Exhibit 1 Medical Malpractice equivalent to Mortgage Malpractice 6/28/2017
Medical Malpractice equivalent to Mortgage Malpractice 6/28/2017
Medical Malpractice
When you turn to any licensed healthcare provider
for treatment, you have the right to expect safe and
competent care. Though instances of mistreatment
or negligence are relatively rare, there are still far
too many doctors, medical staff members, and
other caregivers who make mistakes or act with
unintentional or willful negligence. Whether in a
medical setting or nursing facility, such lapses are
responsible for thousands of preventable deaths and
injuries each year in the United States. At The Law
Offices of Dan Caplis, PC in Denver, Colorado,
our medical negligence, malpractice, and birth
injury attorneys are skilled trial lawyers with years
of collective experience. We will protect your
rights and fight for the compensation you deserve.
Medication Errors
There is an epidemic of medication errors in
America today. The American Heart Association
has noted that more people in the US are killed by
medication errors each year than by highway
accidents, breast cancer and AIDS combined. Dan
Caplis and his colleagues have successfully
represented many victims of devastating
medication errors. One of Dans medication error
cases resulted in a settlement in excess of
$12,000,000.
Surgical Mistakes
A great deal of faith and trust is placed in the
competency of surgeons. While anesthetized in the
operating room, patients are in a very vulnerable
state and expect that their safety will be closely
monitored at all times. In best case scenarios,
patients must return to the doctor to have these
mistakes corrected. But in more extreme cases,
such mistakes can lead to injury and even death. If
you have been affected by a surgical mistake, our
team of medical negligence lawyers will provide
you with highly skilled representation.
Hospital Negligence
Doctors are not the only people responsible for a
patients health. A hospitals staff must maintain
clean, safe facilities, and the administrators must
ensure that their staff members are not overworked
or too tired to make appropriate decisions when the
situation demands. With hospitals in Denver and
Mortgage Malpractice
When you turn to any licensed bank or mortgage
broker for a home loan, you have the right to
expect fair, transparent, safe and competent
treatment with no fraud as a valued customer.
Though instances of mistreatment or negligence
are relatively rare, there still is fraud by too
many lenders (not credit unions or small banks
that hold note/deed in their vault) and their
employees and or law firms representing the
lender, mortgage brokers, appraisers, title
insurance companies, and others involved who
make mistakes or act with intentional or willful
negligence by not following statutes that have
resulted in an estimated 10 million homeowners
or so losing their homes in fraudulent foreclosure
since the CRASH of 2008-9. This was the end of
their American dream of owning their own home
their castle or homestead for themselves and
their children. Whether resulting in a Federal or
State court lawsuit or not, such practices are
responsible for hundreds of thousands of
wrongful foreclosure by financial terrorism
causing personal injuries including loss of
income, heart attacks, strokes and death each
year in the United States. At The Law Offices of
To Be Determined in Denver, Colorado, our
Fair Debt Collection Practices Act, Fair Credit
Reporting Act, Fair Housing Act, Truth in
Lending Act and Colorado Consumer Protection
Act, consumer advocate attorneys are skilled
trial lawyers with years of collective experience.
We will protect your rights and fight for the
compensation you deserve.
Mortgage Malpractice Errors
Equivalent to proscribing loans intended to fail
like sub- prime, negative interest rates and more.
There is an epidemic of mortgage malpractice
errors like false loan applications, accounting
negligence, IRS REMIC securities violations,
offers of loan modifications that are intentionally
not made and forged loan documents in America
today.
Mortgage Malpractice Mistakes
A great deal of faith and trust is placed in the
competency of banks and the courts dealing with
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throughout Colorado busier than ever, medical
negligence and malpractice have become
increasingly common threats. Though it is in a
hospitals best interest to ensure a safe and
professional environment, there will always be
those institutions that fall short of the accepted
standard.
foreclosure. false loan applications, accounting
negligence, IRS REMIC securities violations,
offers of loan modifications that are intentionally
not made and forged loan documents . While
traumatized in court, consumers dealing with
fraudulent wrongful foreclosure are in a very
vulnerable state of health and expect that justice
will be closely monitored at all times by the
courts and judges.
Law Firms Representing Banks Fraud and
Negligence
Banks are not the only people responsible for a
homeowners financial health. A law firms staff
must maintain ethical and moral practices
without getting caught up in the creation of
fraudulent foreclosing documents for their
clients which are felonies if recorded in the land
records or fraud upon the court felonies.
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Exhibit 2 Minor Variation Request

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Exhibit 3 County approved the Minor Variation Request on 3/9/17

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Exhibit 4 Clerks Entry of Default on Community Mortgage Group, Inc. and Mortgage
Electronic Registration Systems, Inc.

