Professional Documents
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DELPHOS HERALD
THE
50 daily
Delphos, Ohio
Telling The Tri-Countys Story Since 1869
Inmates help make pound dogs
more adoptable, p3
Blue Jay offense overpowers
Spencerville, p6
Upfront
Forecast
Obituaries 2
State/Local 3
Politics 4
Community 5
Sports 6-7
Business 8
Classifieds 9
TV 10
World news 11
Index
Mostly cloudy
Thursday
with 30 per-
cent chance
of light rain,
snow. High
in upper 30s. See page 2.
www.delphosherald.com
WRAPUP
Each year at this time,
The Herald staff takes a look
back at the happenings in the
area in the past year. Here
is the first of four year-end
wrapups.
January
Jan. 7
Delphos Police Chief Kyle
Fittro was named the Optimist
Clubs Law Enforcement
Officer of the Year. Fittro
was presented a plaque by
Optimist Club President
Michael Friedrich. Mayor
Michael Gallmeier applauded
Fittro for his dedication to
serve and protect.
Jan. 8
The construction on the
Delphos Senior Villas was
on schedule, with an esti-
mated completion date set
in July. All the buildings
are framed and were work-
ing on the interior, L&W
Associates Site Manager Jim
Ballard said. The project was
funded with $5 million from
the Ohio Housing Agency,
$4.5 million in credits from
the federal stimulus program
and $600,000 from a state
housing fund.
Jan. 10
The Delphos New Years
Baby was announced as
Keenan Vincent Martz. He
was born at 8:09 p.m. on Jan.
6, 2011, at St. Ritas Medical
Center to Michael and Tricia
Martz. He weighed 6 pounds,
11 ounces and was 20 inches
long. He was welcomed home
by siblings Alexis, Cohen and
Grady Martz. Grandparents
are Mike and Marty Clark
and Joe and Diane Martz.
Great-grandparents are Helen
Clark and the late Edward
Clark, the late Vincent and
Helen Metzner, Eileen Martz
and the late Melvin Martz and
the late Harold and Lucille
Harpster, all from Delphos.
Keenans great uncle Nick
Clark was the Delphos New
Years Baby 48 years earlier.
Republican John Kasich
succeeded one-t erm
Democrat Ted Strickland as
Ohios governor, promising
a businessmans approach to
policy that he hoped would
restore economic security
and add jobs. The 58-year-
old Kasich took his oath of
office at 12:01 a.m. in front
of more than 150 specta-
tors.
Jan. 13
Sarah Jane Living Center
was named one of the top
25 in customer satisfac-
tion, according to the 2010
Nursing Home Family
Satisfaction Survey by the
Ohio Department of Aging.
Sarah Jane Living Centers
satisfaction score was 96.9,
with the state average being
87.93.
Jan. 27
After a year-long search
for a permanent pastor, St.
Peter Lutheran Church gave
the position to Rev. Angela
Khabeb, from Omaha,
Nebraska. I am excited
about being here at St. Peter,
Khabeb said. There is a won-
derful energy, the congrega-
tion is fantastic. They want to
do things, theyre involved.
Here you dont have to pull
teeth to get them to partici-
pate and thats gold- its just
gold.
Jan. 27
The Delphos Eagles
donated proceeds to area
schools and organizations.
President Randall Murray
and other officers were
on hand to give checks to
both Delphos schools,
Spencerville, Fort Jennings,
Ottoville, Lincolnview, Van
File photos
New Years Baby Keenan Vincent Martz was welcomed home by siblings Alexis, above
center, Cohen, right, and Grady Martz. He was born Jan. 6 at St. Ritas Medical Center
to Michael and Tricia Martz of Delphos.
Delphos Police Chief Kyle Fittro was named the Optimist
Clubs Law Enforcement Officer of the Year. Fittro was
presented a plaque by Optimist Club President Michael
Friedrich.
Reagan Ulm and her mom, Lisa, race down the side of the Delphos-Gillmor Reservoir
the afternoon of Jan. 11.
See WRAPUP, page 2
Postal museum
sets gala event
The Delphos Museum of
Postal History is organizing
a Night at the Museum
gala event for Feb. 19.
Cocktails, hors doevres
and a buffet dinner will be
included the evening of
unveiling several new exhib-
its, marking a few dedica-
tions, recognitions and a
very unique art display.
As part of the unique
display, the museum is call-
ing for mail art. Artists from
the US and around the world
are invited to submit origi-
nal art based on the theme:
Going Postal - Whats It
To You? All media and
techniques will be accepted
as long as it is sent via
postal services with the post-
age paid by participant.
Sizes from post card (4
x 6 [10 cm x 15 cm]) up to
8 1/2 x 11 will be accepted.
No jury, no fees, no returns.
Provide name, address,
email and title of mail art.
Send to:
Judy Grone
6005 Defiance Trail
Delphos, OH 45833 USA
All submissions will
be on exhibit exclud-
ing offensive, racist, or
discriminatory images.
Deadline to receive
Mail Art is Feb. 11.
For more informa-
tion, email judygrone@
hotmail.com. Send
j-pegs to Gary Levitt at
Benet set Sunday
A benefit for Mary
Schramm to help defray med-
ical expenses from battling
cancer will be held from noon
to 6 p.m. Sunday at VFW
Post 3035, 213 W. Fourth St.,
Delphos. The meal includes:
sausage, mashed potatoes,
kraut, beef and noodles,
roll and dessert for $6.
A DJ, raffles and a
50/50 are also planned.
Local top cop
reviews 2011
BY MIKE FORD
mford@delphosherald.com
DELPHOS As 2011
comes to an end, city depart-
ments are submitting reports
to the mayor. The reports
summarize the departments
activities over the previous 12
months and for law enforce-
ment, the year was chaotic.
Chief Kyle Fittro said the
sky seemed to fall this sum-
mer because of personnel
issues compiled with average
summer arrest numbers but
his officers handled it well.
