CONCLUSION : Cash method has the smallest expenditure value.

Therefore, it becomes the

INPUT THIS FIELD FIRST
Period of Usage (in Years)
Down Payment

1
20.00%

COMPARISON TABLE OF VALUE

TRANSACTION METHOD
Cash
Rp

37,212,625.00

Credit
Rp

47,782,625.00

smallest expenditure value. Therefore, it becomes the most approriate method of payment.

GRAPHIC OF CONCLUSION
Rp90,000,000.00
Rp80,000,000.00
Rp70,000,000.00

N TABLE OF VALUE

Rp60,000,000.00

TION METHOD

Rp50,000,000.00

Rent
Rp

78,000,000.00

Rp40,000,000.00
Rp30,000,000.00
Rp20,000,000.00
Rp10,000,000.00
Rp-

Value

Rp1

Rp2

Rp37,212,625.00

Rp47,782,625.00

Check the price information >>

payment.

C OF CONCLUSION

Rp2

Rp3

Rp47,782,625.00

Rp78,000,000.00

MAIN INFORMATION
On The Road Price (Cash)
Additional Cost
Oils and Maintenance Cost
(per 3 months)
Tax (per year)

ADDITIONAL INFORMATION
CREDIT
Credit (in Year)

Interest

Insurance

1
2
3

5.00%
5.15%
5.45%

2.80%
5.04%
7.28%

DEPOSIT RATES
Period (in Month)
Interest Rate

12
5.25%

24
5.50%

MAIN INFORMATION
Rp
Rp

245,500,000.00
250,000.00

Rp

526,400.00

Rp

3,683,025.00

ADDITIONAL INFORMATION
Administration
Rp
Rp
Rp

500,000.00
600,000.00
700,000.00

ES

Usage Period
1
2
3

RENT
Rent Cost (per month)
Rp
Rp
Rp

6,500,000.00
6,500,000.00
6,200,000.00

RESALE PRICE PREDICTION

36
5.75%

After x Year(s)
1
2
3

Average of Resale Price

Rp
220,950,000.00
Rp
198,855,000.00
Rp
178,969,500.00

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CASH DETAIL
Month

OTR

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36

Rp 245,500,000.00
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
-

<< Back to the first page

Insurance
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp

6,874,000.00
-

Oils + Maintenance Cost

Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp

526,400.00
526,400.00
526,400.00
526,400.00
-

CASH DETAIL
Tax

Preset Value

Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp 3,683,025.00
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
-

Rp 252,374,000.00
Rp
Rp
526,400.00
Rp
Rp
Rp
526,400.00
Rp
Rp
Rp
526,400.00
Rp
Rp
Rp
4,209,425.00
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
-

Total Value
Resale Price
Impairment
Impairment
Percentage

Future Value of Each Payment

Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp

264,788,699.32
547,493.45
540,370.02
533,339.27
4,209,425.00
-

Rp 258,162,625.00 Rp
Rp
Rp 37,212,625.00 Rp

270,619,327.06
220,950,000.00
49,669,327.06

14.41%

18.35%

Down Payment
Debt
Interest
Insurance
Administration
Additional Cost
Installment (per month)

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CREDIT DATA
Down Payment
Debt
Interest
Insurance
Administration
Additional Cost
Installment (per month)

<< Back to the first page

Rp
Rp
Rp
Rp
Rp
Rp
Rp

49,100,000.00
196,400,000.00
9,820,000.00
6,874,000.00
500,000.00
250,000.00
17,185,000.00

Check credit detail >>

CREDIT DETAIL
Payment to 1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36

Installment
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp

17,185,000.00
17,185,000.00
17,185,000.00
17,185,000.00
17,185,000.00
17,185,000.00
17,185,000.00
17,185,000.00
17,185,000.00
17,185,000.00
17,185,000.00
17,185,000.00
-

<< Back to the first page

Down Payment
Rp 49,100,000.00
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
-

Insurance
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp

6,874,000.00
-

CREDIT DETAIL
Administration
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp

500,000.00
-

Additional
Payment
Rp 250,000.00
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
-

Oils +
Maintenance
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp

526,400.00
526,400.00
526,400.00
526,400.00
-

Tax
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp 3,683,025.00
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Total Value
Resale Price
Impairment
Impairment
Percentage

Present Value
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp

73,909,000.00
17,185,000.00
17,711,400.00
17,185,000.00
17,185,000.00
17,711,400.00
17,185,000.00
17,185,000.00
17,711,400.00
17,185,000.00
17,185,000.00
21,394,425.00
-

Rp 268,732,625.00
Rp
Rp 47,782,625.00
17.78%

220,950,000.00

Impairment
Percentage

17.78%

Future Value of Each

Payment
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp

77,544,707.37
17,951,819.69
18,421,116.04
17,795,766.12
17,718,248.78
18,181,439.12
17,564,225.61
17,487,716.85
17,944,880.63
17,335,697.68
17,260,184.38
21,394,425.00
-

Rp

276,600,227.27
220,950,000.00
55,650,227.27

p
Rp

20.12%

20.12%

RENT DETAIL
Payment to -

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1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
Total Value

RENT DETAIL
Present Value
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp

6,500,000.00
6,500,000.00
6,500,000.00
6,500,000.00
6,500,000.00
6,500,000.00
6,500,000.00
6,500,000.00
6,500,000.00
6,500,000.00
6,500,000.00
6,500,000.00
-

Future Value
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp
Rp

6,819,745.88
6,790,039.45
6,760,462.43
6,731,014.24
6,701,694.33
6,672,502.13
6,643,437.10
6,614,498.66
6,585,686.29
6,556,999.41
6,528,437.50
6,500,000.00
-

78,000,000.00 Rp

79,904,517.42