NORTH Bellary WEST

Amritsar Plot No. 3/9, Ward No. 16, Anantapur Road. Ahmedabad
District Shopping Center, Ranjeet Avenue. Ph.: 0839-2308800. 3rd Eye Complex, Panchavati Cross Road.
Ph.: 0183-3081100. Bhubaneswar Ph.: 079-40229000.
Agra 760, Cuttack Puri Road, M.J. Plaza. Ph.: 0674-3075900. Baroda
Unit No. H-1, Padam Plaza, Sector 16 B, Avas Vikas Chennai Near Natubhai Circle, Race Course Road.
Sikandra Yojna. Metro Plaza, II Floor, 162, Anna Salai. Ph.: 0265-6636300.
Allahabad Ph.: 044-42943000. Bhilai
2nd Floor, Plot No. 22E, Civil Lines. Cochin 2nd Floor, Khichariya Complex, Nehru Parisar, Bhilainagar.
Chandigarh Modayil Centre, Warriam Road Junction, MG Road. Bhopal
1st Floor, SCO 350-351-352, Sector 34A. Ph.: 0484-4405600. Royal Towers, Plot No. 22-C, Inderpuri – BHEL.
Ph.: 0172-4304000. Ph.: 0755-4063600.
Coimbatore
Dehradun No. 965, Second Floor, Avinashi Road. Indore
3rd Floor, 24-A, New Cantt. Road. Ph.: 0422-4505600. Corporate House, RNT Marg. Ph.: 0731-4210900.
Hissar Hubli Mumbai
2nd Floor, SCO 23, 24 & 25, Red Square Market, Haryana. Central Building, Opp. Vidyanagar Police Station. Vasudev Chambers, Near Wockhardt Hospital,
Ph.: 0836-4266923. Bhandup West. Ph.: 022-67359800.
New Delhi Botawala Chambers, Sir P.M. Road, Fort.
Prakashdeep Building, Tolstoy Marg, Connaught Place. Hyderabad
Ph.: 022-40028515.
Ph.: 011-47067000. Gokul Towers, Punjagutta. Ph.: 040-44337100.
Fun Republic, New Link Road, Andheri West.
2nd Floor, Bigjos Tower, A-8, Netaji Subhash Place. Madurai Ph.: 022-42010200.
Ph.: 011-43647000. Shri Ram Trade Centre, Ground Floor, PP Chavadi. Persipolis, 101 & 116, Opp. Vardhman Market, Vashi,
JMD Regent Arcade, MG Road, Gurgaon. Ph.: 0452-4505600. Navi Mumbai. Ph.: 022-41594200.
Ph.: 0124-4697500. Mangalore Nashik
Jalandhar IInd Floor, Inland Avenue, M.G. Road. Ph.: 0824-4243100. Archit Icon, Off College Road, Near Big Bazaar.
Eminent Mall, Guru Nanak Mission Chowk. Mysore Ph.: 0253-6695480.
Ph.: 0181-4678700. Temple Road, Vanivilas Mohalla. Ph.: 0821-4261600. Pune
Jaipur Salem Millenium Star Building, Near Ruby Hall Clinic, Dhole Patil
Royal World, Sansar Chandra Road. Ph.: 0141-3057000. Divya Trade Centre, Brindavan Road, Fair Lands. Road. Ph.: 020-40193000.
Kanpur Ph.: 0427-4505600. Surat
Mega Mall, All Road. Ph.: 0512-3099500. Vijayawada 3rd Floor, Surana International Bldg., Near Sahara
4th Floor, Jagidhar Mall No. 2 (Opp. Datapro), MG Road. Darwaja, Ring Road. Ph.: 0261-408900.
Lucknow
Ratan Square, Vidhan Sabha Marg. Ph.: 0522-4087900. Ph.: 0866-6639100. Opening shortly
Ludhiana Vishakhapatnam
Landmark Complex, Opp. HSBC Bank. Ph.: 0891-6623777. Aurangabad
1st Floor, Near Verka Milk Plant, Ferozepur Road. 1st Floor, Disha Kuber II, Near Flyover, Jalna Road.
Ph.: 0161-4656528. EAST
Nagpur
Noida Guwahati 5th Floor, Niklas Towers, Ramdaspeth.
Pearl Plaza, 3rd Floor, Sector-18. Ph.: 0120-4785200. Amaze Shopping Mall, Nr. Pan Bazaar Flyover.
Panjim
Ph.: 0361-273691.
Udaipur
3rd Floor, Center Point, Airport Road, Opp. BN College. Kolkata
1st Floor, Magnum Center, M.G. Road, Goa. *CONDITIONS APPLY

CORP BRO/BHARTI AXA GI/CONT/02-10

Rajahmundry
26, Shakespeare Sarani, Dimple Court.
SOUTH Ph.: 033-44021000.
Ramalayam Center, A.V. Apparao Road.
Siliguri
SHOULD NEVER COME BETWEEN YOU AND PEACE-OF-MIND.
Bangalore Isha Enclave, 49 Townshend Road. Ph.: 033-44061000.
3rd Floor, Sanat Trade Center, Sevak Road.
Pride Quadra, No. 30, 2nd Floor, Hebbal Rd. Ranchi
Ph.: 080-22172900-99. Narsaria Tower, Ground Floor, G-12, Opp. Lalpur Thana. Vapi
Ph.: 0651-2560534/39/40. Orbit Enterprises, Chala Vapi, Daman Road.

