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You are now chatting with 'NEHA'

NEHA: Welcome to HDFC Bank Online Chat. My Name is Neha , how may I assist you?
hi: my name is surya
hi: i work in a software company in chennai
NEHA: Hello, How may I assist you?
hi: i ve planned to take a personal loan
hi: and i have salary acc in hdfc
hi: waht is the interest per annum
hi: and my company name is Master Sys-Tech
hi: take home salary is 19000
NEHA: Definitely I'll help you regarding a Personal Loan, Please confirm the fol
lowing details
NEHA: Complete name
NEHA: Location
NEHA: Company name
NEHA: Date of Joining in the current company
NEHA: Net take home Salary per month
NEHA: Bank in which your salary is getting credited
hi: U. SURYA PRABHA
hi: CHENNAI
hi: Master Sys-Tech
hi: 1 ST JUNE 2010
hi: 19000
hi: HDFC
NEHA: Pls confirm your HDFC A/C customer ID or A/C number
hi: 35420763 CUST ID
hi: ACC NO 01361140047118
NEHA: Are you paying any other EMIs, if so pls confirm the type of loan(Home loa
n/Auto Loan/Personal Loan etc..), loan amount and monthly installment?
hi: AM paying a scooty EMI for Rs1610
hi: that is not like a loan...i took through a finance company
hi: first paid a down payment of 16000 and took finance for the rest of the amou
nt
hi: the total cost of the sccoty bike 43000
NEHA: I am pleased to inform you that we can offer you a tentative loan amount o
f 1.5lakh * for 36 months* at 18 %*(reducing rate) with Processing fee applicabl
e 2 % *Condition Credit at the sole discretion of HDFC Bank.
hi: any offers for salaried persons
hi: in hdfc
hi: do my company can avail upto 1.5 lak
hi: can u also calculate my EMI
NEHA: 1.5lakh for 36months ,emi will be 5423 *
hi: can u plz tell me the emi amount for 75000
hi: and also can i not extend the tenure to 5 yrs
NEHA: 75000 for 36months ,emi will be 2711 *
NEHA: tenure will be 36months only
hi: could u plz tell me for 100000 also
hi: based on that i may decide now
NEHA: 1lakh for 36months ,emi will be 3615 *
hi: thx i may now prefer for one lak
hi: can u plz lemme knw the process and documentation
Sonia: Following are the minimum documents required to process the loan,
Sonia: 1 Photo
Sonia: Id Proof
Sonia: Address Proof.
Sonia: Last 3 Months Pay Slip
Sonia: Last 3 months bank Statement(if salary a/c not with HDFC Bank)
Sonia: Pan Card Copy.
hi: id proof - pan card, last 3 months payslip, Last 3 months bank Statement, pa
n card copy...
hi: the above i have
hi: i actually stay in a hostel
Sonia: Pls confirm whether we can contact you on 9944412688 to help you better r
egarding this and for further proceeding as well.. Please also do confirm whethe
r you have any other alternate contact details.
hi: so for address proof can i give that
hi: yeah 9944412688 is ma contact number
Sonia: We will get in touch with you soon for further communication.
Sonia: Thank you for using HDFC Bank Personal & Business Loan Live Chat Service.
hi: thx
hi: neha