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Exhibit 5 Trustee filing dd 11/29/11 in Jefferson District Court Case No. 2011cv4858

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Exhibit 6 Notice and Election For Demand Of Sale by Lisa Cancannon

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Exhibit 7 Deed of Trust page 1 of 10

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Exhibit 8 Promissory Note

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Exhibit 9 Allonge to Note

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Exhibit 10 Corporate Assignment of Deed of Trust

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Exhibit 11 Deposition of Lawrence Nardi, a Chase Operations Unit Manager and Officer

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Exhibit 12 Expert Witness Forensic Document Examiner Gary Michaels report that
Corporate Assignment of Deed of Trust is counterfeit fraudulent. 19 pages.

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Exhibit 13 Expert Witness Forensic Document Examiner Gary Michaels report that 2
Affidavits of Lost Note or Instrument are counterfeit fraudulent. 29 pages.

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Exhibit 14 OCC Takes Enforcement Action Against Eight Servicers for Unsafe and
Unsound Foreclosure Practices April 13, 2011
FOR IMMEDIATE RELEASE
April 13, 2011
Contact: Robert Garsson
(202) 874-5770

1. OCC Takes Enforcement Action Against Eight Servicers for Unsafe and Unsound
Foreclosure Practices
WASHINGTON The Office of the Comptroller of the Currency today announced formal enforcement
actions against eight national bank mortgage servicers and two third-party servicer providers for
unsafe and unsound practices related to residential mortgage loan servicing and foreclosure
processing.
The eight servicers are Bank of America, Citibank, HSBC, JPMorgan Chase, MetLife Bank, PNC, U.S. Bank,
and Wells Fargo. The two service providers are Lender Processing Services (LPS) and its subsidiaries DocX,
LLC, and LPD Default Solutions, Inc.; and MERSCORP and its wholly owned subsidiary, Mortgage Electronic
Registration Systems, Inc. (MERS).
"These comprehensive enforcement actions, coordinated among the federal banking regulators, require major
reforms in mortgage servicing operations," said acting Comptroller of the Currency John Walsh. "These reforms
will not only fix the problems we found in foreclosure processing, but will also correct failures in governance
and the loan modification process and address financial harm to borrowers. Our enforcement actions are
intended to fix what is broken, identify and compensate borrowers who suffered financial harm, and ensure a
fair and orderly mortgage servicing process going forward."
The enforcement actions require the servicers to promptly correct deficiencies in residential mortgage loan
servicing and foreclosure practices that examiners identified in reviews conducted during the fourth quarter of
2010. The actions require the servicers to make significant improvements in practices for residential mortgage
loan servicing and foreclosure processing, including communications with borrowers and dual-tracking, which
occurs when servicers continue to pursue foreclosure during the loan modification process. The enforcement
actions require the servicers to ensure that foreclosures are not pursued once a mortgage has been approved
for modification and to establish a single point of contact for borrowers throughout the loan modification and
foreclosure processes. In addition, the actions require servicers to establish robust oversight and
controls pertaining to their third-party vendors, including outside legal counsel, that provide default
management or foreclosure services.
The OCC's actions also require each servicer to engage an independent firm to conduct a multi-faceted review
of foreclosure actions between January 1, 2009, and December 31, 2010. This requirement includes a
comprehensive "look back" to assess whether foreclosures complied with federal and state laws, whether
foreclosures occurred when grounds for foreclosure were not present, such as when loans were performing,
and whether any errors, misrepresentations or other deficiencies resulted in financial injury to borrowers. The
actions also require each servicer to establish a process for borrowers who believe they have been
financially harmed by such deficiencies to make submissions to be considered for remediation. Each
servicer must also submit a plan to remediate all financial injury to borrowers caused by any errors,
misrepresentations, or other deficiencies identified in the independent consultant's findings.
The OCC based its enforcement actions on the findings of examinations conducted as part of the interagency
horizontal reviews undertaken by the federal banking regulators in the fourth quarter of 2010. Examinations of
these eight national bank servicers identified significant weaknesses in mortgage servicing and foreclosure
governance that resulted in unsafe and unsound practices. The scope and degree of these practices differed
among the servicers; however, based on the sample of files reviewed by OCC examiners, borrowers in the
sample were seriously delinquent at the time of foreclosures and servicers held the notes and documents
required to foreclose. A summary of the findings of the interagency reviews is available in the Interagency
Review of Foreclosure Policies and Practices, which was produced by the OCC, the Board of Governors of the
Federal Reserve System, and the Office of Thrift Supervision.
The enforcement actions do not preclude determinations regarding assessment of civil money
penalties, which the OCC is holding in abeyance.

