Finacle Menus Flow

Finacle menus flow in Finacle
 CIF
Creation of CIF CRLC  Function – Add

 Click on Go
 Title – Select from searcher
 First Name – Give surname
 Last Name – Give name
 Father name
 Tax status – Select from searcher based on tax status of the
customer
 Date of Birth – DD-MM-YYYY
 Pan Card No. – Give pan no. if tax status is selected as Pan
Card
 Gender – Click on relevant Radio Button
 Income – Give Amount
 Income Type – Select from drop down menu
 Occupation Type – Select from drop down menu
 Doc Type - Select code as relevant from searcher
 Doc Code – Select code as relevant from searcher. (If UID
then UID
Auth must – click on radio button Yes / No)
 Unique ID – Give ID no.
 If more documents then click on expand button
 Address details in lines 1, 2, 3 (When address is given in the
line 1,
using tab move on next field, system will automatically
populate
Address Valid From and Country fields)
 Address valid from – Give date from which customer is staying
on the address
 Type Pin Code and City and State fields are auto populated
 TDS Table Code – Select from searcher based on Tax Status of
the customer(TDS00 for full exemption)
 Primary Relationship Manager ID - UBSADMIN
 Click on Submit for verification.
 Note the CIF ID
Modification Before CRLC  Function – Reject (By Supervisor)
Verification  Click on Submit
 User to amend details by choosing Menu Shortcut – CCRC /
CIFCR;
Function – Modify
Verification of CIF VRC  Function – Verify
Creation  CIF ID
 Click on Go
 Click on Submit
Modification after MRCR  Function – Modify
verification or  Make the necessary amendment
modification in existing  Click on Submit for verification
CIF ID  Supervisor to verify – Menu CMRC / CIFMD ; Function –
Verify
Go to MRCR menu HCCFM Modify CIF enter Details in general Details and Aadhar
For Adhar seeding →Identification Document detail link primary account for Gas
Tab →Document code and
Document description field. Select
from searcher adhar code and
Compiled by B Kaliprasath Kalingarayan Palayam Branch Page 1

description.
Death of a customer MRCR  Function – M – Modify

 CIF ID
 Click on Go
 Customer Status – Click on Radio Button Deceased
 Date of Death – Give date of death of the customer
 Click on Submit to Verify
 Supervisor to verify – Menu Shortcut – CMRC / CIFMD ;
Function – Verify
 Note: System will automatically suspend the CIF
Suspension of CIF MRCR  Function – S – Suspend
 CIF ID
 Reason Code – Select from Searcher
 Click on Go
 Supervisor to verify – Menu Shortcut –MRCR ; Function –
Verify
 Similarly Un-suspend the CIF – Choose Function – U –
Unsuspend
Merger of CIF HCCA  Function – Modify
 Account no. which is to be transferred
 Click on Go
 New CIF ID – Give new CIF ID under which the a/c is to be
transferred
 Change name if need be ( In case of death of primary a/c
holder
or certificate transfer cases)
 Reason Code – Select from searcher
 Click on Submit for verification
 Supervisor to verify – Menu Shortcut – HCCA ; Function –
Verify
CIF Search HCRV  Give CIF ID
 Click on Go – System will fetch the name
 Click on Go
 System will show CIF details
 Click on Account tab
 Click on Go
 System will show list of all accounts attached to the CIF
Inquiry on Customer HCUDET  CIF ID
 Click on Go
 Viewing / Printing Reports
How to print or view HPR  Click on Go
reports  Click on Go
 Select report by checking the box
 Click on Print in case report is to printing
 Click on Print Screen for viewing the document
 SB A/c
Opening a new SB A/c OAACCSB  Function – Open
 CIF
 Scheme Code – Select from searcher
 Click on Go
 Mode of Operation - Select from Searcher
 No. of Docs – Give the number of documents taken from the
customer and accordingly give the document details.
 Doc Code – Select from searcher
 Doc Date – Give the date on the document

 Click on Submit for Verification
 Note the A/c No.
Modification Before OAACMSB  Function – Modify
Verification  A/c ID – Give the newly opened a/c no.
 Click on Go
 Make the necessary amendment
Verification of SB a/c OAACVSB  Function – Verify
opening  Temporary A/c ID – Give the newly opened a/c no.
 Click on Go
 Click on Submit
Modification after HACM  Function – Modify
verification or modification  A/c ID
in existing CIF ID  Click on Go
 Make the necessary amendment
 Supervisor to verify – Menu Shortcut –HACM ; Function –
Verify
View the CIF ( Customer ID Form) and see whether mobile number
For SMS alerts is provided.
If not provided, enter the correct Mobile Number using MRCR menu.
In HACM menu modify -> MIS Code -> free Code 3 ->Mob.
Funding of the Account HTM  Function – Add

 Function Type – Deposit
 Click on Go
 A/c Id
 Amount
 Click on Post
 Note the Tran ID
 Supervisor to Verify – Menu Shortcut – HTM ; Function V–
Verify
HAXFER  Function – Add
 Click on Go
 Dr A/c ID
 Verify Signatures
 Cr A/c ID
 Amount
 Mode of Transaction – Cheque / Withdrawal Slip
 If cheque then update cheque date & cheque no.
 Check Mode of Operation
 Click on Post
 Supervisor to Verify – Menu Shortcut – HACXFER ; Function
V– Verify
Printing of Pass Book HPBP  A/c ID
 Print
 If continue print then choose Modify
Closing of Account HCAAC / CLOSE  Function –Z
 A/c ID – SB A/c to be closed
 Balance – Check Transfer Box if Balance is there / Uncheck
Transfer Box if Balance is zero
 Transaction Type – If Balance Transfer Box is checked, Select
Cash or Transfer

 Transfer A/c ID – Another SB A/c or Post Master Cheque A/c
if Transfer selected in Transaction Type
 Click on Go
 Click on Closure Tab
 System will do the validation checks like unused cheque
leaves, Standing Instructions, Credit A/c etc. Act on these
validations and then close the a/c
 Select Reason Code from the searcher
 Supervisor to Verify – Menu Shortcut – HCAAC/CLOSE;
Function – V – Verify.
Destroy of Cheque/s At the time of closure of an account, as per the procedure the customer has to
surrender the unused Cheque leaves. In that case these Cheque leaves are required to be destroyed.
There is a provision available in Finacle that we can mark Cheque leaves as destroyed through menu
option CHBM. Invoke menu option HCHBM Enter Function as D for Destroy. Press Tab and enter
Account Number to which the Cheque leaf pertains. Enter Begin Cheque No. and Number of Leaves, to
be destroyed, as displayed in the following screen, and PressF10 to commit. The Cheque leaves are
marked to destroy. This is required to be verified through the same menu option CHBM but by the
other user as explained ahead.
Changing the status of the HCBM  Report To – Type name or designation of the person to whom
customer from Minor to report is to be given
Major  Change Status to Major – N
 Select Date Range
 Click on Submit
 HPR to view report
 Customer Modification:
CIF Modification – Change Minor Flag
A/c Modification – Mode of Operation, Document Details
A/c Balance Inquiry HACCBAL  A/c ID
 Click on Go
 Click on Go
A/c Transaction Enquiry HACLI  A/c ID
 Click on Go
 Click on Go
Account Details Enquiry HACCDET  A/c ID
 Click on Go
 Click on Go
 Inventory Management
Add Inventory HIMC  Function – Add

RO/STATIONERY  Click on Go
DEPTto BRANCH  From Location Class – ZZ
 From Location Code – EXT
 To Location Class – DL
 To Location Code – DL
 Click on Accept
 Select Inventory Class / Type – from searcher
 Inventory Alpha
 Start No.
 End No.
 Validate
 If another inventory is to be added then click on Add otherwise
Click on Submit

 Note Inventory Tran ID
 Function – Verify (Custodian to Verify)
 Inventory Tran ID – Give inventory tran ID to be verified
 Click on Authorize Details Tab
 Click Authorizer button against which is written Not
Authorized
 Click on Submit
The above steps are applicable only for Cheque books and
Deposit recipts not for DDs
Add Inventory Branch to HIMC  Function – Add

Employee  Click on Go
 From Location Class – DL
 From Location Code – DL
 To Location Class – EM
 To Location Code – Employee ID
 Click on Accept
 Select Inventory Class / Type – select from searcher
 Inventory Alpha
 Start No.
 End No.
 Validate
 If another inventory is to be added then click on Add otherwise
Click on Submit
 Note Inventory Tran ID
 Function – Verify
 Inventory Tran ID - Give inventory tran ID to be verified
 Click on Authorize Details Tab
 Click on Submit
Split Inventory – Own HISAI  Function – Split (Note – employee ID will be frozen)
Location  Select Inventory Class / Type – from searcher
 Click on Go
 Items Per Unit – No. of Leaves in a cheque book
 No. of Units – No. of Cheque Books
 Note the multiplication of above 2 should be equal to total
no. of leaves being split
 This entry is NOT required to be verified.
Split Inventory – Other HISIA  Function – Split
Location  Employee ID
 Select Inventory Class / Type
 Click on Go
 Items Per Unit – No. of Leaves in a cheque book
 No. of Units – No. of Cheque Books
 Note the multiplication of above 2 should be equal to total
no. of leaves being split
 Click on Submit
Merge Inventory – Own HIMAI  Function – Merge (Note – employee ID will be frozen)
Location  Select Inventory Class / Type
 Inventory Serial No.
 Click on Go
 See Cheque Details
 Click on Submit
Merge Inventory – Other HIMIA  Function – Merge
Location  Select Inventory Class / Type

 Employee ID
 Inventory Serial No.
 Click on Go
 See Cheque Details
 Click on Submit
 Cheque Book Maintenance
Issue Across the Counter HICHB / HICHBA  Function – Issue
Cheque Book  Ack. Obtained – Yes
 A/c ID
 Cheque Type - CHQ
 Click on Go
 Cheque With – Note: It is important to check the employee
code here
 Select Cheque Book (FIFO Method) by checking the box
 Note: More than one cheque-book can be issued to the
customer by checking more than one box.
 Supervisor to verify – Menu Shortcut – HICHB/HICHBA ;
Function – Verify
Enquiry of Cheque Book HCHBI  Function – Inquiry
 A/c ID
 Click on Go
 View Details by clicking in expand icon
 See the individual cheque status
 Lien Maintenance
Marking Lien on A/c HALM  Function – Add
 A/c ID
 Click on Go
 New Lien Amount – Give the amount to be blocked
 From Effective Date – today’s date
 Lien Reason – Select from searcher
 Supervisor to verify – Menu Shortcut – HALM ; Function –
Verify
 Note to show the effect on a/c balance in HACLI and show
the
lien amount in HACCBAL
Removing Lien on A/c HALM  Function – Modify
 A/c ID
 Click on Go
 Amount - 0
 Supervisor to verify – Menu Shortcut – HALM ; Function –
Verify
 Note to show the effect on a/c balance in HACLI and show
the
lien amount in HACCBAL
 Freezing of A/c
Freezing of A/c HAFSM  Function – Freeze
 A/c ID
 CIF ID (Note: you can freeze all a/cs under a CIF by giving
only
the CIF ID and not giving the A/c ID)
 Freeze Code – Total / Debit / Credit
 Freeze Reason Code from the searcher
 Click on Go
 Check box the a/c for which freeze to be placed.

 Supervisor to verify –Menu Shortcut – HAFSM ; Function –
Verify
Unfreezing of A/c HAFSM  Function – Unfreeze
 CIF ID / A/c ID
 Select A/c from the cheque box
 Supervisor to verify – Menu Shortcut – HAFSM ; Function –
Verify
 Stop Payment of Cheque
Marking Stop Payment of HSPP/CHSTOP  Function – Stop Pay
Cheque  A/c ID
 Begin Chq. No.
 No. of Leaves (Note: You can mark a stop payment of more
than
one cheque but all cheques should be in series)
 Click on Go
 Payee Name - Optional
 Cheque Amt - Optional
 (Note – Payee Name and Cheque Amt need not be given in
case of
stop payment of cheque series)
 Reason Code – select from searcher
 Note: Show the implication of posting a debit transaction
using the stopped cheque
Verification of Stop HSPPAU  Supervisor to verify
Payment  Function – Verify
 A/c ID
 Click on Submit
 Note: Show the implication of posting a debit transaction
using the stopped cheque
Revoking Stop Payment of HSPP/CHSTOP  Function – Revoke Stop Pay
Cheque  A/c ID
 Begin Chq. No.
Verification of Stop HSPPAU  Supervisor to verify
Payment  Function – Verify
 A/c ID
 Click on Submit
Stop Payment Letter HPR  Show the stop payment letter generated by the system
Generation
Stop Payment Report HSPRG/CHSTPR  Report To – Give the name or designation of the person to
whom report
is to be given
 From Date
 To Date
 Status – Stop Pay or Revoke Stop Pay – select appropriately
 Click on Submit
 Standing Instructions Maintenance

SI Maintenance HSSIM/HSIM  Function – Add
 Click on Go
 CIF ID
 SI Frequency – Monthly
 Date - Select from 1 – 31
 Holiday – N
 Next Execution Date

 Click on Instruction Details Tab
 CCY – INR
 A/c ID
 Debit / Credit – Click on Debit radio Button
 Amt Type - Fixed
 Amt – SI Amount
 Click on Add
 A/c ID
 Debit / Credit – Click on Credit radio Button
 Amt Type - Fixed
 Amt – SI Amount
 Note SI Serial No.
 Supervisor to verify – Menu Shortcut – HSSIM/HSIM ;
Function – Verify
 Vault Transaction
Vault to Teller (Morning) HTM  Function Code – Add
 Transaction Type / Subtype: C/CT
 Record – 1 screen will appear
 Dr A/c(XXXX0130004001)
 Dr Amount – Amount of Teller
 Click on Add
 Cr A/c – Vault A/c(XXXX0130001001)
 Cr Amount (Or click on Contra Amount Button)
 Post to Verify – Note Tran ID
 Supervisor to Verify – Menu Shortcut – HTM ; Function Code
– Verify
Teller to Vault (Evenning) HTM  Function Code – Add
 Transaction Type / Subtype: C/CT
 Dr A/c – Vault A/c(XXXX0130001001)
 Dr Amount – Amount of cash submitted
 Click on Add
 Cr A/c (XXXX0130004001)
Cr Amount (Or click on Contra Amount Button)
 Supervisor to Verify – Menu Shortcut – HTM ; Function Code
– Verify
Office A/c

Reversal of Funds HTM  Function Code – Add
 Transaction Type / Sub-Type – T/CI
 Click on Go
 Record 1 screen will appear
 Debit A/c ID – Sundry A/c ID
 Restore Values – A – Additional Part Tran Details – Click on
Go
 Click Go on next screen
 List of records of the same amount will appear
 Select the right record by checking the box
 Click on Accept
 Restore Values – G – Partitioning Details – Click on Go
 Entity ID – Teller a/c id of person reversing the entry
 Click on Accept
 Click on Add
 Record 2 screen will appear
 Click Credit Radio Button
 Credit A/c ID - Correct A/c ID of the customer
 Amount – click on contra amount icon
 Supervisor to Verify – Menu Shortcut – HTM ; Function –
Verify
Ledger A/c Inquiry HACLINQ  A/c ID – Office A/c ID
 Click on Go
 Click on Go
 Outward Clearing
Zone Processing HMCLZOH  Function – O – Open

 Zone Date
 Zone Code
 Click on Go
 Click on Submit
File upload to Lodge HCLUPLD  Report to – Clg Dept
Instruments  Zone Date
 Zone Code
 Click on User Application File Path Radio Button
 Upload File Name – Mention file name created in HPR
 Multiple Instrument – No
 Create Transaction – Yes
 Click on Submit
 File gets uploaded
Lodge Instruments HOCTM  Option – Add
Manually  Zone Date
 Zone Code
 Click on Go
 A/c ID
 Amount – Pay-in slip amount
 Instrument No
 Amount – Cheque Amount
 Sort Code – Give from the cheque
 Transaction Code – Give from the cheque
 Click on Submit
 Note the Set ID on the pay-in slip