This was one of the bus-
ier years Ive seen in a long
time, especially from June to
the end of September. Most
of our arrests were made in
that time period but we were
short-staffed and the guys
were working 12 and 14-hour
shifts. They were working on
their days off, so sometimes,
they were working seven
days a week and on top of
that, they were very, very
busy. It was a very hectic
year, he said.
Fittro said there was turn-
over and medical issues in
2011. The department has
four dispatchers that cover
all 168 hours in each week,
with some help from officers.
When one of the dispatch-
ers resigned, the other three
dispatchers began working
12-hour shifts without getting
to take vacations as the search
began for a replacement.
The chief said the civil
service position takes nearly
6 months to fill from day
one to the time the new dis-
patcher can function on his
or her own. A test must be
prepared, administered and
scored. Then two rounds of
interviews are conducted and
decisions are made, as well
as background checks and
physicals performed. Once
someone is hired, it takes
about two months to train the
new dispatcher to the point
of working without another
dispatchers assistance.
Fittro said this was going
on at the same time as three
auxiliary officers took full-
time jobs elsewhere, a fourth
auxiliary officer retired and
while the chief and two other
officers were out for sever-
al weeks each with medical
issues. At times, the depart-
ment was down 6-8 people
and everyone else had to
work extended shifts to cover
for those who were out.
When you also consider
that were operating with less
money and trying to figure
out how to pay all this over-
time to cover for those who
werent here, it made 2011 a
very difficult year in terms of
scheduling and keeping cops
here, just because of the cir-
cumstances, Fittro said.
The year included nota-
ble cases, such as an inci-
dent where a man assaulted
a senior citizen in the search
for drug money. Fittro said
the number of arrests was
not unusually high but, in
any year, if drugs and alcohol
were not in the picture, the
statistic would be drastically
lower.
In terms of the number of
arrests, the year was similar
to previous ones. Drugs are
always a factor but some-
times you cant prove a link.
Often, there is anecdotal evi-
dence when you investigate
a theft, for example. A lot of
crimes are based in drug use
but you may not be able to
prove it unless they confess
to the crime and admit their
motivation was drug-related.
Otherwise, a lot of times, its
impossible to link the theft
with drugs, he said.
In 2011, the department
used donated funds to pur-
chase an unmarked car for
detectives. Also free of
charge, Delphos PD received
an Intoxilyzer 800 alcohol
testing machine from the
state.
The chief noted some
maintenance issues, saying
he revised and rewrote the
policy and procedures manual,
which had not be revisited in
11 years. He also revised the
records retention schedule and
this hadnt been done in 18
years. The department cleaned
its offices and removed six
truckloads of trash.
Looking ahead at 2012,
the department plans to add
AR-15 patrol rifles in all
cruisers with donated funds.
Also free of charge, the
department gets DNA testing
kits from the state. This is
because the legislature passed
a law requiring all persons
arrested for felony offenses to
have their DNA collected by
the police department making
the arrest.
We swab their mouths and
send it in; the state keeps it on
file for comparative purposes
if the person commits another
crime. From a police stand-
point, this is fantastic because
if we go to the scene of a
burglary, for example, and the
unknown perpetrator has cut
himself and there are two
drops of blood, we can collect
it, feed it into the database
and, if he has been arrested
for a felony in the past, we got
him, Fittro said.
The departments 2011 statistics are as follows:
Officers took 1,082 separate written reports;
Officers handled 174 separate car accidents within the
city limits;
Officers made 773 separate arrests;
Officers responded to 7,658 separate calls for service;
Detectives worked 40 separate long term investiga-
tions. This yielded 67 felony charges against 38 different
people. Many of them career criminal types that plague
the city;
The department as a whole made 840 arrests;
Various officers attended 25 separate training semi-
nars. Nearly all free;
Fittro gave 8 drug related seminars to different groups
in Delphos;
Police conducted 4 positive reinforcement seat belt
campaigns within the city;
Gave 4 guided tours of the building. Totaling approxi-
mately 200 people;
Conducted 1 OVI checkpoint;
Received $14,270 in donation money; and
Continued its partnership with the West Central Ohio
Crime Task Force and still have Investigator Ben Becker
assigned there full time.
This was one
of the busier
years Ive seen
in a long time,
especially from
June to the end of
September. Most
of our arrests
were made in that
time period but we
were short-staffed
and the guys were
working 12 and
14-hour shifts.
Delphos Police
Chief Kyle Fittro
Cheetah the
chimp from 1930s
Tarzan icks dies
PALM HARBOR, Fla.
(AP) A Florida animal
sanctuary says Cheetah the
chimpanzee sidekick in the
Tarzan movies of the early
1930s has died at age 80.
The Suncoast Primate
Sanctuary in Palm Harbor
announced that Cheetah died
Dec. 24 of kidney failure.
Sanctuary outreach
director Debbie Cobb on
Wednesday told The Tampa
Tribune that Cheetah was
outgoing, loved finger paint-
ing and liked to see people
laugh. She says he seemed to
be tuned into human feelings.
Cheetah was the comic
relief in the Tarzan films that
starred American Olympic
gold medal swimmer Johnny
Weissmuller. Cobb says
Cheetah came to the sanctu-
ary from Weissmullers estate
sometime around 1960.
(Continued from page 1)
Elida schools athletic
departments, the Delphos
Tri-County Wrestling Club
and Cattlemens Association,
among others.
Jan. 29
Jack and Peggy Adams
announced their hopes to turn
the Peltier home into a bed
and breakfast. The couple
had been working on reno-
vating the home for more
than a year.
February
Feb. 2
Delphos City crews
worked from 2 a.m. on,
plowing streets and removing
giant piles of snow following
a heavy winter storm. Van
Wert County issued a Snow
Emergency, with all roads
closed and only emergen-
cy vehicles allowed on the
roadways. Allen and Putnam
Counties were under a Level
2 Advisory.
The Treasure Hunters
Roadshow set up shop at
the Microtel Inn and Suites.
