PALASHDANGA SAMABAY KRISHI UNNAYAN SAMITY LTD.

Rajapur, Nakashipara, Nadia.

Provission

Rajapur & Billwagram (Balace Amount)

Sub-Standard Doubtfull 1 Doubtfull 2 Doubtfull 3

Name of Loan
Ledger Heads Branches Standard Assets upto 3 years (3 to 4 Years ) (4 to 6 Years ) (Over 6 Years )
(5%) (10%) (15%) (50%)

RAJAPUR 12928790.00 281345.00 123055.00 11000.00 251792.00

KCC Loan
BILLWAGRAM 1078000.00 150000.00 0.00 0.00 0.00
RAJAPUR 14568322.00 354005.00 118754.00 255900.00 757465.00
SHG Loan
BILLWAGRAM 2254857.00 142187.00 0.00 0.00 0.00
RAJAPUR 16784830.00 1826486.00 326828.00 484101.00 996409.00
Consumption Loan
BILLWAGRAM 5444990.00 482156.00 0.00 0.00 0.00
RAJAPUR 3254905.00 1598216.00 1419829.00 403014.00 683407.00
Serice Loan
BILLWAGRAM 15000.00 0.00 0.00 0.00 0.00
RAJAPUR 6502132.00 0.00 0.00 0.00 0.00
Cash Certificate Loan
BILLWAGRAM 200800.00 0.00 0.00 0.00 0.00
RAJAPUR 2723976.00 0.00 0.00 0.00 0.00
KVP Loan
BILLWAGRAM 0.00 0.00 0.00 0.00 0.00
RAJAPUR 229900.00 0.00 0.00 0.00 0.00
RD loan
BILLWAGRAM 6400.00 0.00 0.00 0.00 0.00
RAJAPUR (FD) 663219.00 0.00 0.00 0.00 0.00
RAJAPUR (MIS) 800000.00 0.00 0.00 0.00 0.00
FD and MIS loan
BILLWAGRAM(FD) 400000.00 0.00 0.00 0.00 0.00
BILLWAGRAM(MIS) 60000.00 0.00 0.00 0.00 0.00
Total 67916121.00 4834395.00 1988466.00 1154015.00 2689073.00

Rajapur, Nakashipara, Nadia.

Synopsis of Bank Loan ( KCC & SHG)

As on
31/03/2018
Loan heads Opening Balance Received Payment Closing Balance Actual Balance
KCC Loan 11032122.00 17483500.00 19786622.00 8729000.00 8729000.00
SHG Loan 14753740.00 22309100.00 14753740.00 22309100.00 22309100.00
Total 25785862.00 39792600.00 34540362.00 31038100.00 31038100.00
ACTUAL

PALASHDANGA SAMABAY KRISHI UNNAYAN SAMITY LTD.

Rajapur, Naka
Nadia.
Synopsis of Bank Balance s

As on 31/03/2018

Opening
Bank Name A/ C No. Nature Deposit Withdrawl Closing Balance
Balance
NDCCB LTD. 139060090430 Savings 376417.00 74765486.00 73689815.00 1452088.00
NDCCB LTD. 139060000795 Current 1685146.00 40966518.00 42617722.00 33942.00
Axis Bank 237010100015376 Savings 570150.00 12320155.00 12371474.85 518830.15
City Co-Operativ Bank 10100071301 Current 1717011.00 1184075.00 1975192.06 925893.94
IDBI Bank 1045104000085430 Savings 49850.00 0.00 0.00 49850.00
ICICI 193305000763 Current 1000000.00 0.00 988030.00 11970.00
ICICI 193301000542 Savings 3512000.00 6543690.00 8910832.00 1144858.00
Total 8910574.00 135779924.00 140553065.91 4137432.09

Cash Certificate NDCCB 97900000.00 48925000.00 40550000.00 106275000.00

Rajapur,
Nakashipara, Nadia.

FARTILIZER STOCK STATEMENT

As on 31/03/2018
GODOWN FARTILIZER QUANTITY(KG) RATE TOTAL
ONE NPK 10:26:26 8412 20.08 168912.96
NPK 20:20:0:13 12905 16.4 211642.00
DAP 2494 20.6 51376.40
UREA 23618 5.69 134386.42
47429 566317.78

TWO NPK 10:26:26 53300 20.08 1070264.00

NPK 20:20:0:13 27600 16.4 452640.00
DAP 850 20.6 17510.00
UREA 44150 5.69 251213.50
125900 1791627.50

BILLWAGRAM NPK 10:26:26 18136 20.08 364170.88

NPK 20:20:0:13 1703 16.4 27929.20
DAP 595 20.6 12257.00
UREA 4328 5.69 24626.32
24762 428983.40

GRAND TOTAL NPK 10:26:26 79848 20.08 1603347.84

NPK 20:20:0:13 42208 16.4 692211.2
DAP 3939 20.6 81143.4
UREA 72096 5.69 410226.24
198091 2786928.68

JUTE SEED STOCK 145580.00

31/03/2017
PURCHASED 115400.00
SALES 225660.00
CLOSING STOCK (LOSS) 35320.00
rovission on NPA
As on 31/03/2018

mount)

