FORM NL-1-B-RA Apollo Munich Health Insurance Company Limited

(Formerly known as "Apollo DKV Insurance Company Limited)

Registration No. 131 and Dated 3rd August 2007 Miscellaneous Business Revenue Account for the Quarter ended 30 June , 2010 Particulars Schedule Quarter Ended Quarter Ended 30.06.10 30.06.09 (Rs.000) (Rs.000) NL-4-Premium 1 Premiums earned (Net) Schedule 280,436 124,230 Profit/ Loss on sale/redemption 2 of Investments 3 Others 4 Interest, Dividend & Rent Gross TOTAL (A) NL-5-Claims Schedule NL-6-Commission Schedule NL-7-Operating Expenses Schedule 280,436 124,230

1 Claims Incurred (Net) 2 Commission Operating Expenses related to 3 Insurance Business 4 Premium Deficiency TOTAL (B) Operating Profit/(Loss) from Miscellaneous Business C= (A - B) APPROPRIATIONS Transfer to Shareholders Account Transfer to Catastrophe Reserve Transfer to Other Reserves TOTAL (C)

185,668 29,249

110,279 13,025

276,720 491,637

142,476 265,780

(211,201)

(141,550)

(211,201) (211,201)

(141,550) (141,550)

FORM NL-2-B-PL Apollo Munich Health Insurance Company Limited

(Formerly known as "Apollo DKV Insurance Company Limited)

Registration No. 131 and Dated 3rd August 2007 Profit and Loss Account for the Quarter ended 30 June ,2010 Particulars Schedule Quarter Ended Quarter Ended 30.06.10 30.06.09 (Rs.000) (Rs.000) OPERATING PROFIT/(LOSS) (a) Fire Insurance (b) Marine Insurance (c) Miscellaneous Insurance (211,201) (141,550) INCOME FROM INVESTMENTS (a) Interest, Dividend & Rent Gross (b) Amortization of Discount / Premium (c) Profit on sale of investments Less: Loss on sale of investments 28,212 700 1,436 (180,853) 18,595 2,104 3,450 6 (117,395)

OTHER INCOME TOTAL (A)

PROVISIONS (Other than taxation) (a) For diminution in the value of investments (b) For doubtful debts (c) Others OTHER EXPENSES (a) Expenses other than those related to Insurance Business (b) Bad debts written off (c) Others TOTAL (B) Profit Before Tax Provision for Taxation Profit/(Loss) After Tax APPROPRIATIONS (a) Interim dividends paid during the year (b) Proposed final dividend (c) Dividend distribution tax (d) Transfer to any Reserves or Other Accounts Balance of profit/ loss brought forward from last year Balance carried forward to Balance Sheet

(180,853) 8 (180,861)

(117,395) 489 (117,884)

(1,904,704)

(1,007,722)

(2,085,565)

(1,125,606)

FORM NL-3-B-BS Apollo Munich Health Insurance Company Limited

(Formerly known as "Apollo DKV Insurance Company Limited)

SOURCES OF FUNDS

Registration No. 131 and Dated 3rd August 2007 Balance Sheet as at 30 June, 2010 As at 30.06.10 Schedule (Rs.000) NL-8-Share Capital Schedule NL-10-Reserves and Surplus Schedule NL-11-Borrowings Schedule 1,293,000 393,560

As at 30.06.09

(Rs.000) 1,095,200 -

Share Capital Share Application Money Pending Allotment

Reserves and Surplus Fair Value Change Account Borrowings TOTAL APPLICATION OF FUNDS

1,469,608 79 3,156,247

874,784 (1,027) 1,968,957

Investments Loans Fixed Assets Deferred tax Asset CURRENT ASSETS

NL-12-Investment Schedule NL-13-Loans Schedule NL-14-Fixed Assets Schedule NL-15-Cash and bank balance Schedule NL-16-Advancxes and Other Assets Schedule NL-17-Current Liabilities Schedule NL-18-Provisions Schedule

1,521,867 192,329 -

712,375 204,966 -

Cash and Bank Balances

121,055

227,912

Advances and Other Assets Sub-Total (A)

261,757 382,812

181,455 409,367

Current Liabilities Provisions Deferred Tax Liability Sub-Total (B) NET CURRENT ASSETS (C) = (A - B)

420,367 605,959 1,026,326 (643,514)

181,896 301,461 483,357 (73,990)

Miscellaneous Expenditure (to the extent not written off or adjusted) Debit Balance IN Profit and Loss Account TOTAL

NL-19Miscellaneous Expenditure Schedule

2,085,565 3,156,247

1,125,606 1,968,957

FORM NL-4-PREMIUM SCHEDULE PREMIUM EARNED [NET] Particulars

Quarter Ended 30.06.10 (Rs.000)

Quarter Ended 30.06.09 (Rs.000) 194,531

Premium from direct business written Service Tax Adjustment for change in reserve for unexpired risks Gross Earned Premium Add: Premium on reinsurance accepted Less : Premium on reinsurance ceded Net Premium Adjustment for change in reserve for unexpired risks Premium Earned (Net)

420,437

98,118 322,319 141 48,598 371,980 6,574 280,436

47,597 146,934 (81) 27,095 167,355 4,472 124,230

FORM NL-5 - CLAIMS SCHEDULE CLAIMS INCURRED [NET] Particulars Quarter Ended 30.06.10 (Rs.000) Claims paid Direct claims 197,135 Add Claims Outstanding at the end of the year 191,600 Less Claims Outstanding at the beginning of the year 178,697 Gross Incurred Claims 210,038 Add Re-insurance accepted to direct claims Less Re-insurance Ceded to claims paid 24,370 Total Claims Incurred 185,668

Quarter Ended 30.06.09 (Rs.000) 101,773 103,081 82,437 122,417 12,138 110,279

FORM NL-6-COMMISSION SCHEDULE COMMISSION Particulars

Quarter Ended 30.06.10 (Rs.000) 36,139 53 6,943 29,249 13,239 8,705 103 14,092 36,139

