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Chapter 05
Pµe„w× gybvdv (Compound Interest)
Pµe„w×
w× gybvdv msµvšÍ mgm¨v mgvavb Ki‡Z
Ki n‡j Pµe„w× gybvdv wK Zv m¤ú‡K© Av‡MB Rvb‡Z n‡e| e| Pµe„
Pµew× gybvdvi †ÿ‡Î
cÖ‡Z¨K eQ‡ii †k‡l g~ja‡bi mv‡_ gybvdv †hvM K‡i bZzb g~jab wba©vib Ki‡Z
Z nq| A_©vr cÖviw¤¢K g~ja‡bi
a mv‡_ cÖ_g eQ‡ii
gybvdv †hvM K‡i wØZxq eQ‡ii bxU g~jab wbY©q Ki‡Z
Ki n‡e| Pµe„w× gybvdv wbY©q Ki‡Z n‡j j Aek¨B Avgv‡`i
Avgv Pµe„w× gyjab
Ges Pµe„w× gybvdv wK G wel‡q wek` Rvbv `iKvit
Pµe„w× gybvdv (Compound Interest)t )t cÖwZeQi †k‡l hw` gyja‡bi mv‡_ gybvdv †hvM n‡qq bZzb gyjab ˆZwi nq Z‡e
Z Zv‡K
Pµe„w× gyjab ev Pµe„w× gybvdv e‡j|
j| G‡K
G mg„× gyjabI ejv nq| Ab¨fv‡ee ejv hvq, cÖwZeQi e„w×cÖvß gyja‡bi Dci ‡h
gybvdv wn‡me Kiv nq Zv‡KB Pµe„w×
w× gybvdv| Pµe„
Pµew× gyjab †_‡K cÖKZ
… ev bxU gyjab we‡qvM K‡ii Pµe„
Pµew× gybvdv cvIqv hvq|
Pµe„w× gyjab (Compound Capital)t )t Pµe„w× gyja‡bi †ÿ‡Î cÖwZeQiv‡šÍ e¨vs‡K AvgvbZKvixi
vgvbZKvixi gyjab GKUv wbw`ó nv‡i
nv
evo‡Z _v‡K| GB e„w× cÖvß gyjab‡K
K Pµe„
Pµew× ev cÖew„ × gyjab e‡j|
mgvavbt
cÖ_g eQiv‡šÍ,
10000 × 12
10000 UvKvi 12% 1200 UvKv ev 100 = 1200 UvKv|
ZLb, wØZxq eQiv‡šÍ Zvi g~jab n‡ee (10000 + 1200) 11200 UvKv| hv g~jZ Pµe„
Pµew×
w× g~jab| GLb wØZxq eQiv‡šÍ
eQiv 11200
UvKvi Dci cybivq 12% nv‡i gybvdv †`Iqv
Iqv n‡e
n ev g~jab wbY©q Ki‡Z n‡e|
wØZxq eQiv‡šÍ.
11200 × 12
11200 UvKvi 12% 1344 UvKv ev 100 = 1344 UvKv|
GLb, Z…Zxq eQiv‡šÍ Zvi g~jab n‡ee (11200 + 1344) 12544 UvKv| hv g~jZ Pµe„
Pµew×
w× g~jab| GLb Z…
ZZxq eQiv‡šÍ 12544
UvKvi Dci cybivq 12% nv‡i gybvdv †`Iqv
Iqv n‡e
n ev g~jab wbY©q Ki‡Z n‡e|
Z…Zxq eQiv‡šÍ,
12544 × 12
12544 UvKvi 12% 1505.28 UvKv ev 100 = 1505.28 UvKv|
Method of Mathematics Compound Interest
GLb, PZy_© eQiv‡šÍ Zvi g~jab n‡e (12544 + 1505.28) 14049.28 UvKv| hv g~jZ Pµe„w× g~jab| Gifv‡e cÖwZ eQiv‡šÍ
e¨vs‡K AvgvbZKvixi g~jab evo‡Z _vK‡e| GB e„w×cÖvß g~jab‡K ejv nq Pµe„w× g~jab ev Pµe„w× g~j ev mg„× g~jab| Avi
cÖwZ eQi e„w×cÖvß g~ja‡bi Dci †h gybvdv wbY©q ev wnmve Kiv nq Zv‡K Pµe„w× gybvdv e‡j|
Pµe„w× g~jab I Pµe„w× gybvdvi myÎ MVbt aiv hvK, cÖviw¤¢K g~jab ev Avmj P Ges evwl©K gybvdvi nvi r
∴ cÖ_g eQiv‡šÍ Pµe„w× g~jab = Avmj + gybvdv
=P+P×r
= P (1+ r)
2q eQiv‡šÍ Pµe„w× g~jab = cÖ_g eQiv‡šÍi Pµe„w× g~jab + gybvdv
= P (1 + r) + P (1 + r) × r
= P (1 + r) (1 + r)
= P (1 + r)2
GLb Pµe„w× gybvdv m¤ú‡K© Av‡jvPbvi ïiæ‡Z m~Î e¨wZZ †h g~jab 10000 UvKv Ges gybvdv 12% aiv n‡qwQj, †mLv‡b
Pµe„w× g~ja‡bi m~Î cÖ‡qvM Kwit
GKwU d¬vU gvwjK Kj¨vb mwgwZ Av`vqK…Z mvwf©m PvR© †_‡K DØ„Ë 200,000 UvKv e¨vs‡K Qq gvm AšÍi Pµe„w× gybvdv
wfwËK ¯’vqx AvgvbZ ivL‡jb| gybvdvi nvi evwl©K 12 UvKv n‡j, Qq gvm ci H mwgwZi wn‡m‡e KZ UvKv Rgv n‡e? GK eQi
ci Pµe„w× g~jab KZ n‡e?
