GOI Schemes

15 March 2018
01:46

Poverty Alleviation Programs By Indian Government For RBI Grade B

Published on Saturday, May 20, 2017

Government of India has started various poverty alleviation programmes of

basically two types:
• Encouraging self-employment
• Providing supplementary wage employment
“Garibi hatao” slogan was adopted during Fifth five year plan.
Planning commission in 2012 reduced the poverty line to Rs- 28.65 per capita
daily consumption in cities and Rs- 22.42 in rural areas.

Followings are some schemes of Poverty alleviation:

Integrated Rural Development Programme (IRDP):

• To eliminate rural poverty by providing income-generating assets to
the poorest of the poor.
• Started in 1978-79.
• Main aim is to create sustainable opportunities for self-employment
in the rural sector.
• Assistance is given in the form of subsidy by the government.
• It is funded on 50:50 basis by the centre and the state.
National Rural Employment Guarantee Act (NREGA):
• Came into force in 2006.
• It was later modified as the Mahatma Gandhi National Rural Employment
Guarantee Act (MGNREGA) in October 2, 2009.
• It is an Indian labour law and social security measure that aims to
guarantee the “right to work”.
• It was started to enhance the livelihood security in rural areas by
providing at least 100 days of guaranteed wage employment in a financial year.
• If work is not provided within 15 days of applying, applicants are
entitled to an unemployment allowance.
• Recently, Finance Minister Arun Jaitley announced Rs- 48000cr for the
MGNREGA.
National Maternity Benefit Scheme:
• It is for the family below the poverty line.
• Implemented by states and union territories.
• It provides a sum of Rs-500 to a pregnant woman for the first two
live births.
• It was later changed into Janani Suraksha Yojana with Rs-1440 for
every institutional birth.
National Old Age Pension Scheme (NOAPS):
• To provide pension to old people, above the age of 65.
• Came into effect on 15 august 1995.
• Initially, 200 rupees per month was given but later it was changed to
500 rupees as per as 2011-12 budget.
Jawahar Gram Samridhi Yojana (JGSY):
• It is a comprehensive version of previously launched “Jawahar Rozgar
Yojana (JRY)”.
• Started on 1 April 1999.
• Main objective: - For the development of rural areas.
• Secondary objective: - To give out sustained wage employment.
• This was only for the below poverty line.
National Family Benefit Scheme (NFBS):
• Started in August 1955.
 • Sponsored by the state government.
• Later it was transferred to the state sector scheme from 2002-03.
• It is under the community and rural development.
• It provides a sum of 20000 rupees to a person of family who becomes
the head of the family after the death of its primary breadwinner.
Annapurna:
• Started in 1999-2000 by the central government.
• Rs-100cr was allocated during 2000-01.
• It mostly covers groups of “poorest of the poor” and “indigent senior
citizens”.
Employment Generation Schemes in India
MGNREGA:
Already discussed above.
Swarnjayanti Gram Swarojgar Yojana (SGSY):
• Started in 1999.
• For the self-employment of the rural poor.
• Later it became IRDP.
Pradhan Mantri Gram Sadak Yojana (PMGSY):
• Started on 25 December 2000.
• Comes under the authority of the minister of rural development.
Swarna Jayanti Shahari Rozgar:
• Started on 1 December, 1997.
• To provide employment to urban unemployed and under-employed through
the set up of self-employment ventures.
• Centrally sponsored.
Prime Minister’s Employment Generation Programme (PMEGP):
• To generate continuous and sustainable employment opportunities in
rural and urban areas.
• Announced on 15 August 2008 by PM.
Food for Work Programme:
It was started in 2001 to provide food through wage employment in the drought
affected areas in eight states.

Sampoorna Grameen Rozgar Yojana (SGRY):

• It came in existence by merging Jawahar Gram Samridhi Yojana (JGSY)
and Employment Assurance Scheme (EAS).
• Launched in September 2001.
• To provide additional wage employment in the rural areas.
Rural Landless Employment Guarantee Programme (RLEGP):
• It was started in 1983
• The aim was to provide employment to landless farmers and labourers.