Bharti AXA General Insurance Company Limited

First Floor, The Ferns Icon, Sur vey No. 28, Doddanekundi, Bangalore – 560 037.
Call 1800 103 2292 toll-free | SMS <INFO> to 5667700 | Website: www.bharti-axagi.co.in

For details on risk factors and terms & conditions, please read the sales brochure carefully before concluding a sale. Insurance is the subject matter of the solicitation.

BACK FRONT
 Customer Speak

“When I had a car accident, Bharti AXA ensured that my claims

settlement was a pleasant experience. Also, thanks to their prompt
action, repair work commenced the very next day. All I can say is a big
'Thank you'.”
V.P. Kamath
Motor insurance customer

“Bharti AXA has radically changed service standards in insurance. Not

only was my motor insurance settlement fast, but my car was also
promptly repaired by the workshop. I am certainly going to recommend
Bharti AXA to my friends.”
Devendra Patel
Motor insurance customer

“We would like to thank Bharti AXA General Insurance for their
recommendations, time and effort in processing our claim process with
utmost dedication and efficiency.”
Rajendra Patawari
Kalptaru Insurance Brokers Ltd.
Commercial policy owner

“We appreciate your transparency in the process, follow-up and quick

settlement of the claim. This approach will go a long way in meeting
client expectations.”
C. Kumar
Corporate customer

“We are very thankful to you for helping us in a crucial period. We really
appreciate the way you took up our claims settlement and resolved it
within a short span of time.”
Navanita Dash
Corporate customer

PG 2 PG 23

Our CSR Initiatives
Both our parent companies Bharti Enterprises and AXA Group are
committed and responsible corporate citizens. Bharti AXA General
Insurance believes in following in their footsteps. Bharti Foundation
is the Corporate Social Responsibility arm of Bharti Enterprises.
Established in 2000, it helps underprivileged children realise their
potential by creating and supporting programmes in the field of
education through the Satya Bharti School Programme.
The AXA Group leverages its business knowhow and worldwide
local presence for enhanced sustainability impact. AXA’s CSR focus
covers education, arts, public health, micro-credit projects, social
investment and environment, through projects, sponsorships,
research as well as employee volunteering programmes at AXA
Hearts in Action which was established in 1992.
Key Statistics
• Rs. 335 crores capital infusion till date
• Gross written premium of Rs. 250 crores
• Cashless facility in over 4000 hospitals and 1600 garages
• Over 2000 trained and certified agents
• Presence in 100 locations
• More than 50 products
PG 22
Product Range
Retail
•Smar tDrive Private Car Insurance Policy
•Smar tHealth Insurance Policy
•Smar t Individual Personal Accident Insurance Policy
•Smar tPlan Householder’s Package Policy
•Smar tHealth Critical Illness Insurance Policy NO FINE PRINT. JUST Changing current standards.
Creating new benchmarks.
•Smar tHealth High Deductibles Insurance Policy
•Smar tHealth Essential Insurance Policy
A REFINED INSURANCE Bharti AXA General Insurance is transforming
insurance; through policies and processes
•Smar tPlan Shop Package Policy EXPERIENCE. designed to make it a truly hassle-free
experience. Achieved by continuously pushing
the proverbial envelope, and changing the way
Corporate the insurance industry works. Making it more
•Standard Fire and Special Perils Policy accessible, ridding it off its ‘fine-print’
approach; enabling a transparent and
•Industrial All Risks Policy customer-friendly experience. And creating
•Contractors All Risks Insurance Policy tangible value with cutting-edge,
•Erection All Risks Insurance Policy comprehensive, and customisable policies.
•Electronic Equipment Insurance Policy It is an approach that has helped us shift
industry paradigms, and made us one of the
•Burglary and/or Housebreaking Insurance Policy fastest growing companies in the Indian
•Public Liability Insurance Policy insurance space. The trust and confidence we
•Smar tPlan Business Advantage Package Policy have earned of our customers stand testimony to
our commitment to deliver excellence through
•Smar tPlan Office Package Policy redefining standards.
•Smar t Cargo Insurance Policy
•Commercial General Liability Policy
•Group Health Insurance Policy
•Smar t Group Personal Accident Insurance Policy MISSION
To be the preferred General Insurance company in India.
This is not a comprehensive list. For a complete list of our of ferings,
please visit www.bhar ti-axagi.co.in
PG 3
 A partnership for change.
Bharti AXA General Insurance Company Ltd.
is a joint venture between Bharti Enterprises, a leading
Indian business group and AXA, a world leader in financial
protection. Currently, the company’s team strength is over
1000 employees, with presence in 100 locations
across the country.
Bharti AXA General Insurance combines Bharti's powerful
leadership position in India, its network and corporate
relationships, with AXA's vast experience as the leading
global provider in Financial Protection and Asset
Management services in over 55 countries across the
globe with a combined customer base of over 67 million.
The company leverages AXA's operational excellence in the
areas of product innovation, technical excellence, quality of
service, productivity and distribution, as well as their
expertise in claims management, underwriting, and
investment performance.
A synergy of strengths
• Joint Venture stake: Bharti Group 74% & AXA Group 26%
• Bharti Enterprises is a leading business group with interests
in telecom, agricultural business, insurance, and retail
• AXA is the global leader in financial protection, insurance,
savings, and financial planning
• Combines AXA’s expertise with Bharti’s proven credibility and
leadership position in India
Collaborative growth
• Fastest growing GI company with over Rs. 200 crores gross
written premium in the first calendar year of operations
• Over 1 lakh customers
PG 4
TO THE OPPORTUNITIES OF People powered performance.
People are our most valuable resource. We empower our
A HIGH-GROWTH WORKPLACE. team with continuous training and development through
various initiatives. Reward and recognition, talent
management and inspiring innovation are key goals of our
human resource policy. We offer exponential growth
opportunities by nurturing talent and harnessing potential.
The focus is as much on personal development as on
academic excellence.
Our team
Comprises of expert professionals with a rich and varied
experience in diverse fields.
Our workplace
A vibrant, lively ambience that inspires creativity and
nourishes growth.
Beyond work
Cultural & sports activities, celebration of festivals and
occasions like birthdays, and much more.
Growth opportunities
A fast-track career growth path, enabled by specialised
training as well as opportunities of working on the latest
systems.
Training & Development
An emphasis on skills & behaviour accompanies our training
initiatives, which are carried out by experts from within the
company. These individuals don the mantle of a mentor, and
provide guidance in various specialised fields that are part of
the functions of the company.
For career opportunities at Bharti AXA General Insurance, please visit www.bharti-axagi.co.in
PG 21
 FROM THE HASSLES OF INACCESSIBILITY