Delphos residents brought
jewelry, gold, silver, various
collectibles, antiques, rare
books and historical items,
not to be appraised, but to sell
to the Roadshow team, led by
Fred Dillon Jr.
Punxatawny Phil and
Buckeye Chuck predicted an
early spring.
Feb. 3
Delphos mourned the
passing of coaching icon Bob
Arnzen, who passed away
at the age of 83. When he
retired at the end of the 1992-
93 season, with 696 victo-
ries throughout his career at
the helm of the St. Johns
boys basketball program,
the gymnasium at St. Johns
was renamed the Robert A.
Arnzen Gymnasium.
Feb. 21
Boy Scout Justin Fischer,
18, obtained Eagle Scout
rank after completing his
project, two stone monu-
ments at Ottoville Park com-
memorating the history of the
Miami Erie Canal. Fischer
was a senior at Ottoville High
School and finished the proj-
ect in October of 2010.
Feb. 22
It was announced that St.
Johns High School Senior
Tyler Koester would be head-
ed to Washington D.C., in the
spring after being declared a
state winner of the American
Legion and American Legion
Auxiliary Americanism &
Government Program. Koester,
son of Mark and Sherri Koester,
scored 98 out of a possible 100
points on the test.
Feb. 28
Nearly three inches of rain
overnight and melting snow
caused Flat Fork Creek to
leave its banks at Waterworks
Park in the early morning,
flooding Suthoff, Hunt and
other surrounding streets.
Throughout the state, thou-
sands were without power
and roads and homes were
flooded. Threats included tor-
nadoes in some areas.
March
Mar. 8
Stephanie Braun, Jefferson
High School math teacher
and member of the Delphos
Education Association
received the NWOEA District
Service Award. Winners are
selected with a particular
emphasis on high quality and
the award is considered a
hallmark of respect, NOEA
President Jerry Schlick said.
Mar. 11
Fort Jennings Schools,
grades K-6, participated
in The Worlds Largest
Concert, part of Music In
Our Schools Month. The con-
cert used video to connect
students around the country
as they sang the same songs
at the same time.
Mar. 12
Sheryl Fetzer was given
the Jefferson Award for Up
To The Challenge, a program
that gives a positive lift to
special people overcoming
developmental challenges.
Fetzer began the program
with the help of local resident
Amy Hale. The two women
shared a bond as mothers of
special needs children.
Mar. 17
The Jefferson Lady
Wildcats ended their state
run, succumbing to the Lady
Warriors of Canal Winchester
Harvest Prep with a score of
55-52. I am very proud of
the girls and how they played
this year. These young ladies
played with heart and they
played hard every night,
Coach David Hoffman said.
Mar. 22
Two Fort Jennings Boy
Scouts earned the rank of
Eagle Scout. Petey VanLoo,
son of Pete and Nancy
VanLoo, completed his proj-
ect overseeing the building
of picnic tables for the sports
complex of Fort Jennings
High School. Spencer Dray,
son of Tom and Mary Dray,
coordinated a clothing and
book drive to benefit Putnam
County Thrift Store. Both
received assistance from fel-
low Scouts.
Mar. 23
Film legend Elizabeth
Taylor died at the age of 79
of congestive heart failure at
Cedars-Sinai Medical center,
surrounded by her four chil-
dren. She had been hospital-
ized for roughly six weeks
prior to her death, according
to publicist Sally Morrison.
Mar. 25
Middle Point siblings
Brent and Emily Niese
announced their intentions to
open Brentilys Steakhouse,
in the space formerly occu-
pied by Johnny As Grill
and Spirits sports bar. The
pair were making headway
on renovations and hoped to
open doors soon.
Mar. 31
The 2011 County Health
Rankings released by the
Robert Wood Johnson
Foundation and the University
of Wisconsin Population
Health Institute announced
Putnam County as no. 6, while
Van Wert was 39 and Allen
was 46. Each county was
judged on four factors: health
behaviors, clinical care, social
and economic and physical
environment factors.
2
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2 The Herald Wednesday, December 28, 2011
For The Record
www.delphosherald.com
FUNERAL
BIRTH
LOTTERY
LOCAL PRICES
WEATHER
POLICE
REPORT
The Delphos
Herald
Vol. 142 No. 151
Nancy Spencer, editor
Ray Geary, general manager
Delphos Herald Inc.
Don Hemple, advertising manager
Tiffany Brantley,
circulation manager
The Daily Herald (USPS 1525
8000) is published daily
except Sundays, Tuesdays and
Holidays.
By carrier in Delphos and
area towns, or by rural motor
route where available $1.48 per
week. By mail in Allen, Van
Wert, or Putnam County, $97
per year. Outside these counties
$110 per year.
Entered in the post office
in Delphos, Ohio 45833 as
Periodicals, postage paid at
Delphos, Ohio.
No mail subscriptions will be
accepted in towns or villages
where The Daily Herald paper
carriers or motor routes provide
daily home delivery for $1.48
per week.
405 North Main St.
TELEPHONE 695-0015
Office Hours
8 a.m.-5 p.m. Mon.-Fri.
POSTMASTER:
Send address changes
to THE DAILY HERALD,
405 N. Main St.
Delphos, Ohio 45833
CLEVELAND (AP)
These Ohio lotteries were
drawn Tuesday:
Mega Millions
23-32-33-39-43, Mega
Ball: 8
Estimated jackpot: $206 M
Megaplier
3
Pick 3 Evening
9-9-0
Pick 4 Evening
5-1-5-5
Powerball
Estimated jackpot: $20 M
Rolling Cash 5
09-27-30-33-37
Estimated jackpot:
$110,000
Ten OH Evening
01-04-07-08-09-11-12-14-
15-17-23-24-34-38-57-59-60-
67-70-73
Corn: $6.23
Wheat: $6.22
Beans: $11.76
ST. RITAS
A girl was born Dec. 27
to Sara Jewell and Adam
Pohlman of Delphos.