Total current overdue Total

13595982.00 667513.00 193271.00 860784.00

1228000.00 22327.00 20285.00 42612.00
16054446.00 1284796.00 669173.00 1953969.00
2397044.00 71481.00 20114.00 91595.00
20418654.00 3095326.00 1264996.00 4360322.00
5927146.00 878004.00 161798.00 1039802.00
7359371.00 1526390.00 737836.00 2264226.00
15000.00 310.00 0.00 310.00
6502132.00 1041619.00 0.00 1041619.00
200800.00 87187.00 0.00 87187.00
2723976.00 1285061.00 0.00 1285061.00
0.00 0.00 0.00 0.00
229900.00 70437.00 0.00 70437.00
6400.00 473.00 0.00 473.00
663219.00 93395.00 0.00 93395.00
800000.00 35481.00 0.00 35481.00
400000.00 2940.00 0.00 2940.00
60000.00 10771.00 0.00 10771.00
78582070.00 10173511.00 3067473.00 13240984.00

apur, Nakashipara,

Pass book
balance
1452088.00
 33942.00
518830.15
925893.94
49850.00
11970.00
1144858.00
4137432.09

106275000.00
PALASHDANGA SAMABAY KRISHI UNNNYAN SAMITY LTD.
RAJAPUR, NAKASHIPARA, NADIA
AUDIT CASH ACCOUNT 1/4/2017-31/3/2018
RECEIVED PAYMENT
BILLWA
SL. RAJAPUR TOTAL SL. RAJAPUR BILLWAGRAM TOTAL
LEDGER HEADS GRAM LEDGER HEADS
NO. Rs. Rs. NO. Rs. Rs. Rs.
Rs

