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Starting Balance
Total Income 0 0 0 0 9,200 0 0 0 0
Total Expenses 0 0 0 0 8,202 0 300 1,000 300
NET (Income - Expenses) 0 0 0 0 998 0 -300 -1,000 -300
Projected End Balance 0 0 0 0 998 998 698 -302 -602
INCOME
Wages & Tips 9,200
Interest Income
Dividends
Gifts Received
Refunds/Reinbursements
Transfer From Savings
Other
Other
Other
Total INCOME 0 0 0 0 9,200 0 0 0 0
HOME EXPENSES
Mortgage/Rent 850
Electricity 150
Gas/Oil
Water/Sewer/Trash 20
Phone 400
Cable/Satellite 100
Internet 100
Furnishings/Appliances
Lawn/Garden
Home Supplies
Maintenance 115
Improvements 300
Other
Total HOME EXPENSES 0 0 0 0 2,035 0 0 0 0
DAILY LIVING
Groceries 200
Personal Supplies 100
Clothing 300 300 1,000 300
Cleaning Services 60
Dining/Eating Out 1,600
Dry Cleaning
Salon/Barber 64
Discretionary [Name 1]
Discretionary [Name 2]
Other
Total DAILY LIVING 0 0 0 0 2,324 0 300 1,000 300
CHILDREN
Medical 60
Clothing
School Tuition 500
School Lunch 100
School Supplies
Babysitting 50
Toys/Games 100
Other (Tranport) 55
Total CHILDREN 0 0 0 0 865 0 0 0 0
TRANSPORTATION
Vehicle Payments 400
Fuel 520
Bus/Taxi/Train Fare
Repairs 270
Registration/License
Other
Total TRANSPORTATION 0 0 0 0 1,190 0 0 0 0
HEALTH
Doctor/Dentist 200
Medicine/Drugs
Health Club Dues
Emergency
Other
Total HEALTH 0 0 0 0 200 0 0 0 0
INSURANCE
Auto
Health 368
Home/Rental
Life
Other
Total INSURANCE 0 0 0 0 368 0 0 0 0
EDUCATION
Tuition 120
Books 50
Music Lessons
Other
Total EDUCATION 0 0 0 0 170 0 0 0 0
CHARITY/GIFTS
Gifts Given
Charitable Donations
Religious Donations
Other
Total CHARITY/GIFTS 0 0 0 0 0 0 0 0 0
SAVINGS
Emergency Fund
Transfer to Savings
Retirement (401k, IRA)
Investments
College
Other
Total SAVINGS 0 0 0 0 0 0 0 0 0
OBLIGATIONS
Student Loan
Other Loan 1,000
Credit Card #1
Credit Card #2
Credit Card #3
Alimony/Child Support
Federal Taxes
State/Local Taxes
Legal Fees
Other
Total OBLIGATIONS 0 0 0 0 1,000 0 0 0 0
BUSINESS EXPENSE
Deductible Expenses
Non-Deductible Expenses
Other
Other
Total BUSINESS EXPENSE 0 0 0 0 0 0 0 0 0
ENTERTAINMENT
Videos/DVDs
Music
Games
Rentals
Movies/Theater
Concerts/Plays
Books
Hobbies
Film/Photos
Sports
Outdoor Recreation
Toys/Gadgets
Other
Total ENTERTAINMENT 0 0 0 0 0 0 0 0 0
PETS
Food 25
Medical
Toys/Supplies 25
Other
Total PETS 0 0 0 0 50 0 0 0 0
SUBSCRIPTIONS
Newspaper
Magazines
Dues
Club Memberships
Other
Total SUBSCRIPTIONS 0 0 0 0 0 0 0 0 0
VACATION
Travel
Lodging
Food
Rental Car
Entertainment
Other
Total VACATION 0 0 0 0 0 0 0 0 0
MISCELLANEOUS
Bank Fees
Postage
Other
Other
Other
Total MISCELLANEOUS 0 0 0 0 0 0 0 0 0
[42] Total Ave
0 0 0 9,200 767
0 0 0 9,802 817
0 0 0 -602 -50
-602 -602 -602
Monthly
OCT NOV DEC Total Average
9,200 767
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0 0 9,200 767
850 71
150 13
0 0
20 2
400 33
100 8
100 8
0 0
0 0
0 0
115 10
300 25
0 0
0 0 0 2,035 170
200 17
100 8
1,900 158
60 5
1,600 133
0 0
64 5
0 0
0 0
0 0
0 0 0 3,924 327
60 5
0 0
500 42
100 8
0 0
50 4
100 8
55 5
0 0 0 865 72
400 33
520 43
0 0
270 23
0 0
0 0
0 0 0 1,190 99
200 17
0 0