mgvavbt
e¨vL¨vt Pµe„w× g~ja‡bi †ÿ‡Î cÖwZeQi †k‡l
‡`Iqv Av‡Q, g~jab P = 200,000 UvKv|
1 cÖviw¤¢K gyja‡bi mv‡_ gybvdv †hvM n‡q bZzb
gybvdvi nvi r = 12%, mgq n = 6 gvm ev 2 eQi| gyjab ˆZwi nq| ZvB GLv‡b cÖviw¤¢K g~ja‡bi
∴ gybvdv I = Prn mv‡_ cÖ_g Qq gv‡mi gybvdv †hvM K‡i 2q Qq
12 1 gv‡mi Rb¨ g~jab 212,000 UvKv wbY©q Kiv
= 200,000 × 100 = 24000 × 2 = 12000 UvKv n‡q‡Q| cieZ©x Qq gv‡mi Rb¨ 212,000
∴ Qq gvm ci gybvdv n‡e 12000 UvKv| UvKvi Dci 12% nv‡i 6 gv‡mi gybvdv wbY©q
GLb, 1g Qq gvm ci Pµe„w× g~jab n‡e = (200,000 + 12000) K‡i me©‡gvU Pµe„w× g~jab 224,720 UvKv
= 212,000 UvKv| wba©viY Kiv n‡q‡Q|
12 1
Avevi, cieZ©x Qq gv‡mi Rb¨ gybvdv-Avmj = 212,000 × 100 = 25440 × 2
= 12720 UvKv|
∴ 1 eQi ci gybvdv-Avmj n‡e (212,000 + 12720) 224,720 UvKv|
GK eQi ci Pµe„w× g~jab n‡e 224,720 UvKv| (DËi)
‡Kv‡bv kn‡ii eZ©gvb RbmsL¨v 80 jÿ| H kn‡ii RbmsL¨v e„w×i nvi cÖwZ nvRv‡i 30 n‡j 3 eQi ci H kn‡ii
RbmsL¨v KZ n‡e?
[Pµe„w× g~ja‡bi g‡Zv K‡i mgvavb Ki‡Z n‡e]
e¨vL¨vt Avgiv Rvwb, Pµe„w× g~ja‡bi †ÿ‡Î cÖwZeQi †k‡l gyja‡bi mv‡_ gybvdv †hvM n‡q bZzb gyjab ˆZwi nq| †h‡nZz GLv‡b
Pµe„w× g~ja‡bi m~Î cÖ‡hvR¨ n‡q‡Q ZvB kniwUi cÖviw¤¢K RbmsL¨vi mv‡_ RbmsL¨v e„w×i nvi 3% †hvM K‡i 2q eQ‡ii Rb¨
cÖviw¤¢K RbmsL¨vi cwigvb wbY©q Kiv n‡q‡Q| GKBfv‡e cieZ©x 2q I 3q eQ‡ii Rb¨ Pµe„w× n‡i Rbms¨v wbY©q K‡i me©‡gvU
87,41,81.6 Rb UvKv wba©viY Kiv n‡q‡Q|
g‡bvqviv †eMg Zvi cvwievwiK cÖ‡qvR‡b 6% nv‡i X UvKv Ges 4% nv‡i Y UvKv FY wbj| †m Zvi †gvU 56000 UvKv
FY wbj Ges eQi †k‡l 2480 UvKv gybvdv ‡kva Kij|
(K) m¤ú~Y© F‡Yi Dci 5% g~bvdv cÖ‡hvR¨ n‡j evwl©K g~bvdv KZ?
(L) X Ges Y Gi gvb wbY©q Kiæb|
(M) m¤ú~Y© †Yi Dci 5% Pµe„w× gybvdv cÖ‡hvR¨ n‡j 2 eQi ci g‡bvqviv †eMg‡K KZ UvKv gybvdv cwi‡kva
Ki‡Z n‡e?
(K) m¤ú~Y© F‡Yi Dci 5% g~bvdv cÖ‡hvR¨ n‡j evwl©K g~bvdv (M) m¤ú~Y© F†Yi Dci 5% Pµe„w× gybvdv cÖ‡hvR¨ n‡j 2
KZ? eQi ci g‡bvqviv †eMg‡K KZ UvKv gybvdv cwi‡kva Ki‡Z
mgvavbt n‡e?
