Professional Documents
Culture Documents
Our Partners
Enabling Partners Financial
Institutions
TechFin to Redefine the Offering
Capabilities ISVs
of Financial Services
2
Our Core Strengths
Cainiao Koubei
ecosystem ecosystem
Mutual Reinforcement in the Journey of Globalization Membership Connect to Enhance Customer Loyalty
Significant Use Case to Exclusive
Boost Payment Services Membership Privileges
5
2 Global Digital Financial Service Platform
The Next Generation of Financial Network Driven by Data Technology
Ant Financial Local Partners
520mn 1
112mn 2
Enable Enable
Consumers Merchants
to Buy to Sell
Consumer
Global Merchant Globally Our Globally
Network Payment Network Goals
Network
Enable
Users
MY PH SG ID
to Transfer
Globally
1 Defined as number of global users directly served by Ant Financial during the twelve months ended March 31, 2017
2 Defined as number of global users served by Ant Financials strategic local partnersPaytm and Ascend Money, during the twelve months ended March 31, 2017 6
2 Global Digital Financial Service Platform
Highly Replicable Model to Enable Our Partners to Succeed
Empowering Our Local Partners Enabling to Become the 4th Largest e-Wallet Worldwide
Business
Total wallets Daily average # of transactions
Technology
Strategy
Strategic
Local Partners
10x 13x
Risk Operational
Management Experience
Product
Jan-2015 Mar-2017 Jan-2015 Mar-2017
Know-how
7
3 Leading Breadth and Scale across the Financial Service Spectrum
The Center of FinLife Powered by Deep Customer Insights
PayPal2 Charles Schwab3 China Merchants Bank3 Ping An Group3 FICO Score U.S. Credit Accounts3
203mn active accounts 10.2mn active accounts 46mn credit cards in circulation 131mn active users 180mn
1 During the twelve months ended March 31, 2017, or by the end of March 31, 2017
2 During the twelve months ended March 31, 2017; Source: Form 10-Q 8
3 As of fiscal year ended December 31, 2016; Source: annual reports
3 Leading Breadth and Scale across the Financial Service Spectrum
One Stop for Integrated Financial Solutions
1 Categories of services provided by Ant Financial, including payment, wealth management, financing, insurance and credit system. 9
3 Leading Breadth and Scale across the Financial Service Spectrum
A Leading Mobile Payment Player with Strong User Engagement
Rapid Growth in Offline Payment Continuously Increasing User Engagement High Proportion of
Consumer-to-Merchant Transactions
7x
# of Offline
+54%
DAU
Payment Transactions Commercial Transactions1
70%
Mar 16 Mar 17 Mar 16 Mar 17
Personalized Investment Recommendations More Value To Asset Managers Open Platform Model
+69% 100+
Selected Products Selected Products
Invest
InvestNow
Now Invest Now
1 Conversion ratio refers to the portion of Ant Fortune users who purchased fund products after receiving a card recommendation in Ant Fortune App
2 As of May 31, 2017 11
4 Data-Empowered Comprehensive Solutions for Small Businesses
Face
<3 seconds
Interaction Time
Voice
<0.1bp Real Face Photo Video 3D face simulator
Fingerprint False Match Rate
(Financial-grade)
and more recognition
methods to be adopted
1 As of May 31, 2017 13
5 Unrivalled TechFin Capabilities
Blockchain: Innovative TechFin Infrastructure to Enhance Trust
Mutual insurance plan
Charity organization initiating institution
Regulator Regulator
Deliver Our Best-in-Class Solutions Outstanding Payment Security Leveraging Risk Management Capability to Enable Partners
Technology O2O
<0.1s Transportation
decision-making
Fraud Loss Rate
A leading global
digital payment platform
19bps >14bn 1
<0.1bp Consumer
Finance
Transactions
+95% YoY
Zhima Score Users 1 RMB 34bn
Cumulative guarantee
deposits released3
+400% YoY
Daily Requests by Merchants2
1 Growth refers to number of cumulative users as the end of March 31, 2017 compared to those of March 31, 2016
2 Growth refers to daily average number of authorized requests made by merchants about ones Zhima Score in March 2017, compared to that in March 2016 16
3 As of May 31, 2017
Ant Financial: Financial Services for Consumers and Small Businesses
Deep
Global Unrivalled
Customer
Platform Technology
insights
17
THANKS