Quarter Ended 30.06.09 (Rs.000) 16,422 (8) 3,389 13,025 6,620 9,737 65 -

Commission paid Direct Add: Re-insurance Accepted Less: Commission on Re-insurance Ceded Net Commission Break-up of the expenses incurred to procure business Agents Brokers Corporate Agency Referral Others TOTAL (B)

16,422

FORM NL-7-OPERATING EXPENSES SCHEDULE OPERATING EXPENSES RELATED TO INSURANCE BUSINESS S.No Particulars

1 2 3 4 5 6 7 8 9

10 11 12

13

Employees remuneration & welfare benefits Travel, conveyance and vehicle running expenses Training expenses Rents, rates & taxes Repairs Printing & stationery Communication Legal & professional charges Auditors' fees, expenses etc (a) As auditor (b) As adviser or in any other capacity, in respect of (i) Taxation matters (ii) Insurance matters (iii) Management services; and (c) in any other capacity Advertisement and publicity Interest & Bank Charges Other Expenses (a) Outsourced Manpower Cost (b) Provision for Doubtful Advances/Deposits (c) Others Depreciation TOTAL

Quarter Ended 30.06.10 (Rs.000) 89,844 9,317 265 16,808 8,640 2,004 2,634 44,948 4 45,364 223 3,246 33,149 20,273 276,720

Quarter Ended 30.06.09 (Rs.000) 46,656 3,732 63 15,806 5,401 1,279 3,327 27,069 74 11,222 45 1,944 10,409 15,450 142,476

FORM NL-8-SHARE CAPITAL SCHEDULE SHARE CAPITAL S.No Particulars 1 Authorised Capital 200,000,000 Equity Shares of Rs. 10 each (Previous year 120,000,000 equity shares of Rs. 10 each) 2 Issued Capital 129,300,000 Equity Shares of Rs. 10 each (Previous year 109,520,000 equity shares of Rs. 10 each) 3 Subscribed Capital 129,299,994 Equity Shares of Rs. 10 each (Previous year 109,520,000 equity shares of Rs. 10 each) 4 Called-up Capital 129,299,994 Equity Shares of Rs. 10 each (Previous year 109,520,000 equity shares of Rs. 10 each) Less : Calls unpaid Add : Equity Shares forfeited (Amount originally paid up) Less : Par Value of Equity Shares bought back Less : Preliminary Expenses Expenses including commission or brokerage on Underwriting or subscription of shares TOTAL

As at 30.06.10

As at 30.06.09

(Rs.000)

(Rs.000)

2,000,000 1,293,000

1,200,000 1,095,200

1,293,000

1,095,200

1,293,000

1,095,200

1,293,000

1,095,200

FORM NL-9-PATTERN OF SHAREHOLDING SCHEDULE SHARE CAPITAL PATTERN OF SHAREHOLDING [As certified by the Management] As at 30.06.10 Shareholder Number of % of Holding Shares Promoters Indian 96,894,342 74.94% Foreign 32,405,652 25.06% Others TOTAL 129,299,994 100%

As at 30.06.09

Number of Shares 82,071,210 27,448,790 109,520,000

% of Holding 74.94% 25.06% 100%

FORM NL-10-RESERVE AND SURPLUS SCHEDULE RESERVES AND SURPLUS As at 30.06.10 S.No Particulars (Rs.000) 1 Capital Reserve 2 Capital Redemption Reserve 3 Share Premium 1,469,608 4 General Reserves Less: Debit balance in Profit and Loss Account Less: Amount utilized for Buy-back 5 Catastrophe Reserve 6 Other Reserves 7 Balance of Profit in Profit & Loss Account TOTAL 1,469,608

As at 30.06.09

(Rs.000) 874,784 874,784

FORM NL-11-BORROWINGS SCHEDULE BORROWINGS As at 30.06.10 S.No Particulars (Rs.000) 1 Debentures/ Bonds 2 Banks 3 Financial Institutions 4 Others TOTAL -

As at 30.06.09

(Rs.000) -

FORM NL-12-INVESTMENTS SCHEDULE Investments S.No Particulars LONG TERM INVESTMENTS Government securities and Government guaranteed bonds including Treasury Bills Other Approved Securities Other Investments ( a) Shares (aa) Equity (bb) Preference (b) Mutual Funds (c) Derivative Instruments (d) Debentures/ Bonds (e) Other Securities (Housing Bonds) (f) Subsidiaries (g) Investment Properties-Real Estate Investments in Infrastructure and Social Sector Other than Approved Investments SHORT TERM INVESTMENTS Government securities and Government guaranteed bonds including Treasury Bills Other Approved Securities Other Investments (a) Shares (aa)Equity (bb) Preference (b) Mutual Funds (c) Derivative Instruments (d) Debentures/ Bonds (e) Other Securities (f) Subsidiaries (g) Investment Properties-Real Estate Investments in Infrastructure and Social Sector Other than Approved Investments TOTAL

As at 30.06.10

As at 30.06.09

(Rs.000) 1 538,670

(Rs.000) 317,423

2 3

329,990 133,185 378,751 -

120,034 124,032 -

4 5 1

2 3

99,248 42,023 1,521,867

98,798 52,088 712,375

4 5

a. Government Securities include Deposits held under section 7 of Insurance Act 1938, having Book Value of Rs. 101,171 thousand (Previous Year Rs. 100,208 thousand). Market Value of such Investments is Rs 100,826 thousand (Previous Year Rs. 104,646 thousand). b. Aggregate amount of Company's Investments other than listed Equity Securities and Derivative Instruments is Rs.1,521,868 thousand (Previous Year-Rs. 712,376 thousand ) Market value of such Investments as at 30.06.2010 is Rs. 1,535,058 thousand (Previous Year-Rs. 731,727 thousand )

FORM NL-13-LOANS SCHEDULE LOANS S.No Particulars 1 SECURITY-WISE CLASSIFICATION Secured (a) On mortgage of property (aa) In India (bb) Outside India (b) On Shares, Bonds, Govt. Securities (c) Others Unsecured TOTAL 2 BORROWER-WISE CLASSIFICATION (a) Central and State Governments (b) Banks and Financial Institutions (c) Subsidiaries (d) Industrial Undertakings (e) Others TOTAL 3 PERFORMANCE-WISE CLASSIFICATION (a) Loans classified as standard (aa) In India (bb) Outside India (b) Non-performing loans less provisions (aa) In India (bb) Outside India TOTAL 4 MATURITY-WISE CLASSIFICATION (a) Short Term (b) Long Term TOTAL

