Premium calculator Ve

Individual Plans

New Endowment Plan(814)

Pension Plans Single Premium P

Jeevan Akshay-VI (189)

New Jeevan Anand (815) New SP Endowment

New Jeevan Nidhi(818)

New Money Back(820-821) New Bima Bachat
VPBY(828)
Jeevan Sangam(8
JEEVAN RAKSHAK(827) Term Plans

Health Plans
LP Endowment (830) Anmol Jeevan-II (822) &&
Amulya Jeevan-II (823) Jeevan Arogya (9
calculator Ver2.01
Package Plans

Child package (817)

Single Premium Plans Children Plans

Retire(814)
New SP Endowment (817) LIC's CMB-832

Retire (815)
New Bima Bachat (816) Jeevan
Lakshya-833
Retire (817)
Jeevan Sangam(831)
Akshay-Anand
Health Plans
Akshay-Aroyam
Jeevan Arogya (904)
Ajay Kumar Kurup
BM(MBAC)
Kottayam
kurupajaykumar@gmail.com
8281920012
 (817)

4)

5)

7)

and

yam

gmail.com
LIC's NEW ENDOWMENT PLAN Total Benefit(Approx)
(PLAN NO.814)

NAME Debjit dutta Main Menu

ENTER DOB 4/28/1978 Bonus Rate 49
AGE 40 BONUS 14700000
Enter Sum Assured 12500000 Maturity Amount 31575000
Policy Term 24 FAB 4375000
MODE Y
Accident Benefit Reqd Y
Whether Engaged in Police duty N
Premium without ST 518138 Enter Service Tax Rate 3.09%
Service Tax 16010
Net Premium with ST 534148
The above is mere illustration of likely benefits. Bonus rates are not guaranteed. Insurance is a subject matter of solicitation
Features of NEW Endowment Plan
Age at Entry 8 yrs LBD to 55 Yrs NBD
Valid Term 12 to 35 Yrs
Min Sum Assured 1,00,000/-
Max Sum Assured No Limit (Multiples of 5000/-)
Death Benefit Higher of Basic Sum Assured or 10 times of annualised premium plus Rev. Bonus plus FAB, If any
Death benefit will not be less than 105 % of total premiums paid as on date of death
Maturity Benefit Sum Assured plus Rev. Bonus Plus Final Additional Bonus, if any
LIC's SP ENDOWMENT PLAN Total Benefit(Approx)
(PLAN NO.817)
NAME Mast. Gavin
Main Menu
ENTER DOB 1/31/1975 Enter Bonus Rate
AGE 43 BONUS
Enter Sum Assured 2000000 Maturity Amount
POLICY TERM 10 FAB
TABULAR PREMIUM 761.05
SA REBATE 60000
Premium Without ST 1462100 Enter Service tax Rate
service tax 45179
Net Premium with ST 1507279
The above is mere illustration of likely benefits. Bonus rates are not guaranteed. Insurance is a subject matter of solicitation

Features of SP Endowment Plan

Age at Entry: 90 days lbd to 65 yrs nbd
Valid Terms: 10 to 25 yrs
Sum Assured: Rs. 50000/- and above (Multiple of 5000) 10
Death Benefit: Sum Assured plus Bonus plus FAB, if any
Maturity Benefit: Sum Assured plus Bonus plus FAB, if any
l Benefit(Approx) YEAR NO

###
40
###

800000
###
2800000
###
0
###
###
###
3.09%
###

###

###
nce is a subject matter of solicitation ###

###
###
###
2800000
###
###
###
###
LIC's NEW BIMA BACHAT Total Benefit(Approx)
Main Menu
(Plan No.816) Year Returns
Enter Name Thomas Chacko At the end of 3rd Year 1125000
ENTER DOB 8/16/1951 At the end of 6th Year 1125000
AGE 66 At the end of 9th Year 9178590
POLICY TERM 9 At the end of 12th Year 0
ENTER SUM ASSURED 7500000 At the end of 15th Year 0
Enter Service Tax Rate 3.09% Total Benefit(Approx) 11428590
NET PREMIUM 5803590 IRR 8.481%
ST 179331
Net Premium With ST 5982921 Enter Loyalty Addition/SA 450
LA (incld in Maturity) 3375000
The above is mere illustration of likely benefits. Loyalty additions are not guaranteed. Insurance is a subject matter of solicitation