High temperature Tuesday
in Delphos was 36 degrees,
low was 32. Mixed precip-
itation was recorded at .49
inch. High a year ago today
was 28, low was 15. Record
high for today is 66, set in
2008. Record low is -17, set
in 1924.
LUCKE, John E., 66,
of Fort Jennings, Mass of
Christian Burial will begin
at 11 a.m. Thursday at St.
Joseph Catholic Church, Fort
Jennings, the Rev. Joseph
Przybysz officiating. Military
rites will follow after the Mass
by the Fort Jennings American
Legion. Visitation will be from
2-4 p.m. and 6-8 p.m. today
at Love-Heitmeyer Funeral
Home, Jackson Township,
and one hour prior to the mass
at the church on Thursday. A
scripture service will be held
at 4 p.m. and an American
Legion service at 7 p.m. today
at the funeral home. Memorials
may be made to a charity of the
donors choice. Condolences
may be expressed at lovefu-
neralhome.com.
WEATHER FORECAST
Tri-county
Associated Press
TONIGHT: Partly cloudy
through midnight then becom-
ing mostly cloudy. Lows in the
lower 20s. Southwest winds 5
to 15 mph.
THURSDAY: Mostly
cloudy with a 30 percent
chance of light rain and light
snow. Highs in the upper 30s.
Southwest winds 15 to 20
mph.
THURSDAY NIGHT:
Mostly cloudy with a 30 per-
cent chance of rain and snow.
Lows in the mid 30s.
FRIDAY: Mostly cloudy
with a 40 percent chance of
rain and snow. Highs in the
lower 40s.
FRIDAY NIGHT: Mostly
cloudy with a 20 percent
chance of snow. Lows in the
lower 30s.
SATURDAY, NEW
YEARS EVE: Partly cloudy.
Highs in the lower 40s. Lows
in the mid 30s.
NEW YEARS DAY:
Mostly cloudy with a 40 per-
cent chance of rain. Highs in
the mid 40s.
Delphos weather
The Jefferson Lady Wildcats ended their state run, succumbing to the Lady Warriors
of Canal Winchester Harvest Prep with a score of 55-52.
Wrapup
Delphos mourned the passing of coaching icon Bob Arnzen, who passed away at the age of 83.
Parked vehicle hit
Driver leaves
scene of crash
At 8:55 a.m. on Saturday,
a collision occurred when the
driver of one vehicle struck a
parked car while attempting
to turn.
The vehicle of Anthony
Morabito was legally parked
along North Scott Street,
facing southbound, when
Nichole Mason, 19, of
Delphos, attempted to pull
out of an east/west alley
and make a right-hand turn.
Mason struck Morabitos
vehicle with her own, caus-
ing non-functional damage
to both cars. There were no
injuries.
Mason was cited for failure
to maintain reasonable con-
trol.
At 9:31 a.m. on Friday, a
collision occurred when an
unknown vehicle struck a sec-
ond vehicle parked in a pri-
vate driveway.
The vehicle of Thomas
Wulfurst, of Delphos, was
parked in his driveway at 802
N. Franklin Street when an
unknown white vehicle struck
Wulfursts drivers side door
and fled the scene.
At 4:54 a.m. on Wednesday,
Delphos Police received a
phone call from Saint Ritas
Medical Center advising
a 43-year-old male from
Delphos had come into the ER
with a single gunshot wound
to the hand. A brief investiga-
tion revealed the male was at
his residence in the 800 block
of Skinner Street in Delphos
when the incident occurred.
The male said he had
been removing a loaded .357
Magnum from under his pil-
low with the intent of placing
the gun on his night stand,
when the gun accidentally dis-
charged and struck him in the
hand. Medical staff believed
the male to be intoxicated
upon his arrival at the ER.
At this point, city police
do not suspect foul play; how-
ever the incident does remain
under investigation.
Delphos man
shoots self in
hand
In 1943, Franklin D.
Roosevelt, Winston Churchill
and Charles de Gaulle met
in Casablanca, Morocco.
Franklin D. Roosevelts
meeting in Casablanca marked
the first time a U.S. president
left the countrys soil during
wartime.
1
Jeff Thiery
(419)222-6003
Mon-Fri. 7:00-6:00
SAT. 8:00-1:00
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Ear, Nose, Throat &
Sinus Associates
Now within earshot of
St. Ritas Audiology.
Some things are better together. Conveniently
located next to St. Ritas Audiology, we now
offer a more comprehensive range of quality
services for you and your loved ones. So
whether you want ENT, sinus, audiology,
hearing aids or some combination of all four,
one location is all you need.
For an appointment, call Ear, Nose, Throat &
Sinus Associates at 419-226-4300 or St. Ritas
Audiology at 419-226-9341.
Wednesday, December 28, 2011 The Herald 5
COMMUNITY
Happy Birthday
LANDMARK
www.delphosherald.com
Clark Mansion
Van Wert
Amish Cook shares
fun holiday recipes
BY LOVINA EICHER
These are some easy, fun
holiday recipes.
Blessings to all the
readers for a happy,
healthy New Year.
These recipes are
from my editors
new book, The
Amish Recipe
Project. They look
interesting to try!
P E A N U T
BUTTER FUDGE
2 cups sugar
1 1 /3 cups peanut butter
1 /2 cup milk
1 jar (7 ounces) marshmal-
low crme
In a saucepan bring sugar
and milk to a boil. Boil for 3
minutes. Remove from heat.
Add peanut butter and marsh-
mallow crme.
Mix well. Quickly
pour into a buttered
8 inch square pan.
Chill until set. Cut
into squares.