As at 30.06.10

As at 30.06.09

(Rs.000)

(Rs.000)

FORM NL-14-FIXED ASSETS SCHEDULE FIXED ASSETS Particulars Goodwill Intangible Assets (a) Software (b) Website (c) Media Films Land-Freehold Leasehold Property Buildings Furniture & Fittings Information Technology Equipment Vehicles Office Equipment Others TOTAL Capital Work in progress Grand Total Opening As At 01.04.2010 Cost/ Gross Block Additions 47,992 22,500 11,500 1,019 2,678 2,953 88,642 (6,704) 81,938 Deductions (35) (35) (35) As At 30.06.10 Upto 01.04.2010 50,183 754 1,849 16,820 39,274 3,623 21,237 133,740 133,740 Depreciation On Sales/ Adjustments For The Period 7,180 138 1,870 3,375 3,839 731 3,140 20,273 20,273 To Date 30.06.10 Net Block As At 30.06.10 86,798 1,630 18,781 27,459 18,870 10,315 27,184 191,037 1,292 192,329 As At 30.06.09 94,633 1,390 25,460 32,818 10,343 37,059 201,703 3,263 204,966

144,161 1,863 22,500 43,982 61,652 14,670 50,977 339,806 694 340,500

144,161 2,521 22,500 47,654 61,983 17,348 53,895 350,062 (6,010) 344,052

57,363 891 3,719 20,195 43,113 4,355 24,377 154,013 154,013

FORM NL-15-CASH AND BANK BALANCE SCHEDULE CASH AND BANK BALANCES As at 30.06.10 S.No Particulars (Rs.000) Cash (including cheques, drafts 1 and stamps) 2,150 2 Bank Balances (a) Deposit Accounts (aa) Short-term (due within 12 months) 115,300 (bb) Others (b) Current Accounts 3,605 (c) Others 3 Money at Call and Short Notice (a) With Banks (b) With other Institutions 4 Others TOTAL 121,055 Balances with non-scheduled banks included in 2 and 3 above -

As at 30.06.09

(Rs.000) 1,081 -

195,434 31,397 227,912 -

FORM NL-16-ADVANCES AND OTHER ASSETS SCHEDULE ADVANCES AND OTHER ASSETS As at 30.06.10 S.No Particulars (Rs.000) ADVANCES 1 Reserve deposits with ceding companies 2 Application money for investments 3 Prepayments 74,753 4 Advances to Directors/Officers Advance tax paid and taxes deducted at 5 source (Net of provision for taxation) 4,411 6 Others (a) Advances to Suppliers 7,100 (b) Other advances 1,173 TOTAL (A) 87,437 OTHER ASSETS Income accrued on investments Outstanding Premiums Agents Balances Foreign Agencies Balances

As at 30.06.09

(Rs.000) 50,888 31 11,584 477 62,980

1 2 3 4

43,803 17,657 -

30,205 424 -

Due from other entities carrying on 5 insurance business (including reinsurers) 6 Due from subsidiaries/ holding Deposit with Reserve Bank of India [Pursuant to section 7 of Insurance Act, 7 1938] 8 Others (a) Rent Deposits & other assets (b) Service tax on input services (Net) TOTAL (B) TOTAL (A+B)

56,300 -

49,423 7,137 174,320 261,757

77,289 10,557 118,475 181,455

FORM NL-17-CURRENT LIABILITIES SCHEDULE CURRENT LIABILITIES As at 30.06.10 S.No Particulars (Rs.000) 1 Agents Balances 4,706 Balances due to other insurance 2 companies 25,000 Deposits held on re-insurance 3 ceded (1,867) 4 Premiums received in advance 3,306 5 Unallocated Premium 13,879 6 Sundry creditors 171,635 Due to subsidiaries/ holding 7 company 8 Claims Outstanding 191,601 9 Due to Officers/ Directors 10 Others 9,123 (a) Tax Deducted Payable (b) Other Statutory Dues 2,984 TOTAL 420,367

As at 30.06.09

(Rs.000) 2,502 12,580 (1,621) 1,075 10,227 45,364 103,081 7,176 1,512 181,896

FORM NL-18-PROVISIONS SCHEDULE PROVISIONS S.No Particulars 1 Reserve for Unexpired Risk For taxation (less advance tax paid and 2 taxes deducted at source) 3 For proposed dividends 4 For dividend distribution tax 5 Others (a) For Employee Benefits (b) For Fringe Benefit Tax (c )For Wealth Tax (d) For Doubtful Loans and Advances TOTAL

As at 30.06.10

As at 30.06.09

(Rs.000) 604,661 1,298 605,959

(Rs.000) 263,393 2,927 35,141 301,461

FORM NL-19 MISC EXPENDITURE SCHEDULE MISCELLANEOUS EXPENDITURE (To the extent not written off or adjusted) As at 30.06.10 S.No Particulars (Rs.000) Discount Allowed in issue of 1 shares/ debentures 2 Others TOTAL -

As at 30.06.09

(Rs.000) -

Statement of Liabilities FORM NL-21 Apollo Munich Health Insurance Company Limited (Formerly known as "Apollo DKV Insurance Company Limited") Statement of Liabilities Sl.No. 1 2 a b 3 a b c d e 4 5 Particular Fire Marine Marine Cargo Marine Hull Miscellaneous Motor Engineering Aviation Liabilities Others Health Insurance Total Liabilities Reserves for Unexpired Risks 160 5,886 6,046 As at 30.06.10 Reserve for IBNR Reserves Outstanding Claims 39 841 880 109 926 1,035 Total Reserves 308 7,653 7,961

Page 20 of 40

Geographical Distribution of Business FORM NL-22 Apollo Munich Health Insurance Company Limited (Formerly known as "Apollo DKV Insurance Company Limited") GROSS DIRECT PREMIUM UNDERWRITTEN FOR THE QUARTER ENDED 30.06.2010 Overseas medical Insurance Upto the qtr
18.99 4.69 58.66 4.64 1.17 13.41 0.14 35.05 0.18 2.19 1.76 3.55 0.83 2.42