Features of New Bima Bachat Plan (Plan No.816)

66 yrs for 9 yr term
Minimum Age at Entry 15 Yrs Maximum Age at Entry 63 yrs for 12 yr term
60 yrs for 15 yr term
Rs. 35000 for 9 yr term
Minimum Sum Assured Rs. 50000 for 12 yr term Maximum Sum Assured No Limit
Rs. 70000 for 15 yr term
During the first five years: Sum Assured is payable
Death Benefit
After completion of five years: Sum Assured plus Loyalty Addition, if any
Maturity Benefit Single Premium (Less taxes) plus Loyalty Addition, if any
1st Year: 70% of Single Premium
Surrender Value
2nd year onwards: 90% OF Single Premium (less taxes and SB, if any)
CHILD EDUCATION PACKAGE Premium cum Benefit details
With Plan 817 Term Net Prm Benefit Age Benefit
NAME abc 14 66349 18 170000
ENTER DOB 12/23/2013 15 64127 19 176000
AGE 4 16 61957 20 181500
Enter SA Per Policy 100000 17 59870 21 187000
Total Sum Assured 800000 18 57859 22 192500
Min Age when benefit to start 18 19 55921 23 198000
Max Age when benefit to end 25 20 54060 24 204000
Enter Bonus Rate 50 21 52272 25 210000
Enter Service Tax Rate 3.09% 0 0 0 0
Total Premium 472415 0 0 0 0
0 0 0 0

Total Benefits Payable 1519000 Grand Total 472415 1519000

The above is mere illustration of likely benefits. Loyalty additions are not guaranteed. Insurance is a subject matter of solicitation