HOMEMADE
EGG NOG
5 cups milk
5 eggs
1 /2 cup sugar
1 teaspoons
vanilla
1 /8 teaspoon nutmeg
1 /8 teaspoon salt
Handful of ice cubes
Combine everything in
blender until the ice is shred-
ded. Serve cold.
SIMPLE SAUERKRAUT
CASSEROLE
1 lb. sauerkraut
1 cup. sugar
6 slices cooked bacon
1 tsp. black pepper
Mix sauerkraut, pepper
and sugar together in 1-1/2
quart dish. Cut bacon slices in
1 inch pieces and mix slightly
with sauerkraut.
Bake at 325 degrees for
2-1/4 hours
The Amish Recipe Project
can be ordered from Amazon.
com. For more videos, pic-
tures, and recipes, like The
Amish Cook Fan Page on
Facebook.
CALENDAR OF
EVENTS
TODAY
6 p.m. Shepherds of
Christ Associates meet in the
St. Johns Chapel.
7 p.m. Bingo at St.
Johns Little Theatre.
THURSDAY
9-11 a.m. The Delphos
Canal Commission Museum,
241 N. Main St., is open.
11:30 a.m. Mealsite
at Delphos Senior Citizen
Center, 301 Suthoff Street.
5-7 p.m. The Interfaith
Thrift Shop is open for shop-
ping.
FRIDAY
7:30 a.m. Delphos
Optimist Club, A&W Drive-
In, 924 E. Fifth St.
11:30 a.m. Mealsite
at Delphos Senior Citizen
Center, 301 Suthoff Street.
1-4 p.m. Interfaith Thrift
Store is open for shopping.
SATURDAY
10 a.m. to 2 p.m. Delphos
Postal Museum is open.
12:15 p.m. Testing of
warning sirens by Delphos
Fire and Rescue
1-3 p.m. The Delphos
Canal Commission Museum,
241 N. Main St., is open.
SUNDAY
HAPPY NEW YEAR!
MONDAY
11:30 a.m. Mealsite
at Delphos Senior Citizen
Center, 301 Suthoff Street.
7 p.m. Delphos City
Council meets at the Delphos
Municipal Building, 608 N.
Canal St.
Please notify the Delphos
Herald at 419-695-0015 if
there are any corrections
or additions to the Coming
Events column.
DEC. 29
Kelsey Britt
Dylan Stump
Stephanie Renner
Brian Strayer
Roger Diltz
Anna Spring
Logan Sickels
COLUMN
Announce you or your family members
birthday in our Happy Birthday column.
Complete the coupon below and return it to
The Delphos Herald newsroom,
405 North Main St., Delphos, OH 45833.
Please use the coupon also to make changes,
additions or to delete a name from the column.
THE DELPHOS HERALD
HAPPY BIRTHDAY COLUMN
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Address
Name Birthday
Name Birthday
Name Birthday
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Telephone (for verification)
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8 The Herald Wednesday, December 28, 2011
BUSINESS
www.delphosherald.com
WEBB
INSURANCE
AGENCY, INC.
)0.&t"650t#64*/&44t-*'&t)&"-5)
1-800-727-1113
212 W. High - Lima, 419-228-3211
138 N. Main - Bluffton, 419-358-4015
DEAR BRUCE: Our last
used car (13 years old) appeared
to be in decent condition when
we bought it, but it bled us dry
on repair costs before it finally
died. We thought we were being
prudent with our finances by
buying a used car, but this one
ended up being a money pit.
This experience has motivated
us to look for a much more
dependable used car to replace
this one. We are using Consumer
Reports as a source for reliability
data so we wont wind up with
another lemon. A Honda Civic is
appealing to us as a very reliable/
durable car.
Conventional wisdom says
the value of most new cars
goes down dramatically over
the first three years, but that
doesnt seem to be the case for
Hondas. According to Kelley
Blue Book, a 5-year-old Honda
Civic LX Sedan 4D with 57,500
miles from a dealer should cost
$15,765 (81 percent of the new
price). A 2-year-old Honda
Civic LX Sedan 4D with 24,500
miles should go for $19,215 (99
percent of the new price). A new
2012 Honda Civic, with zero
miles and a full warranty, costs
about $19,425. So does it really
make sense to purchase a Honda
or similar high-reliability car
used? What are your thoughts?
-- M.T., via email
DEAR M.T.: Like any
purchase, including a new car,
sometimes you are going to get
stung. Just because one used
car didnt work out would not
persuade me that buying used
cars is a bad idea. For many
years, when I was still raising
children and had school and
other expenses, I purchased used
cars and seldom regretted it.
As to the Civic and its
holding values, you mentioned
buying from a dealer. If you buy
a used car from a dealer (there
is nothing wrong with that), you
can expect to pay a great deal
more than you would on the
open market from an individual.
If you look carefully, you will
find a used automobile that will
cost considerably less to buy,
insure and operate.
By all means, before you
make the final decision on any
car, have a good mechanic
examine it. Expect to pay $200
to $300 for that inspection. It is
very much to your advantage.
I understand you have done
careful research, but I would
quarrel with the numbers you
have come up with. There is
no way in the world Id buy a
25,000-mile car for 99 percent of
the new price. I am sure you can
do a great deal better.
If you are very carefully
watching your budget, a good
used car is the way to go.
Understand, you just cant go out
on a Thursday night and decide
you want to buy one. It may
take a month or two and a fair
amount of diligence, but properly
executed, the search for the right
car is very rewarding.
DEAR BRUCE: We have
been trying to sell our home
for the last two months, but
we continue running into brick
walls. We have prominent buyers
who have money in hand and are
ready to close, but we cant. After
reading your columns, I decided
to ask for your advice.
When we were approved
for our home loan, we had one
mortgage company. After three
to four months, part of our
mortgage was sold to another
company. We then had to pay the
new mortgage company, which
was OK, just frustrating that we
had to deal with two companies.
