Professional Documents
Culture Documents
Financial Holding
AT. Financial Holding provides financial services to institutional and individual clients throughout the world. We equip our clients with the tools to build their ideal investment portfolio, while adhering to our values of ethics, relationship building, and innovation. Founded in 2008, AT. Financial Holding is a member of Dallah Albaraka Group, a worldwide investment group based in Saudi Arabia.
Vision
To continue to be a leader in developing Sharia products, while providing world-class financial services to our clients.
Over the last three decades, Dallah Albaraka Group has evolved into a diversified international conglomerate, with investments of over 70 billion Saudi Riyals in over 40 countries.
AT. Financial Brokerage, our securities brokerage arm, is a registered full service broker on the Egyptian Stock Exchange. We serve international, regional, and local players, trading in both Egypt and abroad.
Mission
To deliver financial services to institutional and individual clients according to the concepts of ethical business practices, research-driven innovation, and enhancing education in the industry.
AT. Asset Management, our wealth management firm, offers tailored portfolios and specialized investment funds, managed by a team of accomplished professionals according to our proprietary asset allocation model. Our firm is wholeheartedly committed to building longlasting, powerful relationships with our clients. We will continue to uphold our principles as we strive toward a promising future.
Securities Brokerage
At AT. Financial Brokerage, you can trade on local and international markets across different asset classes. Our brokers keep you abreast of the latest market activities while consistently mining for hidden gems and investment opportunities.
AT. Financial Brokerage offers services to retail and institutional clients both locally and abroad. We are also an authorized listing agent by the Egyptian Exchange. Our services include the following:
Asset Management
Our asset management arm specializes in tailored portfolios on the capital market, choosing each investment strategy after careful analysis of the clients profile and financial goals.
AT. Asset Management managed the first Sharia-compliant balanced fund in Egypt. We specialize in Sharia compliant equity, balanced, sectorial, and real estate funds. We draw from not only our experience in the Egyptian market, but the experience gained from AT. Asset Management in Saudi Arabia.
Access to local, regional, and international markets Trading and settlement Listing Services Access to liquidity pools Research
We use our proprietary asset allocation system to ensure that your portfolio is balanced in a way that best suits your needs.
AT. Asset Managements core investment principles are independent thinking, adaptive methodology and risk control. Applying this approach, we strive to consistently outperform the market while seeking to manage risk.
Our execution services are complemented by a professional research team that assists our clients with their decision making process. Our team of economists, financial analysts, and technical analysts is here to serve you. AT. Financial Brokerage also boasts full-fledged Compliance, Auditing, Operations ,and Accounting departments. Our custodial services are executed through our affiliate, Al Baraka Bank Egypt.
Our investment process is based on comprehensive analysis of fundamental and technical data. Investment decisions are made by using a series of proprietary asset allocations and security selection models, implemented using professional trading and risk management systems. We look for value and invest in assets which we believe trade at a discount to their target values.
Research
Egypt Daily Market Report
We explore new opportunities every day, gathering invaluable information and creating concise reports to support your financial activities.
AT. Financial Holdings research professionals are dedicated to compiling, interpreting, and presenting information that will aid you in choosing your investments. Our team has built proprietary analysis and evaluation models, thoroughly examining the latest market, company and economic data to produce concise reports. Our trading desk analyst facilitates teamwork between the analysts and brokers, resulting in well-rounded, detailed research products and a deeply knowledgeable group of traders. AT. Research creates customer-initiated reports; these reports are tailored based on client requests and are intended to suit the unique goals of each customer. AT. Research was the first organization to establish an index for Sharia compliant stocks. We use our proprietary index to measure their performance and make recommendations.
Our trading desk analyst, research team, and traders are resourceful and accessible to our clients.
Morning News
Daily news on the local and international markets.
Company Reports
We send smart investment ideas and breaking market trends to give you an advantage.
Coverage of listed securities including indepth analysis of major events, results and news affecting the companies.
Market Watch
Released after the session, focusing on major events of the day.
Multiples Matrix
A daily update on the multiples of major selected stocks.
Tailored Reports
Customized reports created from our inhouse database.
Ashraf Ghamrawy
Mr. Ghamrawy holds a Bachelor of Commerce from Ain-Shams University, 1977. Currently, he is the CEO and Managing Director of the Egyptian-Saudi Finance Bank; he also holds membership of several company boards. Mr. Ghamrawy has received numerous training courses in the field of banking and investment.
Ghassan Saqallah
Mr. Saqallah holds a Master of Business Administration degree from Strassford University, UK. He has passed through many specialized courses in the areas of treasury management, risk management, and Islamic banking during his career; he also is a member of the Assembly of Arab Monetary Experts. Additionally, he was chosen as Chief Professional Dealer in the field of the treasury during his work at the Bank of Riyadh. Mr. Saqallah is currently Deputy President of the general administration of product development at AT. Financial, Jeddah.
Khaled Fathi
Mr. Fathi holds a Bachelor of Commerce from Cairo University, 1991. During his career as a financial manager for CIBC, he completed numerous training courses in accounting. He is currently General Manager at AT. Financial Holding Company, Egypt.
Omar El-Harazy
Mr. Harazy holds a Business Administration bachelor degree from the University of King Abdul-Aziz, Jeddah (1982) and is currently Deputy Chief Executive Officer at AT. Financial, Jeddah, in addition to membership on boards of many of the departments operating in the area of investment. He received numerous training courses in business administration and investment management at the Riyadh Bank Trade Finance Center.
Ahmed Deif
Mr. Deif holds a Masters Degree in Finance from the University of Glaxo, U.S.A. He is currently AT. Financials General Manager. Mr. Deif has completed many specialized courses in the field of investment and finance while working in the banking sector at Citibank.
In the Boardroom
Credentials
AT Lease Co-arranger for the securitization transaction EGP 572M MACOR Acquisition EGP 358M AT. Lease Ownership Transfer Execution EGP 265M
2010
2010
2010
2010
2009
2009
Credentials
Vision for Securities Brokerage Co. Acquisition Undisclosed New Rosetex for Spinning & Co. Ownership Transfer EGP 80M West Gulf for Urban Development Ownership Transfer EGP 80M
2008
2010
2010
2008
2008
2009
Credentials
Advanced Pharmaceutical Packing APP, Private Placement EGP 21.3M 2010 Egywrap Ownership Transfer Execution EGP 16.464M ARAB Engineering Industries Private Placement EGP 4M
2008
2010
AL-ASAAS Egyptian Equity Fund Open End Growth Fund USD 5M 2010
Egyptian Saudi Finance Bank Balance Fund Open End Growth Fund EGP 50-250M 2010