Features of Child Education Package

Age at entry 90 days to 15 yrs
Min Age when benefit to start 18 yrs Main Menu
Max Age when benefit to end Min Age plus 9 yrs
Min Sum Assured per policy Rs. 100000/-
Death Benefit Sum Assured plus
PS: After keying DOB, You must change Benefit starting age,
Rev. Bonus + FAB, If any
Benefit ending age for getting the correct result.
Maturity Benefit Sum Assured plus
Rev. Bonus + FAB, If any
RETIRE AND ENJOY WITH NEW ENDOWMENT PLAN Premium cum Benefit Details
(Plan No.814) TERM NET PREM Gross Pension Net Pension
NAME xyz 20 36427 1351000 958308
ENTER DOB 4/28/1978 21 34659 1505000 1145928
AGE 40 22 33068 1575000 1248005
Sum Assured Per Policy 700000 23 31654 1680000 1383710
Total Sum Assured 11200000 24 30345 1785000 1518145
Pension From 60 25 29143 1890000 1651415
Pension Upto 75 26 28047 1995000 1783621
MODE Y 27 27057 2114000 1928867
Accident Benefit Reqd Y 28 26173 2233000 2073255
Whether Engaged in Police duty N 29 25360 2352000 2216855
Enter Service Tax Rate 3.09% 30 24617 2520000 2408734
Net Premium with ST 441254 31 23980 2695000 2606995
Total Premium or entire term 8825073 32 23415 2905000 2839708
Total Benefit 33674110 33 22884 3115000 3071907
34 22425 3325000 3303659
Main Menu 35 22000 3535000 3535000
xyz requires to pay for 36 0 0 0
20 yrs and he/she will receive a yearly 37 0 0 0
pension as shown in the adjacent table. The total Premium 38 0 0 0
र 441,254 is to be paid for the period mentioned 39 0 0 0
above and he/she will receive pension for next 40 0 0 0
16 yrs. Which will be very much useful for 41 0 0 0
the customer during his golden days of his/her retirement and 42 0 0 0
that too totally tax free as per present tax laws. 43 0 0 0
Valid Entries in this package Total 441254 36575000 33674110
Age at Entry 8 yrs LBD to 55 Yrs NBD Change all values in Green cells as per message prompted and
Min Pension starting Age Age at Entry +12 and less than Age at entry +35 only then the package will work.
Max Pension receiving age 75 yrs or more than Minimum pension starting age
Minimum Sum Assrd per policy Rs. 100000/-
Death Benefit Higher of Basic Sum Assured or 10 times of The above is mere illustration of likely benefits. Bonus rates are
annualised prem plus Rev. Bonus plus FAB if any not guaranteed. Insurance is a subject matter of solicitation
Maturity Benefit Sum Ass plus Bonus plus FAB if Any
 LIC's NEW JEEVAN ANAND PLAN Total Benefit(Approx)
(PLAN NO.815)
NAME Debjith Dutta Main Menu
ENTER DOB 9/30/1991 Bonus Rate 48
AGE 26 BONUS 12600000
Enter Sum Assured 12500000 FAB 1250000
Policy Term 21 Total Amt at Maturity 26350000
MODE Y
Accident Benefit Reqd Y Risk Cover after Maturity 12500000
Whether Engaged in Police duty N Risk Cover during Policy Term 15625000
Premium without ST 648600 plus Loyalty Additions
Service Tax 20042 Enter Service Tax Rate 3.09%
Net Premium with ST 668642
of likely benefits. Bonus rates are not guaranteed. Insurance is a subject matter of solicitation
Features of New Jeevan Anand Plan (Plan No.815)
Minimum Age at entry 18 yrs LBD Maximum age at entry 50 yrs NBD
Minimum Term 15 yrs Maximum Term 35 Yrs
Min Sum Assured 1,00,000/- Maximum Sum Assured No Limit (Multiples of 5000)
Mode Allowed Yly, Hly, Qly, Mthly(ECS or SSS)
Higher of 125 % of Basic Sum
Death Benefit during Assured or 10 times of annualised
premium plus Rev. Bonus plus FAB,
term of policy if any

Basic Sum Assured is payable

Death Benefit after
expiry of policy term
Sum Assured plus Rev. Bonus
Maturity Benefit Plus Final Additional Bonus, if
any
RETIRE N ENJOY WITH NEW G1 ANAND Total Benefit(Approx)
(PLAN NO.815)
Main Menu Term Premium Gross Return Net Return
NAME Devu 13 #N/A #N/A #N/A
ENTER DOB 5/25/1981 14 #N/A #N/A #N/A
AGE 37 15 17314 324000 218250
Enter Sum Assured Per Policy 200000 16 16132 345800 256182
Total Sum Assured 2200000 17 15112 355600 281094
Pension Starting Age 50 18 14192 365400 305086
Pension upto age 60 19 13384 377200 330271
MODE Y 20 12657 390000 355727
Accident Benefit Reqd Y 21 12000 421600 399327
Whether Engaged in Police duty N 22 11404 441200 430331
Enter Service Tax Rate 3.09% 23 10869 470800 470800
Net Premium #N/A 0 0 0 0
Total Premium Payable #N/A 0 0 0 0
0 0 0 0
Total Benefit Payable #N/A 0 0 0 0
Devu requires to pay for 0 0 0 0
13 yrs and he/she will receive a yearly 0 0 0 0
pension as shown in the adjacent table. The total Premium 0 0 0 0
#N/A is to be paid for the period mentioned 0 0 0 0
above and he/she will receive pension for next 0 0 0 0
11 yrs. Which will be very much useful for 0 0 0 0
the customer during his golden days of his/her retirement and Grand Total #N/A #N/A #N/A
that too totally tax free as per present tax laws plus Life cover for
Total Sum Assured shown above for entire life time
The above is mere illustration of likely benefits. Bonus rates are not guaranteed. Insurance is a subject matter of solicitation
Features of this Retire n Njoy with New Jeevan Anand (815)
Minimum Age 18 yrs LBD Maximum age at entry 50 yrs NBD
Minimum Pension starting age (starting age-age at entry) >=15 Maximum Pension upto age (Pension upto age - age at entry)<36 or Pension upto age 75 Yrs
Minimum Sum Assured per policy Rs. 100,000/- Maximum Sum Assured No Limit (Multiples of 5000)

