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The intersected Search

Prepared for Jezzabel Kay


October 27, 2011

Prepared By:
Test Agent Lic #22222, AHS,AHWD,NUMBER1EXPERT No office 1 123 NE 82nd St Suite 500 Miami, FL 33138 Office: 3025551213 Mobile: 3025551213 Fax: 3015555555 Home: 3025551213 Email: TestAgent1@homesmediasolutions.com

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Lic #22222, AHS,AHWD,NUMBER1EXPERT


Homes Media Solutions The accuracy of all information is deemed reliable, but is not guaranteed.

Test Agent
Affiliation
No office 1 123 NE 82nd St Suite 500 Miami, FL 33138 Office 3025551213 Mobile 3025551213 Fax 3015555555

Experience Education Professional Associations Personal Information

Homes Media Solutions

The accuracy of all information is deemed reliable, but is not guaranteed.

Our Company
We have been conducting business in the local area for many years. We have and continue to work hard to gain the respect of these many distinguished communities. This recognition is built upon a respect for our clients and neighbors. We hope your experience with us will further this reputation of personalized service and client satisfaction. Our company is comprised of people who live and work in the surrounding communities. We have personal knowledge of each neighborhoods nature, and growth possibilities. Based on this we hope to find the perfect fit for you and your family. Every community is different. Whether your focus is schools, shopping, transportation, or recreational facilities our associates will draw upon their knowledge of the local areas to find the ideal property to meet your needs. We supplement this high-touch philosophy, with a high tech edge. We have quick access to local MLS computers and software to help us analyze local market conditions. If you are one of the growing number of real estate investors, our commercial division is more than capable to provide our clients with commercial and income property opportunities. Our best asset is our people. Our dedicated and talented staff of professionals will make every effort to make sure your transaction goes as smoothly as possible. We understand that we need to earn your business. We hope the level of detail found within this Comparative Market Analysis helps you with your decision making process. We want to do as much as possible to give you the information you need to price and market your most valuable asset - your home.

Prepared by Test Agent

Lic #22222, AHS,AHWD,NUMBER1EXPERT


Homes Media Solutions The accuracy of all information is deemed reliable, but is not guaranteed.

Understanding the Buying Process


Do you really need to hire a real estate professional to help you buy a property? It depends if you have the time. A real estate professional brings the Experience, Contacts, and sources of information, to get the job done right. Without a real estate professional would it go as smooth as it could? Would it give you more time with your family? Would you be able to negotiate a better price? The buyers professional agent does a lot more than find a property to earn their commission: Pre-qualification You need to determine your buying power. Buyer power is defined by your financial reserves plus your borrowing capacity. This keeps your search goals realistic. Given information about your available savings, income and current debt, a real estate professional can refer you to the best-qualified lenders to help you. Selecting The Right Property Target your Searching. There are thousands of properties for sale. A real estate agent can help you focus on the ones that meet your budget and requirements. Knowing where to look. Sometimes the home you are seeking is available but not publicly advertised. Real estate professionals have many resources to assist you. Being objective. Only you can make the final decision of the right property. A real estate professional can provide objective information about each home (neighborhood data, utilities, schools, zoning, etc.) so your decision is well informed, considering today and a future resale.

Negotiating concerns much more than just agreeing to a fair price. Some of these other issues might be: Terms and Financing. Date of Possession. The inclusion/exclusion of repairs or furnishings and distribution of incidental costs. Time for inspections before you are bound to complete the purchase. A real estate professional can advise you to which inspections are required or recommended.

Monitoring Managing the daunting amount of steps. The process of appraisals, inspections, and financing involves a lot of possible challenges. Many required legal forms and processes need to be completed and the process managed correctly.

Renegotiating and Closing/Settling Experience reading and following complicated escrow instructions. Your real estate professional is the best person to objectively help you understand these issues and move the transaction to closing/settlement. Organizing inspectors and other professionals involved in the transaction. Your agent can meet and negotiate regarding repairs needed to complete your contract. Industry contracts provide great resources for other professionals in many areas with knowledge as to their past skill and reliability.

Prepared by Test Agent

Lic #22222, AHS,AHWD,NUMBER1EXPERT


Homes Media Solutions The accuracy of all information is deemed reliable, but is not guaranteed.

Buyer Consultation

Item
Explain the need to meet with a Lender to determine if buyer is qualified to buy Review overall market conditions Explain the risks of HUD, Short Sales, and Foreclosure Properties Review Search Criteria and identify "Must Haves" Find out what neighborhood and school information may be important Describe the necessary financial documents the Lender will need Identify homes to tour onsite Sign Buyer Broker Agreement (a.k.a. Exclusive Representation Agreement) Conduct the Buyer Tour Discuss offer strategies and terms and make the offer Explain the importance of critical time periods Choose a licensed Home and Termite Inspector
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Completed

Lic #22222, AHS,AHWD,NUMBER1EXPERT


Homes Media Solutions The accuracy of all information is deemed reliable, but is not guaranteed.

