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Republic of the Philippines }

City of Malaybalay } S.S.

JUDICIAL AFFIDAVIT
of
GILBERT L. DELOS REYES

PRELIMINARY STATEMENT

I, GILBERT L. DELOS REYES, of legal age, married, Filipino,


and a resident of Poblacion, Kitaotao, Bukidnon, after having been duly sworn
to an oath in accordance with law, execute this Judicial Affidavit, conducted by
ATTY. DENCE CRIS L. RONDON at Lagamon and Associates Law Office
located at 2/F Jamstar Building, Cor. Carillo-San Isidro Streets, Poblacion,
Malaybalay City, Bukidnon, in a question and answer form which shall
constitute as my direct testimony, and fully aware that I am answering the
questions under oath and under pain of criminal liability in case of any false or
perjured testimony, to wit:

QUESTION AND ANSWER

Legend: Q – Question A – Answer

1. Q : Will you please state your name, age and personal circumstances?

A : I am GILBERT L. DE LOS REYES, of legal age, Filipino, married


and a resident of Poblacion, Kitaotao, Bukidnon, Philippines.

2. Q : What is your highest educational attainment?

A : Bachelor of Science in Commerce Major in Accounting.

3. Q : Would you rather that I ask the questions in the English language or
in the vernacular or Visayan dialect?

A : It’s okay to ask in English as I can understand the same.

4. Q : Why are you here in my office?

A : I would like to testify as a witness for Bukidnon Planters Agricultural


Development and Research Cooperative, otherwise known as
BPARC.

5. Q : Are you connected with BPARC?

A : Yes, I am one of its employees.

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6. Q : What is your position in the said Cooperative?

A : Loan/Liaison Officer thereof.

7. Q : As a Loan/Liaison Officer, what are some of your duties and


responsibilities?

A : I handle the accounts of all the members of the Cooperative; review,


approve and/or disapprove their loan applications; receive the field
survey reports of our non-moving accounts from our Collector/s;
regarding the collection status of all the accounts of the said
members, among others.

8. Q : What are these non-moving accounts?

A : These are accounts of our members which have not made any
payment for one (1) year.

9. Q : You said that you receive field survey reports from your Collector,
what do you do with those field survey reports, if any?

A : Based on those survey field reports that were endorsed to me by our


Collector, I make the corresponding report and endorsed my report
to our General Manager.

10. Q : What happens next, if any?

A : As far as I know, the lawyer of the Cooperative makes the Demand


Letter to be sent to the members who had non-moving accounts or
who have not made any payments for one (1) year to the
Cooperative.

11. Q: Do you know a certain Jerry Baricuatro?

A: Yes, I know him.

12. Q: Why do you know him?

A: He has a non-moving account with the Cooperative.

13. Q: How do you know that Jerry Baricuatro has a non-moving account?

A: I know this because as Loan/Liason Officer I have personal


knowledge as to the members of the Cooperative who applies for
loans since I am one of those who approves for the said loans and I
said non-moving accounts are forwarded to me for appropriate
action.

14. Q: How much does Jerry Baricuatro owe the Cooperative?


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A: As of December 31, 2017, the outstanding principal obligation of Jerry
Baricuatro is P144,775.65 exclusive of interest;

15. Q: Do you have any proof of this obligation?

A: Yes, I have with me the loan application, and promissory note and
trust receipt duly signed by Jerry Baricuatro;

16. Q: I will attach the loan application and promissory note and trust receipt
collectively as Annex “A”, will you affirm my action?

A: Yes.

17. Q: Have you caused the referral of this matter to Katarungang


Pambarangay for possible mediation?

A: No, because the Cooperative is exempted from doing so.

18. Did you execute this Judicial Affidavit on your own free will?

A : Yes, I executed this Judicial Affidavit on my own free will without


any form of force, violence or intimidation to attest to all the truth of
the foregoing facts.

19. Q : Have you read and understood the contents of this Affidavit?

A : Yes, I have read and have fully understood the contents of this
Judicial Affidavit.

20. Q : Do you have anything more to add to your testimony?

A : None as of the moment.

No further questions.

Affiant further sayeth naught.

IN WITNESS WHEREOF, I have hereunto set my hand this


_________________ at Malaybalay City, Bukidnon, Philippines.

GILBERT L. DELOS REYES


Affiant
Professional Driver’s License No. L02-96-116168

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SUBSCRIBED AND SWORN to before me at the date and place above
stated, Affiant exhibiting to me competent proof of his identities as indicated
below his name.

Doc. No.: _____;


Page No.: _____;
Book No.: _____;
Series of 2018.

ATTESTATION

I hereby attest that I personally conducted the examination of the witness


and that I faithfully recorded the questions I asked and the corresponding
answers that the witness gave and that no one assisted nor coached the said
witness regarding his answers.

DENCE CRIS L. RONDON

SUBSCRIBED AND SWORN to before me at the date and place above


stated, Affiant exhibiting to me competent proof of his identity as indicated
below her name.

Doc. No.: _____;


Page No.: _____;
Book No.: _____;
Series of 2018.

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