MICHAEL J.

SEXTON
76 Heather Lane
East Norriton, PA 19401
Home (610) 277-8394 - Cell (215) 480-5866
E-Mail: ms90d366@westpost.net
PROFESSIONAL SUMMARY
* Senior management executive with 32 years of experience in the
banking industry. In-depth experience in the controllership,
treasury and management information functions. Results oriented
executive with extensive information systems experience.
SELECTED ACCOMPLISHMENTS
* Developed financial reporting systems for a $600 million
commercial bank.
* Implemented various cost cutting measures which resulted in a
reduction of operating expenses by 15%.
* Automated various accounting systems which resulted in increased
efficiency within the department and the elimination of a staff
position.
* Completed various acquisitions that resulted in significant
increase in profitability to the company.
* Recommended and implemented an asset liability model that helped
the company to manage its exposure to interest rate movements.
EDUCATION
University of Pennsylvania Philadelphia, Pennsylvania
Graduated, May 1986 Bachelor of Science
GPA: 3.6 / 4.0 Dual major in Computer Science and Accounting
PROFESSIONAL EXPERIENCE
February 2010 to Current Cedar Hill Advisors, LLC, Chalfont, PA
Consultant

June 2008 to December 2009 Univest Corporation of PA

VP & Director of Financial & Regulatory Reporting
August 2000 to April 2008 Willow Financial Bank, Wayne, PA
August 2000 - April 2008 Vice President & Controller
July 1999 to July 2000 Summit Bank
December 1999 - July 2000 Vice President & Director of Mergers &
Acquisitions, NJ
July 1999 - December 1999 Vice President & Treasurer, PA
April 1988 to July 1999 Prime Bank, Fort Washington, PA
April 1998 - July 1999 Vice President & Director of Financial
Reporting & Analysis
May 1989 - April 1998 Vice President and Controller
April 1988 - May 1989 Systems Analyst
SKILLS
Accounting Functions
* Managed financial accounting systems including general ledger,
asset/liability model, accounts payable, fixed asset, and
investment securities for main location and subsidiaries
* Cost center and expense control analysis
* Prepared monthly and periodic management reports for Company and
regulatory agencies, and provided analysis of operating results.
(i.e. Monthly Board Reports,

Departmental Budget Reports, SEC - Form 10-K, Form 10-Q, Form 8-K,
Form 11-K, Form 3, 4, 5, OTS TFR Report, OTS CMR, and OTS Cost of
Funds)
* Maintained ESOP and Stock Option Programs
* Assisted shareholders in the processing of stock transfers and the
replacement of lost shares
* Provided information for the preparation of tax provision and
returns
* Performed an impairment analysis on goodwill and other intangible
assets.
* Performed a fair value analysis on loans, certificates of deposits
and borrowings.
Budget Functions
* Budget preparation and reconciliation for a $600 million publicly
held entity
* Expense control analysis
* Developed and maintained cost accounting reports by division
Management Functions
* Managed professional and clerical office staff of seven employees
* Member of cabinet level management team that monitored and
evaluated interest rates on deposits and loans, managed regulatory
compliance with SOX 404, evaluated third party software vendors
and evaluated potential mergers and acquisitions opportunities.
* Prepared power point presentations for analyst presentations
Treasury Functions
* Cash Management
* Investment accounting and safekeeping control
 * Responsible for the maintaining the Bank's Asset/Liability Model.
Mergers and Acquisitions - Due Diligence Functions
* Performed due diligence on the acquired institution as it relates
to the finance department
* Responsible for the integration of accounting operations of the
acquired institution into Accounting Operations. (i.e. general
ledger systems, accounts payable, fixed assets & deferred
directors compensation plans)
* Prepared purchase accounting entries
* Maintained marketing budget as it relates to the acquisition
Risk Management Functions
* Insurance Risk Management - maintained insurance coverage records
and claims processing
Computer Functions
* Coordinated MIS evaluation and implemented new MIS plan for
automated loan accounting.

* Developed new computer applications

* Evaluated and made recommendations to senior management regarding
the purchase of new general ledger software
* Coordinated computer time to ensure timely month-end closes
* Converted general ledger from manual to automated system
* Designed software-based sub-ledger for prepaid expenses, deferred
income, accrued expenses and accounts payable Implemented new
management reporting system
* Installed and trained personnel on the use of the Sendero Model
Level II
* Installed and trained personnel on new loan origination and
tracking software
* Designed and maintained branch network system
Software Proficiency
MS Excel, MS Word, MS Access, MS Power Point, IPS-Sendero
Asset/Liability Model Level II, IPS-Sendero Prologue System, IPS
Accounts Payable, IPS Fixed Assets, Executive Information System, IBM
AS400 Query, Incognos Impromtu, Fiserv ITI, Director, Navigator, CETO
Deposit Reclassification System
Memberships and honors
Director and Past President of the Philadelphia Chapter of the
Financial Managers Society
Member of Finance Committee for Saint Titus Parish, East Norriton, PA
References: Available upon request