PG 20 PG 5
 s
arage
g
600
ls &1
spita
o
00h
0
y in 4
t
facili
hless
s
Ca

24/7 cla 2000

ims regis trained
tration agents

s
cation
lo
100
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Pre

FROM THE ANXIETY OF UNREALISED DREAMS

PG 6 PG 19
 High quality service benchmarks.
Fast, fair & friendly: Prompt services delivered in a proactive, efficient manner
through technology platforms.
Insure anywhere, claim anywhere: Through decentralised claims handling process.
Hospital & Garage tie-ups: A wide network that ensures that you are never on your
own, no matter where.
Over-the-counter policies: Instant, hassle-free transactions with minimal paperwork.
Customised SLAs/MOUs: With major clients to suit their requirements.

Service excellence in motor insurance:

• First contact and loss assessment for motor claims within one working day TO THE COMFORT OF We speak your language,
because we listen.
•
•
Minimal documentation during claims settlement
Decentralised claims handling processes for better delivery times
APPROACHABILITY. Bharti AXA embodies the spirit of absolute
customer delight, achieved through
• Guaranteed claim settlement within 7 days of completion of all documents
unfaltering commitment towards delivery. We
• Query answered within one working day
believe that while we offer insurance, what
• Single point contact from survey to settlement
you want is assurance. Of being stress-free
• Tie-up with 1600 garages
and secure; of getting exactly what you require.
Service excellence in health insurance: Risk Engineering That’s why, our philosophy is built around
• No medical checks up to 55 years of age (on select plans) making ourselves available and paying keen
Valued-added ser vices that enhance
• Instant, over-the counter policies attention to the exact needs of our customers.
the risk management practices at the
• Cashless facility in over 4000 hospitals Thus offering solutions and services that enable
customer’s workplace:
excellence in customer service.
The Quality Edge •Electrical Safety Audit:
We are the country’s first General Insurance
nce Company A proactive risk engineering tool that helps
to receive the dual certification of ISO 9001:2008
001:2008 improve electrical safety on the premises.
and ISO 27001:2005.
SE •Fire Safety Audit:
The certifications are key milestones in our IT
Y C
A focused study that identifies and
UR
L

