STATEMENT OF ACCOUNT

201162694549000610003389

000001

EBONA, NORMA MACATINGRAO

Account No. Billing Period Payment Due Date Total Amount Due (P)

: 020-122-01043125-2 : May 26 - June 25 : July 15, 2011 : 10,318.52

Minimum Amount Due (P) : 3,805.15

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000001_000000_Jun 26 2011

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STATEMENT OF ACCOUNT

201162694549000610003389

EBONA, NORMA MACATINGRAO

Account No. Billing Period Payment Due Date Total Amount Due (P)

: 020-122-01043125-2 : May 26 - June 25 : July 15, 2011 : 10,318.52

Minimum Amount Due (P) : 3,805.15

Approved Credit Limit P 70,000.00 Previous Balance P 8,373.29 (+)Cash Advances & Purchases P 7,520.00 (+)Installments P 3,305.15

Available Credit Limit P 162.90 (-)Payments & Other Credits P 9,000.00 (+)Finance Charge P 120.08

Monthly Interest Rate on Revolving 2.50% per mo. (+)Late Charge P 0.00 (=)Total Amount Due P 10,318.52

TRANSACTION DATE

REFERENCE NO.

DESCRIPTION

AMOUNT

TOTAL

06/16/11

000000011899840

Balance from Previous Statement Payments Received - Thank You! Loan Payment - Cash Subtotal for Payments Cash Advances and Purchases (revolving loan) Loan Availment-ATM Withdrawal PSBank ATM Wdrawal Fee Interest Due Subtotal for Cash Advances and Purchases Installment Transactions (fixed term) Loan Availment-Deferred ATM 36 mos. (9/36) Loan Availment-Deferred ATM 36 mos. (9/36) Loan Availment-Deferred ATM 36 mos. (9/36) Loan Availment-Deferred ATM 36 mos. (9/36) Loan Availment-Deferred ATM 36 mos. (9/36) Loan Availment-Deferred ATM 36 mos. (9/36) Loan Availment-Deferred ATM 36 mos. (9/36) Loan Availment-Deferred ATM 36 mos. (7/36) Loan Availment-Deferred ATM 36 mos. (7/36) Loan Availment-Deferred ATM 36 mos. (5/36) Subtotal for Installment Transactions GRAND TOTAL End of Statement

8,373.29 9,000.00 9,000.00 7,500.00 20.00 120.08 7,640.08 452.76 452.76 452.76 452.76 452.76 226.38 452.76 226.38 45.28 90.55 3,305.15 10,318.52

06/21/11 06/25/11 06/25/11

000000012717768 000000000999997 000000000999999

06/25/11 06/25/11 06/25/11 06/25/11 06/25/11 06/25/11 06/25/11 06/25/11 06/25/11 06/25/11

020122010473367 020122010473370 020122010473398 020122010495590 020122010506908 020122010616300 020122010616328 020122011253344 020122011262911 020122011668650

020-122-01043125-2
000001_000001_Jun 26 2011

July 15, 2011

P 10,318.52

P 3,805.15

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SUMMARY OF YOUR INSTALLMENT TRANSACTIONS AS OF Early Settlement Balance Monthly Add-On Months Rate on Unbilled Installment

Availment Date

Reference No.

Description

Availed Amount

Availed Monthly Term Amortization

Previous Availments 01/23/2011 020122011668650 Loan Availment-Deferred ATM 36 mos. 09/27/2010 020122010473367 Loan Availment-Deferred ATM 36 mos. 09/27/2010 020122010473370 Loan Availment-Deferred ATM 36 mos. 09/27/2010 020122010473398 Loan Availment-Deferred ATM 36 mos. 09/29/2010 020122010495590 Loan Availment-Deferred ATM 36 mos. 09/30/2010 020122010506908 Loan Availment-Deferred ATM 36 mos. 10/11/2010 020122010616300 Loan Availment-Deferred ATM 36 mos. 10/11/2010 020122010616328 Loan Availment-Deferred ATM 36 mos. 12/12/2010 020122011253344 Loan Availment-Deferred ATM 36 mos. 12/13/2010 020122011262911 Loan Availment-Deferred ATM 36 mos. SUB TOTAL GRAND TOTAL

