ZARAI TARAQIATI BANK LIMITED

SUMMARY POSITION OF CASES OF FRAUDS FOR THE QUARTER ENDED 30/11/2016

Annex "A" (Form 1)
(Amount in million Rs.)
2) Medium
1) Serious 3) Low
Severity All No
Frauds Severity Total
Description cases (1 M < Progress
cases (10 M cases (1+2+3)
Amount < 10 Cases
& above) (below 1 M)
M)
(1) Cases detected prior to the current quarter which are still outstanding at the
beginning of this quarter. (1a) No of
Cases

(1b) Total amount initially involved and subsequent adjustments before current quarter

(1c) Amount of adjustment during the current quarter

(1d) Total recoveries prior to the current quarter

(1e) Total recoveries during this quarter from prior outstanding cases (1e(i)+1e(ii)

1e (i) Recoveries through insurance

1e (i) Recoveries through other sources

(1f) Total Recoveries (1d+1e)

(1g) Total amount still recoverable (1+1c-1f)

(1h) Provision held against (1g) prior to current quarter

(1i) Provision made against (1g) during the quarter

(1j) Total expected recovery (i)+1) (ii)

1i) Expected recovery through Insurance

1i (ii) Expected recovery through other sources

(2) Cases Detected during the current quarter.

(2a) No. of Cases

(2b) Total Amount actually involved

(2c) Total recoveries made against cases detected during quarter under report (2c(i)
+2c(ii)
2c (i) Recoveries through insurance

2c(ii) Recoveries through other insurance

2d) Total amount still recoverable (2b-2c)

(2e) provision made against (2d)

(2f) total expected recovery (2f(i)+2f(ii)

2f(i) Expected recovery through insurance

2f (ii) Expected recovery through other sources

(3) Cases Closed during the current quarter including cases of current quarter
(3a) No. of cases

(3b) Total actual amount involved (i.e. after all adjustments to initial amounts)

(3c) total recoveries prior to the current qauarter

(3d) Total recovery during current quarter (3d(i)+3d(ii)

(3d(i) Recovery through Insurance

(3d(ii) Recovery through other sources

3e) Total Recoveries (3c+3d)

3f) Total amount recovrable before closure of cases (3b-3e)

3g) Write off against provision

3h) Direct Write off

4) Cases Outstanding at the end of quarter under report (4a) No. of
Cases (1a+2a-3a)
4b) Total amount actually involved (1b+1c+2b-3b)

4c) Total cummulative recoveries including this quarter recoveries including this quarter re

4d) total amount recoverable (4b-4c)

4e) Provision held against 4d above 1h+i+2e-3g)
4f) Total expected recovery (4f(i)+f(ii)

4f(i) expected recovery trhough Insurance

4f(ii) expected recovery through other sources
 ZARAI TARAQIATI BANK LIMITED
DETAILS OF ACTUAL/ATTEMPTED FRAUDS (SERIOUS, MEDIUM & LOW SEVERITY CASES) OUTSTANDING DURING QUARTER ENDED 30-11-2016

Annex 'A' (Form-II)

(Amount in million Rs.)
S.No. Fraud Name of Nature/ Business Individual Nature of Date of Date of Date of Date of Case Type Case Class Case Status Date of Amount Adjustment Adjustment
Identificati Branch/ Event-type Line (code) Involved severity Occurrence detection accounting Reporting to (Old / New) (Actual / (Open / completion of Initially Before During
on Number City category (code) (code) of fraud SBP Attempted) Closed) Investigation Involved Current Current
(code) (code) Quarter Quarter
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18

NIL

Total Previous Current Previous Current Total Date of Direct Write Write off Total Write Amount Expected Expected Provision Provision Total Net Amount Modus
Amount Recovery Recover Recovery Recovery Recovery closing of off against off Amount Outstan-ding Recovery Recovery Before During Current Provision (35=29-34) Operandi of
Involved from other y from from from (24=20+21 case Provision (28=26+ 27) (29=19-24- through through Current Quarter (34=32+33) Case (in
(19=16+17 sources other insurance insurance +22+23) 28) Insurance Other Quarter brief)
+18) sources sources
19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36

