SANDRA SANTANGELO Bridgewater, NJ 08807 732.207.2295 ss1251e40@westpost.

net PROFILE SUMMARY Dynamic Accounting and Finance Professional with extensive background in both th e financial and operational direction of banking institutions. Successful track record of asset and resource management, revenue growth methodologies, strategi c marketing, and technological advancement. Possess the keen ability to mobiliz e cross-functional project teams to effectively achieve short and long-range obj ectives while streamlining processes and reducing overall spend. Known for rela tionship-management ability in the effective collaboration with clients. Passed NJ Life Insurance Producers Exam in 2004. Specific areas of skill include: * IFRS & GAAP * Planning, Analysis & Forecasting * Accounting/Financial Control - SOX * Financial Reporting * Corporate Trust (Operations) * Operational Cost Analysis * Training & Development Computer skills: MS Office Suite, Hyperion, PeopleSoft Query & nVision 8.4, Sun star PROFESSIONAL EXPERIENCE HSBC, Bridgewater, NJ 2005 - Present Manager, Accounting & Financial Reporting (AVP), Taxpayer Financial Services / F inancial Controls Direct comprehensive financial planning and reporting processes. Oversee the ac tivity, training, and professional development of a 4-member financial team. * Close and reconcile books monthly, quarterly and yearly. Perform day-to-day f inance activities, including daily and weekly reports, issue resolution, and pro cess improvement recommendation reporting. * Recommend benchmarks for measuring the financial and operating performance of department. * Manage preparation of financial outlooks and financial forecasts. * Establish and implement short- and long-range departmental goals, objectives, policies, and operating procedures. * Coordinate financial audits and provide recommendations for procedural improve ments. * Oversee the preparation and evaluation of the annual budget, financial reporti ng, and presented findings to top management. * Ensure Sarbanes-Oxley and SAS 70 compliance by completing thorough data analys is, testing, and reporting. Key Accomplishments: * Successfully reduced month-end close process from 5 days to 2 days, while also eliminating reporting errors, by enhancing operating protocols through training and automation. STATE STREET BANK (formerly DEUTSCHE BANK AG), Jersey City, NJ 1986 - 2004 Vice President, Retirement Services Cash Management Group, 1997 - 2004 Managed Business Continuity Planning, including reconciliations, cash projects f or Short Term Investment Funds (STIFs), and client overdraft compensation report ing. * Known for establishing and clearly executing defined strategy and associated t actical plans. * Developed ad hoc analyses, ensuring accurate and timely maintenance and implem entation of budget and forecast revisions. SANDRA SANTANGELO 732.207.2295 ~ ss1251e40@westpost.net PAGE TWO

STATE STREET BANK (formerly DEUTSCHE BANK AG), continued * Performed key data analyses for the Board and executive management, enabling t he interpretation and evaluation of complex information for forecasting, budgeti ng, and trend and cost benefit analyses. * Oversaw monitoring of sections 23a and 23b of the Federal Reserve Act, ensurin g procedural compliance. * Directed staff training on the Business Continuity and Disaster Recovery progr am, confirming global understanding and adherence. Key Accomplishments: * Enhanced and improved risk controls associated with Fund under/over investment s by collaborating with IT on the automation of manual processes that increased cash projection accuracy. * Launched Global Plus, an innovative recordkeeping system; provided training an d documentation that resulted in a transition that realized no downtime. Assistant VP & Compliance Officer, Corporate Trust and Agency Group, 1993 - 1997 Assistant VP & Journal Manager / Operations Manager, Defined Contribution and Pa rticipant Services, 1989 - 1993 Accountant / Assistant Treasurer, Bankers Trust Futures, 1986 - 1989 EDUCATION BS, Accounting, Kean University, Union, NJ