8/8/2017 LUZON DEVELOPMENT BANK.

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LUZON DEVELOPMENT BANK

Published Balance Sheet
Amounts in Philippine Pesos
As of December 31, 2012

ASSETS
Cash and Cash Items 49,870,364.03
Due from Bangko Sentral ng Pilipinas 136,812,855.20
Due from Other Banks 131,030,210.72
Financial Assets at Fair Value through Profit or Loss 0.00
Available-for-Sale Financial Assets-Net 0.00
Held-to-Maturity (HTM) Financial Assets-Net 0.00
Unquoted Debt Securities Classified as Loans-Net 105,017,840.31
Investments in Non-Marketable Equity Security-Net 0.00
Loans and Receivables - Net 1,595,008,960.78
Loans to Bangko Sentral ng Pilipinas 0.00
Interbank Loans Receivable 0.00
Loans and Receivables - Others 1,592,358,319.24
Loans and Receivables Arising from RA/CA/PR/SLB 17,000,000.00
General Loan Loss Provision 14,349,358.46
Other Financial Assets 268,273,209.78
Equity Investment in Subsidiaries, Associates and Joint Ventures-Net 14,258,974.60
Bank Premises, Furniture, Fixture and Equipment-Net 69,059,055.75
Real and Other Properties Acquired-Net 329,414,805.72
Non-Current Assets Held for Sale 0.00
Other Assets-Net 122,208,071.96
Net Due from Head Office/Branches/Agencies, if any (Philippine branch of a foreign bank) 0.00
TOTAL ASSETS 2,820,954,348.85

LIABILITIES
Financial Liabilities at Fair Value through Profit or Loss 0.00
Deposit Liabilities 2,229,068,823.08
Due to Other Banks 0.00
Bills Payable 47,913,786.66
a) BSP (Rediscounting and Other Advances) 37,913,786.66
b) Interbank Loans Payable 10,000,000.00
c) Other Deposit Substitutes 0.00
d) Others 0.00
Bonds Payable-Net 0.00
Unsecured Subordinated Debt-Net 0.00
Redeemable Preferred Shares 0.00
Special Time Deposit 0.00
Due to Bangko Sentral ng Pilipinas 0.00
Other Financial Liabilities 6,198,568.52
Other Liabilities 107,143,022.30
Net Due to Head Office/Branches/Agencies (Philippine branch of a foreign bank) 0.00
TOTAL LIABILITIES 2,390,324,200.56

STOCKHOLDERS' EQUITY
Capital Stock 360,636,900.00
Other Capital Accounts 5,773,477.70
Retained Earnings 64,219,770.59
Assigned Capital 0.00
TOTAL STOCKHOLDERS' EQUITY 430,630,148.29
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY 2,820,954,348.85

CONTINGENT ACCOUNTS
Guarantees Issued 0.00
Financial Standby Letters of Credit 0.00
Performance Standby Letters of Credit 0.00
Commercial Letters of Credit 0.00
Trade Related Guarantees 0.00
Commitments 0.00
Spot Foreign Exchange Contracts 0.00
Securities Held Under Custodianship by Bank Proper 0.00
Trust Department Accounts 0.00
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8/8/2017 LUZON DEVELOPMENT BANK.htm
a) Trust and Other Fiduciary Accounts 0.00
b) Agency Accounts 0.00
c) Advisory/Consultancy 0.00
Derivatives 0.00
Others 24,827.00
TOTAL CONTINGENT ACCOUNTS 24,827.00
OTHER INFORMATION
Non-Performing Loans (NPLs) 195,318,430.22
Ratio of Non-Performing Loans to Total Loan Portfolio (NPL to TLP) 11.86
Classified Loans & Other Risk Assets 192,710,117.71
Specific provision for loan losses 53,154,609.87
Return on Equity (ROE) 4.25
DOSRI loans and receivables 83,093,615.35
Past due DOSRI loans and receivables 0.00
Ratio of Past due DOSRI loans and receivables to TLP 0.00
Compliance with Magna Carta - 6% for Small Enterprises 0.00
a. 8% Micro and Small Enterprises 16.33
b. 2% for Medium Enterprises 30.11
Capital Adequacy Ratio (CAR) on Solo Basis, under Cir. No. 538 or Cir. No. 280, as applicable 0.00
a. Total CAR 18.25
b. Tier 1 CAR 17.05
Deferred Charges not yet Written Down 0.00
Unbooked Allowance for Probable Losses on Financial Instruments Received 0.00

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