1. 1952: Community Development Programme (CDP)overall development of rural

areas and people’s participation.
2. 1960-61: Intensive Agriculture Development program (IADP)To provide loan
for seeds and fertilizers to farmers
3. 1964-65: Intensive Agriculture Area programme (IAAP)To develop special
harvest in agriculture area.
4. 1965 : Credit Authorization Scheme (CAS)Involved qualitative credit
control of reserve bank of India
5. 1966-67: High yielding variety programme (HYVP)To increase the
productivity of food grains by adopting latest varieties of inputs of crops.
6. 1966-67: Green Revolution:To Increase productivity. Confined to wheat
production.
7. 1969: Rural Electrification CorporationTo provide electricity in rural
areas
8. 1972 : Scheme of Discriminatory Interest RateTo provide loan to the weaker
sections of society at a concessional interest rate of 4%
9. 1972-73 : Accelerated Rural water Supply Programme (ARWSP)Providing
drinking water in villages
10. 1973: Drought Prone Area Programme:Protection from drought by achieving
environement balace and by developing ground water
11. 1973: Crash Scheme for Rural Employment CSREFor rural employment
12. 1973-74 : Marginal Farmer and Agriculture Labor Agency (MFALA)Technical &
financial assistance to marginal farmers
13. 1974-75: Small Farmer Development Scheme SFDSTechnical & financial
assistance to small farmers
14. 1975: Command Area Development Programme: (CADP)Better utilization of
irrigational capacities
15. 1975: Twenty Point Programme (TPP)Poverty eradication and an overall
objective of raising the level living
16. 1977: National Institution of Rural DevelopmentTraining, investigation
and advisory for rural development
17. 1977-78 : Desert Development Programme: (DDP)To control the desert
expansion by maintaining environment balance
18. 1977-78: Food For Work Programme:providing food grains to labor
19. 1977-78 : Antyodaya Yojna :Scheme of Rajasthan, providing economic
assistance to poorest families
20. 1979 : Training Rural Youth for Self Employment TRYSEM (launched on 15th
August)educational and vocational training
21. 1980 : Integrated Rural Development Programme :IRDP (launched on October
2, 1980)overall development of rural poor
22. 1980 : National Rural Development programme NREPemployment for rural
manforce
23. 1982 : Development of Women & Children in Rural Areas (DWCRA)sustainable
opportunities of self employment to the women belonging to the rural families who
are living below the poverty line.
24. 1983 : Rural Landless Employment Guarantee Programme (RLEGP) (Launched on
August 15)employment to landless farmers and laborers
25. 1983-84: Farmers Agriculture Service Centers FASCsTell the people use of
improved instruments of agriculture
26. 1984 : National Fund for Rural Development : To grant 100% tax rebate to
donors and also to provide financial assistance for rural development projects
27. 1985: Comprehensive Crop Insurance Scheme:Crop Insurance
28. 1986: Council of Advancement of People’s Action & Rural Technology
(CAPART)Assistance to rural people
29. 1986: Self Employment Programme for the Poor SEPUPSelf employment through
credit and subsidy
30. 1986: National Drinking Water Mission:For rural drinking water renamed
and upgraded to Rajiv Gandhi National Drinking Water Mission in 1991.
31. 1988: Service Area AccountRural Credit
32. 1989: Jawahar Rozgar Yojna : JRYEmployment to rural unemployed
33. 1989: Nehru Rozgar Yojna NRYEmployment to Urban unemployed
34. 1990: Agriculture & Rural Debt Relief Scheme: ARDRSExempt Bank loans up
to Rs. 10000 for rural artisans and weavers
35. 1990: Scheme for Urban Micro Enterprises SUMEAssist urban small
entrepreneurs
36. 1990: Scheme of Urban wage Employment SUWEScheme for urban poor’s
37. 1990: Scheme of Housing and Shelter Upgradation (SHASU)Providing
employment by shelter Upgradation
38. 1991: National Housing Bank Voluntary Deposit SchemeUsing black money by
constructing low cost housing for the poor.
39. 1992: National Renewal FundThis scheme was for the employees of the
public sector
40. 1993: Employment Assurance Scheme (EAS) (Launched on October, 2)
Employment of at least 100 days in a year in villages
 41. 1993: Members of parliament Local Area Development Scheme MPLADS
(December 23, 1993)Sanctioned 1 crore per year for development works
42. 1994: Scheme for Infrastructural Development in Mega Cities : SIDMCWater
supply, sewage, drainage, urban transportation, land development and improvement
slums projects in metro cities
43. 1993: District Rural Development Agency DRDAFinancial assistance to rural
people by district level authority
44. 1993 : Mahila Samridhi Yojna (October 2, 1993)Encourage rural women to
deposit in Post office schems
45. 1994 : Child labor Eradication SchemeShift child labour from hazardous
industries to schools
46. 1995: prime Minister Integrated Urban Poverty Eradication programme
PMIUPEPTo eradicate urban poverty
47. 1995 : Mid day Meal Scheme:Nutrition to students in primary schools to
improve enrolment, retention and attendence
48. 1996: Group Life Insurance Scheme for Rural AreasInsurance in rural area
for low premium
49. 1995: national Social Assistance programme:Assist BPL people.
50. 1997-98; Ganga Kalyan YojnaProvide financial assistance to farmers for
exploring ground water resources
51. 1997 Kastoorba Gandhi Education Scheme: (15 August 1997)Establish girls
schools in low female literacy areas (district level)
52. 1997: Swaran Jayanto Shahari Rojgar Yojna:Urban employment
53. 1998: Bhagya Shree Bal Kalyan PolicyUpliftment of female childs
54. March 1999 : Annapurna Yojna10 kgs food grains to elderly people
55. April 1999: Swaran Jayanto Gram Swarojgar YojnaSelf employment in rural
areas
56. April 1999: Jawahar Gram Samriddhi YojnaVillage infrastructure
57. August 2000 : Jan Shree Bima YojnaInsurance for BPL people
58. 2000 : Pradhan Mantri Gramodaya YojnaBasic needs of rural people
59. December 25, 2000 : Antyodaya Anna YojnaTo provide food security to poor
60. December 25, 2000 : Pradhan Mantri Gram Sadak Yojna:Connect all villages
with nearest pukka road.
61. September 2001: Sampoorna Grameen Rozgar YojnaEmployment and food
security to rural people
62. December 2001: Valmiki Ambedkar Awas Yojna VAMBAYSlum houses in urban
areas
63. 2003: Universal health Insurance Scheme:Health insurance for Rural people
64. 2004: Vande mataram Scheme VMSInitiative of public Private partnership
during pregnecy check up.
65. 2004: National Food for Work programmeSupplementary wage as foodgrains
for work
66. 2004: Kastoorba Gandhi Balika VidyalayaSetting up residential schools at
upper primary levels for girls belonging to predominantly OBC, SC & ST
67. 2005: Janani Suraksha YojnaProviding care to pregnant women
68. 2005, Dec. 16 : Bharat NirmanDevelopment of India through irrigation,
Water supply, Housing, Road, Telephone and electricity
69. 2005: National Rural Health Mission:Accessible, affordable, accountable,
quality health survices to the porest of the poor on remotest areas of the country.
70. 2005: Rajeev Gandhi Grameen Vidyuti Karan Yojna:Extending electrification
of all villages and habitations and ensuring electricity to every household.
71. 2005: Jawahar Lal Nehru national Urban Renewal Mission: (JNNURM)Click
here to read more
72. 2006: February 2 : National Rural Employment Guarantee Scheme NREGS100
days wage employment for development works in rural areas.
73. 2007: Rastriya Swasthya Bima Yojna :Health insurance to all workers in
unorganized area below poverty line.
74. 2007: Aam Aadmi Bima YojnaInsurance cover to the head of the family of
rural landless households in the country.
 75. 2009: Rajiv Awas YojnaTo make India slum free in 5 years
Which scheme merged with which?
76. National Food for Work program was merged with NREGA
77. Sampoorna Grameen Rojgar Yojna merged with NREGA
78. Intesified Jawhar Rozgar Yojna 1993 was merged with Employment Assurance
Scheme 1996 which was later merged with Sampoorna grameen Rozgar Yojna 2001.
79. IRDP , TRYSEM, DWCRA, Million Wells Scheme, SITRA & Ganga kalian Yojna
merged with Swaran jayanti Gram Swarojgar Yojna.
80. Rural Landless Employment Guarantee programme merged with Jawahar Rojgar
Yojna which was replaced by Jawahar Gram Samridhi Yojna (1999) and Jawahar Gram
Samridhi Yojna was merged with Sampoorna grameen Rojgar Yojna (2001)

81. (HRD) ministry has decided to merge its three flagship education
development programmes — Sarva Shiksha Abhiyan (SSA), Rashtriya Madhyamik Shiksha
Abhiyan (RMSA) and Scheme of Restructuring and Reorganisation of Teacher Education
(STE) — from the new academic year. These schemes have been in operation for the
past about 15 years for improving the quality of education and infrastructure in
government schools at elementary (classes 1 to 8) and secondary (classes 9 and 10)
levels, will be replaced by a new integrated programme for classes 1 to 12

The integrated scheme for school education, according to a detailed note

received by the department from the ministry, will be an overarching programme with
the broader goal of improving school effectiveness measured in terms of equal
opportunities for schooling and equitable learning outcomes. The merger of the
existing scheme was proposed by Niti Aayog after a detailed assessment.

optimal utilisation of budgetary allocations and effective use of human

resources and institutional structures, besides synergising approaches to improve
access, participation, student flow/internal efficiency and equity as far as
possible,

The budget of SSA, RMSA and STE will be merged and the Centre will provide
funds on 60:40 sharing basis to most states and 90:10 to north-eastern states and
three Himalayan states, including Jammu and Kashmir and Himachal Pradesh

