5-YEAR FINANCIAL PLAN

Company Name

FORECASTED REVENUE
Annual
Units sold Average
revenue
annually price per unit
per product
Product 1 250 125.00 31,250.00
Product 2 430 100.00 43,000.00
Product 3 210 65.00 13,650.00
Product 4 540 25.00 13,500.00

TOTAL OF FORECASTED REVENUE 101,400.00

COST OF GOODS SOLD

Expected Annual cost of
gross margin goods sold
Product 1 30% 9,375.00
Product 2 25% 10,750.00
Product 3 25% 3,412.50
Product 4 30% 4,050.00

TOATL COST OF GOODS SOLD 27,587.50

ANNUAL MAINTENANCE, REPAIR AND OVERHAUL

Factor (%) on capital equipment 15%

ASSET DEPRECIATION

Number of Years 5

TAX

Annual Tax Rate 30%

INFLATION

Annual Inflation Rate 2%

PRODUCT PRICE INCREASE

Annual Price Increase 2%

FUNDING

Loan Amount 50,000.00

Annual interest rate 5.00%
Term of loan (months) 60
Monthly rate 0.41%
Payment 941.02
Total Amount Payable 56,461.20
PROFIT AND LOSS PROJECTION
Prakash Filling Station

PROFIT AND LOSS ASSUMPTION

Year 1 Year 2 Year 3 Year 4 Year 5
Annual cumulative price (revenue) increase 0.00% 2.00% 4.00% 6.00% 8.00%
Annual cumulative inflation (expense) increase 0.00% 2.00% 4.00% 6.00% 8.00%

INCOME
Year 1 Year 2 Year 3 Year 4 Year 5
Revenue

Petrol 31,250.00 31,875.00 33,150.00 35,139.00 37,950.12

Diesel 43,000.00 43,860.00 45,614.40 48,351.26 52,219.37
Mobil Oil 13,650.00 13,923.00 14,479.92 15,348.72 16,576.61
Grease 13,500.00 13,770.00 14,320.80 15,180.05 16,394.45

Total revenue 101,400.00 103,428.00 107,565.12 114,019.03 123,140.55

Cost of Sales

Product 1 9,375.00 9,562.50 9,945.00 10,541.70 11,385.04

Product 2 10,750.00 10,965.00 11,403.60 12,087.82 13,054.84
Product 3 3,412.50 3,480.75 3,619.98 3,837.18 4,144.15
Product 4 4,050.00 4,131.00 4,296.24 4,554.01 4,918.34

Cost of goods sold 27,587.50 28,139.25 29,264.82 31,020.71 33,502.37

Gross Profit 73,812.50 75,288.75 78,300.30 82,998.32 89,638.18

Non-Operation Income

Rental - - - - -
Interest income - - - - -
Loss (gain) on sale of assets - - 1,000.00 - -
Other income (specify) - - - - -

Toatal Non-Operation Income - - 1,000.00 - -

TOTAL INCOME 73,812.50 75,288.75 79,300.30 82,998.32 89,638.18

EXPENSES

Operating expenses

Sales and marketing 15,000.00 15,300.00 15,912.00 16,866.72 18,216.06

 Depreciation Err:508 Err:508 Err:508 Err:508 Err:508
Insurance 7,500.00 7,650.00 7,956.00 8,433.36 9,108.03
Payroll and Payroll Tax 21,000.00 21,420.00 22,276.80 23,613.41 25,502.48
Property taxes 2,500.00 2,550.00 2,652.00 2,811.12 3,036.01
Maintenance, repair, and overhaul 219,000.00 223,380.00 227,760.00 232,140.00 236,520.00
Utilities 5,000.00 5,100.00 5,304.00 5,622.24 6,072.02
Administrative fees 300.00 306.00 318.24 337.33 364.32
Interest expense on long-term debt #REF! #REF! #REF! #REF! #REF!
Other 1,000.00 1,020.00 1,060.80 1,124.45 1,214.40

Total operating expenses #REF! Err:508 Err:508 Err:508 Err:508

Non-Recurring Expenses

Unexpected Expenses - - - -
Other expenses - - - - -

Total Non-Recurring Expenses - - - - -

TOTAL EXPENSES #REF! Err:508 Err:508 Err:508 Err:508

TAXES

Income Tax #REF! Err:508 Err:508 Err:508 Err:508

Other Tax (specify) - - - - -

TOTAL TAXES #REF! Err:508 Err:508 Err:508 Err:508

NET PROFIT #REF! Err:508 Err:508 Err:508 Err:508

BALANCE SHEET PROJECTION
Company Name

ASSETS

Current Assets Initial balance Year 1 Year 2 Year 3

Cash and short-term investments 500,000.00 500,000.00 550,000.00 605,000.00

Accounts receivable 320,000.00 320,000.00 320,000.00 320,000.00
Total inventory 900,000.00 900,000.00 900,000.00 900,000.00
Prepaid expenses 120,000.00 120,000.00 120,000.00 120,000.00
Deferred income tax 80,000.00 80,000.00 80,000.00 80,000.00
Other current assets 50,000.00 50,000.00 50,000.00 50,000.00