 You can lodge single slip containing multiple cheques and
also multiple slips containing single cheque only through
HOCTM
 Show HACCBAL / HACLI– Float Balance Amount
Zone Balancing HMCLZOH  Option – I – Inquiry
 Zone Date
 Zone Code
 Click on Go
 Statistics Tab
 Check Slips / Instruments / Sets – Nos. & Amount
 Check Status – Entered / Verified
Cheque Inquiry in Zone HIOCLS  If Zone is not balanced as per the statistics then inquire to see
which set is not balanced.
 To modify set HOCTM – Function – M – Modify
Verify Manually if any HTM  Function – V – Verify
transaction is in entered  Tran ID
state  Click on Go
 Post
Suspending the Zone HMCLZOH  Option – S – Suspend
 Zone Date
 Zone Code
 Click on Go
 Click on Submit
Verify Lodged Instruments HOCTV  To verify instruments
 Function – V – Verify
 Zone Date
 Zone Code
 Click on Go
 Check report in HPR
Unsuspending the Zone – if HMCLZOH  Option – V – Revoke Suspension
need be  Zone Date
 Zone Code
 Click on Go
 Click on Submit
Releasing to Shadow HMCLZOH  Option – R – Release to Shadow Balance
Balance  Zone Date
 Zone Code
 Click on Go
 Click on Submit
 Show HACCBAL / HACLI– Float Balance (becomes nil) &
Funds in Clg Amounts
Return of Cheques – Explained in Inward Clearing Process
Marking of Clearing HMARKPEN  Select cheques to be marked from releasing funds to customers
Extension
Removal of hold up chequesHREVPEND  Un-select cheques
Close the Zone and release HMCLZOH  Option – G – Regularise Shadow Balance
funds to customer  Zone Date
 Zone Code
 Click on Go
 Click on Submit
 Show HACCBAL / HACLI– Funds in Clg Amount
(becomes nil)
 Inward Clearing Process
Open Zone HMICZ  Option – O – Open
 Zone Code
 Click on Go
 Total No. of Instruments in advice – Give no. of cheques

received in clearing
 Total Amount of Instruments in advice – Give total amount of
cheques received in clearing
 Click on Submit
Lodging Instruments in HRMI  Zone Date
zone – Upload  Zone Code
 Select - User Application File Path / Local File Path
 File Location
 Click on Go
 Check upload success report by using menu shortcut HPR
Lodging Instruments in HICTMO  Function – Add
zone – Manually  Zone Code
 Click on Go
 A/c ID
 Amount
 Transaction Code
 Click on Submit to Verify.
 Supervisor to Verify using Menu Shortcut HICTMO – Function
– V (Verify Signatures also)
 Show HACCBAL – System Reserved Amount
Validation Run for HMICZ  Option – V – Validation Run
Reporting  Zone Code
 Click on Go
 Click on Submit
 Note – Supervisor to check the reason of error / rejects and
resolve
 Validation Run has to be done whenever you visit
HICTMO.
Rejecting / Returning a HICTMO  Function – Modify
cheque  Zone Date
 Zone Code
 Click on Go
 Instrument No. – Give selected cheque no. or Click on Accept
 From List of cheques, select the cheque to be rejected
 Carve – Click on No
 Reject – I (for inward cheques) / O (for outward cheques)
 Also for outward cheque returns give all cheque details
 Click on Return Details Icon
 Reject Reason – Select from the searcher
 Click on Charges Button
 Click on Accept
 Click on Additional Details Icon
 Presenting Bank Code – Select from the Searcher
 Presenting Bank Br Code – Select from the Searcher
 Click on Accept
 Supervisor to verify – Function – V – Verify
Suspending the zone HMICZ  Function – S – Suspend
 Zone Date
 Zone code
 Click on Go
 Click on Submit
Posting the zone HMICZ  Function – P – Post
 Zone date
 Zone code
 Click on Go
 Check statistics

 Click on Submit
 Note the Tran ID. If any transaction is in entered state then
invoke Menu HTM to post the transaction
 Show the effect of posting on System Reserved Amount.
Close the zone HMICZ  Function – Z – Close
 Zone date
 Zone code
 Click on Submit
 Do the inquiry on Zone and note the tran ID of charges entry.
Post entry using menu shortcut HTM; Function M – Modify.
 Outstation Cheque for Collection
Lodge Instrument HIRM  Function – G – Lodge
 Remit Type – OCINR
 Rem CCY – INR
 CIF ID
 Click on Go
 General Details
Operative A/c ID – SB A/c
Charge Debit A/c ID – SB A/c
Remittance Amt – Cheque Amount
Remit Country – IN
 Instrument Details
Instrument No.
Inventory Type – CHQ
Instrument Amount
Quantity
Instrument Date
Drawee Details – Name / Address
Drawee Bank Details
Bank Code – Select from Searcher
Bank Br Code – Select from Searcher
Click on Validate
 Event Details
Click on Validate
 Transaction Details
Click on Validate
 Click on Submit for verification. Note the remittance ID.
 Supervisor to verify – Menu Shortcut – HIRM; Function – V –
Verify
 Show HACLI – Charges Application
Realize Instrument HIRM  Function – R – Realize
 Remit ID
 Validate Following Tabs:
Instrument Details
General Details
Realisation Details
Event Details
Transaction Details
 Click on Submit
Verify
 Show HACLI – Credit & Charges Application
 Inquire in HIRM the Remit Status should be Yes
Dishonour of Instrument HIRM  Function – N – Dishonor
 Remit ID
 Validate Following Tabs:
Instrument Details

General Details
Event Details
Recovery Details
Transaction Details
 Click on Submit
Verify
 Show HACLI – Charges Application
 Function – Z – Close
 Visit Instrument Information to Validate
Verify
 ECS
Enable the facility of ECS HOAACCSB  ECS Enabled – Yes
for the customers at the  Click on Submit for Verification
time of account opening  Supervisor to Verify
Enable the facility of ECS HACM
for the existing customer
Setting Mandate for HECSM  Function – Add
Outward ECS  Click on Go
 A/c ID
 Pay Sys ID – ECS
 Message Type – Outward
 Part Tran Type – Debit
 Tran Code – Code 1
 Start Date
 End Date
 Amount Type – Fixed
 Amount
 Other Party A/c ID – Beneficiary A/c No.
 Other Party Name – Beneficiary Name
 Other Bank Code – Pick from Searcher
 Other Branch Code – Pick from Searcher
 Click on Submit for Verification. Note Mandate Srl No.
 Supervisor to verify – Menu Shortcut – HECSM; Function – V
– Verify
 Memo pad
Create Memo pad HMEMOPAD  Click on Add New Record
 Enter Topic
 Function – Select from searcher – FT
 Intent – Select – C – Cash FT Elert
 Security – Select P – Public
 Memo Text – Give relevant note
 A/c ID
 Click on Submit to verify
 Note Memo pad No
Verify Memo pad HMPAU  Function – V – Verify
 A/c ID
 Click on Go
 Select entry by clicking the check box
 Click on Submit

Creation and modification cif
Event Retail CIF Corporate CIF
ID Creation CRLC CCCR  Both

are clerical only
Verification VRC VCCR - Both

for Supervisory only
Modification MRCR MCEC → Both for

Clerical and Supervisor
Verification of
Modification VRCM VCCM  Both for

supervisory only

Eventhough branches are able to open the cusotmer account with CRLC(Retail) and CCCR(Corporate)
menus, the Mandatory and Regulatory requirements are not captured in this menus and branches have
to visit MRCR (Retail) MCEC (Corporte) menu for capturing this details.
We are glad to inform that we have made MRCR and MCEC menus operational, to enable branches to
capture certain mandatory information to enable them to open the accounts especially deposit
accounts, where TDS table code is mandatory.
We advise the branches to visit the following Tabs only for the time being, and capture the Mandatory
fields and the fileds specified below. Branches aresuggested to skip the other fileds for easy
navigation and successful creation and Modification of CIF.
CRLC Menu - Restrict the short name to less than 10 characters including space.
MRCR MENU –Apart from the Mandatory fields, the following fields in the following Tabs only should
be filled
Basic Information Tab : Customer Master Personal Details  Physical State, Cummunity.
Banking Details Tax Deducted at Source Table Code, Asset Classification Control, charge level code,
occupation codes,
Father /Spouse Name, Region.
Address : Capture Valid values of the address only. Select one of the addresses as preferred address. If
there are two addresses of same type check the
from and to date which should not overlap.

 Hold Mail indicator should be –NO
Phone and E-Mail Id : -> Select the type of Phone and E mail as preferred phone & E
mail.
Identification Document Details : There are only three types of Identify documents for Retails customer
Viz. .RID, ..RADD, .RDOB. If the branch wants to capture the PAN of the customer Branch has to capture
either as .RID or .RDOB . Then only TDS Table code will be validated . Branch can select one of the
documents as preferred document.
Currency : Select the base currency as “INR “
Demographic Details : Networth
Employment Tab: Only mandatory fields
Income and Expenditure Tab: Only mandatory Fields .
MCEC Menu: Apart from all mandatory Fields, the following Fields only need to be captured.

General Details Tab : Short Name : Please restrict the short name to less than 10 characters including
space
 Source of Fund
Identification Document Details  Document Type - is based on the legal entity type of the customer
Document Code- is based on the document type selected
Address  Address format should be free Text only. Address Type is as per Drop down only
Any number of Addresses can be added by using the button “ÄDD NEW”
If more than one address is available, branch to select one preferred address type (on the
top)
If there are two addresses of same type, check the from and to date which should not
overlap.
Profit & Loss Tabs → Only mandatory fields need to be captured
And Balance Sheet Tabs → Only mandatory fields need to be captured
TIPS TO MODIFY CIF IDS
1. BASIC INFORMATION TAB
- Fill up all mandatory Fields.
2. ADDRESS TAB
- 1. Preferred Address Type - Select Mailing/Home/appropriate value

- 2. Hold Mail Indicator Field - Select “No” for all types of address

- 3. If both address types are same, then “address valid from date” should not overlap.
3. PHONE AND E MAIL TAB
- 1. Phone No./E mail .ID and Type fields should not be modified.
- 2. Phone Number can be modified.
- 3. If any addition do not modify the existing record instead go to “Add New” button
And add the details.
- 4. For adding E mail ID,

-
Preferred E mail ID Type – Select from drop down
Go to “ADD NEW” Button
Phone No./E mail ID field – Select “ E mail ID”
Go to Type Field - Select the same e mail type what you have selected from the top
Go to E Mail ID Field – Fill up the E mail ID.
4. IDENTIFICATION DOCUMENT DETAILS :
- Document Type and Document Code should not be modified.

- In “Preferred” field, you should give “YES” for at least one type of document.
- For other type of documents this field should be “NO”.
- If two same documents code are available in the migrated IDs, branches
Cannot modify and the same has to be referred to us.
ALL OTHER TABS NEED NOT BE VISITED UNLESS IT IS REQUIRED
CASH REMITTANCE – FINACLE TO FINACLE BRANCH
“A” BRANCH IS SENDING CASH TO “B” BRANCH
VOUCHING PATTERN

AT “A” BRANCH AT “B” BRANCH
1. Dr. Cash Remittance A/c of “A” Branch 2. Dr. Cash Vault Branch of “B” Branch
Cr. Cash Vault Branch of “A” Branch Cr. Cash Remittance A/c of “B” Branch
(for Payment of Cash) (for Receipt of Cash)
3. Dr. Cash Remittance A/c of “B” Branch

A/c No. BBBB0114325001
Cr. Cash Remittance A/c of “A” Branch
A/c No.AAAA0114325001
(in HTM menu by transfer)
PASSBOOK,DRP AND DD PRINTER SETTING ON INTERNET EXPLORE
Passbook :
Internet Explorer Setting
 Settings -> Print-> Page Setup
 Size A4
 Left margin 0.1
 Right 0.75
 Top 0.75
 Bottom 0.75
 Header & Footer should be Empty
Note:HPBP menu and HPBPR for reprint
For Title print HPBP modify select New Passbook as Yes
DRP/DD Receipt :
Printer Settings
 Install Printer driver (not universal/compatible driver)

 In advance document setting, paper setting paper set as A4 size
 Printer Quality : Draft Quality
 Print Quality 240x144 dots per inch
Internet Explorer Setting
 Settings -> Print-> Page Setup

 Size A4
 Left margin 0.3
 Right 0.75
 Top 0.16
 Bottom 0.75
 Header & Footer should be Empty
Print ddr using HDDPALL menu and check DDr no in physical and system before printing
print dep using HDRP menu and give just cif id of the customer it will generate the all
OUTWARD CLEARING PROCESS IN FINACLE BRANCHES.
Outward clearing
1) HMCLZOH - Open zone
For CTS branches, zone code should be entered as CMAINMUM / CMAINDEL / CMAINCHE
depending on the grid to which the branch belongs.
For non-CTS zones, zone code should be ECCS.
For non-MICR zones, zone code should be NONMIC.
2) HOCTM – Add operation (Enter zone code as the zone code used for open zone operation,
zone date as today’s date and Operation as Add)
Enter the account number and amount for which 1 or more instruments are to be lodged.
By default the instrument amount will be populated in the instrument details section.
Enter the 1st instrument details for that account and Click on ‘Add’ button
Enter the 2nd instrument details for the same account (if present)

Ensure that the total amount of all the instruments is equal to the account’s amount and
click on Submit. On clicking the submit button, you will get a popup which will display the
set number. Note the set number - will be used during verification operation.
Again, for the second set, do add operation similar to the first set.
Enter the account number and amount. Enter the instrument details for that account.
Again, for set 3, say there are more than 1 account attached to 1 instrument.
Enter the 1st account number and amount. Click on Add button (above the account ID
field) and give the second account number and amount details. Give the instrument details
and submit.
HOCTM – Verify
Enter zone code as the zone code used for open zone operation, zone date as today’s date
and Operation as Add and set number as the lodged set numbers. Click on Go -> then
submit. Successfully verified message will come.
3) Suspend zone
To Suspend zone HMCLZOH - Suspend zone
The amount, sets, number of instruments and number of accounts will be displayed.
Cross check the amount, sets, number of instruments and number of accounts.
Zone (name) Suspended successfully message will come.
4) The report can be generated in menu HOCTXT by giving the Zone code for which you want
to take the report - press submit. The report will be available in HPR.
5) It has to be saved using HTRFTOPC menu on desktop. This report will generate the records
only once. Only newly lodged and verified records will be shown in report and the same
records will not be generated again. So care should be taken to save the files carefully once
it is generated.