Mode Allowed Yly, Hly, Qly, Mthly(ECS or SSS)

Death Benefit during term of policy
Death Benefit after expiry of policy term
Maturity Benefit
Higher of 125 % of Basic Sum Assured or 10 times
of annualised premium plus Rev. Bonus plus FAB,
Death Benefit will not be less than 105% of total premiums paid
if any as on date of death
Basic Sum Assured is payable
Sum Assured plus Rev. Bonus Plus Final Additional Bonus, if any
Retire and Enjoy Package Total Benefit(Approx)
With Plan 817 Main Menu Term Premium
NAME Sheryaa 9 #N/A
ENTER DOB 11/17/1971 10 76787
AGE 46 0 0
Enter SA Per Policy 100000 0 0
Total Sum Assured 200000 0 0
Pension starting Age 55 0 0
Pension Ending Age 56 0 0
Enter Bonus 65 0 0
Enter Service Tax Rate 3.09% 0 0
Total Premium #N/A 0 0
Total Benefit #N/A 0 0
IRR #N/A 0 0
Sheryaa has to pay 0 0
#N/A as one time premium 0 0
and total returns available is #N/A 0 0
and IRR worked out is #N/A 0 0
Grand Total #N/A
The above is mere illustration of likely benefits. Bonus rates are not guaranteed. Insurance is a subject matter of solicitation
Features of this Package
Minimum Age at entry 15 Max Age at Entry 60
Max Pension
Minimum Pension starting Age Age plus 10 Yrs starting Age Age plus 25 Yrs and Max Age 75 Yrs
Maximum SA Per
No Limit
Minimum SA Per Policy Rs.100000/- Policy
Total Sum Assured plus
Death Benefit Rev. Bonus plus FAB, if
any
Total Sum Assured plus
Change only green cells
Maturity Benefit Rev. Bonus plus FAB, if
any
Approx)
Gross Pension
#N/A
165000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
#N/A
atter of solicitation

60

Yrs and Max Age 75 Yrs

No Limit

een cells
LIC's Jeevan Akshay Details of Annuity Options Benefit on availing annuity as RD
(Plan # 189)
(All Annuities are guaranteed) Annuity for life with return of
11/2/1970 purchase price less ST on death of Enter RD Rate 9%
Enter DOB
Option-3 annuitant
AGE 47

Enter Investment 500000 Term of RD 10

Total Investment Incl ST 515450 Main Menu
Annuity Details Return after above term ₹ 565,435.48

Re-investment Amount in JA ₹ 545,000.00

YLY-ANNUITY-OPTION-3 36900
###
Annuity for life with a provision of Monthly Pension from Above #N/A
YLY ANNUITY -OPTION-VII 36600 100% of the annuity payable to
HLY ANNUITY-OPTION-3 18000 spouse during his/ Total Pension from 11th Yr #N/A
HLY ANNUITY -OPTION VII 17875 Option-VII her life time on death of annuitant
with return of purchase price less
ST on the death of last Yly Return on initial
#N/A
QLY ANNUITY-OPTION-3 8900 survivor. Investment
QLY ANNUITY-OPTION VII 8850
MLY ANNUITY-OPTION-3 2942 On death of Annuitant ₹ 1,045,000.00
MLY ANNUITY-OPTION VII 2929 Enter Serv Tax Rate 3.09%
 LIC'S JEEVAN AROGYA
(PLAN NO.904)
ENTER MODE Y
MEMBERS PI SPOUSE CHILD1 CHILD2 CHILD3 FATHER MOTHER F-IN-LAW M-IN-LAW
ENTER DOB 11/17/1971 NA NA NA NA NA NA NA NA
AGE (LBD) 46 NA NA NA NA NA NA NA NA
ENTER GENDER F M M M M M F M F
ENTER HCB IDB 4000 2000 2000 2000 2000 2000 2000 2000 2000
MSB SA 400000 200000 200000 200000 200000 200000 200000 200000 200000