ISO
QUA

journey towards redefining standards and d

ITY

9001 : 2008

achieving our mission of being the preferred

red
27001 : 2005
evaluates fire prevention and fire protection
CERTIFIED measures.
general insurance company in India.
The dual certifications translate into moree •General Safety Audit:
streamlined processes and standardisation on Identifies weak links in systems, • Over 12000 claims paid in 1.5 years of operations
of procedures – ensuring effective delivery
ry procedures, practices or infrastructure to • Over 1000 employees
of services as well as achieving consistency across branches improve safety management of the • Highly experienced management team with both national
and locations. premises. and international expertise

PG 18 PG 7
 The spirit of Bharti AXA.
Reliable: Prompt settlements, customer service and
professionalism.
Attentive: Considerate to customer needs,
and actively listening to
our customers.
Available: Easy access to customers’ claims,
and to the company, with convenient TO THE FREEDOM OF Adding value. Enabling excellence.
Our idea of changing the insurance
and flexible plans.
ASSURANCE. experience stems from a promise of
stress-free policies, and going beyond
products. We have established service
Strategy standards that enable excellence by
completely redefining the way we transact;
• To provide fast, fair and friendly service to customers & through impeccable services and faster claims
partners. management.
• To achieve a leadership position in India through a This customer-friendly approach has set new
multi-distribution, multi-product platform. service benchmarks and quality standards. We
are the first insurance company to receive dual
• To adapt AXA's best practice blueprints as a sound platform ISO certification. Our approach is further
for profitable growth. reinforced by AXA’s rich legacy and the expertise
• To leverage Bharti's local knowledge, infrastructure and of a management team that has over 200 years
customer base. of collective work experience. Enabling us to offer
service excellence in risk engineering and risk
• To deliver high levels of shareholder return. management.
• To build long-term value with business partners by enhancing With you, always.
the proposition to their customers. •Presence in 100 locations across India
• To be the employer of choice to attract and retain the best (growing to 300 locations)
talent in India. • 24/7 claims registration through multimodal
channels like Email & SMS
• ‘Insure-anywhere-claim-anywhere' facility
•Cashless facility in over 4000 hospitals and High service standards and responsive claims
1600 garages management to ensure convenience and complete
• Over 2000 trained and certified agents transparency.

PG 8 PG 17
 FROM THE WORLD OF ORDINARY
OFFERINGS

PG 16 PG 9
 FROM THE CONSTRAINTS OF UNCERTAINTY

PG 10 PG 15
 Newsmakers

Comprehensive range. Extensive coverage.

TO A RANGE OF Our product portfolio offers both traditional and
CUSTOMISED SOLUTIONS. innovative solutions for corporate and retail
customers. It includes over 50 products in its
extensive product suite that caters to retail, rural
and commercial audiences and covers Health,
Motor, Home, Marine, Fire & Engineering and
Property amongst others.
Whether you are a small or big business, or an
individual, we have just the right policy for you.
Each of our policies has been designed keeping in
mind individual requirements, offering
comprehensive and cost-effective solutions.

We cover spoons to spaceships with our innovative

products and service offerings.

PG 14 PG 11
 Excellence through innovation: Our unique propositions.

RETAIL PRODUCTS CORPORATE PRODUCTS

SmartHealth SmartPlan Office Package

•20 critical illnesses covered – the highest number in the market •Customised products to suit individual requirements
•Single family floater •Extensive coverage through 12 different sections

SmartHealth High Deductibles SmartPlan Business Advantage

•Wide range of Sum Insured options up to Rs. 10 lakhs
•Family floater feature: Single policy for the entire family
•Top-up cover of up to Rs. 6 lakhs at just Rs. 3/day
Smart Individual Personal Accident
•Six different over-the-counter plans
•150% of Sum Insured for Permanent Total Disablement
•Double the Sum Insured for accidental death / Permanent Total Disablement while
travelling as a passenger in a public transport
SmartPlan Householder’s Package
•Over-the-counter plans
•Automatic increase in Sum Insured of up to 10% for newly purchased items
•Coverage for pedigree pets, loss of important documents such as passport
SmartDrive Motor Package
•4 different add-on covers to choose from – Medical expenses reimbursement
cover, ambulance charges, hospital cash cover, depreciation cover
•All-in-one product designed specifically for SME needs
•Flexibility to pick and choose from 12 different sections of coverage
Standard Fire and Special Perils
•Extension to cover capital additions up to 10%
•Start up and shut down expenses arising out of loss or damage due to
fire and allied perils
•Claims preparation costs
Group Health
•Extensive coverage, customisable to fit individual requirements
•Value-added benefits such as dread disease recuperation, out-patient expenses due to
accidents, recovery grant etc.
Group Personal Accident
•Comprehensive coverage against accidental death or disability
•Flexibility in choosing the covers and extent of cover

SmartPlan Shop Package

•Over-the-counter, pre-packaged plans
•Comprehensive coverage through 12 different sections

PG 12 PG 13
 Excellence through innovation: Our unique propositions.

