ACKNOWLEDGEMENT

The project Title ‘‘Credit appraisal under SME segment in Dena Bank” has been

conducted by me during 15th June 2011 to 30th July 2011 at Dena Bank, Regional Office,

Delhi. I have completed this project, based on the primary and secondary research under the

guidance of my bank guide Mr. J.D. Sinha, Sr. Manager (SME).

He has helped me to learn about the process of giving loans & advances to SME sector

by giving me a valuable insight into the role played by Banks in SME sector. My increased

spectrum of knowledge in this field is the result of their constant supervision and direction

that have helped me to absorb relevant and high quality information.

Last but not the least, I feel indebted to all those persons and organizations who have

helped me directly or indirectly in the successful completion of this study.

DATED- RIDDHIMA SINGH