6) The HOCTXT report can be copied to the respective directory (C:\IOB_INBOX) in the
system to which CTS scanner is attached.
7) If the branch does not scan the instrument , then the HOCTXT report must be sent by Mail
to the Scanning HUB or CBO under intimation. On receipt of the mail HUB or CBO as the
case be, will download the file and copy the same to the location (C:\IOB_INBOX) in the
Scanning machne.
The following operations will be done on next day
Release to shadow balance - Go to menu HMCLZOH - choose option Release to Shadow

balance. Choose the zone – click Go --. Submit  Go to HPR menu – Open the OFTI report.
Check whether the transactions are posted. If any transaction is not posted, Go to HTM
menu and post the transaction. View each part transaction by selecting ‘List all part
transactions’ and click on Go. Verify whether the transaction is created correctly. (Customer
account should be credited and consolidated debit from inter clearing account).
Click on Back – a pop up will show if there is any exception. If the exception or warning
shown is acceptable, accept it. The transaction is posted.
Inquire the other transaction from the report.
(Debit CCO account and credit inter clearing account)
Transaction:
Release operation:
Dr Cr
Inter Clearing account Customer account
BRCD0113512001
CCO account Inter Clearing account
BRCD0115015001 BRCD0113512001

a. Mark pending
If any instrument is lodged where the drawee bank is not participating in clearing due
to various reasons, mark the instrument as pending using HMARKPEN.
Say, if one bank is not working today (i.e. that bank will not participate in clearing
today), then we can give that bank code so that all the instruments belonging to that
branch will be marked as pending.
Once marked as pending, the instrument will not go through regularization operation
on that day.
Menu HMARKPEND  Go  Give the zone code , Zone date . All the instruments for
that zone for that day will be displayed. Choose the entry you want to Mark as pending.
After completing marking pending status for all records , generate a report giving HPR.
b. If any instrument got rejected (lodged yesterday), the rejects have to be marked in
an inward clearing zone.
For CTS branches, zone code should be entered as MUMINW1R/ CHEINW1R/ DELINW1R
depending on the grid to which the branch belongs.
For non-MICR zones, zone code should be NONMICINWR.
All the inward clearing steps have to be followed:
(i) HMICZ - Open zone
(ii) HRMI upload of reject file if CTS branch/HICTMO Add rejected instruments
if non MICR branch Go to HPR and check the report
(iii) HMICZ – Validation Run
(iv) Go to HPR and check the report
(v) HICTMO – Modify (if required – by default the records will be in outward
rejected status with the uploaded reason code)
(vi) HICTMO – Verify
(vii) HMICZ – Modify zone to update total amount & instruments in advice fields
(viii) HMICZ – Suspend zone
(ix) HMICZ – Post zone

(x) Go to HPR and check the report
(xi) HMICZ – Close zone
(xii) Go to HPR and check the report
Transactions - On rejection (through inward zone)
In the inward clearing process in Finacle, branches will be able to view the images and entries referred
to them between 10 AM and 10.30 AM daily using CCHQRTB menu. The entries are listed in the middle
of the screen. On selecting one entry the related image link is displayed in the space provided (View
Instrument) in the bottom corner of the menu. On clicking the menu, a pop up screen will show the
cheque image. The image is sufficiently large for the branch to view it comfortably. This CCHQRTB
menu will be available for branches up to 12.15 PM. We will try to improve your experience of Inward
Clearing processing to the maximum extent possible.
We observe that whenever cheques are referred to Finacle branches under CTS clearing, there are some
issues relating to the passing/returning of the referred items. Please note to follow the procedure
mentioned below to avoid unnecessary confusions.
1. If the related account whose image has been referred does not have sufficient balance to
honour the cheque, then the branch has to FIRST GO THE HACTODM menu , grant the TOD for
exactly the amount of the image referred to you, approve the same. Then only you can come
to the CCHQRTB menu and Accept the item referred to you. Without granting TOD through
HACTODM for the account on which the item has been referred to you, merely Accepting in
the CCHQRTB menu will not serve the purpose. This is the new process to be adopted
whenever you find that there is no balance in the accounts for entries received through
clearing.
2. The cheques will be referred for the following reasons (but only 1 reason will be displayed):
a. Errors expected from the instrument/account while posting the transaction (which will
happen centrally)
b. Exceptions expected from the instrument/account while posting the transaction
c. Signature not verified
d. Amount greater than or equal to 5 lakhs (will be in Accept status by default)
e. Cheque unusable. (When you get this remark against the referred entry please take up
with ITD immediately as this is a migration related issue. You have to contact ITD
immediately at any cost.
So, whenever a cheque is accepted at branch level, ensure that signature is always verified at your
end and sufficient balance is available or TOD is granted for that amount, account is not frozen,etc.

and then proceed to ‘Accept’. Otherwise we will be forced to reject those instruments when we post
the transaction.
ISSUE OF DEMAND DRAFT
Case: I Issue of Single Demand Draft – Invoke Menu Option ‘HTM’
1. Type ‘HTM’ at the function block and press .
2. Type ‘A’ to add, enter transaction type/sub type (cash or transfer) and press F4.
3. Type ‘DD’ at the a/c number field, enter DD amount, type ‘C’ at transaction type block and enter
transaction particulars. Use or key to move to next field. Press F4. System takes the user to additional
details screen.
4. If tran type is ‘Transfer’, modify create contra flag to ‘Y’, else do not modify the flag. 5. Enter drawee
bank/branch code.
6. Enter name of payee, purchaser a/c number (if tran type is ‘transfer’) and name of purchaser
7. In the print option field, type ‘I’ for “immediate printing” or ‘L’ for printing at a later stage. Press F4.
8. System displays the DD commission charges which are modifiable. Press F4 again. System takes the
user to TM screen option block. Type ‘P’ to post and press F4. Post all part trans. Press F10.
9. If the print option in additional details screens is ‘I’ (immediate), system takes the user the DD print
screen which displays the entire DD particulars like DD serial number, payee’s name, date of issue,
drawee branch and the inventory details like type of inventory and its printed serial number (for
printing to go through, DD inventory must be available at the user location). Press F4. The system
displays the printed serial number of the draft. Press F4 again. System prints the draft and asks for
confirmation – Is print OK and default populates ‘Y’. If print is okay, press F10. If print is not okay,
modify ‘Y’ flag to ‘N’ and then press F10. Then use DDPRNT option to re-print the draft. In either case,
system displays the tran id, which the user has to note down.
10. If the print option in additional details screen is ‘L’ (Later), then the user displays the tran id, which
the user has to note down. Use DDPRNT option later to print the draft.
11. Verify the transaction (verification to be done by some other user).
CASE II: ISSUE OF MASS DEMAND DRAFT – Menu Option ‘HDDMI’
Mass issue of demand drafts is done using menu option ‘DDMI’. Through this menu option, user can
Add, Modify, Post, Print and Inquire on a demand draft. Further, multiple DD’s can be issued on behalf
of only one purchaser.
12. Type ‘HDDMI’ at the finacle user menu option block and press .

13. Type ‘A’ at the function block and press F4. 14.Type ‘C’ for cash or ‘T’ for transfer type of
transaction. If tran type is ‘T’, enter tran sub type. Use or key to move to next field.
15. Type ‘DD’ in DD a/c number field, purchaser a/c number in case of transfer tran for debiting DD amt
and commission amt (name of purchaser in case of cash transaction) and press F4. 16. Enter DD
particulars like amount, drawee bank/branch code, payee name and tran remarks. Use down arrow key
to enter particulars of next demand draft. Continue with the process till particulars of all DD to be issued
are entered.
17. Press F10 to commit. System displays tran id. Note down the same. Post the same using menu
option HDDMI or HTM.
Whole process for DD issue to DD payment
Go to menu option HILCM(Inventory Location Code Maintenance)　 and HIMAUM(Inventory

Movement Authorization Maintenance) and add the following inventory location.
Combination for HILCM is
Inventory Location Class --> DL = Inventory Location Code --> DL

Inventory Location Class --> ZZ = Inventory Location Code --> EXT
Combination for HIMAUM is
DL -> Authorizer User ID 1 -> User ID(roll no. of the user who will issue) and Authorizer User
ID 2 --> User ID( not compulsory) .
Work Class- 100
II) HIMC menu has been 　blocked for maintaining DD Inventory. All existing inventories are
deleted so add new inventories by using DDINVT menu.
The printer ID will be the first 2 digits of the 9 digit DD Number with the branch and the
Instrument number will be the next 6 digits　 (LEAVE THE LAST DIGIT).
By this process, the system will create the inventory in 9 digit format for all the drafts.　
(In DDINVT, Printer ID must be numeric and it never starts with 0.Always contains 2 digit
number.)
III) DDR ISSUE
Issue 1.: For DD issuance favouring Crown Branch please Select DDNFB Account
BRCD0115304002 (DD issue in Finacle for crown).
　　　　　　　　　　　　For DD issuance favouring Finacle Branch pleases Select DDGEN
Account BRCD0113011001 (Demand Draft Account).
　

Issue 2.: All DD’s is being uploaded on daily basis, Please try for cancel/payment.
IV) DD in Inward clearing.

Don't lodge the DD which comes in clearing in clearing module. Instead of payment go for
cancelation as show below. Then while cancelling credit the clearing settlement account.
If it is a finacle branch while lodging then go for HDDMP or if it is issued while the branch is in
crown the go for cancellation in HDDC a shown below process
DDR Cancellation
Please use the menu "HDDC" for DD cancellation if DD issued while the branch was in Crown
then do following step:
　
1.　　　　　　 Non system Demand Draft – Yes
2.　　　　　　 Function – Cancel
3.　　　　　　 Enter Demand Draft No.- click on searcher & select Record.
4.　　　　　　 Transaction Type – Transfer (if same is to be transferred to customer a/c)
5.　　　　　　 Issued By (1st Box) – Enter Only 020
6.　　　　　　 Demand Draft A/c Id- Select DDNFB account
7.　　　　　　 Create Fee Transaction – Yes
8.　　　　　　 Click Go.
9.　　　　　　 Enter Purchaser A/c Id- Customer A/c
10.　　Click Submit
V) For the DD issue in finacle branch and payment in finacle branch use menu HDDMP
VI) Branches who need to create DD debiting office account need to be careful in the below
given matters( when the customer don't have any Operative account with us):-
1. The office account which is to be debited for creating DD is
DDR Parking account-BRCD0113502001(this account should be always to be kept in zero.
Please do not debit SC account and do the DD, as system will not allow, transfer the amount to
the parking account.)
2. DD is to be made in HDDMI menu
3. For debiting DD account
a) For DD issuance favoring Crown Branch please Select DDNFB Account BRCD0115304002
(DD issue in Finacle for crown).
b) For DD issuance favoring Finacle Branch pleases Select DDGEN Account
BRCD0113011001 (Demand Draft Account).
4. Purchaser Account should be Parking Account.
5. other than this all the process will be same.
VII) For waiver of DD charges please go to the DD fee tab and make the charges zero while
creation of the DD.
In Finacle system, branches are required to maintain Draft stock inventory. For this a separate program
has been enabled which only should be used for DDs.

This is the work flow for the DD Number.
1. Invoke DDINVT menu option.

2. In this choose ADD mode, Reference No is auto generated by the system, which would be used
while verification
3. SOL ID has to be entered by the user
4. DD Start No which is 6 digits to be entered by the user
5. Quantity to be entered by the user
6. Printer ID to be entered by the user
7. Once all these are entered, the system would generate the number with the check digit logic.
8. Checker has to verify the menu by giving the Reference No
9. In HDDGSPM, the Inventory has to be set to Yes
10. The inventory type to be given as DDS
11. The inventory location has to be DL.
Once this is done, after the user has issued the DD and verified the DD, when HDDPRNT is invoked, then
the number would be displayed.
STANDING INSTRUCTION
 Basic details to add a Standing Instructions are given in the below steps.
 Branch should enter the details as per the customer instruction/standing instruction required.
 Branch should be cautious while entering the details such as SI frequency, Execution time, Next
Execution date, End date, Account numbers, Amount etc.
 Finacle – Crown Standing Instruction cannot be entered in Finacle as of now. The same may be
noted and entered once the Crown branch is migrated to finacle.
STEPS TO ADD STANDING INSTRUCTION
1. Go to HSSIM menu and select Add and Click GO
2. Enter the CIF ID , Frequency , Execution Time and other details. (A sample screen is given
below).

3. Visit Instruction Details to add Debit details and Credit details of the account.
Enter the account number, Debit/Credit , Amt type , particulars etc.
Click Add button to enter the other Debit/Credit details. (A sample data is given below)

4. Submit the details. Standing Instruction will be successfully created.
5. Standing Instruction should be verified by an officer in HSSIM menu.
IBSA RESPONDING
Process flow for Finacle Branches to respond IBSA issued by CROWN Branches
 Branch to use HIBSAM menu for responding IBSA’s

 User to choose Respoding option from the drop down
 Use the searcher to view IBSA’s issued on the branch by CROWN branch
 After choosing the ibsa for responding, select the debit option and use Tab key
 Office Account (00000115021001) for IBSA and other details will be automatically populated.
 User to note the details and go for the second leg
 In the second leg credit option to be selected.
 User can give the disposal details for the IBSA
 Multiple credits can also be given by adding the credit legs.
 User to select the submit button after giving disposal details
 Transaction Id will be given.
 User to post the Transaction through HTM menu.
 Posted transaction to be verified by authorized users.

User Manual - RTGS/NEFT Initiation through Branch
1. Enter the Finacle code : HPORDM

2. Select the option “Add”
For interbank transfer do customer transfer method debit XXXX0136061001
And waive the charges
3. Select customer transfer or interbank transfer

4. Enter the values in the remittance details
4.a. Enter debit account
4.b. Enter remittance currency/amt
4.c. The charging account and debit account should be same
5. Enter the values in the Beneficiary Customer details
5.a. Select the address type as “ Name and Address”
5.b. Enter name
5.c. Enter address
5.d. Enter the beneficiary account number

6. Enter the values in the account with institution
6.a. Select the address type as “ BIC”
6.b. Select the BIC code from the searcher
6.b.i. Select the paysys id
6.b.ii. Select the bank code
7. Fetch the values in the credit details by filling the method of payment as “ NEFT”
or “RTGS”
8. Click the radio button system and click on fetch
9. Select the charge details as ours
10. Enter the sender to receiver information
11. In the additional details tab fill up the mobile number and email address
12. Click on the submit buttion
13. Payment order number (PO) will be created

14. Login as another finacle user and the verify the payment order by using the same
menu “HPORDM”
15. Inquire about the transaction details by using the inquire option in the menu
“HPORDM”
16. View the messages initiated through the menu HSMI
PISP Menu – NEFT Transaction Processing
1. Enter the Finacle command menu PISP – Payment Inward suspense processing
2. Function->process
3. Paysysid ->NEFT
4. Set id -> all
5. Click - > go
6. Click on the view message explorer
7. Select the beneficiary customer account number in the message
8. Using the HACLINQ Menu , check for the beneficiary customer status ( Active ,
dormant or account does not exists, wrong account number)
9. If the account is active, click the radio button “Accept”
a. Enter the beneficiary account ID : Beneficiary Account Number
b. Click the submit
c. Verify the transaction using the same PISP menu using Verify Option
10. If the account is dormant, click the radio button “Accept”
a. Enter the beneficiary account ID : NEFT Sundry Account

(<Br.Code>0113511001) Ex:26730113511001
b. Click the submit

d. Enter HTM menu
e. Dr: NEFT Sundry Account (<Br.Code>0113511001) Cr : Beneficiary

Account Number
f. Post and verify the transaction
11. If the account is account does not exists, click the radio button “reject”
a. Select the reason code from the searcher –R03(Account does not exists)
b. Click the submit
12. If the account is wrong account number , click the radio button “reject”
b. Click the submit
PISP Menu – RTGS Transaction Processing
1. Enter the Finacle command menu PISP – Payment Inward suspense processing
2. Function->process
3. Paysysid ->RTGS
4. Set id -> all
5. Click - > go
6. Click on the View Message explorer
7. Select the beneficiary customer account number in the message

8. Using the HACLINQ Menu , check for the beneficiary customer status ( Active ,
dormant or account does not exists, wrong account number)
9. If the account is active, click the radio button “Accept”
a. Enter the beneficiary account ID : Beneficiary Account Number
b. Click the submit
10. If the account is dormant, click the radio button “Accept”
a. Enter the beneficiary account ID : RTGS Sundry Account (<Br.Code>

0113510001) Ex:26730113510001
b. Click the submit
d. Enter HTM menu
e. Dr: RTGS Sundry Account (<Br.Code> 0113510001) Cr : Beneficiary Account

Number
f. Post and verify the transaction
11. If the account is account does not exists, click the radio button “reject”
b. Click the submit
12. If the account is wrong account number , click the radio button “reject”
b. Click the submit

VIEW OFFICE ACCOUNT.

