Chapter 10

Discovery of Judgment Debtors Business Assets

Dale Pittman maintains a consumer protection litigation practice based in Petersburg, Virginia. In addition to an emphasis on representing consumer debtors under the Fair Debt Collections Practices Act, he represents consumers in credit reporting abuse, predatory lending, automobile fraud, mobile home fraud, and home improvement fraud matters. Opinions from some of his FDCPA cases appear at Creighton v. Emporia Credit Service, Inc., 981 F. Supp. 411 (E.D. Va. 1997); Withers v. Eveland, 988 F. Supp. 942 (E.D. Va. 1997); Morgan v. Credit Adjustment Board, 999 F. Supp. 803 (E.D.Va. 1998); and Talbott v. GC Services Limited Partnership, 53 F. Supp. 2d 846 (W.D. Va. 1999). Courts in North Carolina and Virginia have certified class actions against collection agencies in cases in which Mr. Pittman represented classes of consumers, including Woodard v. Online Information Servs., 191 F.R.D. 502 (E.D.N.C., Jan. 19, 2000); and Talbott v. GC Services Limited Partnership, 191 F.R.D. 99 (W.D. Va. 2000). Ch. 10 is a set of interrogatories and request for production of documents addressed to a debt collector judgment debtor.

UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF VIRGINIA Richmond Division [CONSUMER], Plaintiff, v. JBC & ASSOCIATES LEGAL GROUP, P.C., JBC & ASSOCIATES, P.C., JBC & ASSOCIATES, INC., MARV BRANDON, and JACK H. BOYAJIAN, Defendants. PLAINTIFFS FIRST SET OF POSTJUDGMENT INTERROGATORIES AND REQUEST FOR PRODUCTION OF DOCUMENTS TO DEFENDANT JACK H. BOYAJIAN The plaintiff, by counsel, pursuant to Rule 69 of the Federal Rules of Civil Procedure, hereby propounds to the Defendant Jack H. Boyajian the following interrogatories and requests for production of documents, answers to which must be served within the time required by the Federal Rules of Civil Procedure. Definitions and Instructions 1. Whenever an interrogatory asks for the description or identification of a Civil Action No.

document, such identification or description shall include, but not be limited to, the nature and contents thereof, the date thereof, the identification of the addressee, the identification of the author or endorser, and sufficient information to enable a party to identify it for purposes of a Request for Production of Documents or a Subpoena Duces Tecum. 2. Whenever an interrogatory asks for the description or identification of a

document, a copy of such document may be attached to the answer to the interrogatory rather than describing it in accordance with the foregoing definition.

3.

The term person shall include individual persons, firms, associations,

partnerships, or corporation, Whenever a request is made for the name or identity of such a person, the answer shall state in addition to the full name of such person, his, her, or its present home and business addresses, and if that be not known, the answer shall so state and shall further state his or its last known address and the last known date he, she, or it resided or was located at those addresses. 4. You or your is defined to include the party to whom this discovery is

directed, his agents, representatives, attorneys, experts, investigators, insurers, or anyone acting on behalf of the foregoing. 5. These interrogatories are continuing in character so as to require you to file

supplementary answers if you obtain further or different information in the future. Interrogatories 1. Please fully identify all property which is now or has been owned by Jack H.

Boyajian within the past two years, or in which Jack H. Boyajian. has or had a legal or equitable interest. In your identification, please state any encumbrances on such properties and the lienholders thereof. ANSWER:

2.

If any property identified in your answer to Interrogatory No. 1 has been

transferred, please identify the date of transfer, the transferee, and the consideration for the transfer. ANSWER:

3.

Please identify each and every bank account in which Jack H. Boyajian has funds,

stating each account number, the nature of the account and the balance in the account. ANSWER:

4.

Please identify all personal property of a value in excess of $1,000.00 owned by

Jack H. Boyajian from January 1, 1999 to present. ANSWER:

5.

Please identify all transfer by Jack H. Boyajian of any property identified in

response to the preceding interrogatory, including but not limited to the date of such transfer, the identity of each transferee, and the consideration for each transfer. ANSWER:

6.

Please identify all persons or entities for whom you have performed or agreed,

either orally or in writing, to perform any collection work since January 1, 1999, including any persons or entities as to whom there existed as of January 1, 1999 an agreement, either oral or in writing, to perform any collection work. ANSWER:

7.

Please identify all persons or entities whose accounts you have had in collection

at any time since January 1, 1999, including in your response: a. b. c. d. the name of such person or entity, the home and employment addresses of such person or entity, the name and address of the creditor to whom the debt is owed, the name, address, and telephone number of your contact person or persons with the creditor, e. f. g. ANSWER: the amount of the debt assigned to or contracted to you for collection, the amount paid as of the date of your response, and the amount remaining due and owing as of the date of your response.

Request for Production of Documents In accordance with Rule 34 of the Federal Rules of Civil Procedure, the Plaintiff requests that the Defendant produce, within thirty (30) days after service hereof, at the Law Office of [Counsel for Plaintiff], the following: 1. All documents identified in response to the preceding interrogatories.

RESPONSE:

2.

All statements issued since January 1, 1999, by any banking or savings institution

showing the funds held in those institutions by you. RESPONSE:

3.

All tax returns filed by you with the United States and the Commonwealth of

Virginia since January 1, 1999. RESPONSE:

4.

All documents showing the names and addresses of all debtors whose accounts

you have had in collection at any time since January 1, 1999, and amounts paid to date and amounts remaining due and owing as to each debtor. RESPONSE:

5.

All statements sent by you to each and every one of the persons or entities for

whom you have performed or agreed to perform any collection work since January 1, 1999. RESPONSE:

6.

The deed to any real property in which you have any degree of legal or equitable

ownership interest. RESPONSE:

7. interest.

The titles to any motor vehicles in which you have any degree of ownership

RESPONSE:

Respectfully submitted, [Consumer] By Counsel ______________________________________ [Counsel for Plaintiff] Counsel for Plaintiff CERTIFICATE OF SERVICE I hereby certify that a true and accurate copy of the foregoing was mailed, first class, postage prepaid, to: [Counsel for Defendants] on this ________ day of December, 2004.

________________________________ [Counsel for Plaintiff]