RETAIL PRODUCTS CORPORATE PRODUCTS

SmartHealth SmartPlan Office Package

•20 critical illnesses covered – the highest number in the market •Customised products to suit individual requirements
•Single family floater •Extensive coverage through 12 different sections

SmartHealth High Deductibles SmartPlan Business Advantage

•Wide range of Sum Insured options up to Rs. 10 lakhs
•Family floater feature: Single policy for the entire family
•Top-up cover of up to Rs. 6 lakhs at just Rs. 3/day
Smart Individual Personal Accident
•Six different over-the-counter plans
•150% of Sum Insured for Permanent Total Disablement
•Double the Sum Insured for accidental death / Permanent Total Disablement while
travelling as a passenger in a public transport
SmartPlan Householder’s Package
•Over-the-counter plans
•Automatic increase in Sum Insured of up to 10% for newly purchased items
•Coverage for pedigree pets, loss of important documents such as passport
SmartDrive Motor Package
•4 different add-on covers to choose from – Medical expenses reimbursement
cover, ambulance charges, hospital cash cover, depreciation cover
•All-in-one product designed specifically for SME needs
•Flexibility to pick and choose from 12 different sections of coverage
Standard Fire and Special Perils
•Extension to cover capital additions up to 10%
•Start up and shut down expenses arising out of loss or damage due to
fire and allied perils
•Claims preparation costs
Group Health
•Extensive coverage, customisable to fit individual requirements
•Value-added benefits such as dread disease recuperation, out-patient expenses due to
accidents, recovery grant etc.
Group Personal Accident
•Comprehensive coverage against accidental death or disability
•Flexibility in choosing the covers and extent of cover

SmartPlan Shop Package

•Over-the-counter, pre-packaged plans
•Comprehensive coverage through 12 different sections

PG 12 PG 13
 Newsmakers

Comprehensive range. Extensive coverage.

TO A RANGE OF Our product portfolio offers both traditional and
CUSTOMISED SOLUTIONS. innovative solutions for corporate and retail
customers. It includes over 50 products in its
extensive product suite that caters to retail, rural
and commercial audiences and covers Health,
Motor, Home, Marine, Fire & Engineering and
Property amongst others.
Whether you are a small or big business, or an
individual, we have just the right policy for you.
Each of our policies has been designed keeping in
mind individual requirements, offering
comprehensive and cost-effective solutions.

We cover spoons to spaceships with our innovative

products and service offerings.

PG 14 PG 11
 FROM THE CONSTRAINTS OF UNCERTAINTY

PG 10 PG 15
 FROM THE WORLD OF ORDINARY
OFFERINGS

PG 16 PG 9
 The spirit of Bharti AXA.
Reliable: Prompt settlements, customer service and
professionalism.
Attentive: Considerate to customer needs,
and actively listening to
our customers.
Available: Easy access to customers’ claims,
and to the company, with convenient TO THE FREEDOM OF Adding value. Enabling excellence.
Our idea of changing the insurance
and flexible plans.
ASSURANCE. experience stems from a promise of
stress-free policies, and going beyond
products. We have established service
Strategy standards that enable excellence by
completely redefining the way we transact;
• To provide fast, fair and friendly service to customers & through impeccable services and faster claims
partners. management.
• To achieve a leadership position in India through a This customer-friendly approach has set new
multi-distribution, multi-product platform. service benchmarks and quality standards. We
are the first insurance company to receive dual
• To adapt AXA's best practice blueprints as a sound platform ISO certification. Our approach is further
for profitable growth. reinforced by AXA’s rich legacy and the expertise
• To leverage Bharti's local knowledge, infrastructure and of a management team that has over 200 years
customer base. of collective work experience. Enabling us to offer
service excellence in risk engineering and risk
• To deliver high levels of shareholder return. management.
• To build long-term value with business partners by enhancing With you, always.
the proposition to their customers. •Presence in 100 locations across India
• To be the employer of choice to attract and retain the best (growing to 300 locations)
talent in India. • 24/7 claims registration through multimodal
channels like Email & SMS
• ‘Insure-anywhere-claim-anywhere' facility
•Cashless facility in over 4000 hospitals and High service standards and responsive claims
1600 garages management to ensure convenience and complete
• Over 2000 trained and certified agents transparency.

PG 8 PG 17
 High quality service benchmarks.
Fast, fair & friendly: Prompt services delivered in a proactive, efficient manner
through technology platforms.
Insure anywhere, claim anywhere: Through decentralised claims handling process.
Hospital & Garage tie-ups: A wide network that ensures that you are never on your
own, no matter where.
Over-the-counter policies: Instant, hassle-free transactions with minimal paperwork.
Customised SLAs/MOUs: With major clients to suit their requirements.