HACLINQ
FUND TRF
XXXX0136061001
SUNDRY CREDITOR
XXXX0113301010
(P & L) SUNDRY OTHERS
XXXX0154066001
AUDITOR FEE
XXXX0154008001
CCO CLG
XXXX0115015001
SUSPENCE
XXXX0135001012
CASH REM
XXXX0114325001
ANY OTHER INCOME
XXXX0183022001
LIGHTING
XXXX0153091001
RENT – OFFICER
XXXX0153001002
RENT- OFFICE
XXXX0153001001
ENTERTENMENT
XXXX0153376001
NEWS PAPER – OFFICER
XXXX0153392001

NEWSPAPER –CLERK
XXXX0153393001
CONVEYANCE - OFFICER
XXXX0152001011
CONVEYANCE -CLERK
XXXX0152101024
COMPASS A/C
XXXX0115021001
NEFT SUNDRY CREDITOR A/C
XXXX0113511001
TELEPHONE
XXXX0153301005
MENUS IN FINACLE REGARDING DEBIT CARD .
HDCMS Debit Card Issuance
HDCMSMNT Card status Maintenance
HDCMSINQ Card Inquiry
HDCSTK Insta card Stock Maintenance
All atm complaints like txn failure u can lodge as like crown in Iob online branch
products
LOCKER MODULE OPERATIONS : JOB CARD FOR BRANCH USE

GENERAL Locker Number Unit No. Locker No. Finacle Locker No
1 1 0100001
3 12 030012
12 57 120057
7 1234 071234
Existing system has Unit No and locker number. Since there is no

provision in Finacle to maintain Unit Number, the locker number
has been redefined as a 6 digit number.
Eg :
The first 2 digit represent the locker unit and the last 4 digits the
actual locker no. Branches to familiarize themselves with the new

locker number system and also inform the customers for their
reference.
Key Number The finacle system expects the key number not to be repeated in a single branch.
However, as per the data available in CBS locker master, the key numbers have been
repeated within the same branch. In order to make the same unique , the following
procedure has been adopted.
If key number 4 is repeated 4 times, the numbers have been redefined as
0000004A, 0000004B, 0000004C, 0000004D etc.
MENU Description Enter Remarks

Name
HLKKM Locker Maintenance Locker key maintenance, (Add, modify, Delete, Inquiry)
Eg:
Add: add Locker no (010001) and key(010) for the Locker Type “Z”.
Modify: Freeze marked by customer induced.
Inquiry: Inquiry about the locker key details
Delete: Delete the key no
HLKCM Locker Customer Maintain the Locker master(Add, add back dated issuance, inquiry, Modify, Surrender)
Maintenance Eg:
Enter operative Account No, Code word, Joint holders if need, Mode of payment
Add: Locker no:0241/ CIF id: 12345/Ac no: 2563
Choose anyone of the mode of operation AS/AT/ES/FS/GU/JA/KA/MA/PO/SO.
Nominations can be fed in the system by clicking “Go to Nominee” field.

Specify the CIF ID for which the nominees are assigned. Nominee need not to be a
customer.
specify the following details in Nominee tab:
Nominee Name : The name of the person authorised as nominee by the customer
Relation : The relation between the customer and the nominee. This is available in
the help list..
Minor (Y/N) : If the nominee is minor can indicate Y, else N
DOB : If the nominee is minor, then DOB field is mandatory and specify the date
of birth of the nominee.
Address : The address details of the nominee for future reference and communica-
tion. Along with this, specify the city code, postal code, state code and the country
code.
If nominee is minor enter the Guardian details.
If the customer is willing to have more than one nominee then proceed further with value
Y and specify the nominee details of the second person.
HLKCHM Locker Transaction Function: Add, inquire, Modify and Delete : Use this to record the locker operations by
History Maintenance the customer as upto date

HLKRCM Locker Rent Charge Can find Adhoc charges , rent and late payment charges.
Collection
HLKOPS Locker Operations Check In - On daily basis when the customer comes for operations.
Maintenance Check Out
HLKREPM Locker Reports Generating reports:

Maintenance Report about rent due
 First Reminder
 Second Reminder
 Third Reminder
 Final Reminder
 Rent Received Register
 Vacant Locker Register
 Age wise Rent Report
 Key Register
 Key Coffer Register
 Arrears Balance Book
 Charge Report
 Due Date Diary
Easy way to enter account Number
Sample account :009801000000030
1. If the user in the same branch and same branch account number should be entered, then
“.TYPE.LASTDIGIT” format can be used. Ensure that DOT is entered at approriate places.
Eg: enter “.01.30” in Account id field and tab out of the field, it will populate 009801000000030 and
vaildate whether account exist or not.

Type for SB is ‘01’, Current account ‘02’ etc.
2. If another branch account number should be entered, “BRCD.TYPE.LASTDIGIT” format can be

used. Ensure that DOT is entered at appropriate places.
Eg: enter “98.01.30” in Account id field and tab out of the field, it will populate 009801000000030 and
vaildate whether account exist or not.
3. Same branch account can be entered using “BRCD.TYPE.LASTDIGIT” format also.
CREDIT CARD PAYMENTS MODULE IN FINACLE HAVE THE BELOW MENU.
Menu Shortcut Menu Name Menu Short Description

HCCM Mapping CIF Mapping the customer’s ID to the Credit Card Number. (No
data as of now.)
HCCPINQ Enquiry CC payment Credit card status and other due/limit details can be seen
and dues Inquiry from this menu.
HCCPM Payments Remittances for Credit Card bill through Cash/Transfer only.
Finacle Menus in details:

HCCM: This menu is new requirement and will be used to enquire the customer ID for each card holder.
HCCPINQ: The menu is used to know the latest dues and outstanding balance or the card status for any
credit card.
HCCPM: This menu is used for making a credit card remittance from branches in finacle. As of now,
payments can only be accepted in finacle either through CASH or TRANSFER mode only. Customers who
are now in Finacle will be able to make payments using cash or transfer from any finacle branch. Crown
customers though can make payments for their credit card bill either from any Crown branches or by
CASH mode only in any Finacle branch. Only Fin customers can pay through Finacle branches using
‘Transfer’ mode of payment.
OTHER SUPPORING MENUS:
Apart from these the below menus in finacle are associated for doing some or the other credit
card payment related job.
(a) HTM: For enquiry, and verifying the payment transactions done. Make sure to note the
tran_id after making a payment.
(b) HACLINQ: To see the credits in finacle office a/c and other customer account or ATM cash
gl.

Insurance Products in Finacle – WMS (Insurance)
1) a) CREATION OF INVESTMENT ID
In Finacle, Investment ID is to be created for the customers to create any Insurance policy in the
name of the customer.
Menu ID: MIID
Step 1: Function  Add
Step 2: Enter CIF ID (Customer ID) of the customer
Step 3: Retype CIF ID (Customer ID) of the customer in the Investment ID tab.
Step 4: Direct debit or Credit column to be selected as “Yes”
Step 5: Enter the Operative account ID of the customer
Step 6:Under General Tab, check the details of the customer and select “Insurance” in the
“Asset classes allowed”
Step 7: Select “Not Applicable”for POA indicator.
Step 8: Visit Related Party Details Tab
Step 9: Click Submit. Investment ID will be created.
b) VERIFICATION OF INVESTMENT ID:

Menu ID: MIID
Step 1: Function Verify
Step 2:Select Investment ID which is to be approved using the searcher.
Step 3: Visit General Details Tab and Related party details
Step 4: Click “Submit”.
2) a) Creation of Policy- PMJJBY/PMSBY:

Menu ID: MNPRT
Step 2:Transaction type  N-New policy

Step3: Use the searcher for selection of Product code. LICPMJJBY for PMJJBY and UNISPMSBY
for PMSBY.
Step 4: Enter Investment ID (CIF ID) of the customer.
Step 5: Visit “General Details” tab and check for the correctness of the data. Check the operative
account ID of the customer.
Step 6: Visit “Insurance details” tab and check for the correctness of the data. Enter nominee
relation and name with physical disability details.
Step 7: Visit “Premium details” tab. The page would be auto populated. Check for the
correctness of the data.
Step 8: Visit “Checklist”tab. Change the Checklist status as “C-Checked”.
Step 9: Click “Submit”.Policy will be generated.
b) Approval of Policy- PMJJBY/PMSBY

Menu ID: MNPRT
Step 1: Function  Verify
Step 2: Select the transaction ID from the searcher. Click “Go”.
Step3: Visit “General details”, “Insurance Details”, “Premium details”and “Checklist”tabs and
check for the correctness of data.
Step 4: Click Submit. The policy will be verified.

3) a) Creation of Policy- Healthcare Plus: New policy Creation
Menu ID: MNPRT
Step3: Use the searcher for selection of Product code (Select “Insurer code: UNISOM,
corresponding product codes for Plan A/Plan B with or without PA cover)”
Common for both New and Renew
Step 5: Visit “General Details” tab and check for the correctness of the data. Check the
Operative account ID populated. Select Holding Type as J-Joint.
Step 6: Visit “Insurance details” tab and fill the required details and for keying in Children
details, visit “MIS Codes” tab. It is mandatory to enter all the required fields of all the person
covered in the policy.
Proposer 1 should be Main Proposer
Proposer 2 should be Wife
Insured 1 should be Father
Insured 2 must be Mother
Child 1 and Child 2 details can be filled in MIS tab
Step 7: Visit “Premium details” tab. Enter the Sum Assured amount in the
corresponding field.
Tab out. Premium details will be auto populated.
Click on “Calculate and Default”button.
b) Approval of Policy- Healthcare plus:

Menu ID: MNPRT

Step3: Visit “General details”, “Insurance details”, “Premium details”, ”MIS Codes“ and
“Checklist” tabs and check for the correctness of data.
4) a) Creation of Policy- Healthcare Plus: Renewal of policy

Menu ID: MNPRT
Check if the policy already exists. Use Inquire function to check
If the policy already exists, user must
Step 2:Transaction type R-Renewal
Step 3: Enter Insurer Code  UNISOM
Step 4: Enter Previous Policy No.  Enter Previous Policy No.
If Policy does not exist for Renewals in the Inquire function the User can create a New Policy
but policy will be taken as Renewal policy only
Step3: Use the searcher for selection of Product code (Select “Insurer code: UNISOM,
corresponding product codes for Plan A/Plan B with or without PA cover)”
Common for both New and Renew
Step 5: Visit “General Details” tab and check for the correctness of the data. Check the
Operative account ID populated. Select Holding Type as J-Joint.
Step 6: Visit “Insurance details” tab and fill the required details and for keying in Children
details, visit “MIS Codes” tab. It is mandatory to enter all the required fields of all the person
covered in the policy.
Proposer 1 should be Main Proposer
Proposer 2 should be Wife
Insured 1 should be Father

Insured 2 must be Mother
Child 1 and Child 2 details can be filled in MIS tab
Step 7: Visit “Premium details” tab. Enter the Sum Assured amount in the
corresponding field.
Tab out. Premium details will be auto populated.
Click on “Calculate and Default”button.
b) Approval of Policy- Healthcare plus:

Menu ID: MNPRT
Step3: Visit “General details”, “Insurance details”, “Premium details”, ”MIS Codes“ and
“Checklist” tabs and check for the correctness of data.

5) a) Creation of Policy- Universal SompoGeneral insurance
Check if the policy already exists. Use Inquire function to check
Menu ID: MNPRT
Step3: Use the searcher for selection of Product code.
Step 4: Enter Investment ID (CIF ID) of the customer
Step 5: Visit “General Details” tab and check for the correctness of the data.
 Select Payment mode as “L-Loan Account” to debit the Loan account of the customer.
Enter “Loan Linked account” and “Debit Loan linked” account field with Loan account of
the customer.
 Select Payment mode as “D-Direct Debit” to debit operative account of the customer.
Check for operative account populated and enter “Loan Linked account” field with Loan
account of the customer.
Step 6: Visit “Insurance Details” page and enter Proposer 1 and Insured 1 details with details of
the customer. Enter Nominee Relation and Nominee Name.
Step 7: Visit “Premium details” tab and enter the premium details. ( I.e.) While entering the
premium details the branch has to get the Basic Premium and Tax Amount from
the insurance company, so this will avoid the calculation of Commission. Enter
Basic premium amount, TPI Amount and Tax amount correctly.
b) Approval of Policy- Universal Sompo general insurance:

Menu ID: MNPRT
Step3: Visit “General details”, ”Insured Details”,“Premium details”and “Checklist” tabs and
check for the correctness of data.


6) a) Creation of Policy-Apollo Munich Health products
After creating the Investment ID using MIID menu, Branch should login to the Apollo Munich
portal as done earlier in IOB online and create the policy.
ITD team will create the policy in Finacle.
EOD STEPS
Please follow the below procedure step by step:
1. Check whether all transactions have been verified. There should be no transaction in ‘ENTERED’
or ‘POSTED’ status. All should be in ‘VERIFIED’ status. Please check in HFTI menu as given in
below screenshot.
Start Date and End date should be today’s date.
In Transaction status select E-Entered first and then submit. There should be no records. If any
records are there then it should be posted using HTM menu.
Again go to HFTI menu and repeat the process with Transaction status as P-Posted. If any
records are there, then it should be verified using HTM menu.
Please make sure there are no records in ‘ENTERED’ or ‘POSTED’ status in HFTI menu.
2. Invoke the HSVALRPT menu. Select 1-SOL closure Level in Execution level and submit.

After submitting go to HPR menu and click Go. Check if Validation Run report is there. If it is not
there please wait for some time and check again in HPR menu. Select that record by checking check box
and press Print Screen button.
Now you can see the Validation report. In the report check if there is any Blocking validation
(“This is a Blocking Validation”). If there is any blocking validation then it needs to be verified.
Commonly occurring Blocking validations are Referrals Pending, Inward Clearing Zones Open, Inventory
transactions pending verification, Unverfied or Unposted transactions, Account not verified etc., Please
check the blocking validation, take necessary action and then proceed to next step.
3. Once you have completed the above 2 steps , you can start EOD. The EOD steps are as below in
the next page.
EOD steps:
There are 3 steps in EOD.
a) HSCOD
b) HSOLCOP
c) HSCOLD
Once you start the first step, you should not start the second step until the first step is completed.
Similarly third step should not be started until the second step is completed. The status of each step can
be seen in HSSI menu i.e., whether it is in progress or failed or successfully completed.
The detailed process is as below.
a) HSCOD – Invoke HSCOD menu and press Submit.

Then Check in HSSI menu the status of HSCOD. SCOD running means it is in progress.
The first step is completed only when you see the status as in below screenshot. You have
to refresh the HSSI menu every 1 or 2 min to check the status. If the first step does not complete in 15
to 20 minutes, you can call us.
When SOL Status changes to SOL POSTCOD DONE, closure status changes to NOT CLOSED
and EOD Event Status changes to EOD EVENT NOT IN PROGRESS, it means the first step is completed.
You can start the second step now. Please do not start second step until you see the above screen.
b) HSOLCOP – Invoke HSOLCOP and press submit.
Then Check in HSSI menu the status of HSOLCOP. The second step is completed only you see the
screen shot given below. This step will be completed immediately.

The second step is completed when you the screen shot as above. SOL Status should be SOL
CLOSURE BATCH JOB DONE, closure status changes to NOT CLOSED and EOD Event Status changes to
EOD EVENT NOT IN PROGRESS, it means the second step is completed. You can start the third step now.
Please do not start third step until you see the above screen.
c) HSCOLD – Invoke HSCOLD and press submit.
Then Check in HSSI menu the status of HSCOLD. SCOLD running means it is in progress.
The third step is completed only when you see the status as in below screenshot. You have to
refresh the HSSI menu every 1 or 2 min to check the status. If the third step does not complete
in 15 to 20 minutes, you can call us.

Only if you see the above status, it means the branch EOD is completed.
Term Deposit Opening
Step 1: Enter CIF ID and select “scheme code”
Select the appropriate CIF and Scheme as in screenshot

If account opening for up to 1 year deposit (less than or equal to 1-Year) select scheme code and
click go.

