Krol 1905 Cambridge Drive Presto, PA 15142 412.310.1646 rk9f248e@westpost.net RESUME
Skilled executive with in depth experience in business development and leading a
strategic vision. Experienced in both Sales and Operations in the Vendor Management, Title Insuran ce and Closing Services Industry. Proven professional with sound business judgm ent, decisiveness, well-developed planning, along with strong analytical and com munication skills resulting in a consistently high level of performance. Employment History:
2005-July 2010 STEWART TITLE GUARANTY COMPANY
Western Pennsylvania Agency Manager/Operations Manager Manage the Operational process of both direct operations and the independent agency service center for a nationa l title insurance underwriter. Consecutive track record of increased market share and revenue over the last five years. * Direct operations - oversee the daily management of all title and closing production including new product development and business development for resi dential and commercial transactions; responsible for achieving superior customer service and quality; analyze technology needs and promote internal products. * Agency operations - oversee the daily management of an internal staff to suppo rt independent local and multi-state title insurance agencies; Managed sales te am; Facilitated training seminars for over two hundred independent agencies; R esponsible for negotiating underwriting contracts, reviewing individual business plans, enforcing and educating agents on all State and Federal insurance regul ations and compliance issues; responsible for growing agency by signing new agen ts; * Accountable for management of budget for both direct operations and the agency group;
2002 - 2005 LANDAMERICA TITLE INSURANCE COMPANY
Assistant Vice President & Operations Manager Directly accountable for the daily management of all title and closing produc tion for residential and commercial real estate transactions. Act as the key source f or product training and information, industry trends, analyzing the competition and customer feedback. * Facilitated all production of services through daily contact with all vendo rs associated with the real estate transaction; * Analyze market, clients, and competition to develop and implement strategie s to build and grow market share. * Developed departmental objectives and business plans and executed with tracked success. * Ensure and maintain client satisfaction through effective department and staff management.
1998 - 2002 FIRST AMERICAN TITLE INSURANCE COMPANY-
NATIONAL LENDERS ADVANTAGE Assistant Vice President & Project Manager Directly accountable for ensuring a proper transition of new business, negoti ating and managing service agreements, identifying strategies and tactics that will
increase client satisfaction, and improving client communication.
* Worked directly with Operational Services Managers, Sales team, National order center, IT department and training department to ensure a clear understanding of the clients requirements and expectations. Negotiated service level agreements with National Lenders. * Drive net revenue on select accounts, comprising a book of business, including larger key accounts. * Coordinate and manage weekly conference calls with client and all operations d epartments, along with onsite employees to discuss updates, concerns, issues and achievements and schedule continual training. Monitor and assist with providing excellence service levels to client. * Develop future growth plans, offer additional products via cross-sell initiati ves and through vendor management servicing.
1992 - 1998 MIDLAND OF PA (SUBSIDIARY OF FIRST AMERICAN TITLE)
Assistant Vice President & Manager of Closing Services * Oversee and manage staff with regard to cash, government and Conventional clos ings.
* Communicate with realtors and lenders. Inc
reased volume of residential and commercial transactions by creating joint ventures with realtors, construction companies and lenders. * Review & approve documents from various lenders/residential & commercial * Final approval of file prior to closing * Underwriting title issues and issuance of final title policy 1990 - 1992 M & K REAL SETTLEMENT SERVICES Vice-President . Obtained PA title insurance license and assisted owner in daily operations of independent title agency; developed and maintained customer base through client service and performing residential refinance, purchase and construction closings; . M & K was subsequently purchased by First American Title Insurance Company
1989 - 1990 APPROVAL ONE MORTGAGE CORP., Pittsburgh, PA
Loan Officer * Solicit mortgage loans and then utilize credit analysis by interviewing applicants then implementing a program suitable for their needs. * Educated in FNMA, FHLMC, FHA, VA loan policies and procedures * Provide excellent customer service to all vendors which included real estate agents, attorneys and direct consumers. 1985 - 1989 GEORGE JUNIOR REPUBLIC, Grove City, PA Clinical Manager/Counselor (Social Services) * Assisted in their training and development * Responsible for providing counseling and crisis intervention for students * Develop and maintain daily and quarterly clinical reports * Responsible for interacting as a treatment team member to develop and review t reatment goals EDUCATION 1980 - 1985 PENNSYLVANIA STATE UNIVERSITY, University Park, PA Pre-Law/Business 1990 - Present Licensed Title Agent PROFESSIONAL ORGANIZATIONS Pennsylvania Land Title Association McCandless Rotary Club-Past President and Board of Directors American Land Title Association Mortgage Bankers Association- Board of Directors Penn State Alumni Association NAOIP