We continued making payments
until we refinanced in 2007, and
now we have a new mortgage
through someone else.
Our problem lies with the
second company (the one to
which our original company sold
part of our mortgage). It is no
longer in business. I understand
it was shut down because
it failed to abide by federal
funding laws. This puts us in a
bind, because neither company
filed lien releases regarding our
mortgage, when it was paid in
full. I have contacted the bank
almost daily and get the same
answer: They will escalate it to
the reconveyance department,
but nothing ever happens.
How can I get the bank to
submit an affidavit stating that
it is the successor for Wilshire,
and that it has no interest in
our mortgage? Do I just hire an
attorney? Does the bank have
access to all the closed mortgages,
being as it acquired all the loans?
Do I have a legitimate reason to
sue the bank? How can I get a
satisfaction of title in the state of
Oklahoma? -- C.W., via email
DEAR C.W.: A mortgage can
be sold, not only once but maybe
three or four times. The original
lender may or may not enter
into an agreement with the new
owner to service the contract. Its
true that some lenders will issue
the lien releases and so forth,
but whats in it for them? If they
dont, have they lost anything?
Of course not.
Hire an attorney. Believe it
or not, thats what you should
have done originally. Using an
attorney for legal matters is not
a big deal, and it should not cost
you a bunch of money.
You ask whether you have
a legit reason to sue one of the
banks involved. The general
answer is that you can sue
anybody for anything. As to
whether there will be any award
or whether it will be sufficient to
cover your expenses, generally
speaking, the answer is no. As
to getting the satisfaction of title
in Oklahoma or anywhere else,
hire a professional. I know thats
not the answer you are looking
for, but for goodness sake, you
have been trying to sell your
house and the deals are not going
down because of a relatively
small problem. Bite the bullet
and spend the money. Good luck
with your new purchase.
Send your questions to Smart
Money, P.O. Box 2095, Elfers,
FL 34680. Send email to bruce@
brucewilliams.com. Questions of
general interest will be answered
in future columns. Owing to the
volume of mail, personal replies
cannot be provided.
Copyright 2011, United
Feature Syndicate
BRUCE WILLIAMS
Smart
Money
Driven to get a
good used car
Mulligans Pub and Bistro announces new manager
VAN WERT Mulligans
Pub and Bistro, located at
Hickory Sticks Golf Club on
U.S. 127 in Van Wert, would
like to announce its new man-
ager Kindra Butler. Butler
comes to Mulligans Pub and
Bistro with over 10 years
of restaurant experience, not
only in management but own-
ership and entrepreneurship.
Butlers responsibili-
ties will include restaurant
management, food services,
catering and event planning.
Butler hopes to take event
planning to a new level for
Van Wert to include corpo-
rate events, wine tastings,
VIP parties, and other events
including Ladies Night Out,
family nights, golf course
incorporated and other live
entertainment and outdoor
patio events.
Although Butlers official
start date is Jan. 1,
the Pub and Bistro
will be closed from
Dec. 30 through
April 1, 2012. Over
this shut-down
period, she will
still be available
for catering and
facility rentals and
event planning, but
other functions and
a grand re-opening
will take place after
April 1.
Our goal within this
shut-down period is to allow
Kindra the opportunity to
revamp the menu, carry-out
staff meetings and trainings
and prepare for next years
events and extended hours,
including Sunday Brunches,
stated Mark
White, co-owner
of Mulligans Pub
and Bistro. We
are really excited
to have Kindra
on board and feel
strongly that she
will take our vision
for the Pub even
further, making it
a destination of
choice within the
area, White added.
Butlers family includes
her husband Jerry, 2 step-
children and 2 step-grand-
children. She is an active
member of the Rotary Club
of Van Wert and enjoys
golfing, cooking and play-
ing piano. She is also an
active member of the Leota
Braun Foundation board in
Rockford and attends First
United Methodist Church in
Van Wert.
One of my main goals
with the Pub and Bistro is to
make it the place to go in
Van Wert for food, entertain-
ing and socializing, stated
Butler. I am looking for-
ward to utilizing this winter
to plan and prepare for a great
grand re-opening in Spring
2012 that will include great
customer service and a high
quality product.
Mulligans Pub and Bistro
will remain open under the cur-
rent menu and hours through
Friday. The kitchen hours are
Thursdays and Fridays 5-10
p.m. and Saturdays 4-10 p.m.,
with the bar remaining open
until midnight each of these
nights. The banquet facility
and Pub is also available for
private rentals and parties dur-
ing this time.
Butler
Survey: Home prices down
in most major US cities
By DEREK KRAVITZ
The Associated Press
WASHINGTON U.S. home prices fell
in most major cities for the second straight
month, further evidence that the housing
recovery will be bumpy and weigh on the
broader economy in 2012.
The Standard & Poors/Case-Shiller index
released Tuesday showed prices dropped in
October from September in 19 of the 20 cities
tracked.
The decline reflects the typical fall slow-
down after the peak buying season. Prices had
risen modestly in April through August in at
least half of the cities tracked.
Still, home prices have fallen roughly 32
percent nationwide since the housing bubble
burst five years ago and are back to 2003 lev-
els, according to the index.
Prices are even lower in hard-hit areas,
such as Atlanta, Cleveland, Detroit, Phoenix
and Las Vegas. Washington, New York, Los
Angeles and San Diego have seen the smallest
declines.
Home values remain depressed despite
some modest progress in the housing market.
Residential construction is likely to add to
U.S. economic growth in 2011, the first time
that has happened in four years. Thats mainly
because apartments are being built almost
twice as fast as two years ago reflecting a
surge in renting and weaker home sales.
The Case-Shiller index measures prices
for roughly half of all U.S. homes. Prices are
compared with those in January 2000 and
the index is based on a three-month moving
average. The monthly data are not seasonally
adjusted.