Main Menu
PREM W/O ST 9752 Enter Service Tax Rate 12.36%
PREM WITH ST 10957
Points to be noted 1. Enter Date of Birth or NA, if not applicable in respective column.
2. Select from drop down button for Mode, Gender and (HCB for PI)
3. Give Term Rider SA and AB SA, If Needed
Maximum Life Time Benefits Available
Maximum HCB Payable during LifeTime 4716000 0 0 0 0 0 0 0 0
Maximum MSB Payable during life time 3200000 0 0 0 0 0 0 0 0
Maximum DCPB Payable during life time 564000 0 0 0 0 0 0 0 0
Maximum OSB Payable during life time 3144000 0 0 0 0 0 0 0 0
P
LIC's New Jeevan Nidhi Retirement with peace of mind
(PLAN NO. 818) Benefits under New Jeevan Nidhi
ENTER DOB 11/17/1970 Main Menu
AGE 47 Enter Bonus Rate 50
MODE Y BONUS AMOUNT 750000
SUM ASSURED 2500000 Benefit Amt for Pension 3875000
POLICY TERM 11 FAB 0
WHETHER AB RIDER REQD Y Guaranteed Addition 625000
WHETHER ENGAGED IN POLICE DUTY N Bonus is not guaranteed and is only for illustration

ENTER SERVICE TAX RATE 3.09% Approx. Pension Amount

PREMIUM WITHOUT ST 255485 based on benefit amount for pension
SERVICE TAX 7894 Mode of Annuity Pension Amount
NET PREMIUM 263379 YLY-ANNUITY-OPT3 291206

Features of New Jeevan Nidhi (Plan #818) HLY ANNUITY-OPT-3 145022

Min. Age a entry=20 yrs, Max Age at entry=60 yrs, Min Term=7
yrs(5yrs for SP), Min age at vesting=55 yrs, Max age at QLY ANNUITY-OPT-3 72414
vesting=65 yrs, Max deferment period=35 yrs, Min SA=100000(
Rs.150000/- for SP), Max SA=No limit (multiples of Rs.5000/-)
MLY ANNUITY-OPY-3 24122
 ANMOL & AMULYA JEEVAN Features of Plan
Plan # 822 & 823 Anmol Jeevan-II Anmol Jeevan-II Amulya Jeevan-II
ENTER DOB 11/17/1971 Minimum Age at Entry 18 18
AGE 46 Maximum Age at Entry 55 60
SUM ASSURED 600000 Minimum Term 5 5
POLICY TERM 22 Maximum Term 25 35
Minimum Sum Assured 600000 2400000
MODE Y Maximum Sum Assured 2500000 No Limit
Maximum Age at Maturity 65 70
Premium W/O ST #VALUE! (Sum Assured in multiples of Rs. 100000/-)
Enter Service Tax Rate 12.36% Main Menu
Premium with Service Tax #VALUE!
 Akshay-Anand Benefits at Different Stages
(Life long risk coverage and Annuity) Death during Term of Policy Return With Life
Enter DOB 4/15/1966 Sum Assured at Death on Jeevan-Anand #N/A #N/A
AGE AGE ERROR Purchase price of Jeevan Akshay-VI 5000000 0
Enter Amount 5000000 Accident Coverage (If death due to accident) #N/A #N/A
Enter Term 15 BAL ANNUITY-YLY #N/A #N/A
(G1-Anand Premium is financed by Jeevan Akshay Annuity and Balance is credited to
Enter Mode Y his/her account)
Enter Service Tax Rate 3.09% Returns at the end of 15Yrs
Total Investment-1 #N/A Maturity Amount #N/A #N/A
Total Investment-2 #N/A (Based on present bonus rate)
(Only Single Investment)
Main Menu
Details of Plan Benefits after Receiving Maturity Amount
Annuity With Return of purchase price Option-1 (No Re-investment of Maturity of G1-Anand)
Jeevan Anand SA #N/A Annuity-YLY for entire life time 372250 433750

