Research Methodology

 Research Design
The study used the descriptive survey research design, and covered Biratnagar metropolitan
in Morang district. According to Cooper and Schindler (2003), a descriptive study is
concerned with finding out the what, where and how of a phenomenon. Descriptive study
is a study designed to depict the participants in an accurate way.

 Target Population

The target population for a survey is the entire set of units for which the survey data are
to be used to make inferences. Target population defines those units for which the
findings of the survey are meant to generalize. A target population refers to the
“universe” from which the sample is selected (Alan et al., 2007). The target population
for this research was undefined using Forward, Nerude and Chhimek Microfinance in
Biratnagar Metropolitan of Morang district.

 Sample Size

Sample size is a direct count of the number of samples measured or observations being
made. Sample size measures the number of individual samples measured or observations
used in a survey or experiment. The sample size for this study was 97 women.

 Sampling Procedure

Simple random sampling technique was used in selecting samples. Simple random
sampling means that every member of the population has an equal chance of being included
in the study. This probability sampling technique is also referred to as representative
sampling (Deming, 2001). It was preferred for this study since it gives equal chances to all
persons within the population to be sampled.
 Data Collection Instrument
This study used questionnaires as the instrument for primary data collection.
Questionnaire is a set of questions arranged in particular order as per study objectives.
The questions can be administered as soft copy or hard copy to the respondents. This
instrument is less costly and participants can easily be reached even through email
(Kothari, 1999) hence it was the appropriate choice for this study. But in our study the
email was not used.
  Data processing , analysis and presentation
The completed questionnaires were edited for completeness and consistency before
analyzing. Data was cleaned and coded to allow analysis procedures to be conducted with ease
and to generate meaningful results. Data collected was analyzed using appropriate statistical tool.
Microsoft Excel was employed as the appropriate tool for the analysis. Mean, standard deviation,
and frequency was carried out to establish the relationship between microfinance services and
social economic development of women.