it also contributes
to creating a better community for yourself and the world around you.

Community

The act of helping others can create an improved sense of well-being. Knowing that
you sacrificed something such as time, finances or property in order to help others in
need can give you a sense of purpose in life and a sense of satisfaction. Just be sure
to consider how taxes will affect your generous donation. In some cases, it can
be more beneficial to name the charity as a designated beneficiary of your retirement
account, rather than gifting the assets during your lifetime. This is something Id be
happy to discuss during your complimentary Spring Cleaning Review.

https://www.blackbaud.com/nonprofit-resources/
generational-giving-report

p la n t a
Th e b e s t ti m e to a g o . Th e
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tr e e w a s 2 0 y e a r to d a y .
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Ch in e s e P r o v e

(800) 123-4567

SPECIAL EDITION

INVEST IN YOUR FUTURE

hether you started putting money away in

your 20s, or you just starting planning for
your retirement last week, at some point
you realized that its crucial to invest in your future,
and retirement is no different. You havent passed
over some invisible finish line where you get to stop
thinking ahead. The only difference now is instead of
accumulating a huge nest egg, you should focus on
making your money last so you have the ability to
do the things you want to do. The 3 essential places
to invest for your future are in your Security, your
Legacy and your Time.

Arbor Day 1907

Securi t y
In order for you to maximize your income during
retirement, you have to know exactly where your
money is coming from, and where its going. You need
a solid financial plan to protect you from the forces
out there trying to steal your hard-earned dollars in the
form of taxes, inflation and modern day thieves.

It is wel l tha t you

sho uld cele bra te you r
Arb or Day tho ugh tful ly,
for wit hin you r life time
the nati on s nee d of tree s
wil l bec ome ser iou s.
P res iden t
The odo re Roo sev elt

SPECIAL EDITION

Taxes and inflation are two of the most common

enemies to your income security. Uncle Sam is ready
at a moments notice to take his share each month from
your accounts. And inflation is a constantly growing
enemy lowering the value of your nest egg little by little
each year that goes by.
Another threat to your financial security is modern day
thieves. By exploiting the flaws in modern technology,
cyber thieves have stolen identities from people in every
age group. However, there are ways to protect yourself
from these criminals, from paying for gas with cash, to
using password protection software. These tools can
provide a strong defense against these digital threats.

ROLLETT FINANCIAL GROUP

INVEST IN YOUR FUTURE

Legac y
For some of my clients, legacy planning (or estate planning) is not the most comfortable subject to discuss. But heres
the truth: If you do not establish a proper plan to protect and distribute your assets, taxes can steal a sizable
portion of your estate, leaving you with less for you to live on, and less for you to pass on. Its in your best
interest, and the best interest of your beneficiaries, to establish a well-developed legacy plan as soon as possible.
For example, there is a famous story of a New York resident and entrepreneur who, over the course of five decades,
had amassed a fortune of approximately $40 Million. He was a successful developer who built hundreds of houses
around Staten Island and owned multiple properties. Unfortunately, he died without ever having prepared a will,
leaving behind the largest unclaimed estate in New York State history.
Whether you have heirs or not, dont make the same mistake with your legacy. At the very least, take the time to
make sure your will is up-to-date, and the proper beneficiaries, be them family or charities, are identified in writing.

T ime
Bringing home the bacon. Making dough. Building a nest egg. Your whole life, youve been working and saving and
investing so you would have enough money to retire with peace of mind. But the one thing in life youll never get
more of is time, which makes it the most valuable investment in your portfolio.
This spring, I encourage you to spend some time really evaluating how you want to spend your retirement. Too many
of my clients come into my office with an idea of what they want to do with their money, but no idea of what to do
with their time.
After working for half a century, many people dont want to do anything but relax and thats just fine. Others have
already lived through that phase and are ready to find new, productive hobbies to focus their attention on. Thats great
too. The important thing is that you at least take the time to determine what exactly you want out of retirement. That
one decision will help guide you so you can utilize the time you have left and live a fulfilling retired life.
I hope youve enjoyed this Special Report full of ways to invest
in your life. Spring always makes me think of new opportunities,
and I wanted to share that with you. Feel free to pass this report
on to a friend. Also, if after reading this you want to take me
up on my complimentary Spring Cleaning Review, please call
my office at 800-980-1626 and I will be happy to add you to my
calendar. Thanks again, and talk soon.

(800) 123-4567

SPECIAL EDITION

ABOUT
THE
AUTHOR

Greg Rollett, @gregrollett, is a BestSelling Author and Marketing Expert

who works with experts, authors and
entrepreneurs all over the world. He
utilizes the power of new media,
direct response and personality-driven
marketing to attract more clients and to
create more freedom in the businesses
and lives of his clients.
After creating a successful string of
his own educational products and
businesses, Greg began helping others
in the production and marketing of
their own products and services. He
now helps his clients through 2 distinct
companies, Celebrity Expert Marketing
and the ProductPros.
Greg has written for Mashable, Fast
Company, Inc.com, the Huffington Post,
AOL, AMEXs Open Forum and others,
and continues to share his message
helping experts and entrepreneurs grow
their business through marketing.
Gregs client list includes Michael
Gerber, Brian Tracy, Tom Hopkins,
Coca-Cola, Miller Lite and Warner
Brothers, along with thousands of

CONTAC T

EXPERT BL

GGER

entrepreneurs and small-business

owners across the world. Gregs work
has been featured on FOX News, ABC,
NBC, CBS, CNN, USA Today, Inc
Magazine, The Wall Street Journal, the
Daily Buzz and more.
Greg loves to challenge the current
business environment that constrains
people to working 12-hour days during
the best portions of their lives. By
teaching them to leverage marketing and
the power of information, Greg loves
to help others create freedom in their
businesses that allow them to generate
income, make the world a better place,
and live a radically-ambitious lifestyle in
the process.
A former touring musician, Greg is
highly sought after as a speaker, who has
spoken all over the world on the subjects
of marketing and business building.
If you would like to learn more about
Greg and how he can help your
business, please contact him directly at:
greg@dnagency.com or by calling his
office at 877.897.4611.