CONSENT FOR ELECTRONIC RECORDS

Please read this information carefully

and, for future reference, either print a copy of this document or retain this information
electronically.

1. INTRODUCTION. You are submitting a credit application. We can give you the benefits of our online service only if you consent to use and accept
electronic signatures, electronic records, and electronic disclosures in connection with this transaction
(your "Consent"). By completing and submitting an online credit application (your "Application"), you acknowledge that you have received this
document and have consented to the use of electronic signatures, electronic records, and electronic disclosures in connection with this
transaction (collectively "Records").
2. ELECTRONIC COMMUNICATIONS. You may request a paper copy of any Record by e-mailing:
customerservice@checkngo.com. You may request a paper copy even if you withdraw your Consent. We will retain the Records as required by
law and will provide you a paper copy of any Record at no charge.
3. CONSENTING TO DO BUSINESS ELECTRONICALLY. Before giving your Consent, you should consider whether you have the required hardware
and software capabilities described below.
4. SCOPE OF CONSENT. Your Consent and our agreement to conduct this transaction electronically only apply to this transaction. If we receive your
Consent, then we will conduct this transaction with you electronically.
5. HARDWARE AND SOFTWARE REQUIREMENTS. To access and retain the Records electronically, you will need to use the following computer
software and hardware: A PC, Mac, Android or iOS device with the latest version of Google Chrome, Mozilla Firefox, Apple Safari, Internet
Explorer or Microsoft Edge. To read some documents, you will need a PDF file reader like Adobe Acrobat Reader. If at any time during this
transaction these requirements change in a way that creates a material risk that you may not be able to receive Records electronically, we will
notify you of these changes.
6. WITHDRAWING CONSENT. You may withdraw your Consent at any time and at no charge to you. If you withdraw your Consent prior to receiving
the credit transaction, then your withdrawal will prevent you from obtaining an online credit transaction (i.e., a credit transaction obtained over
the Internet). To withdraw your Consent, you must e-mail us at: customerservice@checkngo.com. Note, however, that the withdrawal of your
Consent will not affect the legal effectiveness, validity, or enforceability of the credit transaction or of any Records that you received
electronically prior to such withdrawal (including but not limited to the Arbitration Agreement and the Notice-of-Grievance Agreement, each set
forth above).
7. CHANGE TO YOUR CONTACT INFORMATION. You must keep us informed of any change in your e-mail address or your ordinary mail address. To
update your address information, either phone us at 1-800-536-6639 or e-mail us at customerservice@checkngo.com.
8. AUTHORIZATION, AGREEMENT, AND REPRESENTATIONS. BY CLICKING THE "I AGREE" BUTTON BELOW, YOU CONSENT TO USE AND ACCEPT
ELECTRONIC SIGNATURES, ELECTRONIC RECORDS, AND ELECTRONIC DISCLOSURES IN CONNECTION WITH THIS TRANSACTION. YOU
ACKNOWLEDGE THAT YOU CAN ACCESS THE RECORDS IN THE DESIGNATED FORMATS DESCRIBED ABOVE, AND YOU UNDERSTAND THAT YOU
MAY REQUEST A PAPER COPY OF THE RECORDS AT ANY TIME AND AT NO CHARGE. IF YOU DO NOT GIVE YOUR CONSENT OR IF YOU DO NOT
AGREE TO THE TERMS AND CONDITIONS DESCRIBED IN THIS DOCUMENT, THEN CLICK THE "I DO NOT AGREE" BUTTON BELOW.