31-12-2017(A)

ASSETS
Cash and due from banks $ 19,304
Interest bearing deposits with banks $ 15,137
Total cash and cash equivalents $ 34,441
Securities available for sale $ 159,051
Securities held to maturity, fair value $44,549, $55,425, $71,363, $ 44,829
respectively
Loans held for sale $ 1,736
Loans, net of allowance for loan losses $13,976, $14,194, $14,747, $ 1,230,194
respectively
Premises and equipment $ 26,774
Restricted investment in bank stocks $ 4,773
Investment in bank-owned life insurance $ 44,935
Investments in low-income housing partnerships $ 2,446
Goodwill $ 19,580
Intangible assets $ 2,560
Foreclosed assets held for resale $ 436
Other assets $ 23,668
Total Assets 1595423
LIABILITIES
Deposits:
Non-interest bearing $ 279,413
Interest bearing $ 1,019,079
Total Deposits $ 1,298,492
Short-term borrowings $ 36,908
Long-term borrowings $ 94,600
Other liabilities $ 11,466
Total Liabilities $ 1,441,466
STOCKHOLDERS' EQUITY
Preferred stock, $2.50 par value; 20,000,000 shares authorized; no
shares outstanding
Common stock, $2.50 par value; 20,000,000 shares authorized;
7,086,258, 6,126,738, and 6,102,324 shares issued; 7,023,658, $ 17,716
6,064,138, and 6,039,724 shares outstanding
Treasury stock, at cost (62,600 shares) $ (728)
Additional paid-in capital $ 37,777
Retained earnings $ 106,293
Accumulated other comprehensive loss $ (7,092)
Total Stockholders' Equity $ 153,966
Total Liabilities and Stockholders' Equity $ 1,595,432
31-12-2016(B) 31-12-2015('C) 2017
Change(A-B=D)
$ 13,796 $ 13,468 $ 5,508
$ 5,135 $ 5,289 $ 10,002
$ 18,931 $ 18,757 $ 15,510
$ 142,990 $ 125,693 $ 16,061
$ 55,568 $ 71,542
$ (10,739)
$ 1,770 $ 1,835 $ (34)
$ 893,716 $ 838,213
$ 336,478
$ 18,153 $ 18,044 $ 8,621
$ 4,349 $ 4,414 $ 424
$ 40,742 $ 39,642 $ 4,193
$ 2,899 $ 3,345 $ (453)
$ 6,308 $ 6,308 $ 13,272
$ 688 $ 1,033 $ 1,872
$ 256 $ 580 $ 180
$ 19,950 $ 18,519 $ 3,718
1206320 1147925 $ 389,103

$ 180,593 $ 166,224 $ 98,820

$ 787,028 $ 746,756 $ 232,051
$ 967,621 $ 912,980 $ 330,871
$ 34,590 $ 35,202 $ 2,318
$ 74,250 $ 76,500 $ 20,350
$ 9,798 $ 8,528 $ 1,668
$ 1,086,259 $ 1,033,210 $ 355,207

$ 15,317 $ 15,256
$ 2,399
$ (728) $ (728) $ -
$ 10,941 $ 10,387 $ 26,836
$ 100,555 $ 94,526 $ 5,738
$ (6,024) $ (4,726) $ (1,068)
$ 120,061 $ 114,715 $ 33,905
$ 1,206,320 $ 1,147,925 $ 389,112
 2016
%(D/B) Change(B-C=E) %(E/C)
40% $ 328 2%
195% $ (154) -3%
82% $ 174 1%
11% $ 17,297 14%

-19% $ (15,974) -22%

-2% $ (65) -4%

38% $ 55,503 7%
47% $ 109 1%
10% $ (65) -1%
10% $ 1,100 3%
-16% $ (446) -13%
210% $ - 0%
272% $ (345) -33%
70% $ (324) -56%
19% $ 1,431 8%
32% $ 58,395 5%

55% $ 14,369 9%
29% $ 40,272 5%
34% $ 54,641 6%
7% $ (612) -2%
27% $ (2,250) -3%
17% $ 1,270 15%
33% $ 53,049 5%

16% $ 61 0%
0% $ - 0%
245% $ 554 5%
6% $ 6,029 6%
18% $ (1,298) 27%
28% $ 5,346 5%
32% $ 58,395 5%
 279,413 180593 166224
1,019,079 787,028 746,756
1,298,492 967,621 912,980
36,908 34,590 35,202
94,600 74,250 76,500
11,466 9,798 8,528
1,441,466 1,086,259 1,033,210