Step 2: If deposit is going to be opened above 1 year, select “General Ledger Subhead Code” ,
click on “ General Ledger Subhead Code” Searcher Button. The screen below will appear, Branch
may select the appropriate GL Subhead code by double clicking

Step 3: Click on Go.

If user is opening Joint account, user can add other party name here in A/c Name field in
“General”
Tab and add IInd party details in “Related Part” Tab.

• Visit “Interest & Tax” Tab --> Enter Interest Credit A/c ID – Disposal A/c Id-
 SFD interest will go to this operative account which is entered, else the interest will go to the
sundry account – xxxx0113301003 [ xxxx- branch code]
 Depending upon the interest table code only interest rate is picked.
Interest Rate Code field TDGEN will populate by default, For senior citizen it will change
when user visits the tab—“Scheme, Flow and Renewal & Closure” and again user have to
visit “Interest & Tax” Tab-- Interest Rate Code field TDGEN will change to TDSRC (for
senior citizen , see the interest rate code below for other customer type) .
 Interest Rate Code field will change automatically depending upon the Customer Type, so
branch has to verify it accordingly in “Interest & Tax” Tab-> Interest table code field

And in “Renewal & Closure” Tab Auto Renewal Interest Table Field, Both tabs Rate
Code
must be same.

Interest Rate Code for different Customer Type are as Follows –
Interest Table Code Description
 
TDGEN For General Public
 
TDSTF For Staff
 
TDSRC For Senior Citizen
 
TDSRS For Senior Citizen Staff

For Spouse of Deceased

TDSDS
Staff


For Senior Citizen Spouse

TDSSD
of Deceased Staff
 
TDNRE For NRE Accounts

For Bulk Deposits

TDBLK
[amount >= 1 Crore]
 
TDGLD For Gold Fixed Deposits

FCNRB [USD] For General

TDUSG
Public

FCNRB [GBP] For General

TDGBG
Public

FCNRB [EUR] For General

TDEUG
Public

FCNRB [NZD] For General

TDNZG
Public
 
FCNRB [AUD] For General
TDAUG

Public

FCNRB [CAD] For General

TDCAG
Public

FCNRB [JPY] For General

TDJPG
Public

FCNRB [CHF] For General

TDCHG
Public

FCNRB [SGD] For General

TDSGG
Public
 
TDUSS FCNRB [USD] For Staff
 
TDGBS FCNRB [GBP] For Staff
 
TDEUS FCNRB [EUR] For Staff
 
TDNZS FCNRB [NZD] For Staff
 
TDAUS FCNRB [AUD] For Staff

 
TDCAS FCNRB [CAD] For Staff
 
TDJPS FCNRB [JPY] For Staff
 
TDCHS FCNRB [CHF] For Staff
 
TDSGS FCNRB [SGD] For Staff

Tax Saver For General

TDTSG
Public
TDTSS Tax Saver For Staff

In scheme tab enter
• Deposit/Installment amt.
• Deposit Period.

• Select Nomination field Yes if nomination to be entered.

• A/c Opening mode must be by default “Normal”
• Enter Repay A/c ID – Disposal A/c Id


************Do not to visit Transfer-In Tab if user visits the Tab “Transfer In”, while funding the
deposit account it will debit the maturity amount itself at the time of
opening, so branches need not to visit “Transfer In” Tab.

Visit “Flow” Tab ****don’t modify the fields here


Visit “Renewal & Closure” tab
***************Some Important Instructions******************
For All Term Deposit All fields will populate ----------------------------- Renewal Option-

Scheme(Except RD) automatically- No changes Customer’s Instruction
to be done By default with Maturity
it will populate.
For RD- Recurring select “Auto Closure” field “Auto Renewal“ field “NO ------------------------------------
Deposit (monthly “Yes” “
installment based
scheme)
For Loan against select “Auto Closure” field “Auto Renewal“ field 1). Auto Renewal Scheme,
deposit “No” “Unlimited “ Auto Renewal General


Ledger Subhead enter
same as scheme code and
GLSUBHEAD,
2). Auto Renewal Interest
Table same as in “Interest

&

Tax field” Tab “Interest
Rate code” field.
3). Renewal CCY same in
opening CCY


Now enter the Nomination details
A). If Nominee is Bank Customer, we may add CIF of Nominee.
B). If Nominee is not Bank Customer, user have to enter other details of the nominee.
Enter Other Details Like Relationship, Nomination Pcnt.=100% except Capital Gains Scheme.
Continue..... “Nomination” Tab
C). If Nominee is Minor user has to enter “Guardian Details”
D). “Witness Details” and “Language Preference” is not mandatory.
Go to “Related Party” Tab → Relation Type →
A). First CIF ID is Primary CIF, if required we may add other CIF by giving CIF for
“Authorized
Signatory, Co-Obligant, DSA, Joint Holder, Guarantor, Legal Heir” etc. with respective “Relation
Code” as “Father, Mother, Husband, Wife” etc.
B). All fields will populate the data by default, if required, Change,
“Transaction” Tab -- if Teller is opening account and received cash while opening/during
verification also and when Customer want to Transfer Deposit Amount from their respective
operative account and in “Debit A/c ID” Field user has to enter Customer's Operative Account, user

can opt to Fund the deposit a/c by selecting “Transaction Creation During” Opening or verification
and “Transaction Type” Cash/Transfer.
Example – for Transfer from sb and Transaction Creation during Opening.

If Other Tabs like “MIS CODES, Payment Instructions, Others, Denomination” are optional. Users
need not to Visit Other Tabs.
Click on Submit Button.

Now A/c No. has been generated with Transaction ID.

Now verify the Account thru menu
“HOAACVTD”

Visit all relevant Tabs
Compiled by B Kaliprasath Kalingarayan

Palayam Branch Page 73
Click submit for verification.
Compiled by B Kaliprasath Kalingarayan

Palayam Branch Page 74
Above Example is for A/c opening and Create Transaction during Opening.
If user want to fund the Deposit A/c after account opening then before verification of Term Deposit

user has to follow
Funding of Deposit Accounts →
1. before Verification of Deposit Account, User have to Fund The Account by “Cash/Transfer”
Mode
Through menus →
A). HTM – “Transaction Maintenance” Window – For CASH and Transfer mode.
B). HCASHDEP – “Cash Deposit” Window
B). HXFER – “Transfer Transaction” Window
After funding the deposit account, verify the deposit account thru menu “HOAACVTD”
Note: For tax exemption TDS rate should be TDS00 in CIF
 Term Deposit Renew with maturity amount
Use menu “HTDREN” 
1).Function – R-Renewal
2).A/c ID – Enter deposit A/c no.

3). Click on Go.
4).Below Screen will appear
5). Enter Renewal Period – in example for 12 months
6).Other fields are not mandatory (autorenewal interest table need

not to change it will automatically pick from Term Deposit Master)
7). Click on Submit.
8).Exception may come for CIF ID mismatch – if a/c CIF and
disposal CIF is same, user can accept it.
8). Now a/c will be renewed and here user has to verify, interest
rate, Deposit Amount and maturity amount.
9). Now verify the account through same menu “HTDREN”.
10). User can inquire the renewed account through “HACMTD”, scheme tab – renewed amount and maturity amount. Renewed account
will be same.
Term Deposit Renew with Principal amount

**** Before Renewal kindly verify the Term Deposit master  menu HACMTD  Inquiry of account.
• “Interest&Tax” Tab interest Credit account id – Interest credit a/c should be there. (IF not there, please modify the
field)
• “Scheme Tab” Repay A/c Id – Repayment a/c no. ( Operative account no. should be there, IF not there, please modify the
field
Now user can proceed for renewal
Use menu “HTDREN” 
1).Function – R-Renewal
2).A/c ID – Enter deposit A/c no.
3). Click on Go.
4).Below Screen will appear
5). Enter Renewal Period – in example for 12 months
6).Other fields are not mandatory (autorenewal interest table need not to change it will automatically pick from Term Deposit
Master)
7). Click on Submit.
8).Exception may occur for CIF ID mismatch – if a/c CIF and disposal CIF is same, user can accept it .
8). Now a/c will be renewed and here user has to verify, interest
rate, Deposit Amount and maturity amount.
9). Now verify the account through same menu “HTDREN”.

10). User can inquire the renewed account through “HACMTD”,
scheme tab – renewed amount and maturity amount. Renewed
account will be same and verify the ledger inquiry of Interest
disposal account.
TO CLOSE EASY/WEDDING/EDUCATION DEPOSITS**
Kindly use menu HTM for debit the amount and credit to party, For Interest Portion 
manually calculate the interest and debit the Interest on Term Deposit A/c
xxxx0151001003 (xxxx refers 4digit branch code) and credit to customer a/c.
Close the Deposit master using menu “HCAAC” as Education, Wedding and Easy
deposits now in Savings Scheme
The same procedure can be followed for Over due deposits close the overdue Deposit
using HACMTD and Calculate int manually and credit the customer account
TDS Refund and Remittance
TDS deducted in Finacle :
TDS Refund:
Branches can use the Finacle menu HRFTDS, to re-credit the TDS for the eligible customers.
Input :
 Report To Manager / Roll no of Manager

 Refund CIF Id  Primary Customer Id of the deposit account
(Mandatory Field)
 From Account Id  Deposit account number
 Tran Type  Cash / Transfer

 Click  Go
This menu can only be used by the Branch Chief.
There is no Verification option for this menu.
Before refunding the amount, branch has to check the availability of PAN and TDS exemption [Form
15G/15H] at CIF level.
Kindly make sure, the above said are entered in the system.
To check the availability of PAN :
 Menu MRCR  Identification Document

 If PAN does not exist, Branch has to enter the PAN data.
Form 15G /H:
 Menu MTDSE
 If not available, then Branch can add the data for the eligible CIF.
Input :
Exemption Type  Form 15G/H
Active  Yes
Remarks
Click “Submit”
[not to give Waiver date / details]
 While entering the TDS exemption, PAN will be validated.
For ensuring correct deduction of TDS in future, Branch has to check the TDS table code attached
at CIF level.
Branch is wholly responsible for re-crediting the TDS to the customers.
TDS Remittance :
Steps :
1. Choose HRMTDS menu (Once the below report is chosen and submitted Refund can
NOT be done AND amount will be marked as remitted to Govt.)
 Function  G – GENERATE REMITTANCE REPORT
 Report To  Manager
 Select “Submit”
2. Choose HPR
 View and Save the TDS REMITTANCE REPORT in your computer.
Vouching Steps for Remittance:
1. Debit 00000113504001 (Tax Collection account) outstanding amount
Credit 000002000641124 outstanding amount
2. All deposit related TDS will be routed through 000002000641124 only. Not through
000002000641126.
3. Remit through IOB online as usual. [Debit 000002000641124]
4. Get the Challan details as usual.

Various TDS Reports :
Menu HTDSIP
TDS deducted from CROWN and not yet remitted, but Branch Transferred to Finacle:
TDS Recredit :
Since TDS deduction done at CROWN system, the TDS amount is kept in the sundry creditors office
account : 00000113301007 [0000 à 4 digit your branch code]
Debit this sundry and refund to the eligible accounts.
Before re-crediting the amount, branch has to check the availability of PAN and exemption for the
customer.
Kindly make sure, the above said are entered in the system.
To check the availability of PAN :
 Menu MRCR  Identification Document

 If not exists, Branch has to enter the PAN data
Form 15G /H:
 Menu MTDSE
 If not available, then Branch can enter the data for the eligible CIF.
Input :
Exemption Type  Form 15G/H
Active  Yes
Remarks
Click “Submit
[not to give Waiver date / details]
 While entering the TDS exemption, PAN will be validated.
For ensuring correct deduction of TDS in future, Branch has to check the TDS table code attached
at CIF level.
Branch is wholly responsible for re-crediting the TDS to the customers.
Note :
From next month onwards branches have to use the Finacle menu HRFTDS, to re-credit the
TDS for the eligible customers.
TDS Remittance :
Steps :
1. Debit sundry creditors office account : 00000113301007 [0000  4 digit your branch
code]
Credit to 000002000641124.

2. Remit through IOB online as usual.
3. Get the Challan details as usual.
STEPS FOR CREATION OF RETAIL LOANS INCLUDING JEWEL LOANS

Step 1
Go to menu HCLM for creation of security id and its approval
Creation of id
Function: Select Lodge
Type: Select required. Fill Collateral code and ceiling amount as Loan amount
Go to particulars tab and fill up the following. Nature of charge, from derived value (assessed,
invoice etc.,), their values and collateral value, property doc no and address for immovable property.
For Jewel loan the details with value to be filled additionally.
Visit charge and inspection tabs and validate. Then SUBMIT to obtain Collateral ID
Then, Approval of Collateral id to be done
Same menu: HCLM, Function: Verify
And give Collateral id created
(For loan against deposits (both CC and DL) this step need not be done, instead during loan
creation itself LINK COLLATERALS tab to be used)
Step 2
Go to menu HOAACLA for creation of a retail loan account
Function : Open
Provide CIF id and Scheme code ( U can use searcher also)
The click GO
Now U are on to General Tab.
Fill the following details. Select A/c Statement as Both. Then Statement frequency details Select--
Monthly, date: 31st, Holiday as Next day, and calendar select—Gregorian.
Dispatch mode- as Post. Then choose Validate.
Go to A/c interest tab.

Choose compounding rest indicator as A/c opening date and then validate
Go to Loan details tab

Fill loan amount. Fill Loan period in months (including holiday period). Fill operative account id with
the account no of the customer (15digit) and then validate
Go to LA interest tab
No need to fill up any filed simply validate
Go to payment plan tab

Check sanction. Most of the schemes EI only. If sanction is non EI, change the scheme as non EI
Fill up installment nos.
Holiday period defaulted as 1, pl erase it and fill up holiday period no.+1 (ex. If holiday period is 6 m
then fill 7)
Holiday period place: Frequency during holiday period place change the date to date of loan and fill
calendar as Greogorian
Go to payment schedule tab

Check EIDEM and INDEM (Interest demand during holiday and EMI demand) and view amortization
schedule and then press ok to get back to original tab
Go to MIS codes tab
Select the relevant values through searcher and validate
Go to document tab
Fill in the relevant documents available
Click Fees tab and validate
Go to Accounts limits tab
Fill up document date and expiry date and validate
Go to Refinance and subsidy tab and make subsidy No (If eligible fill subsidy deposit account id) and
validate
Then SUBMIT to get the account id and note down the details for future reference.
Step 3
Now go for approval of the account by visiting all the tabs which were used for creation of the
account by validating all visited tabs one by one
Step 4
Go to HSCLM menu for linking of the collateral id created for the loan
Select LINK. Fill up account id and Collateral id and click Accept
Fill apportioned value of each collaterals and the relevant margin (to arrive at the drawing power)
Then verify the attachment of collateral in the same menu HSCLM. Choose Menu Verify. Fill up
account id and Collateral id, click verify
Now account is successfully created with collateral (security) attached
Note:
In Finacle terms security is called COLLATERAL and hence branch has to take care to attach all the
available securities (Collaterals) both prime and secondary to the accounts
Care: For clean loans like DLCLN, DLPEN and RVIDJ (if without security) during loan creation while
visiting accounts limits tab please choose EQUAL instead of DERIVED. Step1 and Step 4 can be
avoided
Opening Loan Master

Festival Advance to Staff

(Before opening the loan account ensure that the Staff ID(Roll no) and Staff (yes) are given in CIF ID Using the
menu MRCR)
HOAACLA - A/c. Opening
Function : <Select O - Open>