Service excellence in motor insurance:

• First contact and loss assessment for motor claims within one working day TO THE COMFORT OF We speak your language,
because we listen.
•
•
Minimal documentation during claims settlement
Decentralised claims handling processes for better delivery times
APPROACHABILITY. Bharti AXA embodies the spirit of absolute
customer delight, achieved through
• Guaranteed claim settlement within 7 days of completion of all documents
unfaltering commitment towards delivery. We
• Query answered within one working day
believe that while we offer insurance, what
• Single point contact from survey to settlement
you want is assurance. Of being stress-free
• Tie-up with 1600 garages
and secure; of getting exactly what you require.
Service excellence in health insurance: Risk Engineering That’s why, our philosophy is built around
• No medical checks up to 55 years of age (on select plans) making ourselves available and paying keen
Valued-added ser vices that enhance
• Instant, over-the counter policies attention to the exact needs of our customers.
the risk management practices at the
• Cashless facility in over 4000 hospitals Thus offering solutions and services that enable
customer’s workplace:
excellence in customer service.
The Quality Edge •Electrical Safety Audit:
We are the country’s first General Insurance
nce Company A proactive risk engineering tool that helps
to receive the dual certification of ISO 9001:2008
001:2008 improve electrical safety on the premises.
and ISO 27001:2005.
SE •Fire Safety Audit:
The certifications are key milestones in our IT
Y C
A focused study that identifies and
UR
L

ISO
QUA

journey towards redefining standards and d

ITY

9001 : 2008

achieving our mission of being the preferred

red
27001 : 2005
evaluates fire prevention and fire protection
CERTIFIED measures.
general insurance company in India.
The dual certifications translate into moree •General Safety Audit:
streamlined processes and standardisation on Identifies weak links in systems, • Over 12000 claims paid in 1.5 years of operations
of procedures – ensuring effective delivery
ry procedures, practices or infrastructure to • Over 1000 employees
of services as well as achieving consistency across branches improve safety management of the • Highly experienced management team with both national
and locations. premises. and international expertise

PG 18 PG 7
 s
arage
g
600
ls &1
spita
o
00h
0
y in 4
t
facili
hless
s
Ca

24/7 cla 2000

ims regis trained
tration agents

s
cation
lo
100
in
sence
Pre

FROM THE ANXIETY OF UNREALISED DREAMS

PG 6 PG 19
 FROM THE HASSLES OF INACCESSIBILITY

PG 20 PG 5
 A partnership for change.
Bharti AXA General Insurance Company Ltd.
is a joint venture between Bharti Enterprises, a leading
Indian business group and AXA, a world leader in financial
protection. Currently, the company’s team strength is over
1000 employees, with presence in 100 locations
across the country.
Bharti AXA General Insurance combines Bharti's powerful
leadership position in India, its network and corporate
relationships, with AXA's vast experience as the leading
global provider in Financial Protection and Asset
Management services in over 55 countries across the
globe with a combined customer base of over 67 million.
The company leverages AXA's operational excellence in the
areas of product innovation, technical excellence, quality of
service, productivity and distribution, as well as their
expertise in claims management, underwriting, and
investment performance.
A synergy of strengths
• Joint Venture stake: Bharti Group 74% & AXA Group 26%
• Bharti Enterprises is a leading business group with interests
in telecom, agricultural business, insurance, and retail
• AXA is the global leader in financial protection, insurance,
savings, and financial planning
• Combines AXA’s expertise with Bharti’s proven credibility and
leadership position in India
Collaborative growth
• Fastest growing GI company with over Rs. 200 crores gross
written premium in the first calendar year of operations
• Over 1 lakh customers
PG 4
TO THE OPPORTUNITIES OF People powered performance.
People are our most valuable resource. We empower our
A HIGH-GROWTH WORKPLACE. team with continuous training and development through
various initiatives. Reward and recognition, talent
management and inspiring innovation are key goals of our
human resource policy. We offer exponential growth
opportunities by nurturing talent and harnessing potential.
The focus is as much on personal development as on
academic excellence.
Our team
Comprises of expert professionals with a rich and varied
experience in diverse fields.
Our workplace
A vibrant, lively ambience that inspires creativity and
nourishes growth.
Beyond work
Cultural & sports activities, celebration of festivals and
occasions like birthdays, and much more.
Growth opportunities
A fast-track career growth path, enabled by specialised
training as well as opportunities of working on the latest
systems.
Training & Development
An emphasis on skills & behaviour accompanies our training
initiatives, which are carried out by experts from within the
company. These individuals don the mantle of a mentor, and
provide guidance in various specialised fields that are part of
the functions of the company.
For career opportunities at Bharti AXA General Insurance, please visit www.bharti-axagi.co.in
PG 21