1. Pradhan Mantri Gramodaya Yojana (PMGY)

2. Swarnajayanti Gram Swarozgar Yojana (SGSY)
3. Sampoorna Grameen Rozgar Yojana (SGRY)
4. Rural Housing Schemes
5. Pradhan Mantri Gram Sadak Yojana (PMGSY)
6. Drought Prone Areas Program (DPAP)
7. Antyodaya Anna Yojana (AAY)
8. Swarna Jayanti Shahari Rozgar Yojana (SJSRY)
9. Valmiki Ambedkar Awas Yojana (VAMBAY)
10.Food For Work Programme FFWP
11. National Social Assistance Programme
12. Annapaurna
13. District Rural Development Agency Administration (DRDA)
14. The Council for Advancement of People’s Action and Rural Technology
(CAPART)
15. Bharat Nirman
16. National Rural Employment Guarantee Scheme
17. Accredited Social Health Activist ASHA
18. Sarva Shiksha Abhiyan
19. Mid-Day Meal Scheme
20. Integrated Child Development Services Scheme ICDS
1. Pradhan Mantri Gramodaya Yojana (PMGY)
PMGY was launched in 2000-2001 in all States and Union Territories (UTs) in
order to achieve the objective of sustainable human development at the village
level. The PMGY envisages allocation of Additional Central Assistance (ACA) to the
States and UTs for selected basic minimum services in order to focus on certain
priority areas. PMGY initially had five components viz., primary health, primary
education, rural shelter, rural drinking water and nutrition. Rural electrification
was added as an additional component from 2001-02. For 2002-03 as well as 2003-04,
the allocation of ACA for PMGY was Rs.2,800 crore. Both financial and physical
monitoring of the programme is being carried out by the Planning Commission.
2. Swarnajayanti Gram Swarozgar Yojana (SGSY)
After a review and restructuring of the erstwhile Integrated Rural
Development Program and allied schemes, SGSY was launched in April, 1999 and is the
only self employment Programme currently being implemented. The objective of the
SGSY is to bring the assisted Swarozgaris above the poverty line by providing them
incomegenerating assets through bank credit and Government subsidy. The Scheme is
being implemented on a 75:25 cost sharing of between the Centre and the States.
Since its inception, and up to April 2004, a total allocation of Rs. 6,734 crore
was made available by the Centre and States. Rs. 4,980 crore, have been utilized up
to April 2004, benefiting 45.67 lakh Swarozgaris.
3. Sampoorna Grameen Rozgar Yojana (SGRY)
The SGRY was launched in September 2001, by merging the ongoing Schemes of
Jawahar Gram Samridhi Yojana (JGSY) and Employment Assurance Scheme (EAS). The
objective of the programme is to provide additional wage employment in the rural
areas as also food security, along with the creation of durable community, social
and economic infrastructure in rural areas. The SGRY is open to all rural poor who
are in need of wage employment and desire to do manual and unskilled work in and
around the village/habitat. The Scheme is implemented through Panchyati Raj
Institutions. The scheme envisages generation of 100 crore man-days of employment
in a year. The cost of each component of the programme is shared by the Centre and
States in the ratio of 75:25. During the year 2003-04 an amount of Rs. 4,121 crore
as cash component and 49.97 lakh tones of food grain were released to the
States/UTs and 76.45 crore man-days (Provisional) have been generated as reported
by the States/UTs. Under the Special Component of the SGRY, 65.84 lakh tonnes of
foodgrain have been released to 12 calamity affected States during 2003-04.
4. Rural Housing Schemes
Rural housing schemes such as Indira Awaas Yojana (IAY) aim at providing
dwelling units, free of cost, to the poor families of the Scheduled Castes (SCs),
Scheduled Tribes (STs), freed bonded laborers and also the non- SC/ST persons Below
Poverty Line (BPL) in the rural areas. The Scheme is funded on a cost-sharing basis
of 75:25 between the Center and States. Till the end of 2003-04, the ceiling on
construction assistance under IAY was Rs. 20,000/- in plain areas and Rs. 22,000/-
in hilly areas, which has been increased to Rs. 25,000/- per unit for plain areas
and Rs. 27,500/- for hilly areas from April 1, 2004. Twenty per cent of the
allocation is allowed for upgradation of unserviceable Kutcha houses for which
ceiling of Rs. 12,500 per unit applies since April 2004. Credit-cum-Subsidy Scheme
for rural housing targeting rural families having annual income up to Rs.32, 000
was launched on April 4, 1999. An amount of Rs. 10 crore as equity support was
provided to Housing and Urban Development Corporation (HUDCO) during 2003-04 by
Ministry of Rural Development. In addition, the innovative scheme of Rural Housing
and Habitat Development and Rural Building Centres (RBCs) was introduced to
encourage innovative, cost effective and environment friendly solutions in
building/housing sectors in rural areas. A National Mission for Rural Housing and
Habitat has also been set up to address the critical issues of housing gap and
induction of science and technology inputs into the housing/construction sector in
rural areas. Since inception (up to June 1, 2004) 113.96 lakh houses have been
constructed/upgraded by incurring an expenditure of Rs. 19,869 crore. During 2003-
04, against the target of 14.84 lakh, 12.54 lakh (provisional) houses have been
constructed/upgraded.
5. Pradhan Mantri Gram Sadak Yojana (PMGSY)
The PMGSY, was launched in December, 2000, to provide road connectivity to
1.6 lakh unconnected habitations with population of 500 persons or more (250 in
case of hilly, desert and tribal areas) in the rural areas by the end of the Tenth
Plan period. It is being executed in all the States and six UTs. Although the
initial estimates indicated a requirement of Rs. 60,000 crore for the program, the
present indications are that about Rs.1,30,000 crore will be needed for achieving
the intended connectivity. As per the Budget announcements of 2003-04, the diesel
cess which is the source for funding the programme, was increased from Re. 1 per
litre to Rs. 1.50 per litre, in order to provide additional funds for the
programme. Since the inception of the program, project proposals for Rs. 14,417
crore have been cleared and 88,685 Kms. of rural roads have been taken up under
this program. 20,740 road works had been completed till March 2004, and an
expenditure of over Rs. 6,547 crore has been incurred by the States/UTs. The
National Rural Roads Development Agency (NRRDA), registered under the Societies
Registration Act, provides Operations and Management support for the program. The
Asian Development Bank (ADB) has agreed to support the development of rural roads
in Madhya Pradesh and Chhattisgarh, which have been identified as recipient States
for the first tranche. The ADB Board has approved a loan of $400 million (in a
project size of $571 million). The States of Assam, Orissa and West Bengal have
been identified for the second tranche of ADB assistance, of the order of US
$500million. A first tranche of $400 million for funding projects in Himachal
Pradesh, Jharkhand, Rajasthan and Uttar Pradesh is likely to be available from the
World Bank by the end of 2004-05
6. Drought Prone Areas Program (DPAP)
Desert Development Program (DDP) and Integrated Wastelands Development
Program (IWDP) are being implemented for the development of wastelands / degraded
lands. DPAP was launched in 1973-74 to tackle the special problems faced by those
areas constantly affected by drought conditions. DDP was launched in 1977-78 to
mitigate the adverse effects of desertification. IWDP has been under implementation
since 1989-90. These programs were implemented on a sectoral basis till 1994-95.
Since April 1995, these programs are being implemented on watershed basis. For the
project DPAP, total number of the projects sanctioned were 2,535, with funds
released by the Centre at Rs 295 crore. Under DDP, 1,562 projects have been
sanctioned with funds of amount Rs.215 crore; and under IWDP, 190 projects with