STATES

Fire For Upto the the qtr qtr

Marine (Cargo) For Upto the the qtr qtr

Liability Marine Motor Own Motor (Hull) Engineering Damage Third Party insurance Personal Accident For Upto For Upto For Upto For Upto the the the the the the the the For the Upto For the Upto the qtr qtr qtr qtr qtr qtr qtr qtr qtr the qtr qtr qtr
20.81 1.27 15.22 1.04 2.27 9.10 5.72 22.79 0.29 1.79 7.73 8.17 3.73 3.57 20.81 1.27 15.22 1.04 2.27 9.10 5.72 22.79 0.29 1.79 7.73 8.17 3.73 3.57

Medical Insurance

Crop Insuranc e For the qtr

For the Upto the For the qtr qtr qtr

193.60 23.82 730.84 13.86 24.61 500.99 11.20 938.40 6.45 27.31 41.70 179.35 82.22 1,014.68 193.60 23.82 730.84 13.86 24.61 500.99 11.20 938.40 6.45 27.31 41.70 179.35 82.22 1,014.68 18.99 4.69 58.66 4.64 1.17 13.41 0.14 35.05 0.18 2.19 1.76 3.55 0.83 2.42

Upt o the

All Other Miscella neous For the qtr

0.36 2.66 154.59 0.68 5.29 0.41 0.20

Grand Total Upto the qtr

0.36 2.66 154.59 0.68 5.29 0.41 0.20

For the qtr

233.75 29.78 807.38 19.54 182.64 524.17 17.05 1,001.53 6.92 31.30 51.19 191.48 86.78 1,020.87

Upto the qtr

233.75 29.78 807.38 19.54 182.64 524.17 17.05 1,001.53 6.92 31.30 51.19 191.48 86.78 1,020.87

Andhra Pradesh Chandigarh Delhi Gujarat Haryana Karnataka Kerala Maharastra Orissa Punjab Rajasthan Tamil nadu Uttar Pradesh West Bengal

Page 21 of 40

Reinsurance Risk Concentration FORM NL-23 Apollo Munich Health Insurance Company Limited (Formerly known as "Apollo DKV Insurance Company Limited") Reinsurance Risk Concentration ( For the Quarter Ended 30.06.2010) S.No. Reinsurance Placements No. of reinsurers

(Rs in Lakhs)

Premium ceded to reinsurers Proportional NonFacultative Proportional

1 2 3 4 5 6

No. of Reinsurers with rating of AAA and above No. of Reinsurers with rating AA but less than AAA No. of Reinsurers with rating A but less than AA No. of Reinsurers with rating BBB but less than A No. of Reinsurres with rating less than BBB Total

Premium ceded to reinsurers

1 1 2 -

50.04 3.78 432.15 485.98

6.70 2.99 8.98 18.67 -

0.11 0.01 0.87 1.00

Page 22 of 40

FORM NL-24 Ageing of Claims Apollo Munich Health Insurance Company Limited (Formerly known as "Apollo DKV Insurance Company Limited")

30.06.2010 (Rs in Lakhs) Total No. of claims paid > 1 year 9 6,379 47 57 10

Ageing of Claims ( For the Quarter ended 30.06.2010) Line of Business Sl.No. 1 2 3 4 5 6 7 8 9 10 11 12 Fire Marine Cargo Marine Hull Engineering Motor OD Motor TP Health Overseas Travel Personal Accident Liability Crop Miscellaneous 1 month 4,514 30 26 10 1 - 3 months 1,732 16 24 No. of claims paid 3 - 6 months 6 months - 1 year 93 31 1 7 -

Total amount of claims paid 1,696 14 88 0.15

Page 23 of 40

FORM NL-25 : Claims data for Non-Life Apollo Munich Health Insurance Company Limited (Formerly known as "Apollo DKV Insurance Company Limited") Sl. No. Claims Experience

30.06.2010 Fire Marine Cargo Marine Hull Engineeri ng Motor OD Motor TP Health Overseas Travel No. of claims only Personal Liability Accident Crop Credit Miscellane ous Total

1 2 3 4 5 6

Claims O/S at the beginning of the period Claims reported during the period Claims Settled during the period Claims Repudiated during the period Claims closed during the period Claims O/S at End of the period Less than 3months 3 months to 6 months 6months to 1 year 1year and above

1,685 6,590 6,379 631 1,265 1,234 30 1 -

20 81 47 24 2 28 28 -

29 72 57 9 7 28 28

2 22 10 5 9 9 -

1,736 6,765 6,493 669 9 1,330 1,299 30 1 -

Page 24 of 40

FORM NL-26 - CLAIMS INFORMATION - KG Table I Apollo Munich Health Insurance Company Limited (Formerly known as "Apollo DKV Insurance Company Limited") Solvency for the Quarter ended 30.06.2010 Required solvency margin based on net premium and net incurred claims (Rs. in Lacs) Gross Net Gross Net S.No Class of Business Premium Premium Incurred Incurred RSM-1 RSM-2 1 Fire 2 Marine Cargo 3 Marine Hull 4 Motor 5 Engineering 6 Aviation 7 Laibilities 8 Others 943 635 46 36 132 11 9 Health 12,785 11,335 2,074 1,820 2,267 546 Total 13,728 11,970 2,120 1,856 2,399 557

RSM 132 2,267 2,399

FORM NL-27 Offices information for Non-Life Apollo Munich Health Insurance Company Limited (Formerly known as "Apollo DKV Insurance Company Limited") Sl. No. 1 2 3 4 5 6 7 8 9 Office Information No. of offices at the beginning of the year No. of branches approved during the year Out of approvals of previous No. of branches opened year during the year Out of approvals of this year No. of branches closed during the year No of branches at the end of the year No. of branches approved but not opened No. of rural branches No. of urban branches