1 SHARE FROM MEMBER ::- 1 SHARE FROM MEMBER ::-

Share Collection 116890.00 27700.00 144590.00 Share Refund 0.00 0.00 0.00
2 BORROWINGS ::- 2 BORROWINGS ::-
KCC Loan Refinance Taken 17483500.00 0.00 17483500.00 KCC Loan Refinance Repaid 19786622.00 0.00 19786622.00
SHG Loan Refinance Taken 22309100.00 0.00 22309100.00 SHG Loan Refinance Repaid 14753740.00 0.00 14753740.00
INVESTMENT ::- INVESTMENT ::-
Cash Certificate Encashed 40550000.00 0.00 40550000.00 Cash Certificate Purchaed 48925000.00 0.00 48925000.00
OTHER LIABILITIES ::- OTHER LIABILITIES ::-
Ad-Hoc Received 42000.00 0.00 42000.00 Ad-Hoc Paid to Staf 42000.00 0.00 42000.00
SHG Int. subvention Received 304949.00 0.00 304949.00 SHG Int. subvention paid 270790.00 43346.00 314136.00
KCC Int. subsidy Received 64794.00 0.00 64794.00 KCC Int. subsidy Paid 62510.00 2472.00 64982.00
PF Collection from Stafs 56050.00 0.00 56050.00 PF Paid for Stafs 129717.00 0.00 129717.00
PT Collection from Stafs 6460.00 0.00 6460.00 PT Paid for Stafs 6500.00 0.00 6500.00
SHG Insurance Collection 14669.00 7500.00 22169.00 SHG Insurance Paid 63950.00 0.00 63950.00
Incentive Received 7259.00 0.00 7259.00 Incentive paid 11756.00 2300.00 14056.00
BRANCH ADJUSTMENT ::- BRANCH ADJUSTMENT ::-
Cash Collection 6970370.00 10098554.00 17068924.00 Cash Payment 10098554.00 6970370.00 17068924.00
Cheque/Money Trns. 1273237.00 312054.00 1585291.00 Cheque/Money Trns. 312054.00 1273237.00 1585291.00
DEPOSITORS (LIABILITIES ) ::- DEPOSITORS (LIABILITIES ) ::-
Savings Deposit Collection(M+N) 127696711.00 41242071.00 168938782.00 Savings Deposit Refund (M+N) 129060549.00 41200743.00 170261292.00
Savings Deposit Collection(SHG) 21449041.00 4634731.00 26083772.00 Savings Deposit Refund (SHG) 19889952.00 4133240.00 24023192.00
Recurring Deposit Collection 612980.00 396233.00 1009213.00 Recurring Deposit Refund 1002900.00 297932.00 1300832.00
Cash Certificate Deposit Collection 9404600.00 1292500.00 10697100.00 Cash Certificate Deposit Refund 7628300.00 213000.00 7841300.00
Fixed Deposit Collection 8002500.00 3161500.00 11164000.00 Fixed Deposit Refund 8136000.00 7030500.00 15166500.00
MIS Deposit Collection 7125000.00 2125000.00 9250000.00 MIS Deposit Refund 3619000.00 2114000.00 5733000.00
LOAN COLLECTION( CURRENT ASSETS ) ::- LOAN ISSUED ( CURRENT ASSETS ) ::-
KCC Loan Collection Current 11477282.00 2267873.00 13745155.00 KCC Loan Issued 16862500.00 2008000.00 18870500.00
KCC Loan Collection Overdue 3211418.00 428000.00 3639418.00 SHG Loan Issued 19409800.00 4178300.00 23588100.00
SHG Loan Collection Current 12847238.00 2827115.00 15674353.00 Consumption Loan Issued 7240000.00 4700000.00 11940000.00
SHG Loan Collection Overdue 3398991.00 305513.00 3704504.00 Service Loan Issued 156000.00 0.00 156000.00
Consumption Loan Collection Current 5179997.00 2227405.00 7407402.00 Cash Certificate Loan Issued 3268500.00 35000.00 3303500.00
Consumption Loan Collection Overdue 3603084.00 1793319.00 5396403.00 Fixed Deposit Loan Issued 606000.00 425000.00 1031000.00
Service Loan Collection Current 1408263.00 60552.00 1468815.00 Recurring Deposit Loan Issued 16000.00 9000.00 25000.00
Service Loan Collection Overdue 527353.00 70000.00 597353.00 MIS Loan Issued 220000.00 60000.00 280000.00
Cash Certificate Loan 3989803.00 82583.00 4072386.00 KVP/NSC Loan Issued 308000.00 0.00 308000.00
Fixed Deposit Loan 280073.00 85000.00 365073.00
Recurring Deposit Loan 59000.00 4505.00 63505.00
MIS Loan 83841.00 80000.00 163841.00
