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STEELE
102 Shorewood Drive, Valparaiso, IN 46385
630-484-8940
jsad5374@westpost.net
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BUSINESS & FINANCE EXECUTIVE
Dynamic and highly adaptable financial leader with strong communication, interpe
rsonal, analytical and business partner skills. 20+ years of experience in achi
eving strategic and financial objectives in challenging environments and diverse
organizations: family-owned & public; start-up & Fortune 500; domestic & inter
national. Arranged and restructured financings, built high-performance cross-fu
nctional teams and negotiated major deals. Board experience as Member and Chair
man. Conversant in German.
Areas of expertise include:
* Debt Issuance in Bank and Capital Markets
* Employee Benefits & Administration
* Corporate Governance
* Consumer Credit
* Organizational Restructuring
* Acquisitions & Divestitures
* Capital Structure & Corporate Finance
* International Business
SELECTED ACCOMPLISHMENTS
* Bank funding consisted of diverse loans from 19 banks. Revamped capital stru
cture with a combined $2.2 billion term, revolving, liquidity and trade finance
loan program. Resulted in lower borrowing costs, standardized loan terms, impro
ved liquidity and eliminated inter-creditor conflicts.
* National bank subsidiary burdened by sub-prime loan portfolio. Negotiated st
atutory sale of assets and liquidation and replaced with third party credit prov
ider. Established operating focus on core businesses, dramatically reduced capi
tal needs and preserved customer financing availability.
* Sporadic asset sales as financing tool. Designed and implemented $3.5 billio
n systematic and diversified financing program in the public, private and money
markets. Resulted in improved investor and rating agency transparency, tapped m
ost efficient pockets of funding, lowered borrowing costs and smoothed earnings
and balance sheet swings.
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PROFESSIONAL EXPERIENCE
Independent Consultant 2008 - Present
Financial and business consulting and contract work.
EDUCATION
MBA in Finance Indiana University, Bloomington, Indiana
BA in Political Science and German Indiana University, Bloomington, Indiana
International Studies: Hamburg University, Hamburg, Germany
Harlaxton Manor, Grantham, England