funding of Rs. 306 crore, were sanctioned. The cost norms for all the three schemes
have been revised to Rs.6,000 per hectare. Under DPAP and DDP, the cost is shared
between the Centre and the States in the ratio of 75:25, while in the case of IWDP,
Rs.5,500 is borne by the Central Government and Rs.500 is shared by the States.
7. Antyodaya Anna Yojana (AAY)
AAY was launched in December 2000. Under the scheme 1 crore of the poorest
among the BPL families covered under the targeted public distribution system are
identified. Twenty five kilograms (kg) of food grains were made available to each
eligible family at a highly subsidized rate of Rs. 2 per kg for wheat and Rs.3 per
kg for rice. This quantity has been enhanced from 25 to 35 kgs with effect from
April, 2002. The scheme has been further expanded in June 2003 by adding another 50
lakh BPL families. Under the scheme, during 2002-03, against an allocation of 41.27
lakh tonnes of foodgrain, 35.39 lakh tonnes have been lifted by State Governments,
and during 2003-04, 38.24 lakh tonnes of food-grain have been lifted against an
allocation of 45.56 lakh tonnes.
8. Swarna Jayanti Shahari Rozgar Yojana (SJSRY)
The Urban Self-Employment Program and the Urban Wage Employment Program are
two special schemes of the SJSRY initiated in December 1997, which replaced various
programs operated earlier for urban poverty alleviation. Between the Centre and the
States, SJSRY is funded on a 75:25 basis. During 2002-03, the full allocation of
Rs.105 crore provided for various components of this program was released. For
2003-04, an allocation of Rs.94.50 crore plus Rs. 10.5 crore for North East and
Sikkim was provided for various components of this program. The expenditure during
2003-04 was Rs. 105 crore.
9. Valmiki Ambedkar Awas Yojana (VAMBAY)
The VAMBAY was launched in December 2001 to ameliorate the conditions of the
urban slum dwellers living below the poverty line without adequate shelter. The
scheme has the primary objective of facilitating the construction and up-gradation
of dwelling units for slum dwellers and providing a healthy and enabling urban
environment through community toilets under Nirmal Bharat Abhiyan, a component of
the scheme. The Central Government provides a subsidy of 50 per cent, the balance
50 per cent being arranged by the State Government. There are prescribed ceilings
on costs both for dwelling units and community toilets. During 2003-04, Central
subsidy to the extent of Rs. 239 crore has been released. Since inception up to May
2004, Rs. 522 crore have been released as Government of India subsidy for the
construction/upgradation of 2,46,035 dwelling units and 29,263 toilet seats under
the scheme.
10.Food For Work Programme: FFWP
The Food for Work Programme was started in January, 2000-01 as part of the
Employment Assurance Scheme (EAS) in eight drought affected States viz.
Chattisgarh, Gujarat, Himachal Pradesh, Madhya Pradesh, Maharashtra, Orissa,
Rajasthan, Uttaranchal. The Food for Work Programmes (FFWP) was later expanded to
form a part of any wage employment scheme of the Central or State Governments being
implemented in the notified districts during periods
of natural calamities, such as drought, flood, cyclone or earthquake. Now the
programme is in operation in the States of Andhra Pradesh, Bihar, Chattisgarh,
Gujarat, Himachal Pradesh, Karnataka, Kerala, Madhya Pradesh,Maharashtra, Orissa
and Rajasthan. For the States/Areas which are formally notified natural calamities
affected, the programme will continue up to 31st of March 2002.
In this programme the cash component of the wage and material is met from the
Scheme under which it is being implemented. The cost of transportation of
foodgrains from FCI godowns to the worksites/PDS and its distribution is the
responsibility of the State Government.Government of India makes available
appropriate quantity of foodgrains to each of the affected States. Foodgrains are
supplied to the States as an additionality and free of cost. The cost is borne by
the Government of India with a view of enabling the State Governments to provide
adequate wage employment opportunities to the needy rural poor.
11. National Social Assistance Programme:
The National Social Assistance Programme (NSAP) which came into effect from
15th August, 1995, is a 100 % Centrally Sponsored Programme. It has three
components namely, National Old Age Pension Scheme (NOAPS), National Family Benefit
Scheme (NFBS) and National Maternity Benefit Scheme (NMBS). The NMBS has since been
transferred to the Ministry of Health & Family Welfare w.e.f. 1-4-2001. The NSAP
aims at providing social security in case of old age, death of primary breadwinner
andmaternity. The main objectives and features of the two schemes, NOAPS and NFBS
are given below:The Programme aims at ensuring a minimum national standard of
social assistance in addition to the benefit that States are already providing. The
Central assistance is not to
displace expenditure by States on social protection schemes. However, the
States/UTs are free to expand their own coverage of social assistance whenever they
wish to do so.
12. Annapaurna:
The Annapurna Scheme has been launched with effect from 1st April, 2000. It
aims at providing food security to meet the requirement of those senior citizens
who, though eligible, have remained uncovered under the National Old Age Pension
Scheme(NOAPS). The Scheme is targeted to cover, 20% (13.762 Lakh) of persons
eligible to receive pension under NOAPS.The Central assistance under the Annapurna
Scheme is, thus, provided to the beneficiaries on fulfilling the following criteria
:
1. The age of the applicant ( male or female) should be 65 years or above.
2. The applicant must be a destitute in the sense of having little or no
regular means of substance from his/her own source of income or through financial
support from family members or other sources. In order to determine destitution ,
the criteria, if any, in force in the States/UTs may also be followed.
3. The applicant should not be in receipt of pension under the NOAPSor State
Pension Scheme.
 4. The beneficiaries are given 10 Kg. of foodgrains per month free of cost.
Funds are currently released to the State Departments of Food & Civil
Supplies (F&CS;) in one instalment . This Department then ties up with the Food
Corporation of India (FCI), to release foodgrains districtwise on payment of the
cost of Foodgrains at CIP rates directly to the FCI offices. Initially the
foodgrains were supplied at economic cost ( Rs.9.80 per Kg.). However, w.e.f.
1.11.2000, foodgrains are supplied at the CIP rates for BPL families( Rs.4.90 per
Kg.) The beneficiaries under the scheme are selected in the Gram Sabhas and the
Gram Panchayat distribute the entitlement cards to the beneficiaries.
13. District Rural Development Agency Administration (DRDA)
Over the years the District Rural Development Agencies have emerged as the
principal organs at the district level to oversing the implementation of different
poverty alleviation programmes. Since inception, the administrative costs of the
DRDAs were met by setting apart a certain percentage of the allocation for each
Programme. Of late, while the number of programmes increased, not all Programmes
provided for the administrative cost of the DRDAs.
Keeping in view the need for an effective agency at the district level to co-
ordinate the poverty alleviation efforts, a new Centrally Sponsored Scheme for
strengthening the DRDAs was introduced w.e.f. 1st April, 1999.
The primary objective of the DRDA Administration Scheme is to professionalise
the DRDAs so that they are able to effectively manage the poverty alleviation
programmes of the Ministry of Rural Development and interact purposively with other
agencies. The DRDAs are expected to (effectively) coordinate with the Panchayati