30.06.2010 Number 30 10

9 Nil 39 1 39

Page 26 of 40

FORM NL-28-STATEMENT OF ASSETS - 3B Apollo Munich Health Insurance Company Limited Registration No. 131 dated 3rd August 2007 (Formerly known as "Apollo DKV Insurance Company Limited") Statement as on: 30.06.2010 Statement of Investment Assets (General Insurer, Re-insurers) (Business within India) Periodicity of Submission: Yearly No PARTICULARS SCH 1 Investments 8 2 Loans 9 3 Fixed Assets 10 4 Current Assets a. Cash & Bank Balance b. Advances & Other Assets Current Liabilities a. Current Liabilities b. Provisions c. Misc. Exp not Written Off d. Debit Balance of P&L A/c Application of Funds as per Balance Sheet (A) Less: Other Assets Loans (if any) Fixed Assets (if any) Cash & Bank Balance (if any) Advances & Other Assets (if any) Current Liabilities Provisions Misc. Exp not Written Off Debit Balance of P&L A/c 'Investment Assets' As per FORM 3B 11 12 13 14 15

Rs. In Lakhs AMOUNT 15218.68 0 1923.29 1210.55 2617.56 4203.69 6059.59 20855.65 -10148.85

1 2 3 4 5 6 7 8

SCH 9 10 11 12 13 14 15 TOTAL (B) (A-B)

Amount 0 1923.29 75.67 2617.56 4203.69 6059.59 0 20855.65 -26502.41 16353.56 SH PH (c) 1186.61 1816.74 Book Value (SH + PH) d = (b+c) 3,955.51 5,386.71 % Actual 24.19 32.94 FVC Amount (e) Total (d + e) 3955.51 5386.71 Market Value 3,935.77 5,358.78

No 1 2 3 G. Sec.

'Investment' represented as

Reg. % Not less than Not less than Not less than 15% Not exceedin g 55% 100%

Balance (a)

FRSM+ (b) 2768.89 3569.97

G. Sec or Other Apporved Sec. (incl. (1) above) Investment subject to Exposure Norms 1. 'Housing & Loans to SG for Housing and FFE, Infrastructure Investments 2. Approved Investments 3. Other Investments (not exceeding 25%) Total Investment Assets

475.18 3447.67 154.28 7,647.10

4644.17 2036.6 208.17 8,705.68

5,119.35 5,484.27 362.45 16,352.78

31.31 33.54 2.22 100 (0.80) 1.59 0.79

5119.36 5483.46 364.04 16353.57

5,209.77 5,563.89 364.04 16,496.48

FORM NL-29 Detail regarding debt securities Apollo Munich Health Insurance Company Limited (Formerly known as "Apollo DKV Insurance Company Limited") (Rs in Lakhs)

30.06.2010

As at 30/06/2010 Break down by credit rating AAA rated AA or better Rated below AA but above A Rated below A but above B Any other BREAKDOWN BY RESIDUALMATURITY Up to 1 year more than 1 yearand upto 3years More than 3years and up to 7years More than 7 years and up to 10 years above 10 years Breakdown by type of the issurer a. Central Government b. State Government c.Corporate Securities

Detail Regarding debt securities MARKET VALUE As at As % of total 30/06/2009 As % of total As at for this class for this class 30/06/2010 Of the previous year 50.02 7.52 1.34 0 41.13 2284.77 302.58 179.24 0.00 4029.80 33.62 4.45 2.64 0.00 59.29 7331.77 1087.48 200.00 0.00 6169.07

Book Value As at As % of total 30/06/2009 for this class Of the previous year 49.58 7.35 1.35 0 41.72 2141.78 298.90 200.00 0.00 3962.21

as % of total for this class

7467.97 1122.14 199.84 0.00 6141.31

32.44 4.53 3.03 0.00 60.01

1182.43 2444.34 4184.44 6508.43 611.61

7.92 16.37 28.02 43.59 4.10

953.90 1484.06 0.00 3920.09 438.34

14.04 21.84 0.00 57.68 6.45

1182.38 2383.05 4101.47 6496.25 625.18

8.00 16.11 27.73 43.93 4.23

987.98 1405.07 0.00 3787.27 422.56

14.96 21.28 0.00 57.36 6.40

3935.77 1423.01 9572.47

26.36 9.53 64.11

2545.20 709.94 3541.25

37.45 10.45 52.10

3955.51 1431.20 9401.62

26.75 9.68 63.57

2477.31 696.92 3428.65

37.52 10.55 51.93

Page 28 of 40

FORM NL-30 Analytical Ratios Apollo Munich Health Insurance Company Limited (Formerly known as "Apollo DKV Insurance Company Limited") Analytical Ratios for Non-Life companies Sl.No. 1 2 3 4 5 Particular
As at 30.06.10 As at 30.06.09

Gross Premium Growth Rate Gross Premium to shareholders' fund ratio Growth rate of shareholders'fund Net Retention Ratio Net Commission Ratio Expense of Management to Gross Direct Premium 6 Ratio 7 Combined Ratio 8 Technical Reserves to net premium ratio 9 Underwriting balance ratio 10 Operating Profit Ratio 11 Liquid Assets to liabilities ratio 12 Net earning ratio 13 return on net worth ratio Available Solvency margin Ratio to Required 14 Solvency Margin Ratio 15 NPA Ratio Gross NPA Ratio Net NPA Ratio Equity Holding Pattern for Non-Life Insurers 1 (a) No. of shares 2 (b) Percentage of shareholding (Indian / Foreign) -Indian -Foreign ( c) %of Government holding (in case of public 3 sector insurance companies) (a) Basic and diluted EPS before extraordinary items 4 (net of tax expense) for the period (not to be annualized) (b) Basic and diluted EPS after extraordinary items 5 (net of tax expense) for the period (not to be annualized) 6 (iv) Book value per share (Rs)

2.16 0.39 1.27 0.88 0.08 0.66 1.13 2.14 (0.57) (0.49) (0.49) (0.17) 1.93 129,299,994 74.94% 25.06% Nil Basic EPS-(1.40) Diluted EPS-(1.37) Basic EPS-(1.40) Diluted EPS-(1.37) 8.28

3.01 0.23 1.34 0.86 0.08 0.73 1.26 2.19 (0.85) (0.70) (0.70) (0.14) 1.52 107,370,000 74.94% 25.06% Nil Basic EPS-(1.10) Diluted EPS-(1.10) Basic EPS-(1.10) Diluted EPS-(1.10) 7.85

Page 29 of 40

FORM NL-31 : Related Party Transactions Apollo Munich Health Insurance Company Limited
(Formerly known as "Apollo DKV Insurance Company Limited")

30.06.2010 (Rs in Lakhs) Related Party Transactions Nature of Relationship with the Company Associates Description of Transactions / Categories Premium Income Claim Payments TPA Fees Payables Premium Income Claim Payments Establishment & Other expenditure Advance Paid Expenses towards services rendered Claim Payments Expenses towards services rendered Consideration paid / received Quarter Quarter Ended Ended 30.06.10 30.06.09 21.75 0.00 1.23 6.41 100.41 56.57 0 0.00 0.80 61.96 0 0.00 1.47 7.85 0.00 0.06 60.47 0.00 24.73 6.27 0.04

Sl.No.

