Dear Investor,

It is Time to take Wise Decisions in Volatile Market

Lets take one this Diwali and
Start our journey from Being Rich to Being Wealthy.
We all work hard to earn money but how many of us make sure that our money also works for us as hard as we work
to earn it. We all do 'Laxmipuja' on Diwali but how many of us know the trick to accumulate 'Laxmi' in real sense.
The road that takes us from being 'rich' to being 'wealthy' is less traveled but it is inevitable to take.
We have heard about Seven Wonders of the World. But have you ever thought or heard about eighth wonder of the
world. Here we offer the eighth wonder of the world in form of Power of Compounding and SIP.
SIP allows you to take journey to ultimate wealth creation through step-by-step process of investing. SIP works on
basic principle of regular investment. This creates discipline investment habit even with small amount.
Through SIP you can invest conveniently, regularly, take advantage of equity growth and can time the market
automatically. Now you must be wondering why we are saying SIP an 8th wonder of the world. Here is the proof:

Mon. Inv. Exp. Retn. Yrs Total Inv. Final Amount

Recurring Product Rs.5000 8% 15 Rs.9 lakhs Rs.16.98 lakhs
Equity Fund SIP Rs.5000 15% 15 Rs.9 lakhs Rs.30.81 lakhs

The same amount of Rs.5000 per month can grow to Rs.17 lakhs in recurring product and same amount can grow
to Rs.31 lakhs in SIP. So the same amount of investment gives you double the final value in SIP compared to
recurring.
So SIP is not just a tool of investment but also a wealth creation machine. Just look at how few of the leading equity
schemes have created wealth in last few years by investing only Rs. 2000 per month.
5-Year Return: 10 Year Return:
Scheme Amount CAGR Scheme Amount CAGR
Reliance Growth Rs. 2,65,451 32.74% Reliance Growth Rs. 19,35,923 39.36%
HDFC Top 200 Rs. 2,32,813 27.14% HDFC Top 200 Rs. 12,12,811 30.60%
Reliance Vision Rs.2,08,173 22.44% Reliance Vision Rs.14,85,698 34.39%
Sundaram Select Midcap Rs.2,40,919 28.61%

(SIP done on 10th of every month. Returns are as of 31st Aug 2008)
Remember in last five years an investor would have invested Rs.1.20 lakhs and in last ten years Rs.2.40 lakhs but
when we compare return between five and ten years, when amount invested gets doubled (from Rs.1.20 lakh to
Rs.2.40 lakh) end value becomes close to 7.5 times in Reliance Growth Fund. (Rs.2.65 lakh for 5-year return and
Rs.19.35 lakh for 10-year return.). This shows the power of compounding.
So lets start our journey from being 'Rich' to being 'Wealthy' by taking advantage of this wonderful 'All Time Wealth
Machine - ATWM' called SIP. Always remember it is the time in the market that matters and not timing the market.
Take advantage of the market volatility by keeping yourself invested and continuing investments in a disciplined
manner. Wish you a happy festive season ahead.

Regards

Drashti Investments
drashti.investments@rediffmail.com

YOUR DETAILS
09221890056
 Super Performing Funds for SIP

Tenure 5 years 7 years 10 years 12 years

Investment Rs. 10,000/month 600,000 840,000 1,200,000 1,440,000
Scheme Name Current Value of Investment (Rs.)
Reliance MF
Reliance Growth Fund 1,381,517 4,384,816 9,887,516 16,466,520
34.42% 47.31% 39.74% 37.07%
Reliance Vision Fund 1,065,870 3,192,419 7,488,599 11,436,789
23.39% 37.96% 34.51% 31.62%
Reliance Banking Fund 1,085,925 -- -- --
24.18% -- -- --
SBI MF
SBI MSFU Contra Fund 1,383,311 39,393,441 -- --
34.47% 44.13% -- --
SBI Magnum Global Fund 1,220,795 3,249,895 -- --
29.12% 38.48% -- --
SBI Magnum Multiplier Fund 1,217,496 2,995,216 4,884,458 6,561,355
29% 36.10% 26.56% 23.37%
Tata MF
Tata Select Equity Fund 1,027,325 2,512,526 4,103,251 5,409,636
21.85% 31.03% 23.33% 20.51%
Tata Equity Opportnities Fund 1,125,331 -- -- --
25.67% -- -- --
Tata Pure Equity Fund 1,104,580 2,792,910 4,659,583 --
24.89% 34.08% 25.69% --
Principal MF
Principal Tax Savings Fund 1,026,713 2,513,061 -- --
29.13% 30.81% -- --
Principal Growth Fund 874,453 2,044,884 -- --
15.19% 25.14% -- --
Principal Resurgent India Equity Fund 944,267 2,481,414 -- --
18.35% 30.67% -- --
HDFC MF
HDFC Equity Fund 1,083,952 2,827,122 6,510,410 12,100,428
24.10% 34.43% 31.90% 32.46%
HDFC Top 200 Fund 1,155,067 3,021,838 5,914,845 --
26.77% 36.36% 30.12% --
HDFC Capital Builder Fund 1,023,276 2,566,811 4,408,373 6,637,710
21.69% 31.65% 25.68% 25.17%
Sundaram MF
Sundaram Select Midcap Fund 1,238,302 -- -- --
29.72% -- -- --
Sundaram Growth Fund 1,099,691 2,619,811 4,606,651 --
24.70% 32.23% 25.48% --
Sundaram Select Focus Fund 1,220,195 -- -- --
29.10% -- -- --

Note: Returns as on 31 July 2008

All % returns on CAGR Basis
SIP installment assumed to be hit on 10th of every month
SIP value of Rs. 10,000 per month considered for the above calculations
Last installment for all the schemes taken above is assumed for the month of July 08