CIF ID : <Enter CIF ID>
Scheme Code : <Enter STFFA> Click Go.
General Tab:
A/c. Statement * : <Select None>
Preferred Language Code : <Select INFENG>
Loan Details Tab:
Loan Amt.* : <Enter - Loan Amount)>
Loan Period (Months/Days) : <Enter Months/Days as 10/0>
Repay Method : <Enter N- No Batch Recovery>
Payment Plan Tab:
No. of Installments * : <Enter - 10>
Installment Start Date * : <Enter Month End Date as 29-02-2016>
Installment Frequency * : <Select M - Monthly> <Date 31>
<Select Holiday - N-Next Day>
<Select Calendar - G-Gregorian Calendar>
Interest Start Date * : <Enter Month End Date as 29-02-2016>
Interest Frequency * : <Select M - Monthly> <Date 31>
<Select Holiday - P-Previous Day>
Visit Accounts Limits Tab:
Sanction Date : <Enter Date>
Expiry Date* : <Enter Date>
Document Date* : <Enter Date>
Drawing Power Indicator * : <Select E-Equal>
Document Tab: (DPN & PL8A)
Received Date : <Enter Date>
Due Date* : <Enter Date>
Expiry Date : <Enter Date>
Other Details - Optional
Fees Tab:
Visit
MIS Codes:
BSR Purpose Code : <Select - Searcher as 695> BSR Activity Code : <Select -
Searcher as 95009>
BSR Sector Code : <Select - Searcher as 9597> BSR Organization Code : <Select -
Searcher as 41/42>
BSR Borrower Cate. Code : <Select - Searcher as 99> Mode Of Advance : <Select -
Searcher as 30>
Advance Type : <Select - Searcher as 30> Nature of Advance : <Select -
Searcher as 9>
Click Submit.
2. Verify Loan Master
HOAACVLA - A/c. Authorization - Term Loans

General,
A/C Interest, Loan Details,
LA Interest, Payment Schedule,
Refinance And Subsidy, Document,
Fees, Account Limits,
Related Party - Visit Tabs. Click Submit.
3. Disburse the Loan
HLADISB -
Function : <Select D - Disbursement>
A/c. ID* : <Enter Ac No>
Transaction Type : <Select Cash/Transfer>
Disbursement Amt. * : <Enter Loan Amount>
Gross/Net Disbursement * : <Select as Gross>
Final Disbursement : <Select Yes/No - as Yes> Click Accept & VERIFY
1. Open Loan Master.
HOAACLA - A/c. Opening Criteria
Scheme Code : <Enter STFFL>
Click Go.
General Tab:
A/c. Statement * : <Select None>
Preferred Language Code : <Modify as INFENG>
Loan Details Tab:
Loan Amt.* : <Enter Loan Amt as Rs. 1,50,000 or

1,00,000 or 50,000>
Loan Period (Months/Days) : <Enter Months/Days as 45/0>
LA Interest Tab:
Deferred/Applicable Interest Rate: <Enter 5%>
<Select D-Deferment>
Payment Plan Tab:
No. of Installments * : <Enter - 45>
Installment Start Date * : <Enter Month End Date as 31-01-2016>
Installment Frequency * : <Select M - Monthly> <Date 31>
<Select Holiday - N-Next Day>

Interest Start Date * : <Enter Month End Date as 31-01-2016>
Interest Frequency * : <Select M - Monthly> <Date 31>
<Select Holiday - P-Previous Day>
Payment Schedule Tab:
Installment Amt. : <Enter - Rs.3333 for Officer, Rs.2222 for

Clerk, Rs.1111 for Substaff>
Click Add
Installment ID * : DIDEM
Installment Start Date * : <45 Months After Principle Demand date

as 31-10-2019>
No. of Installments : <Enter 15>
Installment Amt. : <Enter - Rs.960 for Officer, Rs.640 for

Clerk, Rs.320 for Substaff>
Click Amortization Schedule (Visit details)
Drawing Power Indicator * : <Select E-Equal>
Document Tab: (12A & PL8A)
Other Details - Optional

Fees Tab:
Visit
MIS Codes:
BSR Purpose Code : <Select - Searcher as 695>
BSR Activity Code : <Select - Searcher as 95009>
BSR Sector Code : <Select - Searcher as 9597>
BSR Organization Code : <Select - Searcher as 41/42>
BSR Borrower Category Code : <Select - Searcher as 99>
Mode Of Advance : <Select - Searcher as 30>
Advance Type : <Select - Searcher as 30>
Nature of Advance : <Select - Searcher as 9>
Click Submit.
HOAACVLA - A/c. Authorization - Term Loans
General, A/C Interest, Loan Details, LA Interest, Payment Schedule, Refinance And
Subsidy, Document, Fees,
Account Limits, Related Party - Visit Tabs.
Click Submit.
3. Disburse the Loan
HLADISB -
Function : <Select D - Disbursement>
A/c. ID* : <Enter Ac No>

Transaction Type : <Select Cash/Transfer>
Disbursement Amt. * : <Enter Loan Amount>
Gross/Net Disbursement *: <Select as Gross>
Final Disbursement : <Select Yes/No - as Yes>
Click Accept.
Demand Loan against Branch Deposit (DL-DEP)
Step 1 – Menu for Opening DL against Branch Deposit - HOAACLA
1. Function- Select O-Open
2. CIF ID – Enter CIF ID
3. Scheme Code – Select DLDEP (Ensure GL Subhead Code: 33410)
4. Click Go
Step - 2 – Click General TAB
1) Under Statement Field – Select N – None

Step – 3 Click Link Collaterals TAB
1) Collateral Code – Select DEPOSITS
2) Entity ID – Enter Deposit A/c Number
3) Apportioned Amount – Enter Apportioned Amount
Step – 4 Click A/c Interest TAB

1) Repricing Plan – Select F – Fixed up to Maturity Date
2) Compounding Rest Indicator – Select Month End

Step – 5 Click Loan Details TAB
1) Operative A/c ID – Enter Operative A/c No.
Step - 6 Click LA Interest TAB - Visit

Step – 7 Click Payment Plan TAB
1) No. of Instalments – Enter 1
2) Instalment Start Date – Enter Maturity Date of Deposit
3) Interest Start Date – Enter Month End Date of Loan Opening Month
4) Instalment Frequency – Select B – Bullet; N – Next Day; G –
Gregorian Calendar
5) Interest Frequency – Select M – Monthly; P – Previous Day;G-
Gregorian Calendar
Step – 8 Click Payment Schedule TAB

1) Click Amortization Schedule

2) Click OK
Step – 9 Click Fees TAB – Visit

Step – 10 Click MIS TAB – Fill the required fields
Step – 11 - Click Related Party TAB & Submit
Step 12 – Menu for Verification of DL against Branch Deposit - HOAACLA

1. Function- Select V-Verify
2. Temporary A/c ID – Select/Enter Account Number
3. Click Go

Step – 13 Menu for Disbursement of Loan - HLADISB
1) Function – Select D – Disbursement
2) A/c ID – Select A/c Number
3) Transaction Type – Select Transfer
4) Click Accept
5) Click Go
6) Click Accept
7) Click Accept
8) Click Submit
Step – 14 Menu for Verification of Disbursement - HLADISB

1) Function – Select V - Verify
3) Click Accept

Demand Loan against Branch Deposit (DL-DEP) – Error
Solution
For the Error
Autoclosure or Autorenewal must be selected for deposit acct linked in Link

Collateral tab
Following procedure to be followed

Step 1 – Menu for Modifying Deposit - HACMTD
5. Function- Select M-Modify
6. A/c ID – Enter Account Number
7. Click Go
Step - 2 – Click Interest & Tax TAB
2) Note down the details filled in Interest Rate Code
Step – 3 Click Renewal & Closure TAB

4) Select Autoclosure - No
5) Select Autorenewal - Unlimited
6) Enter Autorenewal Scheme – Enter Original Deposit Scheme
7) Enter Autorenewal Interest Table – Enter Details noted in the
previous screen
8) Renewal Period – Enter Original Deposit Period
9) Renewal CCY – Enter INR
10) Select Renewal Option – M – Maturity Amt from the dropdown

Step – 4 Click Denomination TAB
1) Select Print Indicator – System
2) Click Submit
Account will be modified Successfully

Verification to be done by HACMTD by another user
Now branch can go for creatioDemand loan closer procedure:
CASE I:
If Branch wants to Close the Demand Loan Against Deposit by debiting Customer's Operative
Account (SB\CD\CC) , branch has to follow the following steps:
1. Invoke the menu HPAYOFF - For vouching interest and recovery of the repayment amount from
Operative Account - Verify the same
2.HCLSLAA - For Closure of Loan Master and Lifting Lien.
CASE II:
If Branch wants to Close the Demand Loan by Closing the Deposit Account, then follow the
following steps:
1.INVOKE HACMTD Menu---- Enquire Deposit ---- Check & Modify in the SCHEME tab that the
'Regularize lien on maturity' is set as 'Yes'
2. Invoke HCAACTD - Term Deposit Closure
Check & Modify in the CLOSURE DETAILS tab that the 'satisfy linked loan or OD on pre/maturity
closer' radio button is set as "YES "
Under CLOSURE DETAILS tab Branch should enter the repayment account ID < give operative
account. > and select close mode as <repayment account only>.
System will close the deposit and the proceeds amount would be credited as follows.
a) Demand loan account ( system will recover Principle only)
b) Remaining proceeds will be credited to operative account.
3. Invoike HCAACVTD - For verification of Closure
4. HPAYOFF - For upto date interest vouching and recovery of the repayment amount from
sb account and Verify the same.
5. HCLSLAA - For Closure of Loan Master

PART AMOUNT REPAYMENT
for all the loans , Finacle will support only through transfer mode. Hence we advise the branches to
credit the repayment amount into operative account(sb/cd/cc) OR common Loan Repayment
Account (XXXX0113505001)(XXXX - Branch code) if customer does not have any operative account
and then try to transfer using following mode.
For repayment(PART PAYMENT ) of LAA TYPE LOANS ------------------------------------ HLASPAY (for

adjustment of schedule repayment amount) or HLAUPAY ( for unscheduled amount repyament)
For repayment(PART PAYMENT ) of CCA & ODA type of LOANs like KCC, AJL --------- HTM
For repayment(PART PAYMENT ) of CCA TYPE LOANS -----------------------------------HTM or HXFER
For repayment(PART PAYMENT ) of CLA TYPE LOANS ------------------------------------HCLSPAY (for

adjustment of schedule repayment) or HCLUPAY ( for unscheduled amount repayment)
for reversal also branch can use the same menu.
2. Branch can reverse the credited transaction using HLASPAY or HCLSPAY menu .
3. Part amount repayment for all the loans , Finacle will support only through transfer mode. Hence
we advise the branches to credit the repayment amount into operative account(sb/cd/cc) OR
common Loan Repayment Account (XXXX0113505001)(XXXX - Branch code) if customer does not
have any operative account and then try to transfer using following mode.
STEPS FOR COLLECTION OF CGTMSE FEES FOR THE LOAN ACCOUNT:
1. Branch has to Ensure that the MISC5 - CGTMSE Fee is avaiable under Fees Tab in Loan Master
using HACMLA Menu - Inquirey Option.
2. If it is not available in the Loan Master,
Then Branch has to Modify the Loan Account using HACMLA Menu -- MODIFY- in the Fees
Tab --
Click Add Button
Fees : <Enter MISC5> <CGTMSE>

Click SUBMIT
3. And same to be VERIFY (using HACMLA Menu)
4. Using HLAFACR Menu --> Function --> Assessment--> Enter the Loan Account No.
In the 2nd page choose the CGTMSE Charges --> Enter the Amount in the Amount Column
and Click Submit.
5. Using HLACAF Menu --> Function --> Transfer of Fee Liability --> Enter the Loan A/c No. -> Change
Demand Flow ID --> BCDEM.
It will show the Charges which the user has chosen using Step 1.
Click Submit.
Note the Txn ID.
Loan account will be Debited and Proceeds will be Credited to the Office Account, which can
also be found out by
using HFTI Menu by giving Tran ID.
6. USING HTM Debit the Office Account and Credit the proceeds as per Branch Requirement.
MISC5 – Sundry Creditors Miscellaneous – xxxx0113301010 (xxxx – refers to the Branch

Code)
Commercial loans
GL sub head Tittle scheme type Scheme code

1 33301 TL TO MLI CLA TLMLI
-CORPORATE
2 33302 TL TO OTHERS- CLA TLOTH
CORPORATE
3 33303 TL TO SME- CLA TLMSM
CORPORATE
4 33304 FUNDED INTEREST CLA TLFIT
TL(FITL)
5 33305 TL TO TCD CLA TLTCD
-CORPORATE
6 33351 WORKING CAPITAL CLA TWCTL
TL(WCTL)
7 33352 WORKING CAPITAL CLA TWCFC
FCY-WCFC
8 33353 FOREIGN CLA TFCTL
CURRENCY TL-FCTL
Cash Credit
GL sub scheme Scheme
head Tittle type code
33001 Current Account- Debit Balances OAB ASSET
33002 SB - Overdraft balances OAB ASSET
1 33005 CASH CREDIT - RRB CCA CCRRB
2 33011 SMART-FIP PROJECT CCA CCSMA
3 33012 SHG LINKAGE CCA SHGLK
4 33013 SHG-AGRI-REVOLVING FUND CCA SHGAG
5 33018 JLG-LOAN FOR OTHER AGRI CCA CCJLG
6 33019 DRI LOAN CCA CCDRI
7 33020 AGRI CLINIC CCA CCACL
8 33021 NBFC-MICRO FIN INSTITUTI CCA CCNMF
9 33022 MICRO FINANCIAL INSTITUTI CCA CCMFI
10 33023 PLF/NGO/TRUST-PANCHAYAT CCA CCPLF
11 33024 CASH CREDIT FOR AGRICULTU CCA CCAGR
12 33025 AGRI SAGARLAKSHMI CCA CCSAG
13 33026 CC-POULTRY CCA CCPLT
14 33027 FOOD CREDIT CCA CCFCR
15 33061 CC FOR PUBLIC CCA CCPUB
16 33062 CC TO LIC AGENTS CCA CCLIC
17 33063 SUBHA GRUHA HOUSING LOAN CCA CCSUB
18 33064 IOB-ROYAL CCA CCROY
19 33065 AKSHAY LOANS AGAINST LIC CCA CCAKS
20 33066 LIQUIRENT-AGAINST RENT CCA CCLIQ
21 33101 KEY CASH CREDIT FOR PUBLI CCA CCKEY
22 33102 EASY TRADE FINANCE CCA CCETF
23 33103 MSME CARDS CCA CCMSE
24 33104 COMMERCIAL-AGAINST JEWELL CCA CCCAJ
25 33105 IOB-GENERAL CREDIT CARD CCA CCGCC
26 33106 IOB-MICRO ONE CCA CCMIC
27 33107 IOB-ARTISAN CREDIT CARD CCA CCART
28 33108 IOB-SME MAHILA PLUS CCA CCMAH
29 33109 IOB-SME CONTRACTOR CCA CCCON
30 33110 IOB-SME KANAKA CCA CCKAN
31 33111 MSME PLUS LOANS TO MSME CCA CCMSP
32 33112 CHARTERED ACCOUNTANTS CCA CCCHA
Over Draft (7)
KCC CARD-DEBIT
1 33014 CARD SCH ODA KCCDC
KISAN CREDIT
2 33015 CARD - CC ODA KCCAG
KCC AGAINST
3 33016 WAREHOUSE RPT ODA KCCWH
JLG-CROPLOAN
4 33017 FOR SUBVENT ODA KCCJG
ODA-Agri Jewel
5 33028 Loan ODA KCAJL
6 33029 ODA-Sugar Cane ODA KCCSC
7 33030 ODA-CROP LOAN ODA KCCCP
RETAIL LOANS
(136)
SUGARCANE
1 33201 CULTIVATION LAA AGCAN
2 33202 AGRI CROP LOANS LAA AGCRP
DAIRY & CATTLE
3 33203 REARING LAA AGDRY
AGRI FARM
4 33204 MECHANISATION LAA AGFAM
5 33205 FISHING LAA AGFSH
KISSAN CREDIT
6 33206 CARD LAA AGKCC
7 33207 MINOR IRRIGATION LAA AGMIR
8 33208 PIGGERY LAA AGPIG
9 33209 POULTRY LAA AGPLT
AGRI
10 33210 RESTRUCTURE LAA AGRES
URBAN
11 33211 HORTICULTURE LAA AGUHR
AGRI TRANSPORT
12 33212 YOJANA LAA AGTPT
IOB-GREEN CREDIT
13 33213 YOJANA LAA AGGRN
TL-JEWEL-NON
14 33214 SUBVENSION LAA AGTJL
15 33215 AGRI CLINIC LAA AGCLI
IOB-WAREHOUSE
16 33216 RECEIPT FIN LAA AGWAR
17 33217 AGRI BIO GAS LAA AGBIO
ROSHINI WOMEN-
18 33218 LPG CONNECT LAA AGROS
BHOOMI SAKTHI-
19 33219 WOMEN LAA AGBHS
IOB-KISAN TATKAL
20 33220 SCHEME LAA AGKTS
NSFDCMCF-MICRO
21 33221 CREDIT FIN LAA NFMCF
NSFDCMKY-
22 33222 MAHILA KISAN YOJ LAA NFMKY
NSFDCMSY-
23 33223 MAHILA SAMRIDHI LAA NFMSY
NSFDCSSY- SHIPI
24 33224 SAMIRIDHI LAA NFSSY
NSKFDMAY-
25 33225 MAHILA ADHIKARIT LAA NKMAY
IOB-
SAGARLAKSHMI-
26 33226 AGRI LAA AGSAG
JOINT LIABILITY
27 33227 GROUP-AGR LAA AGJLG
28 33228 BULLOCK CART LAA AGBUL
GREEN CREDIT
29 33229 CARD LAA AGGRC
30 33230 SHEEP LOAN LAA AGSHP
AGRI JEWEL
31 33231 LOAN(AJL) LAA AGAJL
32 33232 AGRI DRI LOANS LAA AGDRI
SELF HELP
33 33233 GROUPS-AGRI LAA AGSHG
BHUMI LAKSHMI-
34 33234 LAND PURCHA LAA AGBLX
35 33235 AGRI LOAN (CGC) LAA AGCGC
36 33236 HORTICULTURE LAA AGHOR
37 33237 AGRI OTHER LOANS LAA AGOTH
ADV AG OD EXP
38 33371 BILL-AAOEBR LAA AAOBR
STAGNANT
39 33372 ADVANCE LAA STGAD
STAGNANT
40 33373 ADVANCE - CGC LAA STGCG
SUIT FILED NON
41 33374 DECREED LAA SFNDE
SUIT FILED
42 33375 DECREED LAA SFDEC
GOLD BULLION(DL-
43 33385 GOLD) LAA DLGLD