NIL

A.M.(Ops) Manager
 ZARAI TARQIATI BANK LIMITED
PROGRESS/STATUS OF OUTSTANDING FRAUDS CASES DURING QUARTER ENDED 30-11-2016
Serious (10 M & Above), Medium Severity ( Rs. 1 M- 10M )

Annex 'A' (Form-III)

(Amount in million Rs.)
S.No. Fraud Case Name of Total Amount Total Recovery Detail of Modus Main Reason for the Status (e.g. Details of Steps Points for
Identifi Type(Old branch/city Involved made Staff at Operan findings time lag,if any Pending with any progress taken/to be consideration
cation /New) (in million Rs.) (in million Rs.) fault di of of the i.e. not reported police/court/In made in the taken to of SBP, if any
No. (Name & case internal the case in the surance claim quarter, if avoid such
(code) CNIC) inquiry quarter in which lodged/Action no, then why incidents in
it was detected against staff future
& reasons if etc.)
investigation
not completed
within 30 days
1 2 3 4 5 6 7 8 9 10 11 12 13 14

NIL

A.M.(Ops) Manager
 ZARAI TARQIATI BANK LIMITED
STAFF DATA (CONVICTED OR ACQUITTED) DURING THE CURRENT QUARTER UNDER 30-11-2016

Annex 'A' (Form-IV)

(Amount in million Rs.)
S.No. Fraud Name of Name of Father's CNIC No. Designatio Total Nature of Period of Modus Operandi of Action Taken along with
Identification Branch/ci n/Grade Amount Appointment Case (in brief) date to take effect from
No. (code) ty Involved (in (Permanent/Contr
million Rs.) actual etc.)
1 2 3 4 5 6 7 8 9 10 11 12

NIL

A.M.(Ops) Manager
 ZARAI TARQIATI BANK LIMITED
DETAILS OF ACTUAL/ATTEMPTED DACIOTIES/ROBBERIES/THEFT/BURGLARIS CASES (SERIOUS, MEDIUM & LOW SEVERITY CASES) OUTSTANDING DURING QUARTER ENDED 30-11-2016
Annex 'A' (Form-V)
(Amount in million Rs.)
S.No. Identificati Name of Nature/ Business Individual Nature Date of Date of Date of Date of Case Type Case Class Case Date of Amount Adjustmen Adjustment
on Number Branch/ City Event-type Line (code) Involved of Occurrence detection accounting Reporting to (Old / New) (Actual / Status completion Initially t Before During Current
(code) category (code) severity SBP Attempted) (Open / of Involved Current Quarter
(code) (code) Closed) Investigati Quarter
on
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18

NIL

Total Amount Previous Current Previous Current Total Date of Direct Write Write off Total Write Amount Expected Expected Provision Provision Total Net Modus
Involved Recovery Recovery Recovery Recovery Recovery closing off against off Amount Outstan-ding Recovery Recovery Before During Provision Amount Operandi of
(19=16+17+1 from other from other from from (24=20+21 of case Provision (28=26+ 27) (29=19-24- through through Current Current (34=32+33) (35=29-34) Case (in brief)
8) sources sources insurance insurance +22+23) 28) Insurance Other Quarter Quarter
sources

19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36

NIL

A.M.(Ops) Manager
 ZARAI TARAQIATI BANK LIMITED
EMERGENCY REPORTING FORMAT
Annex'B' (Form-VI)_
Name of Branch/Province/Deptt

Fraud nature/Event-type category

Classification
(enter code)
Business Line

Individual(s)Involved

Nature of severity

Date of occurrence

Date of Detection

Estimated Amount involved

Modus operandi in brief

Name of staff at fault, if any

Status of the case

Note:- Instances of Fraud/Forgeries & Dacoities etc. of Rs.5 Million and above with all material of such incidents
will be reported on urgent basis, preliminary reporting within 2 working days and detailed report within 15
working days of the detection of such incident on the emergency format of Annex-B (Form-VI)