Atlanta, Detroit and Minneapolis post-
ed the biggest monthly declines. Prices in
Atlanta and Las Vegas fell to their lowest
points since the housing crisis began. Prices
rose in Phoenix after three straight monthly
declines.
David M. Blitzer, chairman of S&Ps index
committee, said steep price drops in cities
such as Atlanta, Chicago, Cleveland, Detroit
and Minneapolis were particularly worrisome
because their gains earlier this season were
so strong.
Atlanta and the Midwest are regions that
really stand out in terms of recent relative
weakness, Blitzer said. These markets were
some of the strongest during the spring/sum-
mer buying season.
Americans are reluctant to purchase a
home more than two years after the recession
officially ended. High unemployment and
weak job growth have deterred many would-
be buyers. Even the lowest mortgage rates in
history havent been enough to lift sales.
Some people cant qualify for loans or
meet higher down payment requirements.
Many with good credit and stable jobs are
holding off because they fear that prices will
keep falling.
Sales of previously occupied homes are
barely ahead of 2008s dismal figures the
worst in 13 years. And sales of new homes
this year will likely be the worst since the
government began keeping records a half
century ago.
Prices are likely to fall further once banks
resume millions of foreclosures. They have
been delayed because of a yearlong gov-
ernment investigation into mortgage lending
practices.
Foreclosures and short sales when a
lender accepts less for a home than what is
owed on a mortgage are selling at an aver-
age discount of 20 percent.
Wall Street
Stocks barely
changed in
light holiday
trading
NEW YORK (AP) Stocks
ended barely changed in light
trading Tuesday amid mixed
economic news. Consumer
confidence surged to an eight-
month high, but home prices
dropped in major cities. Sears
plummeted after reporting that
it would close more than 100
stores around the country.
The Dow Jones industrial
average closed down just 2
points after staying in a nar-
row range all day. The S&P
500 index and Nasdaq eked out
small gains.
In the latest sign of a bumpy
recovery in the housing market,
home prices fell in 19 of the 20
cities tracked by the Standard
& Poors/Case-Shiller index.
Atlanta, Detroit and Minneapolis
posted the biggest declines.
Prices in Atlanta and Las Vegas
fell to their lowest points since
the housing crisis began.
That report dampened inves-
tors enthusiasm about a jump
in consumer confidence to the
highest level since April. The
New York-based Conference
Board reported that its
Consumer Confidence Index
rose almost 10 points to 64.5 in
December. Economists watch
the numbers closely because
consumer spending accounts
for about 70 percent of U.S.
economic activity.
Description Last Price Change
DJINDUAVERAGE 12,291.35 -2.65
NAS/NMS COMPSITE 2,625.20 +6.56
S&P 500 INDEX 1,265.43 +0.10
AUTOZONE INC. 330.25 -0.05
BUNGE LTD 57.75 -0.34
EATON CORP. 44.46 +0.10
BP PLC ADR 43.14 -0.14
DOMINION RES INC 53.43 +0.48
AMERICAN ELEC. PWR INC 41.65 +0.08
CVS CAREMARK CRP 41.01 +0.02
CITIGROUP INC 26.90 -0.56
FIRST DEFIANCE 15.11 -0.04
FST FIN BNCP 17.06 +0.18
FORD MOTOR CO 10.81 -0.14
GENERAL DYNAMICS 66.56 +0.20
GENERAL MOTORS 20.09 -0.41
GOODYEAR TIRE 14.16 -0.15
HEALTHCARE REIT 54.55 +0.52
HOME DEPOT INC. 42.22 +0.13
HONDA MOTOR CO 29.84 -0.42
HUNTGTN BKSHR 5.55 -0.10
JOHNSON&JOHNSON 66.02 +0.04
JPMORGAN CHASE 33.03 -0.54
KOHLS CORP. 49.87 -0.10
LOWES COMPANIES 25.54 -0.27
MCDONALDS CORP. 100.55 +0.40
MICROSOFT CP 26.04 +0.01
PEPSICO INC. 66.38 -0.19
PROCTER & GAMBLE 66.79 +0.12
RITE AID CORP. 1.25 +0.04
SPRINT NEXTEL 2.32 +0.01
TIME WARNER INC. 35.98 +0.02
US BANCORP 27.31 -0.18
UTD BANKSHARES 6.74 -0.19
VERIZON COMMS 39.99 +0.01
WAL-MART STORES 59.83 -0.16
STOCKS
Quotes of local interest supplied by
EDWARD JONES INVESTMENTS
Close of business Dec. 27, 2011
Advertise your business in
The Delphos Herald ... 419-695-0015
Wednesday, December 28, 2011 The Herald 11
www.delphosherald.com
Answers to Tuesdays questions:
In American diner slang of yore, a Noahs boy was a
slice of ham, a reference to Noahs second son, Ham.
A porcupine acquires a fully-developed set of quills
within days sometimes hours of birth. The quills
start out soft and bendable but harden quickly.
Todays questions:
What inspired ice-cream maker William Dreyer to
name a flavor Rocky Road?
The first players in the All-American Girls Professional
Baseball League were required to attend what special eve-
ning classes during spring training?
Answers in Thursdays Herald
Todays words:
Bozart: fine arts
Sinciput: the forehead
Todays joke:
A New Yorker was forced to take a day off from work
to appear for a minor traffic summons. He grew increas-
ingly restless as he waited hour after endless hour for
his case to be heard.
When his name was called late in the afternoon, he
stood before the judge, only to hear that court would be
adjourned for the rest of the afternoon and he would
have to return the next day.
What for?! he snapped at the judge.
His honor, equally irked by a tedious day and sharp
query, roared out loud: Twenty dollars contempt of
court! Thats why!
Then, noticing the man checking his wallet, the judge
relented:
Thats all right. You dont have to pay now.
The young man replied, I know. But Im just seeing
if I have enough for two more words.