2,000.00 10,000.00 10,000.00 10,000.00 10,000.00 10,000.00 5,000.00 10,000.00 5,000.00 1,000.00 73,000.00 73,000.00

36 36 36 36 36 36 36 36 36 36

90.55 452.76 452.76 452.76 452.76 452.76 226.38 452.76 226.38 45.28 3,305.15 3,305.15

1,921.03 8,934.24 8,934.24 8,934.24 8,934.24 8,934.24 4,467.12 8,934.24 4,644.32 928.89

31 27 27 27 27 27 27 27 29 29

1.75% 1.75% 1.75% 1.75% 1.75% 1.75% 1.75% 1.75% 1.75% 1.75%

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MINIMUM AMOUNT DUE AS OF CUT-OFF DATE Revolving Transactions P 7,013.37 5% minimum amount due Non-Deferrable Amounts Installment Transactions Late Charge for the period Past due (Pay Immediately) Excess availments as of end of cut-off period Minimum Amount Due (Pay on or before July 15, 2011) 500.00

IMPORTANT REMINDERS:

1.) How

to withdraw cash from PSBank Flexi:

3,305.15 0.00 0.00 0.00 ---------------3,805.15 P ================

We are still making further enhancements in our system to better serve you. In the meantime, if you wish to withdraw or pay your bills, please use the following ATM screen Options: l Money Card/Checking button displayed on the PSBank ATM screen l Checking or Current Button displayed on other bank's ATM screens

2.) Why

bring cash when you can have your own PSBank Flexi Personal Loan checkbook!

There's no need to bring large amounts of cash when you make purchases or fund projects using your PSBank Flexi. Get a PSBank Flexi checkbook! Experience greater ease and convenience when you make financial transactions and track your expenses. Your first checkbook is free if your credit limit is at least Php50,000. For inquiries, please call PSBank Customer Service Hotline at (02) 845-8888 anytime, any day, send a fax at (02) 845-0048 or email customerservice@psbank.com.ph

3.) Earn

Php 1,500* the easy way!

Refer your friends and relatives to us and earn extra income through the PSBank Flexi Member-Get-Member Rewards Program. The more people you refer, the more you earn! For details call(02) 885-8202 locals 8185, 8517, 8246, 8250, 8518, or 8519, Mondays to Fridays, from 8:30 am to 5:30 pm; text us at 0918-962-8000; or email FLEXI_MGM@psbank.com.ph
*Qualified only for accounts that are current or active for at least 6 months

Kotse? Simple lang sa PSBank Auto Loan with Prime Rebate.

4.)
Get a credit decision via SMS in as fast as 24 hours. Plus, you can earn rebates kapag nagbayad ka ng mas maaga o sobra sa 'yong monthly due kaya may savings kang makukuha. Sa PSBank, isang tulog lang, may kotse ka na, may Prime Rebate ka pa. Walang ganyan sa iba. For inquiries, call the PSBank Customer Service at (02) 845-8888 anytime, any day, visit www.psbank.com.ph, or go to your nearest PSBank branch.

COMPUTATION OF YOUR AVAILABLE CREDIT LINE AS OF CUT-OFF DATE: 26-JUN-11 Approved Credit Limit P 70,000.00 (-)Total Amount Due P 10,318.52 (-)Uncleared Check Payments P 0.00 (-)Unbilled Principal Amount on Installment P 62,963.81 (+)Finance and other charges for the period P 140.08 (+)Total Installment Amortizations P 3,305.15 (=)Available Credit Limit P 162.90

Note: Finance, late charges, other fees and total installment amortizations will only be deducted from the available credit limit on payment due date. PSBank reserves the right to refuse any form of availment without the need of prior notice in case of expiration of the line or when the account is blocked as provided under the terms and conditions of the loan. For inquiries, please call Customer Serives Hotline (02) 845-8888 anytime, any-day. PSBank Center, 777 Paseo de Roxas cor. Sedeno St., Makati City 1226 www.psbank.com.ph TIN No. 320.000.663.983 Page 5 of 5

000001_000002_Jun 26 2011