Raj Institutions. DRDAs are to maintain their separate identity under the
guidelines even though the Chairman of the Zilla Parishad is also the
Chairman of the governing body of DRDA.
14. The Council for Advancement of People’s Action and Rural Technology
(CAPART)
The Council for Advancement of People’s Action and Rural Technology (CAPART)
was set up as a pioneer organisation in September, 1986, as a supporting and
funding agency for the Voluntary Organisations (VOs) by merging two organisations,
namely, People’s Action for Development (India) and Council for Advancement of
Rural Technology (CART) with the mandate to promote voluntary action and propagate
appropriate rural technologies for the benefit of the rural masses. Since then,
CAPART has been contributing towards the rural development and poverty alleviation
through the work of VOs at the grassroots level and by supplementing Government’s
efforts.
The Minister for Rural Development, Government of India, is the President of
the Council and also the Chairman of the Executive Committee of the Council.
The General Body comprises, not exceeding, 100 members representing voluntary
agencies, Central and States Government, institutions engaged in activities
connected with rural development, rural technology and individuals possessing
experience/expertise relevant to the furtherance of the aforesaid objectives of
CAPART. They are nominated by the President of the Council.The Executive Committee
of CAPART comprises a maximum of 25 members nominated by the President of CAPART
from amongst the members of the General Body. There is also a Standing Committee on
Finance and Appointments which is chaired by the Director.
15. Bharat Nirman:
Bharat Nirman is a a time-bound plan for rural infrastructure by the
Government of India in partnership with State Governments and Panchayat Raj
Institutions.
Tasks Under Bharat Nirman:
1. Every village to be provided electricity: remaining 1,25,000 villages to
be covered by 2009 as well as connect 2.3 crore households
2. Every habitation over 1000 population and above (500 in hilly and tribal
areas) to be provided an all-weather road: remaining 66,802 habitations to be
covered by 2009
3. Every habitation to have a safe source of drinking water: 55,067 uncovered
habitations to be covered by 2009. In addition all habitations which have slipped
back from full coverage to partial coverage due to failure of source and
habitations which have water quality problems to
be addressed
4. Every village to be connected by telephone: remaining 66,822 villages to
be covered by November 2007
5. 10 million hectares (100 lakhs) of additional irrigation capacity to be
created by 2009 60 lakh houses to be constructed for the rural poor by 2009
16. National Rural Employment Guarantee Scheme:
The National Rural Employment Guarantee Act (NREGA, also known as National
Rural Employment Guarantee Scheme, NREGS) is Indian legislation enacted on August
25, 2005. The NREGA provides a legal guarantee for one hundred days of employment
in every financial year to adult members of any rural household willing to do
public work-related unskilled manual work at the statutory minimum wage. This act
was introduced with an aim of improving the purchasing power of the rural people,
primarily semi or un-skilled work to people living below poverty line in rural
India. It attempts to bridge the gap between the rich and poor in the country.
Roughly one-third of the stipulated work force must be women.The act was brought
about by the UPA coalition government headed by Dr. Manmohan Singh. The promise of
this project was one of the major factors that gained UPA victory in the Indian
general election, 2004. Dr. Jean Drèze, a Belgian born economist, at the Delhi
School of Economics, has been a major influence on this project.
Central Government shall meet the cost towards the payment of wage, 3/4 of
material cost and certain percentage of administrative cost. State Government shall
meet the cost towards unemployed allowance, 1/4 of material cost and administrative
cost of State council.
Adult members of rural households submit their name, age and address with
photo to the Gram Panchayat. The Gram panchayat registers households after making
enquiry and issues a job card. The job card contains the details of adult member
enrolled and his /her photo. Registered person can submit an application for work
in writing (for at least fourteen days of continuous work) either to panchayat or
to Programme Officer.
The panchayat/programme officer will accept the valid application and issue
dated receipt of application, letter providing work will be sent to the applicant
and also displayed at panchayat office. The employment will be provided within a
radius of 5 km: if it is above 5 km extra wage will be paid.
If employment under the scheme is not provided within fifteen days of receipt
of the application daily unemployment allowance will be paid to the applicant.
17. Accredited Social Health Activist ASHA:
ASHA is a new band of community under National Rural Health Mission, which
serves as first port of call for any health related demands of deprived sections of
the population, especially women and children, who find it difficult to access
health services. The main objective is to provide every village in the country with
a trained female community health activist – ‘ASHA’ or Accredited Social Health
Activist. Selected from the village itself and accountable to it, the ASHA will be
trained to work as an interface between the community and the public health system.
Key Components:
1. ASHA must primarily be a woman resident of the village – married/ widowed/
divorced, preferably in the age group of 25 to 45 years.
2. She should be a literate woman with formal education up to class eight.
This may be relaxed only if no suitable person with this qualification is
available.
3. ASHA will be chosen through a rigorous process of selection involving
various community groups, self-help groups, Anganwadi Institutions, the Block Nodal
officer, District Nodal officer, the village Health Committee and the Gram Sabha.
4. Capacity building of ASHA is being seen as a continuous process. ASHA will
have t undergo series of training episodes to acquire the necessary knowledge,
skills and confidence for performing her spelled out roles.
5. The ASHAs will receive performance-based incentives for promoting
universal immunization, referral and escort services for Reproductive & Child
Health (RCH) and other healthcare programmes, and construction of household
toilets.
6. Empowered with knowledge and a drug-kit to deliver first-contact
healthcare, every ASHA is expected to be a fountainhead of community participation
in public health programmes in her village.
7. ASHA will be the first port of call for any health related demands of
deprived sections of the population, especially women and children, who find it
difficult to access health services.
8. ASHA will be a health activist in the community who will create awareness
on health and its social determinants and mobilise the community towards local
health planning and increased utilisation and accountability of the existing health
services.
9. She would be a promoter of good health practices and will also provide a
minimum package of curative care as appropriate and feasible for that level and
make timely referrals.
10. ASHA will provide information to the community on determinants of health
such as nutrition, basic sanitation & hygienic practices, healthy living and
working conditions, information on existing health services and the need for timely
utilisation of health & family welfare services.
11. She will counsel women on birth preparedness, importance of safe
delivery, breast-feeding and complementary feeding, immunization, contraception and
prevention of common infections including Reproductive Tract Infection/Sexually