KVP / NSC Loan Collection 729961.00 1635.00 731596.00
SHG Con. Loan 0.00 79666.00 79666.00
TRADING ::- TRADING ::-
Fartilizer Sales GODOWN 1 1476959.00 2454500.00 3931459.00 Fartilizer Purchased 7364591.00 0.00 7364591.00
GODOWN 2 3036581.00 0.00 3036581.00 Jute Seeds Purchase 115400.00 0.00 115400.00
Microfood Sales 5040.00 1080.00 6120.00
Jute Seeds Sales 225660.00 0.00 225660.00
Water Sales 117000.00 0.00 117000.00
TRADING INCOMES ::- TRADING EXPENSES ::-
Commission Received from JCI 5018.00 0.00 5018.00 GST Return paid 24000.00 0.00 24000.00
IFFCI Devident Received 45400.00 0.00 45400.00 E - filling for GST 10100.00 0.00 10100.00
IFFCO Rebate Receivec 88345.00 0.00 88345.00 Fartilizer Lisence Tax 1250.00 2000.00 3250.00
Other Trading Income 8980.00 0.00 8980.00 Carraige Charge paid 1650.00 2770.00 4420.00
Loding/ Unloding Chrg 14797.00 4714.00 19511.00
Water Project Exp. 38882.00 0.00 38882.00
Wages for fartilizer sales 120000.00 46000.00 166000.00
Wages for water sales 90000.00 0.00 90000.00
INTEREST COLLECTION FROM LOANS ::- INTEREST PAID TO DEPOSITORS ::- 0.00
Int. on KCC Loan Current 454359.00 66546.00 520905.00 Int. paid to Savings Depositors (M+N) 2446475.00 673681.00 3120156.00
Int. on KCC Loan Overdue 398603.00 47796.00 446399.00 Int. paid to Savings Depositors (SHG) 316246.00 47135.00 363381.00
Int. on SHG Loan Current 1278830.00 179641.00 1458471.00 Int. paid to CC Depositors 3843015.00 103222.00 3946237.00
Int. on SHG Loan Overdue 485271.00 5830.00 491101.00 Int. paid to Recurreing Depositors 106139.00 58766.00 164905.00
Int. on Consumption Loan Current 570933.00 161458.00 732391.00 Int. paid to MIS Depositors 1381436.00 284733.00 1666169.00
Int. on Consumption Loan Overdue 568527.00 567133.00 1135660.00 Int. paid to Fixed Depositors 616155.00 412873.00 1029028.00
Int. on Service Loan Current 307782.00 7763.00 315545.00 INTEREST PAID FOR BORROWINGS ::- 0.00
Int. on Service Loan Overdue 164304.00 0.00 164304.00 Int. paid for KCC Loan Borrowings 689519.00 0.00 689519.00
Int. on Cash Certificate Loan 939215.00 11667.00 950882.00 Int. paid for SHG Loan Borrowings 1717526.00 0.00 1717526.00
Int. on Fixed Deposit Loan 19.00 3301.00 3320.00
Int. on Recurring Deposit Loan 3701.00 309.00 4010.00
Int. on MIS Loan 298.00 2006.00 2304.00
Int. on KVP/NSC Loan 120339.00 226.00 120565.00
Int. on SHG Con. Loan 0.00 15641.00 15641.00
INTEREST RECEIVED FROM BANK& INVESTMENT FIXED ASSETS PURCHASED/MADE :: -
Int. Received on AXIS Bank 18413.00 0.00 18413.00 Computer & Associories 132645.00 183500.00 316145.00
Int. Received on Others Bank 113394.00 0.00 113394.00 Building Consutruction Exp. 564803.00 0.00 564803.00
Int. Received on Investment (CC) NDCCB 8881695.00 0.00 8881695.00 C C TV Setup 41528.00 0.00 41528.00
Int. Received on Waved Programme 37362.00 0.00 37362.00
BANK ACCOUNTS BANK ACCOUNTS ::-
Withdrawl from AXIS Bank 12371475.00 0.00 12371475.00 Deiposit to AXIS Bank 12320155.00 0.00 12320155.00
Withdrawl from NDCCB Savings A/C 73689815.00 0.00 73689815.00 Deiposit to NDCCB Savings A/c 74765486.00 0.00 74765486.00
Withdrawl from NDCCB Current A/C 42617722.00 0.00 42617722.00 Deposit to NDCCB Current A/C 40966518.00 0.00 40966518.00
Withdrawl from ICICI Bank Savings A/C 8910832.00 0.00 8910832.00 Deposit to ICICI Bank Savings A/C 6543690.00 0.00 6543690.00
Withdrawl from ICICI Bank Current A/C 988030.00 0.00 988030.00 Deposit to ICICI Bank Current A/C 0.00 0.00 0.00
Withdrawl from IDBI Bank 0.00 0.00 0.00 Deposit to IDBI Bank 0.00 0.00 0.00
