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Qualification Graduate
Unit Address Neeli Harore
District Doda
Nature of proposal Composite Term Loan
Business Results
Year Year 1 Year 2 Year 3 Year 4 Year 5 Year 6
Capacity Utilization 100% 100% 100% 100% 100% 100%
Sales 2886000 2886000 2886000 2886000 2886000 2886000
COS 2582379 2597319 2588864 2579955 2570558 2536606
Net Profit 303621 288681 297136 306045 315442 349394
Sales Growth 0.00 0.00 0.00 0.00 0.00
Total Liabilities
1040880 1198334 1356189 1514407 1672950 1940321
Assets
Gross Block 44700 40230 36207 32586 29328 26395
Depreciaton 4470 4023 3621 3259 2933 2639
Net Block 40230 36207 32586 29327 26395 23756
Preliminary Expenses 98640 73980 49320 24660 **
Cash & Bank balance 902010 1088146 1274283 1460419 1646555 1916565
Total Assets
1040880 1198333 1356189 1514406 1672950 1940321
Difference 0 1 0 1 0 0
Financial indicators
Operating Margin 0.11 0.10 0.10 0.11 0.11 0.12
Assets Turnover 71.74 79.71 88.57 98.41 109.34 121.49
Net Worth 383621 672303 969439 1275484 1590926 1940321
Net Profit Margin 0.11 0.10 0.10 0.11 0.11 0.12
Return on Net Worth 0.79 0.43 0.31 0.24 0.20 0.18
Return on Assets 0.29 0.24 0.22 0.20 0.19 0.18
Capitalization ratio 0.63 0.44 0.29 0.16 0.05 0.00
Debt to Networth ratio 0.79 0.43 0.31 0.24 0.20 0.18
Jammu Kashmir Entreprenuership Development Institute, DPR Appriser
Project Details
A SOURCE OF FUNDS
B DISPOSITION OF FUNDS
Break-Even Analysis
Particulars Year 1
A) Sales 2886000
C) Contribution 478114
Depreciation 4470
Gross Working
2 568800.00 63200.00 632000.00
Capital
Total 720000.00 80000.00 800000.00
Himayat
Promoters
STATE SHARE NMDFC SHARE
S.No. Particulars Contribution Project Cost
(5%) (90%)
(5%)
REPAYMENT SCHEDULE
NO. OF INSTALLMENTS 20
EQUATED QUARTERLY
41,937
INSTALLMENT
PRINCIPAL OUTSTANDING
YEAR QUATERLY PAYMENT INTEREST
REPAYMENT PRINCIPAL
720,000
10,800 10,800 0.00 720,000
10,800 10,800 0.00 720,000
1
41,937 10,800 31,137 688,863
41,937 10,333 31,604 657,259
41,937 9,859 32,078 625,181
41,937 9,378 32,559 592,622
2
41,937 8,889 33,048 559,574
41,937 8,394 33,543 526,031
41,937 7,890 34,046 491,984
41,937 7,380 34,557 457,427
3
41,937 6,861 35,076 422,352
41,937 6,335 35,602 386,750
41,937 5,801 36,136 350,614
41,937 5,259 36,678 313,937
4
41,937 4,709 37,228 276,709
41,937 4,151 37,786 238,923
41,937 3,584 38,353 200,569
41,937 3,009 38,928 161,641
5
41,937 2,425 39,512 122,129
41,937 1,832 40,105 82,024
41,937 1,230 40,707 41,317
6
41,937 620 41,317 0.00
Jammu Kashmir Entreprenuership Development Institute, DPR Appriser