Transmitted Infections (RTIs/STIs) and care of the young child.
12. ASHA will mobilise the community and facilitate them in accessing health
and health related services available at the Anganwadi/sub-centre/primary health
centers, such as immunisation, Ante Natal Check-up (ANC), Post Natal Check-up
supplementary nutrition, sanitation and other services being provided by the
government.
13. She will act as a depot older for essential provisions being made
available to all habitations like Oral Rehydration Therapy (ORS), Iron Folic Acid
Tablet(IFA), chloroquine, Disposable Delivery Kits (DDK), Oral Pills & Condoms,
etc.
14. At the village level it is recognised that ASHA cannot function without
adequate institutional support. Women’s committees (like self-help groups or
women’s health committees), village Health & Sanitation Committee of the Gram
Panchayat, peripheral health workers especially ANMs and Anganwadi workers, and the
trainers of ASHA and in-service periodic training would be a major source of
support to ASHA.
website of ASHA :
http://www.mohfw.nic.in/eag/accredited_social_health_activis.htm
18. Sarva Shiksha Abhiyan:
Sarva Shiksha Abhiyan (SSA) is Government of India’s flagship programme for
achievement of Universalization of Elementary Education (UEE) in a time bound
manner, as mandated by 86th amendment to the Constitution of India making free and
compulsory Education to the Children of 6-14 years age group, a Fundamental Right.
SSA is being implemented in partnership with State Governments to cover the entire
country and address the needs of 192 million children in 1.1 million habitations.
The programme seeks to open new schools in those habitations which do not have
schooling facilities and strengthen existing school infrastructure through
provision of additional class rooms, toilets, drinking water, maintenance grant and
school improvement grants.
Existing schools with inadequate teacher strength are provided with
additional teachers, while the capacity of existing teachers is being strengthened
by extensive training, grants for developing teaching-learning materials and
strengthening of the academic support structure at a cluster, block and district
level. SSA seeks to provide quality elementary education including life skills. SSA
has a special focus on girl’s education and children with special needs. SSA also
seeks to provide computer education to bridge the digital divide.
Website: http://www.ssa.nic.in/
 19. Mid-Day Meal Scheme:
The Mid-day Meal Scheme involves provision of lunch free of cost to school-
children on all working days. The key objectives of the programme are: protecting
children from classroom hunger, increasing school enrolment and attendance,
improved socialisation among children belonging to all castes, addressing
malnutrition, and social empowerment through provision of employment to women. The
scheme has a long history especially in Tamil Nadu and Gujarat, and has been
expanded to all parts of India after a landmark direction by the Supreme Court of
India on November 28, 2001. The success of this scheme is illustrated by the
tremendous increase in the school participation and completion rates in the state
of Tamilnadu. Allocation for this programme has been enhanced from Rs 3010 crore to
Rs 4813 crore (Rs 48 billion, $1.2 billion) in 2006-2007. This program is being run
by Akshaya Patra Foundation and is the world’s largest school meal programme being
implemented across seven states in India and covering about ten lakh students in
over 4,800 schools. The allocation was of Rs 8000 crore for the Mid-Day meal
schemes in the interim budget 2009.
About Akshaya Patra Foundation
Akshaya Patra Foundation is a non-profit, Bangalore-based secular trust,
evolved the free meal programme in schools in the year 2000. It is one of the most
successful public-private partnership which has successfully proved that the
government in association with the private sector can achieve much if they get
together. The mid-day meal provided by Akshaya Patra is funded equally by
Government mid-day meal grants and by the generosity of the private sector.
The Akshaya Patra Foundation, a non-profit, Bangalore-based secular trust,
evolved the free meal programme in schools in the year 2000. What started as a
pilot project in five schools in Bangalore, feeding 1,500 children, has now grown
into a mammoth endeavour covering over 9,83,000 children in over 4,500 government,
government aided schools and anganwadis (day care centers) in 17 locations spread
across seven states in India, day after day. This is amongst the largest school
meal NGO run programme in the world. The foundation expects to reach a magical
figure of five million children by 2020.
Six days a week, without a stop, the foundation provides unlimited,
nutritious, hygienically cooked noon meals in government schools and government-run
day-care centres (anganwadis), Ushering in a technology-intensive operating model
that ensures high-quality, hygienic food on the one hand and increases internal
efficiencies on the other, the programme has brought about policy changes at the
state government levels and created a new image for mid-day meals in India. Akshaya
Patra is an eloquent demonstration of public private partnership as it is run with
part subsidies from the government, besides financial support from corporates and
individual philanthropists.
The programme is independently governed by a Board of Trustees, an Advisory
Panel consisting of professionals from the corporate world and bureaucracy,
dedicated employees and a team of volunteers. The programme is advised in rigorous
accounting standards and services by KPMG to ensure transparency and accountability
to all its donors.
A study in the year 2006 by AC Nielsen Org Marg, has vouchsafed for the
efficacy of the program in increasing attendance in schools, improving nutritional
status of these children, enhancing their learning abilities and reducing drop out
rates. The foundation’s work has been praised by all quarters and a recent feather
in its cap has been the study conducted by Harvard Business School.
20. Integrated Child Development Services Scheme ICDS
The Integrated Child Development Sevices Programme aims at providing services
to pre-school children in an integrated manner so as to ensure proper growth and
development of children in rural, tribal and slum areas. ICDS is a centrally
sponsored scheme.
Launched on 2nd October 1975 in 33 Community Development Blocks, ICDS today
represents one of the world’s largest programmes for early childhood development.
ICDS is the foremost symbol of India’s commitment to her children – India’s
response to the challenge of providing pre-school education on one hand and
breaking the vicious cycle of malnutrition, morbidity, reduced learning capacity
and mortality, on the other.
It is an inter-sectoral programme which seeks to directly reach out to
children, below six years, especially from vulnerable and remote areas and give
them a head-start by providing an integrated programme of early childhood
education, health and nutrition. No programme on Early Childhood Care and Education
can succeed unless mothers are also brought within it ambit as it is in the lap of
the mother that human beings learn the first lessons in life.
Objectives:
-To improve the nutritional and health status of children in the age group of
0 to 6 years.
-To lay the foundations for proper psychological, physical and social
development of the child.
-To reduce the incidence of mortality, morbidity, malnutrition and school
drop-out.
-To achieve effective coordination of policy and implementation amongst the
various departments to promote child development.
-To enhance the capability of the mother to look after the normal health and
nutritional needs of the child through proper nutrition and health education