Withdrawl from CITY CO-OP. Bank C A/c 1975192.00 0.00 1975192.00 Deposit to CITY CO -OP Bank C/A 1184075.00 0.00 1184075.00
OTHER MISCELLANIOUS INCOME ::- MAINTANANCE EXPENSES ::-
Block Assets Sold 48000.00 0.00 48000.00 Software Purchase 27000.00 3600.00 30600.00
Bank Charge Collection 31178.00 564.00 31742.00 Audit Fees paid to Govt. 69010.00 0.00 69010.00
A/C Closing Charge 8267.00 0.00 8267.00 Tax Audit Fees paid to Firm 67000.00 0.00 67000.00
Karbarnama Fees 6600.00 0.00 6600.00 Case Charge 2200.00 900.00 3100.00
Other Income 28108.00 5020.00 33128.00 Wages & Salaries 1996315.00 375950.00 2372265.00
House Rent paid 73950.00 39950.00 113900.00
 Insurance paid 22020.00 16450.00 38470.00
Computer Repairs & Maintance 26370.00 3271.00 29641.00
Electricity Repairs & Maintanance 12795.00 5900.00 18695.00
Other Repairs & Maintanance 14618.00 4100.00 18718.00
Desil for Generators 12105.00 4650.00 16755.00
Printing & Stationery 100364.00 21180.00 121544.00
Internet, Electricity Chareges paid 44825.00 8849.00 53674.00
Postal Expenses 6615.00 1000.00 7615.00
Profasonial Tax paid 10200.00 0.00 10200.00
Other Tax paid 3577.00 1500.00 5077.00
Convayance Paid 16330.00 7500.00 23830.00
MANAGEMENT EXPENSES ::-
T A to Directors & Stafs 91590.00 66900.00 158490.00
Meeting Remonaration paid 37500.00 12500.00 50000.00
Entertainment Exp. 153884.00 55666.00 209550.00
OTHER MISCALLANIOUS EXPENSES ::-
15th August Inaguration Exp. 25375.00 7610.00 32985.00
A G M Expenses 133865.00 0.00 133865.00
Expenses for Blood donation camp 59571.00 3700.00 63271.00
Donation & Subscription paid 76067.00 13702.00 89769.00
SHG Meeting , Subcription & Others 19061.00 4560.00 23621.00
Building Repairing Exp. 19990.00 7700.00 27690.00
Other Expenses 146741.00 65978.00 212719.00
Avertiesment Expenses 19100.00 3900.00 23000.00
Total 470313661.00 77141490.00 547455151.00 Total 470590813.00 77252850.00 547843663.00
OPENING CASH IN HAND 1380289.00 288065.00 1668354.00 CLOSING CASH IN HAND 1103137.00 176705.00 1279842.00
TOTAL 471693950.00 77429555.00 549123505.00 TOTAL 471693950.00 77429555.00 549123505.00
INTEREST COLLECTION FROM LOANS ::- INTEREST PAID TO DEPOSITORS ::- 0.00
Int. on KCC Loan Current 454359.00 66546.00 520905.00 Int. paid to Savings Depositors (M+N) 2446475.00 673681.00 3120156.00
Int. on KCC Loan Overdue 398603.00 47796.00 446399.00 Int. paid to Savings Depositors (SHG) 316246.00 47135.00 363381.00
Int. on SHG Loan Current 1278830.00 179641.00 1458471.00 Int. paid to CC Depositors 3843015.00 103222.00 3946237.00
Int. on SHG Loan Overdue 485271.00 5830.00 491101.00 Int. paid to Recurreing Depositors 106139.00 58766.00 164905.00
Int. on Consumption Loan Current 570933.00 161458.00 732391.00 Int. paid to MIS Depositors 1381436.00 284733.00 1666169.00
Int. on Consumption Loan Overdue 568527.00 567133.00 1135660.00 Int. paid to Fixed Depositors 616155.00 412873.00 1029028.00
Int. on Service Loan Current 307782.00 7763.00 315545.00 SUB TOTAL 10289876.00
Int. on Service Loan Overdue 164304.00 0.00 164304.00
Int. on Cash Certificate Loan 939215.00 11667.00 950882.00 INTEREST PAID FOR BORROWINGS ::- 0.00
Int. on Fixed Deposit Loan 19.00 3301.00 3320.00 Int. paid for KCC Loan Borrowings 689519.00 0.00 689519.00
Int. on Recurring Deposit Loan 3701.00 309.00 4010.00 Int. paid for SHG Loan Borrowings 1717526.00 0.00 1717526.00
Int. on MIS Loan 298.00 2006.00 2304.00 SUB TOTAL 2407045.00
Int. on KVP/NSC Loan 120339.00 226.00 120565.00
Int. on SHG Con. Loan 0.00 15641.00 15641.00
SUB TOTAL 6361498.00