‡gvU F†Yi cwigvb, P = 560000 UvKv mgvavbt
5 g‡bvqvi †eM‡gi F‡Yi cwigvb P = 560000 UvKv
gybvdvi nvi, r = 100 5
gybvdvi nvi, r = 100
mgq, n = 1 eQi
mgq, n = 1 eQi
GLb gybvdv I = pnr GLb,
5 Avgiv Rvwb, Pµe„w× g~bvdvi †ÿ‡Î mg„×g~j
= (56000× 1 × 100 ) 5 2
= 56000 (1+ 100 ) UvKv
= 2800 UvKv| 2
∴ 1 eQi ci wb‡Y©q ewl©K gybvdv 2800 UvKv| (DËi) = 56000 × (1+.05) UvKv
2
= 56000 × (1.05) UvKv
kU©KvUt = 61470 UvKv|
5 ∴ g‡bvqviv †eMg cwi‡kva Ki‡eb (61740 − 56000)
56000 UvKvi 5% nv‡i 1 eQ‡ii gybvdv = 56000× 100
UvKv
= 2800 UvKv = 5740 UvKv (DËi)
(L) x Ges y Gi gvb wbY©q Ki|
6
6% nvi gybvdvq x UvKvi evwl©K gybvdv = (x × 1 × 100 ) UvKv
6x
= 100 UvKv
4
Avevi 4% nvi gybvdvq y UvKvi evwl©K gybvdv = (y × 1 × 100 ) UvKv
Method of Mathematics Compound Interest
4y
= 100 UvKv
GLb DÏxc‡Ki Z_¨vbymv‡i x + y = 56000..............................................(i)
6x 4y
Ges 100 + 100 = 2840
ev, 6x + 4y = 284000
ev, 3x + 2y = 142000...................(ii)
GLb (i) bs mgxKiY‡K 3 Øviv ¸b K‡i ¸Ydj †_‡K
(ii) bs mgxKiY‡K we‡qvM Kwi 3x + 3y = 284000
3x + 2y = 142000
1y = 26000
GLb y Gi gvb (i) bs mgxKi‡Y ewm‡q cvB x = 30000
∴ x = 30000; y = 26000 (DËi)
(K) (i) I (ii) (L) (i) I (iii) (M) (ii) I (iii) (N) (i), (ii) I (iii) DËit L
5| 10% mij gybvdvq 2000 UvKviÑ
i. 1 eQ‡ii gybvdv 200 UvKv|
2
ii. 5 eQ‡ii gybvdv-Avmj, Avm‡ji 13 ¸Y|
iii. 6 eQ‡i gybvdv Avm‡ji mgvb n‡e|
wb‡Pi †KvbwU mwVK?
(K) (i) I (ii) (L) (i) I (iii) (M) (ii) I (iii) (N) (i), (ii) I (iii) DËit K
6| Rvwgj mv‡ne evwl©K 10% gybvdvq e¨vs‡K 2000 UvKv Rgv ivL‡jb|
wb‡Pi cÖkœ¸‡jvi DËi `vI :
(1) 1g eQiv‡šÍ gybvdv-Avmj KZ n‡e ?
(K) 2050 UvKv (L) 2100 UvKv (M) 2200 UvKv (N) 2250 UvKv DËit M
(2) mij gybvdvq 2q eQiv‡šÍ gybvdv-Avmj KZ n‡e ?
(K) 2400 UvKv (L) 2420 UvKv (M) 2440 UvKv (N) 2450 UvKv DËit K
Method of Mathematics Compound Interest
(3) 1g eQiv‡šÍ Pµe„w× g~jab KZ n‡e ?
(K) 2050 UvKv (L) 2100 UvKv (M) 2150 UvKv (N) 2200 UvKv DËit K
7| evwl©K 10% gybvdvq 8000 UvKvi 3 eQ‡ii Pµe„w× g~jab wbY©q Ki|
mgvavbt
Avgiv Rvwb, Pµe„w× g~jab, C = P(1 + r)n
11 3 weKí mgvavbt
= 8000 × 10 cÖviw¤¢K g~ajb P = 8000 UvKv
1331 mgq, n = 3 eQi
= 8000 × 1000 gybvdvi nvi, r = 10% (Pµe„w× g~jab †ei Ki‡Z n‡e)
= 10648 UvKv
∴ wb‡Y©q Pµe„w× g~jab = 10648 UvKv| (DËi) 8000×10
∴ 1g eQi = 100 = 800 UvKv
1g eQi (8000 + 800) = 8800 UvKv
8800×10
= 100 = 880 UvKv
2q eQi (8800 + 880) = 9680 UvKv
9680×10
= 100 = 968 UvKv
= 9680 + 968 = 10648 UvKv
∴ 3 eQi ci Pµe„w× g~jab n‡e = 9680 + 968 = 10648
UvKv (DËi)
8| evwl©K kZKiv 10% mij gybvdvq 5000 UvKvi 3 eQ‡ii mij gybvdv I Pµe„w× gybvdvi cv_©K¨ KZ n‡e?
mgvavbt
AZGe,
Pµe„w× g~jab C = 6655 UvKv|
∴ Pµe„w× gybvdv = C − P
= (6655 − 5000) UvKv ev 1655 UvKv
∴ mij gybvdv I Pµe„w× gybvdvi cv_©K¨
= (Pµe„w× gybvdv − mij gybvdv)
= (1655 − 1500) UvKv = 155 UvKv|
∴ mij gybvdv I Pµe„w× gybvdvi cv_©K¨ 155 UvKv| (DËi)
9| GKB nvi gybvdvq †Kv‡bv g~ja‡bi GK eQiv‡šÍ Pµe„w× g~jab 6500 UvKv I `yB eQiv‡šÍ Pµe„w× g~jab 6760 UvKv
n‡j, g~jab KZ?