Jeevan Anand Premium with ST #N/A Risk Coverage at any time #N/A #N/A
Jeevan Akshay Purchase Price 5000000 Return of purchase price for Jeevan Akshay-VI (1) 5000000 0
Term of Jeevan Anand Plan 15
Annuity for Life Option-2 (Maturity Amount of G1-Anand Re-invested to Jeevan Akshay-
Jeevan Anand SA #N/A VI)
Jeevan Anand Premium with ST #N/A Enhanced Annuity-YLY for entire life time #N/A #N/A
Jeevan Akshay Purchase Price 5000000 Risk Coverage for Jeevan Anand #N/A #N/A
Return of purchase price for Jeevan Akshay-VI (1) 5000000 0

Return of purchase price for Jeevan Akshay-VI (2) #N/A 0

JEEVAN RAKSHAK Total Benefit(Approx)
(Plan No.827)
NAME ASHOK
ENTER DOB 7/22/1996 Enter Loyalty Rate 25
AGE 21 Loyalty Addition 25000
Enter Sum Assured 100000 Maturity Amount 125000
Policy Term 10 0
MODE Y
Accident Benefit Reqd Y Main Menu
Whether Engaged in Police duty N
Premium without ST 8503 Enter Service Tax Rate 3.09%
Service Tax 263
Net Premium with ST 8765
The above is mere illustration of likely benefits. Bonus rates are not guaranteed. Insurance is a subject matter of solicitation
Features of NEW Endowment Plan
Age at Entry 8 yrs LBD to 55 Yrs NBD
Valid Term 10 to 20 Yrs
Min Sum Assured 75,000/-
Max Sum Assured 2,00,000/- (Multiples of 5000/-)
Death Benefit (Higher of Basic Sum Assured or 10 times of annualised premium or 105% of
total premiums paid) plus loyalty addition, if any
Maturity Benefit Sum Assured plus loyalty addition, if any
 Akshay Arogyam
(A unique package of life long Health Insurance with a single premium)
ENTER MODE Y
MEMBERS PI SPOUSE CHILD1 CHILD2 CHILD3 FATHER MOTHER F-IN-LAW M-IN-LAW
ENTER DOB 11/17/1969 5/31/1983 NA NA NA NA NA NA NA
AGE (LBD) 48 34 NA NA NA NA NA NA NA
ENTER GENDER M F M M M M F M F
ENTER HCB IDB 2000 2000 2000 2000 2000 2000 2000 2000 2000
MSB SA 200000 200000 200000 200000 200000 200000 200000 200000 200000
Jeevan Arogya Premium with ST 11163 Benefits
J.A. Annuity
Jeevan Akshay Investment with ST 195871 Main Menu Health coverage upto 80 yrs or till life time of
Total One Time Investment with ST 207034 13281 PI and thereafter return of Rs. 190000
Points to be noted 1. Enter Date of Birth or NA, if not applicable in respective column.
2. Select from drop down button for Mode, Gender and (HCB for PI)
190000 3. Give Term Rider SA and AB SA, If Needed
Maximum Life Time Benefits Available
Maximum HCB Payable during LifeTime 2358000 2358000 0 0 0 0 0 0 0