Name of the Related Party

Family Health Plan Limited

Apollo Hospitals Enterprise Limited

Joint Venture partners

Lifetime Wellness Rx Intl. Ltd

Associates

Apollo Gleneagales Hospitals Ltd.

Associates

Mr. Antony Jacob

Key management personnel

Expenses towards services rendered Premium Income Claim Payments Expenses towards services rendered Advance premium Received Premium Income Claim Payments Premium on cessions to reinsurers Reinsurance Commission earned Losses recovered from Reinsures Expenses towards Services Rendered Payables Premium Income Premium Income Expenses towards services rendered

22.66 -19.01 57.91 0.08

0 203.73 59.47 0.18

Indraprastha Medical Corporation Ltd

Associates

7 8

Apollo Hospitals Intl. Ltd. Munchener Ruckversicherung Gesellschaft

Associates Associates

0.00 0.00 56.75 0.00 6.33

0.16 10.20 58.60 0.40 16.54

Ms Shobana Kamineni

Key management personnel

11.49

12.00 12.00

10 11

Imperial Hospital And Research Centre Ltd. Emed Life Insurance Broking Services Ltd.

Associates Associates

0.00 0.00

0.00 0.10

12 13 14

Apollo Health and Lifestyle Ltd. Apollo Sindhoori Capital Investment Ltd Healthnet Global Pvt. Ltd

Associates Associates Associates

Payables Premium Income Premium Income Claim Payments Expenses towards services rendered

1.92 0.00 6.29

1.80 0.00 1.71 0

Page 30 of 40

FORM NL-32 Products Information Apollo Munich Health Insurance Company Limited
(Formerly known as "Apollo DKV Insurance Company Limited")

30.06.2010 Products Information

List below the products and/or add-ons introduced during the period Sl. No. Name of Product NIL Co. Ref. No. IRDA Ref.no. Class of Business Category of product Date of filing of Product Date IRDA confirmed filing/ approval

Page 31 of 40

FORM NL-33 - SOLVENCY MARGIN - KGII Apollo Munich Health Insurance Company Limited
(Formerly known as "Apollo DKV Insurance Company Limited")

Solvency for the Quarter ended 30.06.2010 Available Solvency Margin and Solvency Ratio Item (1) 1 2 3 4 5 6 7 8 9 10 Description (2) Available Assets in Policyholders Funds (adjusted value of Assets as mentioned in Form IRDA-Assets-AA) Deduct: Liabilities (reserves as mentioned in Form HG) Other Liabilities (other liabilities in respect of Policyholders Fund as mentioned in Balance Sheet) Excess in Policyholders Funds (1-2-3) Available Assets in Shareholders Funds (value of Assets as mentioned in Form IRDA-Assets-AA): Deduct: Other Liabilities (other liabilities in respect of Shareholders Fund as mentioned in Balance Sheet) Excess in Shareholders Funds (5-6) Total Available Solvency Margin [ASM] Total Required Solvency Margin [RSM] Solvency Ratio (Total ASM/Total RSM) (4+7) Notes No. (3) (Rs. in Lacs) Amount (4) 8706.00 7961.00 153.00 592.00 11229.00 2147.00 9082.00 9674.00 5000.00 1.93

FORM NL-34 : Board of Directors & Key Person Apollo Munich Health Insurance Company Limited 30.06.2010 (Formerly known as "Apollo DKV Insurance Company Limited") BOD and Key Person information Sl. No. Name of person Role/designation Details of change in the period 1 Dr. Prathap C Reddy Chairman 2 Ms. Shobana Kamineni Whole Time Director 3 Ms. Suneeta Reddy Director 4 Dr. Wolfgang Strassl Director 5 Mr. Wolfgang Diels Director Appointed as additional Director on 18.05.2009 Appointed as CEO on 01.04.2009. Inducted in the Board of 6 Mr. Antony Jacob Whole Time Director & CEO Directors as Whole Time Director & CEO on 25.02.2010. 7 Mr. Roberto Leonardi Alternate Director Appointed as Alternate Director to Dr. Wolfgang Strassl on 8 Mr. MBN Rao Additional Director Appointed as Additional Director on 06.05.2010. 9 Mr. Bernhard Steinruecke Additional Director Appointed as Additional Director on 06.05.2010. 10 Mr. K. Srikanth CFO & Company Secretary Designated as CFO on 01.12.2009 11 Mr. Ravi Vishwanath CMO 12 Mr. Krishnan Ramachandran COO 13 Mr. Herbert Meister Consultant Actuary Appointed as Consultant Actuary with effect from 01.07.2009

Page 33 of 40

FORM NL-35-NON PERFORMING ASSETS-7A Apollo Munich Health Insurance Company Limited Registration No. 131 dated 3rd August 2007
(Formerly known as "Apollo DKV Insurance Company Limited")

Statement as on:30.06.2010 Details of Investment Portfolio Periodicity of Submission : Quarterly Interest Rate % Has there been revision? NO NO NO NO NO NO NO NO NO NO NO NO NO NO NO NO NO NO NO NO NO NO NO NO NO NO NO NO NO NO NO NO NO NO NO NO NO NO NO NO NO NO NO NO NO Total O/s (Book Value)

Name of the Fund Investment Corpus I- FRSM+PH

COI

Company Name

Instrume nt Type

Default Principal (Book Value)

Default Interest (Book Value)

Principal Due from

Interest Due from

Deferred Principal

Deferred Interest

Rolled Over?