Our CSR Initiatives
Both our parent companies Bharti Enterprises and AXA Group are
committed and responsible corporate citizens. Bharti AXA General
Insurance believes in following in their footsteps. Bharti Foundation
is the Corporate Social Responsibility arm of Bharti Enterprises.
Established in 2000, it helps underprivileged children realise their
potential by creating and supporting programmes in the field of
education through the Satya Bharti School Programme.
The AXA Group leverages its business knowhow and worldwide
local presence for enhanced sustainability impact. AXA’s CSR focus
covers education, arts, public health, micro-credit projects, social
investment and environment, through projects, sponsorships,
research as well as employee volunteering programmes at AXA
Hearts in Action which was established in 1992.
Key Statistics
• Rs. 335 crores capital infusion till date
• Gross written premium of Rs. 250 crores
• Cashless facility in over 4000 hospitals and 1600 garages
• Over 2000 trained and certified agents
• Presence in 100 locations
• More than 50 products
PG 22
Product Range
Retail
•Smar tDrive Private Car Insurance Policy
•Smar tHealth Insurance Policy
•Smar t Individual Personal Accident Insurance Policy
•Smar tPlan Householder’s Package Policy
•Smar tHealth Critical Illness Insurance Policy NO FINE PRINT. JUST Changing current standards.
Creating new benchmarks.
•Smar tHealth High Deductibles Insurance Policy
•Smar tHealth Essential Insurance Policy
A REFINED INSURANCE Bharti AXA General Insurance is transforming
insurance; through policies and processes
•Smar tPlan Shop Package Policy EXPERIENCE. designed to make it a truly hassle-free
experience. Achieved by continuously pushing
the proverbial envelope, and changing the way
Corporate the insurance industry works. Making it more
•Standard Fire and Special Perils Policy accessible, ridding it off its ‘fine-print’
approach; enabling a transparent and
•Industrial All Risks Policy customer-friendly experience. And creating
•Contractors All Risks Insurance Policy tangible value with cutting-edge,
•Erection All Risks Insurance Policy comprehensive, and customisable policies.
•Electronic Equipment Insurance Policy It is an approach that has helped us shift
industry paradigms, and made us one of the
•Burglary and/or Housebreaking Insurance Policy fastest growing companies in the Indian
•Public Liability Insurance Policy insurance space. The trust and confidence we
•Smar tPlan Business Advantage Package Policy have earned of our customers stand testimony to
our commitment to deliver excellence through
•Smar tPlan Office Package Policy redefining standards.
•Smar t Cargo Insurance Policy
•Commercial General Liability Policy
•Group Health Insurance Policy
•Smar t Group Personal Accident Insurance Policy MISSION
To be the preferred General Insurance company in India.
This is not a comprehensive list. For a complete list of our of ferings,
please visit www.bhar ti-axagi.co.in
PG 3
 Customer Speak

“When I had a car accident, Bharti AXA ensured that my claims

settlement was a pleasant experience. Also, thanks to their prompt
action, repair work commenced the very next day. All I can say is a big
'Thank you'.”
V.P. Kamath
Motor insurance customer

“Bharti AXA has radically changed service standards in insurance. Not

only was my motor insurance settlement fast, but my car was also
promptly repaired by the workshop. I am certainly going to recommend
Bharti AXA to my friends.”
Devendra Patel
Motor insurance customer

“We would like to thank Bharti AXA General Insurance for their
recommendations, time and effort in processing our claim process with
utmost dedication and efficiency.”
Rajendra Patawari
Kalptaru Insurance Brokers Ltd.
Commercial policy owner

“We appreciate your transparency in the process, follow-up and quick

settlement of the claim. This approach will go a long way in meeting
client expectations.”
C. Kumar
Corporate customer

“We are very thankful to you for helping us in a crucial period. We really
appreciate the way you took up our claims settlement and resolved it
within a short span of time.”
Navanita Dash
Corporate customer

