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William T.

Nagy
316 Park View Drive
Manheim, PA 17545

Home (717) 431-8437 Mobile (717) 413-2717 bn2637cc@westpost.ne


t
OBJECTIVE:
To find a sales management or loan underwriting position in the banking/loan ori
ginations industry.
EXPERIENCE:
05/02/2010 - Present, Infinity Home Mortgage Co., Inc., Cherry Hill, NJ, Sr. Mor
tgage Banker, Inside/Outside sales position originating residential & commercial
mortgages; taking inbound telephone calls from in-house telemarketing reps; ans
wering questions from homeowners regarding purchase & refinance inquiries & comp
eting for their business; soliciting/cultivating outside affinity partnerships &
building on existing relationships with realtors, attorneys, builders, accounta
nts, financial planners, etc; In the process of obtaining all required federal &
individual state licenses.
12/2009 - 05/01/1010, Substitute Teacher, Substitute Teacher's Service, Lancast
er, PA, Substitute Teacher in the public school districts of Lancaster, Reading,
York, & Harrisburg; grades 7-12, all subjects.
11/2005 - 06/2008, President, Lancaster Home Loans, LLC, Manheim, PA, President;
Licensed with the PA Department of Banking to broker 1st & 2nd mortgages; origi
nated & processed residential loan applications (purchase & non-purchase) for de
livery to lenders for underwriting & loan approval; collected necessary items &
documentation in order to get loan "cleared -to-close" by underwriter; attended
settlements to address borrower's concerns regarding loan terms, note rate, pr
e-payment penalties, etc.
05/2005 - 10/2007, Branch Manager, Citizen's Community Bank, Mortgage Division,
Lititz, PA; responsible for the management & supervision of approximately 8-10
loan officers & 2 loan processors; job description included placing internet ads
for prospective loan officers; interviewed prospective employees; trained new h
ires; approved staff salaries & structured commission pay plans with plateau in
centives & bonuses; responsible for all fixed & semi-fixed monthly branch opera
ting expenses (i.e.: salaries, payroll, payroll taxes, advertising, rent, insura
nce, maintenance, bank fees, broker fees, utilities, credit report expenses, pho
ne bill, ordering of office supplies, screened new loans for quality control & i
nvestor's loan guidelines, monitored federal banking compliance rules & regulati
ons, purchased internet leads, controlled loan pricing, maximized branch profita
bility, etc.)
09/2004 - 04/2005, Branch Manager, America's 1st Funding Group, Manheim, PA,
Same responsibilities as above
02/2002 - 08/2004, Home Loan Consultant, Wells Fargo Home Loans, Somerset, NJ,
outside mortgage sales position; solicited business partners who referred mortg
age leads (i.e. realtors, builders, accountants, attorneys, financial planners,
etc.); originated residential mortgages including Fannie, Freddie, Alt A, sub pr
ime, FHA (203b & 203k).
02/2000 - 01/2002, Branch Manager, First United Mortgage, Cranford, NJ; same res
ponsibilities as above branch manager positions
01/1997 - 01/2000, Sr. Loan Officer, Greenwich Home Mortgage, Woodbridge, NJ; ou
tside mortgage sales position; solicited mainly realtors & attorneys for mortgag
e leads; originated approximately 90% purchase mortgages as a direct result of
successful cultivation of realtor relationships; loan "mix" was approximately 60
% government loans (FHA & VA), 25% conventional, conforming (Fannie-Mae & Freddi
e Mac), & 15% sub prime loans
04/1994 - 12/1996, Sr. Loan Officer, First Town Mortgage Corp., Edison, NJ; same
as above outside sales position at Greenwich Home Mortgage

AUTOMOBILE RETAIL SALES EXPERIENCE:


01/2008 - 06/2008, Special Financial Consultant, "Freysinger PreOwned Center," N
ew Cumberland, PA; placed prospective pre-owned auto & truck buyers with niche l
enders who processed loan applications submitted by customers with less then per
fect credit;
12/2007 - 01/2008, Auto Retail Credit Analyst/ Collections Rep, "Spankey's Auto
Center/Factory Finance," Mechanicsburg, PA; hired to underwrite special finance
loan applications & make auto loan application decisions, approvals, & denials;
also responsible for the collection of delinquent accounts receivables >90 days
; sent out past due invoices; monitored & confirmed required insurance limits; w
orked with repossession contractors, maintained accounting ledger/business check
book, etc.
10/2007 - 12/2007. Finance & Insurance Manager, "Dodge-Hyundai City," Burlington
, NJ; responsible for selling interest rates on auto retail installment contract
s in order to maximize "back-end" profit; also sold "after sale" product (i.e. g
ap insurance, extended mechanical warranties, theft deterrent systems, "Lojak" s
tolen vehicle satellite locator
chips, upgraded tires & alloy wheels, truck bed liners, etc.)
ADDITIONAL AUTO RETAIL EMPLOYMENT HISTORY 1982 -1994
Main-Street Chrysler-Plymouth, Avon, NY, Dealer Operator-Vice Pres.- 49% owner
Mack Auto Mall, Toms River, NJ, Finance Director
Royal Lincoln-Mercury, Perth Amboy, NJ, Gen. Mgr., Gen. Sales Mgr.
Sansone Oldsmobile-Cadillac, Red Bank, NJ, Gen. Sales Mgr.
Crystal Auto Mall, Green Brook, NJ, Special Finance Director
Hackensack Ford-Mazda, Hackensack, NJ, Director of Finance
Don Mueller Ford, Englewood, NJ, Gen. Sales Mgr.
Toresco's Autoland, Springfield, NJ, Co Director of Finance, Toyota Sales Mgr.
Watchung Ford, Watchung, NJ, Finance Director, Assistant Sales Mgr.
Potamkin Chevrolet-Dodge-Isuzu, NE Phila., PA, Sales Rep, Assistant Sales Mgr.

OTHER EMPLOYMENT HISTORY:


Macy's NY Div., Herald Square, NYC, Human Resources
Job Review Exec.; Executive Recruitment, Training, & Development Exec
.
Elizabeth High School, Elizabeth, NJ, Assist. Principal, Varsity Football Coach
Far Hills Country Day School, Far Hills, NJ, Athletic Director, Phys. Ed Teacher
, Coach
Plainfield Public Schools, Plainfield, NJ, 6th Grade Teacher, Varsity Football
Coach

EDUCATION:
Dunellen High School, Dunellen, NJ
Bloomsburg University of PA, Bloomsburg, PA, BS Education
HONORS:
1ST Team Defense All PSAC (PA State Athletic Conference)
1st Team All ECAC Defensive Team
Honorable Mention N.A.I.A. All America
Selected to "Pro Football Weekly" Top 50 Defensive Linemen in
USA

REFERENCES UPON REQUEST

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