GLv‡b,
mgvavbt Avgiv Rvwb, g~jab P, mgq n, gybvdvi nvi r n‡j,
Avmj cÖviw¤¢K gyjab = P = ?
Pµe„w× g~jab = P (1 + r)n
gybvdv ev my‡`i nvi nvi = r
∴ GK eQiv‡šÍ Pµe„w× g~jab = P(1 + r)1 = P(1 + r) mgq = n
`yB eQiv†šÍ Pµe„w× g~jab = P (1 + r)2 Pµe„w× g~jab C = 6500
cÖkœg‡Z, P (1 + r)2 = 6760 ............ (i)
Ges P (1 + r) = 6500................... (ii)
mgxKiY (i) bs †K (ii) bs Øviv fvM K‡i cvB,
P(1 + r)2 6760
P(1 + r) = 6500
676
ev, 1 + r = 650 .........................(iii)
676
1 + r = 650 gvb (ii) bs G ewm‡q cvB,
676
P × 650 = 6500
Method of Mathematics Compound Interest
650 × 6500
ev, P = 676
∴ P = 6250 UvKv
∴ g~jab 6250 UvKv| (DËi)
10| evwl©K kZKiv 8.50 UvKv Pµe„w× gybvdvq 10000 UvKvi 2 eQ‡ii me„w×g~j I Pµe„w× gybvdv wbY©q Kiæb|
mgvavbt
Avgiv Rvwb, Pµe„w× ev me„w×g~‡ji †¶‡Î GLv‡b,
Pµe„w× ev me„w×g~j, C = P(1 + r) n g~ jab, P = 10000 UvKv
8.502 mgq, n = 2 eQi
= 10000 1 +
100 UvKv 8.50
2 gybvdvi nvi, r = 8.50% = 100
= 10000 (1 + 0.085) UvKv
= 10000 (1.085)2 UvKv
= 10000 × 1.177225 UvKv
= 11772.25 UvKv
Avevi, Pµe„w× gybvdv = me„w×g~j − g~jab
= (11772.25 − 10000) UvKv
= 1772.25 UvKv
∴ wb‡Y©q me„w×g~j 11772.25 UvKv Ges Pµe„w× gybvdv 1772.25
UvKv| (DËi)
11| †Kv‡bv kn‡ii eZ©gvb RbmsL¨v 64 j¶| kniwUi RbmsL¨v e„w×i nvi cÖwZ nvRv‡i 25 Rb n‡j, 2 eQi ci
H kn‡ii RbmsL¨v KZ n‡e?
mgvavbt kniwUi eZ©gvb RbmsL¨v, P = 64,00,000 Rb| GB AsKUv †Kvb c×wZ QvovB mgva‡bi
25 1 †Póv Kwit
RbmsL¨v e„w×i nvi, r = 1000 = 40 ev 25 Rb|
cÖ‡kœ ejv n‡q‡Q cÖwZ nvRv‡i RbmsL¨v e„w×i
mgq, n = 2 eQi nvi 25 Rb|
[GLv‡b, RbmsL¨v e„w×i †¶‡Î Pµe„w× gybvdvi m~Î cÖ‡hvR¨]
Avgiv Rvwb, Pµe„w× gybvdv C = P(1 + r)n cÖ_g eQi,
gvb ewm‡q cvB, 1 jv‡L 25×100000= 2500
2.5 2
C = 6400000 × 1 + 100 64 jv‡L 2500×64 = 160,000
100+2.5 ∴ 1 eQi ci †gvU RbmsL¨v nj
= 6400000 × 100
2
6400,000+160,000 = 6560,000
102.5 102.5
= 6400000 × 100 × 100 [eM© Zz‡j w`‡q] 2q eQi,
= 640 ×102.5 × 102.5 6560,000 × 65.6 =164000
= 6724000 6560000+164,000 = 6724,000
∴ 2 eQi ci kniwUi RbmsL¨v 67,24,000 Rb (DËi)
∴ 2 eQi ci kniwUi RbmsL¨v 67,24,000
Rb (DËi)
12| GK e¨w³ GKwU FY`vb ms¯’v †_‡K evwl©K 8% Pµe„w× gybvdvq 5000 UvKv FY wb‡jb| cÖwZeQi †k‡l wZwb
2000 UvKv K‡i cwi‡kva K‡ib| 2q wKw¯Í cwi‡kv‡ai ci Zvi Avi KZ UvKv FY _vK‡e?
Method of Mathematics Compound Interest
mgvavbt [Pµe„w× F‡Yi †¶‡Î Pµe„w× g~ja‡bi m~Î cÖ‡hvR¨] weKí mgvavbt
†hLv‡b, FY P = 5000 UvKv Avgiv Rvwb,
8 Pµe„w× g~jab C = P (1 + r)1
my‡`i nvi r = 8% = 100] ‡`Iqv Av‡Q, [cÖ_g wKw¯Í]
mgq n = 1 eQi| cÖviw¤¢K g~jab P = 5000 UvKv
8
my‡`i nvi r = 8% = 100
∴ 1g eQi ci Pµe„w× FY C1 = P (1 + r)1
8 1 mgq n = 1 eQi|
= 5000 × 1 + 100 = 5000 (1 + 0.08) UvKv Pµe„w× g~jab C = ?