Has there been any Principal Waiver? Amount Board Approval Ref

Classificati Provision on (%)

Provision (Rs)

CDSS CDSS CDSS CDSS CDSS CGSB CGSB CGSB CGSB CGSB CGSB CGSB CGSB CGSB CGSB CGSB SGGB SGGB SGGB SGGL SGGL IPTD IPTD IPTD IPTD IPTD IPTD IPTD IPTD IPTD IPTD IPTD IPTD IPTD HTDA HTDA HTDA HTDA HTDA HTDA ECCP ECCP ECOS ECOS ECOS

GOVENMENT OF INDIA GILTS GOVENMENT OF INDIA GILTS GOVENMENT OF INDIA GILTS GOVENMENT OF INDIA GILTS GOVENMENT OF INDIA GILTS GOVENMENT OF INDIA GILTS GOVENMENT OF INDIA GILTS GOVENMENT OF INDIA GILTS GOVENMENT OF INDIA GILTS GOVENMENT OF INDIA GILTS GOVENMENT OF INDIA GILTS GOVENMENT OF INDIA GILTS GOVENMENT OF INDIA GILTS GOVENMENT OF INDIA GILTS GOVENMENT OF INDIA GILTS GOVENMENT OF INDIA GILTS ANDHRA PRADESH GILTS KARNATAKA GILTS TAMIL NADU GILTS ANDHRA PRADESH STATE FINANCIAL CORPORATION BONDS ANDHRA PRADESH STATE FINANCIAL CORPORATION BONDS INDIAN RAIL FINANCE CORPORATION LIMITED BONDS INDIAN RAIL FINANCE CORPORATION LIMITED BONDS INDUSTRIAL DEVELOPMENT FINANCE CORPORATION BONDS KONKAN RAILWAY CORPORATION LIMITED BONDS NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT BONDS POWER FINANCE CORPORATION LIMITED BONDS POWER FINANCE CORPORATION LIMITED BONDS POWER FINANCE CORPORATION LIMITED BONDS POWER FINANCE CORPORATION LIMITED BONDS POWER GRID CORPORATION LIMITED BONDS RURAL ELECTRIFICATION CORPORATION LTD BONDS RURAL ELECTRIFICATION CORPORATION LTD BONDS RURAL ELECTRIFICATION CORPORATION LTD BONDS HDFC LIMITED HDFC LIMITED HDFC LIMITED ICICI HOME FINANCE COMPANY LIMITED LIC HOUSING FINANCE LIMITED PNB HOUSING FINANCE FUTURE CAPITAL HOLDINGS LIMITED DLF LIMITED EXPORT IMPORT BANK OF INDIA LIMITED ICICI BANK LIMITED RELIANCE CAPITAL LIMITED BONDS BONDS BONDS BONDS BONDS BONDS BONDS BONDS BONDS BONDS BONDS

6.01 6.25 7.95 8.2 8.33 6.01 6.17 6.35 6.9 7.02 7.27 7.4 7.99 11.5 12.25 12.6 8.45 7.76 8.28 8.5 8.35 8.45 8.55 8.15 8.9 9.9 8.45 8.9 8.9 8.9 10.9 7.6 8.8 10.95 6.29 9.9 9.9 9.75 11.08 9.25 0 0 9.5 7.6 9.25

52.58 734.81 194.26 20.06 9.99 4.11 144.17 449.82 463.38 487.20 100.79 307.55 25.14 92.98 200.02 668.63 202.69 294.51 303.87 200.00 430.13 496.11 301.94 500.00 101.25 425.84 100.00 200.00 200.00 200.00 63.11 500.00 300.00 399.25 9.51 100.00 301.30 500.00 121.95 299.08 496.69 485.68 517.10 19.58 453.86

STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD STANDARD

FORM NL-36-YIELD ON INVESTMENTS 1 Apollo Munich Health Insurance Company Limited Registration No. 131 dated 3rd August 2007 (Formerly known as "Apollo DKV Insurance Company Limited") Statement as on:30.06.2010 Statement of Investment and Income on Investment Periodicity of Submission: Yearly Current Quarter Category No. Category of Investment Investment (Rs.) Income Code Book Value Market Value on 2943.8 1008.2615 47.47 1 CENTRAL GOVT. BONDS CGSB DEPOSIT UNDER SECTION 7 OF INSURANCE 1011.71 2927.5055 20.47 2 CDSS ACT 1938 CTRB 0 0 1.69 3 TREASURY BILLS SGGB 801.07 800.9281708 16.22 4 STATE GOVERNMENT BONDS SGGL 630.13 622.086749 8.96 5 STATE GOVERNMENT GURANTEED LOANS BONDS/DEBENTURES ISSUED BY AUTHORITY CONSTINTUTED UNDER ANY 1331.85 1395.43 31.84 6 HOUSING/BUILDING SCHEME APPROVED BY CENTRAL/STATE ANY AUTHORITY OR BODY CONSTITUTED BY CENTRAL/STATE ACT INFRASTRUCTURE/SOCIAL SECTOR PSUDEBENTURES/BONDS CORPORATE SECURITIES CORPORATE SECURITIES (APPROVED INVESTMENTS)-DEBENTURES DEPOSITS WITH BANKS DEPOSITS-CDS WITH SCHEDULED BANK COMMERCILA PAPER ISSUED BY ALL INDIA FINANCIAL INSTITUTION RATED VERY STRONG OR MORE APPLICATION MONEY MUTUAL FUNDS-GILT/G SEC/LIQUID SCHEME CORPORATE SECURITIES(OTHER THAN APPROVED INVESTMENT)-MUTUAL FUND HTDA IPTD EPBT ECOS ECDB EDCD ECCP ECAM EGMF OMGS 3787.51 788.41 2511.49 1135 0 982.37 0 67 362.45 16352.79 3814.339346 808.9160074 2571.415796 1135 0 982.37 0 66.19610242 364.04 16496.48 77.75 16.87 33.36 18.18 0 16.22 0 11.22 3.15 303.40