Preventive care: Its free, except when its not
By CARLA K. JOHNSON
AP Medical Writer
CHICAGO Bill Dunphy thought his
colonoscopy would be free.
His insurance company told him it would be
covered 100 percent, with no copayment from
him and no charge against his deductible. The
nations 1-year-old health law requires most
insurance plans to cover all costs for preven-
tive care including colon cancer screening. So
Dunphy had the procedure in April.
Then the bill arrived: $1,100.
Dunphy, a 61-year-old Phoenix small busi-
ness owner, angrily paid it out of his own pocket
because of what some prevention advocates call
a loophole. His doctor removed two noncancer-
ous polyps during the colonoscopy. So while
Dunphy was sedated, his preventive screening
turned into a diagnostic procedure. That allowed
his insurance company to bill him.
Like many Americans, Dunphy has a high-
deductible insurance plan. He hadnt spent his
deductible yet. So, on top of his $400 monthly
premium, he had to pay the bill.
Thats bait and switch, Dunphy said. If it
isnt fraud, its immoral.
President Barack Obamas health overhaul
encourages prevention by requiring most insur-
ance plans to pay for preventive care. On
the plus side, more than 22 million Medicare
patients and many more Americans with private
insurance have received one or more free cov-
ered preventive services this year. From cancer
screenings to flu shots, many services no longer
cost patients money.
But there are confusing exceptions. As
Dunphy found out, colonoscopies can go from
free to pricey while the patient is under anes-
thesia.
Breast cancer screenings can cause confusion
too. In Florida, Tampa Bay-area small business
owner Dawn Thomas, 50, went for a screening
mammogram. But she was told by hospital staff
that her mammogram would be a diagnostic
test not preventive screening because a
previous mammogram had found something
suspicious. (It turned out to be nothing.)
Knowing that would cost her $700, and
knowing her doctor had ordered a screening
mammogram, Thomas stood her ground.
Either I get a screening today or Im put-
ting my clothes back on and Im leaving, she
remembers telling the hospital staff. It worked.
Her mammogram was counted as preventive
and she got it for free.
A lot of women ... are getting labeled with
that diagnostic code and having to pay year after
year for that, Thomas said. Its a loophole so
insurance companies dont have to pay for it.
For parents with several children, costs can
pile up with unexpected copays for kids needing
shots. Even when copays are inexpensive, they
can blemish a patient-doctor relationship. Robin
Brassner of Jersey City, N.J., expected her doc-
tor visit to be free. All she wanted was a flu shot.
But the doctor charged her a $20 copay.
He said no one really comes in for just a
flu shot. They inevitably mention another ail-
ment, so he charges, Brassner said. As a new
patient, she didnt want to start the relationship
by complaining, but she left feeling irritated.
Next time, Ill be a little more assertive about
it, she said.
How confused are doctors?
Extremely, said Cheryl Gregg Fahrenholz,
an Ohio consultant who works with physicians.
Its common for doctors to deal with 200 dif-
ferent insurance plans. And some older plans
are exempt.
Should insurance now pay for aspirin?
Aspirin to prevent heart disease and stroke is
one of the covered services for older patients.
But its unclear whether insurers are supposed
to pay only for doctors to tell older patients
about aspirin or whether theyre supposed
to pay for the aspirin itself, said Dr. Jason
Spangler, chief medical officer for the nonparti-
san Partnership for Prevention.
Stop-smoking interventions are also sup-
posed to be free. But what does that mean?
Spangler asked. Does it mean counseling?
Nicotine replacement therapy? What about drugs
(that can help smokers quit) like Wellbutrin or
Chantix? That hasnt been clearly laid out.
But the greatest source of confusion is
colonoscopies, a test for the nations second
leading cancer killer. Doctors use a thin, flex-
ible tube to scan the colon and they can remove
precancerous growths called polyps at the same
time. The test gets credit for lowering colorectal
cancer rates. Its one of several colon cancer
screening methods highly recommended for
adults ages 50 to 75.
But when a doctor screens and treats at the
same time, the patient could get a surprise bill.
It erodes a trust relationship the patients
may have had with their doctors, said Dr.
Joel Brill of the American Gastroenterological
Association. We get blamed. And its not our
fault,
Cindy Holtzman, an insurance agent in
Marietta, Ga., is telling clients to check with
their insurance plans before a colonoscopy so
they know what to expect.
You could wake up with a $2,000 bill
because they find that little bitty polyp,
Holtzman said.
Doctors and prevention advocates are ask-
ing Congress to revise the law to waive patient
costs including Medicare copays, which
can run up to $230 for a screening colonos-
copy where polyps are removed. The American
Gastroenterological Association and the
American Cancer Society are pushing Congress
fix the problem because of the confusion its
causing for patients and doctors.
At least one state is taking action. After com-
plaints piled up in Oregon, insurance regulators
now are working with doctors and insurers
to make sure patients arent getting surprise
charges when polyps are removed.
Floridas consumer services office also
reports complaints about colonoscopies and
other preventive care. California insurance bro-
ker Bonnie Milani said shes lost count of the
complaints shes had about bills clients have
received for preventive services.
Confusion is not the word Id apply to
the medical offices producing the bills, Milani
said. The word that comes to mind for me aint
nearly so nice.
When its working as intended, the new
health law encourages more patients to get
preventive care. Dr. Yul Ejnes, a Rhode Island
physician, said hes personally told patients with
high deductible plans about the benefit. They
werent planning to schedule a colonoscopy
until they heard it would be free, Ejnes said.
If too many patients get surprise bills, how-
ever, that advantage could be lost, said Stephen
Finan of the American Cancer Society Cancer
Action Network. He said it will take federal or
state legislation to fix the colonoscopy loop-
hole.
Dunphy, the Phoenix businessman, recalled
how he felt when he got his colonoscopy bill,
like something underhanded was going on.
Its the intent of the law is to cover this
stuff, Dunphy said. It really made me angry.