Buyer Consultation

Item
Discuss the benefits of a Home Warranty Select a Home Insurance provider

Completed

Prepared by Test Agent

Lic #22222, AHS,AHWD,NUMBER1EXPERT


Homes Media Solutions The accuracy of all information is deemed reliable, but is not guaranteed.

Prepared by Test Agent

Lic #22222, AHS,AHWD,NUMBER1EXPERT


Homes Media Solutions The accuracy of all information is deemed reliable, but is not guaranteed.

Tour Analysis

Number of Listings Lowest List Price Average List Price Highest List Price Average Price/SqFt Average DOM

5 $119,000 $139,580 $158,900 $100 52

4363 Agate St 10522 Cameo Ct 14527 Rosemary Dr 4272 Avon St 12023 CALABASH $0 $50,000 $100,000 $150,000 $200,000

Prepared by Test Agent

Lic #22222, AHS,AHWD,NUMBER1EXPERT


Homes Media Solutions The accuracy of all information is deemed reliable, but is not guaranteed.

Property Currently for Sale

12023 CALABASH City/Area: Fontana Beds: 3 Baths: 2 Sq. Ft.: 953 Year/Age: 1987 Lot Size: 3,600.00 Map Code: 922j4

MLS#: S652096 List Price: $119,000 Sold Price: $/Sq. Ft.: $125 List Date: 02/22/2011 Sold Date: Expired Date: DOM/MT: 39

Interior Features: Cooling: Room Refrig Air; Dining Area: Family Kitchen; Disability Access: 2+ Access Exits; Fireplace Fuel: Other; Fireplace Location: Other; Floors: Carpet - Partial; Heat: Central; Stories: One Level; Fireplace: Y; Remarks:
School Information:
District:
FONTANA UNIFIED

Neighborhood Information:
Median Income: Avg. Income w/Children: Household w/Children: Married Households: Avg. Age: Adult HS Grads: Adult College Grads: Avg. Age of Housing: Owner Occupied Housing:

$64,418 $65,317 65.6% 69.9% 26 88.9% 17.3% 9 83.6%

Grade Range: Schools: Student Enrollment: Student Teacher Ratio: Expenditures per Student: Private School Enrollment: Students to 4 Year College: Students to 2 Year College: Avg SAT Score: Avg ACT Score:

K - 12 44 41,930 23.4 to 1 $9,637 6.8% 20.0% 28.0% 898 N/A

Prepared by Test Agent

Lic #22222, AHS,AHWD,NUMBER1EXPERT


Homes Media Solutions The accuracy of all information is deemed reliable, but is not guaranteed.

Property Currently for Sale

4272 Avon St City/Area: Riverside Beds: 4 Baths: 3 Sq. Ft.: 2,709 Year/Age: 1944 Lot Size: 13,068.00 Map Code: 644D7

MLS#: P784401 List Price: $125,000 Sold Price: $/Sq. Ft.: $46 List Date: 06/06/2011 Sold Date: Expired Date: DOM/MT: 106

Interior Features: Cooling: Other; Dining Area: Other Dining; Disability Access: None; Floors: Carpet - Partial; Heat: Other Heating; Stories: One Level; Fireplace: N; Remarks: Great for investment property. Great Rental. Submit!! BUYER TO VERIFY FOR SQFT AND PERMITS. THIS PROPERTY MIGHT NOT QUALIFY FOR FHA FINANCING. PLEASE CHECK WITH LENDER BEFORE SUBMITTING CONVENTIONAL OR FHA.
School Information:
District:
JURUPA UNIFIED

Neighborhood Information:
Median Income: Avg. Income w/Children: Household w/Children: Married Households: Avg. Age: Adult HS Grads: Adult College Grads: Avg. Age of Housing: Owner Occupied Housing:

$53,621 $53,205 48.7% 63.1% 31 78.6% 13.1% 22 83.3%

Grade Range: Schools: Student Enrollment: Student Teacher Ratio: Expenditures per Student: Private School Enrollment: Students to 4 Year College: Students to 2 Year College: Avg SAT Score: Avg ACT Score:

K - 12 25 21,043 22.4 to 1 $9,649 5.9% 28.0% 38.0% 900 195

Prepared by Test Agent

Lic #22222, AHS,AHWD,NUMBER1EXPERT


Homes Media Solutions The accuracy of all information is deemed reliable, but is not guaranteed.