PG 2 PG 23
 NORTH Bellary WEST
Amritsar Plot No. 3/9, Ward No. 16, Anantapur Road. Ahmedabad
District Shopping Center, Ranjeet Avenue. Ph.: 0839-2308800. 3rd Eye Complex, Panchavati Cross Road.
Ph.: 0183-3081100. Bhubaneswar Ph.: 079-40229000.
Agra 760, Cuttack Puri Road, M.J. Plaza. Ph.: 0674-3075900. Baroda
Unit No. H-1, Padam Plaza, Sector 16 B, Avas Vikas Chennai Near Natubhai Circle, Race Course Road.
Sikandra Yojna. Metro Plaza, II Floor, 162, Anna Salai. Ph.: 0265-6636300.
Allahabad Ph.: 044-42943000. Bhilai
2nd Floor, Plot No. 22E, Civil Lines. Cochin 2nd Floor, Khichariya Complex, Nehru Parisar, Bhilainagar.
Chandigarh Modayil Centre, Warriam Road Junction, MG Road. Bhopal
1st Floor, SCO 350-351-352, Sector 34A. Ph.: 0484-4405600. Royal Towers, Plot No. 22-C, Inderpuri – BHEL.
Ph.: 0172-4304000. Ph.: 0755-4063600.
Coimbatore
Dehradun No. 965, Second Floor, Avinashi Road. Indore
3rd Floor, 24-A, New Cantt. Road. Ph.: 0422-4505600. Corporate House, RNT Marg. Ph.: 0731-4210900.
Hissar Hubli Mumbai
2nd Floor, SCO 23, 24 & 25, Red Square Market, Haryana. Central Building, Opp. Vidyanagar Police Station. Vasudev Chambers, Near Wockhardt Hospital,
Ph.: 0836-4266923. Bhandup West. Ph.: 022-67359800.
New Delhi Botawala Chambers, Sir P.M. Road, Fort.
Prakashdeep Building, Tolstoy Marg, Connaught Place. Hyderabad
Ph.: 022-40028515.
Ph.: 011-47067000. Gokul Towers, Punjagutta. Ph.: 040-44337100.
Fun Republic, New Link Road, Andheri West.
2nd Floor, Bigjos Tower, A-8, Netaji Subhash Place. Madurai Ph.: 022-42010200.
Ph.: 011-43647000. Shri Ram Trade Centre, Ground Floor, PP Chavadi. Persipolis, 101 & 116, Opp. Vardhman Market, Vashi,
JMD Regent Arcade, MG Road, Gurgaon. Ph.: 0452-4505600. Navi Mumbai. Ph.: 022-41594200.
Ph.: 0124-4697500. Mangalore Nashik
Jalandhar IInd Floor, Inland Avenue, M.G. Road. Ph.: 0824-4243100. Archit Icon, Off College Road, Near Big Bazaar.
Eminent Mall, Guru Nanak Mission Chowk. Mysore Ph.: 0253-6695480.
Ph.: 0181-4678700. Temple Road, Vanivilas Mohalla. Ph.: 0821-4261600. Pune
Jaipur Salem Millenium Star Building, Near Ruby Hall Clinic, Dhole Patil
Royal World, Sansar Chandra Road. Ph.: 0141-3057000. Divya Trade Centre, Brindavan Road, Fair Lands. Road. Ph.: 020-40193000.
Kanpur Ph.: 0427-4505600. Surat
Mega Mall, All Road. Ph.: 0512-3099500. Vijayawada 3rd Floor, Surana International Bldg., Near Sahara
4th Floor, Jagidhar Mall No. 2 (Opp. Datapro), MG Road. Darwaja, Ring Road. Ph.: 0261-408900.
Lucknow
Ratan Square, Vidhan Sabha Marg. Ph.: 0522-4087900. Ph.: 0866-6639100. Opening shortly
Ludhiana Vishakhapatnam
Landmark Complex, Opp. HSBC Bank. Ph.: 0891-6623777. Aurangabad
1st Floor, Near Verka Milk Plant, Ferozepur Road. 1st Floor, Disha Kuber II, Near Flyover, Jalna Road.
Ph.: 0161-4656528. EAST
Nagpur
Noida Guwahati 5th Floor, Niklas Towers, Ramdaspeth.
Pearl Plaza, 3rd Floor, Sector-18. Ph.: 0120-4785200. Amaze Shopping Mall, Nr. Pan Bazaar Flyover.
Panjim
Ph.: 0361-273691.
Udaipur
3rd Floor, Center Point, Airport Road, Opp. BN College. Kolkata
1st Floor, Magnum Center, M.G. Road, Goa. *CONDITIONS APPLY

CORP BRO/BHARTI AXA GI/CONT/02-10

Rajahmundry
26, Shakespeare Sarani, Dimple Court.
SOUTH Ph.: 033-44021000.
Ramalayam Center, A.V. Apparao Road.
Siliguri
SHOULD NEVER COME BETWEEN YOU AND PEACE-OF-MIND.
Bangalore Isha Enclave, 49 Townshend Road. Ph.: 033-44061000.
3rd Floor, Sanat Trade Center, Sevak Road.
Pride Quadra, No. 30, 2nd Floor, Hebbal Rd. Ranchi
Ph.: 080-22172900-99. Narsaria Tower, Ground Floor, G-12, Opp. Lalpur Thana. Vapi
Ph.: 0651-2560534/39/40. Orbit Enterprises, Chala Vapi, Daman Road.

Bharti AXA General Insurance Company Limited

First Floor, The Ferns Icon, Sur vey No. 28, Doddanekundi, Bangalore – 560 037.
Call 1800 103 2292 toll-free | SMS <INFO> to 5667700 | Website: www.bharti-axagi.co.in

For details on risk factors and terms & conditions, please read the sales brochure carefully before concluding a sale. Insurance is the subject matter of the solicitation.

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