Maximum MSB Payable during life time 1600000 1600000 0 0 0 0 0 0 0

Maximum DCPB Payable during life time 282000 282000 0 0 0 0 0 0 0

Maximum OSB Payable during life time 1572000 1572000 0 0 0 0 0 0 0

JEEVAN SANGAM Total Benefit(Approx)
(PLAN NO.831) Enter Loyalty Rate
NAME ARYA Maturity Amount
ENTER DOB 23-Apr-66 Maturity Amount
AGE Age Error
Main Menu
Enter Maturity SA 500000
POLICY TERM 12 DEATH BENEFIT
TABULAR PREMIUM #N/A DEATH BENEFIT
SA REBATE 20
Premium Without ST #N/A WITHIN 5 YRS
service tax #N/A
AFTER 5 YRS
Net Premium with ST #N/A
ENTER TAX RATE 10.00% ENTER SERVICE TAX RATE
Maximum IT Savings #N/A Risk cover Premium
Enter Existing Sec. 80© 100000 Net Investible fund
IRR (with IT Savings+risk coverage) #N/A Net IT Savings
IRR(with net IT Savings + risk cover) #N/A IRR (less risk prem)

Features of Jeevan Sangam(Plan #831)

Age at entry
Minimum Maturity Sum Assured
Death Benefit within 5 yrs
Death Benefit after 5 yrs
Maturity Benefit
Taxation on premium
Taxation on Maturity Amount
6 yrs LBD to 50 yrs NBD
Rs. 75000/- (multiples of 10000/-)
10 times of Tabular premium
above plus loyalty addition
Maturity Sum Assured + Loyalty Addition
Premium eligible for tax rebate under Sec. 80©
Maturity Amount tax free under sec. 10(10d)
 Benefit(Approx)
100
Maturity Amount
550000

nu
DEATH BENEFIT
DEATH BENEFIT

#N/A
#N/A
plus Loyalty addition
3.09%
#N/A
#N/A
5000
#N/A

1)
rs LBD to 50 yrs NBD
000/- (multiples of 10000/-)
mes of Tabular premium
ve plus loyalty addition
m Assured + Loyalty Addition
ble for tax rebate under Sec. 80©
ount tax free under sec. 10(10d)
LIC's CHILDREN MONEY BACK BENEFITS AVAILABLE
Main Menu
(Plan No.832) AGE
ENTER DOB OF CHILD 3/7/2015 18
AGE OF CHILD 2 20
ENTER DOB OF PROPOSER 11/1/1983 22
AGE OF PROPOSER 34 25
SUM ASSURED 500000 BONUS
POLICY TERM 23 FAB
2 Loyalty addition is extra
MODE (Y/H/Q/SSS) H OTHER BENEFITS
Enter Service Tax 3.09%
Net Premium With Service Tax W/O PWB 11563
PWB PREMIUM 4.05

NET PREM WITH PWB W/O ST 11671

Service Tax 3.09%
Net Prem with PWB + ST 12032
BENEFITS AVAILABLE
BENEFITS
100000
100000
100000
877000
48
250
Loyalty addition is extra
OTHER BENEFITS
Varishtha Bima Pension Yojana Benefit of VPBY YEAR NO
(Plan No.828)

NAME SUU KYII

Main Menu YLY
ENTER DOB 22-Oct-44 Guaranteed pension 60000 HLY

AGE 73 Surrender after 15 yrs 639610 QLY

Enter Mode of Pension YLY Surrender before 15 yrs only on MLY
626818
Enter Pension Amount 60000 Medical ground ###
Premium Without ST 639610 Loan after 3 years 479708 ###
ST 19764 Amount paid to nominee on ###
639610
Premium with ST 659374 death of Pensioner ###
Enter ST Rate 3.09% 1.80 639611.80
###