Centrally Sponsored Schemes

Centrally Sponsored Schemes had a total allocation of 2.78 lakh crore rupees
in Indian Union Budget 2017-18. The Centrally Sponsored Schemes are again divided
into Core of the Core Schemes and Core Schemes.
(A) Core of the Core Schemes (6 schemes)
1. National Social Assistance Progamme
2. Mahatma Gandhi National Rural Employment Guarantee Programme
3. Umbrella Scheme for Development of Scheduled Castes
4. Umbrella Programme for Development of Scheduled Tribes
5. Umbrella Programme for Development of Minorities
6. Umbrella Programme for Development of Other Vulnerable Groups
Note: The budget allocation for the Core of the Core Schemes were 0.72 lakh
crore rupees.
(B) Core Schemes (22 schemes)
1. Green Revolution
2. White Revolution
3. Blue Revolution
4. Pradhan Mantri Krishi Sinchai Yojana
5. Pradhan Mantri Gram Sadak Yojna
6. Pradhan Mantri Awas Yojna – PMAY: Rural and PMAY: Urban
7. National Rural Drinking Water Mission
8. Swachh Bharat Mission (SBM) – SBM: Rural and SBM: Urban
9. National Health Mission (NHM) – National Rural Health Mission,
National Urban Health Mission, Tertiary Care Programmes, Human Resources for Health
and Medical Education, National AYUSH Mission
10. National Health Protection Scheme- erstwhile RSSY
11. National Education Mission – Sarva Shiksha Abhiyan, Rashtriya
Madhyamik Shiksha Abhiyan, Teachers Training and Adult Education, Rashtriya
Uchhatar Shiksha Abhiyan
12. National Programme of Mid Day Meal in Schools
13. Integrated Child Development Services – Anganwadi Services,
National Nutrition Mission, Maternity Benefit Programme, Scheme for Adolescent
Girls, Child Protection Scheme and Scheme for welfare of working children in need
of care and protection, National Creche Scheme
14. Mission for Empowerment and Protection for Women
15. National Livelihood Mission (Ajeevika) – National Rural Livelihood
Mission, National Urban Livelihood Mission
16. Jobs and Skill Development
17. Environment, Forestry and Wildlife
 18. Urban Rejuvenation Mission: AMRUT – Atal Mission for Rejuvenation
and Urban Transformation & Smart Cities Mission
19. Modernisation of Police Forces
20. Infrastructure Facilities for Judiciary
21. Border Area Development Programme
22. Shyama Prasad Mukherjee Rurban Mission
Note: The budget allocation for the Core Schemes were 2.06 lakh crore rupees.
Central Sector Schemes
The Central Sector Schemes includes all schemes which are entirely funded and
implemented by the Central Agencies. Now, compared to the Centrally Sponsored
Schemes, Central Sector Schemes are of bigger budget allocation (6.67 lakh crore
rupees).
Central Sector Schemes include Economic sector allocations, Social sector
allocations, General sector allocations, Grants-in-aid and Subsidy (Food, Fuel,
Fertilizer and others).
Major Central Sector Schemes (45 Schemes)
1. Bharatnet
2. MRTS and Metro Projects
3. Interest subsidy for short term credit to farmers
4. Namami Gange-National Ganga Plan
5. LPG connection to poor households
6. National AIDS and STD Control Programme
7. Member of Parliament Local Area Development Scheme
8. National Social Assistance Progamme
9. Crop Insurance Scheme
10. Duty Drawback Scheme
11. Interest Equalisation Scheme
12. India Post Payments Bank
13. Price Stabilisation Fund
14. Kala Sanskriti Vikas Yojana
15. Promotion of Electronics and IT HW manufacturing (MSIPS, EDF and
Manufacturing Clusters)
16. National Coastal Zone Management Programme
17. Pradhan Mantri Mudra Yojana and other Credit Guarantee Funds
18. Recapitalization of Public Sector Banks
19. Stand-Up India (through NCGTC)
20. National Mission on Food Processing (SAMPDA)
21. Family Welfare Schemes
22. Pradhan Mantri Swasthya Suraksha Yojana
23. Police Infrastructure
24. National Means cum Merit Scholarship Scheme
25. National Scheme for Incentive to Girl Child for Secondary Education
26. Interest Subsidy and contribution for Guarantee Funds
27. Scholarship for College and University Students
28. Labour Welfare Schemes
29. e-courts Phase II
30. Credit Support Programme
31. Prime Minister Employment Generation Programme (PMEGP)
32. Capacity Building- Panchayat Sashaktikaran Abhiyaan (PSA)
33. Deen Dayal Upadhyaya Gram Jyoti Yojna
34. Integrated Power Development Scheme
35. Construction of New Lines
36. Road Safety Works
37. National Fellowship for SCs
38. Assistance to Disabled Persons for Purchase/Fitting of Aids and
Applicances
39. Amended Technology Upgradation Fund Scheme (ATUFS)
40. Pradhan Mantri Paridhan Rojgar Protsahan Yojna (PMPRPY)
41. Remission of State Levies (ROSL)
 42. Integrated Development of Tourist Circuits around specific themes
(Swadesh Darshan)
43. National Fellowship and Scholarship for Higher Education of ST
Students
44. Assistance to Promotion of Sports Excellence
45. Khelo India