= 5000 × 1.08 UvKv = 5400 UvKv
gvb ewm‡q cvB,
1g eQi †k‡l wZwb 2000 UvKv cwi‡kva K‡ib| 1
8
∴ 2q eQ‡ii ïiæ‡Z Avmj P1= (5400 – 2000) UvKv C = 5000 × 1 + 100
= 3400 UvKv|
1
100+8
∴ 2q eQiv‡šÍ Pµe„w× FY C2 = P1 (1 + r)1 = 5000 × 100
8 1
108
= 5000 × 100
= 3400 1 + 100 UvKv = 3400 (1 + 0.08) UvKv
= 3400 × 1.08 UvKv = 3672 UvKv
= 50 × 108 = 5400 UvKv|
∴ 2q wKw¯Í cwi‡kv‡ai ci FY _vK‡e (3672 − 2000) H e¨w³ cÖ_g wKw¯Í ‡k‡l cwi‡kva K‡i 2000
UvKv UvKv|
= 1672 UvKv| (DËi)
∴ cª_g wKw¯Í †k‡l FY _v‡K 5400 − 2000
= 3400 UvKv|
[wØZxq wKw¯Íi †ÿ‡Î]
cÖviw¤¢K g~jab P = 5000 UvKv
8
my‡`i nvi r = 8% = 100
mgq n = 1 eQi|
Pµe„w× g~jab C = ?
13| GKB nvi Pµe„w× gybvdvq †Kv‡bv g~jab GK eQiv‡šÍ me„w×g~j 19500 UvKv Ges `yB eQiv‡šÍ me„w×g~j 20280 UvKv
nj| A
(K) gybvdv wbY©‡qi m~Î wjLyb|
(L) g~jab wbY©q Kiæb|
Method of Mathematics Compound Interest
(M) GKB nv‡i D³ g~ja‡bi Rb¨ 3 eQi ci mij gybvdv I Pµe„w× gybvdvi cv_©K¨ wbY©q Kiæb|
25
13 bs cÖ‡kœi mgvavbt (L) 26 3
Avgiv Rvwb, = 18750 25 = 18750 × (1.04)3
g~jab P, mgq n, gybvdvi nvi, r n‡j, = 18750 × 1.125 = 21091.2 UvKv
Pµe„w×i g~jab = P(1 + r)n
∴ PKe„w× gybvdv = C – P
∴ GK eQiv‡šÍ Pµe„w× g~jab = P(1 + r)1 = P(1 + r) = (21091.2– 18750) UvKv
2q eQiv‡šÍ Pµe„w× g~jab = P(1 + r)2
= 2341.2 UvKv (cÖvq)
cÖkœg‡Z,
P(1 + r) = 19500 ... ... (i) ∴ mij gybvdv, I= Pnr
1
P(1 + r)2 = 20280 ... ... (ii) = 18750 × 3 × 25 UvKv
(ii) mgxKiY‡K (i) mgxKiY Øviv fvM Kwi|
P(1 + r)2 20280 = 2250 UvKv
P(1 + r) = 19500 ∴ Pµe„w× gybvdv I mij gybvdvi cv_©K¨
104 = (2341.2 – 2250) UvKv
ev, (1 + r) = 100 ... ... (iii) = 91.2 UvKv cÖvq (DËi)
∴ (1 + r) Gi gvb (i) bs G ewm‡q cvB, ∴ Pµe„w× I mij gybvdvi †ÿ‡Î cv_©K¨ 91.2 UvKv
104 cÖvq (DËi)
P × 100 = 19500
19500 × 100
ev, P = 104
∴ P = 18750 UvKv (DËi)
14| wkcÖv eo–qv †Kv‡bv e¨vs‡K 3000 UvKv Rgv †i‡L 2 eQi ci gybvdvmn 3600 UvKv †c‡q‡Qb| A
(K) mij gybvdvi nvi wbY©q Kiæb|
(L) AviI 3 eQi ci gybvdv-Avmj KZ n‡e ?