0 0
0 0
0 0
0 0 0 200 17
0 0
368 31
0 0
0 0
0 0
0 0 0 368 31
120 10
50 4
0 0
0 0
0 0 0 170 14
0 0
0 0
0 0
0 0
0 0 0 0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0 0 0 0
0 0
1,000 83
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0 0 1,000 83
0 0
0 0
0 0
0 0
0 0 0 0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0 0 0 0
25 2
0 0
25 2
0 0
0 0 0 50 4
0 0
0 0
0 0
0 0
0 0
0 0 0 0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0 0 0 0
0 0
0 0
0 0
0 0
0 0
0 0 0 0 0
Personal Monthly Budget
Help
INCOME Projected Actual Difference [42] MONTHLY BUDGET SUMMARY
Wages & Tips 5,000.00 0.00 (5,000.00) Total Income
Interest Income 0.00 Total Expenses
Dividends 0.00 NET
Gifts Received 0.00
Refunds/Reinbursements 0.00
Transfer From Savings 0.00 DAILY LIVING
Other 0.00 Groceries
Other 0.00 Personal Supplies
Total INCOME 5,000.00 0.00 (5,000.00) Clothing
Cleaning
HOME EXPENSES Projected Actual Difference Education/Lessons
Mortgage/Rent 450.00 0.00 450.00 Dining/Eating Out
Home/Rental Insurance 0.00 0.00 Salon/Barber
Electricity 0.00 0.00 Pet Food
Gas/Oil 0.00 0.00 Other
Water/Sewer/Trash 20.00 0.00 20.00 Total DAILY LIVING
Phone 350.00 0.00 350.00 ENTERTAINMENT
Cable/Satellite 100.00 0.00 100.00 Videos/DVDs
Internet 150.00 0.00 150.00 Music
Furnishings/Appliances 0.00 0.00 0.00 Games
Lawn/Garden 0.00 0.00 0.00 Rentals
Maintenance/Supplies 115.00 0.00 115.00 Movies/Theater
Improvements 0.00 0.00 0.00 Concerts/Plays
Other 0.00 0.00 0.00 Books
Total HOME EXPENSES 1,185.00 0.00 1,185.00 Hobbies
TRANSPORTATION Projected Actual Difference Film/Photos
Vehicle Payments 0.00 Sports
Auto Insurance 0.00 Outdoor Recreation
Fuel 400.00 400.00 Toys/Gadgets
Bus/Taxi/Train Fare 0.00 Vacation/Travel
Repairs 150.00 150.00 Other
Registration/License 0.00 Total ENTERTAINMENT
Other 0.00 SAVINGS
Total TRANSPORTATION 550.00 0.00 550.00 Emergency Fund
HEALTH Projected Actual Difference Transfer to Savings
Health Insurance 0.00 Retirement (401k, IRA)
Doctor/Dentist 0.00 Investments
Medicine/Drugs 0.00 Education
Health Club Dues 0.00 Other
Life Insurance 0.00 Total SAVINGS
Veterinarian/Pet Care 0.00 OBLIGATIONS
Other 0.00 Student Loan
Total HEALTH 0.00 0.00 0.00 Other Loan
CHARITY/GIFTS Projected Actual Difference Credit Cards
Gifts Given 0.00 Alimony/Child Care
Charitable Donations 0.00 Federal Taxes
Religious Donations 0.00 State/Local Taxes
Other 0.00 Other
Total CHARITY/GIFTS 0.00 0.00 0.00 Total OBLIGATIONS
SUBSCRIPTIONS Projected Actual Difference MISCELLANEOUS
Newspaper 0.00 Bank Fees
Magazines 0.00 Postage
Dues/Memberships 0.00 ISSB
Other 0.00 Other
Total SUBSCRIPTIONS 0.00 0.00 0.00 Total MISCELLANEOUS
By Vertex42.com
Projected Actual Difference
5,000.00 0.00 (5,000.00)
4,935.00 0.00 4,935.00
65.00 0.00 (65.00)
This family budget planner is meant to help you create a budget for an entire year.
Doing this will help you make predictions about where you may stand financially
in the future. If you are moving, changing jobs, purchasing a home, or making other
major life changes, it is essential to plan for many months down the road.