San Francisco Startup SMBX Launches This Summer with a New Way for Small

Businesses to Raise Capital

In late July 2019, local profitable businesses can issue bonds on a new platform, the SMBX
(www.thesmbx.com), to raise money. People can buy these businesses’ bonds, support the
businesses they love, and earn principal plus interest monthly.
Businesses get the capital they need to grow; people earn the profits from financing charges that
would ordinarily go to the bank - a true wealth of the commons.

San Francisco, CA, July 11, 2019 --(PR.com)-- The Small Business BondTM is a new asset class
engineered by the SMBX, a San Francisco based startup spearheaded by Ben Lozano, PhD., a former
finance professor and hedge fund financial engineer. On the SMBX, local profitable businesses can issue
bonds instead of taking out a bank loan. People can invest in these businesses to earn a monthly return.

After a near 2-year process, the SMBX received its FINRA license in June 2019 which allows it to
operate as a Regulation Crowdfunding portal. Unlike other portals focused on equity of startups, the
SMBX's mission is to transform small business debt by mobilizing communities to invest in the
businesses they love while earning the profit from financing charges that would ordinarily go to the bank
- a true wealth of the commons.

The Small Business Bond is a fixed income instrument issued at a $10 par value that yields principal plus
interest monthly.

The first Small Business Bond offering will be live via the SMBX mobile app later this month; details
can be found here. Beloved SF and Oakland based full-service culinary knife shop, Bernal Cutlery, will
issue small business bonds to raise money for its expansion and as such, give people the opportunity to
invest in their growth and make a return.

CEO Ben Lozano states, “It's time people stopped talking about the demise of small business but instead
had a means to participate in its revival. It's time people stopped funding their banks but instead got to be
one. The SMBX's promise is to bridge this gap and to create a new model of finance.”

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Contact Information:
SMBX, Inc.
Gabrielle Katsnelson
718-344-5838
Contact via Email
thesmbx.com

Online Version of Press Release:

You can read the online version of this press release at: https://www.pr.com/press-release/789351

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