Property Currently for Sale

14527 Rosemary Dr City/Area: Fontana Beds: 2 Baths: 1 Sq. Ft.: 786 Year/Age: 1951 Lot Size: 9,240.00 Map Code: 604C6

MLS#: R1104929 List Price: $145,000 Sold Price: $/Sq. Ft.: $184 List Date: 07/24/2011 Sold Date: Expired Date: DOM/MT: 10

Interior Features: Fireplace: N; Remarks: Property has new interior, exterior paint, floors, remodel kitchen, MUST SEE to appreciate!!!
School Information:
District:
FONTANA UNIFIED

Neighborhood Information:
Median Income: Avg. Income w/Children: Household w/Children: Married Households: Avg. Age: Adult HS Grads: Adult College Grads: Avg. Age of Housing: Owner Occupied Housing:

$46,799 $52,836 63.0% 55.9% 24 77.3% 8.9% 19 73.7%

Grade Range: Schools: Student Enrollment: Student Teacher Ratio: Expenditures per Student: Private School Enrollment: Students to 4 Year College: Students to 2 Year College: Avg SAT Score: Avg ACT Score:

K - 12 44 41,930 23.4 to 1 $9,637 6.8% 20.0% 28.0% 898 N/A

Prepared by Test Agent

Lic #22222, AHS,AHWD,NUMBER1EXPERT


Homes Media Solutions The accuracy of all information is deemed reliable, but is not guaranteed.

Property Currently for Sale

10522 Cameo Ct City/Area: Riverside Beds: 3 Baths: 2 Sq. Ft.: 1,118 Year/Age: 1977 Lot Size: 6,969.00 Map Code: 714D5

MLS#: P796328 List Price: $150,000 Sold Price: $/Sq. Ft.: $134 List Date: 09/06/2011 Sold Date: Expired Date: DOM/MT: 22

Interior Features: Fireplace: Y; Remarks: 3 BEDROOM 2 BATHROOM HOUSE WITH A BEAUTIFUL BACK YARD, BUILD-IN BBQ, PALM TREES, VERY NICE BLOCK WALL FANCE. THE BEST HOUSE IN THE NEIGHTBORHOOD.
School Information:
District:
ALVORD UNIFIED

Neighborhood Information:
Median Income: Avg. Income w/Children: Household w/Children: Married Households: Avg. Age: Adult HS Grads: Adult College Grads: Avg. Age of Housing: Owner Occupied Housing:

$45,692 $49,243 54.5% 66.7% 27 82.1% 17.0% 30 58.0%

Grade Range: Schools: Student Enrollment: Student Teacher Ratio: Expenditures per Student: Private School Enrollment: Students to 4 Year College: Students to 2 Year College: Avg SAT Score: Avg ACT Score:

K - 12 22 19,869 22.3 to 1 $11,568 12.2% 22.0% 41.0% 959 200

Prepared by Test Agent

Lic #22222, AHS,AHWD,NUMBER1EXPERT


Homes Media Solutions The accuracy of all information is deemed reliable, but is not guaranteed.

Property Currently for Sale

4363 Agate St City/Area: Riverside Beds: 2 Baths: 2 Sq. Ft.: 1,407 Year/Age: 1940 Lot Size: 32,670.00 Map Code: 684E1

MLS#: P787885 List Price: $158,900 Sold Price: $/Sq. Ft.: $113 List Date: 07/05/2011 Sold Date: Expired Date: DOM/MT: 84

Interior Features: Cooling: Central; Dining Area: Formal Dining Rm; Disability Access: None; Fireplace Fuel: Other; Fireplace Location: Other; Floors: Other; Heat: Forced Air; Stories: One Level; Fireplace: Y; Remarks: NICE PROPERTY WITH BIG LOT READY FOR NEW HOMEOWNERS
School Information:
District:
JURUPA UNIFIED

Neighborhood Information:
Median Income: Avg. Income w/Children: Household w/Children: Married Households: Avg. Age: Adult HS Grads: Adult College Grads: Avg. Age of Housing: Owner Occupied Housing:

$53,621 $53,205 48.7% 63.1% 31 78.6% 13.1% 22 83.3%

Grade Range: Schools: Student Enrollment: Student Teacher Ratio: Expenditures per Student: Private School Enrollment: Students to 4 Year College: Students to 2 Year College: Avg SAT Score: Avg ACT Score:

K - 12 25 21,043 22.4 to 1 $9,649 5.9% 28.0% 38.0% 900 195

Prepared by Test Agent

Lic #22222, AHS,AHWD,NUMBER1EXPERT


Homes Media Solutions The accuracy of all information is deemed reliable, but is not guaranteed.