Year to Date Gross Net Yield Investment (Rs.) Income Book Value Market Value Yield (%) on 2943.8 1008.2615 7.38 7.38 47.47 8.13 3.88 8.12 8.42 9.59 8.13 3.88 8.12 8.42 9.59 1011.71 0 801.07 630.13 1331.85 2927.5055 0 800.9281708 622.086749 1395.428852 20.47 1.69 16.22 8.96 31.84

Previous Year Gross Net Yield Investment (Rs.) Income Book Value Market Value Yield (%) on 2013.96 1994.74 7.38 7.38 122.1 8.13 3.88 8.12 8.42 9.59 8.13 3.88 8.12 8.42 9.59 1009.31 548.31 801.11 200 1332.15 1000.81 548.25 798.5 197.5 1382.43 81.91 4.52 53.28 17 141.85

Rs. Lakhs Gross Net Yield Yield (%) 7.6 7.6 8.15 3.87 8.12 8.5 11.1 8.15 3.87 8.12 8.5 11.1

7 8 9 10 11 12 13 14 15

8.7 8.57 6.56 7.1 0 6.79 0 8.93 3.06 7.78

8.7 8.57 6.56 7.1 0 6.79 0 8.93 3.06 7.78

3787.51 788.41 2511.49 1135 0 982.37 0 67 362.45 16352.79

3814.339346 808.9160074 2571.415796 1135 0 982.37 0 66.19610242 364.0358813 16496.48

77.75 16.87 33.36 18.18 0 16.22 0 11.22 3.15 303.40

8.7 8.57 6.56 7.1 0 6.79 0 8.93 3.06 7.78

8.7 8.57 6.56 7.1 0 6.79 0 8.93 3.06 7.78

3300.92 791.03 1512.06 490 0 994.46 0 667.37 258.83 13919.51

3284.74 798.08 1538.44 490 0 994.28 0 670.61 257.17 13955.55

241.54 33.29 34.6 156.21 11.83 29.74 0 17.47 8.09 953.43

12.01 8.53 6.05 10.21 7.94 8.39 0 3.27 2.43 8.83

12.01 8.53 6.05 10.21 7.94 8.39 0 3.27 2.43 8.83

FORM NL-37-DOWN GRADING OF INVESTMENT-2 Apollo Munich Health Insurance Company Limited Registration No. 131 dated 3rd August 2007 (Formerly known as "Apollo DKV Insurance Company Limited") Statement as on:30.06.2010 Name of Fund Investment Corpus I-FRSM+PH Statement of Down Graded Investments Periodicity of Submission: Yearly Rs. Lakhs No A. Name of the Security During the Quarter NIL B. As on Date COI Amount Date of Purchase Rating Agency Original Grade Current Grade Date of Downgrade Remarks

FORM NL-38 Quarterly Business Returns across line of Business Apollo Munich Health Insurance Company Limited (Formerly known as "Apollo DKV Insurance Company Limited") (Rs in Lakhs) Business Returns across line of Business Quarter Ended 30.06.10 Sl.No. 1 2 3 4 5 6 7 8 9 10 11 Line of Business Fire Cargo & Hull Motor TP Motor OD Engineering Workmen's Compensation Employer's Liability Aviation Personal Accident Health Others Premium No. of Policies Quarter Ended 30.06.09 Premium No. of Policies -

103 3,937 164

6171 96465 136467

57 1,797
91

3424 17755
90253

FORM NL-39 Rural & Social Obligations (Quarterly Returns) Apollo Munich Health Insurance Company Limited Date: 30.06.2010 (Formerly known as "Apollo DKV Insurance Company Limited") (Rs in Lakhs) Rural & Social Obligations For the Quarter Ended 30.06.2010 Sl.No. 1 2 3 4 5 6 7 8 9 10 11 Line of Business Fire Cargo & Hull Motor TP Motor OD Engineering Workmen's Compensation Employer's Liability Aviation Personal Accident Health Others Particular Rural Social Rural Social Rural Social Rural Social Rural Social Rural Social Rural Social Rural Social Rural Social Rural Social Rural Social No. of Policies Issued Premium Collected Sum Assured

2088 3072 5400 442

0.25 1.70 191.83 1.17

FORM NL-40 Business Acquisition through different channels Apollo Munich Health Insurance Company Limited (Formerly known as "Apollo DKV Insurance Company Limited") (Rs in Lakhs) Business Acquisition through different channels Quarter ended 30.06.10 Quarter ended 30.06.09

Sl.No. 1 2 3 4 5 6 1

Channels Individual agents Corporate Agents-Banks Corporate Agents -Others Brokers Micro Agents Direct Business Total (A) Referral (B) Grand Total (A+B)

No. of Policies

Premium

No. of Policies

Premium

25003 176 2819 148337

176335 176335

938 7 1,439 1,820

4,204 4,204

17618 188 1836 92012

111654 111654

612 5 914 419

1,950 1,950

FORM NL-41

GREIVANCE DISPOSAL 01.04.2010 to 30.06.2010 (Rs in Lakhs) GRIEVANCE DISPOSAL Opening Balance * Additions 6 102 41 39 2 19 1 102 Complaints made by intermediaries

Apollo Munich Health Insurance Company Limited (Formerly known as "Apollo DKV Insurance Company Limited") Sl No. 1 a) b) c) d) e) d) Particulars Complaints made by customers Sales Related Policy Administration Related Insurance Policy Coverage related Claims related others Total Number

6 6 Complaints made by customers 1+5+14(1 for year 0809 and 5 for year 0910 , 14 for year 10-11) 20

Complaints Resolved Fully Accepted Partial Accepted Rejecte d 47 4 37 11 2 19 28 2 7 1 0 1 6 0 10 1 0 0 47 4 37

Complaints Pending 20 9 2 0 9 0 20

2 a) b)

Duration wise Pending Status Less than 15 days Greater than 15 days Total Number The above data includes complaints made directly by customers,through customer service, IRDA, Ombudsman office, Consumer Court and other source out of 20, 10 cases are pending with consumer court and remaning 9 cases are related to sales and 1 is related to policy admin

Total 0 20

20

NOTE