###
Features of VPBY ###
Age at Entry 60 Yrs and Above ###
Mode of Pension Min Max You must change mode of pension###
Yearly 6000 60000
Half Yearly 3000 30000
and also pension amount as per ###
###
Quarterly 1500 15000 table shown, then only premium will
###
Monthly 500 5000 be correctly displayed ###
 LIMITED PREMIUM ENDOWMENT PLAN
(Plan No.830) TOTAL BENEFITS
NAME 830
ENTER DOB 9/22/1982 BONUS
AGE 35 FAB
Enter Sum Assured 600000 Maturity Amount
Policy Term 21
Premium paying term 8
MODE Y
Main Menu
Accident Benefit Reqd Y
Whether Engaged in Police duty N
Premium without ST 48439 Enter Service Tax Rate
Service Tax 1497
Net Premium with ST 49936
The above is mere illustration of likely benefits. Bonus rates are not guaranteed. Insurance is a subject matter of solicitation
Features of Limited Premium Endowment Plan (Plan No.830)

Maximum Age at Entry

Policy Term (In Years)
Minimum Age at Entry PPT=8 Yrs
12 18 57
16 18 59
21 18 54
Minimum Sum Assured Rs. 3,00,000/- Minimum AB SA
Maximum Sum Assured No Limit Maximum AB SA
Term Rider Available subject to conditions
 PLAN
TOTAL BENEFITS

604800
60000
1264800

Main Menu

3.09%

Insurance is a subject matter of solicitation

an (Plan No.830)

Maximum Age at Entry

PPT=9 Yrs
62
59
54
Rs. 10000/-
Rs. 100 Lacs or BSA (whichever is less
ditions
NEW MONEY BACK Total Benefit
(Plan No. 820 & 821) Main Menu
NAME xyz
ENTER DOB 11/17/1971 At the end of 5 yrs 1200000
AGE 46 At the end of 10 yrs 1200000
Enter Plan 820 At the end of 15 Yrs 1200000
Enter Sum Assured 6000000 At the end of 20 yrs 7620000
Policy Term 20 At the end of 25 Yrs 0
Premium paying Term 15
MODE Y
Accident Benefit Reqd Y Bonus rates 40
Whether Engaged in Police N
Premium without ST 503088 Enter Service Tax Rate 3.09%
Service Tax 15545
Net Premium with ST 518633 Total Benefits 11220000
The above is mere illustration of likely benefits. Bonus rates are not guaranteed. Insurance is a subject matter of solicitation

Features of New Money Back Plans (Plan No.820 and 821)

Min Age at Entry 13 Yrs LBD for plan 820 & 821 Max Ag at Entry 50 Yrs NBD for Plan 820
45 Yrs NBD for Plan 821
Valid Policy Term 20 Yrs for Plan 820 Valid PPT 15 Yrs for Plan 820
25 Yrs for Plan 821 20 Yrs for Plan 821
Minimum Sum Assured Rs.100000/- Maximum Sum Assured No Limit

(Multiples of Rs. 5000/-)

Death Benefit Higher of 125 % of Basic Sum Death Benefit will not be less than 105% of total
Assured or 10 times of premiums paid as on date of death
annualised premium plus
Rev. Bonus plus FAB, if any
Maturity Benefit Sum Assured plus Rev. Bonus Plus FAB, if any
LIC's Jeevan Lakshya Plan Benefit
Main Menu
Plan No.833 Death Benefit
Double Benefit payable to Child on the death of of Life
ENTER DOB 3/1/1989 Assured before completion of policy term
AGE 29
SUM ASSURED 10000000 1 On death of Proposer, Child will receive an amount of Rs.
AGE OF CHILD 5 upto child attains an age of
Policy Term 22
Whether accident benefit needed Y 2 On child attaining age of 27 he/she will receive
Whether Engaged in Police Duty Y Plus Bonus +FAB
MODE Y
Enter Service Tax 3.09% Maturity Benefit
Net Premium Payable 492660 1 Policy Holder will Receive an amount of Rs.
ServiceTax 15223 Plus Bonus +FAB

Total Premium Payable 507883 Maturity benefit is payable if life assured survives upto matuirty
e death of of Life
olicy term

1000000
27

11000000
12060000

fit
10000000
12060000
urvives upto matuirty