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100 Most Important Banking Awareness One Liner for IBPS RRB PO/Clerk Mains
2017 (Day-4):
Dear Readers, IBPS RRB PO/Clerk Mains examination is approaching very shortly, we hope
that all you have started you preparation well. To make your Preparation Perfect we have
planned to provide 100 Most Important Banking One Liners regularly, which will cover all
important points about Banking Awareness. Aspirants those who are preparing for IBPS RRB
PO/Clerk Mains examination can make use this.
In upcoming days we will provide more set of 100 Most Important Banking One Liners,
follow us daily.
1). Which is the first Bank to introduce Mutual Fund in India -State Bank of India
2). Which is the first Bank to introduce Internet Banking in India – ICICI Bank
3). Which of the following is the first Indian Bank started with Indian capital –
Punjab National Bank
4). First Bank in India to launch Talking ATMs for differently able person is – Union
Bank Of India
5). Which of the following is the first bank in India to launch its own Payment
Aggregators – State Bank of India
6). The first Bank in India to launch Green Bonds at London Stock Exchange is – Axis
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7). The first Bank in India to launch Masala Bonds at London Stock Exchange is –
HDFC bank
8). Which Bank introduced the India’s first banking robot Lakshmi – City Union Bank
10). The newly introduced banking Robot Lakshmi can interact with customers on
more than ______ subjects. – 125
11). Which of the following bank is the largest Foreign Bank in India – Standard
Chartered Bank
12). The oldest joint stock public bank in India is – Allahabad bank
14). Which of the following private sector banks was merged with Bank of Rajasthan
– ICICI Bank
15). Which was the first foreign bank to open a branch in India – Comptoired’Escompte
de Paris
16). Which of the following bank was merged with Punjab National Bank in 1993 –
New Bank of India
17). Which of the following bank is the first Cooperative Bank of India (also in Asia)
– Anyonya Cooperative Bank
18). Which of the following is the first bank in India listed in New York Stock
Exchange (NYSE) – ICICI Bank
19). Which of the following is the first bank to introduce Aadhaar based ATM in India
– DCB Bank
20). Which private sector bank is merged with ING Vysya Bank – Kotak Mahindra Bank
21). Which of the following bank started Prathama Grameen Bank India’s first
Regional Rural Bank – Syndicate bank
22). Which of the following is the first bank to introduce Biometric ATM in India –
Axis Bank
23). Which Indian Bank has most number of foreign branches – Bank of Baroda
25). Money market instruments has maturity period – Less than a year
26). In Inter bank market operations where funds are borrowed and lent for 1 day
or less is known as – Call money
27). Where money is borrowed or lend for a period exceeding 14 days is known as –
Term Money
31). The minimum amount for which T-Bills issued in India is – 25,000
32). What is the maximum amount for which T-bills are issued in India – T-Bills
doesn’t have any upper ceiling
33). The Reserve bank of India conducts 91 day T-Bill auction – Every Wednesday
36). T-bills auctions are held on ______ platform. – Negotiated Dealing system
37). All of the following are money market instruments except – Indian Depository
Receipt
38). Commercial Paper (CP), a money market instrument which was introduced in –
1990
40). The minimum denomination for which Commercial Paper can be issued is Rs–
5,00000
44). Corporate’s with minimum net worth of _____ only allowed to issue Commercial
Paper. – 4 Cr
45). The minimum credit rating required by corporates and other issuer to issue
Commercial Paper is – A-2
46). Which of the following institutions cannot issue Commercial Paper (CP) –
Scheduled Commercial Banks
49). What is the maximum amount for which CDs can be issued – No such limit
54). Which of the following cannot issue the Certificate of Deposit (CD) – Regional
Rural Banks, Local Area Banks
58). The Regional Rural Banks were owned by– Central Government, State
Government , Sponsor Banks
59). The first RRB is ______, was established in Uttar Pradesh. – Prathama Gramin
Bank
65). Prathama Bank is the first Regional Rural Bank of India, sponsored by –
Syndicate Bank
68). Under Priority Sector Lending RRB’s can give loans to – Agriculture, Micro Small
and Medium Enterprises, Housing
69). Under Priority Sector Lending RRB’s must give ______ percent of total
outstanding to Agriculture sector. – 18%
70). Under Priority Sector Lending RRB’s must give ______ percent of total
outstanding to Micro enterprises sector. – 7.5%
71). The authorized capital of Regional Rural Banks (RRB) was increased from 5 cr
to ______cr under the New Regional Rural Banks (Amendment) Bill, 2014. – 2000 cr
72). Under the New Regional Rural Banks (Amendment) Bill, 2014 the paid up
capital should be minimum Rs______ cr. – 1 cr
73). Under the New Regional Rural Banks (Amendment) Bill, 2014 minimum tenure
of Directors is ______ years and maximum is ______ years. – 3 and 6
74). Reserve Bank of India has raised the ceiling of gold loans given by Regional
Rural Banks to Rs ______from Rs ______. – 2 lakh from 1 lakh
75). The state which has highest number of Regional Rural Banks is – Uttar Pradesh
78). Which committee reviewed the financial position of all RRB’s in 2010 and
recommended Recapitalization – K.C. Chakravarthy
80). RRB’s can maintain lower level of SLR than______– commercial bank
81). The first fully computerized RRB is– South Malabar Grameen Bank
83). Minimum Capital to Risk Weighted Assets Ratio (CRAR) of RRBs which they
have to maintain – 9%
85). The Combined Capital of the Centre, State Government and Sponsor Banks will
not come down below – 51%
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86). The issued capital of the Regional Rural Banks was to be subscribed as under –
50% by Central Government
87). The external advisory Committee of “Small Finance Bank” was headed by –
UshaThrat Committee
88). The minimum paid-up equity capital for small finance banks shall be Rs – 100 cr
89). Small Finance Banks are registered as public limited companies under the –
Companies Act, 2013
90). Small Finance Bank are licensed under ______ of the Banking Regulation Act,
1949. – Section 22
92). Small Finance Banks will have to extend ______ of its credit to sectors
classified under priority sector lending (PSL). – 75%
93). The initial stake of promoters in the paid – up equity capital of Small Finance
Banks is – 40%
94). If the promoter setting up a Small Finance Bank wish for to set up a Payments
Bank, the firm should set up both types of Banks under a ______ structure. – NOFHC
95). The Small Finance Bank cannot be a ______ for another bank. – Business
Correspondent(BC)
96). The stake of promoter should be 40% minimum atleast for ______ years in
Payment Bank. – 5
97). According to RBI guidelines, which of the following is / are allowed to set up
Small Finance Bank – MFI, LAB, NBFC
98). In Small Finance Bank, the Foreign share holding will be ______ as per the
rules of FDI in private banks in India. – 74%
99). The Small Finance Bank’s promoters stake in the paid-up equity capital will be
40% initially which must be brought down to ______ in 12 years. – 26%
100). Small Finance Bank shall be required to maintain a minimum CAR of ______ of
its risk weighted assets (RWA) on a continuous basis, subject to any higher
percentage as may be prescribed by RBI from time to time. – 15%
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