Centrally Sponsored Schemes vs Central Sector Schemes

Actually, the two major classifications of Central Government Schemes are
Centrally Sponsored Schemes (CSS) and Central Center Schemes (CS).
Centrally Sponsored Schemes (CSS) are again divided into Core of the Core
Schemes and Core Schemes.
Core of the Core Schemes
1 National Social Assistance Progam
2 Mahatma Gandhi National Rural Employment Guarantee Program
3 Umbrella Scheme for Development of Scheduled Castes
4 Umbrella Programme for Development of Scheduled Tribes
5 Umbrella Programme for Development of Minorities
6 Umbrella Programme for Development of Other Vulnerable Groups
Core Schemes
7 Green Revolution
8 White Revolution
9 Blue Revolution
10 Pradhan Mantri Krishi Sinchai Yojna
11 Pradhan Mantri Gram Sadak Yojna
12 Pradhan Mantri Awas Yojna(PMAY)
13 National Rural Drinking Water Mission
14 Swachh Bharat Mission
15 National Health Mission
16 National Education Mission
17 National Programme of Mid Day Meal in Schools
18 Umbrella ICDS
19 Mission for Protection and Empowerment for Women
20 National Livelihood Mission – Ajeevika
21 Jobs and Skill Development
22 Environment, Forestry and Wildlife
23 Urban Rejuvenation Mission: AMRUT and Smart Cities Mission
24 Modernisation of Police Forces
25 Infrastructure Facilities for Judiciary
26 Border Area Development Programme
27 Shyama Prasad Mukherjee Rurban Mission
28 Rashtriya Swasthya Bima Yojna
Major Central Sector Schemes
29 Crop Insurance Scheme
30 Interest Subsidy for Short Term Credit to Farmers
31 Crop Science
32 Agricultural Universities and Institutions
33 Regional Connectivity Scheme
34 Interest Equalisation Scheme (Department of Commerce)
35 National Industrial Corridor Development and Implementation Trust (NICDIT)
36 Exhibition-Cum-Convention Centre, Dwarka
37 North Eastern Industrial and Investment Promotion Policy (NEIPP)
38 Refund of Central and Integrated GST to Industrial Units in North Eastern
Region and Himalayan States
39 Compensation to Service Providers for creation and augmentation of telecom
infrastructure-Bharatnet
40 Optical Fibre Cable based network for Defence Services
41 Price Stabilisation Fund
42 Promotion of Electronics and IT HW Manufacturing (MSIPS, EDF and
Manufacturing Clusters)
43 Promotion of Digital payment
44 Equity Capital to Micro Units Development Refinance Agency (MUDRA Bank)
45 Pradhan Mantri Kisan Sampada Yojana
46 Pardhan Mantri Swasthya Suraksha Yojana
47 National AIDS and STD Control Programme
48 Border Infrastructure and Management
49 Police Infrastructure
50 Metro Projects & MRTS
51 National Capital Region Transport Corporation
52 Higher Education Financing Agency (HEFA)
53 Employees Pension Scheme, 1995
54 Education of Minorities girl child
55 National Manufacturing Competitiveness Programme (NMCP)
56 Prime Minister Employment Generation Programme (PMEGP)
57 Credit Support Programme
58 Wind Power – Grid Interactive Renewable Power
59 Solar Power – Grid Interactive Renewable Power
60 Green Energy Corridors – Grid Interactive Renewable Power
61 Solar Power – Off-Grid/Distributed and Decentralized Renewable Power
62 Capacity Building- Panchayat Sashaktikaran Abhiyaan (PSA) /Rashtriya Gram
Swaraj Abhiyan (RGSA)
63 LPG Connection to Poor Households
64 Phulpur Dhamra Haldia Pipeline Project
65 National Seismic Programme
66 Deen Dayal Upadhyaya Gram Jyoti Yojna
67 Sahaj Bijli Har Ghar Yojana (Rural) – Saubhagya
68 Integrated Power Development Scheme
69 Strengthening of Power Systems including Power Sector Development Fund
70 National Highways Authority of India including Road Works
71 Science and Technology Institutional and Human Capacity Building
72 Innovation, Technology Development and Deployment
73 Biotechnology Research and Development
74 Sagarmala
75 Member of Parliament Local Area Development Scheme (MPLAD)
76 Amended Technology Upgradation Fund Scheme(ATUFS)
77 Procurement of Cotton by Cotton Corporation under Price Support Scheme
78 Central Silk Board
79 Remission of State Levies (ROSL)
80 Integrated Development of Tourist Circuits around specific themes (Swadesh
Darshan) & PRASAD
81 National River Conservation Programme
82 National Ganga Plan and Ghat Works
83 Khelo India

1.Kifayati Aawas yojna: The Central Government will create a dedicated

affordable housing fund in National Housing Bank. In the Budget 2018-19, Jaitley
said that "My government will set up a dedicated affordable housing fund in the
National Housing Bank, which will be funded from the loans given to priority
sector." The government has planned that by the end of 2022, everyone will have
their own house. For this, more than one crore households are being constructed in
the rural areas in the current and next financial year under the Pradhanmantri Awas
Yojana.

2.Ayushman Bharat Scheme (National Health Protection Scheme): National Health

Protection Scheme will be launched to cover 10 crore poor and vulnerable families.
Under this, up to Rs 5 lakh will be provided to each family per year in secondary
and tertiary care institutions. This scheme will have 50 crore beneficiaries. So
far under the National Health Insurance Scheme, insurance cover of Rs 30,000 was
available only. This is a big increase in this regard.

3.Kisan Credit Card to Fishermen: On the lines of the Kisan Credit Card, the
Finance Minister has announced a card to fishermen and cattle owners. This will
make enable them to avail the easier loans. The Government says that this will help
the people associated with the milk production business in rural areas. Apart from
this, financial assistance will also be provided to fisheries.

4.Gobar-Dhan Yojna (Galvanizing Organic Bio-Agro Resource Fund Scheme): The

government announced a new scheme Gobar-Dhan (Galvanizing Organic Bio-Agro Resource
Fund) scheme under its efforts to improve the lives of the villagers. The
Government said that under this scheme, solid waste of dung and fields will be
changed into compost, biogas and bio-CNG. He said that under the vision of
inclusive society formation, the government has identified 115 districts for
development.

5.National Bamboo Mission: Finance Minister Arun Jaitley has also proposed
the proposal of National Bamboo Mission. An amount of Rs. 1,290 crore will be
allocated under this scheme. This will help in the development of bamboo production
as an industry. This will help the people of rural and tribal areas.

6.Eklavya School: As per the Finance Minister, the Eklavya schools will be
established for scheduled caste students by 2022 along the lines of Navodaya
schools. He said that Eklavya model residential schools will be set up in each
Block having more than 50 percent tribal areas and 20,000 tribal people. These
schools will be part of Navodaya Vidyalayas and besides training in sports and
skill development, there will also be special facilities for preserving local art
and culture.

7.Revitalising Infrastructure and Systems in Education (RISE): In his Budget

2018 speech, Jaitley unveiled a new scheme called Revitalising Infrastructure and
Systems in Education or RISE. The RISE scheme will be financed via a restructured
higher education financing agency (HEFA) that is functioning for the last two
months as a non-banking financial company. It aims to lend low-cost funds to
government higher educational institutions. Presently, HEFA is looking to raise
Rs20,000 crore and Budget announcement hiked this number to Rs1 trillion.While HEFA
was granted a budgetary allocation of Rs250 crore in the fiscal year 2018, in FY19,
the lending body will be provided a budget of Rs2,750 crore.

8.Operation Green: The goal of the scheme is to double the farmers’ income by
end of the year 2022. With the budget allocation of Rs. 500 Cr, Finance Minister
Arun Jaitley has announced about the Operation Green in Union Budget 2018. This
scheme will facilitate the farmers of the nation. This will be in line with the
operation flood. To reduce the fluctuation in the pricing of Onion, Tomatoes and
Potatoes the scheme has been launched.

9.Prime Minister Fellowship Scheme: Finance Minister Arun Jaitley also

announced the PM Fellowship Scheme during the budget. Under this, one thousand
B.Tech students will be given the opportunity to do Ph.D. in IIT and IISc.

10.Expansion of Ujjwala Scheme: Modi Government has set a target to provide

the number of free LPG connections to the poor families under the Ujjwala scheme to
reach 8 crores.

11.Saubhagya Yojna: The government has targeted to increase the number of

power connections in rural areas to 40 million households. This scheme is one of PM
Modi's ambitious plans.
 12.Expansion of UDAN Yojna: 56 airports and 31 helipads being used less than
the capacity will be added in the initiative to connect common man with the ‘UDAN
Yojna. Along with this, the announcement of the construction of 10 major
prestigious destinations for the promotion of tourism was announced.
13. Expansion of PM Vaya Vandana Yojana: The Pradhan Mantri Vaya Vandana
Yojana was launched on 4th May 2017. The scheme provides regular pension income to
senior citizens (60 years or more). The budget 2018-19 proposed to open this scheme
for investment till March 2020. Apart from extending the scheme’s investment
duration, the investment limit is also increased to Rs15 lakh from 7.5 Lakh per
person.

82.

Poverty Eradication Employment Generation

1.