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WHAT Personal
YOU Financial
NEEDSuccess
TO KNOW

Rev. 040819
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FACTS
Everybody’s interested in credit

● 68 million people have bad credit

● 40 million more have an error
● $3 billion dollar industry in 2018
● 79% who disputed errors were
successful in removing them
● Everyone wants good credit

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 SCORES BY AGE
Does age have an affect on your score?

● 70+ Average Credit Score: 730

● 50-69 Average Credit Score: 700
● 35-49 Average Credit Score: 655
● 21-34 Average Credit Score: 634
● 20< Average Credit Score: 631

Statistically, the older you are, the greater

chances that your credit score will be higher.

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SCORES BY INCOME
Income often reflects your score

● $30,000 or less: 590 avg score

● $30,001 - $49,999: 643 avg score
● $50,000 - $74,999: 737 avg score

Poor credit is often the RESULT

of lack of income.

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 CREDIT SCORE
What is a good score?
● Best Credit: 800 - 850
● Excellent Credit: 750 - 799
● Good Credit: 700 - 749
● Fair Credit: 650 - 699
● Poor Credit: 600 - 649
● Bad Credit: 300 - 599

850 – 300 = 550 points that are available to build

your credit score
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WHOLE SCORE
We address all 5 factors
● Automatically start with 300 points
● Payment History = 192.5 max points
● Credit Utilization = 165 max points
● Credit History = 82.5 max points
● New Credit = 55 max points
● Credit Mix = 55 max points

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PAYMENT HISTORY
Solution: Four letters

1. Debt Verification Letter

2. Method of Verification Letter
3. Violation of FCRA Rights Letter
4. Intent to Litigate Letter

There are a few other letters that can be

used depending on your situation.

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CREDIT UTILIZATION
Solution: Income Shifting Strategy
1. Correct Tax Withholding
2. Create Business Income
3. Lower Your Taxes
4. Debt Elimination
5. New Credit / Increase Credit Limit

Solutions 1-4 help pay down revolving

debt. Solution 5 lowers credit utilization by
increasing credit limit.
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CREDIT HISTORY
Solution: Authorized User

1. Find a relative or friend with a

credit card with good history

2. Asked to be added to their

account as a authorized user

Card owner does not have to give you a

card. You will inherit their payment history.

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 NEW CREDIT
Solution: Adding Tradelines
1. Department Store Cards
2. Secured Credit Cards
3. Co-Signer
4. Rental History
5. Credit Builder Loan

Credit Builder loan helps you build your

credit and emergency fund simultaneously.

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CREDIT MIXTURE
Solution: Applying for Credit

1. Revolving Debt
2. Installment Debt

Once you complete the first 4 credit

scoring factors, you will have credit
mixture.
3 active revolving to 1 installment is
ideal.

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SOLUTION
We have the answers.

● Fixing your credit is easy

● Follow the blueprint

● Maintaining Your Credit

● Create a new stream of income
● Become an affiliate selling the
most in demand product
● Build a team of affiliates

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 OFFERING
Our Unique Selling Proposition
● 26 DIY videos
● 4 Rounds of Dispute Letters
● Income Shifting Strategy
● Debt Elimination Software
● Minimize Expense Calculator
● Re-establish credit sources
● Investment Calculator

● Business Opportunity
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 FEATURES
Included With This Great System
● Credit Repair
● Income Shifting Membership
• Debt Elimination Training & Software
• Tax Withholding Training
• Tax Recording Keeping App
• Investment Education
• Lucrative Income Opportunity

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 OPPORTUNITY
myCredit System & Affiliate Position

● $49.95 one time payment then $34.95 / month

● No quotas, upsells or hassles
● No experience required
● Digital and Automated
● Every customer receives their private portal
● Refer customers and earn great income

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EARNING POTENTIAL
Credit Repair is a HOT trend
● When customer purchases the membership
you earn upfront and residual income
● Earn $10 on 1st Affiliate membership plus
5% income match
● $50 on each personal membership
starting with 2nd membership sale
● Up to $40 on each Team membership sale
● Plus up to $8.00 monthly residual income
on membership sales that are active 5
months or more

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 LEVERAGED COMPENSATION
Weekly Affiliates Weekly Pay Yearly Total Affiliates Monthly Residual
Fastest Pay and Promotion System
INCOME POTENTIAL

5 $200 250 $1,250

25 $1000 1250 $10,000

100 $4000 5000 $40,000

250 $10,000 12,500 $100,000

Product Sales Commissions

You can market at the retail price of $119 and earn up to $42.00 on Personal Retail Sales
You can market at the retail price of $119 and earn up to $17.50 on Team Retail Sales
Upfront Weekly Income & Compounding Residual Income & Smart Cashflow Strategies
Just Makes Smart Financial Cents

For Educational Purposes Only

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myCREDIT
SYSTEM
Become an affiliate today!

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