INTEREST RECEIVED FROM BANK& INVESTMENT

Int. Received on AXIS Bank 18413.00 0.00 18413.00
Int. Received on Others Bank 113394.00 0.00 113394.00
Int. Received on Investment (CC) NDCCB 8881695.00 0.00 8881695.00
Int. Received on Waved Programme 37362.00 0.00 37362.00
SUB TOTAL 9050864.00

INT. RECEAVABLE ON CC (BANK INVESTMENT) 11235664.00 0.00 11235664.00 INT. PAYABLE ON BORROWING 1600000 0 1600000
INT. RECEAVABLE ON MEM LOAN 13240948.00 0.00 13240948.00 INT. PAYABLE ON MEM DEPOSIT 9784283 0 9784283

TOTAL RECEVED OR RECEVABLE 39888974.00 TOTAL PAID OR PAYABLE 24081204.00

15807770.00
 INTEREST PROVISION FOR THE YEAR 2015 - 2019
Rate total upto
22404-CASH CERTIFICATE DEPOSIT IN NDCCB LTD. Op. date Face Value Clo. Date Yrn. Ending Int. Recevable month 31/3/18 total Int.
of int.
1 CASH CIRTIFICATE-111001446089 19-05-2016 2,000,000.00 7.15 19-05-2019 () 31-03-2018 262166.67 36 22 429000 473793
2 CC A/C - 111001454782-08105 30-05-2016 9,000,000.00 7.15 30-05-2019 () 31-03-2018 1179750.00 36 22 1930500 2132067
3 CC 111001518318-08160 20-07-2016 1,500,000.00 7.15 20-07-2019 () 31-03-2018 178750.00 36 20 321750 355355
4 CC 111001663581-17292 28-10-2016 1,500,000.00 7.15 28-10-2019 () 31-03-2018 151937.50 36 17 321750 355355
5 CASH CERTIFICATE-(L C)111002759556 10-08-2017 2,000,000.00 6.50 10-08-2019 () 31-03-2018 75833.33 24 7 260000 279760
6 CASH CERTIFICATE-111002518522 20-03-2017 4,150,000.00 6.85 20-03-2019 () 31-03-2018 284275.00 24 12 568550 603820
7 CASH CERTIFICATE-111002536595 29-03-2017 4,600,000.00 6.85 29-03-2019 () 31-03-2018 315100.00 24 12 630200 669294
8 CASH CERTIFICATE-111002542747 31-03-2017 0.00 6.90 31-03-2018 () 31-03-2018 .00 12 12 0 0
9 CASH CERTIFICATE-111001399831 31-03-2016 7,200,000.00 7.70 31-03-2019 () 31-03-2018 1108800.00 36 24 1663200 1851095
10 CASH CERTIFICATE-111000509176 01-01-2014 1,300,000.00 7.25 01-01-2019 () 31-03-2018 392708.33 60 50 471250 679633
11 CASH CERTIFICATE-111001125485 29-07-2015 1,700,000.00 8.70 29-07-2018 () 31-03-2018 394400.00 36 32 443700 500821
12 CASH CERTIFICATE-111001279026 14-12-2015 5,800,000.00 7.70 14-12-2018 () 31-03-2018 1004850.00 36 27 1339800 1491160
13 CASH CERTIFICATE (G F )-111001278953 14-12-2015 500,000.00 7.60 14-12-2018 () 31-03-2018 85500.00 36 27 114000 126701
14 CASH CERTIFICATE-111001314552 11-01-2016 1,200,000.00 7.70 11-01-2019 () 31-03-2018 200200.00 36 26 277200 308516
15 CASH CERTIFICATE-111001333314 29-01-2016 6,500,000.00 7.70 29-01-2019 () 31-03-2018 1084416.67 36 26 1501500 1671128
16 CASH CERTIFICATE-1110013410300 03-02-2016 1,500,000.00 7.70 03-02-2019 () 31-03-2018 240625.00 36 25 346500 385645
17 CASH CERTIFICATE-111001347191 10-02-2016 7,000,000.00 7.70 10-02-2019 () 31-03-2018 1122916.67 36 25 1617000 1799376
18 CASH CERTIFICATE-111001353932 17-02-2016 1,900,000.00 7.70 17-02-2019 () 31-03-2018 304791.67 36 25 438900 488483
19 CASH CERTIFICATE(L C)-111002837898 18-09-2017 1,550,000.00 7.00 18-09-2018 () 31-03-2018 54250.00 12 6 108500 111381
20 CASH CERTIFICATE-111002837876 18-09-2017 6,000,000.00 7.00 18-09-2018 () 31-03-2018 210000.00 12 6 420000 431154
21 CASH CERTIFICATE-111002837989 18-09-2017 6,000,000.00 7.00 18-09-2018 () 31-03-2018 210000.00 12 6 420000 431154
22 CASH CERTIFICAT (G F)-111002837945 18-09-2017 1,550,000.00 7.00 18-09-2018 () 31-03-2018 54250.00 12 6 108500 111381
23 CASH CERTIFICATE-111002850922 06-10-2017 2,000,000.00 7.00 06-10-2018 () 31-03-2018 58333.33 12 5 140000 143718
24 CASH CERTIFICATE-111002569509 17-04-2017 3,000,000.00 6.85 17-04-2019 () 31-03-2018 188375.00 24 11 411000 207684
25 CASH CERTIFICATE-111002578025 27-04-2017 1,800,000.00 6.85 27-04-2019 () 31-03-2018 113025.00 24 11 246600 261898
26 CASH CERTIFICATE-111002621540 12-05-2017 2,900,000.00 6.80 12-05-2019 () 31-03-2018 164333.33 24 10 394400 1321946
27 CASH CERTIFICATE-111002657384 05-06-2017 2,550,000.00 7.00 05-06-2019 () 31-03-2018 133875.00 24 9 357000 3796649
28 CASH CERTIFICATE-111002690660 12-06-2017 1,300,000.00 6.70 12-06-2019 () 31-03-2018 65325.00 24 9 174200 184762
29 CASH CERTIFICATE-111002690706 12-06-2017 1,450,000.00 6.70 12-06-2019 () 31-03-2018 72862.50 24 9 194300 206081
 Rate total upto
Op. date Face Value Clo. Date Yrn. Ending Int. Recevable month 31/3/18 total Int.
22404-CASH CERTIFICATE DEPOSIT IN NDCCB LTD.
of int.
30 CASH CERTIFICATE-111002711637 30-06-2017 6,500,000.00 6.25 30-06-2020 () 31-03-2018 304687.50 36 9 1218750 1329138
31 CASH CERTIFICATE-111002711445 30-06-2017 1,325,000.00 6.25 30-06-2020 () 31-03-2018 62109.38 36 9 248437.5 270940
32 CASH CERTIFICATE-111002717583 06-07-2017 6,000,000.00 6.60 06-07-2019 () 31-03-2018 264000.00 24 8 792000 839279
33 CASH CERTIFICATE-111003540056 31-03-2018 3,000,000.00 7.00 31-03-2019 () 31-03-2018 .00 12 0 210000 207684
SUB TOTAL : 106,275,000.00 10342446.88 18118488
TOTAL : 106,275,000.00
 289,540.17
1,302,929.83
197,419.44
167,806.53
81,596.67
301,910.00
334,647.00
0.00
1,234,063.33
566,360.83
445,174.22
1,118,370.00
95,025.75
222,817.11
1,206,925.78
267,809.03
1,249,566.67
339,224.31
55,690.50
215,577.00
215,577.00
55,690.50
59,882.50
95,188.50
120,036.58
550,810.83
1,423,743.38
69,285.75
77,280.38
 332,284.50
67,735.00
279,759.67
0.00
13,039,728.75
PALASHDANGA S.K.U.S. LTD.