(M) 3000 UvKv GKB nvi Pµe„w× gybvdvq Rgv ivL‡j 2 eQi ci Pµe„w× g~jab KZ n‡Zv ?
cÖkœt1 †Kv‡bv Avmj 6 eQ‡i gybvdv-Avm‡j 16,280 UvKv Ges 8 eQ‡i gybvdv-Avm‡j 18,080 UvKv nq| B
(K) 5 eQ‡ii gybvdv wbY©q Kiæb|
(L) Avmj I gybvdvi nvi wbY©q Kiæb|
(M) D³ nvi gybvdvq 9,000 UvKvi 3 eQ‡ii mij gybvdv I Pµe„w× gybvdvi cv_©K¨ wbY©q Kiæb|
cÖkœt2 wg‡mm Avmgv evwl©K 5% nvi gybvdvq 5000 UvKv 3 eQ‡ii Rb¨ GKwU e¨vs‡K Rgv ivL‡jb Zuvi `yB eQ‡ii mij
gybvdv wbY©q
Ki|
(K) wZwb wZb eQiv‡šÍ Pµe„w× gybvdv KZ cv‡eb Zv wbY©q Kiæb|
mgvavbt †`Iqv Av‡Q,
5
Avmj, P = 5000 UvKv, gybvdvi nvi, r = 5% = 100
mgq, n = 2 eQi
5
∴ mij gybvdv, I = P r n = 5000 × 100 × 2
= 500 UvKv
∴`yB eQ‡ii Zvi mij gybvdv n‡e =500 UvKv| (DËi)
2 bs cÖ‡kœi mgvavb (K) GLv‡b,
Avgiv Rvwb, P = 5000 UvKv
Pµe„w× gybvdv = P(1 + r)n − P 5
5 r = 5% = 100
= 5000 1 + 100 − 5000
3
n = 3 eQi
= 5000 (1 + 0.05) − 5000
3
cÖkœt 3 †Kv‡bv Avmj 3 eQ‡i gybvdv-Avm‡j 3025 UvKv Ges 5 eQ‡i gybvdv-Avm‡j 3375 UvKv nq Z‡e Avmj I gybvdvi
nvi wbY©q Kiæb|
(K) GKB nvi gybvdvq 3 eQ‡ii Pµe„w× g~jab I mij me„w× g~ja‡bi cv_©K¨ KZ?
mgvavbt 3 bs cÖ‡kœi mgvavb mgvavbt (K)
†`Iqv Av‡Q, ÔLÕ †_‡K cvB,
5 eQ‡ii gybvdv + Avmj = 3375 UvKv g~jab, P = 2500 UvKv
3 eQ‡ii gybvdv + Avmj = 3025 UvKv 7
gybvdvi nvi, r = 7% = 100 = 0.07
∴ 2 eQ‡ii gybvdv = 350 UvKv; (we‡qvM K‡i)
350 × 3 mgq, n = 3 eQi
∴ 3 eQ‡ii gybvdv = 2 UvKv = 525 UvKv
Avgiv Rvwb, Pµe„w× g~jab = P(1 + r)n
∴ Avmj = gybvdv-Avmj − gybvdv = (3025 − 525) UvKv = 2500(1 + 0.07)3
= 2500 UvKv = 2500 × 1.225043
GLb, 2500 UvKvi 3 eQ‡ii gybvdv 525 UvKv = 3062.61 UvKv
525 Avevi, mij gybvdvi †¶‡Î me„w× g~jab = 3025
∴ 1 ,, 1 ,, ,, UvKv
2500 × 3 UvKv
525 × 100 ∴ Pµe„w× g~jab I mij me„w× g~ja‡bi
∴ 100 ,, 1 ,, ,, UvKv
2500 × 3 cv_©K¨ = 3062.61 − 3025 UvKv = 37.61 UvKv
= 7 UvKv (DËi)
myZivs Avmj 2500 UvKv, gybvdvi nvi 7%| (DËi)
Method of Mathematics Compound Interest
cÖkœt 4 †Kvb Avmj 4 eQ‡i gybvdv-Avm‡j 3200 UvKv Ges 7 eQ‡i gybvdv-Avm‡j 3725 UvKv nq| A
(K) 3 eQ‡ii gybvdv wbY©q Kiæb|
(L) gybvdvi nvi wbY©q Kiæb|
(M) D³ nv‡i 3000 UvKvi 3 eQ‡ii Pµe„w× gybvdv I mij gybvdvi cv_©K¨ wbY©q Kiæb|
4 bs cÖ‡kœi mgvavb mgvavbt (K) 4 bs cÖ‡kœi mgvavb mgvavbt (M)
Avmj + 7 eQ‡ii gybvdv = 3725 UvKv †`Iqv Av‡Q, Avmj, P = 3000 UvKv, mgq, n = 3 eQi
Avmj + 4 ,, ,, = 3200 UvKv 7
(we‡qvM K‡i), 3 eQ‡ii gybvdv = 525 UvKv (DËi) ÔLÕ †_‡K cvB, gybvdvi nvi, r = 7% = 100
Avgiv Rvwb,
7
4 bs cÖ‡kœi mgvavb mgvavbt (L) mij gybvdv, I = Prn =3000× 100 ×3 = 630 UvKv
cÖkœt 6 GKwU kn‡ii †jvKmsL¨v 40 j¶| cÖwZ nvRv‡i RbmsL¨v e„w×i nvi 30 Rb| B
(K) RbmsL¨v e„w×i nvi‡K kZKivq cÖKvk Kiæb|
(L) 3 eQi ci H kn‡ii †jvKmsL¨v KZ n‡e?
(M) 3 eQi ci hw` RbmsL¨v e„w×i nvi cÖwZ nvRv‡i 40 Rb nq, Zvn‡j cieZx© 2 eQi ci RbmsL¨v KZ n‡e?