Total current assets 1,970,000.00 1,970,000.00 2,020,000.00 2,075,000.00

Property and Equipment Initial balance Year 1 Year 2 Year 3

Buildings - - - -
Land - - - -
Machinery and equipment 1,460,000.00 1,460,000.00 1,460,000.00 1,460,000.00
Less Accumulated depreciation expense

Total Property and Equipment 1,460,000.00 1,460,000.00 1,460,000.00 1,460,000.00

Other Assets Initial balance Year 1 Year 2 Year 3

Goodwill - - - -
Deferred income tax - - - -
Long-term investments 400,000.00 400,000.00 400,000.00 400,000.00
Deposits 100,000.00 100,000.00 100,000.00 100,000.00
Other long-term assets - - - -

Total Other Assets 500,000.00 500,000.00 500,000.00 500,000.00

TOTAL ASSETS 3,930,000.00 3,930,000.00 3,980,000.00 4,035,000.00

LIABILITIES

Current Liabilities Initial balance Year 1 Year 2 Year 3

Accounts payable 380,000.00 380,000.00 380,000.00 380,000.00

Accrued expenses 60,000.00 60,000.00 60,000.00 60,000.00
Notes payable/short-term debt 250,000.00 250,000.00 250,000.00 250,000.00
Other current liabilities 85,000.00 85,000.00 85,000.00 85,000.00

Total Current Liabilities 775,000.00 775,000.00 775,000.00 775,000.00

Debt Initial balance Year 1 Year 2 Year 3

Long-term debt/loan 2,000,000.00 2,000,000.00 1,600,000.00 1,200,000.00

Total Debt 2,775,000.00 2,775,000.00 2,375,000.00 1,975,000.00

TOTAL LIABILITIES 2,775,000.00 2,775,000.00 2,375,000.00 1,975,000.00

EQUITY

Initial balance Year 1 Year 2 Year 3

Owner's equity (common) 1,155,000.00 1,155,000.00 1,155,000.00 1,155,000.00
Preferred equity - - - -
Retained earnings - #REF! #REF! #REF!

TOTAL EQUITY 1,155,000.00 #REF! #REF! #REF!

TOTAL LIABILITIES AND EQUITY 3,930,000.00 #REF! #REF! #REF!

 Year 4 Year 5

1,400,000.00 1,600,000.00
320,000.00 320,000.00
900,000.00 900,000.00
120,000.00 120,000.00
80,000.00 80,000.00
50,000.00 50,000.00

2,870,000.00 3,070,000.00

Year 4 Year 5

- -
- -
1,460,000.00 1,460,000.00

1,460,000.00 1,460,000.00

Year 4 Year 5

- -
- -
400,000.00 400,000.00
100,000.00 100,000.00
- -

500,000.00 500,000.00

4,830,000.00 5,030,000.00

Year 4 Year 5

380,000.00 380,000.00
60,000.00 60,000.00
250,000.00 250,000.00
85,000.00 85,000.00

775,000.00 775,000.00

Year 4 Year 5

800,000.00 400,000.00

1,575,000.00 1,175,000.00
1,575,000.00 1,175,000.00

Year 4 Year 5
1,155,000.00 1,155,000.00
- -
#REF! #REF!

#REF! #REF!

#REF! #REF!
CASH FLOW PROJECTION

Company Name

Operating activities Year 1 Year 2 Year 3 Year 4 Year 5

Net income #REF! Err:508 Err:508 Err:508 Err:508

Depreciation Err:508 Err:508 Err:508 Err:508 Err:508
Accounts receivable - - - - -
Inventories - - - - -
Accounts payable - - - - -
Amortization - - - - -
Other liabilities - - - - -
Other operating cash flow items - - - - -

Total operating activities #REF! Err:508 Err:508 Err:508 Err:508

Investing activities Year 1 Year 2 Year 3 Year 4 Year 5

Capital expenditures - - - - -
Acquisition of business - - - -
Sale of fixed assets - - - 1,000.00 - -
Other investing cash flow items - - - - -

Total investing activities - - - 1,000.00 - -

Financing activities Year 1 Year 2 Year 3 Year 4 Year 5

Long-term debt/financing - - 400,000.00 - 400,000.00 - 400,000.00 - 400,000.00

Preferred stock - - - - -
Total cash dividends paid - - - - -
Common stock - - - - -
Other financing cash flow items - - - - -

Total financing activities - - 400,000.00 - 400,000.00 - 400,000.00 - 400,000.00

Cumulative cash flow #REF! Err:508 Err:508 Err:508 Err:508

Beginning cash balance 500,000.00 #REF! #REF! #REF! #REF!

Ending cash balance #REF! #REF! #REF! #REF! #REF!

 Total

#REF!
Err:508
-
-
-
-
-
-

#REF!

Total

-
-
- 1,000.00
-

- 1,000.00

Total

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-
-
-
-

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#REF!