RAJAPUR, NAKASHIPARA, NADIA

MEMBERS LOAN DETAIL LIST AS ON 31/03/2018
DETAIL LIS
OPENING RECEIVED PAYMENT CLOSING DIFFRENCE
T BALANC
KCC LOAN
RAJAPUR 11353200 14688700 16862500 13527000 13595982 -68982
BILLWAGRAM 1916637 2695873 2008000 1228764 1228000 764
TOTAL 13269837 17384573 18870500 14755764 14823982 -68218

OFL LOAN
RAJAPUR 22117051 8783081 7240000 20573970 20418654 155316
BILLWAGRAM 5251227 4020724 4700000 5930503 5927146 3357
TOTAL 27368278 12803805 11940000 26504473 26345800 158673

SHG LOAN
RAJAPUR 13056208 16246229 19409800 16219779 16054446 165333
BILLWAGRAM 1445801 3132628 4178300 2491473 2397044 94429
TOTAL 14502009 19378857 23588100 18711252 18451490 259762

SERVICE LOAN
RAJAPUR 7687771 1935616 1560000 7312155 7359371 -47216
BILLWAGRAM 145000 130552 0 14448 15000 -552
TOTAL 7832771 2066168 1560000 7326603 7374371 -47768

CASH CERTI LOAN

RAJAPUR 7124618 3889803 3268500 6503315 6502132 1183
BILLWAGRAM 247788 82583 35000 200205 200800 -595
TOTAL 7372406 3972386 3303500 6703520 6702932 588

RD LOAN
RAJAPUR 272189 59000 16000 229189 229900 -711
BILLWAGRAM 1905 4505 9000 6400 6400 0
TOTAL 274094 63505 25000 235589 236300 -711

FD AND MIS LOAN

RAJAPUR (FD) 1000484 280073 606000 1462570 663219 799351
MIS 83841 220000 800000 -800000
1463219
BILLWAGRAM(FD) 60000 85000 425000 400000 400000 0
MIS 80000 80000 60000 60000 60000 0
TOTAL 1140484 528914 1311000 1922570 1923219 -649

KVP LOAN
RAJAPUR 3146621 729961 308000 2724660 2723976 684
BILLWAGRAM 1635 1635 0 0 0 0
TOTAL 3148256 731596 308000 2724660 2723976 684
 CON. OTHERS
RAJAPUR 135000 0 0 135000
BILLWAGRAM 173922 79666 0 94256
TOTAL 308922 79666 0 229256
75217057 79113687 78582070 531617

DETAIL LIST AS ON 31/03/2018

SAVINGS DEPOSIT MEMBERS + SHG+JLG+NREGA

OPN. BAL RECEIVED PAYMENT CLOSING DETAIL BAL DIFFRENCE
RAJAPUR (M+N) 76780837 127696711 129060549 75416999 68036814 7380185.09
SHG 21449041 19889952 1559089 9215953 -7656864
NREGA 140544 0 0 140544
JLG 7900 0 0 7900
TOTAL 76929281 149145752 148950501 77124532 77252767 -276678.91
BILLWAGRAM(M=N) 19135570 41242071 41200743 19176898 18493399 683499
SHG 320819 4634731 4133240 822310 1533539 -711229
TOTAL 19456389 45876802 45333983 19999208 20026938 -27730 -738959
GRAND TOTAL 96385670 195022554 194284484 97123740 97279705 -304408.91

RECURRING DEPOSIT
RAJAPUR 1595243 612980 1002900 1205323 1201891 3432
BILLWAGRAM 421691 396233 297932 519992 520519 -527
TOTAL 2016934 1009213 1300832 1725315 1722410 2905

CASH CERT DEPO

RAJAPUR 33874310 9404600 7628300 35650610 35652328 -1718
BILLWAGRAM 2018200 1292500 213000 3097700 3098000 -300
TOTAL 35892510 10697100 7841300 38748310 38750328 -2018
F D & MIS DEP
RAJAPUR (FD) 25680872 8002500 8136000 25547372 9298456 16248916 32490639
MIS 7125000 3619000 3506000 19747723 -16241723
TOTAL 25680872 15127500 11755000 29053372 29046179 7193
BILLWAGRAM(FD) 7326362 3161500 7030500 3457362 3459000 -1638
MIS 3075100 2125000 2114000 3086100 3086000 100
TOTAL 10401462 5286500 9144500 6543462 6545000
GRAND TOTAL 36082334 20414000 20899500 35596834 35591179 5655
170377448
INTEREST
PAYABLE

0 4%
0 4%
0 4%
0 4%
0 4%
0 4%
0 4%
0 4%
0 4%

514755 7%
90233 7%
604988

4772312 7%
233215 7%
5005527 2712522.96
3549118
1134210 1134210.00
447312 5127430.96
1581522
590264 7%
91500 7.15%

681764
7873801
 DETAIL LIST AS ON 31/03/2018
SAVINGS DEPOSIT MEMBERS + SHG+JLG+NREGA INTEREST
PAYABLE
OPN. BAL RECEIVED PAYMENT CLOSING DETAIL BAL DIFFRENCE
RAJAPUR (M+N) 76780837 127696711 129060549 75416999 68036813.91 7380185.09
SHG 21449041 19889952 1559089 9215953 -7656864 accoring to
easy cash
NREGA 140544 0 0 140544 detial list
JLG 7900 0 0 7900
TOTAL 76929281 149145752 148950501 77124532 77252766.91 -276678.91
BILLWAGRAM(M=N) 19135570 41242071 41200743 19176898 18493399 683499
SHG 320819 4634731 4133240 822310 1533539 -711229
TOTAL 19456389 45876802 45333983 19999208 20026938 -27730 -738959
GRAND TOTAL 96385670 195022554 194284484 97123740 97279704.91 -304408.91