5 bs cÖ‡kœi mgvavb mgvavbt (K) 5 bs cÖ‡kœi mgvavb mgvavbt (M)
30
RbmsL¨v e„w×i nvi, r = 100 × 100% G‡¶‡Î, cÖviw¤¢K RbmsL¨v n‡e P = 4370908 Rb
= 3% (DËi) mgq, n = 2 eQi
5 bs cÖ‡kœi mgvavb mgvavbt (L) 4
40
RbmsL¨v e„w×i nvi, r = 1000 × 100% = 4%
kniwUi eZ©gvb RbmsL¨v, P = 40,00,000 Rb| 10
3 cieZx© 2 eQi ci RbmsL¨v n‡e
ÔKÕ n‡Z cvB, RbmsL¨v e„w×i nvi, r = 3% = 100 4 2
P(1 + r)2 = 4370908 × 1 + 100 Rb
mgq, n = 3 eQi|
GLv‡b, RbmsL¨v e„w×i †¶‡Î Pµe„w× gybvdvi m~Î cÖ‡hvR¨ 100 + 4
= 4370908 × 100 Rb
2
3 3
∴ C = P (1 + r)n = 4000000 × 1 + 100 104
= 4370908 × 100 Rb
2
100 + 3
= 4000000 × 100
3
= 4727574.0928 Rb
103 3 = 4727574 Rb (DËi)
= 4000000 × 100
103 103 103
= 4000000 × 100 × 100 × 100
= 4 × 103 × 103 × 103 = 43,70,908
∴ 3 eQi ci kniwUi RbmsL¨v n‡e 43,70,908 Rb (DËi)
Method of Mathematics Compound Interest
wb‡R Kiæb
cÖkœt 1 Avn‡g` Avwj 8% ¶wZ‡Z GKwU QvMj weµq Ki‡jb| wKš‘ QvMjwU 800 UvKv †ewk g~‡j¨ weµq Ki‡j Zuvi 8% jvf
nZ| cieZ©x‡Z wZwb QvMjwUi µqg~‡j¨i mgcwigvY UvKv evwl©K 10% gybvdvq 3 eQ‡ii R‡b¨ e¨vs‡K Rgv ivL‡jb|
(K) 8% mij gybvdvq 800 UvKvi 3 eQ‡ii gybvdv wbY©q Kiæb|
(L) QvMjwUi µqg~j¨ wbY©q Kiæb|
(M) D³ UvKv e¨vs‡K Rgv ivL‡j mij gybvdv I Pµe„w× gybvdvi cv_©K¨ KZ n‡e?
DËit (K) 192 UvKv (L) µqg~j¨ 5000 UvKv (M) 155 UvKv
cÖkœt 2 kwdK mv‡ne evwl©K 12.50% gybvdvq 3 eQ‡i 1200 UvKv wRwc dv‡Û Rgv K‡ib| A
(K)mij gybvdv wbY©‡qi m~ÎwU e¨vL¨v Kiæb|
(L) mij gybvdv-Avmj wbY©q Kiæb|
(M) Pµe„w× gybvdv I mij gybvdvi cv_©K¨ wbY©q Kiæb|
DËit (L) 1650 UvKv (M) 58.59 UvKv (cÖvq)
cÖkœt 3 iwdK mv‡ne 5 eQ‡ii Rb¨ e¨vs‡K 15,000 UvKv Rgv ivL‡jb| e¨vs‡Ki evwl©K gybvdvi nvi 10%| A
(K) 1, 3, 7, 15-Gi cieZ©x `yBwU msL¨v wbY©q Kiæb|
(L) KZ eQ‡i Kwig mv‡n‡ei UvKv gybvdv Avm‡j wظY n‡e wbY©q Kiæb|
(M) †gqv` †k‡l Zvi mij gybvdv I Pµe„w× gybvdvi cv_©K¨ †ei Kiæb|
DËit (K) 31 Ges 63 (L) wظY n‡e (M) 1657.65 UvKv
cÖkœt 4 Avwmd Bmjvg evwl©K 12% gybvdvq 8,000 UvKv 3 eQ‡ii Rb¨ e¨vs‡K Rgv ivL‡jb| A
(K) 12% †K mvaviY fMœvs‡k cÖKvk Kiæb|
(L) mij gybvdv I gybvdv-Avmj wbY©q Kiæb|
(M) Pµe„w× gybvdv wbY©q Kiæb|
3
DËit (K) 25 (L) mij gybvdv 2880 UvKv I gybvdv-Avmj 10,880 UvKv (M) Pµe„w× gybvdv 3239.424 UvKv
2
cÖkœt 5 †Kv‡bv Avmj 4 eQ‡i gybvdv-Avm‡j 5400 UvKv Ges gybvdv, Avm‡ji 7 Ask| A
(K) cÖZx‡Ki cwiPqmn Pµe„w× g~ja‡bi m~ÎwU wjLyb|
(L) gybvdvi nvi wbY©q Kiæb|
(M) D³ gybvdv-Avmj‡K g~jab a‡i 9% nv‡i 3 eQ‡ii Pµe„w× gybvdv I mij gybvdv wbY©q Kiæb|
1
DËit (K) C = P(1 + r)n (L) 77 % (M) Pµe„w× gybvdv 1593.16 UvKv (cÖvq) Ges mij gybvdv 1458 UvKv
cÖkœt 6 GK e¨w³ evwl©K 10% nvi gybvdvq 6000 UvKv †mvbvjx e¨vs‡K ivL‡jb| Avevi wZwb 4000 UvKv RbZv e¨vs‡K ivLvq
5 eQi ci gybvdv-Avmj 6000 UvKv †c‡jb| A
(K) 4 eQi ci †mvbvjx e¨vs‡K mij gybvdv KZ n‡e?