DEMAND LOAN AG
44 33386 EXPO BILL LAA DLEXB
CLEAN LOAN TO
45 33401 INDIVIDUALS LAA DLCLN
46 33402 PENSIONERS LOAN LAA DLPEN
CLEAN LOAN TO LIC
47 33403 AGENTS LAA DLLIC
AKSHAY-ADV AG
48 33404 LIC-INDIV LAA RAKSH
FEST ADV-IOB
49 33405 PENSIONERS LAA DLFAP
ABILASHA-LOAN TO
50 33406 WOMEN LAA RABHI
LOANS AGAINST
51 33407 NSC LAA DLNSC
DEMAND LOAN –
52 33408 OTHERS LAA DLOTH
DEMAND LOAN
53 33409 AGNST SHARES LAA DLSHA
DL AGAINST
54 33410 DEPOSIT-BRDEP LAA DLDEP
DL–EARNEST
55 33411 MONEY DEPOSIT LAA DLEMD
DEMAND LOAN-
56 33412 KVP LAA DLKVP
SAHAYIKA-SOCIAL
57 33451 OBLIGATON LAA RSAHA
PUSHPAKA-
CAR/TWO
58 33452 WHEELERS LAA RPUSH
LOAN AGST
59 33453 PROPERTY-HNI LAA RHNIL
EASY TRADE
60 33454 FINANCE(ETF) LAA RLETF
EXPO BUSINS TRVL-
61 33455 EXPOBUSI LAA REXPT
EXPORTERS
62 33456 BUSSINESS PROMO LAA REXPP
LOAN
FACILITATION
63 33457 SERVICE LAA RFALF
IOB ROYAL-LOANS
64 33458 TO HNI LAA RROYL
65 33459 IOB PASSION LAA RPASS
PERSONAL
66 33460 LOAN(PL-OTHERS) LAA RPLOT
SPL PERSONAL
67 33461 LOANS TO HNI LAA RPLHI
JEWEL LOAN
68 33462 OTHERS(JL-OTH) LAA JLOTH
NHB HOUSING
69 33463 LOANS LAA RNHBL
SUBHAGRUHA-
70 33464 HOUSING LOANS LAA RSUBH
HOME DECOR
71 33465 LOANS LAA RHDEC
REVESE
72 33466 MORTGAGE LOAN LAA RRVML
GOLDEN JUBLI
73 33467 HOUSING LOAN LAA RHLGJ
HOME
IMPROVEMENT
74 33468 SCHEME LAA RHISL
HOUSING LOAN TO
75 33469 NRI-HLNRI LAA RHNRI
HOME LOAN-NRI
76 33470 CLOSE RELAT LAA RHNRR
77 33471 HIRE PURCHASE LAA RHPUR
CAREER DREAM –
78 33472 EDUCATION LAA RDREM
SCHOLAR-
79 33473 EDUCATION LOAN LAA RSCLR
EDU LOAN-
VOCATIONAL
80 33474 COURS LAA REVOC
NSFDCELS-
81 33475 EDUCATION LOAN LAA NFEDU
NSKFDELS-
82 33476 EDUCATION LOAN LAA NKEDU
IOB-GOLD-
BUSINESS
83 33477 CUSTOME LAA RGOLD
84 33478 ALANKAR LAA RALNK
SPL HOUSING
85 33479 LOAN(SPL-HL1) LAA RSPH1
SPL HOUSING
86 33480 LOAN(SPL-HL2) LAA RSPH2
VIDYAJOTHI
87 33481 EDUCATION LOAN LAA RVIDJ
88 33482 LIQUIRENT LAA RLLIQ
BOUNTY-FIN
89 33601 ATM/CASH DISPE LAA SBOTY
SANJEEVINI-LOAN
90 33602 TO DOCTOR LAA SSANJ
SME ADVANCE
91 33603 TERM LOAN LAA STLOA
92 33604 IOB SME EASY LAA SEASY
93 33605 IOB MICRO ONE LAA SMICR

94 33606 IOB ENGINEER LAA SENGR
IOB
SAGARLAKSHI(SAH
95 33607 ARSME) LAA SSAGA
96 33608 IOB RICEMILL PLUS LAA SRICE
IOB SME MAHILA
97 33609 PLUS LAA SMAHI
IOB SME ADD
98 33610 ON(ADDONMSE) LAA SADON
IOB KANAKA
99 33611 (CASHEW NUT) LAA SKANK
IOB SME
100 33612 CONTRACTOR LAA SCONT
IOB-CHARTERED
101 33613 ACCOUNTANT LAA SCALA
SME EQUI
102 33614 PLUS(SMEEQUIP) LAA SEQUI
103 33615 IOB SME SAGO LAA SSAGO
JLG FOR NON AGRI
104 33616 PURPOSE LAA SJLGO
SURYA-A INDV
105 33617 SOLAR ENERGY LAA SURYA
SURYA-B CORP
106 33618 SOLAR ENERGY LAA SURYB
FI-VEHICLE LOAN
107 33619 TO BC/BF LAA SBCVL
SELF HELP
108 33620 GROUPS-NONAGRI LAA SHGGN
NSKFDMCF-MICRO
109 33621 CREDIT FIN LAA NKMCF
NSKFDMSY-
110 33622 MAHILA SAMRIDHI LAA NKMSY
NSFDCLVY-LAGHU
111 33623 VYAVASAY Y LAA RLAVY
NSFDNASY-NARI
112 33624 ARTHIK SASH LAA RNASY
NSKFDGTL-NSKFDC
113 33625 TERM LOAN LAA RNSKF
NSKFDSWR-
SANITATION
114 33626 WORKE LAA RSWRS
NSFDCTL-TERM
115 33627 LOAN LAA TNSFL
SMALL LOANS-NON
116 33701 CGC COVER LAA SLNCG
SMALL LOAN WITH
117 33702 CGC COVER LAA SLCGC
118 33703 SMALL LOANS - DRI LAA SLDRI
GENERAL CREDIT
119 33704 CARD(GCC) LAA SGCCL
120 33705 ARTHIAS YOJANA LAA SARTH
WEAVERS CREDIT
121 33706 CARD LAA SMWCC
122 33707 TL-OTHERS LAA STLOT
FLOOD LOAN TO
123 33731 STAFF LAA STFFL
WINTER LOAN TO
124 33732 STAFF LAA STFWL
CLEAN LOAN TO
125 33733 STAFF LAA STFCL
JEWEL LOAN FOR
126 33734 STAFF(DJL) LAA STDJL
STAFF VEHICLE
127 33735 LOAN-4Wheel LAA SVL4W
STAFF CONSUMER
128 33736 LOAN(SCL) LAA STCON
STAFF HOUSING
129 33737 LOAN(SHL) LAA STSHL
JEWEL LOAN-
130 33738 STAFF(JL-STF) LAA STFJL
MARRIAGE LOAN-
131 33739 STAFF WARDS LAA STFML
DPN LOAN-
132 33740 STAFF(DPN-STF) LAA STDPN
FESTIVAL ADV TO
133 33741 STAFF(FA) LAA STFFA
STAFF VL-
COMPUND
134 33742 INTEREST LAA TLSVL
DROUGHT LOAN
135 33743 TO STAFF LAA STDRL
STAFF VEHICLE
136 33744 LOAN-2Wheel LAA SVL2W
Sanction Limit Renewal: (with Same Limit Amount)
=======================
1. HACLHM - Modify
Operation* : <Select Sanction Limit>
Function* : <Modify>
A/c.ID* : <Enter Ac No>

Click Go
Next Page:
Select the Record (by Tick Mark)
Penal Interest From (MMM/DDD) : <Enter 0/0>
Sanction Level* : <Select thru Searcher>
Sanction Authority* : <Select thru Searcher>
Sanction Ref.No.* : <Enter Ref No>
Click Submit
2. HACLHM - Verify
Sanction Limit Enhancement: (with Enhanced Limit Amount)
===========================
1. HACM - Moidfy
Function* : Modify
A/c.ID* : <Enter AcNo>
Click Go
Scheme Tab:
Max. Allowed Limit : <Enter Enhanced Limit Amount>
Click Submit
2. HACM - Verify
3. HACLHM - Modify
(Branch has to check and modify the Expiry Date for the existing Limit and Amount should be made
zero.
Fresh Limit to be added from the present Date with the fresh/enhanced/reduced Amount.
The same procedure as follows:)
Function* : Modify
Click Go
Select the Existing Row
Sanction Limit* : <Enter 0>
Expiry Date* : <Enter Previous Date>
Penal Interest From (MMM/DDD) : <Enter 0/0>
Review Date : <Enter Previous Date of Expiry Date>
Click Accept
4. HACLHM - Verify
5. HACLHM - Modify (To Add New Limit)
Function* : <Modify>
Click Go
Next Page:
Click Add Button

Applicable From Date* : <Enter Date>
Sanction Limit* : <Enter Amt>
Limit Level Interest : <N-A/c. Level Interest>
Supercede Record : <N-No>
Sanction Date* : <Enter Date>
Sanction Level* : <Select thru Searcher>
Sanction Authority* : <Select thru Searcher>
Sanction Ref.No.* : <Enter Ref No>
Click Submit
6. HACLHM - Verify
Drawing Power:
==============
1. HACLHM - Modify
Operation* : <Select Drawing Power>
Function* : Modify
Click Go
Select the Existing Row
Drawing Power Indicator* : <Select Derived>
(If it is Equal means No need to attached Collateral ie equal to Sanction Limit.

If its Derived means DP arrived from Collateral attached to Loan Account.)
Click Submit
2. HACLHM - Verify
Creation of Collateral ID:
==========================
(If the branch is already having Collateral ID then no need to Create fresh Collateral ID)
1. HCLM - Lodge
Function* : <Select Lodge>
Type* : <Select Type
Click Go
General Tab:
Collateral Code* : <Select Thru Searcher>
Ceiling Limit* : <Enter Amount>
Margin Pcnt. :0
Status : <Select>
Particulars Tab:
Frequence for Statment* : <Monthly> <Date>
Net Value Tab:
Description : <Enter>
Component Value : <Enter Value>

Loan to Value Pcnt. : <Enter %>
Click Submit
2. HCLM - Verify
3. HSCLM - Link
Function* : <Select L-Link>
Linkage Type* : <Select A/c.>
A/c.ID : <Enter Ac No>
Collateral ID* : <Enter ID>
Click Accept
Apportioned Value : <Enter Amount>
Click Submit
4. HSCLM - Verify
STAFF HOUSING LOAN - (STSHL)
Based on the following Sanction Job Card is stimulated
1) Staff Member – Clerical (For Officers please change

accordingly)
2) Loan Amount – Rs.20.00 lac
3) Sanction Date – 31/12/2015
4) Holiday Period – 18 months
5) Loan Principal Repayment Period – 225 months (For Officer

180 Month)
6) Loan Interest Repayment Period – 75 months (For Officer 60

Months)
Based on the above sanction following dates have to be
calculated manually and to be kept ready before opening of Staff
Housing Loan in Finacle.
1) Date of Loan – 31/12/2015
2) Interest to Start From – 31/01/2016 (Last Day of Loan

Month)
3) Interest Deferred up to Date – 28/02/2036 (Date of Loan +

Holiday Period + Loan Principal Repayment Period)
4) Disbursement Date – To be obtained from the Member

(Tentatively)
5) Installment Start Date – 30/06/2017 (Date of Loan +

Holiday Period)
Branch had to create collateral ID through HCLM menu and

verify the same.
The above created collateral ID is to be linked through HSCLM

menu after creation of Staff Housing Loan and the same to be
verified.
After attaching the collateral ID branch to use HLADISB menu to

disburse the loan and ensure the Final Disbursement Flag is
clicked as No if the present disbursement is not final
disbursement.
On verification of HLADISB the amount will be disbursed.
For further clarifications / queries please send your mail to

FINADV mail ID along with the screen shot of the error.

