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Know About Base Rate. How to calculate base rates in India. Difference between Base
Rates and Bank Prime Lending Rates. BPLR differ from BR
Can a customer move from the BPLR to BR regime before the expiry of the current BPLR-
linked loan tenure?
It depends upon individual banks. Some banks, like the Central Bank of India, are offering such
an option to existing customers. For customers, a shift before the expiry of the tenure of the
existing loan will make sense only if the BR-linked interest rate is lower than the BPLR-linked
rate.