INSTRUCTION CIRCULAR NO. PIINST-IBD/2018/20, July 24, 2018 Re: DECLARATION OF WEIGHTAGES AND PROFIT SHARING RATIO FOR “THE MONTH OF AUGUST 2018 To: All Islamic Banking Branches All Islamic Banking Windows Ce: All Islamic Regional Managers All Islamic Branch Managers Al Islamie Relationship Managers From: Pool Management Unit, Islamie Banking Weare enclosing Profit Sharing Ratio and Weightages (LCY & FCY) that will be applicable forthe month of August 2018, Branches should ensure thatthe enclosed sheets ere invariably displayed on th the customer area. ir notice board located in The updated Weightages will also be available on the HIDLs Official website: www:hbl.com, “of! ZAHUD PAREKH HEAD~ISLAMIC BANKING HEAD. GLOBAL OPERATIONS Encl: Profit Sharing Ratio and Weightages Sheets for LCY & PCY. LsIABL sani ‘The profit sharing ratio betwoen Rab-ul-Maal (De Habib Bank Limited Islamic Banking is pleased to announce the Prof Sharing Ratio (PSR) and Welghtages for AUGUST 2018 and two Previous Petiods which are applicable on its Savings deposits & Term deposits Accounts. These Weightages are used to calculate the Profit for distribution on the = basis of Mudaraba model. sitors) and Mudario (Bank) before deduction of Tax would be a follows PROFIT SHARING RATIO ‘Month ‘Month Tonth ISLAMIC DEPOSIT PRODUCTS August 2018 | _July2018 sune 2018 Share of Rab-ulMal 50% 50% 50% Share of Mudarib 50% 50% 50% Local Currency Accounts SAVING ACCOUNTS Profit Weightoges ont Month Month Product Name Bayment reauency | ayeveeaone | uy 2038 ance (Filisimie PIs Recount Monthly 02833 02a 0.2833 [Haar Recount I Monthly 08 0a ona [aL Work shame Premium Account [anwary& ay 0.0082 0082 oaa HL Alita Account [On Daly Actusl Deposits of Rs. but less than SOOIK) Monthy 0.2833 02838 oes [On Daly Actual Deposits of Rs SOOK but less than L(t) Menthiy (0.2917 0.2617 0.2517 [On Daly Actual Deposits ofRs.11M) but ess than S(M ‘Monthly 0.3208 0.3208 0.3208 [On Day Actual Deposits of Rs. SM) but las than 25(M) Monthly (0.3250 (03250 0.3250 [on Daly Actual Deposits of Rs. 25(M) but less than SO(M) Monthly 0.3292 0.3292 0.3292 [on Day Actual Deposits of. SO(M) but less than 100(M) ‘Month 0.3313 03813 0.3313 [on Daiy Actual Deposits of Rs. 200{M) but less than 250{0/) ‘Monthy 0.3333 0.3833 0.3833 [On Daly Actual Deposits of Re. 250) but less than S0O{M™) ‘Monthly 0.3354 0.3354 0.3354, [on Daily Actual Deposits of Rs. S00(M) but less than Rs. 18), ‘Monthly 03575 03375 0.3375 [On Daiy Actual Deposits of ts. 1(8] and above ‘Monthly 0.3596 0.3396 (0.3386 [AUSAMARATTERMACCOUNTS—SSSOSCSCSOSCSCSCSCSCSC~CS*d Profit on Maturity EE Month Maturity O37 3078 o3073 3 Months Maturity 0.3563 0.3863 0.3563 jE Months Maturity 03729 03729 03723 [One Year ‘Maturity 0.8106 oatas o.a1as The Years Maturity 0.4568 0.4563 0.4563 Five Years Maturity 0.4979 04878 0.8579 Profit on Monthly [One Vear Monthy ‘oar oma oan [Three Years ‘Monthly o.a704 ‘0.104 oD Five Years ‘Monthly 03813, (03813 (03813 Profit on Quarterly (One Year ‘auarteny 03854 3854 3854 [Three vears ‘Quarterly oss ‘oai88 0.0188 Five Years ‘Quarterly ‘a0 0.4024 o.a02HBL Suns. Habib Bank Limited Islamic Banking i pleased to announce the Profit Sharing Ratio (PSR) and Weightages for AUGUST 2018 and two Previous petiods which ae applicable on its Savings deposits & Term deposits Accounts. These Weightages are used to calculate the Profit or distribution on the eo basis of Mudarabaimodel “The profit sharing ratio between Rab-ul-Maal(Depositrs) and Muri (Sank before dedvetion of Tax would be a follows PROFIT SHARING RATIO ‘Month Month Worth 'SLAMIC DEPosrT PRODUCTS august 2018 | July 2028 sume 2018 Share of Rab-ulsal 50% 0% 50% Share of Madarib 50% sox 50% Local Currency Accounts SAVING ACCOUNTS Profe Weightages ‘Month ‘Month ‘Month oduct Name Payment Frequen: Product Ni _— anaanns August 2018, July 2018 June 2018. Profit on Semi Annually (One Veer Semi Annwaly 03538 T338 one vee Year Semi annually az 04a71 Oa27L ive Years ‘Semi Annually 427 0427 08271 Prepared by Reviewed by: Paci ‘Approved by