Republic of the Philippines

Palawan State University

School of Law

INSURANCE LAW
Atty. Analissa V. Navarro-Padon

Course Outline 1
I. The Contract of Insurance
Cases:
 1. G.R. No. 167330 ;September 18, 2009PHILIPPINE HEALTH CARE PROVIDERS,
INC., Petitioner, vs.COMMISSIONER OF INTERNAL REVENUE,
 2.G.R. No. 168402;August 6, 2008ABOITIZ SHIPPING
CORPORATION, vs.INSURANCE COMPANY OF NORTH AMERICA,
 3.G.R. No. 154514. July 28, 2005.WHITE GOLD MARINE SERVICES,
INC., vs.PIONEER INSURANCE AND SURETY CORPORATION AND THE
STEAMSHIP MUTUAL UNDERWRITING ASSOCIATION (BERMUDA)
LTD., Respondents.

A. What may be insured (3-5)

B. Parties to the contract (6-9)
 4. April 19, 2016 G.R. No. 195728 PARAMOUNT LIFE & GENERAL INSURANCE
CORPORATION, Petitioner, vs.CHERRY T. CASTRO and GLENN ANTHONY T.
CASTRO, Respondents.

C. Insurable Interest (10-25)

 5. G.R. No. 124520 August 18, 1997Spouses NILO CHA and STELLA UY CHA, and
UNITED INSURANCE CO., INC., petitioners,
vsCOURT OF APPEALS and CKS DEVELOPMENTCORPORATION, respondents
 6. G.R. No. 112360 July 18, 2000RIZAL SURETY & INSURANCE
COMPANY, petitioner,
vs.COURT OF APPEALS and TRANSWORLD KNITTING MILLS, INC.
 7. G.R. No. 171379 January 10, 2011JOSE MARQUES and MAXILITE
TECHNOLOGIES, INC., Petitioners, vs.FAR EAST BANK AND TRUST COMPANY, FAR
EAST BANK INSURANCE BROKERS, INC., and MAKATI INSURANCE
COMPANY, Respondents.
 8.G.R. No. 168115 June 8, 2007VICENTE ONG LIM SING, JR., petitioner, vs.FEB
LEASING & FINANCE CORPORATION,
 9.G.R. No. 125678 March 18, 2002PHILAMCARE HEALTH SYSTEMS,
INC., petitioner,
vs.COURT OF APPEALS and JULITA TRINOS,
 D. Concealment (26-35)
 10. G.R. No. 200784 August 7, 2013MALAYAN INSURANCE COMPANY,
INC., PETITIONER,
vs.PAP CO., LTD. (PHIL. BRANCH), RESPONDENT.
 11.November 28, 2016G.R. No. 204736MANULIFE PHILIPPINES, INC.1, Petitioner vs.
HERMENEGILDA YBAÑEZ, Respondent
 12. GR211212. June 8, 2016. SUNLIFE vs SIBYA
 13.G.R. No. 105135 June 22, 1995SUNLIFE ASSURANCE COMPANY OF
CANADA, petitioner,
vs.The Hon. COURT OF APPEALS and Spouses ROLANDO and BERNARDA B
 14. G.R. No. 175666 July 29, 2013MANILA BANKERS LIFE INSURANCE
CORPORATION, Petitioner. vs.CRESENCIA P. ABAN, Respondent
 15. G.R. No. 113899 October 13, 1999GREAT PACIFIC LIFE ASSURANCE
CORP., petitioner,
vs.COURT OF APPEALS AND MEDARDA V. LEUTERIO, respondents.
 16. G.R. No. 186983 February 22, 2012MA. LOURDES S. FLORENDO, Petitioner, vs.
PHILAM PLANS, INC., PERLA ABCEDE MA. CELESTE ABCEDE
 17. G.R. No. 183272 October 15, 2014SUN LIFE OF CANADA (PHILIPPINES), INC.,
vs.SANDRA TAN KIT and The Estate of the Deceased NORBERTO TAN KI
 18. G.R. No. 125678 March 18, 2002PHILAMCARE HEALTH SYSTEMS,
INC., petitioner,
vs.COURT OF APPEALS and JULITA TRINOS,