Step 1 – Menu for Opening Staff Housing Loan - HOAACLA
10. Scheme Code – Select STSHL (Ensure GL Subhead Code: 33737)
11. Click Go

3) Enter the Second Name if there are more than one applicant
4) Under Statement Field – Select N – None & Select INFENG through
Searcher
Step – 3 Visit A/c Interest TAB
1) Repricing Plan is F – Fixed upto Maturity Date

2) Loan Amt – Enter Loan Amount
3) Loan Period (Month/Days) – Enter Total Loan period including
holiday period
4) Repay Method – Enter N – No Batch Recovery
5) Hold in Operative A/c - No

Step - 5 Click LA Interest TAB
1) Deferred Application Interest Rate – Enter Interest Rate (Presently
8.00%)
2) Select D – Deferment form the dropdown
3) Interest Deferred up to Date – Enter Date
Step - 6 Click Disbursement Schedule TAB

1) Disbursement Date – Enter First Disbursement Date
2) Disbursement CCY – Enter INR
3) Disbursement Amt. – Enter First Disbursement Amount
4) Mode of Payment – Select T – Transfer from the drop down
5) Credit A/c. ID – Enter Operative A/c Number
6) Click Add
Enter the balance disbursement schedule as above for the full
amount
7) Click Submit

6) Equated Installment – Select No
7) No. of Installments – Enter 225 (Branch to enter based on their repayment
period)
8) Installment Start Date – Enter Date (Last day of the month after holiday
period)
Step – 8 Click Payment Schedule TAB

1) Installment Amt. – Modify to 8888 (Round Off)
3) Note down the Deferred Interest Outstanding at Maturity and Click

OK

Amount displayed under Deferred Interest Outstanding at Maturity (Will be
Interest Charged portion during the Repayment Period of Principal). Divide
the amount by Interest Repayment Period as per the sanction (Maximum 75
for clerical and 60 for officers)
In this case Rs.17,33,556/- Divided by 75 => Rs.23,115/- (Rounded Off)
The above amount of Rs.23,115/- is to be made as instalment amount for
the interest repayment period.
1) Click Add
2) Installment ID – Enter DIDEM
3) No. of Installments - Enter 75 (Branch to enter based on their repayment
period)
4) Installment Amt – Enter 23115
Revised Amortization Schedule will be as below

Page – 1
Last Page
Step – 9 Click Account Limits

1) Document Date – Enter Document Date
2) Expiry Date – Enter Expiry Date
3) Drawing Power Indicator – D - Derived

Step – 10 Click Document
Step – 11 Click MIS TAB – Fill the mandatory fields

For Easy Reference we give below the Codes to be Entered (Branch should
ensure the codes are correct otherwise they should change accordingly)
BSR Purpose Code – 689 – Staff Housing Loan
BSR Sector Code – 8501 – Staff Housing Loan
BSR Activity Code – 95001 – Staff Housing Loan
BSR Organization Code - 41 – Male Individual (or) 42 – Female Individual
BSR Borrower Category Code – 99 – All Others
Mode of Advance – 42 – Long Term Loan (More than 36 months)
Advance Type – 42 – Long Term Loan (More than 36 months)
Nature of Advance – 9 - Others

Step – 12 - Click Related Party TAB
1) Relation Code – Enter 99
2) Interest Certificate – Select Yes or No
3) Select INFENG
4) Click Submit
Step 13 – Menu for Verification of Staff Housing Loan - HOAACVLA
6. Click Go
EDUCATION LOAN - VIDJOTHI (RVIDJ)

Step 1 – Menu for Opening Education Loan - HOAACLA
14. Scheme Code – Select RVIDJ (Ensure GL Subhead Code: 33481)
15. Click Go

5) Enter the Second Name if there is coobligant
6) Under Statement Field – Select B - Both & Select INFENG through
Searcher
Step – 3 Visit A/c Interest TAB

(Ensure Repricing Plan is V-Floating upto Maturity)
6) Loan Amt – Enter Loan Amount
7) Loan Period (Month/Days) – Enter Total Loan period including
holiday period
8) Operative A/c ID – Enter Operative A/c No.
Step - 5 Click LA Interest TAB - Visit

Step – 6 Click Disbursement Schedule TAB
1) Disbursement Date – Enter Date
2) Disbursement CCY – Enter INR
3) Disbursement Amt – Enter Present Stage Disbursement Amount
4) Mode of Payment – Select T – Transfer from the drop down box
5) Credit A/c ID – Enter Operative A/c Number
6) Click Add
The above process to be completed till the entire loan amount is given with
tentative dates

9) No. of Installments – Enter 60 (Branch to enter based on their repayment
period)
10) Installment Start Date – Enter Date (Date at which repayment starts after the
holiday period)
11) Interest Start Date – Enter Date (Last day of the loan sanctioned month)
12) Installment Frequency– Select M – Monthly; N – Next Day; G –
Gregorian Calendar
13) Interest Frequency – Select M – Monthly; P – Previous Day;G-
Gregorian Calendar
14) Normal Holiday Period – Enter 60 (Branch to enter actual holiday
period)
15) Holiday Period End Date based on Disbursement – Select No
16) Interest During Holiday Period – Select C -Capitalize (As per sanction)
17) Interest Frequency during Holiday Period – Select M – Monthly; P –
Previous Day; G-Gregorian Calendar
Step – 7 Click Payment Schedule TAB Click Amortization Schedule

2) Click OK
Step – 8 Click Fees TAB – Visit

Step – 10 Click MIS Codes TAB – Fill the required fields
For Easy Reference we give below the Codes to be Entered (Branch should
ensure the codes are correct otherwise they should change accordingly)
BSR Purpose Code – 704 – Education Loan
BSR Sector Code – 9599 – Others Not Classified Anywhere
BSR Activity Code – 95014 – Education Loan
BSR Organization Code - 41 – Male Individual (or) 42 – Female Individual
BSR Borrower Category Code – 99 – All Others
Mode of Advance – 42 – Long Term Loan (More than 36 months)
Advance Type – 42 – Long Term Loan (More than 36 months)
Nature of Advance – 9 - Others
Step – 11 - Click Related Party TAB

5) Relation Code – Enter 99
6) Interest Certificate – Select Yes or No
7) Select INFENG
8) Click Right Arrow
9) Add next CIF ID if any and follow the above steps.

Step – 12 - Click Account Limits TAB
1) Drawing Power Indicator – Select E - Equal
2) Enter Document Date & Expiry Date
Step – 13 - Click Refinance And Subsidy TAB
1) Subsidy Available – Select No
Step – 14 - Click Document TAB

1) Click Submit

Step 12 – Menu for Verification of Vidyajothi Education Loan - HOAACVLA
9. Click Go
Step – 13 Menu for Disbursement of Loan - HLADISB
9) Function – Select D – Disbursement
(Other details will be auto populated from the loan master)
11) Transaction Type – Select Transfer
12) Click Accept
13) Click Go
14) Click Accept

(All details will be auto populated)
15) Click Accept
16) Click Submit

Step – 14 Menu for Verification of Disbursement - HLADISB
4) Function – Select V - Verify
6) Click Accept
AJL
AJL CLOSURE
1. Go to HCAAC menu Function -Close Enter the Account NumberTick Balance Transfer & Transaction Type as
Cash/Transfer 
Enter SB/CD for A/c for transfer type transactionGoSubmit (Error may popup as unposted transaction exi sts)
2. Go to HFTI menu  Enter the Account Number Note the Interest Transaction present in Entered Status.
3. Post the Interest Transaction through HTM menu.
4. Go to HCAAC menu and close the account following Step 1 Acccount closed successfully.
5. Verify the closure in HCAAC menu.
AJL CREATION
1. Creation of Collateral

HCLM - Collateral Linkage Maintenance
Function : <Select L - Lodge>
Type : Select <J - Gold/Jewelry>
Click Go
General Tab:
Collateral Code : <Select GOLD (Thru Searcher)>
Ceiling Limit : <Enter Amount>
Margin Pcnt. : <Enter 0>
Status : <Select Normal>
Debit A/c. for Fees : <Enter Operative Ac>
Last Valuation Date : <Enter Date (CTRL + x)>
Receipt and Payment Tab:
Receipt Type : <Select 999 (Others)>
Receipt Amt : <Enter Loan Amt>
Particular Tab:
Nature of Charge : <Select 005 (Pledge)>
Inspection Tab:
Inspection Type : <Select>
Visit Date : <Enter>
Inspected Value : <Enter>
Inspection Employee ID : <Select>
Notes 1 : <Enter>
Notes 2 : <Enter>
Other Feilds are Optional - If you want enter another Inspection Details Click Add
Jewellery(y) Tab:
No of Items * : <Enter>
Jewel Desc : <Enter>
Gross Weight : <Enter>
Net Weight : <Enter>
Fineness * : <Select>
Hall Mark * : <Click Yes/No>
Per Gram Rate : <Enter>
Market Value : <Enter>
Mkt Value Date : <Enter Ctrl+x>
Name of Valuer : <Enter>
Mode of Valuation : <Enter>
Valuation Date : <Enter Ctrl+x>
Jewel Card Number : <Enter>
Valuation of Packet : <Enter>
Recieved Date : <Enter Ctrl+x>
Review Date : <Enter Date>
If you want enter another Jewellery Item Details Click Add
Again Visit - Particulars Tab:
Click Validate - Then check the Jewellery Values available.
Click Submit - Collateral ID Created.
2. Verification of Collateral ID.
HCLM - Collateral Linkage Maintenance
Function : <Select V - Verify>
Collatral ID : <Enter ID>
Type : Select <J - Gold/Jewelry>
Click Go
Visit - General Tab, Receipt and Payment Tab, Particulars Tab and Inspection Tab
Click Submit.

3. Open Loan Master.
HOAACOD - A/c. Opening - Overdraft
Scheme Code : <Enter KCAJL>
Click Go.
General Tab:
A/c. Statement * : <Select S-Statement>
Preferential Calendar Base : <Select G-Gregorian Calendar>
Dispatch Mode : <Select Relavent Option>
Interest details Tab:
Interest Debit A/c. : <Select S-Original account>
Next Interest Calculation Date (Dr.) : <Enter Loan Repayment Date>
Credit Interest Compounding Frequency : <Select H-Half Yearly>
Credit Compounding Rest Indicator : <Select A/C Opening Date>
Int.Slabs Tab:
Tenor of Slab (MMM/DDD) * : <Enter Loan Tenor>
Scheme Details Tab:
Sanction Limit : <Enter Loan Amount>
Expiry Date : <Enter Loan Repayment Date>
Expiry Date* : <It will Populate Automatically>

Document Tab:
Related Party Details Tab:
Relation Code : <Select 99-Self thru Searcher>
MIS Codes Tab:
Purpose of Advance : <Select Type CROP Select Relavent

Purpose (106) - Thru Searcher>
BSR Purpose Code : <Select Relavent Purpose (KCC-Production) - Thru

Searcher>
BSR Activity Code : <Select Relavent Code - Thru Searcher>
BSR Sector Code : <Select Relavent Code - Thru Searcher>
BSR Organization Code : <Select Relavent Code - Thru Searcher>
BSR Borrower Category Code : <Select Relavent Code - Thru Searcher>
Advance Type : <Select Relavent Code - Thru Searcher>
Nature of Advance : <Select Relavent Code - Thur Searcher>
Industry Type : <Select Relavent Code - Thru Searcher>
Free Codes:
Government Sponsored scheme Name : <Select Relavent Code (44) - Thru Searcher>
Weaker Section : <Select Relavent Code (10) - Thru

Searcher>
Kisan Credit Card Details Tab: (Mandatory)
Crop State Code * : <Select Relavent Code - Thru Searcher>
Crop Code * : <Select Relavent Code - Thru Searcher>
Click Submit.

HOAACVOD - A/c. Authorization - Overdraft
Click Submit.
5. Linking Collateral with Loan
HSCLM - Maintain Standalone Collateral Linkage
Function : L - Link
Linkage Type* : A/c.
A/c. ID : <Enter Account No>
Collateral ID* : <Enter Collateral ID>
Click Accept
Apportioned Value : <Enter Loan Amount>
Click Submit.
6. Verify the Linking Collateral with Loan
HSCLM - Maintain Standalone Collateral Linkage
Function : L - Link
Linkage Type* : A/c.
A/c. ID : <Enter Account No>
Collateral ID* : <Enter Collateral ID>
Click Accept
Click Submit.
7. Disburse/Recovery the ODA Loan
HTM - Transactions Maintenance
Function : <Select Add>
Transaction Type : <Select T/CI - Transfer/Customer Induced>
Click Go
Debit Txn
A/c. ID* : <Enter Adv Ac No>
Ref.CCY/Amt.* : <Enter Amount>
Transaction Particulars : <Enter Relavent Narration>
KCC Transaction Event : <Select Relavent Txn Type>
Kisan Credit Card Details* <Click Details>
Crop Area* : <Enter No. of Acres>
Click Accept
Click Add
Credit Txn
A/c. ID* : <Enter Operative Ac No>
Ref.CCY/Amt.* : <Enter Amount>
Transaction Particulars : <Enter Relavent Narration>
Click Post
Other Officer to Verify the Txn thru HTM Menu.
References:
1.http://www.upgb.com/
2. http://pofinacleguide.blogspot.in/2015/09/finacle-menus-flow-in-dop-finacle-by-pofinacleguide.html
3. http://icaihyd.org/pgcntnt/pgcFINACLE.pdf
4.Various IOB ians all over INDIA.

Finacle Menus Flow

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Finacle Menus Flow

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Finacle menus flow in Finacle

Creation of CIF CRLC  Function – Add

Compiled by B Kaliprasath Kalingarayan Palayam Branch Page 1

Death of a customer MRCR  Function – M – Modify

Compiled by B Kaliprasath Kalingarayan Palayam Branch Page 2

Funding of the Account HTM  Function – Add

Compiled by B Kaliprasath Kalingarayan Palayam Branch Page 3

Add Inventory HIMC  Function – Add

Compiled by B Kaliprasath Kalingarayan Palayam Branch Page 4

Add Inventory Branch to HIMC  Function – Add

Compiled by B Kaliprasath Kalingarayan Palayam Branch Page 5

Compiled by B Kaliprasath Kalingarayan Palayam Branch Page 6

 Standing Instructions Maintenance

Compiled by B Kaliprasath Kalingarayan Palayam Branch Page 7

Compiled by B Kaliprasath Kalingarayan Palayam Branch Page 8

Zone Processing HMCLZOH  Function – O – Open

Compiled by B Kaliprasath Kalingarayan Palayam Branch Page 9

Compiled by B Kaliprasath Kalingarayan Palayam Branch Page 10

Compiled by B Kaliprasath Kalingarayan Palayam Branch Page 11

Compiled by B Kaliprasath Kalingarayan Palayam Branch Page 12

Compiled by B Kaliprasath Kalingarayan Palayam Branch Page 13

Event Retail CIF Corporate CIF

ID Creation CRLC CCCR  Both

Verification VRC VCCR - Both

Modification MRCR MCEC → Both for

Modification VRCM VCCM  Both for

Compiled by B Kaliprasath Kalingarayan Palayam Branch Page 14

Father /Spouse Name, Region.

from and to date which should not overlap.

Compiled by B Kaliprasath Kalingarayan Palayam Branch Page 15

Currency : Select the base currency as “INR “

Demographic Details : Networth

Employment Tab: Only mandatory fields

Income and Expenditure Tab: Only mandatory Fields .

Compiled by B Kaliprasath Kalingarayan Palayam Branch Page 16

Document Code- is based on the document type selected

Profit & Loss Tabs → Only mandatory fields need to be captured

And Balance Sheet Tabs → Only mandatory fields need to be captured

TIPS TO MODIFY CIF IDS

1. BASIC INFORMATION TAB

- Fill up all mandatory Fields.

- 1. Preferred Address Type - Select Mailing/Home/appropriate value

Compiled by B Kaliprasath Kalingarayan Palayam Branch Page 17

3. PHONE AND E MAIL TAB

- 4. For adding E mail ID,

Go to “ADD NEW” Button

Phone No./E mail ID field – Select “ E mail ID”

Go to E Mail ID Field – Fill up the E mail ID.

4. IDENTIFICATION DOCUMENT DETAILS :

- Document Type and Document Code should not be modified.

ALL OTHER TABS NEED NOT BE VISITED UNLESS IT IS REQUIRED

CASH REMITTANCE – FINACLE TO FINACLE BRANCH

“A” BRANCH IS SENDING CASH TO “B” BRANCH

Compiled by B Kaliprasath Kalingarayan Palayam Branch Page 18

3. Dr. Cash Remittance A/c of “B” Branch

PASSBOOK,DRP AND DD PRINTER SETTING ON INTERNET EXPLORE

Internet Explorer Setting

 Settings -> Print-> Page Setup

For Title print HPBP modify select New Passbook as Yes

 Install Printer driver (not universal/compatible driver)

Compiled by B Kaliprasath Kalingarayan Palayam Branch Page 19

 Settings -> Print-> Page Setup

OUTWARD CLEARING PROCESS IN FINACLE BRANCHES.

1) HMCLZOH - Open zone

Go to menu option HILCM(Inventory Location Code Maintenance)　 and HIMAUM(Inventory