DENNIS A. Ross 1 wasuneran, 9¢
SESE Congress ofthe Boited States
Lee House of Representatives
“ogovnmauent Rarenn 436 Canon Building
Washington, DC 20515
December 6, 2017 een
Acting Director Mick Mulvaney
Consumer Financial Protection Bureau
1700 G Street NW
Washington, DC 20552
krvexypennienose.nouse.cov
Dear Director Mulvaney:
Congratulations on your recent appointment to lead the Consumer Financial Protection Bureau. 1
am confident your efforts to make the agency more accountable and transparent will benefit the
everyday Americans who suffer under CFPB’s onerous regulations.
Unfortunately, it seems that some staff at CFPB feel differently. According to a news report from
the New York Times (“Consumer Bureau's New Leader Steers a Sudden Reversal,” Dec. 5), a
“small group” of career employees at the Consumer Finaneial Protection Bureau called
“Dumbledore’s Army” has established itself as a “secret resistance force" in order to undermine
the efforts of both Congress and President Trump to restore proper authority over the Bureau.
While I am concemed about a group of govemment employees engaging in fantasy play on the
public dime, I'm even more concerned about the CFPB’s ongoing culture of lawlessness.
Such an effort would be laughable if it didn’t offend the core principles of our great nation.
‘Americans expect publie servants and federal agencies to abide by the rule of law rather than be
enchanted with the authority they have summoned out of thin air. As public servants, CFPB
employees must act in a good-faith, transparent manner, rather than attempt to hide their work in
some cloak of invisibility. Such measures of accountability will help us ensure that the CFPB
will engage in regulation based on established law, rather than conjured authority.
Like you, I believe that a flourishing consumer market requires the empowerment of everyday
‘Americans to choose the financial instruments that best suit their needs, instead of having some
wizard pick and choose winners and losers out of a magical sorting hat.
Mr, Director, I want to assure you that you have my full support as you work to establish order at
the Bureau, and I look forward to continuing to work together.
Sincerely,
Dennis A, Ross
‘Member of Congress