c

nominal amount of Rs.1000/- only.

c 
Rs. 1500000/-
c


Flexibility in period of term deposit from 15 days
c 

10 years.

À × 

anterest to be charged on premature withdrawal of term deposits at 1.00% below the rate
applicable for the period deposit has remained with the Bank.
· Domestic deposits (below Rs one crore) interest rates revised w.e.f. Ô
Ô
Ô Ô.
· Domestic deposits (Rs one crore & above) interest rates revised w.e.f. 
Ô
Ô Ô.
· BPLR (State Bank Advance Rate) revised upwards by 25 bps from 12.25%p.a to
12.50%p.a. w.e.f
Ô
Ô Ô.
· Base Rate revised upwards by 10 bps from 7.50% p.a to 7.60% p.a w.e.f 
Ô
Ô Ô

À × 

À SBa now provides your Account Balance and Transaction details over phone round-the-
clock. anformation on deposits & loan schemes and services also available. Call
1800112211 (tollfree from BSNL/MTNL)
À £
     V You can avail a loan/overdraft against your deposit. ×
 
 Ô 



So
you continue to earn interest in your deposit and still can meet your urgent financial
requirements.
·

  - Transfer of Term Deposits between our wide network of branches without
any charge.
·

    
 
  
- Under our Special Term Deposit
Scheme, interest accrues in your account and gets compounded quarterly. Besides, we assure
timely delivery of the proceeds of your deposit with interest, on maturity.Flexibility of payment
on maturity through Cash (subject to prevalent ancome Tax Act), Banker's Cheque, Credit in
Savings Bank/Current account.
O Term Deposits are available at all SBa Branches
O Îasy and convenient access of 24X7 information at SBa anternet Banking.
O Nomination Facility - Available.

º 


There is no need for you to keep track of the maturity of your deposits. Your deposits with us
will be renewed automatically, post maturity and you continue to earn interest for same period as
that of your matured deposit, at the interest rate prevailing at the time of maturity. Automatic
renewals take place where there are no standing instructions for renewal.


    × 
 
 
  

* You can convert your special Term Deposit to a Term Deposit to receive
monthly/quarterly interest payments to match your financial requirements. Quarterly
interest at calendar quarter is also available.
* You can also convert your Term Deposit to a Special Term Deposit, which provides
compounded rate of interest to multiply your money faster.





!( 
" 
! 
#

 

O Rupee deposits of fixed tenure.

O Minimum period of 1 year.
O Maximum period of 5 years.
O anterest paid quarterly on Term Deposit Receipts (TDRs).
O Principal & interest amount are fully repatriable.
O Premature withdrawals permitted based on the following conditionsV
p anterest payable will be the applicable rate less 1%, for the period for which the deposit has
been with the bank.
p No interest is payable for deposits less than 12 months.


 

anvest a fixed sum monthly and on maturity, draw the total amount with interest.

× 
 

O Deposit your money for a period between 1 year to 5 years.

O Xet a two-fold income, with interest both on your deposit and on the interest accrued on it.
O anvest in an affordable/very low Minimum Deposit Amount of Rs. 1000/- only.
O Înjoy higher returns with compounded interest every quarter.
O †pen a Special Term Deposit at any branch of ours.
O Access your accounts 24X7 from anywhere in the world, with our anternet Banking facility.
O Avail nomination facility for your deposits.