701 48th Street Sacramento * CA 95819 (916) 996-3300 * mmdd1c26@westpost.net Real Estate Acquisitions * Commercial Real Estate Development Successful marketer and entrepreneur with special expertise in real estate. Buil t real estate holding to include owns 30 properties in Sacramento, Tahoe, and Ne w York (most are partnership LLCs). People networker who excels at social sales and able to raise funds for local pr ojects. Currently re-modeling unlivable properties into comfortable, well design ed and livable homes. Active involvement with non-profit organizations and commu nity development. Areas of Expertise CA Real Estate Broker License (since 1996) * Certified Mortgage Planning Special ist (CMPS) Rehabbing Properties * New Business Development * Client Relations Contract Nego tiations Product Marketing * Market Analysis and Penetration * Product Launches * Product Rollout Territory Development * Sales Referrals and Prospecting * Social Networking Professional Experience MORTGAGE MIX INC, Sacramento, CA 2000-Present Mortgage Broker Wholesale conduit (broker) for the public to access wholesale mortgage rates thr ough an automated system which keeps the rates and fees low. Mortgage Mix offers borrowers consistent loan practices and is committed to exceptional service (ww w.mortgagemix.com ). Manages business based on automated loan process that lets customers compare cur rent wholesale rates, and third party fees for title, escrow, appraisal are not added to the rates displayed. All loan programs are available and transparent. * Launched mortgage business based on and original concept that had not been tri ed before. * Click "Seach Rates" to see today's wholesale rates. * Raised funds to develop 38 Homes and retail space in Sacramento, CA 2008 * Flipped over 60 homes with investors around downtown Sacramento * Developed and sold 10 condo's in Vallejo, CA 2000 MIX PROPERTY, Sacramento, CA 2003-Present Set-fee alternative to paying the traditional broker commission. Leading profess ional licensed real estate service that empowers consumers by providing access t o information and choice. Franchise owner / Mortgage Broker Bought homes that were primarily bank owned and rehabbed them for renting or res ell. Also provided property management services. Contributes expertise as broker to three other HUS offices. Additional information available on Web site: www.m ixproperty.com UNIVERSAL LENDING, Sacramento, CA 1996-2 000 Mortgage banking firm President Managed 40 employees who achieved $9.6 million annual loan production ($120,000 per month). CROWN FINANCIAL, Dixon, CA 1994-1996 California finance lender and banker Vice President of Sales and Operations Managed 10 employees and met sales goals of $5 million per month. GET A GRIP, Dallas, TX 1991-1992 Owner Established the first indoor rock-climbing gym in Texas. Provided instruction an d exercise. Managed all marketing and operations. * Paid $50,000 for start-up facility and sold operation a year later for $100,00 0 and moved back to California. ARETE ROCK WALLS, Santa Clara, CA 1992- 1994 Design and Implementation Built recreational rock-climbing walls across U.S. Designed and built projects t hat ranged from $30,000 to $400,000. Established procedures and implemented mar keting plans for new businesses. Achieved creative designs that satisfied aesthe tics and safety. Built structures using foam that was carved to look like rocks (rock-climbing difficulty accommodated all levels, from beginner to expert). Suc cessfully completed numerous rock-climbing facilities, including: * North Face Store, Chicago IL * REI Sacramento, CA * Planet Granite, San Jose, CA NATIONAL TECH SUPPORT, Santa Clara, CA 1990-1991 Leader in motion sensors for lighting controls for energy conservation. Over 100 employees. Manager Used FileMaker to track and support numerous clients, from architects to electri cians. Oldest brother started company, built it up and then sold it to French co nglomerate (U.S. headquarters in Santa Clara, CA) Education B.A., Finance and Banking, St. Mary's College, Moraga CA (1990) Certified Mortgage Planning Specialist Institute graduate 2007