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Exhibit 15 Congressman Alan Grayson letter to US AG Loretta Lynch dated 10/6/2015 on
this same problem of Cassino in his state regarding recording of false instruments in
Jefferson County land records.

And Cassino letter to him next page

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Exhibit 16 Jefferson County Sheriff criminal complaint on white collar crime by fraud, report number
15-22789 dated 10-19-2015

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Exhibit 17 FBI.gov Tip online reported 9-24-2017 Cassino v Chase regarding fraud by
bank

September 24, 2017

My name is Lance Cassino. I am reporting a criminal activity in the form of White-Collar

Mortgage Fraud by a BANK counterfeiting documents committing fraud upon the Jefferson
County land records, committing fraud upon the Jefferson County District Court and committing
fraud upon the Jefferson County Trustee.

However under White-Collar Crime - Financial Institution/Mortgage Fraud on your web site this
crime by a bank does not fit the any of the categories on your webpage
https://www.fbi.gov/investigate/white-collar-crime/mortgage-fraud as they are all without
exception criminal actions against a bank (credit union, federal insured financial institution or
lenders) - not the other way around - criminal actions by the bank against the borrower/home, the
courts and trustees.

What I am reporting is mortgage fraud and felonies actually already committed by a bank - JP
Morgan Chase, NA Chase - on the Jefferson County land records, with further fraud upon the
Jefferson County District Court in 2011-12, not the original lender to borrower, with further fraud
upon the Jefferson County Trustee 2011-12 and now even more fraud in my Jefferson County
District Court complaint for Quiet Title case number 17CV231 with 2 additional fraudulent
documents.

Chase (and/or attorneys or law firms representing Chase or known document manufacturing
companies like Nationwide Title Services and their employee E. Lance Ericka Lance) committed
a felony by recording September 28, 2011 a false instrument in the Jefferson County Colorado
land records - Statute for 18 5 114 Offering A False Instrument For Recording (First Degree).
The false instrument was a Corporate Assignment Of Deed Of Trust dated 9/21/2011 signed by
known robo-signer Benito E. Caldwell and notarized by known robo-notary Michelle L. Burr. The
document prepared like photo shopped by E. Lance/NTC 2100 Alt. 19 North Palm Harbor, FL
34683 (800) 346-9152.

In early 2015, I retained a nationally known Forensic Document Examiner to determine in a report
if the Corporate Assignment Of Deed Of Trust dated 9/21/2011 recorded 9/28/2011 was an
original (genuine) or a photo shopped counterfeit. The Examiner states it is photo shopped and
more. This report was provided to one of Chases law firm attorneys representing Chase a week
ago and will be provided to the FBI tomorrow.

On October 19, 2015 I filed with the Jefferson County Sheriff Office a criminal complaint on white
collar crime by fraud, report number 15-22789, asking for a criminal investigation by the Jefferson
County District Attorney on the fraudulent assignment and the Colorado law violated Statute 18
5 114 both attached to the report which will be mailed along with the Forensic Document
Examiner report Monday 9/25/2017 to:

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Special Agent in Charge
Calvin A. Shivers
8000 East 36th Avenue
Denver, CO 80238
(303) 629-7171

Sincerely,

Lance Cassino
POB 1050
Conifer, CO 80433
303-838-0221
lancecassino@msn.com

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