E. Representation (36-48)
 19. April 18, 2016G.R. No. 195176THE INSULAR LIFE ASSURANCE COMPANY,
LTD., Petitioner, vs.PAZ Y. KHU, FELIPE Y. KHU, JR., and FREDERICK Y.
KHU, Respondents.
 20. G.R. No. 181132 June 5, 2009HEIRS OF LORETO C. MARAMAG, represented
by surviving spouse VICENTA PANGILINAN MARAMAG,Petitioners, vs.
EVA VERNA DE GUZMAN MARAMAG, ODESSA DE GUZMAN MARAMAG, KARL
BRIAN DE GUZMAN MARAMAG, TRISHA ANGELIE MARAMAG, THE INSULAR
LIFE ASSURANCE COMPANY, LTD., and GREAT PACIFIC LIFE ASSURANCE
CORPORATION,

 21. G.R. No. 94071 March 31, 1992NEW LIFE ENTERPRISES and JULIAN
SY, petitioners,
vs.HON. COURT OF APPEALS, EQUITABLE INSURANCE CORPORATION,
 RELIANCE SURETY AND INSURANCE CO., INC. and WESTERN GUARANTY
CORPORATION,


F. The Policy (49-66)

 22. G.R. No. 159489 February 4, 2008FILIPINAS LIFE ASSURANCE COMPANY
(now AYALA LIFE ASSURANCE, INC.), vs.
CLEMENTE N. PEDROSO, TERESITA O. PEDROSO and JENNIFER N. PALACIO thru
her Attorney-in-Fact PONCIANO C. MARQUEZ,
 23. G.R. No. 95641 September 22, 1994SANTOS B. AREOLA and LYDIA D.
AREOLA,
vs.COURT OF APPEALS and PRUDENTIAL GUARANTEE AND ASSURANCE, INC
 24. G.R. No. 151133 June 30, 2008AFP GENERAL INSURANCE
CORPORATION,vs.NOEL MOLINA, JUANITO ARQUEZA, LEODY VENANCIO, JOSE
OLAT, ANGEL CORTEZ, PANCRASIO SIMPAO, CONRADO CALAPON AND
NATIONAL LABOR RELATIONS COMMISSION (FIRST DIVISION),

G. Warranties (67-76)
 25. G.R. No. 198588July 11, 2012 UNITED MERCHANTS CORPORATION, vs.
COUNTRY BANKERS INSURANCE CORPORATION

H. Premium (77- 84)

 26. February 27, 2017G.R. No. 190702JAIME T. GAISANO, Petitioner
vs.DEVELOPMENT INSURANCE AND SURETY CORPORATION, Respondent
 27. G.R. No. 171379 January 10, 2011JOSE MARQUES and MAXILITE
TECHNOLOGIES, INC.,vs.FAR EAST BANK AND TRUST COMPANY, FAR EAST BANK
INSURANCE BROKERS, INC., and MAKATI INSURANCE COMPANY,
 28. G.R. No. 156167May 16, 2005GULF RESORTS, INC., vs.PHILIPPINE CHARTER
INSURANCE CORPORATION
 29. G.R. No. 137172April 4, 2001UCPB GENERAL INSURANCE CO., INC., vs.
MASAGANA TELAMART, INC
 30. G.R. No. 190702 February 27, 2017JAIME T. GAISANO, vs.
DEVELOPMENT INSURANCE AND SURETY CORPORATION, R
I. Loss (85-89)
 31. G.R. No. 198174September 2, 2013ALPHA INSURANCE AND SURETY CO., vs.
ARSENIA SONIA CASTOR
 32. G.R. No. 191849 September 23, 2015FREDERICK F. FELIPE, vs.
MGM MOTOR TRADING CORPORATION, doing business under the name and style
NISSAN GALLERY-ORTIGAS, and AYALA GENERAL INSURANCE CORPORATION
 33. G.R. No. 147839 June 8, 2006GAISANO CAGAYAN, INC.vs.
INSURANCE COMPANY OF NORTH AMERICA
 34. G.R. No. 193629August 17, 2011RCJ BUS LINES, INCORPORATED,vs.
STANDARD INSURANCE COMPANY, INCORPORATED

J. Notice of Loss (90-94)

 35. G.R. No. 184565November 20, 2013MANOLITO DE LEON and LOURDES E. DE
LEON, vs.
BANK OF THE PHILIPPINES,