(L) RbZv e¨vs‡K evwl©K gybvdvi nvi KZ wQj?
(M) RbZv e¨vs‡K Mw”QZ UvKvi 3 eQ‡i mij gybvdv I Pµe„w× gybvdvi cv_©K¨ KZ n‡e?
DËit (K) 2400 UvKv (L) 10% (M) 124 UvKv|
cÖkœt 7 †Kv‡bv g~jab GKB nvi gybvdvq GK eQiv‡šÍ I `yB eQiv‡šÍ Pµe„w× g~jab h_vµ‡g 650 UvKv I 676 UvKv| A
(K) mij gybvdv I Pµe„w× g~jab wbY©‡qi m~Î wjLyb|
Method of Mathematics Compound Interest
(L) g~jab wbY©q Kiæb|
(M) 1g I 2q eQiv‡šÍ Pµe„w× g~jab h_vµ‡g GKwU Nwoi µq I weµqg~j¨ n‡j kZKiv KZ jvf ev ¶wZ n‡e?
DËit (K) C = P(1 + r)n (L) 625 UvKv (M) 4 UvKv jvf
cÖkœt 8 wgt wbRvg 10% gybvdvq 5000 UvKv 3 eQ‡ii Rb¨ e¨vs‡K Rgv ivL‡jb| A
(K) Pµe„w×i †¶‡Î ¯^ew„ ×g~j C n‡j, C wbY©‡qi m~ÎwU wjLyb|
(L) 3 eQ‡i wg: wbRv‡gi gybvdv KZ n‡e?
(M) 5 eQi c‡i Zuvi Pµe„w× nv‡i ¯^ew„ ×g~j KZ n‡e?
DËit (K) C = P(1 + r)n (L) 1500 UvKv (M) 8052.55 UvKv
cÖkœt 9 †Kv‡bv kn‡ii eZ©gvb RbmsL¨v 40 j¶| H kn‡ii RbmsL¨v e„w×i nvi cÖwZ nvRv‡i 20 Rb| A
(K) RbmsL¨v e„w×i kZKiv nvi wbY©q Kiæb|
(L) 2 eQi ci H kn‡ii RbmsL¨v KZ n‡e?
(M) ÔKÕ n‡Z cÖvß RbmsL¨v e„w×i nv‡i †Kv‡bv kn‡ii eZ©gvb RbmsL¨v 500000 n‡j 3 eQi ci H kn‡ii RbmsL¨v KZ n‡e?
DËit (K) 2% (L) 4161600 Rb| (M) 530604 Rb
cÖkœt 10 †Kvb Avmj, gybvdv Avm‡j 5 eQ‡i 1680 UvKv Ges 9 eQ‡i 2064 UvKv nq|
(K) 3 eQ‡ii gybvdv KZ UvKv?
(L) Avmj I gybvdvi nvi wbY©q Kiæb|
(M) D³ nv‡i 800 UvKvi 4 eQ‡ii Pµe„w× gybvdv I mij gybvdvi cv_©K¨ wbY©q Kiæb|
DËit (K) 288 UvKv; (L) 1200 UvKv, 8% (M) 32.39 UvKv (cÖvq)
cÖkœt 11 GK e¨w³ 8% gybvdvq †Kv‡bv cÖwZôv‡bi Kv‡Q 12,000 UvKv Rgv ivL‡jb|
K. Pµe„w×i gybvdvi m~ÎwU e¨vL¨v Kiæb|
L. 4 eQi ci D³ UvKvi Pµe„w× gybvdv I mij gybvdvi cv_©K¨ KZ n‡e?
M. GKB gybvdvi nv‡i KZ UvKv Rgv ivL‡j 2 eQi ci Pµe„w× I mij gybvdvi cv_©K¨ 120 UvKv n‡e?
DËit (L) 485.87 UvKv (cÖvq); (M) 18750 UvKv
cÖkœt 12 Av‡e` 5% gybvdvq 50,000 UvKv 3 eQ‡ii Rb¨ †Kv‡bv e¨vs‡K Rgv ivL‡jb| B
(K) gybvdv-Avmj KZ n‡e?
(L) mij gybvdv I Pµe„w× gybvdvi cv_©K¨ wbY©q Kiæb|
(M) D³ nvi gybvdvq †Kv‡bv UvKvi 2 eQ‡ii mij gybvdv I Pµe„w× gybvdvi cv_©K¨ 1 UvKv n‡j, g~jab KZ?
DËi: (K) 57,500 UvKv; (L) 381.25 UvKv (M) 400 UvKv|