RECURRING DEPOSIT
RAJAPUR 1595243 612980 1002900 1205323 1201891 3432 102261
BILLWAGRAM 421691 396233 297932 519992 520519 -527 42516
TOTAL 2016934 1009213 1300832 1725315 1722410 2905 144777

CASH CERT DEPO

RAJAPUR 33874310 9404600 7628300 35650610 35652328 -1718 8016820
BILLWAGRAM 2018200 1292500 213000 3097700 3098000 -300 707342
TOTAL 35892510 10697100 7841300 38748310 38750328 -2018 8724162
F D & MIS DEP
RAJAPUR (FD) 25680872 8002500 8136000 25547372 9298456 16248916 32490639 564298
MIS 7125000 3619000 3506000 19747723 -16241723 0
TOTAL 25680872 15127500 11755000 29053372 29046179 7193 564298
BILLWAGRAM(FD) 7326362 3161500 7030500 3457362 3459000 -1638 300073
MIS 3075100 2125000 2114000 3086100 3086000 100 50973
TOTAL 10401462 5286500 9144500 6543462 6545000
GRAND TOTAL 36082334 20414000 20899500 35596834 35591179 5655 351046
170377448 9784283
PALASHDANGA SAMABAY KRISHI UNNYAN SAMITY LTD.
Rajapur, Nakashipara, Nadia.

Provission on NPA
As on 31/03/2018

Rajapur & Billwagram (Balace Amount)

Sub-Standard Doubtfull 1 Doubtfull 3
Assets upto 3 (3 to 4 Years ) (4Doubtfull 2 Total interest Receavable
Name of Loan (Over 6 Total interest
Branches Standard to 6 Years ) outstanding
Ledger Heads years Years ) current overdue Receavable
(10%) (15%) loan overdue
(5%) (50%)
RAJAPUR 12928790.00 281345.00 123055.00 11000.00 251792.00 13595982.00 667513.00 393271.00 193271.00 860784.00
KCC Loan
BILLWAGRAM 1078000.00 150000.00 0.00 0.00 0.00 1228000.00 22327.00 20285.00 20285.00 42612.00
RAJAPUR 14568322.00 354005.00 118754.00 255900.00 757465.00 16054446.00 1284796.00 569619.00 669137.00 1953933.00
SHG Loan
BILLWAGRAM 2254857.00 142187.00 0.00 0.00 0.00 2397044.00 71481.00 20114.00 20114.00 91595.00
RAJAPUR 16784830.00 1826486.00 326828.00 484101.00 996409.00 20418654.00 3095326.00 2164996.00 1264996.00 4360322.00
Consumption Loan
BILLWAGRAM 5444990.00 482156.00 0.00 0.00 0.00 5927146.00 878004.00 124390.00 161798.00 1039802.00
RAJAPUR 3254905.00 1598216.00 1419829.00 403014.00 683407.00 7359371.00 1526390.00 937836.00 737836.00 2264226.00
Serice Loan
BILLWAGRAM 15000.00 0.00 0.00 0.00 0.00 15000.00 310.00 0.00 0.00 310.00
RAJAPUR 6502132.00 0.00 0.00 0.00 0.00 6502132.00 1041619.00 0.00 0.00 1041619.00
Cash Certificate Loan
BILLWAGRAM 200800.00 0.00 0.00 0.00 0.00 200800.00 87187.00 0.00 0.00 87187.00
RAJAPUR 2723976.00 0.00 0.00 0.00 0.00 2723976.00 1285061.00 0.00 0.00 1285061.00
KVP Loan
BILLWAGRAM 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
RAJAPUR 229900.00 0.00 0.00 0.00 0.00 229900.00 70437.00 0.00 0.00 70437.00
RD loan
BILLWAGRAM 6400.00 0.00 0.00 0.00 0.00 6400.00 473.00 0.00 0.00 473.00
RAJAPUR (FD) 663219.00 0.00 0.00 0.00 0.00 663219.00 93395.00 0.00 0.00 93395.00
RAJAPUR (MIS) 800000.00 0.00 0.00 0.00 0.00 800000.00 35481.00 0.00 0.00 35481.00
FD and MIS loan
BILLWAGRAM(FD) 400000.00 0.00 0.00 0.00 0.00 400000.00 2940.00 0.00 0.00 2940.00
BILLWAGRAM(MIS 60000.00 0.00 0.00 0.00 0.00 60000.00 10771.00 0.00 0.00 10771.00
Total 67916121.00 4834395.00 1988466.00 1154015.00 2689073.00 78582070.00 10173511.00 4230511.00 3067437.00 13240948.00