Loan Analysis
Sample Monthly payment based on Principal, Interest, Taxes, and Insurance #
1

Address

Price

Loan 1
3.50%

Loan 2
3.50%

Loan 3
2.70%

12023 CALABASH
Down Payment:

$119,000

$669
$11,900

$606
$23,800

$623
$11,900

4272 Avon St
Down Payment:

$125,000

$703
$12,500

$637
$25,000

$654
$12,500

14527 Rosemary Dr
Down Payment:

$145,000

$816
$14,500

$738
$29,000

$759
$14,500

10522 Cameo Ct
Down Payment:

$150,000

$844
$15,000

$764
$30,000

$785
$15,000

4363 Agate St
Down Payment:

$158,900

$894
$15,890

$809
$31,780

$832
$15,890

Loan Scenarios
Loan 1: Loan 2: Loan 3: Term 30 Years 30 Years 30 Years Rate 3.50% 3.50% 2.70% Down 10.00% down 20.00% down 10.00% down Prepared by Test Agent Tax 1.00% tax 1.00% tax 1.00% tax Insurance Rate 1.00% 1.00% 1.00%

Lic #22222, AHS,AHWD,NUMBER1EXPERT


Homes Media Solutions The accuracy of all information is deemed reliable, but is not guaranteed.

Buyer Comment Sheet

12023 CALABASH
City/Area: List Price:
Beds: 3 Sq. Ft.: 953 Lot Size: 3600

Fontana, CA 92335 $119,000


Baths: 2 Showing Appeal: Overall Condition::

Poor (1)

Average (2)

Good (3) Excellent (4)

Comments:

Prepared by Test Agent

Lic #22222, AHS,AHWD,NUMBER1EXPERT


Homes Media Solutions The accuracy of all information is deemed reliable, but is not guaranteed.

Buyer Comment Sheet

4272 Avon St
City/Area: List Price:
Beds: 4 Sq. Ft.: 2709 Lot Size: 13068

Riverside, CA 92509 $125,000


Baths: 3 Showing Appeal: Overall Condition::

Poor (1)

Average (2)

Good (3) Excellent (4)

Comments:

Prepared by Test Agent

Lic #22222, AHS,AHWD,NUMBER1EXPERT


Homes Media Solutions The accuracy of all information is deemed reliable, but is not guaranteed.

Buyer Comment Sheet

14527 Rosemary Dr
City/Area: List Price:
Beds: 2 Sq. Ft.: 786 Lot Size: 9240

Fontana, CA 92335 $145,000


Baths: 1 Showing Appeal: Overall Condition::

Poor (1)

Average (2)

Good (3) Excellent (4)

Comments:

Prepared by Test Agent

Lic #22222, AHS,AHWD,NUMBER1EXPERT


Homes Media Solutions The accuracy of all information is deemed reliable, but is not guaranteed.

Buyer Comment Sheet

10522 Cameo Ct
City/Area: List Price:
Beds: 3 Sq. Ft.: 1118 Lot Size: 6969

Riverside, CA 92505 $150,000


Baths: 2 Showing Appeal: Overall Condition::

Poor (1)

Average (2)

Good (3) Excellent (4)

Comments:

Prepared by Test Agent

Lic #22222, AHS,AHWD,NUMBER1EXPERT


Homes Media Solutions The accuracy of all information is deemed reliable, but is not guaranteed.

Buyer Comment Sheet

4363 Agate St
City/Area: List Price:
Beds: 2 Sq. Ft.: 1407 Lot Size: 32670

Riverside, CA 92509 $158,900


Baths: 2 Showing Appeal: Overall Condition::

Poor (1)

Average (2)

Good (3) Excellent (4)

Comments:

Prepared by Test Agent

Lic #22222, AHS,AHWD,NUMBER1EXPERT


Homes Media Solutions The accuracy of all information is deemed reliable, but is not guaranteed.

Estimate of Funds Required From Buyer


Low Middle High

Price
Down Payment Loan Fee Document Fee Appraisal Escrow Fee ALTA Title Recording Fees Misc. Charges

$169,900
$23,800 $952 $150 $350 $383 $100 $50 $250 $26,035

$247,000
$29,000 $1,160 $150 $350 $429 $100 $50 $250 $31,489

$247,000
$31,780 $1,271 $150 $350 $453 $100 $50 $250 $34,404

Total

Net1

Net2

Prepared by Test Agent

Lic #22222, AHS,AHWD,NUMBER1EXPERT


Homes Media Solutions The accuracy of all information is deemed reliable, but is not guaranteed.

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